REA Academy Magazine Dec 2020 by REA Academy

Magazine - Dec 2020

Welcome to

Since the day Karan Sharma turned 18, he read an abundance of real estate investment books as he had a great aspiration to be a millionaire. After reading a steady stream of success stories, he decided to wander down the path of property to achieve his dream. In 2008, Karan purchased his first property in Australia and has been actively buying and selling since. “Real estate is, in my opinion, a safe investment as everyone works to earn food and shelter,” he says. “Therefore, investing in property was an ideal way for me to achieve both cash flow and capital growth.” Karan’s current portfolio is roughly worth $4m ($4.8m including overseas) and, if he was to go and sell tomorrow, his bank loans would be $2.7m. However, at present, the net cash flow a year is positive at $6,000 ($11,000 including overseas). Raised in a middle class family, and with a father who worked as a banker, Karan was always told about the real estate opportunities his father had missed out on. With his father’s regrets in mind, Karan went on to do well in school and obtained a bachelor’s degree in business, majoring in accounting and finance, from the University of Western Sydney. “To learn more about the real estate market, I studied for the full real estate licence,” he says. “My childhood was really basic, and this always motivated me to be rich so my kids can enjoy a lavish lifestyle when they grow up. While I don’t have any children yet, I am confident in my strategy of setting up a successful portfolio before settling down and getting married.” Looking abroad Living in Australia, Karan decided to kick-start his portfolio in a market close to home, but once he began to accumulate decent equity in India he decided to invest in Australia and India both and take advantage of the rapid growth both the markets were experiencing. “I believe in the numbers game – the more you buy, the more growth you can make per investment,” he says. “These opportunities came up via a network of Indian investors I knew here in Sydney so I decided to give it a crack. Networking has definitely been a positive influence on my decisions.” With experience in both markets, Karan has deemed Australia as the much safer country to invest in due to the highly regulated legal system. “Builders, developers and real estate agents are monitored constantly, so I definitely feel safer buying in Australia,” he says. “But that doesn’t stop me from investing small and short-term in overseas markets. The builders in India often take longer than promised to finish a project, but in my case it worked as a blessing in disguise, as it gave me more time to pay off the property without borrowing from the banks.”

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9 Since the day Karan Sharma turned 18, he read an abundance of real estate investment books as he had a great aspiration to be a millionaire. After reading a steady stream of success stories, he decided to wander down the path of property to achieve his dream.

majoring in accounting and finance, from the University of Western Sydney.

In 2008, Karan purchased his first property in Australia and has been actively buying and selling since.

“My childhood was really basic, and this always motivated me to be rich so my kids can enjoy a lavish lifestyle when they grow up. While I don’t have any children yet, I am confident in my strategy of setting up a successful portfolio before settling down and getting married.”

“Real estate is, in my opinion, a safe investment as everyone works to earn food and shelter,” he says. “Therefore, investing in property was an ideal way for me to achieve both cash flow and capital growth.” Karan’s current portfolio is roughly worth $4m ($4.8m including overseas) and, if he was to go and sell tomorrow, his bank loans would be $2.7m. However, at present, the net cash flow a year is positive at $6,000 ($11,000 including overseas).

Looking abroad Living in Australia, Karan decided to kick-start his portfolio in a market close to home, but once he began to accumulate decent equity in India he decided to invest in Australia and India both and take advantage of the rapid growth both the markets were experiencing.

Networking has definitely been a positive influence on my decisions

Raised in a middle class family, and with a father who worked as a banker, Karan was always told about the real estate opportunities his father had missed out on. With his father’s regrets in mind, Karan went on to do well in school and obtained a bachelor’s degree in business,

“To learn more about the real estate market, I studied for the full real estate licence,” he says.

“I believe in the numbers game – the more you buy, the more growth you can make per investment,” he says. “These opportunities came up via a network of Indian investors I knew here in Sydney so I decided to give it a crack. Networking has definitely been a positive influence on my decisions.”

