Retirement Living Sourcebook PA DE NJ Winter 18 by Positive Aging Sourcebook

Sourcebook

PA/DE/NJ EDITION | WINTER 2018/2019

HOUSING

HOME CARE

RESOURCES

HELP FOR FAMILIES

The Complete SOURCE for EVERY Senior Living Option

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WINTER 2018/2019

RETIREMENT LIVING

ok cebo So1u99r0 -Fa2m0ili1es8& Professionals

28 Years of Serving S

, eniors

SOURCEBOOK

BEAUMONT AT BRYN MAWR DISCOVERING THE “DIFFERENCE” Cover Story, 22

PA/DE/NJ Edition 18-1600-01.indd 1

TEL HAI RETIREMENT COMMUNITY

DUNWOODY VILLAGE

PINE RUN

Discover the Benefits

Find Friends Here

Taking the Wheel

see page 36

see page 44

E E R

see page 89

www.retirementlivingsourcebook.com

11/15/18 11:35 AM

Building community for more than 60 years. ROSEMONT

PRESBYSINSPIREDLIFE.ORG

SPRING MILL

404 Cheswick Place Rosemont, PA 610-527-6500 ExploreRosemont.org

2002 Joshua Road Lafayette Hill, PA 610-260-1175 ExploreSpringMill.org

BROOMALL

RYDAL PARK

146 Marple Road Broomall, PA 610-356-0100 ExploreBroomall.org

1515 The Fairway Rydal, PA 215-376-6292 ExploreRydalPark.org

Now accepting reservations for Rydal Waters at Rydal Park, our new cottage property. Call 215-376-6292 to learn more.

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Your parent... our passion.

99 Barclay Street • Newtown, PA 18940

CH.Kendal.org 267-291-2300 Friends Services for the Aging

EQUAL HOUSING OPPORTUNITY

800-394-9990 | retirementlivingsourcebook.com

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We believe that our lives are made stronger through generosity, and the caregivers at Chandler Hall exemplify this spirit. Their continuing contributions of skill and talent to our common life and to the residents are hallmarks of a community defined by inclusivity, collaboration, compassion and trust. Persons needing memory support have the opportunity to flourish here.

If you’re looking for a place for your parent, please give us a call, we’re here because we care. 1 11/20/18 2:05 PM

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800-394-9990 | retirementlivingsourcebook.com

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I chose Sage. SAGELIFE disrupts the negative paradigms around aging; outdated mindsets that have been barriers to recognizing senior living as an aspirational move; as the wisest choice for successful aging. Community living is the best way to fully realize the potential of our senior years.

Living to the Power of You MALVERN, PA | LivingAtEchoLake.com 484-568-4777 | Retirement Living, Reinvented

OPENING JANUARY 2019

WALLINGFORD, PA | PlushMills.com 610-690-1630 | Independent & Supportive Living

PAOLI, PA | DaylesfordCrossing.com 610-640-4000 | Supportive Living & Memory Care

NORTH WALES, PA | KyffinGrove.com 267-460-8100 | Supportive Living & Memory Care

COMING FALL 2019: OVATION AT RIVERWALK.com | PLAINSBORO, NJ | 609-208-8085

800-394-9990 | retirementlivingsourcebook.com

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Sourcebook retIreMeNt LIvING

HOUSING HOME CARE RESOURCES HELP FOR FAMILIES

Delaware Valley — Pennsylvania, New Jersey, Delaware • Winter 2018/2019

104

159

RESOURCES

HOUSING

AGING IN PLACE

HELP FOR SENIORS

CHOOSE YOUR STYLE

OPTIONS FOR HOME

52 Elder Law 58 Moving /Downsizing 62 Aging Life Care

104 Life Plan Communities 117 Independent Living 130 Assisted Living/ Personal Care 145 Memory Care 148 Nursing & Rehab

159 Home Care 170 Adult Day Care

8.25x5.3125 BC Source Book ad_Layout 1 10/30/18 3:25 PM Page 1

Your Life.Your Plan. Your Community. Call us to schedule a Complimentary Lunch and Personalized Tour 215.752.2370

A Life Plan Community at Bucks County

3200 Bensalem Boulevard, Bensalem, PA 19020 215.752.2370 junipercommunities.com 4 18-1601-01.indd 4

800-394-9990 | retirementlivingsourcebook.com

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Exemplary. Caring. Supportive. Nationwide Healthcare Centers, renowned for our consistent delivery of exemplary short-term rehabilitation and long-term care, offer environments that are warm and welcoming. We believe it takes a village to care for the elderly, with each member of our team focused on the preservation of each residentâ&#x20AC;&#x2122;s quality of life.

