Northwest 50 Plus Marion-Polk Edition December 2020 by Northwest50Plus

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Marion Polk December 2020 Your companion for living well in the northwest

An unexpected

Keeping the

holiday spirit alive during the pandemic

AR E C I D ME E GUID E

Holidays with the Grandkids

gift

The Smile! episode

To buy or not to buy â&#x20AC;&#x201D;

right now

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I N SI D

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contents VOLUME 24 | NUMBER 12

OREGON’S OLDEST & LARGEST 50+ PUBLICATION

3 Editions serving adults aged 50 and older Portland-Metro-Vancouver, Marion-Polk-Coast, South Valley: Linn-Benton Lane

JENNIFER MCCAMMON

Publisher 971-200-9686 JMcCammon@northwest50plus. com DOREEN HARROLD Office Manager/Sales Assistant DHarrold@northwest50plus.com DEB JONES Sales Executive DJones@northwest50plus.com TAY JUNCKER Lead Designer TJuncker@northwest50plus.com VERONICA MICEK Design Assistant CONTRIBUTING WRITERS Vanessa Salvia, Michele Biggart, Joann Markham, Kristen Dael, Candy Puterbaugh, Mary Owen

P.O. Box 12008, Salem, OR 97309 4923 Indian School Rd. NE, Salem, OR 97305 503-304-1323 | 1-877-357-2430 FAX 503-304-5394 info@northwest50plus.com Northwest50Plus.com Subscriptions $26/year | $49/2 years Printed by Eagle Web Press, Salem, OR Northwest 50 Plus is published monthly and locally owned and operated by Eagle Newspapers, Inc. The entire contents of this publication are copyrighted by Northwest 50 Plus. Any use of all or any part of this publication is prohibited without written consent of the publisher.

Find us on social media @Northwest 50 Plus

Keeping the Holiday Spirit Alive During the pandemic

5 Tips for Successful Aging These tips are a little philosophical, a lot practical.

To BUY or not to BUY right now Check out the best buys — and purchases to hold off on — this month and next.

GET OUT with the GRANDKIDS! The Smile! episode. Fun, easy photo projects to encourage fun and storytelling while creating treasured keepsakes.

Use SMART GOALS to boost your fitness routine Easy tips and suggestions to get started, keep going, and thrive.

Write it on your heart Words of wisdom from Ralph Waldo Emerson

An Unexpected Gift

MEDICARE GUIDE INSIDE

NORTHWEST 50 PLUS | MARION POLK December 2020

5 Tips for successful aging by Michele Biggart

When Jo Ann Jenkins, AARP CEO and author of Disrupt Aging, received "over the hill" cards and sentiments on her 50th birthday, she realized she wanted to challenge outdated beliefs about aging and encourage others to celebrate aging well. Jenkins’ book explores living fully at every life stage, and encourages retirees and soon to be retirees to embrace the following ideas supporting living well as an “Active Adult.”

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Self Actualization. Active Adults are independent people who seek connection, engagement, wellness and likedminded peers.

Knowledge is Power. Thinking of downsizing? Learn the difference between communities and campuses for people 55+. What do they offer for mental and physical wellbeing, now and in the future?

Have the Conversation. Consider

friends, family and children who will have influence in your future. Proximity to them as well as their physical and emotional support will contribute to your health and happiness.

Make a Plan. It’s important to have a plan before the potential for a crisis

arises. Aging can bring different challenges, and no one has a crystal ball. Planners tend to have more positive outcomes as they are mindful of future needs for comfort, care and health.

Be Not Afraid. Change is hard! After retirement, routines, surroundings and support can change. This needn’t be troublesome, but it is a new normal. Today, older adults are better equipped than ever to navigate the challenges and excitement to come. If you have reached this stage and consider yourself an Active Adult, congratulations! The best is yet to come, and the possibilities are endless. You are not simply “over the hill.” You are exploring and securing what can be the best years of your life.

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Keeping the

Holiday Spirit Alive During the Pandemic

by Vanessa Salvia

â&#x20AC;&#x2DC;Tis the season for celebration and adventure. For many folks, the annual Thanksgiving gathering or cozy Christmas eve dinner may not be on the table this year given the unknowns due to the pandemic. Still, there are ways to include loved ones this year and even host that gathering â&#x20AC;&#x201D; given a little thought toward simple precautions.

