Pascack Valley, NJ April 2024

ABOUT US

Located in Woodcliff Lake in Bergen County, Chestnut Ridge Dental Associates are proud to provide our surrounding communities with all phases of cosmetic and restorative dentistry Our doctors and oral surgeons use the most advanced technologies to keep you safe and provide compassionate, affordable and complete dental care for all members of your family.

In addition to our Drs , we have a friendly and welcoming team that helps walk you through every step of your treatment For your convenience, we have Saturday and evening appointments as well as 24/7 emergency after hours coverage.

BUILT TO LAST

Since 1980

Lifelong Investments

Investment, by definition, is the act of devoting time, effort, energy, or finances to a particular undertaking with the expectation of a worthwhile result.

Over our lifetimes, we invest in many things— such as our community, our relationships, our finances, and our health—with the hope that the effort will have a positive impact. We invest in our community by supporting our local businesses, schools, and local organizations. We serve the community through volunteerism to invest in future generations. On a larger scale, we can participate in public surveys and stay educated and involved with future city planning.

Investing in our finances helps create wealth, meets long-term financial goals, and secures our retirement.

On a personal level, we invest in our families and enrich relationships by giving time and effort to the people in our lives that mean the most to us. This type of investment has the most meaningful impact—on ourselves as well as the people closest to us.

Dedicating my time to the Park Ridge Rotary Club underscores my commitment to the community. Embracing the Rotary Club ethos of "Service Above Self" is a cornerstone of my involvement. I strive to invest in relationships with cherished family and friends, fellow business owners and community leaders throughout the Pascack Valley. Prioritizing my health by making choices to eat healthier and committing to regular exercise is another vital investment for me. Recognizing that health is indeed wealth, I appreciate its value in enabling me to continue pursuing and enjoying all that I love.

While investing in ourselves, relationships, community, and finances can look very different from person to person, the effort we put into these areas of our lives is made with the common goal of having a positive impact that yields results. In this issue, we wanted to share some of the ways that you can invest in your community, finances, and those that you love. Take some time to enjoy the stories, businesses, and people that make this month's magazine special!

Happy April!

April 2024

PUBLISHER

Anthony Rizzo | anthony.rizzo@citylifestyle.com EDITOR

Kris Pepper | kris.pepper@citylifestyle.com SOCIAL MEDIA COORDINATOR

Lucille Rizzo | lucille.rizzo@citylifestyle.com

Charissa H. Yong, Clara Wang, Jeremy Lebled

CONTRIBUTING WRITERS

Tiffany Slowinski, Hope Kerner, Joel Furst

CONTRIBUTING PHOTOGRAPHERS

Andrea Dawson, Liz Polo, Havana Photography, Barbara Laga, Jen Errity

Robinson

Pascack Valley Realty Market Report

Navigating the local real estate landscape, whether you're a resident, investor, or looking to join our community.

Navigating the Next Chapter: Downsizing Tips for Empty Nesters in Pascack Valley

As a seasoned broker with Christie’s International Real Estate in Westwood, NJ, I’ve had the privilege of assisting numerous empty nesters in the Pascack Valley area as they transition to a smaller home. Downsizing can be an emotional and challenging process, but with the right guidance and approach, it can also be an exciting opportunity for a fresh start. Here are some invaluable tips to help empty nesters navigate this important milestone:

Start Early and Plan Strategically: Downsizing is not a decision to be made hastily. Begin planning well in advance to allow sufficient time to sort through belongings, make decisions, and prepare your home for sale. Create a timeline and checklist to stay organized and on track throughout the downsizing process.

Declutter with Purpose: One of the most crucial steps in downsizing is decluttering your current home. Take inventory of your belongings and identify items that hold sentimental value versus those that are no longer needed. Consider donating, selling, or gifting items that you no longer use or need. Remember, less clutter means less to pack and move to your new home.

Stage for Success: Staging your home is essential to attract potential buyers and maximize its appeal. Remove personal items and excess furniture to create a clean, spacious, and inviting atmosphere. Highlight the unique features of your home and showcase its potential as a comfortable and functional space for the next chapter of your life.

Find the Right-Sized Property: When searching for a smaller home, prioritize your needs and preferences. Consider factors such as location, amenities, layout, and affordability. Work closely with your real estate agent to explore available options

in the Pascack Valley area that align with your lifestyle and budget. Remember, downsizing doesn’t mean sacrificing comfort or quality of life—it’s about finding the perfect fit for this new phase of your journey.

Embrace a Fresh Start: Downsizing is an opportunity to simplify your life, focus on what truly matters, and embrace a fresh start. Embrace the positive aspects of downsizing, such as reduced maintenance, lower expenses, and newfound freedom to pursue your passions and interests. Surround yourself with belongings and memories that bring you joy and create a space that reflects your unique personality and style.

In conclusion, downsizing can be a transformative experience for empty nesters in the Pascack Valley area. By approaching the process with careful planning, decluttering with purpose, staging for success, finding the right-sized property, and embracing a fresh start, you can navigate this transition with confidence and excitement. As your trusted real estate advisor, I am here to support you every step of the way and help you find the perfect home to begin the next chapter of your journey.

city scene

WHERE NEIGHBORS CAN SEE AND BE SEEN

Want to be seen in the magazine?

