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Northwest 50 Plus Marion Polk Edition October 2020

Page 1

Complimentary Copy

Your companion for living well in the northwest

Medicare Guide

Inside!

Get Out with the grandkids!

Marion Polk October 2020

Running Strong 100 years young

VISIT US ONLINE: NORTHWEST50PLUS.COM FIND US ON SOCIAL MEDIA


Introducing a new RETIREMENT COMMUNITY

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“If you are stuck at home for any reason, one of the best things you can do is to “Go on an adventure”! The greatest adventure begins with a single step. Step one, read September Winds. You won’t be disappointed and you may want to enjoy the Oregon based novel more than once”. ~ Tom Peters Available at Amazon Books, Barnes and Noble, Kindle, eBooks or from your favorite bookstore

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Medicare Guide 2021 • Plans

2  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020

Off

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• Experts

• Tips


CONTENTS

Features Medicare Guide 2021

10 9

Church-owned auto shop transforming lives

18

Beloved centenarian keeps running strong

6 Get out with the Grandkids! Great venues for the young and young at NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  3


Northwest

50 Plus

VOLUME 23 | NUMBER 10

OREGON’S OLDEST & LARGEST 50+ PUBLICATION 3 Editions serving adults aged 50 and older Portland-Metro-Vancouver, Marion-Polk-Coast, South Valley: Linn-Benton Lane

JENNIFER MCCAMMON Publisher 971-200-9686 JMcCammon@northwest50plus.com

Lessons — and blessings — in everything Wow! It’s been a tough year! We hope you and yours weathered the September fires safely and that you’re continuing safe practices to keep you and others protected from the virus.

While challenges are part of life, the world keeps turning. And birthdays keep happening! For those turning 65 in the months ahead, the Medicare Guide this issue is a must read, featuring plans for 2021, tips on choosing qualified help, and professionals ready to help you find that holy grail —a great plan that really fits.

DOREEN HARROLD Office Manager/Sales Assistant DHarrold@northwest50plus.com

It was so fun talking with the experts while building this edition — they truly love helping folks by simplifying the process, easing fears, and finding the best plans for those they serve. They are natural helpers, and they love what they do! A favorite (and oft-heard) statement: this month: “It’s so exciting when someone is turning 65 and I get to help them — I love Medicare!”

DEB JONES Sales Executive 503-910-6067 DJones@northwest50plus.com

As open enrollment runs through Dec 7, so does our Medicare coverage. We hope the resources give you help and peace of mind you in navigating the process and obtaining great coverage. Once you have that, you can get on with things you really enjoy — like time with friends, home projects, and tinkering in the garden.

JENNA WEATHERLY Lead Designer JWeatherly@northwest50plus.com

Speaking of the fun stuff! This issue introduces a new ongoing series, “Get out with the Grandkids!” featuring great regional venues that offer safe, fun experiences with your favorite youngsters. This is one of many new additions you’ll see in the months ahead, as we’re working to bring you more fun, interesting topics, ideas and stories. Coming soon: pet stories, inspiring local personalities, and a Holiday Gift Guide.

VERONICA MICEK Design Assistant CONTRIBUTING WRITERS Maggi White, Mary Owen, Vanessa Salvia and Grace Peterson

Thank you for being part of the 50+ family! We love serving you and being part of this community. We’re excited to continue evolving and providing the go-to magazine you’re happy to call “yours.”

P.O. Box 12008, Salem, OR 97309 4923 Indian School Rd. NE, Salem, OR 97305 503-304-1323 | 1-877-357-2430 | FAX 503304-5394 info@northwest50plus.com Northwest50Plus.com Subscriptions $26/year | $49/2 years Printed by Eagle Web Press, Salem, OR

Northwest 50 Plus is published monthly and locally owned and operated by Eagle Newspapers, Inc. The entire contents of this publication are copyrighted by Northwest 50 Plus. Any use of all or any part of this publication is prohibited without written consent of the publisher.

4  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020


Bookreview September Winds is a fictional novel about the Kalapuya Indians who inhabited the west side of the Cascade Range in the Willamette Valley. While the characters are from Oregon author Tom Peters’ imagination, much factual history is included from his research into these gentle people and their ways. The tale takes readers into Oregon’s logging industry, the small-town culture of friendly Falon,

a developing love relationship between the two principle characters, and the horror of terrorism in America. Great read for anyone who enjoys historical sagas, local fictionalized accounts of real people and events, and a rich reading experience. Suitable for readers of all ages; many find it hard to put down. Available in print at Amazon Books, Barnes and Noble and other fine bookstores, and in e-book form from Kindle, E-Books and Nook.

TRUE NORTHWEST LIVING There is a place where local color and flavor blend. There is a place where togetherness thrives. There is a place where life slows down. Home.

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find more at westerninterlock.com

NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  5


Recreation

Get Out

with the Grandkids!

ready for adventure? The smoke is clearing, and we’ve all become “comfortable” with safety protocols. After recent months of “pandemic life” we’re all ready for some fun! Favorite pastimes are those spent friends and family, and there are many options. Northwest attractions have reopened and are excited to welcome visitors. They’re doing things a little differently — in fun and creative ways — with safety protocols in place. Just in time for the season, this month we highlight great regional pumpkin patches, corn mazes and more.

