Northwest 50 Plus South Valley Edition October 2020 by Northwest50Plus

Complimentary Copy

Your companion for living well in the northwest

Medicare Guide

Inside!

South Valley October 2020

Get Out with the grandkids!

Theis online doctor VISIT US ONLINE: NORTHWEST50PLUS.COM FIND US ON SOCIAL MEDIA

2 NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020

Features

CONTENTS

Get out with the Grandkids!

Medicare Guide 2021

•Lane County •Linn Benton Inside!

Great venues for the young and young at

18 Beloved centenarian keeps running strong

9 Brilliance of the fall garden

NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 3

Lessons — and blessings — in everything

Northwest

50 Plus

VOLUME 23 | NUMBER 10

OREGON’S OLDEST & LARGEST 50+ PUBLICATION 3 Editions serving adults aged 50 and older Portland-Metro-Vancouver, Marion-Polk-Coast, South Valley: Linn-Benton Lane

JENNIFER MCCAMMON Publisher 971-200-9686 JMcCammon@northwest50plus.com

Wow!

It’s been a tough year! We hope you and yours weathered the September fires safely and that you’re continuing safe practices to keep you and others protected from the virus.

DOREEN HARROLD Office Manager/Sales Assistant DHarrold@northwest50plus.com

While challenges are part of life, the world keeps turning. And birthdays keep happening! For those turning 65 in the months ahead, the Medicare Guide this issue is a must read, featuring plans for 2021, tips on choosing qualified help, and professionals ready to help you find that holy grail —a great plan that really fits.

DEB JONES Sales Executive 503-910-6067 DJones@northwest50plus.com

It was so fun talking with the experts while building this edition — they truly love helping folks by simplifying the process, easing fears, and finding the best plans for those they serve. A favorite (and oft-heard) statement: this month: “It’s so exciting when someone is turning 65 and I get to help them — I love Medicare!”

JENNA WEATHERLY Lead Designer JWeatherly@northwest50plus.com

As open enrollment runs through Dec 7, so does our Medicare coverage. We hope the resources give you help and peace of mind as you navigate the process and obtain great coverage. Once you have that, you can get on with things you really enjoy — like time with friends, home projects, and planning your holidays.

VERONICA MICEK Design Assistant CONTRIBUTING WRITERS Maggi White, Mary Owen, Vanessa Salvia and Grace Peterson PHOTOGRAPHY: Cover Image: Ashley Bach Interior Photos: Diane Lewis & The Sunshine Division

Speaking of the fun! This issue introduces a new ongoing series, “Get out with the Grandkids!” featuring regional venues that offer safe, fun experiences. Thank you for being part of the 50+ family! We love serving you and being part of this community.

P.O. Box 12008, Salem, OR 97309 4923 Indian School Rd. NE, Salem, OR 97305 503-304-1323 | 1-877-357-2430 | FAX 503304-5394 info@northwest50plus.com Northwest50Plus.com Subscriptions $26/year | $49/2 years Printed by Eagle Web Press, Salem, OR Northwest 50 Plus is published monthly and locally owned and operated by Eagle Newspapers, Inc. The entire contents of this publication are copyrighted by Northwest 50 Plus. Any use of all or any part of this publication is prohibited without written consent of the publisher.

4 NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020

Bookreview September Winds is a fictional novel about the Ka-

lapuya Indians who inhabited the west side of the Cascade Range in the Willamette Valley. While the characters are from Oregon author Tom Peters’ imagination, much factual history is included from his research into these gentle people and their ways. The tale takes readers into Oregon’s logging industry, the small-town culture of friendly Falon,

a developing love relationship between the two principle characters, and the horror of terrorism in America. Great read for anyone who enjoys historical sagas, local fictionalized accounts of real people and events, and a rich reading experience. Suitable for readers of all ages; many find it hard to put down. Available in print at Amazon Books, Barnes and Noble and other fine bookstores, and in e-book form from Kindle, E-Books and Nook.

NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 5

Recreation

Get Out

with the Grandkids! By K r i s t a n D a e l

ready for adventure? The smoke is clearing, and we’ve all become “comfortable” with safety protocols. After recent months of “pandemic life” we’re all ready for some fun! Favorite pastimes are those spent friends and family, and there are many options. Northwest attractions have reopened and are excited to welcome visitors. They’re doing things a little differently — in fun and creative ways — with safety protocols in place. Just in time for the season, this month we highlight great regional pumpkin patches, corn mazes and more.

Vince Woods Farm Vince Woods started growing pumpkins at his home on Hawthorne Avenue in Salem in 1963. People came to his door asking to buy them, and the Vince Woods U-Pick Pumpkin Patch was born. In 1974, Vince purchase acreage from his uncle that the family had farmed since 1912, and moved is operation to 6435 62nd Ave NE. Today Vince Woods Farm is an autumn ritual for many families, visitors enjoy finding the perfect pumpkin in the field and trucking it to the scale shed by wheelbarrow. The farm also offers fall decorative items and low-cost entertainment appropriate for all ages. Shopping is socially distanced, and everything at the farm is kid friendly. The corn maze, a deceptively simple path through 2/3 acres of

6 NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020

field corn, is open this year. Admission is free. Learn more at vincewoodsfarm.com or 503-393-0120.

Northern Lights Christmas Tree Farm Don’t let the name fool you — there’s great fun to be had at Northern Lights Farm

during the harvest season. Things are a little different this year, but the folks at the Pleasant Hill farm have created a drive-thru family adventure with three stops. The first includes a food court, coffee shack, gift shop and area for visiting with resident goats.

drink for grandparents with their littles. Get details at northernlightschristmastreefarm.com or 541-746-5161.

Next is the corn maze and u-pick sunflowers. Parking is plentiful, and a limited number of people are allowed in the maze at one time. At six checkpoints within the maze, kids can fill play an investigation game. Keeping things touchless, the game involves cards and mini pencils to complete the farm investigation.

At “the original Pumpkin Patch” just 15 minutes northwest of Portland, visitors enjoy the fresh air and walk (or run) through the carefully designed corn maze on Sauvie Island. Self-described “Our own farm village,” it really is! In addition to the sprawling pumpkin patch, popular attractions include The Maize , The Market, The Animal Barn, The Pumpkin Cottage GiftShop, and the Patio Café and coffee stand.

The pumpkin patch on sauvie island

Closed-toe shoes recommended, boots if it’s been raining. Masks are required where social distancing cannot be maintained. Bags

Prevent falls in your home this season.

A s h l ey B a c h

The third and final stop is of course the pumpkin patch. Seven sprawling acres makes it easy to distance and enjoy the ever-popular tradition of heading to the farm to pick the perfect pumpkin. The farm is open 10-5 TuesSun; masks required. Every Thursday is Grandparents Day, with free coffee

provided for pumpkins. The Pumpkin Patch is located at 16511 NW Gillihan Rd on Sauvie Island. Look for the festive red and white striped Market. Hours vary for different attractions; details thepumpkinpatch.com or 503-621-3874.

Call us @ 971-304-7464 Visit us @ 155 'E' Street, Independence Visit us online @ www.MAO-NW.com

NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 7

Trending

Protect yourself and others during ash cleanup

If you have wildfire ashes to clean up, be sure to take special precautions. The ash can expose you to fire byproducts that may irritate eyes, nose, or skin and cause coughing and other health effects, according to the Environmental Protection Agency (EPA).

