Complimentary Copy
Your companion for living well in the northwest
Metro October 2020
Running Strong 100 years young
Medicare Guide
Get Out with the grandkids!
Inside!
VISIT US ONLINE: NORTHWEST50PLUS.COM FIND US ON SOCIAL MEDIA
Advanced Foot Clinic Senior & Diabetic Nail Care
Most Medicare, Commercial Plans, Medicare Advantage and Medicaid Plans Accepted! Needle-free Injections Ingrown Toenails Hammertoe Children Flat Feet
Custom Orthotics Fungal Nails Corns, Calluses & Warts Neuroma
Gout Treatment Bunions Diabetic Shoes Diabetic Wound Care
Walk away your pain with Dr. A!
Amnionic Growth Factor for repair of tendon and heal pain.
We offer the latest medical interventions for fast recovery with minimum downtime.
• Laser treatment for fungal nail • Diode Laser
for treatment of heel pain, neuroma and tendonitis
• Sinus Tarsi Stent
forever arch support
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• Non-Invasive Shockwave Therapy for treatment of chronic heel pain
• Treatment for painful ball of the feet
Hamid R. Arabshahi, DPM
due to fat loss
503-612-4040 | www.advancedfootclinic.org
• Treatment for excessive foot perspiration
6464 SW Borland Rd. B3 Tualatin
OREGON STRONG YOU STRIVE TO MEET THE CHALLENGES, WE STRIVE TO MEET YOUR EXPECTATIONS STEVENS HEARING CENTER We are open and committed to your health and safety,
FOR ALL YOUR HEARING NEEDS Audiologist, Sheri Smith, MS, F-AAA
• • • • • •
Diagnostic Hearing evaluations State of the Art Technology Rechargeable Hearing Aids, Accessories Audio Streaming from your SmartPhone Ongoing counseling and support Tinnitus therapy - Noise Protection
For Appointment Call 541.757.4999 1861 NW Kings Blvd
Corvallis, Oregon 97330
2 NORTHWEST 50 PLUS METRO | OCTOBER 2020
www.stevenshearing.com
Most Insurances Accepted
Northwest
50 Plus
VOLUME 23 | NUMBER 10
OREGON’S OLDEST & LARGEST 50+ PUBLICATION 3 Editions serving adults aged 50 and older Portland-Metro-Vancouver, Marion-Polk-Coast, South Valley: Linn-Benton Lane
JENNIFER MCCAMMON Publisher 971-200-9686 JMcCammon@northwest50plus.com DOREEN HARROLD Office Manager/Sales Assistant DHarrold@northwest50plus.com DEB JONES Sales Executive 503-910-6067 DJones@northwest50plus.com JENNA WEATHERLY Lead Designer JWeatherly@northwest50plus.com VERONICA MICEK Design Assistant CONTRIBUTING WRITERS Maggi White, Mary Owen, Vanessa Salvia and Grace Peterson PHOTOGRAPHY Cover & interior photos by Diane Lewis & The Sunshine Division P.O. Box 12008, Salem, OR 97309 4923 Indian School Rd. NE, Salem, OR 97305 503-304-1323 | 1-877-357-2430 | FAX 503304-5394 info@northwest50plus.com Northwest50Plus.com
Creekside Village
Independent Living for 55+ The right choice for you
Your apartment at Creekside Village is your home, complete with parking. Your apartment at Creekside is your home is safe. When at home, When traveling you can restVillage assured individual home. You have a parking spot for your car. When you travel, you can feel Truly a gem of our community, dining is a pleasure at Creekside Village. day! being as pleasurable as your favorite restaurant! toroom yourevery experience Working ensureDining everyRoom day feels CreeksidetoVillage Services like a holiday, quarterly are really is truly an amenity at thisbrunches Community. A rotating crew, under the longtime Food Services Director, never misses a beat. Every meal is a pleasure – ask a Take virtual resident a when you visit. tour! Every day feels like a holiday! Our quarterly brunches are www.creekside-village.com particularly special because they include When the day calls for joining in, you’ll love family and other guests. Residents enjoy our vibrant community! When you want some alone time, enjoy and in Creekside’s art studio. Of course the working walking paths in Creekside’s beautiful surroundings. When you want company, drop in on a hopping community card or pool game, visit the library and work in Creekside’s art studio. Here, you make the paths and surroundings. choice. Creekside is known for its love of the arts and it shows. We’refor proud of our resident Creekside is known its resident artist gallery and its love of the arts, music and dancing. recently a and danceCreekside events are a big installed hit with residents! For those who prefer not to drive, If you no longer wish to drive, you can make an appointment for transportation everyone enjoys. our outstanding, friendly drivers. So many choices. So many good reasons to So many Beaverton’s choices, and premiere so many good consider independent reasons to check out Beaverton’s premiere, 55+ community! independent, 55+ senior living community. Please www.creekside-village.com for a We arevisit the right move for you. for assistance.
A Senior Living Community
Subscriptions $26/year | $49/2 years Printed by Eagle Web Press, Salem, OR Northwest 50 Plus is published monthly and locally owned and operated by Eagle Newspapers, Inc. The entire contents of this publication are copyrighted by Northwest 50 Plus. Any use of all or any part of this publication is prohibited without written consent of the publisher.
5450 SW Erickson Avenue | Beaverton, OR 97005
503-643-9735
NORTHWEST 50 PLUS  METRO | OCTOBER 2020  3
I N S I D E Features Medicare Guide 2021
6 Get out with the Grandkids! Great venues for the young and young at
Enclosed
12 Church-owned auto shop transforming lives
10
Beloved centenarian keeps running strong
4 NORTHWEST 50 PLUS METRO | OCTOBER 2020
Also:
The Doctor is online
20
Getting on with life
Wow!
ONE OF A KIND A welcoming place that appreciates you. Fabulous chef-prepared comfor t food. All new beautiful chapel, TV room and game room in cozy community area. Fitness room and wellness programs.
It’s been a tough year! We hope you and yours weathered the September fires safely and that you’re continuing safe practices to keep you and others protected from the virus. While challenges are part of life, the world keeps turning. And birthdays keep happening! For those turning 65 in the months ahead, the Medicare Guide inside is a must read. Featured are plans for 2021, tips on choosing qualified help, and professionals ready to help you find that holy grail —a great plan that really fits. Open enrollment runs through Dec 7, and so does our Medicare coverage. We hope the resources provide help and peace of mind as you navigate the process and obtain coverage. Once you have that, you can get on with fun things — like time with friends, home projects, and planning for the holidays. Speaking of fun! This issue introduces a new ongoing series, “Get out with the Grandkids!” featuring regional venues offering safe, fun experiences. Timed to the season, this issue highlights area pumpkin patches and mazes. Thank you for being part of the 50+ family! We love serving you and being part of this community.
Studios starting at $1,735 a month. Independent Retirement and Assisted Living
Studios starting at $2,940 a month. Health & wellness program. Special benefits for Veterans. Caring staff.
Call Laura at (503) 255-7160 1825 NE 108th Avenue | Portland, OR 97220 www.ParkviewRetirement.org
Seniors our concern ~ Christ our motivation! NORTHWEST 50 PLUS METRO | OCTOBER 2020 5
Recreation
Get Out
with the Grandkids! By K r i s t a n D a e l
ready for adventure? The smoke is clearing, and we’ve all become “comfortable” with safety protocols. After recent months of “pandemic life” we’re
At Prime Dental we understand the importance of dental care in overall wellness, and want to provide you with the care you need for a healthy smile. That’s why we offer comprehensive dental care for the whole family, and discounts for those 55+ and veterans of the armed forces.
Thomas D. Cardwell
D.M.D, PC
Call us today for a $1 exam and x-rays!
503-774-6355 General & Cosmetic Dental Care 11400 SE 37th Ave Milwaukie, OR 97222
6 NORTHWEST 50 PLUS METRO | OCTOBER 2020
all ready for some fun! Favorite pastimes are those spent friends and family, and there are many options. Northwest attractions have reopened and are excited to welcome visitors. They’re doing things a little differently — in fun and creative ways — with safety protocols in place. Just in time for the season, this month we highlight great regional pumpkin patches, corn mazes and more. Northern Lights Christmas Tree Farm Don’t let the name fool you — there’s great fun to be had at Northern Lights Farm during the harvest season. Things are a little different this year, but the folks at the Pleasant Hill farm have created a drive-thru family adventure with three stops. The first includes a food court, coffee shack, gift shop and area for visiting with resident goats.