Northern Lights Christmas Tree Farm Don’t let the name fool you — there’s great fun to be had at Northern Lights Farm during the harvest season. Things are a little different this year, but the folks at the Pleasant Hill farm have created a drive-thru family adventure with three stops. The first includes a food court, coffee shack, gift shop and area for visiting with resident goats.

By K r i s t a n D a e l

sprawling acres makes it easy to distance and enjoy the ever-popular tradition of heading to the farm to pick the perfect pumpkin. The farm is open 10-5 Tues-Sun; masks required. Every Thursday is Grandparents Day, with free coffee drink for grandparents with their littles. Get details at northernlightschristmastreefarm.com or 541-746-5161.

Next is the corn maze and u-pick sunflowers. Parking is plentiful, and a limited number of people are allowed in the maze at one time. At six checkpoints within the maze, kids can fill play an investigation game. Keeping things touchless, the game involves cards and mini pencils to complete the farm investigation. The third and final stop is of course the pumpkin patch. Seven

MEDICARE IS CONFUSING! The experts Thee xperts are here to help. Coming Nov & Dec 2020

The Northwest50Plus Medicare Guide Expert Help FAQs

Plans to Choose From

Medicare

Medicare Guide MARION POLK EDITION | OCTOBER 2020

2021

Get your copy at your local Bi-Mart, northwest50plus.com

INSIDE COMPARE PLANS FROM MAJOR HEALTH INSURANCE CARRIERS FIND A LOCAL HEALTH INSURANCE AGENT TO HELP YOU THROUGH THE PROCESS

Deb at 503.910.6067 or Jennifer 503.253.2111

6  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020

Open Enrollment: Oct. 15 - Dec. 7, 2020


The pumpkin patch on sauvie island At “the original Pumpkin Patch” just 15 minutes northwest of Portland, visitors enjoy the fresh air and walk (or run) through the carefully designed corn maze on Sauvie Island. Self-described “Our own farm village,” it really is! In addition to the sprawling pumpkin patch, popular attractions include The Maize , The Market, The Animal Barn, The Pumpkin Cottage GiftShop, and the Patio Café and coffee stand. Closed-toe shoes recommended, boots if it’s been raining. Masks are required where social distancing cannot be maintained. Bags provided for pumpkins. The Pumpkin Patch is located at 16511 NW Gillihan Rd on Sauvie Island. Look for the festive red and white striped Market. Hours vary for different attractions; details thepumpkinpatch.com or 503-621-3874.

Vince Woods Farm Vince Woods started growing pumpkins at his home on Hawthorne Avenue in Salem in 1963. People came to his door asking to buy them, and the Vince Woods U-Pick Pumpkin Patch was born. In 1974, Vince purchase acreage from his uncle that the family had farmed since 1912, and moved is operation to 6435 62nd Ave NE.

The corn maze, a deceptively simple path through 2/3 acres of field corn, is open this year. Admission is free. Learn more at vincewoodsfarm.com or 503-393-0120.

Today Vince Woods Farm is an autumn ritual for many families, visitors enjoy finding the perfect pumpkin in the field and trucking it to the scale shed by wheelbarrow. The farm also offers fall decorative items and lowcost entertainment appropriate for all ages. Shopping is socially distanced, and everything at the farm is kid friendly.

Medical Center Eye Clinic 655 Medical Center Dr. NE Salem, OR 97301 503-581-5287 www.mceyeclinic.com Monday-Friday: 8 a.m.-5 p.m. Ophthalmologists you can trust

Providing our Salem community excellent eye health care and full service optical amenities for over 50 years. • Routine and medical eye exams • Cataract care & Surgery • Diabetic eye disease • Dry Eye Syndrome • Glaucoma care & Surgery • Eye Muscle Surgery • Eye Lid Surgery

NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  7


Trending

Protect yourself and others during ash cleanup

If you have wildfire ashes to clean up, be sure to take special precautions. The ash can • expose you to fire byproducts that may irritate eyes, nose, or skin and cause coughing and other health effects, according to the Environmental Protection Agency (EPA). Cleanup Precautions • People with heart or lung disease, including asthma, as well as older adults, children and pregnant women should use special caution around ash. • Children and pets should not be nearby. Don't allow children to play in ash. Clean ash off pets and other animals.