Sterling Healthcare & Rehabilitation Center Media, PA 610-566-1400

Regency Healthcare & Rehabilitation Center Wilmington, DE 302-654-8400

Brookside Healthcare & Rehabilitation Center Abington, PA 215-884-6776

Laurel Square Healthcare & Rehabilitation Center Philadelphia, PA 215-224-9898

Regal Heights Healthcare & Rehabilitation Center Hockessin, DE 302-998-0181

Renaissance Healthcare & Rehabilitation Center Philadelphia, PA 215-727-4450

NationwideHealthcare.com 800-394-9990 | retirementlivingsourcebook.com

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tABLe oF CoNteNtS Get Started

Cover Story

How to Use Guide ....................................... 10

Spotlight on... Senior Housing ......................................... 101 Alzheimer’s Residences ............................ 147 Home Health Care .................................... 168

Find resources Frequently Dialed Numbers ......................... 70

Plan a Move Prepare to Move ......................................... 58 Help for making the move

Health and Wellness Women: Learn When You Might be Having a Heart Attack ............................................... 48 Symptoms are different for women The Cardiologist Will See You Soon.............. 49 New program offers next day appointments

Find Legal/Financial Solutions Elder Law Assistance .................................. 52 Obtain Legal Advice

Seek Help for Families Find Aging Life Care .................................... 62 Professional guidance for seniors Choose Memory Care................................ 145 A special care residence might be the right option

Age In Place Universal Design......................................... 50

Discovering the “Difference”

Designed for convenience, safety & economy

With checklist in hand, each prospective resident discovered a compelling “difference” about Beaumont at Bryn Mawr that matched their personal vision of retirement. Through a series of interviews, learn what ultimately convinced them to make the move. Pictured above: Evelyn and Gerry Isom (who met at Beaumont) in the kitchen of their newly renovated apartment.

Home Health Care .................................... 159 Getting help to stay at home Locate Resources ..................................... 163 Help is available in your neighborhood Adult Day Centers ..................................... 170 Unique option for family caregivers

ASSISTED LIVING & MEMORY CARE

Visit us online at LodgeLane.org.

302-757-8100 1221 Lodge Lane | Wilmington, DE 19809

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800-394-9990 | retirementlivingsourcebook.com

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tABLe oF CoNteNtS 44

Discover the Beneﬁts of a Life Plan Community

Friends You Can Only Find Here

As a Life Plan Community, the value of a retirement community like Tel Hai lies in the priority access to the full range of residential accommodations, amenities and services to enhance and secure your retirement experience.

At Dunwoody Village, residents enjoy a welcoming atmosphere and a sense of camaraderie that fosters friendships.

Find more details about Retirement Communities at www.retirementlivingsourcebook.com

Taking the Wheel in retirement

Carole Ann Thomas had experienced many of life’s twists and turns when she rode into Pine Run in August 2015. Now she enjoys serving her new community on several committees and looks forward to a vibrant future.

Resident Centered. Family Focused. Senior Living Community Personal Care · Memory Care

• Spacious Studio Apartments • 24/7 Caregivers • Comprehensive Recreation & Wellness Programs • On-site Therapy with Good Shepherd

340 Farmers Lane • Sellersville, PA 18960 Next to Grandview Hospital www.hiddenmeadowsontheridge.com Call 215-257-6701 to schedule a tour & have lunch, on us! 800-394-9990 | retirementlivingsourcebook.com

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The Future Is So Bright …

t The Highlands, we’re ready for the next generation of seniors … and the future has never looked brighter. From exciting new residential living villas and the addition of a world-class memory care program, to an enhanced fitness and wellness center and new on-site specialty physician services, we’re setting new standards in retirement living to ensure our residents can – and do – thrive! Brighten your future! Join our Future Resident Club today and learn more about the exciting changes coming to The Highlands.

610.775.2300

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610.775.2300 • TheHighlands.org 2000 Cambridge Avenue, Wyomissing, PA800-394-9990 19610 | retirementlivingsourcebook.com 11/20/18 2:05 PM

A Great Place to Visit.

An Even Better Place to Retire. With its rolling farmland, active suburbs, and a lively downtown, you’ve discovered that Lancaster is a great place to visit. It’s a city bustling with shops, live theater, historical sites, and nationally recognized restaurants, creating many opportunities to learn, explore, and have fun. As great as Lancaster is to visit, it’s an even better place to retire. Citing criteria that include happiness of local residents, housing affordability, tax rates, and healthcare quality, U.S. News ranks Lancaster #2 on its Best Places to Retire list and #32 in Best Places to Live.

