my monthly action steps
Plan out your monthly budget, bill due dates, and more.
MONTH:
monthly planning january
The key to success is found in your daily routine.
monday
tuesday
wednesday
thursday
friday
MY MONEY GOALS
stick to new budget! pay off credit card #1 debt family budget meeting!
saturday
sunday
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
MONTH-END TASKS
NOTES / INTENTIONS / AFFIRMATIONS
tracking suggestions: bill due dates
monthly budget tasks
daily spending
meal planning
appointments/meetings
no spending
#commit30
NEXT MONTH'S $ GOALS
no-spend month pay $500 extra to cc#2
review budget and adjust as necessary review accounts + investments
sell stuff on ebay
©2020 commit30
debt and savings tracking DEBT PAYMENT tracker DEBT
credit card #1 $1500
CREDITOR/INT. RATE %
Starting balance: JANUARY
$500/ $1000
FEBRUARY
$250/ $750
JULY
Ending balance:
AUGUST
SAVINGS tracker
—
11% Account:
MARCH
$250/ $500 SEPTEMBER
$0
APRIL
DEBT
MAY
OCTOBER
CREDITOR/INT. RATE %
NOVEMBER
SAVING FOR
spring break $500
GOAL
$2750
Starting balance: JUNE
$500/ $0
Paid-off date:
Starting balance:
25th of ea mo.
PAYMENT DUE
capital one
+
DECEMBER
4/25
JANUARY
PAYMENT DUE
FEBRUARY
$1250/ $2250
$500/ $2750
JULY
AUGUST
SEPTEMBER
$2750
SAVING FOR
Account:
MARCH
$500/ $1000
Ending balance:
TARGET DATE
3/1
Account: APRIL
MAY
JUNE
OCTOBER
NOVEMBER
DECEMBER
Savings goal met date: GOAL
3/1 TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
Ending balance:
PAYMENT DUE
Savings goal met date:
SAVING FOR
Account:
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
spending plan and tracking MY SPENDING plan
YEAR
MY SPENDING plan
MONTH OTHER EXPENSES
INCOME DATE
DESCRIPTION
1/3 1/15 1/31
paycheck paycheck etsy shop
AMOUNT
DATE
$1500 $1500 $325
DESCRIPTION
AMOUNT
groceries - week 1 books dinner out (date night)
$203 $68 $48
NEED
WANT
FIXED EXPENSES DATE
1/3
DESCRIPTION
mortgage health insurance phones netflix utilities / electric + trash
AMOUNT
$1640 $860 $168 $14 $180
CREDIT CARD BALANCE
$723
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
$2000
This month's $ lessons:
BALANCE +/–
monthly spending tracking
track each day
MONTHLY SPENDING tracker DATE
AMOUNT
8/1 8/3 8/5 8/6 8/6 8/8 8/10
$81 $75 $40 $308 $35 $45 $68
DESCRIPTION
nature's oasis date night at ska H- tutor city market piano lessons h's bday cake bookstore
NOTES (MOOD, WANT VS NEED)
need/groceries+vitamins need / need need/groceries need need want/new books
Use the monthly 30 day checklist to show each day you work towards your goal. Don’t break the chain!
share your goals with friends and family and online using #commit30. No quitting, just committing.
#commit30
©2020 commit30
WEALTH VISION BOARD
[ motivational photos + quotes ]
[ healthy, wealthy, happy ]
WEALTH VISION BOARD
#commit30
©2020 commit30
30 money tips
1
GET REAL. What are your total debts? Total assets? Annual expenses? Monthly expenses? Sit down and add it all up. Don’t forget to look at monthly subscriptions and other recurring expenses.
2 CREATE A MONTHLY BUDGET. Now that you know exactly what you spend what can
you eliminate from your monthly expenses? By proactively managing the dollars that are coming in and going out we choose how to grow, spend, save, invest or give those dollars away.
3 BUILD AN EMERGENCY FUND. Minimum: $1000. Ideal: 6-12 months of living expenses. (Get a second job or start selling stuff you own to build this up).
4 CREATE MONEY WELLNESS and healthy spending habits. Ask yourself, is this a need or a want? Add it to a list and if you are still thinking about it 10 days later and have the cash for it, go ahead and buy it.
5 6 7 8 9
PAY OFF YOUR DEBT. Make a plan and get after it. GET MONEY IN THE DOOR. What can you do to make money today? This week? BUILD UP SPECIAL SAVINGS ACCOUNTS for taxes, travel, holidays, etc. MAKE A PLAN TO SAVE AT LEAST 15% OF YOUR INCOME for retirement. START PAYING EXTRA towards your mortgage or saving up money for a house
10 11 12 13
SAVE MONEY FOR YOUR KIDS' COLLEGE FUNDS. Even small amounts add up. MAKE A PLAN TO RETIRE EARLY. Life is short. SCHEDULE MONTHLY OR WEEKLY BUDGET MEETINGS with your partner. USE CASH ENVELOPES. Try to store your credit cards away to get a handle on your
down payment.
spending. Initiate a 72 hour rule. Wait to see if you still want it.
14 SHOP WITH SMALL BUSINESSES as much as possible. They are the life-blood of our
communities. I know Amazon prime rocks. But if there is something I can buy locally I do.
15 TALK TO YOUR PARTNER AND FAMILY ABOUT MONEY. Talk to your friends about money. Share your financial goals.
16 MAKE MONEY A PRIORITY IN YOUR LIFE. I’m not talking just about earning it, and I’m not talking about being greedy or selfish but making it a priority to earn it, save it, spend it wisely and work towards financial freedom.