Next is the corn maze and u-pick sunflowers. Parking is plentiful, and a limited number of people are allowed in the maze at one time. At six checkpoints within the maze, kids can fill play an investigation game. Keeping things touchless, the game involves cards and mini pencils to complete the farm investigation. The third and final stop is of course the pumpkin patch. Seven sprawling acres makes it easy to distance and enjoy the ever-popular tradition of heading to the farm to pick the perfect pumpkin. The farm is open 10-5 Tues-Sun; masks required. Every Thursday is Grandparents Day, with free coffee drink for grandparents with their littles. Get details at northernlightschristmastreefarm.com or 541-746-5161. Closed-toe shoes recommended, boots if it’s been raining. Masks are required where
born. In 1974, Vince purchase acreage from his uncle that the family had farmed since 1912, and moved is operation to 6435 62nd Ave NE. Today Vince Woods Farm is an autumn ritual for many families, visitors enjoy finding the perfect pumpkin in the field and trucking it to the scale shed by wheelbarrow. The farm also offers fall decorative items and low-cost entertainment appropriate for all ages. Shopping is socially distanced, and everything at the farm is kid friendly. social distancing cannot be maintained. Bags provided for pumpkins. The Pumpkin Patch is located at 16511 NW Gillihan Rd on Sauvie Island. Look for the festive red and white striped Market. Hours vary for different attractions; details thepumpkinpatch.com or 503-621-3874.
The pumpkin patch on sauvie island At “the original Pumpkin Patch” just 15 minutes northwest of Portland, visitors enjoy the fresh air and walk (or run) through the carefully designed corn maze on Sauvie Island. Self-described “Our own farm village,” it really is! In addition to the sprawling pumpkin patch, popular attractions include The Maize , The Market, The Animal Barn, The Pumpkin Cottage GiftShop, and the Patio Café and coffee stand.
Vince Woods Farm Vince Woods started growing pumpkins at his home on Hawthorne Avenue in Salem in 1963. People came to his door asking to buy them, and the Vince Woods U-Pick Pumpkin Patch was
Eugene area. Go for the pizza but stay for the gorgeous river views and the wilderness lodge decor reminiscent of vacations to national parks. Kids love the carousel, the gaming room, and the resident mascot, Brownie the Bear. The carousel was built in the ‘30s for a traveling carnival and has been making memories for kids of all ages at this location since the ‘60s. They say Brownie emerged from hibernation in 2011 — “probably hungry for pizza” — and while shy when he arrived, he’s come to love making guests smiile. The salad bar is outstanding. According to one local Nana, “it’s the best in the area. It’s buffet style, always fresh, and it’s stocked with everything you can think of”. Learn more at roaringrapidspizza.com or 541988-9819.
The corn maze, a deceptively simple path through 2/3 acres of field corn, is open this year. Admission is free. Learn more at vincewoodsfarm.com or 503-393-0120.
Roaring Rapids Pizza Company Called “one of the most unique and fun family dining destinations” in the
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News bits from Social Security
L
ife is complicated, especially lately! The Social Security Administration is working to make dealing with its benefits and programs a little easier. Following are the latest offerings. My Social Security Account
Anyone can now access Social Security programs and services from just about anywhere with a secure “My Social Security” account. It’s easy to sign up, and your account provides access to important information not available anywhere else. With your personal account, you can: • Use the Retirement Calculator to compare future benefit estimates for different dates or ages. • Check the status of an application or appeal for benefits. • Review work history. • Request a replacement Social Security card (in most states). Those who already receive benefits can also: • Get a benefit verification or proof of income letter. • Set up or change direct deposit. • Make an address change. • Request a replacement Medicare card. • Get a Social Security 1099 form (SSA-1099). You can also use your account to opt out of certain notices by mail, as these notices will be available in the Message Center when you sign into your account. Those who prefer to speak with a representative or use the Interactive Voice Response system may call the local office or the office national 800-772-1213 or 800-325-0778 TTY.
Help returning to work A job isn’t just a source of income — it can be a vehicle to independence or a beginning to fulfilling your dreams. Social Security’s PASS can help you achieve your goals. Those receiving SSI or SSDI benefits who want or return to or begin working can get help with PASS (Plan for Achieving Self-Support). Anyone receiving SSI or who could qualify for it after setting aside income or resources to pursue a work goal can benefit.
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How it works SSI eligibility and payment amounts are based on income and resources (things of value that the individual owns). PASS lets a disabled individual set money and/or assets aside to pay for items or services needed to achieve a specific work goal. The objective of the PASS is to help disabled individuals find employment that reduces or eliminates SSI or SSDI benefits. Learn more at ssa.gov/pubs/EN-0511017.pdf. Apply at ssa.gov/forms/ssa-545. html. Experts ready to help There are many online resources about Social Security. For anyone seeking answers or assistance, going to the source is always best. The most frequently asked questions appear at the top of the page, addressing common concerns. Get detailed information on many related subjects — in text, audio, and downloadable format — at The SSA publications library at ssa.gov/pubs.
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8 NORTHWEST 50 PLUS METRO | OCTOBER 2020
Medicare Guide
Metro Edition October 2020
2021
Open Enrollment: Oct. 15 - Dec. 7, 2020
INSIDE
▶ Compare plans from major health insurance carriers ▶ Find a local health insurance agent to help you through the process
Discover True Health
Join a community of care dedicated to your well-being. Find a Medicare Advantage plan that’s right for you at MyTruePlans.com/print Providence Medicare Advantage Plans is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. Providence Health Plan and Providence Health Assurance comply with applicable Federal civil rights laws and do not discriminate50 onPLUS the basis of race, color, national origin, NORTHWEST METRO | OCTOBER 2020 9age, disability, or sex. H9047_2021PHA46_M PHP_AEP-2021_NW50Plus_7.5x1.75_FindPlan_091620
9/16/20
MEDICARE GUIDE 2021
F
Medicare fears can be easily quelled
or most people, their 65th birthday is a landmark not only for the wonder of celebrating 65 times around the sun, but it’s time to sign up for Medicare. While the first part is really something to celebrate, many face the latter with trepidation.
The good news is, with quality help, the process can be not only smooth, easy and reassuring, it can be worthy of celebration itself.
What to look for in a Medicare Agent
“A good agent listens. The first steps should include a thorough intake where he or she learns about the client(s), their lifestyle, what they’re looking for and any fears or concerns,” says Michael Bredimus, who has for years been helping residents of Marion, Polk and Lincoln Counties find Medicare plans that fit. Some of the most common fears he sees include paying exorbitant costs for prescriptions or getting a plan that does not include a preferred physician. These and other concerns, he says, can be solved, one at a time. Another common scenario is someone turning 65 who wants Medicare but does not want to start taking Social Security. “That’s a tricky one,” says Bredimus, “but not insurmountable.” Another hiccup experienced by some is signing up for a plan and later learning it isn’t a good fit for them. There are different time periods during which plans can be changed, and your agent can help. In fact, another sign of a quality agent is checking up on clients and alerting them to periods when things can be modified. MEDICARE GUIDE METRO 2 | OCTOBER 2020
Another hallmark of a quality agent is that he or she is a “fixer.” An agent should enthusiastically dig in to find the facts, challenges and concerns, possess a deep understanding of Medicare, and be committed to staying abreast of all new offerings as they become available. “I feel like a detective,” says Bredimus. “I get so excited when I see someone coming in who’s turning 65.”
Medicare Is Confusing, We Can Help! Medicare
Life
Long Term Care
360.771.1155
Go with the Medicare health plan that can help you
LIVE YOUR BEST LIFE EVERY DAY Enroll in a Kaiser Permanente Medicare health plan and enjoy a $0 monthly premium,1 plus: • $5 doctor office copays • No-cost fitness benefits with Silver&Fit® on all plans2 • Easy telehealth options3 • Online prescription refills4
Talk to a Kaiser Permanente Medicare specialist at 1-855-867-9667 (TTY 711). RSVP to a Live Neighborhood Webinar at kp.org/webinarsnw.
1For our Value Plan. 2Silver&Fit® is a federally registered trademark of American Specialty Health, Inc. 3These features are available when you get care at Kaiser Permanente. Some services are only available in facilities. 4When receiving care at a Kaiser Permanente facility. Kaiser Permanente is an HMO plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal. You must reside in the Kaiser Permanente Medicare health plan service area in which you enroll. For accommodations of persons with special needs at meetings, call 1-855-867-9667 (TTY 711).