Clean children's toys before use. ping. Use a slightly damp mop or cloth Avoid direct contact. Wear protective on lightly dusted surfaces. clothing including a tight-fitting N95 • Don’t use typical vacuums or leaf mask, goggles, gloves, long-sleeved blowers. Use a high-efficiency particshirt, long pants, shoes and socks when ulate air (HEPA)-type vacuum to clean cleaning. If ash does contact skin, eyes surfaces. Don’t use anything that will or mouth, wash it off/out as soon as send collected ash out into the air. Norpossible. mal vacuums do exhaust "some" dust/ Remove clothing worn during cleaning ash particles. before entering your home or car. • Disposal: Collected ash may be disAvoid dry sweeping and stirring or posed of in the regular trash. Store it sifting through ash as much as possible. in plastic bags or other containers to Before sweeping indoor and outdoor prevent it from being stirred up. hard surfaces, mist them with water to Contributed by John Hughes, Comforcare. keep dust down. Follow with wet mop-

• •

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Life is Better Retiring at Olde Stone Village! 8  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020


Medicare Guide Marion Polk Edition October 2020

Open Enrollment Oct 15 - Dec 7 2020

PHP_AEP-2021_NW50Plus_7.5x1.75_FindPlan_091620

2021

INSIDE

▶ Compare plans from major health insurance carriers ▶ Find a local health insurance agent to help you through the process

Discover True Health

Join a community of care dedicated to your well-being. Find a Medicare Advantage plan that’s right for you at MyTruePlans.com/print Providence Medicare Advantage Plans is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. Providence Health Plan and Providence Health Assurance comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. H9047_2021PHA46_M NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  9 9/16/20


MEDICARE GUIDE 2021

Medicare fears can be easily quelled

F

or most people, their 65th birthday is a landmark not only for the wonder of celebrating 65 times around the sun, but it’s time to sign up for Medicare. While the first part is really something to celebrate, many face the latter with trepidation.

concerns,” says Michael Bredimus, who has for years been helping residents of Marion, Polk and Lincoln Counties find Medicare plans that fit.

The good news is, with quality help, the process can be not only smooth, easy and reassuring, it can be worthy of celebration itself.

What to look for in a Medicare Agent “A good agent listens. The first steps should include a thorough intake where he or she learns about the client(s), their lifestyle, what they’re looking for and any fears or

Medicare can be confusing SHIBA is here to help We are here to help... Publicly-funded resource We are here to help... objective information

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Marcy Dombrowsky Marcy Dombrowsky 541-579-5901 541-579-5901 Marcy.Dombrowsky@providence.org Marcy.Dombrowsky@providence.org

H9047_2020PHA158_C H9047_2020PHA158_C

MEDICARE GUIDE MARION-POLK COUNTY 2 | OCTOBER 2020

The 2021 Medicare Guide Continues Nov & Dec 2020


MEDICARE GUIDE 2021 Some of the most common fears he sees include paying exorbitant costs for prescriptions or getting a plan that does not include a preferred physician. These and other concerns, he says, can be solved, one at a time. Another common scenario is someone turning 65 who wants Medicare but does not want to start taking Social Security. “That’s a tricky one,” says Bredimus, “but not insurmountable.” Another hiccup experienced by some is signing up for a plan and later learning it isn’t a good fit for them. There are different time periods during which plans can be changed, and your agent

Medicare Questions • Plan Options • Enrollment

2021 United Healthcare Medicare Sales Meetings Broadway Coffeehouse 1300 Broadway St. NE, Suite 100 • Salem, OR 97301

Friday, October 16, Friday, October 23, & Friday, October 30 10 a.m. to noon

Capacity 6. Please call to reserve a seat. Drop ins welcome if space allows All protocols for COVID-19 will be followed. Questions about Medicare? Questions about Medicare? Individual appointments can Salem, Albany, I CAN HELP! be made at my office IinCAN HELP! Medicare Questions • Plan Options • Enrollment your• Enrollment preferred location. Medicare Questions • Planor Options 2020 United Healthcare Medicare Sales Meetings Becky Lippmann 2020 United Healthcare Medicare Sales Meetings

Broadway Coffeehouse -Stayton Room

Independent Medicare Broker/Agent

541-914-6263

Tuesday, October 22 • 10 a.m. to noon Tuesday, October 29 • 10 a.m. to noon Tuesday, November 5 • 10 a.m. to noon Tuesday, November 12 • 10 a.m. to noon

Space is limited • Please RSVP to reserve a seat

Becky Lippmann

beclippmann@yahoo.com Call today Becky Lippmann becky-lippmann-independent-medicare.business.site Space is limited • Please RSVP to reserve a seat

Independent Medicare Broker/Agent Licensed in Oregon and Washington

Call today

541-914-6263

Independent Medicare Broker/Agent Licensed in Oregon and Washington

541-914-6263

“I feel like a detective,” says Bredimus. “I get so excited when I see someone coming in who’s turning 65.”

Medicare doesn’t have to be overwhelming! Specializing in Medicare Plan Options Virtual Appointments Available FREE in Home Reviews

Carol A. Burks Licensed Independent Agent

503-510-2959

Caburks.insurancehelp@outlook.com

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becky-lippmann-independent-medicare.business.site

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becky-lippmann-independent-medicare.business.site

This is exciting!

Medicare can be scary, but it doesn’t have to be.

s!

There are amazing new plans for 2021, and together we can find a plan tailored to your needs.

ter, and you. Michael Michael

Bredimus iew! Bredimus

97301

Tuesday, October 22 • 10 a.m. to noon Tuesday, October 29 • 10 a.m. to noon Tuesday, November 5 • 10 a.m. to noon Tuesday, November 12 • 10 a.m. to noon

1300 Broadway St. NE, Suite 100 • Salem, OR 97301

e?