Memorial Christmas Tree

December First â&#x20AC;&#x201C; New Years Day Mt. Crest Abbey Mausoleum

Our commemorative Christmas Tree is filled with ornaments brought by families in memory of their loved ones. Each ornament receives a small brass tag.

Becky Hart, owner of Event Crush in Eugene, says many of her clients are suspending events, but those who aren't are taking planning to the next level. "When planning winter weddings and other events, things we've done to avoid a lot of mingling include things like food service," Hart says. "Instead of everyone going to the buffet, touching the same tongs and serving spoons, we're doing plated dinners and serving the appetizers. We're keeping people at their tables for the majority of the evening." Another safe option is having beverages served at the table rather

NORTHWEST 50 PLUS | MARION POLK December 2020

than people congregating at a bar. When planning seats, consider each table as a family unit and group those already in contact. Have handwashing stations and plentiful hand sanitizer on hand. Place disinfecting wipes in bathrooms and ask guests to wipe down surfaces after use.

giver ahead for less tech-savvy recipients. "Once set up, all you have to do is click on someone's name to call them."

Nikole Garcia's family in Eugene is accustomed to distanced holidays as her children have grandparents in Massachusetts. For them, opening gifts on Christmas morning over FaceTime is typical. "The kids get their boxes, and everyone sits down for the call," says Garcia.

Hart does advise those planning gatherings this year to be clear about expectations, such as whether masks will be required. "Everyone has different comfort levels and opinions, so if you’re hosting, communicate as clearly as possible what guests can expect and what you would like them to do. The more up front you can be, the more hiccups can be avoided. Acknowledge that this isn't a 'normal' Thanksgiving or 'normal' Christmas.” But that doesn’t mean it won’t be fun, and certainly memorable.

Garcia’s kids’ other grandparents live just around the corner, and they’ve enjoyed socially distanced backyard gatherings this summer. "We're not sure what we're going to do when the rain hits," she says. "Everyone's playing things by ear because you can't really plan anything right now." For those not tech savvy. Garcia, a technology professional in Eugene, says tablets are often easiest to use, as touchscreens make them "point and click."

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FaceTime allows users to make video calls from an Apple device such as iPhone or iPad. Android devices offer similar apps, such as Duo.

Hart says video calls could be the key to virtual holiday experiences. She suggests shipping gifts ahead so they can be opened together. Games like Pictionary or charades are a great way for families to play together. Or share a recipe and cook a meal together. "Even though you may be in separate states you can still get together, feel connected and have fun."

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Last year Facebook introduced Facebook Portal, a tablet-like device Phone & Video Conferences Conferences Available Phone Available designed for video calling, with Member National Academy of Elder Member Elder Law Law Attorneys Attorneys Alexa built in. Users can video chat Phone & Video Conferences Available with Facebook friends via a smart National Academy of Elder Law Attorneys camera that follows them around, Phone &Member Video Conferences Available 694High High St St NE, NE, Salem www.mcginty-belcher.com 694 Salem 503.371.9636 www.mcginty-belcher.com so they can do things hands-free. Phone & Video Conferences Available Member of Elder Law Available Attorneys Phone & National VideoAcademy Conferences When not used for calls, Portal can Member National Academy of Elder Law Attorneys Member National Academy of Elder Law Attorneys 694 High St NE, Salem 503.371.9636 www.mcginty-belcher.com act as a digital picture frame.

694 High St NE, Salem 503.371.9636 www.mcginty-belcher.com Garcia says devices like these make 694 High St NE, Salem www.mcginty-belcher.com 694 High St NE, Salem 503.371.9636 503.371.9636 www.mcginty-belcher.com great gifts and can be set up by the NORTHWEST 50 PLUS | MARION POLK December 2020

To Buy or NOT to Buy — RIGHT NOW

Year end is just the beginning for discounts in some product categories. Look for sale prices on these items in December: TVs. Black Friday / late November spill into December, and t retailers normally discount TVs and home-theater essentials just before the Super Bowl.

KITCHEN ITEMS. Look for great deals on kitchen t appliances and utensils. If not for you, for your favorite “Betty Crocker.”

TOOLS. While Black Friday has the best t deals, December sales are especially good for wrench, screwdriver and drill sets.

CARS. Dealerships are ready to cut prices at year end, and many offer exceptional prices on New Year’s Eve.

CHRISTMAS DECORATIONS. Deep discounts begin Dec t 26 — often upward of 50% — on decorations, wrapping, ornaments, artificial trees and seasonal items.

TOYS. Watch for big toy sales early t to mid-month.