H9003_NWROP1020_M
All plans offered and underwritten by Kaiser Foundation Health Plan of the Northwest. 500 NE Multnomah St., Suite 100, Portland, OR 97232. ©2020 Kaiser Foundation Health Plan of the Northwest 554879729_ADV_09-20
Prescription Drug Plan
Skilled Nursing Care
Ambulance
Choice of Hospitals
Hospitalization
Emergency Care, USA/Foreign
Routine Physical Exams
Per Doctor Visit
Choice of Doctors
Maximum Out-ofpocket (MOOP)
Monthly premium
Integrated Part D Benefit
$0 copay days 1-20 $184 per day, days 21-100
$350 per one way trip (ground or air)
Adventist, Legacy, OHSU, Tuality
$465 per day, days 1-4; $0 rest of stay
Emergency Room $90 copay, Worldwide Emergency coverage up to $50,000 with $0 copay
$0 copay
$0 copay for Primary Care $45 copay for Specialist
7,000+
$6,600
$0
Health Net Ruby HMO
Integrated Part D Benefit
$0 copay days 1-20 INN/ OON, $160 per day , days 21-100 INN, $195 per day days 21-100 OON
$380 per one way trip (ground or air)
Adventist, Legacy, OHSU, Tuality
$450 per day, days 1-4; then $0 rest of stay In Network, $500 per day, days 1-10; then $0 rest of stay Out of Network
Emergency Room $90 copay, Worldwide Emergency coverage up to $50,000 with $0 copay
$0 copay In-Network
$20 copay In Network, $30 copay Out of Network Primary Care, $50 In Network, $60 Out of Network Specialist
7,000+
$7,550 combined In and Out of Network
$0 (This plan offers a $29 Part B premium give back every month in your Social Secuirty Check.)
Health Net Violet 3 PPO
Integrated Part D drug benefit
$0 per day for days 1 through 100
$150 per one-way trip
Kaiser Sunnyside Medical Center, Kaiser Permanente Westside Medical Center, Legacy Salmon Creek Medical Center
$200 per day for days 1 through 6; No charge for the remainder of your stay
$120 copay worldwide coverage
$0
$5 Primary/$25 Specialist
Over 3,000 network providers
$3,000
$127
Kaiser Permanente Senior Advantage (HMO) Enhanced Plan
Integrated Part D drug benefit
$0 per day for days 1 through 20 $50 per day for days 21 through 100
$200 per one-way trip
Kaiser Sunnyside Medical Center, Kaiser Permanente Westside Medical Center, Legacy Salmon Creek Medical Center
$265 per day for days 1 through 6 No charge for the remainder of your stay
$90 copay worldwide coverage
$0
$5 Primary/$35 Specialist
Over 3,000 network providers
$4,900
$44
Kaiser Permanente Senior Advantage (HMO) Standard Plan
Integrated Part D drug benefit
$0 per day for days 1 through 20 $150 per day for days 21 through 100
$250 per one-way trip
Kaiser Sunnyside Medical Center, Kaiser Permanente Westside Medical Center, Legacy Salmon Creek Medical Center
$335 per day for days 1 through 6 No charge for the remainder of your stay
$90 copay worldwide coverage
$0
$5 Primary/$45 Specialist
Over 3,000 network providers
$5,600
$0
Kaiser Permanente Senior Advantage (HMO) Value Plan
Included
Days 1-20 $0, 21100 $184/day
$250 one way
Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others
Inpatient hospital care: $450 days 1-4 $0 days 5+
Emergency $90 copay
$0
Primary Care $0, Specialist $40
Providers in network: 10,000+
$5,900
$0
Prime + Rx (HMO)
$4,900 InNetwork/$10,000 Out-of-Network
$35
Bridge 1 + Rx (HMO-POS) $35
Included
Days 1-20 $0, 21-100 $160/day In-Network/30% Out-of-Network
$250 one way
Providence, Tuality, Salem, Silverton, Willamette Valley, PeaceHealth SW Medical Center and others
Inpatient hospital care: $325 days 1-6 / $0 days 7+ / 30% Out-of-Network
Emergency $90 copay
Annual physical exam: $0 In-Network / 30% Out-of-Network
Primary Care: $0 In-Network / $25 Out-of-Network Specialist Visit: $35 In-Network / $50 Out-of-Network
Providers in network: 10,000+
Offerings from some major providers for the 2021 Open Enrollment Period (OEP) Oct 15-Dec 7, 2020
Here’s what some major providers have to offer
Medicare Plans
Integrated Part D Benefit
$0 copay for days 1-20, $167 per day for days 21-100 In-Network
$275 per transport
Adventist, Legacy, OHSU, Tuality, and others throughout our service areas
$400 per day, Days 1-4 In-Network
$90 Copay covers emergencies in and out of the USA, no dollar limits
$0
Primary Care:$15 InNetwork/Specialist:$45 In-Network
Over 14,000
$5,700
$0
Regence Portland Metro PPO
MEDICARE GUIDE 2021
Website & Other Phone Numbers
Service Areas
Other Details
Members
Mental Health Therapy
Hearing Exams & Hearing Aids
Vision
Prescription Drug Copay/Deductible
https:// or.healthnetadvantage. com/ , 1-800-9496921 (TTY:771)
Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, Yamhill
Silver & Fit includes a basic membership at multiple gyms throughout the United States, integrated preventive Dental, Teladoc, integrated routine Chiro/ Acu/Nat visits (subj to a copay and limited to 24 combined visits per cal yr)
23,000 +
$40 for outpatient Rehab session
Medicare Covered Hearing Exam copay $30, $0 copay for routine hearing exam each year, 2 hearing aids (1 per ear, per year)
$10 copay for Medicare Covered vision exam, $10 copay for Routine Vision Exam every calendar year, $250 Eyewear allowance every 2 calendar years
Deductible: $125 applies to tiers 3-5 only, Tier 1: Preferred Generic $3, Tier 2: Generic $8, Tier 3: Preferred Brand $37, Tier 4: Nonpreferred Brand $90, Tier 5: Specialty 30%, Tier 6: Select Care $0
https:// or.healthnetadvantage. com/ , 1-800-9496921 (TTY:771)
Benton,Clackamas, Douglas, Jackson, Josephine, Lane, Linn, Marion, Multnomah, Polk, Washington, Yamhill, Clark, WA
Silver & Fit includes a basic membership at multiple gyms throughout the United States, Teladoc, Nurse Connect
New Plan Offering
$40 In Network, $50 Out of Network for outpatient Rehab session
Medicare Covered Hearing Exam copay $30 IN Network, $50.00 copay Out of Network, $0 copay for routine hearing exam each year (INN ONLY) , 2 hearing aids (1 per ear, per year); Price based on level of technology
$10 copay for Medicare Covered vision exam, $10 copay for Routine Vision Exam every calendar year, $250 Eyewear allowance every 2 calendar years
Deductible: $200 applies to tiers 3-5 only, Tier 1: Preferred Generic $5, Tier 2: Generic $15, Tier 3: Preferred Brand $37, Tier 4: Nonpreferred Brand $90, Tier 5: Specialty 29%, Tier 6: Select Care $0
www.kp.org/medicare Members: 1-877-2218221 Non-Members: 1-877-408-3496 (TTY: 711)
Oregon counties: Benton*, Linn*, Clackamas, Columbia, Marion, Multnomah, Polk, Washington, Yamhill. Washington counties: Wahkiakum*, Clark, Cowlitz * partial county
Silver & Fit® fitness program which includes no-cost membership to participating local health clubs and virtual classes. Advantage Plus - Dental, eyewear and hearing aid package for $44 per month. Telehealth services through secure video visits, phone appointments, e-visits, and email.
36,000+
$5 indivdual session copay
Routine hearing exam: $25. Hearing aids not covered. See “Other Detials”
Routine eye exam: $25. See “Other Detials”
No deductible $5 preferred generic (Tier 1) $10 generic (Tier 2) $45 preferred brand-name (Tier 3) $90 nonpreferred brand-name (Tier 4) 33% specialty (Tier 5) $0 injectable Part D vaccines (Tier 6)
www.kp.org/medicare Members: 1-877-2218221 Non-Members: 1-877-408-3496 (TTY: 711)
Oregon counties: Benton*, Linn*, Clackamas, Columbia, Marion, Multnomah, Polk, Washington, Yamhill. Washington counties: Wahkiakum*, Clark, Cowlitz * partial county
Silver & Fit® fitness program which includes no-cost membership to participating local health clubs and virtual classes. Advantage Plus - Dental, eyewear and hearing aid package for $44 per month. Telehealth services through secure video visits, phone appointments, e-visits, and email.