14

1300 Broadway St. NE, Suite 100 • Salem, OR 97301

Broadway Coffeehouse -Stayton Room

can help. In fact, another sign of a quality agent is checking up on clients and alerting them to periods when things can be modified. Another hallmark of a quality agent is that he or she is a “fixer.” An agent should enthusiastically dig in to find the facts, challenges and concerns, possess a deep understanding of Medicare, and be committed to staying abreast of all new offerings as they become available.

Serving: Marion, Polk & Lincoln Counties

You will

your Medicare Plan!

Your Independent Medicare Broker

(503) 765-7514

780 Commercial SE, Suite 201 | Salem, OR 97301 MEDICARE GUIDE MARION-POLK COUNTY 3 | OCTOBER 2020


Skilled Nursing Care

Ambulance

Choice of Hospitals

Hospitalization

Emergency Care, USA/ Foreign

Routine Physical Exams

Per Doctor Visit

Choice of Doctors

Maximum Out-of-pocket (MOOP)

Monthly premium

$0 copay days 1-20 $184 per day, days 21-100

$350 per one way trip (ground or air)

Adventist, Legacy, OHSU, Tuality

$465 per day, days 1-4; $0 rest of stay

Emergency Room $90 copay, Worldwide Emergency coverage up to $50,000 with $0 copay

$0

$0 copay for Primary Care $45 copay for Specialist

7,000+

$6,600

$0

Health Net Ruby HMO

$0 copay days 1-20 INN/OON, $160 per day , days 21-100 INN, $195 per day days 21-100 OON

$380 per one way trip (ground or air)

Adventist, Legacy, OHSU, Tuality

$450 per day, days 1-4; then $0 rest of stay In Network, $500 per day, days 1-10; then $0 rest of stay Out of Network

Emergency Room $90 copay, Worldwide Emergency coverage up to $50,000 with $0 copay

$0 In-Network

$20 copay In Network, $30 copay Out of Network Primary Care, $50 In Network, $60 Out of Network Specialist

7,000+

$7,550 combined In and Out of Network

$0 (This plan offers a $29 Part B premium give back every month in your Social Secuirty Check.)

Health Net Violet 3 PPO

Here’s what some major providers have to offer

$0 days 1-20 $184 days 21 - 100

$250 copay

Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others

Inpatient hospital care: $450 days 1-4 $0 days 5+

Emergency: $90

Annual physical exam: $0

Primary Care: $0 Specialist Visit: $40

Provider in-network: 10,000+

$5,500

$0

$0 days 1-20 / $160 days 21 - 100 in-network 30% out-of-network

$250 copay

Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others

Inpatient hospital care: $325 days 1-6 / $0 days 7+ / 30% out-of-network

Emergency: $90

Annual physical exam: $0 innetwork / 30% out-of-network

$15 copay In-Network/$40 Out-of Network for Primary Care, $35 copay In-network/$50 Out-of-network for Specialist

Provider in-network: 10,000+

$4,900 in-network / $10,000 out-of-network

$40

Providence Bridge 2

$0 copay for days 1-20, $167 per day for days 21-100 In-Network

$275 per transport

Salem Health, Santiam Memorial, Silverton Health, and others throughout our service area

$400 per day, Days 1-4 In-Network

$90 Copay covers emergencies in and out of the USA, no dollar limits

$0 copay

Primary Care: $15 In-Network / Specialist: $45 In-Network

Over 14,000

$6,200

$19

Regence Marion/Polk PPO

In-network: $0 per day for days 1-20; $125 per day for days 21-100 Out-of-network: $125 per day for days 1-100

In-network: $325 per day for days 1-6; $0 per day for days 7 and beyond* Out-of-network: $325 per day for days 1-6; $0 per day for days 7-90 *Unlimited number of days for an acute inpatient hospital stay Salem Hospital, OHSU, Santiam Memorial Hospital, Silverton Hospital, West Valley Hospital, Legacy Hospitals, PeaceHealth Hospitals. This is not a complete list of all of our contracted Hospitals. For a complete list, please see our Provider Directory. 20% of the cost for each one way trip

$90; Worldwide coverage

$0

Primary Care: $15 innetwork/$35 out-of-network Specialist: $35 in-network/$50 out-of-network

5,000+

$4,500 for services you receive from in-network providers. $6,500 for services you receive from any provider.