•

Avoid dry sweeping and stirring or sifting through ash as much as possible. Before sweeping indoor and outdoor hard surfaces, mist them with water to keep dust down. Follow with wet mopping. Use a slightly damp mop or cloth on lightly dusted surfaces.

Cleanup Precautions

•

Don’t use typical vacuums or leaf blowers. Use a high-efficiency particulate air (HEPA)-type vacuum to clean surfaces. Don’t use anything that will send collected ash out into the air. Normal vacuums do exhaust "some" dust/ ash particles.

•

Disposal: Collected ash may be disposed of in the regular trash. Store it in plastic bags or other containers to prevent it from being stirred up. Contributed by John Hughes, Comforcare.

•

People with heart or lung disease, including asthma, as well as older adults, children and pregnant women should use special caution around ash.

•

Children and pets should not be nearby. Don't allow children to play in ash. Clean ash off pets and other animals. Clean children's toys before use.

•

8 NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020

Avoid direct contact. Wear protective clothing including a tight-fitting N95 mask, goggles, gloves, long-sleeved shirt, long pants, shoes and socks when cleaning. If ash does contact skin, eyes or mouth, wash it off/out as soon as possible. Remove clothing worn during cleaning before entering your home or car.

Medicare Guide Lane County Edition October 2020

Open Enrollment Oct. 15 - Dec. 7, 2020

PHP_AEP-2021_NW50Plus_7.5x1.75_FindPlan_091620

2021

INSIDE

▶ Compare plans from major health insurance carriers ▶ Find a local health insurance agent to help you through the process

Discover True Health

Join a community of care dedicated to your well-being. Find a Medicare Advantage plan that’s right for you at MyTruePlans.com/print Providence Medicare Advantage Plans is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. Providence Health Plan and Providence Health Assurance comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. H9047_2021PHA46_M NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 9 9/16/20

MEDICARE GUIDE LANE COUNTY 2021

Medicare fears can be easily quelled

or most people, their 65th birthday is a landmark not only for the wonder of celebrating 65 times around the sun, but it’s time to sign up for Medicare. While the first part is really something to celebrate, many face the latter with trepidation.

Another common scenario is someone turning 65 who wants Medicare but does not want to start taking Social Security. “That’s a tricky one,” says Bredimus, “but not insurmountable.”

What to look for in a Medicare Agent

Another hiccup experienced by some is signing up for a plan and later learning it isn’t a good fit for them. There are diﬀerent time periods during which plans can be changed, and your agent can help. In fact, another sign of a quality agent is checking up on clients and alerting them to periods when things can be modified.

“A good agent listens. The first steps should include a thorough intake where he or she learns about the client(s), their lifestyle, what they’re looking for and any fears or concerns,” says Michael Bredimus, who has for years been helping residents of Marion, Polk and Lincoln Counties find Medicare plans that fit.

Another hallmark of a quality agent is that he or she is a “fixer.” An agent should enthusiastically dig in to find the facts, challenges and concerns, possess a deep understanding of Medicare, and be committed to staying abreast of all new oﬀerings as they become available.

Some of the most common fears he sees include paying exorbitant costs for prescriptions or getting a plan that does not include a preferred physician. These and other concerns, he says, can be solved, one at a time.

“I feel like a detective,” says Bredimus. “I get so excited when I see someone coming in who’s turning 65.”

The good news is, with quality help, the process can be not only smooth, easy and reassuring, it can be worthy of celebration itself.

Discover Your Medicare Options Alison Garner Owner /Broker

Call or visit our website to learn more about our upcoming Virtual Events!

Medicare Advantage Plans • Supplement Plans • Prescription Plans

Ask Me!

Schedule your free plan review

541-505-6864

www.garnersinsurance.com alison@garnersinsurance.com

MEDICARE GUIDE LANE COUNTY 2 | OCTOBER 2020

Go with the Medicare health plan that can help you

LIVE YOUR BEST LIFE EVERY DAY Enroll in a Kaiser Permanente Medicare health plan and enjoy a $0 monthly premium,1 plus: • $5 doctor office copays • No-cost fitness benefits with Silver&Fit® on all plans2 • Easy telehealth options3 • Online prescription refills4

Talk to a Kaiser Permanente Medicare specialist at 1-855-867-9667 (TTY 711). RSVP to a Live Neighborhood Webinar at kp.org/webinarsnw.

1For our Value Plan. 2Silver&Fit® is a federally registered trademark of American Specialty Health, Inc. 3These features are available when you get care at Kaiser Permanente. Some services are only available in facilities. 4When receiving care at a Kaiser Permanente facility. Kaiser Permanente is an HMO plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal. You must reside in the Kaiser Permanente Medicare health plan service area in which you enroll. For accommodations of persons with special needs at meetings, call 1-855-867-9667 (TTY 711).

H9003_NWROP1020_M

All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest. 500 NE Multnomah St., Suite 100, Portland, OR 97232. ©2020 Kaiser Foundation Health Plan of the Northwest 554879729_ADV_09-20

Ambulance

Choice of Hospitals

Hospitalization

Emergency Care, USA/Foreign

Routine Physical Exams

Per Doctor Visit

Choice of Doctors

Maximum Out-of-pocket (MOOP)

Monthly premium

$275 per transport

PeaceHealth, Mckenzie-Willamette, and others throughout our service areas

$400 per day, Days 1-4 In-Network

$90 Copay covers emergencies in and out of the USA, no dollar limits

$0 copay

Primary Care: $15 In-Network / Specialist: $45 In-Network

Over 14,000

$5,700

Regence Lane Primary PPO

$250 one way

Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others

Inpatient hospital care: $450 days 1-4 $0 days 5+

Emergency room $90 copay

Primary Care $0, Specialist $40

Providers in network: 10,000+

$5,500

Providence Timber

$250 one way

Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others

Inpatient hospital care: $325 days 1-6 / $0 days 7+ / 30% out-of-network

Emergency room $90 copay

Annual physical exam: $0 innetwork / 30% out-of-network

Primary Care: $0 in-network / $25 out-of-network Specialist Visit: $35 in-network / $50 out-of-network

Providers in network: 10,000+

$4,900 in-network / $10,000 out-of-network

$40

Providence Bridge 2

$200 per one-way trip

PeaceHealth Cottage Grove Community Medical Center, PeaceHealth Harbor Medical Center, PeaceHealth Sacred Heart Medicare Center at RiverBend, PeaceHealth Sacred Heart Medical Center University District, Kaiser Sunnyside Medical Center, Kaiser Permanente Westside Medical Center

$325 per day for days 1 through 4 No charge for the remainder of your stay

$90 copay worldwide coverage

$0 Primary/$25 Specialist

Over 3,000 network providers

$3,000

$49

Kaiser Permanente Senior Advantage (HMO) Standard Lane

OďŹ&#x20AC;erings from some major providers for the 2021 Open Enrollment Period (OEP) Oct 15-Dec 7, 2020