32,000+
$5 indivdual session copay
Routine hearing exam: $35. Hearing aids not covered. See “Other Detials”
Routine eye exam: $35. See “Other Detials”
No deductible $5 preferred generic (Tier 1) $10 generic (Tier 2) $45 preferred brand-name (Tier 3) $90 nonpreferred brand-name (Tier 4) 33% specialty (Tier 5) $0 injectable Part D vaccines (Tier 6)
www.kp.org/medicare Members: 1-877-2218221 Non-Members: 1-877-408-3496 (TTY: 711)
Oregon counties: Benton*, Linn*, Clackamas, Columbia, Marion, Multnomah, Polk, Washington, Yamhill. Washington counties: Wahkiakum*, Clark, Cowlitz * partial county
Silver & Fit® fitness program which includes no-cost membership to participating local health clubs and virtual classes. Advantage Plus - Dental, eyewear and hearing aid package for $44 per month. Telehealth services through secure video visits, phone appointments, e-visits, and email.
New plan for 2021
$5 indivdual session copay
Routine hearing exam: $45. Hearing aids not covered. See “Other Detials”
Routine eye exam: $45. See “Other Detials”
No deductible $5 preferred generic (Tier 1) $10 generic (Tier 2) $45 preferred brand-name (Tier 3) $90 nonpreferred brand-name (Tier 4) 33% specialty (Tier 5) $0 injectable Part D vaccines (Tier 6)
503-574-5551; 800457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time);
Multnomah, Washington, Clackamas, Yamhill counties
Available with a reduced premium for qualifying low income individuals $0 Express Care Virtual visits from the safety of your home Worldwide emergency coverage ($50,000 limit) Silver & Fit gym membership included at no cost Coverage for chiropractic and acupuncture services Preventive dental included with optional, additional coverage starting at $29.40
10,400+
Individual or group session: $40
Routine exam 1/year: $0 Hearing aids: $499/$799
Routine exam 1/year: $75 allowance Glasses & contacts: $100 allowance/year
Deductible: $150 Preferred generics: $0 Generics: $10 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 30% coinsurance
503-574-5551; 800457-6064; TTY: 711; Oct. 1 through Dec. 7, 8 a.m. to 8 p.m., 7 days a week (Pacific Time);
Multnomah, Washington, Clackamas, Yamhill counties
Available with a reduced premium for qualifying low income individuals $0 Express Care Virtual visits from the safety of your home Worldwide emergency coverage ($50,000 limit) Silver & Fit gym membership included at no cost Coverage for chiropractic and acupuncture services Preventive dental included with optional, additional coverage starting at $29.40
930+
Individual or group session: $35 in-network 30% out-of-network
Routine exam 1/year: $0 in-network Hearing aids: $399/$699 in-network
Routine exam 1/year: $75 allowance Glasses & contacts: $150 allowance/year
Deductible: $100 Preferred generics: $0 Generics: $10 Preferred brand: $47 Non-referred drug: $100 Specialty drugs: 30% coinsurance
(844) REGENCE; Regence.com/Medicare
Clackamas, Lane, Multnomah, Washington
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MEDICARE GUIDE 2021
MEDICARE GUIDE 2021
Avoid Medicare Fraud and Abuse Medicare works to maintain quality physicians and healthcare providers, both to help its beneficiaries and for the program’s own wellbeing. However, in the normal course of medical business, unpleasant things can happen, such billing mistakes — or, more alarmingly — Medicare fraud and abuse. Medicare Fraud Medicare fraud is the general term used when someone, such as a doctor, knowingly bills the Medicare system for a service or supply he or she did not provide. Medicare fraud is illegal, so it’s more serious than a billing error. Medicare fraud involves doctors or beneficiaries abusing the Medicare system for their own personal gain. Medicare billing fraud means knowingly billing Medicare — possibly multiple times — for products and services not medically necessary, accurately coded, or for an actual beneficiary. You can help detect Medicare billing fraud by carefully reviewing payment notices, which you receive anytime a doctor or healthcare provider bills Medicare or your insurance company. The notice identifies the product or service and lists the total amount billed, the amount Medicare or your insurance company paid to the provider, and the amount you owe.
Examples of fraud •
Someone besides you uses your Medicare card to receive products or services. Never give or lend your card to any-
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MEDICARE GUIDE METRO 6 | OCTOBER 2020
Paid for in whole or in part through
•
one except your health-care provider. You ask your doctor for medication, products or services that you don’t need for yourself.
Harmony Clayton
Manager, Medicare Sales
503-213-5232
harmony.clayton@healthnet.com Territory: Columbia, Multnomah, Clackamas, and Clark-WA
Brandi Wismeth-Platt Medicare Advisor
503-213-5159
brandi.wismeth-platt@healthnet.com Territory: Washington, Marion, Polk, Yamhill counties Oregon
This happens when a provider doesn’t follow best medical practices, including performing services not medically necessary. This is as serious an offense as Medicare fraud and is also illegal and punishable by law.
Beware of providers who: • tell you the more tests they perform the less you pay out of pocket • use telemarketing (calling your home) or door-to-door sales • offering gifts as incentives to use their services or routinely waive or charge copays for services available under your plan for no copay • tell you they know how to get Medicare to pay for something not covered under your plan • claim that Medicare endorses their products or services
How to report Medicare fraud or abuse If you suspect Medicare fraud or abuse, report it right away. The Centers for Medicare & Medicaid Services (CMS), which administers Medicare, is cracking down on this type of activity. The agency is working with beneficiaries, doctors, and federal agencies — such as the Department of Health and Human Services, the Office of Inspector General, the Federal Bureau of Investigations, and the Department of Justice — to detect and prosecute those who commit Medicare abuse or Medicare billing fraud.
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Janine Hawthorne Janine 503-927-0436 MarcyHawthorne Dombrowsky 503-927-0436 541-579-5901 Janine.Hawthorne@providence.org Janine.Hawthorne@providence.org Marcy.Dombrowsky@providence.org
To report Medicare fraud or abuse, you can do any of the following (please only to report fraud or abuse): • Call the Medicare fraud tip line at 800-HHS-TIPS (800-4478477). TTY 800-377-4950. • Email. You can also send up to 10 pages describing an incident to HHSTips@oig.hhs.gov. • Fax your report (up to 10 pages) to 800-223-8164. • Mail the report (up to 10 pages) to Office of the Inspector General HHS Tips Hotline, PO Box 23489, Washington, DC 20026-3489.
Billing errors Billing errors are often innocent mistakes not intended to defraud the Medicare system. For example, a doctor may use the wrong medical code on a claim. While the service description may be correct, the wrong code can change how much a beneficiary pays out of pocket. This one-time, innocent mistake is not Medicare fraud. If you suspect a mistake on a payment notices from Medicare or your insurance company, contact your doctor or a staff member. If the notice is correct, the physician or staff member will explain it; if there was an error, a correction will be made. Provided by Ehealthinsurance.com
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MEDICARE GUIDE 2021
Medicare abuse
MEDICARE GUIDE 2021
Local Help Through Shiba
E
ach October, open enrollment begins for Medicare Advantage and Part D prescription drug plans. Medicare plans and drug formularies change each year, so it is important for Oregonians enrolled in Medicare to evaluate their plan options and make changes during open enrollment, Oct 15-Dec 7. While the pandemic has changed much this year, support is still in place. The Oregon Senior Health Insurance Benefits Assistance (SHIBA) program is available to help, currently through remote assistance. Even in normal times, Medicare is a complex program,” says Chiqui Flowers, Oregon Health Insurance Marketplace and SHIBA Administrator. “During the pandemic, open enrollment will be harder to navigate, but we are available to serve beneficiaries and we’ll get through this hard time together.” To help stop the spread of the virus and protect counselors and vulnerable Medicare beneficiaries, SHIBA is providing support this year by phone, email, and online counseling sessions. All Medicare open enrollment information sessions will be held virtually
through live and recorded webinars available on SHIBA’s website, SHIBA.Oregon.gov. SHIBA counselors can help Oregonians navigate the Medicare.gov Plan Finder Tool (Medicare.gov/plan-compare) to enter prescriptions and compare the costs and benefits of individual drug plans, provide enrollment guidance, and answer questions related to benefits. SHIBA’s 2021 Oregon Guide to Medicare Insurance Plans will be available on SHIBA.Oregon.gov by Oct 15 and in limited print copies in November. Find local help by calling 800-722-4134 or visiting SHIBA.Oregon.gov. Oregon SHIBA is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit www.dcbs.oregon.gov to receive consumer help and information on insurance, mortgages, investments, workplace safety, and more. Follow Oregon SHIBA on Facebook at Facebook.com/ OregonSHIBA.