WED-THURS:

FRIDAY:

SATURDAY:

A ROUNDUP OF NEWS FROM LOCAL BUSINESSES

Dr. Douglas Gates Celebrates 50 Years of Chiropractic Excellence

Gates Chiropractic celebrates Dr. Douglas Gates’ 50-year anniversary in chiropractic care. Beginning at Sherman College of Chiropractic, he served in teaching roles and became the college’s inaugural Dean. After practicing three years in France, Dr. Gates returned to the United States in 1982, dedicating himself to the Pascack Valley community. His unwavering passion for chiropractic healing remains as strong today as it was five decades ago.

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A new Sylvan Learning Center has opened in Park Ridge. Owner Michael Hazen, an Allendale native and former partner at a local law firm promises personalized learning plans and advanced tech-based curriculum. Sylvan, with 710+ global locations, has been achieving academic success for over 40 years. Sylvan of Park Ridge-Montvale stands ready to empower students. For more information

1-888-EDUCATE (3382283) or visit the center conveniently located at 184 Kinderkamack Road, Suite 1-C, Park Ridge.

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The Gangi Group Awarded Platinum For 2023

The Gangi Group, led by Andrew Gangi, is proud to receive the NJ Realtors® Circle of Excellence Sales Award® Platinum level for 2023. This prestigious accolade celebrates excellence, with the group achieving Platinum status by exceeding $20 million in sales and over 30 units sold. The Gangi Group has continued to demonstrate exceptional performance in the real estate industry and remains committed to delivering top-tier service to its loyal clients.

Photography by @thegangigroup

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Want to learn more?

Contact

201-897-6301

maureen@wilnergroup.com

Our industry knowledge and growing network position us to be your ideal resource partner.

Scan here for a deeper dive into our areas of expertise

The Adamo Group Recognized Nationally By Coldwell Banker

The Adamo Group, headed by Attilio and Victoria Adamo had a stellar 2023 and was recognized by Coldwell Banker. The Adamo Group came in ranking number four in Small Team Rental Income and number nine in Adjusted Gross Commission Income nationwide at Coldwell Banker. This achievement showcases their continued commitment to excellence in and around the Pascack Valley. For more information visit www.theadamogroupnj.com.

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Annual Breakfast with the Pascack Valley Mayors

The Greater Pascack Valley Chamber of Commerce hosted their annual

Breakfast with the Mayors at The Tavern @ The Iron Horse in Westwood. Pascack Valley Mayors and Senator Holly Schepisi had time to share some updates on their respective towns. For more information on The Greater Pascack Valley Chamber of Commerce visit  www.pascackchamber.org

Photography

Deka Lash Opens In Upper Saddle River

Discover the ultimate eyelash extension experience at the new Deka Lash in Upper Saddle River. Unveiling their chic studio in the new shopping center just off Route 17N, their Dekacertified Lash Artists await, ready to transform your lashes and brows with personalized precision. Embrace a world of lash enhancements and feel the difference with Deka Lash. For more information, visit their website. www. dekalash.com/find-a-studio/ new-jersey/upper-saddle-river

Photography by @dekalashuppersaddleriver

The Junkluggers will take

away both!

Clear your space and your ming with eco-friendly junk removal.

We’ll get junk out of your life AND keep it out of landfills.

We’ll donate, recycle, and rehome your items.

At The Junkluggers, we do junk removal The Green Way™ by treating customers and their items with care, respect, and by minimizing what ends up in a landfill.

For any donations we're able to make on your behalf, you'll receive a tax-deductible donation receipt!

Big or small, we'll lug it all. Reliable, Eco-Friendly Service

Same/Next-Day

Residential & Commercial

Contact The Junkluggers today for a free onsite estimate!

the CITY LIST

We have such amazing, innovative business leaders in our community who are proud to serve you, our residents, with class and quality. We’ve compiled some of our top company picks for the services that might be on your mind this month in an effort to make your lives a little easier.

Law Firm

Meyerson, Fox & Conte, P.A.

www.mfmclaw.com | 201.802.9202

Law Office of Francis Uzzi

www.uzzilaw.com | 201.391.1091

The Segalas Law Firm

www.segalaslawfirm.com | 201.212.6523

Kantrowitz, Goldhamer & Graifman, P.C.

www.kgglaw.com | 201.975.6353

Burke Williams, LLC

www.burkewilliamslaw.com | 201.497.8700

Want to suggest a

BMW of Ramsey

www.bmwramsey.com | 551.291.2731

Jack Daniels Porsche

www.jackdanielsporsche.com | 201.645.6028

Liberty Subaru

www.libertysubaru.com | 551.353.0491

Lincoln of Ramsey

www.lincolnoframsey.com | 201.849.7970

All American Ford of Paramus

www.allamericanfordinparamus.com | 201.977.1888

Andrew P. Bolson is a Partner with Meyerson, Fox & Conte, P.A. Maintaining a diversified law practice, Andrew focuses on commercial and estate litigation, business law, real estate and land use applications, municipal court matters, guardianship law, and estate planning. Andrew’s also serves as outside general counsel for several small and closely held businesses, nonprofits, landlords, and entrepreneurs, who he advises on commercial transactions, contracts, employment related matters, and landlord/tenant issues.