$75

ATRIO Silver Rx (Willamette) (PPO)

Oerings from some major providers for the 2021 Open Enrollment Period (OEP) Oct 15-Dec 7, 2020

Providence Timber

Medicare Plans


Website & Other Phone Numbers

Service Areas

Other Details

Members

Mental Health Therapy

Hearing Exams & Hearing Aids

Vision

Prescription Drug Copay/ Deductible

Prescription Drug Plan

https://or.healthnetadvantage. com/ 1-800-949-6921 (TTY:771)

Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, Yamhill

Silver & Fit includes a basic membership at multiple gyms throughout the United States, integrated preventive Dental, Teladoc, integrated routine Chiro/Acu/Nat visits (subj to a copay and limited to 24 combined visits per cal yr)

23,000 +

$40 for outpatient Rehab session

Medicare Covered Hearing Exam copay $30, $0 copay for routine hearing exam each year, 2 hearing aids (1 per ear, per year)

$10 copay for Medicare Covered vision exam, $10 copay for Routine Vision Exam every calendar year, $250 Eyewear allowance every 2 calendar years

Deductible: $125 applies to tiers 3-5 only, Tier 1: Preferred Generic $3, Tier 2: Generic $8, Tier 3: Preferred Brand $37, Tier 4: Nonpreferred Brand $90, Tier 5: Specialty 30%, Tier 6: Select Care $0

Integrated Part D Benefit

https://or.healthnetadvantage. com/ 1-800-949-6921 (TTY:771)

Benton,Clackamas, Douglas, Jackson, Josephine, Lane, Linn, Marion, Multnomah, Polk, Washington, Yamhill, Clark, WA

Silver & Fit includes a basic membership at multiple gyms throughout the United States, Teladoc, Nurse Connect

New Plan Offering

$40 In Network, $50 Out of Network for outpatient Rehab session

Medicare Covered Hearing Exam copay $30 IN Network, $50.00 copay Out of Network, $0 copay for routine hearing exam each year (INN ONLY) , 2 hearing aids (1 per ear, per year); Price based on level of technology

$10 copay for Medicare Covered vision exam, $10 copay for Routine Vision Exam every calendar year, $250 Eyewear allowance every 2 calendar years

Deductible: $200 applies to tiers 3-5 only, Tier 1: Preferred Generic $5, Tier 2: Generic $15, Tier 3: Preferred Brand $37, Tier 4: Nonpreferred Brand $90, Tier 5: Specialty 29%, Tier 6: Select Care $0

Integrated Part D Benefit

503-574-5551; 800-457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time); ProvidenceHealthAssurance.com

Marion & Polk counties

Available with a reduced premium for qualifying low income individuals $0 Express Care Virtual visits from the safety of your home Worldwide emergency coverage ($50,000 limit) Silver & Fit gym membership included at no cost Coverage for chiropractic and acupuncture services Preventive dental included with optional, additional coverage starting at $29.40

4,400+

Individual or group session: $40

Routine exam 1/year: $0 Hearing aids: $499/$799

Routine exam 1/year: $75 allowance Glasses & contacts: $100 allowance/year

Deductible: $150 Preferred generics: $0 Generics: $10 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 29% coinsurance

Included

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Available with a reduced premium for qualifying low income individuals $0 Express Care Virtual visits from the safety of your home Worldwide emergency coverage ($50,000 limit) Silver & Fit gym membership included at no cost Coverage for chiropractic and acupuncture services Preventive dental included with optional, additional coverage starting at $29.40

200+

Individual or group session: $35 in-network 30% out-of-network

Routine exam 1/year: $0 in-network Hearing aids: $399/$699 in-network

Routine exam 1/year: $75 allowance Glasses & contacts: $150 allowance/year

Deductible: $100 Preferred generics: $0 Generics: $10 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 30% coinsurance

Included

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$40 copay for outpatient therapy session In-Network

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$0 copay for Medicare covered eye exam In-Network; $0 copay for routine eye exam In-Network, $0 copay for lenses, $100 towards eyewear per year

Deductible: $250 applies to Tiers 3-5 only; Tier 1: Preferred Generic $3; Tier 2: Generic $13; Tier 3: Preferred Brand $40; Tier 4: Non-Preferred Brand 40%; Tier 5: Specialty 28% / $0 copay for Tier 1 prescriptions if filled by Mail Order or 3 Month supply

Integrated Part D benefit

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Fitness reimbursement included *Routine vision exam & hardware + preventive dental is available as an Optional Supplemental Benefit Package for $33 per month.

19,000+

$35 in-network/50% out-of-network

Medicare-covered hearing exam: $35 copay in-network/50% out-of-network Routine hearing exams & hearing aids not covered

Routine vision exam: $35 innetwork/$35 out-of-network Eyewear: $100 allowance every 2 years *See “Other Details�

$200 Deductible Preferred Generic: $6*; Generic: $15*; Preferred Brand: $40; Non-Preferred Brand: $85; Specialty: $29%; Select Care: $0* *No Deductible 3 month discount

Includes Part D drugs


MEDICARE GUIDE 2021

Local Help rough Shiba E

ach October, open enrollment begins for Medicare Advantage and Part D prescription drug plans. Medicare plans and drug formularies change each year, so it is important for Oregonians enrolled in Medicare to evaluate their plan options and make changes during open enrollment, Oct 15-Dec 7.

To help stop the spread of the virus and protect counselors and vulnerable Medicare beneficiaries, SHIBA is providing support this year by phone, email, and online counseling. All Medicare open enrollment information sessions will be held virtually through live and recorded webinars available on SHIBA’s website, SHIBA.Oregon.gov.