30 money tips 17 BE A GOOD STEWARD OF YOUR FAMILY'S RESOURCES. I like to ask myself “Is
this the best use of our money right now?” Be gentle with yourself - if you end up spending money forgive yourself and try again.
18 MEAL PLAN. Meal planning is one of the best ways to save money on eating out and avoid wasted food, hands down.
19 AVOID STORES. The best way to not spend money in stores is to avoid them all together and when you do go in to stick to your list and budget.
20 UNSUBSCRIBE FROM STORE EMAILS. (not ours of course.) 21 NAME YOUR BANK ACCOUNTS. Our business account is Booming Business. Our separate savings account for our future Lake House is called Lake House Dream. Our college savings accounts are named Give Our Kids Wings fund.
22 SCHEDULE 1-4 NO SPEND MONTHS EACH YEAR. Use up what you have. 23 TRACK EVERY PENNY. It’s hugely eye-opening consciously reviewing how we are spending money.
24 READ ALL THE BOOKS YOU CAN ON MONEY AND INVESTING. Educate yourself about money and get inspired by others financial successes #debtfreecommunity
25 REWARD YOURSELF. Each time you pay off a debt or succeed at a no-spend month,
create a small reward for yourself (for example - taking your family out for ice cream to celebrate a season of frugality).
26 FIGURE OUT A WAY TO INCREASE YOUR INCOME. Can you take on a second job a
few nights a week for the short term? Can you sell unused items on facebook marketplace, ebay or craigslist?
27 OPEN AN IRA OR ROTH IRA FOR YOU AND YOUR SPOUSE. Contribute as much as you can each year.
28 TAKE ADVANTAGE OF YOUR EMPLOYER’S 401K MATCH if it is an option where you are employed.
29 CONSIDER MEETING WITH A FINANCIAL ADVISOR. I always thought that you
needed LOTS of money to have a financial advisor but meeting with one in the early stages of our marriage and business was hugely helpful in putting together a plan for our financial freedom.
30 LIVE YOUR DREAMS AND GIVE GENEROUSLY.
my goals and dreams (and what amount of money it will take to achieve them.) home
health
family
adventure
career / retirement
giving
future money goals 1 year financial goals
5 year financial goals
10 year financial goals
this year's money goals goal #1
goal #2
goal #3
deadline
deadline
deadline
action steps
action steps
action steps
annual financial wellness checkup: TASKS Review and adjust your budget Review insurance policies (shop around for better coverage if necessary) Check home values, assets and annual statements Evaluate and plan for any upcoming expenses, trips, home repairs, medical expenses, and holidays. Review your credit score. Create an annual giving plan.
annual expenses / bills JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
get crystal clear on where you are financially Beginning savings balance: $
DATE
Beginning debt total: $ End-of-year savings balance: $
DATE
End-of-year debt total: $
Net worth
{ ASSETS – DEBT = NET WORTH } ASSET 1
ASSETS
ASSET 2 ASSET 3 ASSET 4 ASSET 5 TOTAL ASSETS DEBT 1
DEBTS
DEBT 2 DEBT 3 DEBT 4 DEBT 5 TOTAL DEBT
$
DEBT PAYMENT tracker DEBT
—
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT PAYMENT tracker
— DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT PAYMENT tracker DEBT
—
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT PAYMENT tracker
— DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
DEBT
CREDITOR/INT. RATE %
Starting balance:
PAYMENT DUE Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Paid-off date:
SAVINGS tracker SAVING FOR
+ GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
+ SAVING FOR
GOAL
SAVINGS tracker TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVINGS tracker SAVING FOR
+ GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
+ SAVING FOR
GOAL
SAVINGS tracker TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
SAVING FOR
GOAL
TARGET DATE
Starting balance:
Account:
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
Ending balance:
Savings goal met date:
IT'S NOT EASY, BUT IT'S WORTH IT.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
MORE SAVING, LESS SPENDING.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
THE DREAM IS FREE, THE HUSTLE IS SOLD SEPARATELY.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
LESS STUFF, MORE ADVENTURE.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
STAY POSITIVE, WORK HARD, MAKE IT HAPPEN.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
DREAMS DON'T WORK UNLESS YOU DO.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
YOU DON'T HAVE TO BE EXTREME, JUST CONSISTENT.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
GOOD THINGS TAKE TIME.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
LIVE BELOW YOUR MEANS.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
THE BEST THINGS IN LIFE ARE FREE.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
BE STRONGER THAN YOUR EXCUSES.
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
STOP WISHING, START DOING!
TM
30-DAY CHALLENGE This month, I commit to:
My reward:
commit to your financial goals. #commit30
Š2020 commit30
MONTH:
MY MONEY GOALS
#commit30
©2020 commit30
NOTES / INTENTIONS / AFFIRMATIONS
MONTH-END TASKS
NEXT MONTH'S $ GOALS
MY SPENDING plan
YEAR
MONTH
INCOME DATE
DESCRIPTION
AMOUNT
DESCRIPTION
AMOUNT
FIXED EXPENSES DATE
MY SPENDING plan OTHER EXPENSES DATE
CREDIT CARD BALANCE
DESCRIPTION
AMOUNT
MONTHLY OVERVIEW
This month's $ wins:
total income: total expenses:
SAVINGS BALANCE
BALANCE +/–
This month's $ lessons:
NEED
WANT
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
MONTHLY SPENDING tracker DATE
AMOUNT
DESCRIPTION
NOTES (MOOD, WANT VS NEED)
notes
FORTUNE FAVORS ACTION.
GIFT LOG DATE
AMOUNT
GIFT FOR
ITEM
GIFT LOG DATE
AMOUNT
GIFT FOR
ITEM
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
NOTES
#commit30
Š2020 commit30
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