Andrew has been named a Rising Star by Super Lawyers Magazine annually from 2017 through 2023. Growing up in Woodcliff Lake and working in Montvale for the past twelve years for Meyerson, Fox & Conte, Andrew’s roots run deep in the Pascack Valley, and in the greater Bergen County community. Andrew currently serves as a Trustee for the Mahwah Chamber of Commerce and for the Cresskill Public Library and is a Board Member for the Cresskill Alpine Baseball League. Andrew is also involved with the Anti-Defamation League (ADL), serving on the New Jersey/New York Regional Advisory Board, and received the region’s 2021 Sidney Wilf Distinguished Young Leader Award.

Andrew is a graduate of Pascack Hills High School (2001), The George Washington University (2005), and Rutgers Law School – Newark (2010). Outside of the office, Andrew is an avid golfer and photographer, and loves to follow the New York Yankees.

ATTORNEYS AT LAW

1 Paragon Drive, Montvale, NJ 07645 (201) 802-9202 | www.mfmclaw.com abolson@mfmclaw.com

PRACTICE AREAS:

Divorce & Family Law / Elder Law / Trusts & Estate Litigation

Guardianship / Real Estate & Land Use / Commercial Litigation Mediation / Business Law

THINK DIFFERENTLY ABOUT FEELING GOOD & STAYING HEALTHY!

A 7 year study showed that patients whose primary physician was a Chiropractor experienced the following results:

60% LESS HOSPITAL ADMISSIONS

59% LESS DAYS IN HOSPITAL

62% LESS OUTPATIENT SURGERIES

85% LESS IN PHARMACEUTICAL COSTS

IF YOU ARE EXPERIENCING POOR HEALTH WE WANT TO HELP!

Family Chiropractic | Pre/Postnatal Care

Pediatric Chiropractic | Corrective Exercises Health Workshops | Proactive Health & Lifestyle Care

www.wfcnj.com | 201-664-4488 | V westwoodfamilychiropractic

99 Kinderkamack Road Suite 112, Westwood

RECREATIONAL CLASSES | SUMMER CAMPS | BIRTHDAY PARTIES COMPETITIVE TEAMS | AND MORE!

Come Flip With Us This Spring!

Gain confidence, strength, skill, and coordination! Learn something new and crush your goals! Join us for a fun filled SPRING!

April 1 - June 16 (11 weeks in Session 4)

Sign-up TODAY to Reserve Your Spot to Learn with us this SPRING!!! Register ONLINE! Pro-rated session available! Advanced Registration Required! Open 7 Days Per Week! Trial Classes Offered! All Abilities Welcome!

(201) 664-0304 • www.aeonfitgym.com • info@aeonfitgym.com

Training Center #1: 157 Patterson Street, Hillsdale, NJ 07642 & Training Center #2: 270 Knickerbocker Avenue, Hillsdale, NJ 07642

PLANNING IS YOUR KEY TO SUCCESS

Worth the Investment

Gone are the days of treating your CPA as a oncea-year, tax-season acquaintance. Small businesses will see greater earnings when they break free from that old mindset and invest in the groundwork for tax planning and business growth.

Samantha Santaniello and her sister, Katherine, are Certified Public Accountants and partners at R.S.K. Tax & Consulting, L.L.C. They bring a wealth of knowledge and experience to their clients, specializing in tax planning, strategy, and compliance for small businesses and real estate investors with revenues of at least $500,000. The firm practices primarily in New York, New Jersey, Connecticut, and California.

Most of us have filed—or will soon file—our 2023 tax returns. Looking ahead to 2024, how can small business owners and investors prepare to make next year’s process easier while taking full advantage of every tax deduction possible? We spoke to Samantha to learn more.

R.S.K. TAX & CONSULTING IS A TAX STRATEGIST, NOT A TAX PREPARATION FIRM.

WHAT’S THE DIFFERENCE?

As strategists, we work with our clients all year round rather than once a year to prepare and file taxes. We handle the bookkeeping, accounting, and tax planning to ensure that all financial records are correct. Our team can manage a company’s bookkeeping or work closely with a corporate bookkeeper. This provides a big picture of your tax situation and future obligations, enabling us to create an impactful strategy for your business. We’re the best friend of your business’s financial department!

WHAT IS THE PROCESS OF WORKING WITH A NEW CLIENT?

First, we look at some of a business’s prior returns to advise them on tax strategies. We will focus on a yearend tax plan to take advantage of within that same calendar year. Then, we will see where you can reduce expenses, increase income, and incorporate tax planning. It’s a lot of work in the beginning, but once we get that structure in place and gather the needed information, it becomes a smooth process because we are in constant communication with our clients.