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WAIT ‘til January: BEDDING & LINENS. Department stores t hold “white sales” in January with deep discounts on sheets and towels. JEWELRY. Because watches and jewelry are popular holiday gifts, retailers hold t off on big discounts until January.

WINTER CLOTHING. MLK Day weekend t (Jan. 13 – 15), as that’s when you’ll see sharp markdowns on winter clothing as retailers make way for spring.

FITNESS EQUIPMENT. Exercise is front of mind, t and retailers know it. Fitness equipment and apparel sales abound at sporting goods stores.

FURNITURE. Retailers begin clearing their t showrooms in January for new product releases in February. HOME DÉCOR. Prices go down significantly well after t the holidays have come and gone. January is the perfect time to stock up on pillows, throws, serving trays, lamps, and rugs.

NORTHWEST 50 PLUS | MARION POLK December 2020

HolidaysC a

L Grandkids! with the

by Kristen Dael

The holidays are here, and we’re all looking for ways to celebrate the spirit with fun, memorable activities we can safely enjoy together.

Smile!

Most of us have a stash of printed photos we’ve been meaning to sort, frame or give away. These are perfect for a truly magical activity. You and the grandkids can put together multi-photo frames, scrapbook pages, or collages on heavy paper. Choosing, cropping and framing or pasting up the photos is fun for everyone, and the images naturally invite conversation about colorful family characters and shared history and memories. Better still, the resulting creations can be given as gifts or saved as lifelong treasures.

WHAT YOU’LL NEED:

;

F Photos — your own, and from your adult children if available F Multi-photo frames of desired; available at dollar, craft, retail and thrift stores

F Scrapbook pages or large, heavy-weight pages (dollar-type stores carry large white “poster boards” that can be cut for multiple pages)

F Age-appropriate scissors, rulers F Glue, glue sticks, tape

F Space at the kitchen table or in a room with low tables

Quick Tip

Keep the focus on fun. Have everyone participate in preparations and cleanup as appropriate, and don’t stress if something’s done a little differently or less “tidily” than you normally would do it. That’s a true recipe for shared pleasure.

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Medicare Guide

Marion Polk December 2020

2021

Open Enrollment Through Dec 7, 2020

PHP_AEP-2021_NW50Plus_7.5x1.75_FindPlan_091620

INSIDE

▶ Compare plans from major health insurance carriers ▶ Find a local health insurance agent to help you through the process

Discover True Health

Join a community of care dedicated to your well-being. Find a Medicare Advantage plan that’s right for you at MyTruePlans.com/print Providence Medicare Advantage Plans is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. Providence Health Plan and Providence Health Assurance comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. H9047_2021PHA46_M 9/16/20

Medicare Plans Hereâ&#x20AC;&#x2122;s what some major providers have to offer

Offerings from some major providers for the 2021 Open Enrollment Period (OEP) Oct 15-Dec 7, 2020

Providence Timber

Providence Bridge 2

$147

$40

$5,500

$4,900 in-network / $10,000 out-of-network

Choice of Doctors

Providers in network: 10,000+

Per Doctor Visit

Primary Care $0, Specialist $40

$15 copay In-Network/$40 Out-of Network for Primary Care, $35 copay In-network/$50 Out-of-network for Specialistv

Annual physical exam $0

Annual physical exam: $0 in-network / 30% out-of-network

Emergency room $90 copay

Inpatient hospital care: Days 1-4 $450/day $0 copay for days days 5 and beyond

Inpatient hospital care: Days 1-6 $325/day $0 copay for days days 7+ / 30% out of network

Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others

$250

$0 days 1-20, $184; days 21 - 100

$0 days 1-20 / $160 days 21 - 100 in-network 30% out-of-network

Included

Deductible: $150, Preferred generics: $0 Generics: $10, Preferred brand: $47 Non-referred drug: $100, Specialty drugs: 29% coinsurance

Deductible: $150, Preferred generics: $0 Generics: $10, Preferred brand: $47 Non-referred drug: $100, Specialty drugs: 30% coinsurance

Routine exam 1/year: $75 allowance Glasses & contacts: $100 allowance/year

Routine exam 1/year: $75 allowance Glasses & contacts: $150 allowance/year

Routine exam 1/year: $0 in network Hearing aids: $499/$799 in network

Routine exam 1/year: $0 in network Hearing aids: $399/$699 in network

Individual or group session: $40

Individual or group session: $35 in-network 30% out-of-network

4,400+

200+

Other Details

Available with a reduced premium for qualifying low income individuals $0 Express Care Virtual visits from the safety of your home Worldwide emergency coverage ($50,000 limit) Silver & Fit gym membership included at no cost Coverage for chiropractic and acupuncture services Preventive dental included with optional, additional coverage starting at $29.40