Ready to explore senior living here? Nestled on 210 acres just three miles from downtown Lancaster, we invite you to discover Willow Valley Communities, a premier 55+ community with a 30+ year tradition of amenity-rich excellence. As an A-rated Lifecare community, you get the financial security of knowing your fees won’t increase because you later need personal care, skilled nursing care, or memory support. Willow Valley Communities may be one of finest— and smartest —investments you can make for your retirement. And with 90+ floor plans, from cozy studios to 3,300 square foot townhomes, there is something for everyone. While you’re visiting Lancaster, contact us for your personalized tour.

877.959.0130 | Info@WillowValley.org | WillowValleyCommunities.org | Lancaster, PA 800-394-9990 | retirementlivingsourcebook.com

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How To Use PA/De/NJ edition | Winter 2018/2019

1 ESTABLISH NEEDS

EXAMINE Learn about the wide variety of senior living options.

Review the current living situation.

resources Options Page 52

Consider present and future healthcare needs and lifestyle preferences.

Home

Receiv e assis

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Home variety careCE can PLheAalt include a wi IN of seG rvice IN s from hcare and su de E AG and home profes pportiv serve as sional E CAR M O ph nursing e perform surrogate fa H ysical, health aide mily me and sp occupationa services to family ing many of mbers, ee me th industry ch therapies l, respiratory complet mbers wo e tasks that of daily uld typic tially sk , home healt . An advancing panion e. Assistanc bathing living (ADLs), ally hcare e illed nu ca , is other prepar regivers ca from comand to dressing, tra which includ forms rsing care an essenat n ile e ns of get in laundry ion, medicat include me genera ting. Addition ferring, ea your ho healthcare d certain al ion , ting lly lig remi that yo an illn me for ping, tra ht housek mobility include me al services es u the tre eeping, nders, al option s or injury. It with ex nsportation laundry exercises, ho preparation folloiswan imatment of to coen and as shopercising , , usekee me nscy age or e ag dicat sis ide of comp po transpo . ping, anion The overall tance es thhealth condr regardless rtant rtation. ion remind do en go ca ers an of one’s sure th re pr als SKILLE itiof How ons. lems? d aints? prptob remains at the home oviders are prescr D NURSIN ions oc edures rnish compl d resolve O to ibe G prin Ho fu has a co safe and th environme mer an ministe d by a phys CARE is An cialinc e Ca , nt at rethe up on e the finan ici ovlyiddiv re cares inc ovider ereprdib when mpanion to the individu service d by a regis an and is ad t ar alerl of fami spen se field,oe thludai al care pr out their s te ng esnico • Wha ovider? Dhe ci home includ provided by red nurse. althc mpanas pl HOM ly is not avail d time with ab home so ex e a ar g e: . or ion ts Th pr sk e, or sk ns en hirin this cord who ar E HEALTHCA able. ministe administerin illed nurses e arn m COMPA optio illed nu care, home e n statem Before want to le and track re u have ring me g inj t plan rsing. by en all of th no longer ab RE is for th IV mo writte d paym caregiv NION CARE er dication ections, ad ill n os nit e le is prov an you w , reputatio will help yo oviders re?er coprovid themse functions of to perform e care, re oring, blood s, wound ca ided costs me ca ess or es this mpanionies? lves bu daily liv spirato tests, below ith ho with pr servic skilled therap cathet re, t ated w ocedures do le emergenc s, swhao estions ersations nces. medic who do no ing by er y, feed ry therapy, qu e t al ur nv he re re ing pr an Th serv alth aid qu d more tube ad physical 24 ho to hand al refe What tive co e can he ices. A home ire . ministra g • ve in place rs available produc r profession lp with tion servin ve ha ei activiti gi en nt th Fi re be k? nd d tie ca es ee ing a Pr an ovider Are its n days a w er ensure pa pr ovider is Af th te s ve id r dete e rmining day, se es this prov long ha eratur the ty • How mmunity? do pply lit ty repe and • How iality? e co ili ider su n-

lace

ge In P Care A guide Home y step

Use the resources section to find professionals who can help. See page 52.

ur ste

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ADULT

RESOURCES ELDER LAW

Elder Law Providers

Utilize your resources and ask the right questions fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For example, if an entrance fee under this arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable. Partially refundable entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death.

Age In Place Options Page 159

Find helpful articles and easy-to-use checklists in every section.

Assess financial means and corresponding options.