CONTINUED >

YOU MENTION CONSTANT COMMUNICATION WITH CLIENTS—HOW DO YOU ACHIEVE THAT?

The most important thing is to have a close relationship with the client through transparent communication. Our business is built on relationships. We talk to our clients monthly or quarterly so that we understand everything that is going on within the company. Our weekly newsletters also teach our clients about the latest tax news and tips.

We see ourselves as your business’s general contractors. We work with financial advisors, legal counsel, payroll, and other professionals to make sure all functions work together seamlessly, and we will field all client questions and get them the answers they need.

WHAT IS THE LONG-TERM BENEFIT OF EFFICIENT FINANCIAL MANAGEMENT AND TAX PLANNING?

The pandemic showed us that we have to be prepared for anything. My mission is to help small businesses understand the importance of planning. It’s the key to your success.

Planning helps businesses scale and grow. We work with our clients toward their goals and create a plan to make them happen.

TOP TEN TAX WRITE-OFFS FOR BUSINESSES

Make sure you have these deductions covered as you plan for next year’s tax season, and you’ll be well on your way. All of the points below must comply with IRS guidelines; however, they are good starting points for a conversation with your accountant.

1. Startup Costs

2. Taxes, Interest, Banking and Credit Card Fees, and Charitable Contributions

3. Wages and Payroll Taxes

4. Retirement Plan Contributions

5. Bad Debt

6. Home Office Expenses

7. Health Insurance

8. Education and Training

9. Marketing

10. Travel and Entertainment

Taking advantage of business tax deductions must be a priority--not just at tax time, but throughout the entire year. The money you save can be invested back into your company to grow the business.

rsktaxandconsulting.com

A LIFETIME INVESTMENT

The Story of a Living Organ Donor

Living Donor Day is on April 3, 2024. It honors organ and tissue donors who selflessly and literally “give of themselves” to save and heal others. Each year, thousands of people decide to make a donation that provides someone else with a second chance at life.

“I have the knowledge that I changed someone’s life for the better.”

While scrolling through her social media feed one evening, Alyssa Dawson came across a post appealing for a new kidney for a fellow Westwood resident. It resonated with the 29-year-old who had recently lost her grandmother to renal failure.

A woman who has always been committed to “making a difference,” Alyssa is a student at Seton Hall University’s School of Law. She recently served as chief of staff to state Sen. Holly Schepisi (R-39), and as the youngest councilwoman in New Jersey in 2018 after being appointed to finish Peter Grefrath’s unexpired term when he retired.

“It seemed like the kidney donation was meant to be—a divine intervention,” states Alyssa. “I indicated my interest, and Hackensack University Medical Center’s Kidney Transplant Program got back to me several days later for a preliminary screening.”

After extensive testing including blood and urine samples, CAT scans, EKGs, kidney measurements, and blood type analysis, Alyssa was notified that she was a match for her Westwood “neighbor.”

“The psychological aspect of being a living donor is a big part of the process,” says Alyssa. As expected, Alyssa’s family had some concerns, but she felt very comfortable with the idea.

“I had my own living donor team at Hackensack which was completely separate from the recipient’s medical team. This ensures there is no psychological influence or coercion for me to donate. I was supported and advocated every step of the way, and had the full ability to cancel if I changed my mind at any time—even immediately before the procedure if I needed to (although I could have never done that!).”

Top: Alyssa Dawson with surgeon, Dr. Ravi Munver, the day after what was a very successful donor nephrectomy.

Bottom: Outside the Office at HUMC after the 6-month post-surgery visit. That office is where all screening, testing, and follow-up appointments takes place.

The surgery took place on May 15, 2023, and was a complete success. “I was a little sore but was back at work four days later. As I went through the process, I realized how almost anyone can give this gift of life. There is such a need--I would love to see one person do it because they saw me do it.”

Kidneys from living donors last longer and function better than kidneys from deceased donors. For many people facing kidney disease, a living donor is their only hope. In 2022 there were 5,863 living kidney donors to address a registered waitlist of over 44,000 people (hrsa. gov). In addition to kidneys, there are several types of donations that can be made by living donors including a lung, liver segment, or part of the pancreas or intestine. The sobering fact is that 17 people die each day waiting for an organ transplant (organdonor.gov).

Alyssa has a scar on her abdomen from the four-hour surgery and welcomes conversations about her experience. “If I could do it again, I would do it tomorrow—but I only have one left!” she laughs. “There are always risks with surgery. It’s not to be taken lightly--nor is living with one kidney, but my life didn’t change at all. I still play basketball, snowboard, and jet ski. The woman who received my kidney is now able to live a normal life.”

Alyssa hopes that by spreading the word of her experience, she will encourage others to consider a living kidney donation. There is no commitment for anyone interested in going through the screening process, and there you always have the option of changing your mind.

“The team at Hackensack was so supportive and they advocated for me. Having them behind me was super comforting.”