Service Areas

Marion, Polk

503-574-5551; 800-457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time); ProvidenceHealthAssurance.com

Monthly premium

MEDICARE GUIDE MARION POLK COUNTY 2021

Maximum Out-of-pocket (MOOP)

Routine Physical Exams Emergency Care, USA/Foreign Hospitalization Choice of Hospitals

Ambulance Skilled Nursing Care Prescription Drug Plan Prescription Drug Copay/Deductible

Vision

Hearing Exams & Hearing Aids Mental Health Therapy Members

Website & Other Phone Numbers

2 NORTHWEST 50 PLUS | MEDICARE GUIDE Marion Polk

INSIGHTS AND TIPS from the experts by Mary Owen

CHOOSING A MEDICARE PLAN CAN BE confusing, especially with all the new changes, but many are a boon to subscribers, and help is available. “This is a very competitive market and plans are including more bells and whistles than I’ve ever seen." says agent Michael Bredimus of Salem. "Everyone should take this opportunity to review new plan offerings to not miss out on new added benefits.” New benefits include $0 premium Preferred Provider Organization plans. “Dental is included in some plans at no extra cost,” Bredimus says. “Several plans have included an over-the-counter benefit with as much as a $200 allowance to spend on health-related items. Some new plans offer a $29 to $50 monthly credit toward Part B premium.” Senior Health Insurance Benefits Assistance (SHIBA) counselor Bruce Bayley says Medicare Part B now covers opioid use disorder treatment services. Other new benefits include: coverage for acupuncture and methadone treatment, ability to pay online and flexible ambulance care. Also a “Senior Savings Model” prescription plan with low-cost insulin, Medicare Advantage plan services for chronically ill patients and expanded telehealth options. Bredimus lists key factors in choosing a plan as deductibles, premiums, anticipated costs of routine care and hospital services, restrictions on doctors, hospitals and pharmacies; cost for regularly used prescription drugs; and maximum out-of-pocket costs.

In choosing or modifying a plan, Bredimus says, “It’s important to work with someone local who is educated on local networks and how that relates to access to care.” He encourages working with an agent that contracts with multiple companies. “For example, in our area, many people will pay more for a plan if it grants them access to OHSU. If a senior were working with a 1-800 agent, they might not be aware of this.” Medigap plans are categorized by letter — A, B, C, D, F, G, K, L, M and N — and plans of the same letter offer the same benefits. “However, insurance companies can offer plans at different prices,” Bredimus cautions. “So, you may have different out-of-pocket costs even if the standardized plan benefits are the same. These plans do not provide prescription drug coverage. This means you would have to enroll in a stand-alone Medicare Prescription Drug Plan for medication coverage.” Medigap plans help with deductibles and other expenses not paid by Original Medicare, but don’t cover services such as long-term care, dental or eye glasses, according to Bredimus. Both options, he adds, “limit the amount a senior would pay in the event of a major surgery or hospitalization.” Seniors may opt for a PPO, a type of managed care health insurance plan that provides maximum benefits for visits to an in-network provider. A PPO, such as Providence, still provides some coverage for out-of-network providers. Seniors may also choose a health maintenance organization, or HMO, such as Kaiser Permanente. Jody Meyer, manager in Medicare sales for Kaiser Permanente, says seniors should consider what is most important to them when considering

(cont. on p.4) } } } NORTHWEST 50 PLUS | MEDICARE GUIDE Marion Polk 3

(cont. from p. 3) their options, such as: • The ability to choose your doctor, and whether your preferred providers accept Medicare patients. • Predictable and easy to understand out-of-pocket costs, including deductibles and copays. • Extra coverage for fitness, dental, vision and hearing. • How coordinated and convenient is the care you receive? Are many services under one roof, lowering costs and increasing convenience? • Convenient care options via phone, video and email. “There are many Medicare Advantage plans in the market and premium ranges vary,” Meyer says. “There are also considerations regarding prescription coverage. An easy way to review the number of plans and compare premiums is to visit the Medicare.gov plan finder.”