Most CCRCs require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the CCRC to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways: Declining scale refunds, also known as amortizing entrance

Housing Options Page 104

Full refunds offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds are typically more expensive than those without refunds or those that are partially refundable or refundable on a declining basis. Excerpt from Consumer Guide to Understanding Financial Performance and Reporting: Enhancing People’s Lives in Continuing Care Retirement Communities.

nt th ov igib e Natio confide urces? ices, el s this pr from th ospice • Doe ning its serv d funding so with a apated &H es an h patients explai ation ad Sin e Care visit www. is ents, fe at outInform tion for Homce 1989 ation, quirem oviders furn of Rights” th s of socia 28 inform e pr ll As ie or th y Bi al lit m an A. Fo sibi M ient nnriver vers. d “Pat respon sary (NAHC) . Custom detaile rights and s and caregi Choose Paid rg e d nt Your Ow nahc.o Hiring ized fo lines th iders, patie er select an t its n Sche When Long Te id dule ec ov r You. to Ask rm 7-d the pr es this prov oes it prot liRNs, CN stions ay “Live D po ue do l s? Q As and -In” • How ployee n personne actice ill or No Minimum vers gi Compan es em re m its pr te co Ca e Extensiv Hours ions train ver be ith writ ages and mal ternat gi e w al Ba t Fr re rs ee ck ha ca ground Insuran d pack worke ble, w Checks ce Evalu Day or the hire to nefits availa made? Night Sh ation quired eds? 1. If herwise un cies, be e? ate ifts can be ists re ne ot nc l and st Alzheim insura es or therap home care ements rity, federa surance FREE Q nng er co ra ’s A ’s rs ey De ar nt Visit & th t in mentia nu secu Care • Are te the patie entail? Do family oymen social respon Careg 2. Are and unempl not legally iver In 1-800 evalua t does this icians and terview ha ys taxes, the family is -267-8 careIf so, w patient’s ph tient e paid e paid so 466 that th U.S.? www.optio sult th rs? e the pa develn ud e? tio cl nsco in sibl the Lice rifica membe is provider members in volved ere ve gally work in jured, whonsed - Bond rp.com in ily s th 3. Is th Cca in ed - In alnl le May jor Cr • Doe s or her fam re? Are they (410) 22 sured giver is r that man eedit 4-27 givers retodda cayrefo r yo and hi e plan of ca anges? em urbe ptlicies exclud Cards Accepted An po 00If the hi ch (410si) bl th e? Rem nce O po ions! •ee lis 4. tment na 44 ea oping g care plan s on tr 8oy ra sk w sp 11 pl re of w w.o 00 tirem c ta se in em ’ insu is re Bane tic pt ltirs es m in mak tient’s cour the specifientlivin io w (4 or om 10 ns gs eo e ) 893-99 m corp.c a “d sional ourceboho iling e pa ok.com juries vi om • Is th ented, deta each profes ke time Be nd 14 | 800such in .” 4-9990 y backgroul Air ks, and (301) 62 docum rried out by provider ta care ions39 e exclus inal histor gistry chec eted? Fred 4-5630 to be ca r? Does this bers on th erick (301) 39 e re mpl crim ? em ve 25. Are , state abus e checks co in place caregi ate family m the patient ors Southe 1387 to is rn Md. checks k referenc insurance client, or to educ ministered sign superv nts d e as ad prior w bonding an injury to th says tie pa re being is provider e y cy ca w er an ality of es? If so, ho s th an agen 93 6. Is th ould cover n qu oe e D he • see th r hom ake visits? that w or theft? W 99 m to over iving in thei e, r duals ce damag are re these indivi and his or he or ns do nt n tio tie te es of n the pa with qu Who ca embers call m family

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You Have options!

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Have you been told it is illegal to transfer assets within five years of going into a nursing home? False! You have options!

800-394-9990 | retirementlivingsourcebook.com

Have you been told by a government agency, hospital discharge planner or nursing home, if your spouse is in a nursing home you must spend down your resources before being eligible for any assistance? False! You have options! Has the nursing home told you don’t need an attorney? False! You have options! Get the facts. Call us to reserve your place at our next free seminar.

Elder Law Attorney

Michael G. Day

11/20/18 2:06 PM

Sourcebook retIreMeNt LIvING

HOUSING HOME CARE RESOURCES HELP FOR FAMILIES

the Complete SoUrCe for every Senior Living option

EXPLORE

resources Options Page 55

Housing Options Page 99

Age In Place Options Page 167

retirementlivingsourcebook.com offers a great way to geographically target your search

EVALUATE

Create a list of potential communities or professionals. Begin calling and emailing options to get more information. Schedule site visits and meetings with resources. Use the checklists in every section.