Hereâ&#x20AC;&#x2122;s what some major providers have to offer

Medicare Plans

$250 per one-way trip

$450 per day for days 1 through 4 No charge for the remainder of your stay

$90 copay worldwide coverage

$5 Primary/$40 Specialist

Over 3,000 network providers

$4,100

Kaiser Permanente Senior Advantage (HMO) Value Lane

MEDICARE GUIDE LANE COUNTY 2021

Website & Other Phone Numbers

Service Areas

Other Details

Members

Mental Health Therapy

Hearing Exams & Hearing Aids

Vision

Prescription Drug Copay/ Deductible

Prescription Drug Plan

Skilled Nursing Care

(844) REGENCE; Regence.com/Medicare

Clackamas, Lane, Multnomah, Washington

$0 Medical Deductible, Fitness Membership, Acupuncture, Chiropractic, Naturopathy, Theraputic Massage, Over the Counter pharmacy allowance, Palliative Care and Support, Meals benefit, Virtual Companionship, 24/7 Nurse Line, Telehealth, Personal Emergency Response Device, Comprehensive Dental buyup available

Over 55,000 PPO Members

$40 copay for outpatient therapy session In-Network

$45 for Medicare covered hearing exam In-Network; $0 for routine hearing exam In-Network; $699999 copay per hearing aid

$0 copay for Medicare covered eye exam In-Network; $0 copay for routine eye exam In-Network, $0 copay for lenses, $100 towards eyewear per year

Deductible: $250 applies to Tiers 3-5 only; Tier 1: Preferred Generic $3; Tier 2: Generic $13; Tier 3: Preferred Brand $40; Tier 4: Non-Preferred Brand 40%; Tier 5: Specialty 28% / $0 copay for Tier 1 prescriptions if filled by Mail Order or 3 Month supply

Integrated Part D Benefit

$0 copay for days 1-20, $167 per day for days 21-100 In-Network

200+

Individual or group session: $35 in-network 30% out-of-network

Routine exam 1/year: $0 in-network Hearing aids: $399/$699 in-network

Routine exam 1/year: $75 allowance Glasses & contacts: $150 allowance/year

Deductible: $100 Preferred generics: $0 Generics: $10 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 30% coinsurance

Included

$0 days 1-20 / $160 days 21 - 100 in-network 30% out-of-network

503-574-5551; 800-457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time); ProvidenceHealthAssurance.com

Lane county

503-574-5551; 800-457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time); ProvidenceHealthAssurance.com

Lane County

Available with a reduced premium for Available with a reduced premium for qualifying low income individuals qualifying low income individuals $0 Express Care Virtual visits $0 Express Care Virtual visits from the safety of your home from the safety of your home Worldwide emergency Worldwide emergency coverage ($50,000 limit) coverage ($50,000 limit) Silver & Fit gym membership Silver & Fit gym membership included at no cost included at no cost Coverage for chiropractic and Coverage for chiropractic and acupuncture services acupuncture services Preventive dental included with optional, Preventive dental included with optional, additional coverage starting at $29.40 additional coverage starting at $29.40

4,400+

Individual or group session: $40

Routine exam 1/year: $0 Hearing aids: $499/$799

Routine exam 1/year: $75 allowance Glasses & contacts: $100 allowance/year

Deductible: $150 Preferred generics: $0 Generics: $10 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 29% coinsurance

Included

$0 days 1-20 $184 days 21 - 100

www.kp.org/medicare Members: 1-877-2218221 Non-Members: 1-877-408-3496 (TTY: 711)

Lane County

Silver & Fit® fitness program which includes no-cost membership to participating local health clubs and virtual classes. Advantage Plus - Dental, eyewear and hearing aid package for $44 per month. Telehealth services through secure video visits, phone appointments, e-visits, and email.

New plan for 2021

$0 indivdual session copay

Routine hearing exam: $25. Hearing aids not covered. See “Other Detials”

Routine eye exam: $25. See “Other Detials”

No deductible $4 preferred generic (Tier 1) $10 generic (Tier 2) $40 preferred brand-name (Tier 3) $93 nonpreferred brand-name (Tier 4) 30% specialty (Tier 5) $0 injectable Part D vaccines (Tier 6)

Integrated Part D drug benefit

$0 per day for days 1 through 20 $150 per day for days 21 through 100

www.kp.org/medicare Members: 1-877-2218221 Non-Members: 1-877-408-3496 (TTY: 711)

Lane County

New plan for 2021

$5 indivdual session copay

Routine hearing exam: $40. Hearing aids not covered. See “Other Detials”

Routine eye exam: $40. See “Other Detials”

No deductible $4 preferred generic (Tier 1) $10 generic (Tier 2) $40 preferred brand-name (Tier 3) $93 nonpreferred brand-name (Tier 4) 29% specialty (Tier 5) $0 injectable Part D vaccines (Tier 6)

Integrated Part D drug benefit

$0 per day for days 1 through 20 $150 per day for days 21 through 100

MEDICARE GUIDE LANE COUNTY 2021

Medicare 101

hat you need to know about enrollment dates, coverage costs, eligibility details and opportunities to change coverage

The Open Enrollment Period (OEP), also known as Medicare’s annual election period, runs Oct 15-Dec 7 each year. During this time enrollees can reevaluate coverage and purchase or make changes to policies if desired.

• Switch drug plans. Annually reviewing available plans is recommended, as opposed to simply letting an existing drug plan auto-renew. • Enroll in a or drop a Medicare Part D plan (a late-enrollment penalty may apply). • If you didn’t enroll in Medicare when first eligible, you cannot use the fall open enrollment period to enroll. You can enroll during the Medicare general enrollment period, Jan 1-Mar 31. Plans begun during general enrollment take effect July 1.

Changes you can make

During the OEP, you can: • Switch from Original Medicare to Medicare Advantage (if eligible) or vice versa. • Switch from one Medicare Advantage plan to another.

Switch to a different Medicare Advantage plan. Only one plan change is allowed during general enrollment; during open enrollment, a person can change multiple times. During the first year a person is enrolled in Medicare Advantage, they can switch to (or back to) Original Medicare and a Part D plan. With some exceptions,

Need help Need help with Medicare? with Medicare?

they also have guaranteed-issue access to a Medigap plan. Any time during the year, a person enrolled in Original Medicare can apply for a different Medigap plan. But if it’s not during the person’s one-time Medigap enrollment window, the insurer may use medical underwriting to determine whether to issue the policy and at what price.

Eligibility Most Americans become eligible for Medicare when they turn 65. Some 15 percent of all Medicare beneficiaries are under 65, becoming eligible after receiving Social Security disability benefits for two years or being diagnosed with ALS or end-stage renal disease. In order to enroll in Medicare Advantage, you must enroll in both Medicare Part A and Part B. Your Medicare Advantage plan will take the place of both parts and will likely also include Part D prescription drug coverage. In order to get Medicare Part A without having to pay a monthly premium, you or your spouse must have worked in the US for at least 10 years, paying Medicare taxes during that time.

Call today. Call today.

Medicare can be confusing SHIBA is here to help I’m your local I’m your local Medicare expert.We are here to help... unded resource Medicare expert. .. Publicly-fobj Contact me to set up a We are here to help.ber ective information 7 e and Fre and assistance Helps you compare Medicare health and drug plans Offers classes year-round

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Paid for in whole or in part through a grant from the ACL.

H9047_2020PHA158_C MEDICARE GUIDE LANE COUNTY 6 | OCTOBER 2020 H9047_2020PHA158_C

Paid for in whole or in part through

a grant from the ACL.

waste and abuse. Ask us how!