“Living kidney donors are superheroes that give selflessly of themselves to save and transform the life of a fellow human being.”

hackensackmeridianhealth.org donatelife.net

Dr. David Serur, Medical Director of the Division of Organ Transplant at Hackensack University Medical Center said, “Living kidney donors are superheroes that give selflessly of themselves to save and transform the life of a fellow human being. We at Hackensack University Medical Center are proud that Alyssa chose our center to donate her gift of life.”

“I have a long life ahead of me,” says Alyssa. “I’m healthy and can continue living normally while making a profound difference in someone else’s life. Now, I simply have a scar and one kidney instead of two. But I have the knowledge that I changed someone’s life for the better. The joy, gratitude, and overwhelming ‘wow’ factor for me is knowing that I could do this and others can do it as well.”

THRIVING THROUGH GROWTH

As a woman business owner, Tiffany Slowinski knows success comes from constantly evolving. Over her journey from college student to young earner to motherhood to successful entrepreneur, she has forged new identities and reinvented herself many times over.

Recently, as she embarked on her latest venture—Team Spark Advisors, which employs data analytics to help businesses hire the right people in positions where they will be most effective—she reflects on how the experience that she has built over her decades as a professional informs the work she does today. Where she started is far from where she is now, but in a way she has come full-circle, challenging herself and learning as she went. She earned her undergraduate degree in journalism and media studies with a minor in counseling from Rutgers University, which is where she met her husband, Jake. Although she initially pursued broadcast journalism, she earned a Master’s degree in Counseling Psychology from Columbia University.

“I was fascinated by the developing mind and with a love for working with children, I became a high school counselor,” she says. “Although it was a safe career with perks, there was no upward progression.”

When she was on maternity leave after the birth of her youngest daughter, Violet, she felt it was time to start pursuing her dreams, but she wasn’t sure what they were. She felt pigeonholed in a specific career path and didn’t see how her skillset would translate to something else.

“While scrolling through Facebook, I saw an ad for a managing editor at a hyperlocal parents website. The description seemed tailored to me: a local mom with kids under 12 who was active in the community and had strong communication skills,” she says.

She applied but was initially passed over due to the fact they didn’t think she would have the time. Her husband convinced her to call and tell them why she would be successful. Filled with renewed confidence, she did and was hired as a “mommy blogger.”

It didn’t take long for Slowinski to recognize the potential for increased earnings through selling advertising space on her website. However, there was a catch: She had absolutely no experience in sales. Undeterred, she decided to teach herself. Early in the morning, on weekends and during Violet’s nap time, she dedicated herself to reaching out to prospective clients, driven by the goal of generating enough income from the website to match her current counselor salary. The ultimate aspiration? To transition to working from the comfort of her home. After one year, her dream became a reality. She quit her job in December 2018 and focused on building her site.

As she was settling into her new routine, her husband dropped some unexpected news: He had sold his business. Though it came as a shock, it was the right move. Seeking new business ventures, Jake learned about City Lifestyle, a national magazine franchise. “I think you’d be really good at this,” he told her.

“What if we went into business together?”

“As we looked closer at the opportunity, I fell in love,” she says. “Owning a magazine combined my love of journalism, passion for my community and desire for helping local businesses get their message out.” People have inquired what it is like working with a spouse. “In our case, working together has made us closer,” she says. “We discovered we are the perfect partners: We are aligned, trust each other and know the other is always acting in our collective best interest. Working together also allows us to better balance family life.”

They launched their first magazine, Bridgewater City Lifestyle in August 2019. “Our children were young and kept me busy. I’d rise at 4 a.m. on the weekends to edit articles and get a jump on the day before the girls woke up. In our first six months, I did not take a day off,” she says. Their hard work was rewarded. They grew quickly, and the corporate office named them “Rookies of the Year.”

In 2020, City Lifestyle headquarters invited Slowinski to join the corporate team to help other magazines in the franchise of about 190 markets nationwide achieve the same success. As she rose through the ranks to Vice President of Sales, Jake was busy launching their second publication, Somerset Hills City Lifestyle, and growing their local team.

“Our success continued, but at headquarters, our CEO was looking for a way to recruit stronger publishers. We wondered: Why were some people experiencing incredible success while other smart, capable people struggled?” she says.

They enrolled her in training of a system that used a diagnostic tool that could tell them in about seven minutes who had the internal makings of a good publisher, one who naturally had the drive, vision and follow-through skills. Using this system, they also could easily identify who would be the right support staff for each publisher, people who could fill in their weaknesses. She started working closely with the recruiting department and the publishers on building their teams.

“I realized: When you put the right people in the right seats, they shine. Everyone deserves to be in the right job for them. That is when the magic happens,” she says.

“Then, I realized something else: I was not in the right seat. Although I loved my job, corporate life was taking me away from what I wanted. I had started my own business to be an entrepreneur, work with my husband and be involved with local businesses. I decided to make another adjustment in my life, while still continuing to help grow and build local magazines in New Jersey,” she says.