Location matters. The best community is often the one in YOUr neighborhood. Start your search close to home.

800-394-9990 | retirementlivingsourcebook.com

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Affordable Living To Live Life Well. Starting as low as

$1,374 Per Month We also offer Short Term Rehab to get you back on your feet again.

A Continuing Care Retirement Community

Christâ&#x20AC;&#x2122;s Home offers one of the most affordable monthly fee programs of any retirement community in the region, Call TODAY at 215-956-1802 for a personalized tour. For more information visit: www.christshome.org 12 18-1601-01.indd 12

Senior Services 800-394-9990 | retirementlivingsourcebook.com

11/20/18 2:06 PM

Independent living you can depend on.

you

It’s an age when we’re living longer and looking to live life to the fullest.

o the fullest.

At Ashbridge Manor Senior Living you’ll have everything you need to help you do that... transportation, housekeeping,

nsportation, housekeeping, nutritious meals, engaging activities and entertainment... all right here! And with our indoor pool, fitness classes oor pool, fitness classes and s visiting physicians, an exercise room you can stay vital and strong. We also provide wellness services such as visiting physicians, an your independence. emergency call system and home care services that will allow you to continue enjoying your independence.

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No AA No EntranceFee Fee Entrance Community Community

9 71 E a s t L a n c a s t E r av E . • D o w n i n g t o w n , Pa 19 3 3 5 ter County 610 . 2 69. 8 8 0 0 • w w w. a s h b r i D g E m a n o r . c o m C o n v e n i e n t L y L o C At e d n e A r r o u t e 3 0 B y p A S S i n H i S t o r i C C H e S t e r C o u n t y 800-394-9990 | retirementlivingsourcebook.com

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Like a painting, The Quadrangle lifestyle is rich with the dimension YOU give it

ach day at The Quadrangle is a masterpiece, and you, as a resident, are the artist. Every morning, you get to design your day, whether that includes relaxing in the garden with a novel, having drinks with a lively group of friends, walking a couple of miles on the treadmill.... Whatever you decide, we believe it’s important you have the freedom to choose. So we’ve cultivated an environment that offers many, many opportunities to explore your options. Come visit to see all that’s waiting for you.

610-642-3000 3300 Darby Road, Haverford, PA 19041 • www.thequadrangleccrc.com

Independent Living, Personal Care, Skilled Nursing, Rehabilitative Care, Memory Care 14

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800-394-9990 | retirementlivingsourcebook.com

11/20/18 2:06 PM

Experience the Difference

Riddle Village has stood the test of time. 25 years of caring for thousands of individuals who have called Riddle Village home or the place they love to work. 25 years of giving back to the surrounding community. 25 years of fiscal responsibility, resident satisfaction and stabilized occupancy. 25 years of doing what we do best ... Lifecare. That is why we can say without hesitation: RIDDLE VILLAGE KNOWS LIFECARE

RiddleVillage.org | (610) 891-3700 | 1048 West Baltimore Pike, Media, PA 19063 fit 800-394-9990 | retirementlivingsourcebook.com 18-1601-01.indd 15

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Taking the Wheel in Retirement Classic continuing care retirement living rolls into the next generation at Pine Run with the very real benefit of four decades of experience. Fringetree Court is situated for every best advantage. Interactions with neighbors and a new, active “Hub” under construction offer an enriching lifestyle. The sophistication of town in a park-like setting, stunning apartments, sunrooms, and an inside garage for those who want to tuck in their cars bring satisfying rewards. A member of Doylestown Health, Pine Run also offers independent living cottages, personal care suites, secure memory care, and a 5-star rehabilitation center. Good to know!

Call 800-992-8992.

Pine Run

Retirement Community | Lakeview The Garden | Health Center Member of Doylestown Health

777 Ferry Road, Doylestown, PA 18901 800.992.8992 • pinerun.org 16 18-1601-01.indd 16

800-394-9990 | retirementlivingsourcebook.com

11/20/18 2:06 PM

FAMILY VALUES Harrison Senior Living has been dedicated to senior care for more than 40 years, beginning with our very first resident — James P. Harrison Sr., the father of our company’s founder. Today, we continue to make life more rewarding for seniors, offering compassionate services, amenities and support as needed, at incredibly affordable prices. Come arrange a tour at one of our warm and welcoming communities, including two Maryland locations. Experience the Harrison family difference for yourself. We look forward to meeting you! HARRISON HOUSE OF CHESTER COUNTY, PA (610) 384-6310