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Silver linings amidst covid Life as we know it changed early this spring. Suddenly we were sheltering in place, seeking quality masks, and social distancing. Jobs and volunteer activities changed, diminished or stopped altogether. Birthdays and other traditional gatherings became drive-by celebrations that — while fun and memorable for their novelty — weren’t something most would choose as a replacement for gatherings with close contact, hugs and unlimited guests.
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Still, as happens in life, many blessings have come during this strange time. Downsizing. Yes! We’re doing it! Folks everywhere are cleaning, organizing and Letting. Things. Go. Thanks to apps like “The Buy Nothing Project” through Facebook (there are various versions), people are gifting everything imaginable, including gardening tools, clothing, food items, products for pets and children, bedding, art and building supplies, and more. Neighboring. We’re helping each other in ways reminiscent of years past — with food and supplies, transportation, companionship, wellness checks, serving as watchdogs and more.
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“Zooming.” Connecting with friends, family, students and coworkers has “gone viral,” thanks to apps like Zoom, Facetime, Duo and more. Using a cell phone, tablet or computer we are now gathering, chatting and doing business face to face — virtually. And while some are uncomfortable seeing themselves on screen, seeing the faces and body language of those you’re talking with is truly the next best thing to being together in person. Getting a pet. Pet adoptions and foster care exploded early this spring, leaving shelters quite empty. Still, there are always pets needing families, and the pandemic saw record numbers of them find loving homes. While this experience has been challenging and tragic in many ways, there have been many silver linings. The adage that the worst of times bring out the best in many people has certainly proven true this year. We hope it has for you and would love to hear your stories.
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Everyday Heroes
Running Strong at
100 years young
By Candy Puterbaugh
To
ease stress, you can walk, ride a bike, or run into Bud Lewis. The exercise may lift your spir its but the man’s giant smile, hearty handshake, bear hug, and kind words will warm you like a summer day.
Meet Leland Stanford Lewis, recently turned 100. Called “Bud” by everyone, he’s hard to miss. The silver-haired mountain of a man, still strong at 6’2” with sparkling sky-blue eyes, has a voice that fills a room as he remembers your name, asks about your family, conveys a compliment, and introduces you to whomever is near. “I’m the luckiest 100-yearold man that ever lived,” he says. “I have countless beautiful friends of all ages. The kids in my neighborhood hung balloons and streamers along our street for my birthday in August. I am constantly amazed at the outpouring. Basically, it’s because I like people.” Friends old and new are members of the Bud Bandwagon from the many chapters of his life as an athlete, National Guard member, Army Reserve Colonel, police sergeant, driving instructor, security manager, and commander of the Portland Police Bureau Sunshine Division. “For 57 straight years, I haven’t missed a Christmas packing boxes for 2,500 needy families through the Sunshine Division,” he says. From May until his birthday in August this year, Lewis walked laps every morning to raise funds for the nonprofit Sunshine Divi-
10 NORTHWEST 50 PLUS METRO | OCTOBER 2020
sion that he led for 10 years. His original goal was 100 laps and $100,000 by his birthday. An outpouring of friends followed him daily as he either stood and pushed his walker forward or sat and pushed it backward around the track. He surpassed his goal, racking up a whopping 261 laps that raised $124,000. “I never missed a day because I told people I’d be there,” Lewis says. “One day I had minor surgery on my neck with 15 stitches and walked two or three laps after that.” His accolades are nothing new. A member of the Multnomah Athletic Club (MAC) for 43 years, he’s often called the “Mayor of the MAC.” Years ago, young men in their 20s didn’t mind when Lewis beat them in the MAC Decathlon. He won the entire 10-event competition with a perfect score five years running, at ages 68 through 73 — always cheering for others. Some of his age-group records still stand today. Lewis has served on more than 50 MAC committees, was secretary of the Board of Trustees in 1993, headed its annual blood drive, and is the recipient of almost every award given to senior members. The Bud Lewis Award is given annually to male decathlete who best exemplify his spirit. The Multnomah Athletic Foundation’s Bud Award provides scholarships for underprivileged students. Lewis says he grew into athletics and got better as he got older. He played soccer and sandlot football in elementary school, baseball and basketball in high school and city leagues, and was in the National Guard. His father had joined the Guard after moving to America with his family of four children from Alberta Canada, where he’d struggled as a wheat farmer. His second child, named Leland after the founder of Stanford University, became “Buddy” then “Bud.”
After graduating high school, in 1936 Lewis joined the 41st Infantry Division of the National Guard. Five years later his was among the first US units shipped out in World War II and into ground combat, fighting across the islands of the Southwest Pacific. Sent home with hepatitis requiring a five-month hospital stay, the tall, blond soldier met and married a military friend’s cousin, a brunette beauty named Janet. He returned to combat and finally came home for good December 1945. His beloved wife passed away in 2013. Bud joined the Army Reserves, became a colonel, and the Portland Police Bureau as a sergeant and director of the safety education unit, giving talks to schools and the community. In 1973 he became commander of the Portland Police Bureau Sunshine Division. “Sergeant Lewis” also gave private driving lessons for some 20 years. He still drives today. “I know more lovely kids than anyone in this city,” he smiles. After 31 years as a police officer, Lewis retired and became corporate manager of security for Esco Corporation for 10 years. In 2010 he was national president of the 41st Infantry Division Association.
“Besides history, I love poetry and recite it at night to keep my mind active,” he says. “With rue my heart is laden for golden friends I had, for many a rose-lipt maiden and many a lightfoot lad” (from A.E. Housman’s “A Shropshire Lad”).
In retirement Lewis hasn’t been idle. He usually lifts weights three times a week at the MAC and now does isometrics daily at home.
A friend once made a sign for Lewis to carry in the Rose Festival Starlight Parade as part of the Sunshine Division’s float. It read, “Bud Lewis: Life of Service.” “I like those three simple words,” he says. “They say more with less and are simplistic but profound.”
“Home” is a light-filled house with a spectacular view of the West Hills that he built with his father’s help 63 years ago. There he and Janet raised daughter Diane, a retired school psychologist, and son Douglas, a retired intensive care nurse. Bud and Janet enjoyed gardening, and once had 80 rhododendrons. He is a history buff and talks at length about the First Council of Nicaea convened in AD 325 by Roman Emperor Constantine.
What makes a man 100 years young? “Genes, never smoking, drinking sparingly, not being too narrow on anything, being involved, learning from my mistakes, exercising, eating a wide variety of foods, nice family, positive attitude, and I like people. Take time to say hello. You enrich your own life by the riches of others. They are a treasure.”
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s t h g i n K of s a i h t y P Retirement
Church-owned auto shop transforming lives By Mary Owen
Active Center
J
oe White’s first step to getting clean was admitting he had a drug problem. He then entered a work program created by Salem First Baptist Church.
“I am a recovering addict,” White says. “First Lube Plus is the second step for me toward being able to manage my own life. This job, along with my brothers in Christ, opened the door between my son and me. My family is proud of me. I am proud of myself, and I really enjoy doing my job.”
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The First Lube Plus mission is to provide work for those with barriers to employment, such as histories of addiction, incarceration or homelessness.
“It’s a way for our church to invest in our community,” says Timo Valencia, general manager of the oil-and-lube facility at Liberty and Union in downtown Salem. “We strive to make our customer service exceptional and at the same time teach the men we hire work and life skills to further them in re-establishing their independence.” Valencia had not considered working in auto, but he loves witnessing and sharing the gospel with those he meets. “My wife and I were in a premarital counseling session with our pastor when he suddenly stopped and told me I was a perfect candidate for the north block,” what is “the north block? Valencia says. “I had no idea what was in store, but I saw it as an opportunity to do daily ministry and that was my selling point.”