MEDICARE GUIDE LANE COUNTY 2021 If your income is above $87,000/single person or $174,000/ couple you’ll pay more for Part B and Part D coverage. You are eligible to enroll in Medicare Part D as long as you have either Medicare Part A or Part B. If enrolled in both Medicare Part A and Part B (but not Medicare Advantage or Medicaid), you’re eligible to enroll in a Medigap plan to supplement your coverage. You’ll have a six-month guaranteed-issue window during which you can sign up for any Medigap plan available in your area. In most cases, applying for a Medigap plan after the window ends requires going through medical underwriting.

Enrolling in Original Medicare If you’re already receiving Social Security or Railroad Retirement Board benefits and you’re a US resident, the federal government automatically enrolls you in both Medicare Part A and Medicare Part B at age 65. You’ll receive your Medicare card in the mail about three months before you turn 65, and your coverage will take effect the first of the month you turn 65. If you are turning 65 – but are not yet receiving Social Security or Railroad Retirement benefits – you won’t be automatically enrolled in Original Medicare. Instead, you’ll be able to

Medicare Supplements

enroll during a seven-month enrollment period that includes the three months before your birth month, the month you turn 65, and the three months following. For example, if you turn 65 on July 14, your open enrollment period is April through October. Enroll through the Social Security Administration. While this is a seven-month enrollment period, you need to enroll during the three months prior to your birthday month in order for coverage to take effect the first of the month you turn 65.

The experts can help Getting help from a Medicare expert can go a long way in ensuring you secure coverage that fits your lifestyle and circumstances. The good news is, many of these professionals became agents out of a love of helping people, and doing the meaningful work of ensuring those they help understand their options and how things work. Some of the things an agent will help navigate include enrolling in Medicare Part D and/or Medicare Supplement (Medigap).

2021 costs Medicare has multiple parts, and each has associated costs, either in the form of premiums, out-of-pocket costs for medical care, or both.

Medicare Advantage

Health Insurance

Jason Stubbs

Alysha Calhoun

Hilary Starnes

Jason@oregoninsurancecompany.net

Alysha@oregoninsurancecompany.net

Hilary@oregoninsurancecompany.net

Principal Agent

Medicare Specialist

Turn to us for answers to your Medicare and Healthcare Insurance Questions 1126 Gateway Loop, Suite 128, Springfield, Oregon 97477 info@OregonInsuranceCompany.net www.OregonInsuranceCompany.net

Call or go online to schedule an appointment

541-538-2700

MEDICARE GUIDE LANE COUNTY 7 | OCTOBER 2020

MEDICARE GUIDE LANE COUNTY 2021

Local Help Through Shiba E

ach October, open enrollment begins for Medicare Advantage and Part D prescription drug plans. Medicare plans and drug formularies change each year, so it is important for Oregonians enrolled in Medicare to evaluate their plan options and make changes during open enrollment, Oct 15-Dec 7. While the pandemic has changed much this year, support is still in place. e Oregon Senior Health Insurance Beneﬁts Assistance (SHIBA) program is available to help, currently through remote assistance. “Even in normal times, Medicare is a complex program,” says Chiqui Flowers, Oregon Health Insurance Marketplace and SHIBA Administrator. “During the pandemic, open enrollment will be harder to navigate, but we are available to serve beneﬁciaries and we’ll get through this hard time together.”

To help stop the spread of the virus and protect counselors and vulnerable Medicare beneﬁciaries, SHIBA is providing support this year by phone, email, and online counseling sessions. All Medicare open enrollment information sessions will be held virtually through live and recorded webinars available on SHIBA’s website, SHIBA.Oregon.gov. SHIBA counselors can help Oregonians navigate the Medicare.gov Plan Finder Tool (Medicare.gov/plan-compare) to enter prescriptions and compare the costs and

beneﬁts of individual drug plans, provide enrollment guidance, and answer questions related to beneﬁts. SHIBA’s 2021 Oregon Guide to Medicare Insurance Plans will be available on SHIBA.Oregon.gov by Oct 15 and in limited print copies in November. Find local help by calling 800-722-4134 or visiting SHIBA.Oregon.gov. Oregon SHIBA is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit www.dcbs.oregon.gov to receive consumer help and information on insurance, mortgages, investments, workplace safety, and more. Follow Oregon SHIBA on Facebook at Facebook.com/OregonSHIBA. ☸

Coming up!

Elizabeth Kidder Medicare Advisor

541-221-7875

Territory: Benton, Linn, Lane, Deschutes, Crook, and Jefferson

Elizabeth.Coleman@healthnet.com

MEDICARE GUIDE LANE COUNTY 8 | OCTOBER 2020

Holiday Gift Guide Pet News & More!

Don’t miss an issue!

Brilliance of the

fall garden By G ra c e Pe te rs o n

Ah, fall!

tree nearby puts on a blinding show of fall color. Seeing that bright scarlet tower against a bright blue sky on a sunny day is breathtaking. I think it’s a sunset maple. For nearly two decades, whenever I pass it, I gasp in awe at it's regal raiment. The sweet gum trees in my own front yard are not quite as brilliant but they are eye-catching in their subtle, earthy way. With a mix of burgundy, red, yellow and green fall leaves, they beg for a closer inspection, which is good because I’m usually viewing them as I rake them into piles.

One of my favorite quotes sums it up perfectly: “Autumn is the second spring when every leaf is a flower.” Despite the vagaries of weather, the fall foliage on deciduous plants can be enjoyed just as much as the first daffodil in spring. With hybridizers working diligently to develop more compact plants for backyard gardens, a savvy gardener can create an autumnal work of art. It starts by researching shrubs and trees with showy fall

While autumn officially starts in September, the nice weather holds on for a few extra weeks and each day feels extra special because of it. Inevitably though, the clouds return in earnest (so welcome this year!) — that familiar rain that keeps Oregon green and lush. There is something very comforting about rain happening when the rain comes, especially this year.

Scenery. Entertainment. Friendships. Retirement living at its best. Assisted living apartments on tranquil grounds for a

MEDICARE IS CONFUSING! The experts are here to help. Coming Nov & Dec 2020

The Northwest50Plus Medicare Guide ▶ Expert Help ▶ New Offerings MedeicdariceaGreuide M ▶ Plans to Choose From ▶ FAQs MARION POLK EDITION | OCTOBE R 2020

Get your copy at your local Bi-Mart, grocery and many more fine businesses

Guides fill fast - reserve your space today!

INSIDE

▶ COMPARE PLAN S FROM MAJOR HEAL INSURANCE CARR TH IERS ▶ FIND A LOCA L HEALTH INSURANCE AGEN T TO HELP YOU THRO UGH THE PROCESS

Open Enrollment: Oct. 15 - Dec. 7, 2020

Medicare

Medicare Guide MARION POLK EDITION | OCTOBER 2020

monthly living expenses. Amenities include fun activities program, meals and community outings. Medicaid accepted for eligible residents.

For more information, call 541-367-1800.

2021

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reasonable rent, including utilities and most of your

2021

Samaritan Wiley Creek Community 5050 Mountain Fir St. Sweet Home, OR 97386 samhealth.org/WileyCreek NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 9

foliage. Once you’ve got your list, narrow it by considering each plant’s growing needs and eventual size. Here are a few growing in my backyard:

spring when they bloom. Smaller varieties can grow in a container.