While the pandemic has changed many things this year, support is still in place. e Oregon Senior Health Insurance Benefits Assistance (SHIBA) program is available to help, currently through remote assistance.

SHIBA counselors can help Oregonians navigate the Medicare.gov Plan Finder Tool (Medicare.gov/plan-compare) to enter prescriptions and compare the costs and benefits of individual drug plans, provide enrollment guidance, and answer questions related to benefits.

“Even in normal times, Medicare is a complex program,” says Chiqui Flowers, Oregon Health Insurance Marketplace and SHIBA Administrator. “During the pandemic, open enrollment will be harder to navigate, but we are available to serve beneficiaries and we’ll get through this hard time together.”

Annual Open Enrollment is Here!

Medicare

Oct. 15th to Dec. 7th

SHIBA’s 2021 Oregon Guide to Medicare Insurance Plans will be available on SHIBA.Oregon.gov by Oct 15 and in limited print copies in November. Find local help by calling 800-722-4134 or visiting SHIBA.Oregon.gov. Oregon SHIBA is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit www.dcbs.oregon.gov to receive consumer help and information on insurance, mortgages, investments, workplace safety, and more. Follow Oregon SHIBA on Facebook at Facebook.com/OregonSHIBA. ☸

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Community

J

Church-owned auto shop transforming lives

oe White’s first step to getting clean was admitting he had a drug problem. He then entered a work program created by Salem First Baptist Church.

“I am a recovering addict,” White says. “First Lube Plus is the second step for me toward being able to manage my own life.

By Mary Owen

This job, along with my brothers in Christ, opened the door between my son and me. My family is proud of me. I am proud of myself, and I really enjoy doing my job.” The First Lube Plus mission is to provide work for those with barriers to employment, such as histories of addiction, incarceration or homelessness. “It’s a way for our church to invest in our community,” says Timo Valencia, general manager of the oil-and-lube facility at Liberty and Union in downtown Salem. “We strive to make our customer service exceptional and at the same time teach the men we hire work and life skills to further them in re-establishing their independence.” Valencia had not

considered working in auto, but he loves witnessing and sharing the gospel with those he meets. “My wife and I were in a premarital counseling session with our pastor when he suddenly stopped and told me I was a perfect candidate for the north block,” Valencia says. “I had no idea what was in store, but I saw it as an opportunity to do daily ministry and that was my selling point.” “My mission is to try to be a big enough impact in their lives to where they would seek Christ above all things,” he says, and “to create enough business for this company to be able to hire more men and start speaking life into them.” Valencia adds, “My mission is to help the men we hire get back on their feet and tackle the world with a new way of thinking so that they’ll be able to overcome any hurdles life may throw at them.” First Lube Plus opened July 2016 as a for-profit entity in the old DeLon Auto Group building, which the church purchased in 2015. The business seeks people

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who will be served by the program through partnerships with various public and private agencies. The business offers plus-service oil changes and services related to air filtration, cooling systems, drivetrains, fuel systems and windshields. “We help a variety of people,” Valencia says. “Companies with large fleets. We help those in need and try not to limit those to whom we extend grace. We try to help anybody we possibly can. Whether servicing a vehicle or just responding to someone who needs someone to talk to, we’re here to invest in our community

“as long as the Lord allows me. It’s been a wonderful experience to be able to see these men’s lives change right in front of me,” he says. “It’s been great to see the business grow and our mission known to local and distant communities. So, for now, I’m here ‘til the Lord moves me somewhere else.” Valencia hopes people who are moved by the First Lube Plus mission will check out

the business or just drop by to meet the crew personally. “We are all about building relationships and helping each other out,” he says. First Lube Plus is open 7:30- 6 p.m. weekdays, and 7:30 -5 p.m. Saturdays. For more information, call 503-967-0974 or visit firstlubeplus.com.

Elder Law & Estate Planning

Whether servicing a vehicle or just responding to someone who needs someone to talk to, we’re here to invest in our community in every way we can. in every way we can.” “We hire those who feel society has given up on them,” Valencia continues. “We are big on the re-entry program and understand that we all have a past. I was once in bondage to the drug called ecstasy, so I know what it’s like to have your life completely derailed over a substance that has a grip on you.”

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Member National Academy of Elder Law Attorneys Valencia says he spent two years allowing 694High High St St NE, NE, Salem Salem 503.371.9636 www.mcginty-belcher.com 694 www.mcginty-belcher.com himself to be destroyed by the drug. “I beMember National Academy of Elder Law Available Attorneys lieve that’s why this opportunity was offered Phone & Video Conferences Member National Academy of Elder Law Attorneys to me,” he says. “I can relate with the ‘drug 694 High St NE, Salem Member National Academy of Elder Law Attorneys 503.371.9636 www.mcginty-belcher.com and party world,’ which allows me to relate to some experiences of the men we hire.” 694 High St NE, Salem 503.371.9636 www.mcginty-belcher.com 694 High St NE, Salem www.mcginty-belcher.com 694 High St NE, Salem 503.371.9636 503.371.9636 www.mcginty-belcher.com Valencia plans to work at First Lube Plus

Phone & Video Conferences Available

NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  11


Everyday heroes

Running Strong

100 years young BY C a n d y P u t e r b a u g h

To

ease stress, you can walk, ride a bike, or run into Bud Lewis. The exercise may lift your spir its but the man’s giant smile, hearty handshake, bear hug, and kind words will warm you like a summer day.