With experience in both markets, Karan has deemed Australia as the much safer country to invest in due to the highly regulated legal system. “Builders, developers and real estate agents are monitored constantly, so I definitely feel safer buying in Australia,” he says. “But that doesn’t stop me from investing small and short-term in overseas markets. The builders in India often take longer than promised to finish a project, but in my case it worked as a blessing in disguise, as it gave me more time to pay off the property without borrowing from the banks.”

STEPS TO SUCCEED IN PROPERTY

Hashtag Portalis a one-stop shop that does all these steps for you. To start your wealth journey contact at hashtagportal.com.au or on 1300 00 PAIG

Define your investment strategy Negative gearing, positive cash flow, renovating properties... Understand the different strategies and choose one that you feel most comfortable with.

2 Build your financing resources Look at all the financing options that will help you achieve what you want. Choose an option that will work best for you.

3 Find undervalued properties Find properties that are less than market value so that you are winning the game already.

Cover yourself legally Have legal agreements that ensure your assets are protected.

5 Get insurance Similar to having legal agreements insurance means that your property is protected from any unfortunate events. If something happens to your investment property you want to have the assurance that it will be covered by insurance.

6 Understand effective tax accounting The last thing you want is to be taxed more than you need to be. Effective tax accounting helps you make consistent revenue from your properties.

7 Clarify renovation needs and plans Decide what renovations are needed to make your property more valuable. For dual income you could also build a granny flat.

8 Have profitable property management Use a property management team to ensure your properties are tenanted well and paid on time.

9 Grow your financial success plan Define how you’ll reinvest your money to reach all your financial goals.

WWW.HASHTAGPORTAL.COM.AU

Prashanth Ravichandran | Coorporate Assistant 6

hashtagportal.com.au

0412 421 264

Property ID: 9097

prashanth@paig.com.au

Parkside At New Breeze Estate Bardia

Prashanth Ravichandran | Coorporate Assistant hashtagportal.com.au

0412 421 264

Property ID: 8993

prashanth@paig.com.au

H&L From $530,572

Property ID:8618 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

H&L From $694,800

Welcome to The Outlook Estate Leppington The Outlook Leppington is Western Sydneys newest estate. At The Outlook, you can flourish with everything Western Sydney has to offer. Positioned in one of the most elevated locations within the Leppington Precinct enjoy an amazing outlook from your new home. Design your future home in this magical neighbourhood whereby your family can start creating evergreen memories. The Outlook is a place where your family can grow, learn and explore together, and a place where your neighbours become friends. Location With flourishing views to the Blue Mountains, a short walk to shops and Leppington Station, The Outlook is perfectly positioned. Enjoy the convenient proximity to an abundance of open space including Western Sydney Park Lands, Transport, Schools and much more. Or you can simply enjoy the breathtaking views of the Blue Mountains from the convenience of your Dream Home. If what you have in your back yard still does not satisfy your weekday or weekend activities, The Outlook is a short 50min train ride to the Sydney CBD, if you desire sun drenched beaches take a 50min drive to Sydneys Southern Beaches or take your boat, kayak or fishing rod across to the Nepean River 35km. Located in one of Sydney’s most sought-after precincts, the elevated location provides sweeping district views out too the blue mountains. The Outlook’s proximity to existing infrastructure including the new Leppington Station (1.3km) and Stockland Shopping Complex (500m) makes it a very desirable estate. Leppington will also benefit from a New k-12 School, Community Centre, Major Shopping Precinct within 1.5km, playing fields, cycleways and much more. Education - Leppington Public School 2.9km - Amity College 2.5km - Unity Grammar 5.0km - Austral Public-School 5.9km - Clancy Catholic College 8.2km