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4 NORTHWEST 50 PLUS | MEDICARE GUIDE Marion Polk

Meyer says Medicare Advantage plans, health care options that are approved by and contracted with Medicare, must provide benefits that are as good as or better than Original Medicare. “Medicare Advantage plans must cover all the services Medicare covers, including emergency and urgent care,” Meyer says. “Originally Medicare was not designed to pay for all medical services and has no maximum out-of-pocket protection. Medicare Advantage plans generally offer enhanced, more predictable coverage with out-of-pocket protection.” Meyer says Kaiser Permanente offers Medicare Advantage plans that “focus on quality care, including choice of physicians, preventive care and coordination of team-based care through one organization. You can often see your doctor, visit a lab, and pick up prescriptions all in one trip.” “We have convenient online services to help you manage your health, and we offer phone, video or in-person appointments,” she adds. “We also have convenient urgent care locations, coverage when traveling, and the option to add dental, vision and hearing benefits.” Because of eligibility rules and the contract with Medicare, all beneficiaries on these plans must have Part A and Part B Medicare and continue to pay their Part B premium to remain on the Medicare Advantage plan they choose, says Meyer. Bayley says for most people, enrolling in Medicare involves only a few steps and a handful of choices. “If you feel overwhelmed or that there are special circumstances that make your situation more complicated, SHIBA counselors are here to explain things and are knowledgeable about all the details within Medicare. They can let you know about any special rules that apply to you, and they won’t let you get tripped up!” says Bayley.

Turning 65 or retiring? Learn about Medicare options

Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Medicare Part B covers certain doctors’ services, outpatient care, medical supplies, and prevention services. Enrollment begins three months before turning 65, includes the month you turn 65, and ends three months after the birthday month. Seniors who do not enroll when first eligible may have to pay a Part B late enrollment penalty and may have a gap in coverage if they decide to start Part B later. If not automatically enrolled, seniors should sign up for Part A even if they have employee health insurance. Most people paid Medicare taxes while employed and will not have to pay a Part A premium. For most people, the standard PART B premium is $144.60 for 2020.

Medicare can be confusing SHIBA is here to help here to help... Publicly-funded resource here to help... 7 objective information

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Call: 800-722-4134 prescription drug plans. Visit: shiba.oregon.gov you compare plans (toll-free 722-4134 plans )

The Medicare Late Enrollment penalty is 10 percent of the current Part B premium per year of delayed enrollment and continues for life. Added to the current Part B premium, the cost would currently be $14.46 extra per month for each year you delay. Types of Medicare Advantage Plans include HMOs, PPOs, private fee-for-service plans, special needs plans, and a Medicare Medical Savings Account plan. Seniors with limited incomes or resources may get help from the state for Part A and/or Part B and may also qualify for help to pay for Medicare prescription drug coverage. For more information, visit www.medicare.gov.

Medicare Questions • Plan Options • Enrollment

Open Enrollment Period (OEP) January 1 - March 31 for Medicare Advantage Members Please contact me! Questions about Medicare? I CAN HELP! all year long! I help people Medicare Questions • Plan Options • Enrollment 2020 United Healthcare Medicare Sales Meetings

Becky Lippmann Broadway Coffeehouse -Stayton Room

are and related issues year-rou waste so help you fight fraud, d counseling FREE, ovides us how! Askunbiase and abuse. nd. year-rou related issues andpart are or the ACL. enrollment changes. from grant a through ole in so help you fight fraud, waste how! us Ask and abuse.

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Medicare Questions • Plan Options • Enrollment

1300 Broadway St. NE, Suite 100 • Salem, OR 97301

Tuesday, 22 •Ave. 10 a.m. 1139October Salem SEto noon Tuesday, October • 10 a.m. to noon Albany, OR2997321 Tuesday, November 5 • 10 a.m. to noon Tuesday, November 12 • 10 a.m. to noon Space is limited • Please RSVP to reserve a seat

the ACL.