Meet Leland Stanford Lewis, recently turned 100. Called “Bud” by everyone, he’s hard to miss. The silver-haired mountain of a man, still strong at 6’2” with sparkling sky-blue eyes, has a voice that fills a room as he remembers your name, asks about your family, conveys a compliment, and introduces you to whomever is near. “I’m the luckiest 100-year-old man that ever lived,” he says. “I have countless beautiful friends of all ages. The kids in my neighborhood hung balloons and streamers along our street for my birthday in August. I am constantly amazed at the outpouring. Basically, it’s because I like people.” Friends old and new are members of the Bud Bandwagon from the many chapters of his life as an athlete, National Guard member, Army Reserve Colonel, police sergeant, driving instructor, security manager, and commander of the Portland Police Bureau Sunshine Division. “For 57 straight years, I haven’t missed a Christmas packing boxes for 2,500 needy families through the Sunshine Division,” he says. From May until his birthday in August this year, Lewis walked laps every morning to raise funds for the nonprofit Sunshine Division that he led for 10 years. His original goal was 100 laps and $100,000 by his birthday. An outpouring of friends followed him daily as he either stood and pushed his walker forward or sat and pushed it backward around the track. He surpassed his goal, racking up a whopping 261 laps that raised $124,000. “I never missed a day because I told people I’d be there,” Lewis says. “One day I had minor surgery on my neck with 15 stitches and walked two or three laps after that.” His accolades are nothing new. A member of the Multnomah Athletic Club (MAC) for 43 years, he’s often called the “Mayor of the MAC.” Years ago, young men in their 20s didn’t mind when Lewis beat them in the MAC Decathlon. He won the entire 10-event competition 12  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020

with a perfect score five years running, at ages 68 through 73 — always cheering for others. Some of his age-group records still stand today. Lewis has served on more than 50 MAC committees, was secretary of the Board of Trustees in 1993, headed its annual blood drive, and is the recipient of almost every award given to senior members. The Bud Lewis Award is given annually to male decathlete who best exemplify his spirit. The Multnomah Athletic Foundation’s Bud Award provides scholarships for underprivileged students. Lewis says he grew into athletics and got better as he got older. He played soccer and sandlot football in elementary school, baseball and basketball in high school and city leagues, and was in the National Guard. His father had joined the Guard after moving to America with his family of four children from Alberta Canada, where he’d struggled as a wheat farmer. His second child, named Leland after the founder of Stanford University, became “Buddy” then “Bud.” After graduating high school, in 1936 Lewis joined the 41st Infantry Division of the National Guard. Five years later his was among the first US units shipped out in World War II and into ground combat, fighting across the islands of the Southwest Pacific. Sent home with hepatitis requiring a five-month hospital stay, the tall, blond soldier met and married a military friend’s cousin, a brunette beauty named Janet. He returned to combat and finally came home for good December 1945. His beloved wife passed away in 2013.


Bud joined the Army Reserves, became a colonel, and the Portland Police Bureau as a sergeant and director of the safety education unit, giving talks to schools and the community. In 1973 he became commander of the Portland Police Bureau Sunshine Division. “Sergeant Lewis” also gave private driving lessons for some 20 years. He still drives today.

What makes a man 100 years young? “Genes, never smoking, drinking sparingly, not being too narrow on anything, being involved, learning from my mistakes, exercising, eating a wide variety of foods, nice family, positive attitude, and I like people. Take time to say hello. You enrich your own life by the riches of others. They are a treasure.”

“I know more lovely kids than anyone in this city,” he smiles. After 31 years as a police officer, Lewis retired and became corporate manager of security for Esco Corporation for 10 years. In 2010 he was national president of the 41st Infantry Division Association. In retirement Lewis hasn’t been idle. He usually lifts weights three times a week at the MAC and now does isometrics daily at home. “Home” is a light-filled house with a spectacular view of the West Hills that he built with his father’s help 63 years

Retirement living never looked so good

Discover the natural beauty of

ago. There he and Janet raised daughter Diane, a retired school psychologist, and son Douglas, a retired intensive care nurse. Bud and Janet enjoyed gardening, and once had 80 rhododendrons. He is a history buff and talks at length about the First Council of Nicaea convened in AD 325 by Roman Emperor Constantine. “Besides history, I love poetry and recite it at night to keep my mind active,” he says. “With rue my heart is laden for golden friends I had, for many a rose-lipt maiden and many a lightfoot lad” (from A.E. Housman’s “A Shropshire Lad”). A friend once made a sign for Lewis to carry in the Rose Festival Starlight Parade as part of the Sunshine Division’s float. It read, “Bud Lewis: Life of Service.” “I like those three simple words,” he says. “They say more with less and are simplistic but profound.”