- Bellfield College 9.5km - Rossmore Public School 9.5km - Hurlstone Agriculture High School 11km - James Meehan High School 13km - And Many More. Transport - The Outlook is located in the new Leppington precinct with its high vista positioning. - Easy access to Public Transport including Leppington Station (1.3km). - Easy Access to M7 Motorway. - Direct Access to Bus services from Camden Valley Way. Convenience Spend more time with your family and friends with the convenience of: - Stockland Village 500m - Leppington Station 1.3km - Carnes Hill Market Place 4.5km - Crossroads Homemaker Centre 7.5km - Narellan Town Centre 10.5km - Western Sydney Parklands 13km - M7 on Ramp 13km - Newly Announced Leppington Shopping Precinct 1.3km - Newley Announced Bunnings Leppington 3.5km - Western Sydney Aerotropolis (opening 2026) 19km - And Much More Western Sydney Airport Your gateway to the world is right at your door! Western Sydney International Airport will become Sydney’s second airport, located within the suburb of Badgerys Creek. The airport is planned to have 24-hour and curfew-free operations, in contrast to the existing Sydney Airport. Construction of Western Sydney International (Nancy-Bird Walton) Airport is underway and on track to begin operations in 2026. Thousands of jobs and opportunities for local businesses will be created. The airport is expected to support almost 28,000 direct and indirect jobs by 2031, five years after the airport opens.

Property ID: 9193 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

The Hills of Carmel Estate Box Hill

Property ID: 9173 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

CABOOLTURE, QLD, 4510

Property ID: 7800 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 8948 12

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Flinders Pocket Estate

Property ID: 7770 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 8619 14

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 9203 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au 15

Property ID: 7772 16

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

5 Star Inclusions

Property ID: 7772 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au 17

hashtagportal.com.au

Alexander Salameh | BDM 0421 979 822

Property ID: 9202 alex@paig.com.au

hashtagportal.com.au

Alexander Salameh | BDM 0421 979 822

Property ID: 8629 alex@paig.com.au

Property ID: 8629 20

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 8629 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au 21

Saimyukta Pai | Corporate Assistant 22

hashtagportal.com.au

0412 428 464

Property ID: 8227 saimyukta@paig.com.au

Saimyukta Pai | Corporate Assistant hashtagportal.com.au

0412 428 464

Property ID: 8447 saimyukta@paig.com.au 23

Menangle Park Estate Menangle Park, NSW Menangle Park is a welcoming boutique master-planned estate of 4,000+ dwellings. Situated on the pristine Nepean River, Menangle Park offers the advantages of tranquil suburban living within close proximity of Campbelltown, Wollongong, and the Sydney CBD. New Beginnings As the development of Menangle Park progresses it will emerge as South West Sydney’s newest destination, you’ll love the local hub of entertainment, fun, healthy lifestyle, and activities your new precinct provides. We’ve taken a closer look at all the gems that your new home has to offer. Life Only Gets Better There are homesites from 420m2 that include space for charmingly Landscaped gardens, Perfect for family gatherings. Local Community Nourish your mind and body when you immerse yourself in the lush green grounds of the local area. Perfect place to take a stroll and discover the lovely nooks, or build up a sweat and jog on the designated pathways. From Pre-School to Graduation A Brighter Future With education top of mind, Menangle Park is offering incredible learning pathways for students of all ages. Your close proximity to public transport and motorways means you’re just minutes away from surrounding high schools and universities – perfect for your growing family.

Pooja Nayak | BDM 24

hashtagportal.com.au

0420 601 912

Property ID: 6992 pooja@paig.com.au

Pooja Nayak | BDM hashtagportal.com.au

0420 601 912

Property ID: 8938 pooja@paig.com.au

Onyx Way Project Tarneit, VIC

Property ID: 7478 26

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 9097 hashtagportal.com.au

1300 00 PAIG

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The Outlook Estate Leppington

Alexander Campbell | BDM 28

hashtagportal.com.au

0402 167 228

Property ID: 9196 alexander@paig.com.au

Oxley Ridge Estate Cobbitty Where Sydney is Growing Oxley Ridge offers 450 acres of wide-open spaces with essential urban conveniences close by. Enjoy stress free commutes to and from work thanks to a brand new train line and new public transport options.And with billions being spent on road upgrades in the area, driving around is as breezy as the mountain views. A rising market Oxley Ridge is located in a prime position – aligned to the South-West Growth Cor-

ridor, which accounts for 37% of all new Sydney jobs. Above and beyond Wherever you roam, everything’s within easy reach – with main roads and public transport connecting you to plenty of modern conveniences, like new shops, schools and town centres. Lift your community spirit Oxley Ridge is nestled in the historical town of Cobbity, a picturesque township steeped in history.