Oakleaf Hydrangea (Hydrangea quercifolia cvs.). This shrub comes in large, medium and small sizes depending on the cultivar. If planted in full sun, its soil shouldn’t be allowed to get too dry. In fall the foliage and flowers turn red and yellow, eventually morphing to deep burgundy, a perfect complement to the blushing conical flowers.

Barberry (Berberis thunbergii ‘Crimson Pigmy’) is a small, red-leaved, deciduous shrub that harmonizes beautifully with whoever its neighbors might be. In fall, the foliage goes from deep to bright red before falling. Oftentimes the tiny, bright red berries hold on.

Red Chokeberry (Aronia arbutifolia ‘Brilliantissima’). This is one of my favorite shrubs. In spring, bee-attracting flowers bloom on terminal clusters and eventually ripen to bright red berBlueberry Bush (Vaccinum corymbosum). ries that hold on all winter, or until the birds eat Blueberry plants have deep red fall color. them all. In fall the green, lanced-shaped leaves Some newer varieties such as ‘Sunshine Blue’ turn brilliant red, complementing the red berries hold that gorgeous foliage all winter and into beautifully. The plant can grow up to 8 feet in.

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Linn Benton Counties Edition October 2020

Medicare Guide 2021

Open Enrollment: Oct. 15 - Dec. 7, 2020

INSIDE

▶ Compare plans from major health insurance carriers ▶ Find a local health insurance agent to help you through the process

PHP_AEP-2021_NW50Plus_7.5x1.75_FindPlan_091620

Discover True Health

MEDICARE GUIDE 2021 LINN BENTON COUNTIES

The ABC’s of enrollment

ost people become eligible for Medicare on their 65th birthday. There are a few exceptions, and medicare.gov can help you estimate your eligibility date. The enrollment calculator will provide an estimate, but the final decision on eligibility and premium is made when you actually apply for Medicare.

The application asks for information such as birthdate, work and tax history, place of residence, previous and existing health coverage, citizenship and marital status. The Initial Enrollment Period (IEP) begins day one of the third month before the month (a mouthful, right?) in which a person first reaches Part B or Premium Part eligibility and ends seven months later. For example, the IEP for those turning 65 begins three months before the month of their 65th birthday and ends three months after the month of their birthday. It’s wordy, but there’s great help for getting situated.

Am I eligible? The next General Enrollment Period (GEP) begins Jan 1st, when enrollment in Medicare Part A (hospital insurance) and Part B (medical insurance) is possible. Those not eligible for premium-free Part A due to work history can buy Part A for a monthly premium. For those who have paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458. Those who have paid Medicare taxes for 30-39 quarters will see a Part A premium of $252. Those who didn’t apply upon becoming eligible generally pay a higher premium.

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Medicare Part B generally comes with a monthly premium; $144.60 was the standard this year. Income levels and delayed enrollment can affect rates. To learn more, click on “Calculate my premium.”

When can I enroll? Anyone who doesn’t sign up for Part A and/or Part B when first eligible can do so during the GEP, Jan 1-Mar 31 each year, with coverage beginning July 1. There may be a late-enrollment penalty for not signing up when first eligible.

Additional considerations Those with TRICARE, veteran's benefits, or who are active-duty service members should check to see if they should enroll in Medicare. There are two primary initial plans at the time of enrollment: Original Medicare and Medicare Advantage (Part C). Prescription drug coverage (Part D) is also available, but enrollment for these plans is possible only during specific times. Also, when enrolling in both Part A and Part B, there is a limited window in which to obtain Medicare Advantage coverage. Most people pay a monthly premium for Medicare Part C and Part D; however, premiums vary by plan. Find and compare Medicare health and drug plans. If you join a Medicare prescription drug plan later than when first eligible, you may have to pay a late enrollment penalty. Learn more at medicare.gov/eligibilitypremiumcalc

Medicare Questions • Plan Options • Enrollment

2021 United Healthcare Medicare Sales Meetings Expo Center 3700 Knox Butte Road E Albany, OR 97322

unbiased counseling nd. on Medicare and related issues year-rou We also help you fight fraud, waste and abuse. Ask us how!

FREE, SHIBAaprovides art through grant from the ACL.

or in whole or in part through a grant from the ACL.

waste and abuse. Ask us how!

MEDICARE GUIDE LINN-BENTON COUNTY | OCTOBER 2020

a grant from the ACL. Paid for in whole or in part through

Capacity 24 Please call to reserve your seat.

Capacity 20 Please callQuestions to reserve yourabout seat. Please call to set appointment. Medicare?

Questions about Medicare? Open for individual weekHELP! I CAN HELP! appointments 7 days IaCAN Drop ins Medicare welcome if space allows. All protocols forMedicare COVID-19 be•followed. Questions • will Plan Options Enrollment Questions • Plan Options • Enrollment 2020 United Healthcare Medicare Sales Meetings

2020 United Healthcare Medicare Sales Meetings

Becky Lippmann

Broadway Coffeehouse -Stayton Room 1300 Broadway St. NE, Suite 100 • Salem, OR 97301

Broadway Coffeehouse -Stayton Room

Independent Medicare Broker/Agent

800-722-4134 (toll-free) a grant from the ACL. Paid for in whole or in part through Shiba.oregon.gov visit ng d counseli -free) unbiase (toll 134 2-4 SHIBA provides FREE,

and abuse. Askor usinhow! se.Paid Ask how! part through a grant from the ACL. in whole forus

550 S. Main Street Lebanon, OR 97355

1139 Salem Ave. SE Albany, OR 97321

Wed., Oct. 21 Every Mon. Tues., Oct. 20 Tues., Oct. 27 and Thurs. Tues., Nov. 3 Wed., Nov. 4 Oct. 15 - Dec. 7 10 a.m. - 12 p.m. 9 a.m. - 1 p.m. 10 a.m. - 12 p.m.

We also help you fight fraud, and abuse. Ask us how!

-72 800e and Call We can help you apply for Medicare savings REE, unbiased counseling related issues year-round. on Medicar BA provides FREE, year-round. unbiased counseling waste on.gov related issues fight fraud, youba.o programs and provide education about how also help We reg Medicare and related issues year-round. Shi visit or how! us you fight fraud, waste Ask abuse. We also help youand fight fraud, waste to protect, detect and report Medicare fraud,

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Tuesday, October 22 • 10 a.m. to noon Tuesday, October 29 • 10 a.m. to noon Tuesday, November 5 • 10 a.m. to noon Tuesday, November 12 • 10 a.m. to noon

1300 Broadway St. NE, Suite 100 • Salem, OR 97301

541-914-6263

Tuesday, October 22 • 10 a.m. to noon Tuesday, October 29 • 10 a.m. to noon Tuesday, November 5 • 10 a.m. to noon Tuesday, November 12 • 10 a.m. to noon

Space is limited • Please RSVP to reserve a seat

Becky Lippmann

beclippmann@yahoo.com Call today Becky Lippmann becky-lippmann-independent-medicare.business.site Space is limited • Please RSVP to reserve a seat

Independent Medicare Broker/Agent Licensed in Oregon and Washington

Call today

541-914-6263 beclippmann@yahoo.com

becky-lippmann-independent-medicare.business.site

Independent Medicare Broker/Agent Licensed in Oregon and Washington

541-914-6263 beclippmann@yahoo.com

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Now more than ever, a trusted name and peace of mind matter.