Inspired by the personnel analytics and team building she did at the corporate office, Slowinski founded Team Spark Advisors to bring these benefits to local businesses. “I feel like I’ve come full-circle: I’m a counselor again, only now for business owners. I apply the diagnostic tools to the business’ team to give them insights on their strengths and weaknesses. This will help them place the right people for precise positions based on the current dynamic,” she says.

Sales is a part of every business, and with her background Slowinski particularly loves working with sales teams. “It’s impactful to see their numbers skyrocket once they make the right hires,” she says. “I also particularly love working with female leaders. When a talented woman is surrounded by the right team, she can be her best self.”

What she is most proud of is that her four daughters can witness their mom pursuing her passion. “We talk a lot about business and entrepreneurship. They see how heavily involved I am in the business community: I am a member of Entrepreneurs’ Organization NJ, Patriots BNI and the Somerset County Business Partnership,” she says.

“I lead by example. I want my girls to know that they are only limited by themselves. They do not have to follow societal norms of what is expected of them,” she says. “They should put in the hard work and never feel that opportunities are limited. I want them to grow and have a life like I have forged, one driven by passion where they wake up every day excited about the work they have chosen to do.” What lies ahead? “Only time can reveal that, but currently, I take great pleasure in helping businesses build their teams. Furthermore, I derive immense satisfaction from contributing to the launch of new City Lifestyle publications throughout New Jersey,” she says. “I am eager to explore and seize the untapped opportunities present in both of these endeavors. My story isn’t over.”

Office courtesy of Embrace Home Loans, Basking Ridge

Hair and makeup: J.Walker Salon, Bernardsville Restaurant: Red Horse by David Burke, Bernardsville

“I REALIZED THAT WHEN YOU PUT THE RIGHT PEOPLE IN THE RIGHT SEATS, THEY SHINE. EVERYONE DESERVES TO BE IN THE RIGHT JOB FOR THEM. THAT IS WHEN THE MAGIC HAPPENS.”

KEEP IT

Clean

INCREASE YOUR HOME’S ROI BY DECLUTTERING!

All homeowners know that owning a home requires continual upkeep. Your HVAC, plumbing, roof, and home appliances all need regular attention and maintenance.

Unfortunately, most people don't consider the importance of maintaining that "stuff" hiding in closets, kitchens, garages, and elsewhere.

Clutter is never a positive. Not for your home or your mental health. Decluttering your home is beneficial for your well-being as well as for your return on investment (ROI). The time and money saved when you don't need to search for

or re-buy misplaced items lessens stress and gives you the bonus of having a neat and organized home. This is especially appealing if you are considering selling your home. Who doesn't want less stress during that life transition?!

Cleaning and organizing your home can increase its value and positively impact your mental health. Visual clutter is mental clutter. Studies have shown that an organized, clutter-free home lessens chaos— benefitting all family members. A neatened home is more appealing to potential buyers, which can result in a higher selling price, and having organizing systems in rooms saves time and energy while increasing efficiency and functionality.

Decluttering is a long-term investment. It is not an overnight process where your entire home is magically transformed. It is an ongoing process that takes time, planning, and a system. Regularly assessing your home's belongings and eliminating items that you no longer need will begin your journey to a clutter-free home. The ROI for having an organized home is truly a positive win-win!

Hope Kerner is a professional organizer whose company, All Things Neat, helps people declutter and organize their homes. All Things Neat provides full-service move assistance from packing/unpacking, hiring antique appraisers, and moving and estate sale companies in Bergen County and surrounding areas. Hope's company also helps families navigate the disbursement of home contents of loved ones. For a free in-home consultation or more information, contact Hope @allthingsneatbyhope.com or 973 4936359, or FB and IG.

“Cleaning and organizing your home can increase its value and positively impact your mental health.”

make that counts, but

INVESTING IN COMMUNITY

Scenes from Pascack Valley City Lifestyle's Recent Networking Event

Pascack Valley City Lifestyle publisher Anthony Rizzo recently hosted a business and partner networking event at Naya Middle Eastern Counter and Grill at 330 Market Street in Montvale.

This new modern Lebanese spot offers a diverse Middle Eastern menu of authentic and nutritious appetizers, build-your-own rolls, salads, and bowls. Guests of the event enjoyed delicacies like fresh pitas and hummus, baba ghanouj, pita pockets featuring beef and chicken shawarma and falafel, and hot appetizers including sambousik jebne, beef kibbe, and fatayer spinach pies. Dessert featured sweet and flaky baklava and delicious namoura cake.

“It was a pleasure co-hosting an event for businesses in the Pascack Valley,” says Carolina D’Agostino, NAYA Marketing Project Manager. We look forward to continuing our partnership with the Pascack Valley City Lifestyle family and fostering the connections we made that evening with our neighbors and friends. Serving wholesome and nutritious meals is what we do best, and sharing that goodness with the wonderful community of Montvale—one that has welcomed NAYA with open arms—was a great start to the year!”