Alexander Campbell | BDM hashtagportal.com.au

0402 167 228

Property ID: 9197 alexander@paig.com.au 29

hashtagportal.com.au

0433 990 079

Property ID: 9199 utsab@paig.com.au

Welcome to Pioneer Rise HEALTHY LIVING WITH SPECTACULAR VIEWS An extensive system of sidewalks and well maintained bike paths nestled within the verdant landscape of Gregory Hills allows you to enjoy the great outdoors right within your backyard. The majestic Blue Mountains in the background guarantee spectacular views as you walk or cycle around the estate. An impressive number of gyms, indoor pools and mixed sports and fitness centres ensure that all of your fitness needs will be met no matter what your age or fitness level. COMFORT & CONVENIENCE Living in Gregory Hills gives you incredibly easy access to shopping, restaurants and public transportation. Almost round the corner from home is the Narellan Town Centre, home to well-known labels, fine-dining and fast food restaurants and an impressive 8-screen cinema complex. Close proximity to major transport channels, including trains, buses and the improved M5 freeway provide the convenience of multiple commuter options. AMENITIES A wealth of amenities ensures stress-free living for residents of Gregory Hills. Outdoor facilities include large community parks, bike tracks, walking pathways, playground and BBQ areas, all strewn around the landscape against the backdrop of the imposing Blue Mountains. Located not too far away from Gregory Hills is the sprawling Australian Botanic Garden at Mount Annan. Spread over 416 hectares, the Botanic Garden is a popular venue for family occasions as well as major sporting events. Indoor facilities at Gregory Hills include fitness centres, gyms and mixed sports centres. SHOPPING & ENTERTAINMENT All the shopping and entertainment you could want is conveniently

located. Local shopping facilities include a major supermarket as well as several specialty shops and a wide range of restaurants and cafes to suit all palettes. Home to reputed brands including Big W, Woolworths and Coles as well as numerous exotic restaurants, a library and an 8-screen cinema complex, the Narellan Town Centre is a one-stop leisure destination for anyone looking to shop, eat, read or catch the latest movie. Macarthur Square and Camden, located just down the road from Narellan Town Centre, give Gregory Hill residents even more opportunities to shop, relax and enjoy some fine dining with a variety of cuisines to choose from. EDUCATION Primary Schools Include: - Gregory Hills Public Primary School - St Justin’s Catholic Primary School - Harrington Park Primary School - Oran Park Anglican College Secondary schools include: - St Patrick’s College - St Gregory’s College - St Benedict’s Catholic College - John Therry Catholic High School TRANSPORT The planned growth of Gregory Hills is being supported by major infrastructure improvements that are being carried out in a phased manner. One of the biggest accomplishments is the construction of Leppington Rail Station, which is located a short distance from the estate. The 40-minute train ride from Leppington Rail Station to the city cuts commuting time drastically for Gregory Hills residents.

Property ID: 9246 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Lakeview Estate Morayfield

H&L From $553,950

Property ID: 8630 32

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 8630 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au 33

Montana Estate Logan Reserve Montana Estate at Logan Reserve comprises 93 residential lots delivered across three stages. As a multiple-stage residential subdivision Stage 1 & 2, consisting of 59 lots, were constructed concurrently with stage 3 currently under construction. Highlights - one of the Largest cities in Australia - 70 suburbs divided into 12 divisions - 5th fastest-growing cities in Australia - 89,000 new dwellings needed by 2041 - Conveniently positioned halfway between the sunny gild coast and thriving city life in Brisbane CBD Location - 30km south of Brisbane CBD - 30km north of the Gold Coast - 42km east of Ipswich Population - Estimated Population of Logan is 326,615 (March 2018) - Population is estimated to increase by 41% in the next 23 years - 50 6% male and 49 4% female Employment - Employment rate of 91.1% (March 2019) - Strong areas of employment consist of transport, Logistics, - Food and Beverage, Technology, Healthcare, Aged care, and Tourism.