East Fallowfield, PA Independent Living, Personal Care

HARRISON HOUSE OF CHRISTIANA, PA (610) 593-6901

Skilled Nursing, Rehabilitation, Memory Care, Respite Care HARRISON HOUSE OF GEORGETOWN, DE (302) 856-4574

Skilled Nursing, Rehabilitation, Memory Care, Respite Care www.HarrisonSeniorLiving.com

HARRISON SENIOR LIVING

Family operated for over 40 years PET FRIENDLY

800-394-9990 | retirementlivingsourcebook.com

retirementlivingsourcebook.com | 800-394-9990

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SHORT TERM REHABILITATION

THE BEST TO GET

PLACE

BETTER

610.746.1000 www.MORAVIAN.com 18 18-1601-01.indd 18

Wellness for Life...Care for Life 800-394-9990 | retirementlivingsourcebook.com

11/20/18 2:06 PM

AC T I V I T IE S PROGRAMMING

LIVE

THE EXCEPTIONAL F I V E STA R S E N I O R L I V I N G

OFFERING: • Independent Living • Award-Winning Memory Care

D E L AWAR E FO RWO O D M A NO R 1912 Marsh Road • Wilmington, DE 302-529-1600 Independent Living • Assisted Living Skilled Nursing • On-site Rehabilitation FO U L K M A N OR N O RTH 1212 Foulk Road • Wilmington, DE 302-478-4296 Independent Living • Assisted Living Memory Care • Skilled Nursing On-site Rehabilitation FO U L K M AN O R S O U T H 407 Foulk Road • Wilmington, DE 302-655-6249 Assisted Living • Memory Care Intermediate Nursing Care M I L LC R O F T 255 Possum Park Road • Newark, DE 302-366-0160 Independent Living • Assisted Living Skilled Nursing • On-site Rehabilitation SHIPLEY MANOR 2723 Shipley Road • Wilmington, DE 302-479-0111 Independent Living • Assisted Living Skilled Nursing • On-site Rehabilitation SOMERFORD HO USE 501 South Harmony Road • Newark, DE 302-266-9255 Assisted Living • On-site Rehabilitation SOMERFORD PLAC E 4175 Ogletown Road • Newark, DE 302-283-0540 Memory Care • On-site Rehabilitation Pet Friendly 800-394-9990 | retirementlivingsourcebook.com

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NEW JERSEY C H E R RY H I L L SENIOR LIVING 490 Cooper Landing Rd. • Cherry Hill, NJ 856-482-9300 Assisted Living • Memory Care On-site Rehabilitation PREMIER RESIDENCES OF TEANECK 655 Pomander Walk • Teaneck, NJ 201-836-3634 Independent Living • Assisted Living L E I S U R E PAR K 1400 Route 70 • Lakewood, NJ 732-370-0444 Independent Living • Assisted Living Memory Care • On-site Rehabilitation MT. ARLINGTON S E N I O R L I V IN G 2 Hillside Drive • Mt. Arlington, NJ 973-601-0988 Assisted Living • Memory Care On-site Rehabilitation VOORHEES SENIOR LIVING 501 Laurel Oak Road • Voorhees, NJ 856-566-2340 Assisted Living • On-site Rehabilitation WASHINGTO N TOWNSHIP SENIOR LIVING 600 Medical Center Drive • Sewell, NJ 856-582-8700 Assisted Living • On-site Rehabilitation

LIFE

• Assisted Living • Rehabilitation & Wellness

NEW YORK PREMIER RESIDENCES OF YONKERS 537 Riverdale Avenue • Yonkers, NY 914-423-2200 Independent Living • Assisted Living Memory Care PENNSYLVANIA CLARKS SUMMIT SENIOR LIVING 950 Morgan Highway • Clarks Summit, PA 570-586-8080 Personal Care • On-site Rehabilitation THE DEVON SENIOR LIVING 445 North Valley Forge Road • Devon, PA 610-263-2300 Personal Care • Memory Care On-site Rehabilitation EXTO N SENIOR LIVING 600 North Pottstown Pike • Exton, PA 610-594-0200 Personal Care • Memory Care On-site Rehabilitation GLEN MILL S SENIOR LIVING 242 Baltimore Pike • Glen Mills, PA 610-358-4900 Personal Care • On-site Rehabilitation NEWSEASONS AT NEW BRITAIN 800 Manor Drive • Chalfont, PA 215-997-8700 Personal Care • On-site Rehabilitation TIFFANY COURT AT KINGSTO N 700 Northampton Street • Kingston, PA 570-283-2336 Personal Care • Memory Care On-site Rehabilitation

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Your Community, Your Home. At Greenfield, weâ&#x20AC;&#x2122;re all about the comforts of home. We have a vibrant social calendar and engaging activities to keep you on your toes, and a friendly, smiling staff to greet you everyday. When it comes to your care and your needs, Greenfield will go above and beyond. Our Signature Wellness model of care ensures only the best support for your intellectual, physical, and social well-being. Come visit us today and discover the difference of award-winning, dependable care that so many have come to love and trust.