Get to know the only locally-managed Medicare Advantage plans. Call 800-832-4580 or visit medicare.samhealthplans.org

Samaritan Advantage Health Plan is an HMO with a Medicare contract. Enrollment in Samaritan Advantage Health Plan depends on contract renewal. Samaritan Health Plans complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 800-832-4580 (TTY: 1-800-735-2900).

H3811_156113-0920_M

Skilled Nursing Care

Ambulance

Choice of Hospitals

Hospitalization

Emergency Care, USA/ Foreign

Routine Physical Exams

Per Doctor Visit

Choice of Doctors

Maximum Out-of-pocket (MOOP)

Monthly premium

$0 copay per day for days 1-20 $165 copay per day for days 21-45 $0 copay for days 46-100

$250 copay per one-way trip by ground

Samaritan, OHSU, PeaceHealth, Legacy, Salem Hospital, Providence, Riverbend

$350 copay per day for days 1-5 $0 copay after day 5

Worldwide $90 copay per emergency care visit

$0 copay per exam

$10 copay per primary care visit $20 copay per specialist visit

In-Network

$4,600

$70

Samaritan Advantage Conventional Plan (HMO)

$0 copay per day for days 1-20 $165 copay per day for days 21-45 $0 copay for days 46-100

$250 copay per one-way trip by ground

Samaritan, OHSU, PeaceHealth, Legacy, Salem Hospital, Providence, Riverbend

$350 copay per day for days 1-5 $0 copay per day for days 6-90

Worldwide $90 copay per emergency care visit

$0 copay per exam

$10 copay per primary care visit $30 copay per specialist visit

In-Network

$4,600

$35

Samaritan Advantage Premier Plan (HMO)

$0 copay per day for days 1-20 $160 copay per day for days 21-60 $0 copay for days 61-100

$250 copay per one-way trip by ground

Samaritan, OHSU, PeaceHealth, Legacy, Salem Hospital, Providence, Riverbend

$325 copay per day for days 1-5 $0 copay per day for days 6-90

Worldwide $90 copay per emergency care visit

$0 copay per exam

$5 copay per primary care visit $30 copay per specialist visit

In-Network

$4,600

$129

Samaritan Advantage Premier Plan Plus (HMO)

$0 days 1 - 20 / $160 days 21 - 100

$250

Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others

Inpatient hospital care: Days 1 - 5 $350/ day; Days 6 and beyond: $0/day

Emergency $90

Annual physical exam: $0

Primary Care: $15 Specialist Visit: $40

Provider in-network: 10,000+

$5,000

$147

Providence Health Enrich + RX

OďŹ&#x20AC;erings from some major providers for the 2021 Open Enrollment Period (OEP) Oct 15-Dec 7, 2020

Hereâ&#x20AC;&#x2122;s what some major providers have to offer

Medicare Plans

$0 copay for days 1-20, $167 per day for days 21-100 In-Network

$275 per transport

Albany General, Good Sam Corvallis, Samaritan Lebanon, and others throughout our service area

$400 per day, Days 1-4 In-Network

$90 Copay covers emergencies in and out of the USA, no dollar limits

$0 Copay

Primary Care: $15 In-Network / Specialist: $45 In-Network

Over 14,000

$6,200

$19

Regence Linn/Benton Primary PPO

MEDICARE GUIDE 2021 LINN BENTON COUNTIES

Website & Other Phone Numbers

Service Areas

Other Details

Members

Mental Health Therapy

Hearing Exams & Hearing Aids

Vision

Prescription Drug Copay/ Deductible

Prescription Drug Plan

medicare.samhealthplans.org 800-832-4580

Benton, Lincoln and Linn counties

$0 medical deductible, 24/7 Nurse Advice Line, Preventative dental coverage, General acupuncture, Supplemental chiropractic, Only locally-managed Medicare Advantage plans

200+

$20 copays for individual therapy and outpatient group therapy visits

$20 copay for routine hearing exam (1 per year) $25 copay for Medicarecovered hearing services

$20 copay per visit for routine eye exams (1 per year) and exams to diagnose and treat conditions of the eye

N/A

medicare.samhealthplans.org 800-832-4580

Benton, Lincoln and Linn counties

$0 medical deductible, Expanded fitness benefit for 2021, 24/7 Nurse Advice Line, General acupuncture, Supplemental chiropractic, Lower premium three years in a row! Only locally-managed Medicare Advantage plans

2,500+

$30 copays for individual therapy and outpatient group therapy visits

$20 copay for routine hearing exam (1 per year) $25 copay for Medicarecovered hearing services

$0 copay per visit for routine eye exams (1 per year) $30 copay for exams to diagnose and treat conditions of the eye $125 eyewear benefit every calendar year for contact lenses or eyeglasses

Initial Coverage Stage 1 month supply Tier 1: $3 copay maximum Tier 2: $9 copay maximum Tier 3: $47 copay maximum; $200 Rx deductible Tier 4: $100 copay maximum; $200 Rx deductible Tier 5: 29% coinsurance; $200 Rx deductible Tier 6: $0 copay

Yes

medicare.samhealthplans.org 800-832-4580

Benton, Lincoln and Linn counties

$0 medical deductible, $1,000 comprehensive dental benefit, Expanded fitness benefit for 2021, 24/7 Nurse Advice Line, Additional Rx Gap coverage, General acupuncture, Supplemental chiropractic, Only locally-managed Medicare Advantage plans

2,800+

$30 copays for individual therapy and outpatient group therapy visits

$10 copay for routine hearing exam (1 per year) $0 copay for Medicarecovered hearing services $500 benefit every calendar year for hearing aids and supplies

$30 copay per visit for routine eye exams (1 per year) $30 copay for exams to diagnose and treat conditions of the eye $125 eyewear benefit every calendar year for contact lenses or eyeglasses

Initial Coverage Stage 1 month supply $0 Rx deductible Tier 1: $3 copay maximum Tier 2: $9 copay maximum Tier 3: $47 copay maximum Tier 4: $100 copay maximum Tier 5: 33% coinsurance Tier 6: $0 copay

Yes

503-574-5551; 800-457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time); ProvidenceHealthAssurance.com

Benton, Linn

Available with a reduced premium for qualifying low income individuals $0 Express Care Virtual visits from the safety of your home Worldwide emergency coverage ($50,000 limit) Silver & Fit gym membership included at no cost Coverage for chiropractic and acupuncture services Preventive dental included with optional, additional coverage starting at $29.40

75+

Individual or group session: $40

Routine exam 1/year: $0 in-network Hearing aids: $699/$999 in-network

Routine exam 1/year: $75 allowance Glasses & contacts: $250 allowance/year

Deductible: $325 Preferred generics: $4 Generics: $13 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 27% coinsurance

Included

(844) REGENCE; Regence.com/Medicare

Benton, Columbia, Coos, Curry, Douglas, Jackson, Josephine, Lincoln, Linn, Marion, Polk, Yamhill & Clark (WA)