EE, unbiased counseling ated issues year-round. u fight fraud, waste the ACL. Ask us how! how! hole or in part through a grant from

Questions about Medicare? I CAN HELP! 2020 United Healthcare Medicare Sales Meetings Broadway Coffeehouse -Stayton Room 1300 Broadway St. NE, Suite 100 • Salem, OR 97301

Tuesday, October 22 • 10 a.m. to noon Tuesday, October 29 • 10 a.m. to noon Tuesday, November 5 • 10 a.m. to noon Tuesday, November 12 • 10 a.m. to noon

541-914-6263

Space is limited • Please RSVP to reserve a seat

Becky Lippmann

Becky Lippmannbeclippmann@yahoo.com Call today Independent Medicare Broker/Agent becky-lippmann-independent-medicare.business.site Independent Medicare Broker/Agent Licensed in Oregon and Washington

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NORTHWEST 50 PLUS 541-914-6263

beclippmann@yahoo.com

becky-lippmann-independent-medicare.business.site

| MEDICARE GUIDE Marion Polk 5

beclippmann@yahoo.com

WHEN IT COMES TO EXERCISE, knowing you need to get out and move is easier said than done. It’s hard to stay motivated this time of year! But identifying a goal can help. Be realistic about what is attainable. Setting a realistic goal will go a long way in helping you stay motivated. Write it down. Instead of setting a random goal and keeping it in mind, commit it to paper. Unpacking the what, why, where, when and how of your goal can help ensure it is manageable and sustainable.

Use SMART goals

to boost your exercise routine by Joann Markham

Make it SMART: This outline can help ensure your goal is specific, measurable, action-oriented, realistic and time-bound. • SPECIFIC Whether your general goal is to exercise more or get healthy, getting specific can help figure out how to get there. Frame a goal in terms of what, when and why. “I want to walk a mile three days a week so I can play with my grandkids without becoming breathless” is specific. So is, “I want to improve my 5k time to 45 minutes.” • MEASURABLE How many days you go to yoga, how much weight you lift or how far you walk are all measurable. A fitness tracker or checklist can help you track your daily goals.

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IRT-4395D-A IRT-4395D-A

5605 Inland Shores Way North

5605 Inland Suite 104Shores Way North Suite 104 Keizer, OR 97303 Keizer, OR 97303 503-393-8166 503-393-8166

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Member SIPC

www.edwardjones.com

Member SIPC www.edwardjones.com

Member SIPC

NORTHWEST 50 PLUS | MARION POLK December 2020

Ready to downsize?

Our homes are the right size Call for more info or to schedule a tour

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• Select Homes Are Move-In Ready • One & Two Bedroom Single Story Homes • Rent Includes All Utilities • Accepting Reservations On Future Community Builds

• ACTION-ORIENTED Examine your goal to determine the steps to make it happen. Do you need to buy comfortable shoes? Join a gym? Find a workout buddy? How will you complete these things to meet your goal? • REALISTIC It’s important to be excited about your goal. Losing 50 pounds or completing a triathlon are tall orders for most. You know your body and limits, and what you enjoy. Keep that in mind and set yourself up for success with realistic goals. • TIME-BOUND Give yourself a deadline to meet your goal. Make it close enough to keep you motivated. If your goal is large, you may need to break it down into stages. It’s okay to have help. Whether you use a workout buddy, a personal trainer or just text a friend when you start your walk, someone knowing your goal and sharing the journey can make a big difference. Reward Yourself. Once you’ve met your goal, celebrate! Send a selfie of you meeting your goal to a friend, or post it on social media and watch the “Likes” roll in. Or treat yourself to a new pair of shoes or a new workout outfit. Rewarding yourself for a job well done is part of the fun!

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Call us with questions. 503.588.3600 • wvh.org NORTHWEST 50 PLUS | MARION POLK December 2020

An Unexpected Gift by Candy Puterbaugh

home in four months, ma’am.” We were still talking as we landed two hours later. Tyler was 22, a Marine, and was surprising his half-sister on her 19th birthday and his mother for Christmas. He grew up in small towns. He said Greenville and Campbellsville were good places to grow up, but now he wanted to learn new things.

Flying to Louisville for Christmas last year didn’t begin with the usual seasonal sparkle. I was reminded that a seatmate can make or break a flight. The first leg was the breaker when the man next to me offered his elbow but no words or eye contact. The maker came during the final leg — a front-row aisle seat with extra leg room... and Tyler. Young and fresh-faced, he sported cropped hair, smudged glasses, and legs that needed the extra room. A bit fidgety, he gazed briefly out the window, then at me, then back out the window. At last he said, “This is my first time

He had no father and his 40-yearold mother had health problems, including epilepsy. “She’s the strongest person I know, ma’am,” he said. “I admire her a lot.” He’s tracked down other half siblings, vowing to stay connected. In a note his mom saved that Tyler wrote as a first grader, he said he had to do what he could with what he had and work hard to be a success in life.