Greenfield Senior Living of Perkiomen Valley

(610) 287-1822

Greenfield Senior Living at Cross Keys

Assisted Living | Memory Care | Short-term Stays | Hospice Care 3152 Glassboro-Cross Keys Road | Glassboro, NJ 08028

(856) 307-2100

For more information, please visit our website 20

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Ready to create

your dream home?

Make new friends? Cook only when you want? Discover new passions? And say goodbye to one of these?

Embrace Retirement Your Way! SpiriTrust Lutheran® communities support a lifestyle filled with flexibility and choice. Personalize your home—from flooring, cabinetry, fixtures and more—using your Decorator Dollars. Discover new passions and friends through Spirit360TM. Relax and leave meal preparation to us when you choose not to cook with our optional dining plan. Finally say goodbye to honey-do lists and all the tools needed to maintain your home and property. Our six communities are close to everything you want, with both in-town settings and countryside locales. You’ll also secure a plan for your future with our in-home care and continuing care offerings. So come, embrace retirement your way!

• The Village at Gettysburg Gettysburg, PA | 717-334-4443

• The Village at Luther Ridge • The Village at Sprenkle Drive Chambersburg, PA | 717-261-1251 York, PA | 717-767-0579

• The Village at Kelly Drive York, PA | 717-854-5010

• The Village at Shrewsbury Shrewsbury, PA | 717-235-5737

• The Village at Utz Terrace Hanover, PA | 717-637-0633

Residential Living Cottages & Apartments • Assisted Living • Personal Care Memory Support Care • Long-Term Skilled Care • Short-Term Rehabilitation

888-404-3500 • www.SpiriTrustLutheran.org

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Pet Friendly

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Cover Story

Beaumont at Bryn Mawr, Discovering the “Difference”

inding the right retirement community can be a process. Usually prospective residents start with a checklist, visit a number of communities, and try to discover the essential, defining “difference” on which to base their decision. Gerry Isom found the “difference” in Beaumont at Bryn Mawr’s structure: a not-for-profit Life Plan Community that is cooperatively owned and governed by residents. Its own professional management team works on behalf of the owner-residents, not for an outside board or corporation. As a result, Gerry has a direct say in the way he lives and the support and care he receives. He can choose to serve on the Board of Directors or any number of committees that govern and inform life at Beaumont. Gerry made the move to Beaumont in 2017 after a successful career at the helm of several large insurance companies. “I’ve worked too hard throughout Gerry Isom above, and with his wife, my career to have someone Evelyn, in their living room, top. else make decisions about 22

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my retirement,” he said. “I wanted to be actively engaged in my retirement and involved in my community.” Of course, Beaumont had to check all the other boxes for Gerry. “Beaumont is a comfortably-sized Life Plan Community. Not huge, so it comes with excellent services and attention to every detail. It has a quiet elegance and superb amenities, like the many dining options. More people should know about Beaumont because I didn’t see another place quite like it.” Linda Madara, who moved to Beaumont in 2016, also found her “difference” in ownership, but in a more communal sense. “It changes the way residents feel about their homes and community. There is a tremendous sense of pride, very non-institutional. And since residents are all owners, there is an equality – no one is more or less important – that creates a feeling of genuine warmth and camaraderie.” She attributes the feeling of camaraderie to the manageable size of the community. “At Beaumont, residents and staff know one another by name. There are no plans for additional construction, so the community will not get larger and risk losing its character. The size of the community is measured in personal relationships and friendly faces, not in newly constructed apartment blocks.” Joan Bromley found her defining “difference” in the fact that she would own her home. At Beaumont there is no 800-394-9990 | retirementlivingsourcebook.com