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NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020

13


Fitness

Improve balance, reduce falls By Kimblery Z. Miller

M

helping avoid becoming a statistic: one in three adults over 65 suffers a serious fall each year. If you’d like to improve your balance, remember that similar rules Toddlers learning to stand and walk remind us of the effort, attention to strength training apply: be consistent and challenge yourself to get the most out of your training. If you never feel wobbly performand energy needed to balance. We forget how challenging it can be to develop proprioception — the ability to know where our body is in ing a balance exercise, it’s too easy — you’ll want to advance the space without visual or tactile feedback while stationary or moving. exercise to really benefit. uch like muscular strength and cardio endurance, the use it or lose it principle applies to balance and stability.

This ability starts to decline as early as our 30s as muscles and stabilizers begin to weaken and our vision (needed for coordination and positional feedback) and vestibular system (part of the inner ear) start to diminish.

Progressions can be as simple as moving from hands flat on the wall to fingertips or one finger on the wall to only touching the wall when needed. Another way to increase difficulty is to close one eye or look at the ceiling and then move to closing both eyes.

The process is gradual and early signs may not be noticeable: smaller strides, feeling wobbly when standing up and minor stumbles. All easily chalked up to being clumsy. But falls are not inevitable. Balance can be improved at any age,

Write the Alphabet Stand near a wall for support. Place your weight on your right foot and raise your left a few inches above the ground. With your big toe, write the alphabet in the air. See how far you can get before you have to touch the wall or put your foot down. Repeat on the other side.

Walking a Tightrope Start with your feet flat and walk heel to toe forward 6-10 steps, then walk backward toe to heel the same number. Challenge yourself by repeating this on your toes or your heels and by going slower, which is harder. Make it even more demanding by looking up or closing one eye.

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14  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020


Trace the Rainbow Work your way through each level: 1: Feet close together; 2: Staggered stance; 3: One foot directly in front of the other, heel to toe. Start with your arms like a “T” and fix your gaze on your right pointer finger as you raise it over your head and over to meet your left hand. Keep focus on the right pointer as you return your arm to the “T”. Adjust your feet if needed and repeat with the left hand.

Over the Bush Stand with feet hip-width apart. Place your weight on your right foot and raise your left. Slowly extend your left foot like you are stepping over a small bush. Land heel first then shift your weight evenly between your front and back foot. Push through your left heel as you return your weight to your right foot and raise your left and return it slowly to the starting position. Repeat other side.

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NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  15


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16  NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020

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Classifieds UNITS FOR RENT HUD SUBSIDIZED UNITS FOR PEOPLE OVER 62 AND/OR PERSONS WITH DISABILITIES IS CURRENTLY ACCEPTING APPLICATIONS FOR OUR ONE BEDROOM WAITING LIST. WE ARE COMMITTED TO PROVIDING EQUAL HOUSING OPPORTUNITIES. ALL UTILITIES PAID. BRIARWOOD MANOR, 643 MANBRIN, KEIZER, OR 97303, 541-928-2545.

WANTED CASH FOR GOOD CONDITION RELOADING EQUIPMENT & SUPPLIES. 541-905-5453. DIABETIC TEST STRIPS WANTED. PAYING TOP DOLLAR! FREE LOCAL PICKUP. CALL SHARON, 503-679-3605.

FRIENDSHIP AD ABBREVIATIONS M = Male F = Female S = Single D = Divorced W = White A = Asian B = Black H = Hispanic J = Jewish C = Christian N/S = Non-smoker N/D = Non-drinker

ISO = In Search Of LTR = Long Term Relationship WW = Widowed White WB = Widowed Black WA = Widowed Asian WH = Widowed Hispanic LGBT= Lesbian/Gay/ Bisexual/Transgender

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November & December 2020 • Holiday Gift Guide • Pet News • Veteran’s Corner • Inspiring Local Personalities

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All real estate advertising in this magazine is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD toll-free at 1-800-669-9777. Toll-free for the hearing impaired is 1-800-927-9275.

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503-304-1323 NORTHWEST 50 PLUS  MARION POLK  |  OCTOBER 2020  17


Discover

True Health Join a community of care dedicated to your well-being. We’ve been working to raise the standard of health and well-being in the community for more than 160 years. Our Providence Medicare Advantage Plans start as low as $0 and provide community-focused care through a vast network of doctors, specialists, facilities, and a Northwest-based customer service team. To find out how Providence Medicare Advantage Plans can serve you, sign up for a live webinar with a local Medicare expert. For more information go to MyTruePlans.com/print or call (866) 713-2186 (TTY: 711) 8 a.m. to 8 p.m. (Pacific Time), every day. Providence Medicare Advantage Plans is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. Providence Health Plan and Providence Health Assurance comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. For accommodations persons withPOLK  special needs2020 at meetings, call 1-800-457-6064 or 503-574-5551 (TTY: 711). H9047_2021PHA44_M 24  NORTHWEST 50 of PLUS  MARION |  OCTOBER 3785_PHP_AEP-2021_NW50Plus_8.5x11_Zero_091620_r2

9/18/20


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