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NORTHWEST 50 PLUS | MARION POLK December 2020

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He was a weirdo in high school, he said. Everyone had big trucks with huge tires except him. “You see, ma’am, I was very shy and didn’t fit in. Even up until a year ago, I couldn’t carry on a conversation like this.” After attending college briefly, he decided he’d learn more in the military and that it would be good for him. He’s been at the Marine Corps base in Twentynine Palms, California for months now, and loves it. He gets himself up at 4 am. “No one wakes you up, ma’am,” he said. “You need to be somewhere by a certain time. I’m learning a lot and I like the guys and the officers.” Tyler shared that he likes fixing things and studied electronics. He plays guitar, does triathlons and martial arts, is an avid reader and loves languages. He’s already

In Africa, his group couldn’t communicate with the natives. Tyler studied their language four hours a day and said the locals were shocked when he spoke to them.

He wants kids of his own someday, he said. “I hope I’m a better dad than my dad was. I’ve been lucky. I love my mom and sister so much. I can’t wait to see them. I guess their gift from me this year is... me! I’m hoping this will be our best Christmas ever.”

Home for three weeks, he’ll work to recruit new Marines while there. “I’m so excited to see my mom and sister!” he said. “I’ll wait in the back room, and when my sister gets home from work at the DQ , step out.”

Stretching those long legs as we landed, he stood, offered a polite, “Good day, ma’am,” and moved away with long, confident strides — into his family’s arms and what I knew would surely be a bright future.

traveled extensively, including mission trips with his church.

She had texted when he was en route to the airport and he’d told her he was out enjoying the California sunshine. “She’s going to be mad at me!” he laughed.

Combined Hearing and Vision Loss?

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St. Vincent de Paul

HUD Marion County Senior & Disabled Housing

Four Oaks LP

Salem: 24 Units Studio & One Bedroom

Wallerwood LP Salem: 22 Units One & Two Bedroom

Apartments are for Seniors 62 and over and Disabled Individuals. Income limits apply. Rents are based on 30% of your adjusted income. Some utilities included. Pets allowed with a deposit.

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I am able to keep in touch with the outside world… I am really blessed to have Access Technologies, Inc., and iCanConnect in my life.

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Contact the Waitlist Department at 541-743-7164 NORTHWEST 50 PLUS | MARION POLK December 2020

Write it on your heart that every day is the best day in the year. He is rich who owns the day, and no one owns the day who allows it to be invaded with fret and anxiety.

Finish every day and be done with it. You have done what you could. Some blunders and absurdities, no doubt crept in. Forget them as soon as you can, tomorrow is a new day;

begin it well and serenely, with too high a spirit to be cumbered with your old nonsense. This new day is too dear, with its hopes and invitations, to waste a moment on the yesterdays.

ÂŠRalph Waldo Emerson, Collected Poems and Translations

At these convenient Salem locations Bi-Mart 2155 Lancaster Dr NE Grocery Outlet 299 D St NE 2879 Lancaster Dr NE Mega Foods 3675 Devonshire Ave NE Safeway 1455 Edgewater St 1265 Center St 5660 Commercial St SE 3380 Lancaster Dr NE Roths 4746 Portland Rd NE 2180 Lancaster Dr NE 1130 Wallace Rd NW 3045 Commercial St SE 4555 Liberty S

NORTHWEST 50 PLUS | MARION POLK December 2020

ADOPT ME!

For the

♥of Pets

PEPITO

This sleek boy has good looks, loves to cuddle, enjoys vocalizing, and has great personal hygiene. Playful and sweet, he is about 3. While very healthy, Pepito requires a urinary tract health diet for life. He does great with gentle kids, friendly cats, and mellow dogs. He will be a loving companion and make you the center of his world! He is current on vax, chipped, and has no fleas or worms. To meet Pepito, please call 541-225-4955 option 1 or email to adoptinfo@CatRescues.org. He is in the care of the Cat Rescue & Adoption Network.

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NORTHWEST 50 PLUS | MARION POLK December 2020

SERVICE DIRECTORY

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with the doctors and to advocate for your care?” There is a document called an advance directive, which allows you to write down who you choose to speak with the doctors if you are unable to speak for yourself. The advance directive allows you to indicate your choices for medical care and life sustaining treatments. You can download an Oregon Advance Directive at Advancedirective/Oregon. If you or your loved ones have questions about medical concerns, you can make an appointment with your primary

physician for a 30-minute Insurance will reimburs Once the advance direct and signed by two people t document and carry it wit and give it to the medical s The coronavirus is touch can protect ourselves and our hands, and maintainin By completing an advan peace of mind that there w doctors and advocate for o part to reduce the heavy b are helping a patient and t authorized to speak on the

(Pam Wald lives near C

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NORTHWEST 50 PLUS | MARION POLK December 2020

SOUTH VALLEY

Classifieds

Never miss an issue of

HELP WANTED

FRIENDSHIP ADS

ASPIRING AUTHOR SEEKS TYPIST. Part time hourly rate. SE Portland or Milwaukie preferred. Contact Ray G. PO Box 82781, Portland 97282.