The magazine team would like to thank the following community businesses who made our networking event possible:

NAYA Montvale, 330 Market Street in Montvale –Event Space and Food www.eatnaya.com  @eatnaya  551-788-1100

Born to Rum Mobile Bar Company - Mobile Bar and Specialty Cocktail Service www.borntorumbar.com  @borntorumbar

Balloon Chica – Balloon Décor www.balloonchicanj.com  @balloonchicanj  732-874-4391

Baked by Bri – Cookie Favors  baked.by.bri2@ gmail.com  @_baked_by_bri  201-693-0746

Cxb.Design – Welcome Sign www.cynthiabattagliadesign.com  @cxb.design  201-693-0746

Giveaways and raffles were graciously provided by Wegmans, SQ Pizza Co, Real Hot Yoga Montvale, and NAYA.

OUR MISSION

Our Mission is to give purpose to your money - for the now, for the future, and for all the unexpected in between. Since 1973, Donato Financial Group has been providing unique and insightful strategies for individuals, families, and businesses.

We are a boutique family run firm offering all aspects of financial services including insurance, investments, estate planning, and employee benefits.

We operate with a genuine client-first mindset, developing lasting relationships that extend well beyond the transaction.

Spending his entire career in the financial industry has yielded Matthew Kitz an abundance of experience in the field. A financial advisor at Edward Jones in Westwood for the past eight years, Matt’s professional journey has spanned various positions as a trader and portfolio manager with investment firms and banks in New York City. “I decided to realign my career several years ago because I wanted to provide financial services to help individuals,” he says.

Regardless of a person’s age, having a financial strategy can help individuals and families navigate life events and achieve financial goals. Matt works closely with his clients to get to know them and have a solid understanding of their short-term, mid-term, and long-term goals.

INVEST THE TIME TO GET STARTED

Don’t be intimidated by the idea of investing or working with a financial advisor. The key is working with someone you trust. “I consider it a partnership,” says Matt. “I want my clients to understand our financial strategy on a foundational level. I’ll explain the differences in investments and show you how your account and portfolio can be designed to suit your unique personal and professional circumstances.”

CONSIDER LONG AND SHORT-TERM GOALS

Matt says that getting to know the client is essential to developing the proper financial strategy. “When a newly married couple comes to me, I find out where they want to be in three to five years. They usually have short term plans for buying a home or starting a family. An investment plan balances your short-term and your longer-term goals with major life events like paying for college and preparing for retirement.”

INVESTMENTS SHOULD BE DISCIPLINED AND DIVERSE

Different personal goals require varying timelines and risk tolerances which must be

taken into consideration. “Investments are a vehicle to help get you where you want to go,” states Matt. “We can control what we choose to invest in, but we cannot control the market.” That is precisely the reason why Edward Jones promotes a disciplined approach with a broad base of investments in high quality products. Matt and his home office team of analysts research a wide variety of investments in order to know their track records.

“We work with you to create a personalized financial strategy that includes advice, tools and resources to help you achieve your financial goals,” states Matt. “We do this in three important steps: understanding what's important to you, using our established process to create financial strategy unique to you, and partnering to help keep you on track to achieve your goals.

GUIDANCE FOR ANY FINANCIAL MATTER

Financial advisors can help with any type of financial matter from college and retirement savings, to investment accounts, and even life insurance. Matt also advises clients who received an inheritance and need guidance on how to invest it. As the baby boomer generation ages, they are leaving their wealth for the next generation, and Matt provides guidance for this segment of clients as well. “At the time of their inheritance, these individuals may not have a financial advisor, so we help with creating a financial strategy to ensure their needs, wants, and concerns are all addressed.”

With education costs skyrocketing and the overwhelming thought of funding retirement, developing a plan is critical--and you don’t need substantial wealth to begin. “You can contribute a small amount each month. You don’t need to be a millionaire to get started!”

Edwardjones.com

THREADS HAS THE “THREADS” YOU NEED FOR SPRING

“Wearing a smart jacket or beautiful top delivers a first impression that not only enhances your appearance but also gives your confidence and self-esteem a boost.”

A great trench is the perfect investment for your spring wardrobe!

If longer days, warmer weather, and an uptick in invitations to sensational social events have you yearning to update your wardrobe, go right ahead! You don’t need to feel any guilt about a little retail therapy if you shop with an investment mindset.

Spring is the perfect time to take stock of what you have and what you need. Picking out a few new pieces to add to your closet brings more than just a shopper’s high—investing in your wardrobe is a form of self-expression. Wearing a smart jacket or beautiful top delivers a first impression that not only enhances your appearance but also gives your confidence and self-esteem a boost.

“A great date night top can be worn with jeans or be dressed up for a social occasion. A beautiful pair of white jeans is also essential for the season. They make any outfoot look updated and fashionable.”

A thoughtfully curated wardrobe also contributes to sustainability and responsible consumption. When you invest in timeless, wearable, and adaptable pieces, you’ll bring a more conscious approach to clothing focused on long-term value rather than shortlived trends.

Heidi Skelton, owner of Threads in Westwood, shares her musthave recommendations, which include a blazer, a white jean jacket, and a trench coat. “It’s wise to invest in some good staple items that can be dressed up as well as worn casually,” says Heidi. “A great date night top can be worn with jeans or be dressed up for a social occasion. A beautiful pair of white jeans is also essential for the season. They make any outfoot look updated and fashionable.”