“My mission is to try to be a big enough impact in their lives to where they would seek Christ above all things,” he says, and “to create enough business for this company to be able to hire more men and start speaking life into them.” Valencia adds, “My mission is to help the men we hire get back on their feet and tackle the world with a new way of thinking so that they’ll be able to overcome any hurdles life may throw at them.” First Lube Plus opened July 2016 as a for-profit entity in the old DeLon Auto Group building, which the church purchased in 2015. The business seeks people who will be served by the program through partnerships with various public and private agencies. The business offers plus-service oil changes and services related to air filtration, cooling systems, drivetrains, fuel systems and windshields.
“I believe that’s why this opportunity was offered to me,” he says. “I can relate with the ‘drug and party world,’ which allows me to relate to some experiences of the men we hire.” Valencia plans to work at First Lube Plus “as long as the Lord allows me. It’s been a wonderful experience to be able to see these men’s lives change right in front of me,” he says. “It’s been great to see the business grow and our mission known to local and distant
communities. So, for now, I’m here ‘til the Lord moves me somewhere else.” Valencia hopes people who are moved by the First Lube Plus mission will check out the business or just drop by to meet the crew personally. “We are all about building relationships and helping each other out,” he says. First Lube Plus is open 7:30 a.m. to 6 p.m. weekdays, and 7:30 a.m. to 5 p.m. Saturdays. For more information, call 503-967-0974 or visit firstlubeplus.com.
“We help a variety of people,” Valencia says. “Companies with large fleets. We help those in need and try not to limit those to whom we extend grace. We try to help anybody we possibly can. Whether servicing a vehicle or just responding to someone who needs someone to talk to, we’re here to invest in our community in every way we can.” “We hire those who feel society has given up on them,” Valencia continues. “We are big on the re-entry program and understand that we all have a past. I was once in bondage to the drug called ecstasy, so I know what it’s like to have your life completely derailed over a substance that has a grip on you.” Valencia says he spent two years allowing himself to be destroyed by the drug. NORTHWEST 50 PLUS METRO | OCTOBER 2020 13
Fitness
Improve balance, reduce falls By Kimblery Z. Miller
M
uch like muscular strength and cardio endurance, the use it or lose it principle applies to balance and stability.
Toddlers learning to stand and walk remind us of the incredible effort, attention and energy needed to balance. We forget how challenging it can be to develop proprioception — the ability to know where our body is in space without visual or tactile feedback while stationary or moving. This ability starts to decline as early as our 30s as muscles and stabilizers begin to weaken and our vision (needed for coordination and positional feedback) and vestibular system (part of the inner ear) start to diminish. The process is gradual and early signs may not be noticeable: smaller strides, feeling wobbly when standing up and minor
trips and stumbles. All easily chalked up to being clumsy. But falls are not inevitable. Balance can be improved at any stage of life, helping avoid becoming a statistic: one in three adults over 65 suffers a serious fall each year. If you’d like to improve your balance, remember that similar rules to strength training apply: be consistent and challenge yourself to get the most out of your training. If you never feel wobbly performing a balance exercise, it’s too easy — you’ll want to advance the exercise to really benefit. Progressions can be as simple as moving from hands flat on the wall to fingertips or one finger on the wall to only touching the wall when needed. Another way to increase difficulty is to close one eye or look at the ceiling and then move to closing both eyes.
Write the Alphabet
Stand near a wall for support. Place your weight on your right foot and raise your left a few inches above the ground. With your big toe, write the alphabet in the air. See how far you can get before you have to touch the wall or put your foot down. Repeat on the other side.
Walking a Tightrope
Start with your feet flat and walk heel-to-toe forward 6-10 steps, then walk backward toe-toheel the same number. Challenge yourself by repeating this on your toes or your heels and by going slower, which is harder. Make it even more demanding by looking up or closing one eye.
Over the Bush
Trace the Rainbow
Work your way through each level. Level one: Feet close together; Level two: Staggered stance; Level three: One foot directly in front of the other, heel-to-toe. Start with your arms out like a “T” and fix your gaze on your right pointer finger as you raise it over your head and all the way over to meet your left hand. Keep your focus on the right pointer as you return your arm to the starting position. Adjust your feet if needed and repeat with the left hand. 14 NORTHWEST 50 PLUS METRO | OCTOBER 2020
Stand with feet hip-width apart. Place your weight on your right foot and raise your left. Slowly extend your left foot in front of you like you are stepping over a small bush. Land heel first then shift your weight evenly between your front and back foot. Push through your left heel as you return your weight back to your right foot and raise your left and return it slowly to the starting position. Repeat on the other side.
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Trending
Flying into the future BY M a g g i W h i te
C
ould flying cars be in our future, a la “The Jetsons?”
Not quite yet, but advances in technology mean today’s new cars are safer, more reliable and fun to drive. Mike Taylor sells cars for AAA in downtown Portland and says many adults 50+ are responsible drivers who put safety first. He sees them frequently trading in 10-year-old cars in perfect condition in favor of models with today’s advanced safety features. As we age our reflexes slow so having a car with the latest safety devices is money well spent.
such as Audi, Porsche and Tesla now have night vision, 360-degree cameras and self-parking. The model of the future? The plug-in hybrid, Taylor says. When looking to buy, do your research. Ask about safety and comfort features, fuel efficiency, and environmental impact. Get a demo on operating unfamiliar technology, read the manual and watch videos. Reduced maintenance is another feature of new cars. Oil changes are needed only once a year, and tune-ups might not even be necessary. Taylor says modern cars diagnose themselves and even anticipate future problems. Because the new computerized systems can be expensive to replace, a well-researched extended service warranty is a good idea. While some may feel there’s a huge learning curve in operating more advanced autos, “New tech won’t be a challenge for our grandchildren,” says Rob Reichen, owner of Portland Precision Body and Paint and board member of Northwest Auto Makers Trade Association. “For our age, the learning curve can be a challenge,” he says. “New cars can be turned off and on from Continued page 22
“Our over-50 buyers are responsible consumers who put safety first,” says Taylor. “They are much less likely to use their cell phone while driving or reflexively responding to every message alert. They are attentive. They like big screens and dashboards, and a car that slows if they’re too close to the car in front of them. They also like back-up cameras and blind-spot monitors, which are mostly standard now.” New cars have more safety and comfort features than ever before. And while we may not see flying cars soon (although several companies have prototypes), auto technology will advance more in the next five years than in the past 50 — all for the better, Taylor says. Engineers are working off radar to create technology heretofore only seen in films and old comic books, such the ability to fly or communicate with the driver. Upscale makes 16 NORTHWEST 50 PLUS METRO | OCTOBER 2020
MEDICARE IS CONFUSING! The experts are here to help. Coming Nov & Dec 2020
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Medicare Guide MARION POLK EDITION | OCTOBER 2020
2021
Protect yourself and others during ash cleanup If you have wildfire ashes to clean up, be sure to take special precautions. The ash can • expose you to fire byproducts that may irritate eyes, nose, or skin and cause coughing and other health effects, according to the Environmental Protection Agency (EPA). Cleanup Precautions • People with heart or lung disease, in- • cluding asthma, as well as older adults, • children and pregnant women should use special caution around ash. • Children and pets should not be nearby. Don't allow children to play in ash. Clean ash off pets and other animals.
Clean children's toys before use. Avoid direct contact. Wear protective clothing including a tight-fitting N95 mask, goggles, gloves, long-sleeved shirt, long pants, shoes and socks when cleaning. If ash does contact skin, eyes or mouth, wash it off/out as soon as possible. Remove clothing worn during cleaning before entering your home or car. Avoid dry sweeping and stirring or sifting through ash as much as possible. Before sweeping indoor and outdoor hard surfaces, mist them with water to keep dust down. Follow with
wet mopping. Use a slightly damp mop or cloth on lightly dusted surfaces. • Don’t use typical vacuums or leaf blowers. Use a high-efficiency particulate air (HEPA)-type vacuum to clean surfaces. Don’t use anything that will send collected ash out into the air. Normal vacuums do exhaust "some" dust/ ash particles. • Disposal: Collected ash may be disposed of in the regular trash. Store it in plastic bags or other containers to prevent it from being stirred up. Contributed by John Hughes, Comforcare.