Transport - Translink Rail and Bus Services - Freight Rail - M1 Motorway - Logan Motorway Education - 13 state Primary and State High schools - TAFE Queensland - Loganlea Campus - Live Well Logan Fitness Clubs - Logan Little Legends sports programs - School Holidays Programs (KRANK) - Nine Local Libraries - Trainees and Apprenticeships Retail - Hyperdome Shopping Centre - Logan Supercenter - features major retailers such as IKEA, Spotlight, Anaconda, Fantastic Furniture, and More - Logan Central Plaza - Earth Market - fresh fruit and Vegetables. Medical - Logan Hospital - Over 18 Medical Centres

Property ID: 9236 34

hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au

Property ID: 9236 hashtagportal.com.au

1300 00 PAIG

admin@paig.com.au 35

STARS

2.4m ceilings

2.6m ceilings

Carpet to bedrooms

Carpet to hallway

450mm tiles to hallway

450mm tiles to entry, kitchen

600mm til

450mm tiles to living, dining

600mm ti

Two coat internal paint

Three coat internal paint

Three c

1x split system air conditioning

2x split system air conditioning

Ducted

Four melamine shelves linen

Four mela

Four melamine shelves WIP

Four mela

Mirrored sliding doors to BIR

Mirrored s

One melamine shelf, hang-rail BIR

One melami

Oyster light fixtures to bedrooms

Pod un

8 downlights

12 downlights

Carpe

600mm

STARS

Site costs up to 1000mm

EXTERNAL INCLUSIONS

M or H class slab included

Roller garage door, one remot Colour-on driveway

Brushed concrete to portico Brushed concrete to alfresco (if Fly screens included Builder’s range roof tiles

1300 00 PAIG

www.hashtagportal.com.au

STARS

.7m ceilings

et to bedrooms

m tiles to hallway

les to entry, kitchen

LIVING ROOM

tiles to living, dining

INCLUSIONS

coat internal paint

d air conditioning

amine shelves linen

amine shelves WIP

sliding doors to BIR

ine shelf, hang-rail BIR

nit drawers to BIR

4 downlights

inc.)

STARS

Site costs up to 1000mm

M or H class slab included

Two garage door remotes

Colour-through driveway

Builder’s range tiles to portico

Brushed concrete to alfresco (if inc.)

Builder’s range tiles to alfresco

Fly screens included

Builder’s range roof tiles

Colorbond Panel-lift door

STARS

Colorbond roof included option

1300 00 PAIG

www.hashtagportal.com.au

STARS

Laminate bench top 600mm appliances

KI TCH EN

Recycled ducted range-hood

INCLUSIONS

Dishwasher provision

Standard drawer and door mechanism Standard tap-ware Single tone cabinetry

STARS

STA

Laminate bench top

20mm bench top

40mm

Standard tiled-in bath

Standard

Aluminium framed shower screen

Semi-frameless shower screen

Freestandin

Framed mirror

Frameless mirror

Semi-framele

Standard drawer and door mechanism

Soft-close dr

Standard tap-ware

Chrome mixer tap-ware

Chrome m

Single tone cabinetry

Builder’s range cabinetry

Builder’s ra

Heat/light/exhaust unit

Heat/light

Standard tile heights to walls

Full-heigh

Square set in

Framel

1300 00 PAIG

www.hashtagportal.com.au

STARS

20mm bench top

40mm bench top

600mm appliances

900mm appliances

Externally ducted range-hood

Dishwasher provision

Dishwasher included

Standard drawer and door mechanism

Soft-close drawers and doors

Chrome mixer tap-ware

Two tone cabinetry

Cutlery tray

Cutlery tray Three light points above island

TARS bench top

d tiled-in bath

ng bath option

ess shower screen

BATHROOM INCLUSIONS

rawers and doors

mixer tap-ware

ange cabinetry

t/exhaust unit

ht tiles to walls

n lieu of cornice

less mirror

1300 00 PAIG

www.hashtagportal.com.au

COFFEE WITH

KARAN PAIG

! w o N h c t a W 40

@Karan Paig