Over 55,000 PPO Members

$40 copay for outpatient therapy session In-Network

$45 for Medicare covered hearing exam In-Network; $0 for routine hearing exam In-Network; $699999 copay per hearing aid

$0 copay for Medicare covered eye exam In-Network; $0 copay for routine eye exam In-Network, $0 copay for lenses, $100 towards eyewear per year

Integrated Part D Benefit

MEDICARE GUIDE 2021 LINN BENTON COUNTIES

Avoid Medicare Fraud and Abuse Medicare works to maintain quality physicians and healthcare providers, both to help its beneficiaries and for the program’s own wellbeing. However, in the normal course of medical business, unpleasant things can happen, such billing mistakes — or, more alarmingly — Medicare fraud and abuse. Medicare Fraud Medicare fraud is the general term used when someone, such as a doctor, knowingly bills the Medicare system for a service or supply he or she did not provide. Medicare fraud is illegal, so it’s more serious than a billing error. Medicare fraud involves doctors or beneficiaries abusing the Medicare system for their own personal gain. Medicare billing fraud means knowingly billing Medicare — possibly multiple times — for products and services not medically necessary, accurately coded, or for an actual beneficiary. You can help detect Medicare billing fraud by carefully reviewing payment notices, which you receive anytime a doctor or healthcare provider bills Medicare or your insurance company. The notice identifies the product or service and lists the total amount billed, the amount Medicare or your insurance company paid to the provider, and the amount you owe.

Examples of fraud • Someone besides you uses your Medicare card to receive products or services. Never give or lend your card to anyone except your health-care provider. • You ask your doctor for medication, products or services that you don’t need for yourself.

Medicare abuse This happens when a provider doesn’t follow best medical practices, including performing services not medically necessary. This is as serious an offense as Medicare fraud and is also illegal and punishable by law.

Beware of providers who: • tell you the more tests they perform the less you pay out of pocket • use telemarketing (calling your home) or door-to-door sales • offering gifts as incentives to use their services or routinely waive or charge copays for services available under your plan for no copay • tell you they know how to get Medicare to pay for something not covered under your plan • claim that Medicare endorses their products or services 6

MEDICARE GUIDE LINN-BENTON COUNTY | OCTOBER 2020

How to report Medicare fraud or abuse If you suspect Medicare fraud or abuse, report it right away. The Centers for Medicare & Medicaid Services (CMS), which administers Medicare, is cracking down on this type of activity. The agency is working with beneficiaries, doctors, and federal agencies — such as the Department of Health and Human Services, the Office of Inspector General, the Federal Bureau of Investigations, and the Department of Justice — to detect and prosecute those who commit Medicare abuse or Medicare billing fraud. To report Medicare fraud or abuse, you can do any of the following (please only to report fraud or abuse): • Call the Medicare fraud tip line at 800-HHS-TIPS (800-4478477). TTY 800-377-4950. • Email. You can also send up to 10 pages describing an incident to HHSTips@oig.hhs.gov. • Fax your report (up to 10 pages) to 800-223-8164. • Mail the report (up to 10 pages) to Office of the Inspector General HHS Tips Hotline, PO Box 23489, Washington, DC 20026-3489.

Billing errors Billing errors are often innocent mistakes not intended to defraud the Medicare system. For example, a doctor may use the wrong medical code on a claim. While the service description may be correct, the wrong code can change how much a beneficiary pays out of pocket. This one-time, innocent mistake is not Medicare fraud. If you suspect a mistake on a payment notices from Medicare or your insurance company, contact your doctor or a staff member. If the notice is correct, the physician or staff member will explain it; if there was an error, a correction will be made. Provided by Ehealthinsurance.com

Aging Well

Exploring assisted living?

By s a m a r i t a n H e a l t h

ips to finding the a community you or your parent(s) can call home

Moving yourself or a loved one into an assisted living community can be difficult and overwhelming. It is a monumental life event, and there are many things to consider in the process.

How to choose the right facility

View and tour several communities to find the one that feels the most like home. Consider things the atmosphere, activities offered and transportation options. Make a list of questions and take time to interview the staff.

Make decisions together

It is important to remember it is ultimately your loved one’s decision to make the move. Be supportive of his or her thoughts and feelings, try not to criticize choices and don’t make light of the situation. Ensure their voice is heard and they are as comfortable as possible with the process.

including dining times, hair appointments, activities, visits and outings. Having something to look forward to can keep spirits up and establish a sense of community. “Moving to assisted living is life changing. Some seniors are excited about a new chapter while other grieve the sense of losing their independence,” says Terri Henry, administrator at Wiley Creek Community. “It is a delicate process and we have a variety of resources to support our residents throughout their stay with us.”

Meet Marjorie Wilson

Marjorie Wilson made the tough decision to move to Wiley Creek Community in March 2019 after a fall that resulted in five fractures. It was no longer safe for her to live at home, so she and her daughter began the journey of finding her new home.

“I wanted to be where I felt comfortable, well taken care of and somewhere that has a caring staff,” she says. “The hardest part was not being at home anymore, but knowing I am where I need to be made it a little easier.” Marjorie likes that she is close to her daughter and family in Sweet Home, and she is enjoying new friendships. She feels the staff’s priority is taking care of the residents and making them feel like they are family. “The best part is the care and dedication of the staff,” says Marjorie. “Everyone is willing to go the extra mile to make us feel special. They provide excellent care.” Wiley Creek is taking every precaution against COVID-19 to ensure the safety of its residents and staff. To learn more about the Wiley Creek Community, call 541-367-1800 or visit samhealth.org/WileyCreek.

Donate your APPLY NOW! St. Vincent de Paul is now accepting wait Vehicle Locally! list applications for HUD Senior Housing.

Senior Housing in Springfield

Personalize the space

Bring familiar items such as pictures and blankets or purchase new items to make it inviting. Help arrange the space in a way your loved one feels comfortable and secure.

• All procceds stay in the local community • We accept cars, trucks, RVs, running or not.

Encourage socialization

Suggest meeting residents, engaging in activities and making friends. Help make a weekly schedule,

Aster Apartments

Cars for a Cause

888-227-8223

For persons 62 years or older Low income (rent is 30% of adjusted income) 1 bedroom/ 1 bath units • 3-Story high-rise with elevator Close to shopping & bus • Onsite laundry & community room Water/sewer/garbage & electricity included in rent There is currently a wait list for this property

APPLY AT: 2890 Chad Drive • Eugene, OR 97408 866-739-0867, contact Waitlist Dept @ 541-743-7164 • TTY/TDD 711 St. Vincent de Paul does not discriminate against any person on the basis of race, color, religion, sex, disability status, familial status, national origin or marital status in the admission or access to, or treatment or employment in, its federally assisted programs and activities.

NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 11

Everyday heroes

Running Strong

100 years young BY C a n d y P u t e r b a u g h

ease stress, you can walk, ride a bike, or run into Bud Lewis. The exercise may lift your spirits but the man’s giant smile, hearty handshake, bear hug, and kind words will warm you like a summer day.

Meet Leland Stanford Lewis, recently turned 100. Called “Bud” by everyone, he’s hard to miss. The silver-haired mountain of a man, with sparkling sky-blue eyes has a voice that fills a room as he remembers your name, asks about your family, conveys a compliment, and introduces you to whomever is near. “I’m the luckiest 100-year-old man that ever lived,” he says. “I have countless beautiful friends of all ages. The kids in my neighborhood hung balloons and streamers along our street for my birthday in August. I am constantly amazed at the outpouring. Basically, it’s because I like people.”