Retirement Listings Avamere at Bethany Retirement, Assisted Living & Memory Care 16360 NW Avamere Court Portland, OR 97229 503-690-2402
IAHTUPM Courtyard Village at Raleigh Hills 4875 SW 78th Ave. Portland, OR 97225 503-297-5500 Joanie Ceballos joaniec@courtyardvillage.com web:courtyardvillage.com
IHTUP Parkview Christian Retirement Community and Assisted Living 1825 NE 108th Ave. Portland, OR 97220 503-255-7160 Laura Mathews
IAHTUP
Did you know that Avamere at Bethany offers dementia care in our Arbor Community? Our staff is proud to provide a high quality of care to each resident, recognizing the uniqueness of each individual. We also offer assisted living apartments where residents can start out independent and as their needs grow we grow with them. Bethany has 8 condo cottages that are independent living with all the perks of living inside the community. Call today to schedule your tour! No Buy-In, call for pricing details. 24-hour staffing. Optional meals, two lovely courtyards, full kitchens in each apartment. Conveniently located next to Fred Meyer. Scheduled transportation and weekly housekeeping included. Please call for a tour and complimentary lunch. Embrace the beauty of retirement. No Buy-In, 180 Units Studio: 530 sf, 1 BR/1 BA: 750 sf, 2 BR/2 BA: 960 sf Our 6-acre parklike campus is in a quiet neighborhood near medical services, shopping, & banks. Single-level courtyard apartments with beautiful walking paths. Activities, faith based services, health/wellness programs. We have a wonderful sense of community here at Parkview. Chef-prepared meals and dedicated serve staff. Small pets welcome. 24-hr staff and daily well-being checks. Call for more information and a virtual tour. No Buy-In. Not-for-profit. 115 Retirement Apts. 63 Assisted Living Apts. with special benefits for Veterans.
Amenities: Independent Living Assisted Living/RCF/Foster Care Housekeeping Transportation Utilities Included Planned Activities Memory Care NORTHWEST 50 PLUS METRO | OCTOBER 2020 17
Home
Brilliance of the
fall garden
Ah, fall!
A
tree nearby puts on a blinding show of fall color. Seeing that bright scarlet tower against a bright blue sky on a sunny day is breathtaking. I think it’s a sunset maple. For nearly two decades, whenever I pass it, I gasp in awe at this amazing tree’s regal raiment.
create an autumnal work of art. It starts by researching shrubs and trees with showy fall foliage. Once you’ve got your list, you can narrow it by considering each plant’s growing needs and eventual size. Here are a few growing in my own backyard:
The sweet gum trees in my own front yard are not quite as brilliant but they are eye-catching in their own subtle, earthy way. With a mix of burgundy, red, yellow and green fall leaves, they beg for a closer inspection, which is good because I’m usually viewing them from the ground as I rake them into piles.
Oakleaf Hydrangea (Hydrangea quercifolia cvs.). This shrub comes in large, medium and small sizes depending on the cultivar. If planted in full sun, its soil shouldn’t be allowed to get too dry. In fall the foliage and flowers turn red and yellow, eventually morphing to deep burgundy, a perfect complement the blushing conical flowers.
October, at least in typical years, tends to be our transition month. Although autumn officially starts in September, the nice weather holds on for a few extra weeks and each day feels extra special because of it. Inevitably though, the clouds and rain return in earnest (so welcome this year!) — that familiar rain that keeps Oregon green and lush. There is something very comforting about rain happening when it’s supposed to.
Blueberry Bush (Vaccinum corymbosum). Blueberry plants have deep red fall color. Some newer varieties such as ‘Sunshine Blue’ hold that gorgeous foliage all winter and into spring when they bloom. Smaller varieties can grow in a container.
One of my favorite quotes sums it up perfectly: “Autumn is the second spring when every leaf is a flower.”
Barberry (Berberis thunbergii ‘Crimson Pigmy’) is a small, red-leaved, deciduous shrub that harmonizes beautifully with whoever its neighbors might be. In fall, the foliage goes from deep to bright red before falling. Oftentimes the tiny, bright red berries hold on.
Despite the vagaries of weather, the fall foliage on deciduous plants can be enjoyed just as much as the first daffodil in spring. With hybridizers working diligently to develop more compact plants for backyard gardens, a savvy gardener can
Red Chokeberry (Aronia arbutifolia ‘Brilliantissima’). This is one of my favorite shrubs. In spring, bee-attracting flowers bloom on terminal clusters and eventually ripen to bright red berries that hold on all winter, or until the birds eat them all.
18 NORTHWEST 50 PLUS METRO | OCTOBER 2020
In fall the green, lanced-shaped leaves turn brilliant red, complementing the red berries beautifully. The plant can grow up to 8 feet in height or pruned to stay smaller. Coral Bark Maple (Acer palmatum ‘Sango Kaku’), is a stellar fall performer. The newer branches are bright red while the summer-green leaves take on brilliant golden and red colors. This maple can grow in full or part sun and requires very little effort once established. Most if not all Japanese Maples provide gorgeous fall color. This is list is just the tip of the iceberg. Visit your local nursery and see what they’ve got. If you don’t have room in your garden for more, consider using a container. And have fun!
Retirement Listings Knights of Pythias Retirement Center 3409 Main Street Vancouver, WA 98663 360-696-4375 Call Lori Fiorillo to schedule your personal tour with complimentary lunch.
IHTUP Creekside Village Retirement Residence A “Family Felt” Environment 5450 SW Erickson Ave. Beaverton, OR 97005 503-643-9735 www.creekside-village.com
IHTUP Beaverton Lodge 12900 SW 9th St. Beaverton, OR 97005 503-646-0635 www.beavertonlodge.com
IHTUP
Our non-profit organization offers very affordable housing. Amenities include meal program, housekeeping, laundry service, beauty shop, fitness center, art room, library, and a secured courtyard, 24-hr. security, secured entrance, emergency pull cords in each apartment. There are planned activities & weekly shopping trips at no cost. Stop by for a tour and lunch any time! No Buy-In, Subsidized Studios & One Bedroom Apts. 166 Units, private pay rates starting at $820. There’s “No Place Like Home.” That’s why Creekside Village is where you’ll want to hang your hat. Beautiful grounds w/paths, Serve 3 fantastic home cooked meals a day by our seasoned chef. Just blocks from the Elsie Sturh Senior Center, Beaverton Library, & Beaverton Farmers Market. No Buy-In, 120 Apts., 568 sf, 1BR/1 BA + Lg storage closet, 801 sf, 2 BR/1 BA + Lg storage closet, 808 sf, 2 BR/2 BA + XL closet & pantry. Some of the largest retirement apartments in the area. Pet-friendly, non-smoking community. Two sets of onsite managers, indoor spa, mineral/saline pool, senior water aerobic classes, scheduled transportation, weekly shopping trips & excursions. Beautiful walking paths & raised bed gardens, Comcast TV & much more. No Buy-In 121 apartments, Large Studio, 1 and 2 bedroom apartments with storage rooms
Amenities: Independent Living Assisted Living/RCF/Foster Care Housekeeping Transportation Utilities Included Planned Activities Memory Care NORTHWEST 50 PLUS METRO | OCTOBER 2020 19
The Doctor is Online
By M a g g i W h i te
T
hanks to technology, doctors are once again making house calls.
That’s what Steven Kassakian considers the virtual visits that have become the norm thanks to the Corona Virus. Kassakian is chief health information officer and physician at Oregon Health Sciences University. He says home visits via telemedicine brings back some of yesteryear’s benefits of home visits. For instance, the doctor gets to see the patient’s home, can interact with family members, and have a focused conversation regarding the patient’s concerns. Overall, the highest number of medical appointments are routine patient-doctor visits related to managing chronic conditions like diabetes and high blood pressure. Kassakian says that with telemedicine, doctors can offer counseling and guidance without office appointments. For some, a visit to a doctor’s office is frightening or intimidating. Virtual care, Kassakian contends, is more relaxing for some because it is so patient-centric.
“Patients are more comfortable in their own homes and are more honest with you so we can understand their concerns.” Residents of Oregon and around the country are experiencing a watershed moment in healthcare, a byproduct of the pandemic, says Kassakian. Doctor visits by phone or online swelled from 300 “home” visits per month in January and February to 35,000 in May. Kassakian says telemedicine is not only new for patients, it’s a new phenomenon for medical students and faculty. And while most older adults did not grow up in the digital world, he says, “They are more adept than given credit for. They use mobile devices,” adding that physicians and staff “keep the patient’s point of view in mind in making telemedicine as seamless as possible.” Advantages of telemedicine from the patient’s point of view include not having to get dressed up, drive to see a doctor, or deal with parking or long waits upon arrival. It is also a help for those with mobility issues.