The blazer pictured from Blue Revival has a hood that can be removed for a more professional look. Its versatility can take you anywhere from your workplace to lunch with the girls or dinner with friends.

The white jeans from 1822 denim are aptly named “butter” because they are the most comfortable jeans you will ever wear.

A popular tote by Haute Shore is the perfect accompaniment to any outfit or occasion. It works perfectly for travel, beach, work, and play.

A white jean jacket is definitely a must-have for your new spring wardrobe. It can be worn for work or play, and it’s a great addition to any wardrobe.

Invest in a fabulous floral tee (or two!), which can be worn under a jacket, blazer, a favorite suit, or on its own with a pair of cargo pants.

Ultimately, investing in your wardrobe is an investment in yourself!

threadswestwood.com

JoelFurst,Esq.

UNDERSTANDING a 1031 EXCHANGE

A second-generation New Jersey real estate attorney with over 40 years of experience in the real estate industry, Joel Furst has an extensive background in real estate, banking, finance, business, and commercial law.  In this article, Joel shares the benefits of a 1031 exchange when transacting property investments.

A 1031 Exchange allows you to avoid paying capital gains taxes when you sell an investment real estate property so long as you reinvest your profits into another similar property within a designated time period.

Due to the fact that any money you receive from the sale of the property is taxable, you cannot receive the money when you sell the property. You will need a qualified intermediary to help with the exchange. This person will act as a middleman for the 1031 exchange and hold on to the proceeds from the property sale while you look for a new property.

Qualified intermediaries may include real estate agents, investment professionals, employees, attorneys, or certified public accountants. The qualified intermediary must be an independent third party and may not serve as the exchanger's agent. The intermediary coordinates and oversees the closings with the

EXPERT ADVICE FROM

attorney and provides exchange transaction documentation in compliance with 1031 exchange rules and regulations.

Most importantly, you have 45 days to identify potential replacement properties. There are no extensions to this deadline. The identification must be made in writing and signed by you. Next, you will need to provide that identification of the potential replacement property to someone involved in the exchange. This could be the seller of the replacement property or the intermediary.

Following that, you will have 180 days to close on a replacement property. You will also need to complete Form 8824, which is used to report like-kind exchanges of business or investment properties.

Properties do not need to be the same type. For example, you can exchange raw land for a rental house, as long as they are being used for business or investment purposes. You can exchange likekind properties from anywhere in the United States. An exchange can also include multiple properties. The sale of one property can be used to provide three different properties. This is acceptable as long as they are all used for business or investment purposes. The replacement property (or properties) must be of equal or greater value than the one being sold. If the replacement property is worth less than the one sold, you will then have to pay taxes on the difference.

At the closing, the relinquished property is transferred to the intermediary and then to the buyer. Title is conveyed directly from the owner/exchanger to the purchaser (not to the qualified intermediary) as allowed under Revenue Ruling 90-34.

About Joel Furst

A lifelong resident of Northern New Jersey, Joel is married with two grown sons. When Joel is not in the office, he enjoys watching baseball, playing golf, and traveling. Reach out to Joel for expert advice when buying or selling a home or investment property.

Furstlegal.com

Come Check Out Our New Menu

Monday - Thursday: 11:00AM – 8:00 PM

Friday: 11:00AM – 9:00 PM Saturday: 3:00 PM – 9:00 PM Sunday: 8:00AM – 8:00 PM

iachettis.com

V @iachettiskitchen | B lachetti’s 201.773.4782 | iachettiskitchen@gmail.com 918 Prospect Street, Glen Rock, New Jersey 07452

APRIL 2024

APRIL 6TH

A Dueling Piano Experience

35 West Grand Ave, Montvale | 6:00 PM

Back to New

The Montvale Fire Department is celebrating 100 years of volunteer service by hosting a night of Dueling Pianos. There will be a full hot buffet. Included in your ticket is beer, wine, soda, coffee and dessert. Join in for a night filled with toe-tapping tunes, hilarious banter, and interactive fun.

APRIL 20TH - MAY 11TH

The Curious Incident of the Dog in the Night-Time

Bergen County Players - 298 Kinderkamack Road, Oradell

Fifteen-year old Christopher has an extraordinary brain; he is exceptionally intelligent but ill-equipped to interpret everyday life. When he falls under suspicion for killing his neighbor’s dog, he sets out to identify the true culprit, which leads to an earth-shattering discovery and a journey that will change his life forever. Visit bcplayers.org for tickets and showtimes.

APRIL 21ST

St. Joseph Regional High School Craft Fair

St. Joseph Regional High School - 40 Chestnut Ridge Road, Montvale | 10:00 AM

St. Joseph Regional High School Spring Vendor Fair is back. Over 100 local vendors, free admission and food trucks. The fair starts at 10am and ends at 4pm. There will be a wide variety of vendors with everything from soaps, candles, wreaths, gift baskets, baked goods to clothes and so much more.