ACTIVE SWM, 80'ish 5'7", 165 lbs. ISO female who enjoys traveling, RVing, camping and snowbirding. Also enjoys antiques, cars and spending quaility time together. Eager to hear about your interest. #5755

WANTED DIABETIC TEST STRIPS WANTED. Paying top dollar! Free local pickup. Call Sharon, 503-679-3605. BASEBALL & SPORTS MEMORABILIA wanted. Buying old cards, pennants, autographs, photographs, tickets, programs, Pacific Coast League, etc. Alan, 503-481-0719. PRE 1980 SPORT & non-sport cards, vintage model kits, .10¢/.12¢ comics;pre 1960’s pulp magazines. Call Gordon 503-313-7538.

CEMETARY PLOTS BELCREST MEMORIAL PARK, SALEM. One plot Lot 5, Section 20-7, Block 10. $3400. Call 936-499-5513.

CLASSIFIED AD RATES PRIVATE PARTY

Up to 20 words. $1.75 per extra word.

COMMERCIAL, REAL ESTATE

Up to 20 words. $2.50 per extra word.

CEMETERY PLOTS

Up to 20 words. $2.50 per extra word.

FRIENDSHIP ADS

Up to 30 words.

To submit your ad, email to classifieds@Northwest50Plus.com or call 1-877-357-2430.

FRIENDSHIP AD ABBREVIATIONS M = Male F = Female S = Single D = Divorced W = White A = Asian B = Black H = Hispanic J = Jewish C = Christian N/S = Non-smoker N/D = Non-drinker ISO = In Search Of

LTR = Long Term Relationship WW = Widowed White WB = Widowed Black WA = Widowed Asian WH = Widowed Hispanic LGBT= Lesbian/Gay/ Bisexual/Transgender

TO RESPOND TO A FRIENDSHIP AD:

Subscribe today and get your monthly issue mailed directly to you!

ADVENTUROUS, KIND, LOVING, AFFECTIONATE, non-materialistic, N/S, fun, fit, DWM, 59, seeks CF 50-70 for beach walks and talks. What's your initial meet idea? #5756 HEALTHY, FIT & FUN, 70 YR OLD, extroverted DWM. Enjoys the Oregon coast, fishing, golfing, cooking and dancing. I'm well mannered and groomed. ISO attractive female with common interest for LTR. N/S. #5757

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this magazine is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD toll-free at 1-800-669-9777. Toll-free for the hearing impaired is 1-800-927-9275.

CASH FOR GOOD CONDITION reloading equipment & supplies. 541-905-5453.

Just 26/year

55+ Community

Candalaria Plaza Apartments

• 1 bedroom/1 bath apartment $695/mo with 1 yr. lease • 2 bedroom/1 bath apartment $795/mo with 1 yr. lease • 2 bedroom/2 bath apartment $825/mo with 1 yr. lease

Private patios • Pet friendly w/restrictions On-site laundry • Close to all shopping Water/sewer/garbage Paid

For preview call:

503-585-6176

☐ Yes! I’d like a subscription Enclosed is my $26 annual payment Name:________________________________ Address:______________________________ City:________________________ State:____________

Zip:____________

Phone: _____________________ Email: ________________________________ Please make checks payable to:

Northwest50Plus PO Box 12008, Salem, OR 97309

or call

503-304-1323 with your payment

Northwest50plus.com Northwest50Plus

Western Village Apartments • 1 Bedroom, 1 bath apartment $695 per mo/with 1 yr. lease • 2 Bedroom, 1 bath apartment $795 per mo/with 1 yr. lease • On-site laundry • Off-street parking • Non-smoking within unit • 55+ community CALL NOW

503-585-6176

Write the number of the ad you are responding to on the OUTSIDE of the envelope and mail to: Northwest50Plus, PO Box 12008, Salem, OR 97309.

NORTHWEST 50 PLUS | MARION POLK December 2020