Retirement Living

Friends old and new are members of the Bud Bandwagon from the many chapters of his life as an athlete, National Guard member, Army Reserve Colonel, police sergeant, driving instructor, security manager, and commander of the Portland Police Bureau Sunshine Division.

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At Evergreen Independent Living, be prepared to open your heart, expand your mind, liberate your soul and deepen your life’s journey all in a supportive community. You’ll enjoy the opportunities of a communal environment while staying independent of care as long as you like or are able. If or when you might need some assistance, you have a support system and care team at the ready that already know you, your preferences, and your personality and you know them! We offer weekly housekeeping, routine maintenance, scheduled transportation, dining services, and social and recreational activities. Contact us today for a complimentary lunch and tour of our community.

We are an independent living and assisted living community guided by goodness, loyalty, faith, and fun! We believe in the power of relationships, caring for one another in partnership, bringing a sense of joy and fulfillment to both the elder and the team helping to care for them. Join us for lunch and a visit! No Buy-In or long-term lease. Luxury apartments and cottages. Units are available!

Amenities: Independent Living Assisted Living/RCF/Foster Care Housekeeping Transportation Utilities Included Planned Activities Memory Care 12 NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020

“For 57 straight years, I haven’t missed a Christmas packing boxes for 2,500 needy families through the Sunshine Division,” he says.

Th e S u n s h i n e D i v i s i o n

From May until his birthday in August this year, Lewis walked laps every morning to raise funds for the nonprofit Sunshine Division that he led for 10 years. His original goal was 100 laps and $100,000 by his birthday. An outpouring of friends followed him daily as he either stood and pushed his walker forward or sat and pushed it backward around the track. He surpassed his goal, racking up a whopping 261 laps that raised $124,000. “I never missed a day because I told people I’d be there,” Lewis says. “One day I had minor surgery on my neck with 15 stitches and walked two or three laps after that.” His accolades are nothing new. A member of the Multnomah Athletic Club (MAC) for 43 years, he’s often called the “Mayor of the MAC.” Years ago, young men in their 20s didn’t mind when Lewis beat them in the MAC Decathlon. He won the entire 10-event competition with a perfect score five years running, at ages 68 through 73 — always cheering for others. Some of his agegroup records still stand today.

blood drive, and is the recipient of almost every award given to senior members. The Bud Lewis Award is given annually to male decathlete who best exemplify his spirit. The Multnomah Athletic Foundation’s Bud Award provides scholarships for underprivileged students.

Lewis has served on more than 50 MAC committees, was secretary of the Board of Trustees in 1993, headed its annual

Lewis says he grew into athletics and got better as he got older. He played soccer and sandlot football in elementary Continued page 15

Retirement Living Evergreen Assisted Living 3760 N Clarey Eugene, Oregon 97402 541.607.9525 www.evergreeneug.com

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At Evergreen Assisted Living, we are a place of vibrancy and life, promoting meaning and joy in the lives of residents, families, and our team members. Elders inspire us, motivate us, guide, and direct us. As we work to create an empowering, caring, growing culture for elders, we are also creating our own future. After all, we are all elders-in-waiting. At our community, we offer weekly housekeeping, routine maintenance, scheduled transportation, dining services, and social and recreational activities. Contact us today for a complimentary lunch and tour of our community. At Evergreen Memory Care, you will have an opportunity to make your contribution to our family, which makes Evergreen Memory Care the distinctive place that it is. It is people that make a community. We are a place of vibrancy and life, promoting meaning and joy in the lives of our residents, families, and our team members. We recognize that people make all the difference and by treating people with respect, trust, care, and good humor, it can be quite contagious. We offer 24 hour care, coordination with health care providers, licensed nurse oversight, complimentary laundry, basic utilities, scheduled transportation, social and therapeutic activities. Contact us today for a complimentary lunch and tour of our community.

Amenities: Independent Living Assisted Living/RCF/Foster Care Housekeeping Transportation Utilities Included Planned Activities Memory Care NORTHWEST 50 PLUS SOUTH VALLEY | OCTOBER 2020 13

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school, baseball and basketball in high school and city leagues, and was in the National Guard. His father had joined the Guard after moving to America with his family of four children from Alberta Canada, where he’d struggled as a wheat farmer. His second child, named Leland after the founder of Stanford University, became “Buddy” then “Bud.” After graduating high school, in 1936 Lewis joined the 41st Infantry Division of the National Guard. Five years later his was among the first US units shipped out in World War II and into ground combat, fighting across the islands of the Southwest Pacific. Sent home with hepatitis requiring a five-month hospital stay, the tall, blond soldier met and married a military friend’s

Take time to say hello. You enrich your own life by the riches of others. They are a treasure.

“Besides history, I love poetry and recite it at night to keep my mind active,” he says. “With rue my heart is laden for golden friends I had, for many a rose-lipt maiden and many a lightfoot lad” (from A.E. Housman’s “A Shropshire Lad”). A friend once made a sign for Lewis to carry in the Rose Festival Starlight Parade as part of the Sunshine Division’s float. It read, “Bud Lewis: Life of Service.” “I like those three simple words,” he says. “They say more with less and are simplistic but profound.” What makes a man 100 years young? “Genes, never smoking, drinking sparingly, not being too narrow on anything, being involved, learning from my mistakes, exercising, eating a wide variety of foods, nice family, positive attitude, and I like people. Take time to say hello. You enrich your own life by the riches of others. They are a treasure.”

cousin, a brunette beauty named Janet. He returned to combat and finally came home for good December 1945. His beloved wife passed away in 2013. Bud joined the Army Reserves, became a colonel, and the Portland Police Bureau as a sergeant and director of the safety education unit, giving talks to schools and the community. In 1973 he became commander of the Portland Police Bureau Sunshine Division. “Sergeant Lewis” also gave private driving lessons for some 20 years. He still drives today. “I know more lovely kids than anyone in this city,” he smiles. After 31 years as a police officer, Lewis retired and became corporate manager of security for Esco Corporation for 10 years. In 2010 he was national president of the 41st Infantry Division Association. In retirement Lewis hasn’t been idle. He usually lifts weights three times a week at the MAC and now does isometrics daily at home. “Home” is a light-filled house with a spectacular view of the West Hills that he built with his father’s help 63 years ago. There he and Janet raised daughter Diane, a retired school psychologist, and son Douglas, a retired intensive care nurse. Bud and Janet enjoyed gardening, and once had 80 rhododendrons. He is a history buff and talks at length about the First Council of Nicaea convened in AD 325 by Roman Emperor Constantine.

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Classifieds UNITS FOR RENT HUD SUBSIDIZED UNITS FOR PEOPLE OVER 62 AND/OR PERSONS WITH DISABILITIES IS CURRENTLY ACCEPTING APPLICATIONS FOR OUR ONE BEDROOM WAITING LIST. WE ARE COMMITTED TO PROVIDING EQUAL HOUSING OPPORTUNITIES. ALL UTILITIES PAID. BRIARWOOD MANOR, 643 MANBRIN, KEIZER, OR 97303, 541-928-2545.

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