20 NORTHWEST 50 PLUS METRO | OCTOBER 2020
What about the human touch? Kassakian considers telemedicine just another tool in a physician’s toolbox. He says a physical exam is critically important in some cases but not every visit. While Medicare relaxed some rules and requirements to allow virtual visits during the pandemic, Kassakian is concerned the rules might change again when the crisis is over. He is working to make virtual visits a permanent fixture by collaborating with Sen. Ron Wyden to introduce legislation that would include no geographical restrictions. Virtual visits are not for everyone, Kassakian says. Many patients prefer to work with their existing doctors which is not always possible with telemedicine. Others may not have access to a device or are challenged by technology. Still others do not speak the same language as the doctor and don’t have access to an interpreter. “We have to be careful not to limit the effect on vulnerable patients,” Kassakian says. “We
are reviewing data to determine its effects on populations, how to facilitate use of this new approach, and what populations have the most difficulty with it.” Programs in the works to train current and upcoming medical practitioners in telemedicine include “webside” manner, a factor many rank high among the important qualities they seek in a physician.
Helpful Tips From Dr. Tammy Penhollow
1 Telehealth, telemedicine,
and virtual visits are all names for the ability to have a nearly complete medical visit with a healthcare professional virtually. Until COVID 19, telehealth was more popular in remote areas. Now more insurance plans are covering virtual visits with a variety of medical professionals. From both the professional’s and patient’s point of view, telemedicine is here, and many want it to stay.
2 Appropriate visits during the Pandemic: new patient evaluations, routine post procedure, routine checkups, medication check-ins and refills, non-urgent questions/new developments, counseling for established patients, physical therapy and dental screenings. 3 Technology required is dif-
ferent now and may change when the pandemic ends. HIPAA requirements have been loosened to allow for more accessibility. While open platforms such as Skype, Zoom and FaceTime are currently acceptable, a more secure platform
will be required in the future. Current required technology includes internet connection, a front facing-camera, microphone, and the ability to click a link to start a session.
Pros and Cons Pros • Scheduling online allows you to see options such as availability of appointments by type of care. • Home visits eliminate prep and travel to the doctor’s office. As long as you have a quiet place with a reliable device you can skip hassles such as traffic, parking, and waiting on arrival. • Payment can be online. Results online. • Telemedicine is flexible, convenient and timesaving. More than 83% of patients surveyed are likely to it telemedicine after the pandemic.
pressure, slow/fast pulse, etc. Inspection is possible by having the patient do certain movements, and even place a stethoscope on his or her chest to listen to heart/lungs. How to vet an online doctor Check reviews, just as you would when choosing any other professional service provider. Seek referrals friends/family/coworkers. Google your prospective physician. Dr. Tammy Penhollow is a Doctor of Osteopathic Medicine with more than 20 years’ experience specializing in anesthesiology, pain management, and regenerative medicine.
Cons • No human touch. Vital signs such as blood pressure, heart and respiratory rate, temperature, oxygen levels, height/ weight cannot be measured. However, a good history helps the professional identify symptoms includVisit us at: ing high/ www.amramp.com/portland-or low blood
888-715-7599
• Rent or Buy • Low Cost • Installation in Days • FREE Home Evaluations — WE ALSO SUPPLY — • Stair Lifts • Overhead Patient Lifts • Handrails & Grab Bars • Portable Roll-in Wheelchair Showers
NORTHWEST 50 PLUS METRO | OCTOBER 2020 21
Classifieds
Continued from page 16
UNITS FOR RENT
HUD SUBSIDIZED UNITS FOR PEOPLE OVER 62 AND/OR PERSONS WITH DISABILITIES IS CURRENTLY ACCEPTING APPLICATIONS FOR OUR ONE BEDROOM WAITING LIST. WE ARE COMMITTED TO PROVIDING EQUAL HOUSING OPPORTUNITIES. ALL UTILITIES PAID. BRIARWOOD MANOR, 643 MANBRIN, KEIZER, OR 97303, 541-928-2545.
WANTED CASH FOR GOOD CONDITION RELOADING EQUIPMENT & SUPPLIES. 541-905-5453. DIABETIC TEST STRIPS WANTED. PAYING TOP DOLLAR! FREE LOCAL PICKUP. CALL SHARON, 503-679-3605. BASEBALL & SPORTS MEMORABILIA WANTED. BUYING OLD CARDS, PENNANTS, AUTOGRAPHS, PHOTOGRAPHS, TICKETS, PROGRAMS, PACIFIC COAST LEAGUE, ETC. ALAN, 503-481-0719. PRE 1980 SPORT & NON-SPORT CARDS, VINTAGE MODEL KITS, .10¢/.12¢ COMICS;PRE 1960 PULP MAGAZINES. CALL GORDON 503-313-7538.
FRIENDSHIP ADS ADVENTUROUS, KIND, LOVING, AFFECTIONATE, NON-MATERIALISTIC, N/S, FUN, FIT, DWM, 59, SEEKS CF 50-70 FOR BEACH WALKS AND TALKS. WHAT’S YOUR INITIAL MEET IDEA? #5752
FRIENDSHIP AD ABBREVIATIONS M = Male F = Female S = Single D = Divorced W = White A = Asian B = Black H = Hispanic J = Jewish C = Christian N/S = Non-smoker N/D = Non-drinker ISO = In Search Of
LTR = Long Term Relationship WW = Widowed White WB = Widowed Black WA = Widowed Asian WH = Widowed Hispanic LGBT= Lesbian/Gay/ Bisexual/Transgender
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EQUAL HOUSING OPPORTUNITY
All real estate advertising in this magazine is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD toll-free at 1-800-669-9777. Toll-free for the hearing impaired is 1-800-927-9275.
22 NORTHWEST 50 PLUS METRO | OCTOBER 2020
home and headlights adjust to the atmosphere. At the push of a button, more exotic or European cars adjust the seat, radio, mirror and steering wheel to whomever is driving based on height and preferences. A driver can tell the car to take him or her to a destination while enjoying a morning bowl of oatmeal.” Even with all that support, nothing replaces an alert driver; human distractions are still the cause of many rear-end collisions, says Marie Dodd, AAA Public Affairs Director. While safety features are valuable, nothing replaces hands on the wheel and eyes on the road. Still, engineers are diligently working on models for autonomous cars. While their arrival is inevitable, there are still challenges to be overcome. Reichen says before they can become a reality, mass-produced self-driving cars require new road infrastructure and satellites. Auto manufacturers are seeking solutions for potential problems such as enemy forces jamming satellites. Other concerns include a car’s ability to detect white lines on the road in snow or emerging from a tunnel into multiple lanes or potholes. These vehicles will need to communicate with a transportation system, and CLASSIFIED AD RATES PRIVATE PARTY
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that requires a large influx of cash and well-marked roads. Even cars with 360-degree cameras have some flaws, Taylor says. They cannot detect scooters, bikers, skateboarders or curved corners. “Right now, I see it more as a marketing tool,” he says. “We sacrifice some visibility using cameras, especially in rear windows.” Changes he’d like to see include higher seats for better visibility, improved sound suppression and larger windows. Taylor would also like to see all-wheel drive being the standard, and stricter laws against phone use while driving. Eventually there will be no such thing as pushing to start a stalled car or relying on that stick-shift that gave such a sense of power over your car. On to the future.
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November & December 2020 • Holiday Gift Guide • Pet News • Veteran’s Corner • Inspiring Local Personalities
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Discover
True Health Join a community of care dedicated to your well-being. We’ve been working to raise the standard of health and well-being in the community for more than 160 years. Our Providence Medicare Advantage Plans start as low as $0 and provide community-focused care through a vast network of doctors, specialists, facilities, and a Northwest-based customer service team. To find out how Providence Medicare Advantage Plans can serve you, sign up for a live webinar with a local Medicare expert. For more information go to MyTruePlans.com/print or call (866) 713-2186 (TTY: 711) 8 a.m. to 8 p.m. (Pacific Time), every day. Providence Medicare Advantage Plans is an HMO, HMO-POS and HMO SNP with Medicare and Oregon Health Plan contracts. Enrollment in Providence Medicare Advantage Plans depends on contract renewal. Providence Health Plan and Providence Health Assurance comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. For 32 NORTHWEST of 50persons PLUS METRO | OCTOBER 2020 at meetings, call 1-800-457-6064 or 503-574-5551 (TTY: 711). H9047_2021PHA44_M accommodations with special needs 3785_PHP_AEP-2021_NW50Plus_8.5x11_Zero_091620_r2
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