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Cover Story

entrance fee. Instead, new residents purchase their apartment or villa to become a resident-owner in the community. In 2017, she and her husband traded in their family house and two acres for the 3900 square-foot villa at Beaumont. “We were tired of spending our precious time on maintenance and chores. Now we literally have the best of all worlds. We have all the benefits of homeownership and everything is taken care of for us – and I mean everything. “We found that the homes at Beaumont offered more value for the money than other communities did. We chose our villa because it overlooks the pond and the spectacular Beaumont Woods. We redesigned and remodeled it, creating a glass wall to Joan Bromley doing what she loves best; her villa overlooking the pond and woods in the background. watch the seasons change right in front of us, bird song and all.” She also feels that her home alone in feeling this way.” extends well beyond her four walls. “As an owner in Delores Steinberg found the community, I feel my home includes the grounds; her “difference” in the the centerpiece of the monthly fees and what it Beaumont community, the included. After doing the Victorian Mansion with its math, she and her husband amazing music room and moved to Beaumont in 2017. commons; the super-modern “Here the monthly fee covers fitness and pool facilities; virtually everything, and we don’t get charged extra for every the library, theater and so little thing. My life at Beaumont is the perfect balance of much more. And I’m not activity and tranquility. Everything is beautifully managed

Delores Steinberg (inset), and above residents dancing to the smooth sound of Beaumont’s own Wynlyn Jazz Ensemble. 800-394-9990 | retirementlivingsourcebook.com

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for us, and most of the services are included in our monthly fee.” She admits that at the top of her checklist was the dining program. “I love good food and eating well is a passion at Beaumont. There is nothing institutional about dining here – no set time, no buffet lines. Our executive chef offers three menus daily and we enjoy table-side service at one of nine dining rooms – from the Bistro, the casual Grill Room, to the elegant Mansion dining rooms.” Equally important to Delores is keeping her mind and spirit well-fed. Said Delores, “At Beaumont, there is something for everyone… music, performances, classes, great trips. Even our own speaker series…Beaumont makes it so easy to celebrate life.” She and her husband, Marvin, enjoy travelling and feel that Beaumont’s Continued on page 25 23 11/20/18 2:06 PM

Own Your Retirement! “ ‘Ownership’ changes the way residents feel about their home and community. We share a tremendous sense of pride. Not only is Beaumont not-for-profit, it is non-institutional. There’s an equality among residents that creates a feeling of genuine warmth and camaraderie.” – Linda, resident since 2017

You have worked too hard to let someone else make decisions about your retirement lifestyle. At Beaumont, residents own and govern the community. The professional management team works on behalf of residents rather than for an outside board or corporation. Residents have a direct say about the way they choose to live and the support and care they receive – for life. Beaumont is a nationally recognized Life Plan Community. Schedule your visit today by contacting Audrey Walsh at 610.526.7000 or www.BeaumontRetirement.com

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Cover Story

Beaumont at Bryn Mawr … Continued from page 23

location in the heart of the Main Line makes it the perfect base of operations. Said Marvin, “The Philadelphia metropolitan area is second to none when it comes to world-class concert halls, museums, sports venues, historical attractions, restaurants - even mountains and beaches. The nearby Amtrak station and the Philadelphia airport put any destination on the planet within easy reach.” The “difference” for Dr. David Balamuth was the health-care program. He and his wife, Margaret, made their move in 2017 because Beaumont offers a full continuum of quality care – from wellness, preventive care and rehab services, to personal and skilled nursing care – for life. “I wanted to make sure we were set for life and made all the decisions Casual dining in the intimite Bistro, with tableside service and fully-stocked bar. while we were still healthy and able – without having to disrupt our children’s David also recognized the role “ownership” plays in the busy lives with a sudden health event.” philosophy and delivery of care at Beaumont. “As an owner In particular, the financial equation related to health care in the community, I will never have my health-care decisions appealed to David. “Beaumont integrates a form of longforced on me, or be forced to move. Whether I choose to term care insurance into its health-care services, providing age in place or move into care, it will always be our choice.” us with the peace of mind we need, without putting the Margaret summed it up by saying, “Every resident at monthly fee out of reach.” Beaumont found their own “difference” and their own reason for moving here. All I can say is that you are never too young. Make the move while you can fully enjoy it.”

Dr. David Balamuth and a photo of the pool and exercise facilities - the key to longterm wellness. 800-394-9990 | retirementlivingsourcebook.com

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Wilmington, Delaware Phone: (302) 655-6135 Short-Term Rehab, Long-Term Care & Memory Care ParkviewNursingCare.com Newark, Delaware Phone: (302) 409-3200 Short-Term Rehab, Long-Term Care & Independent Living ChurchmanVillage.com

Lewes, Delaware Phone: (302) 645-4664 Short-Term Rehab, Long-Term Care & Memory Care HarborNursingCare.com

OUR FAMILY CARING FOR YOURS 800-394-9990 | retirementlivingsourcebook.com

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everything your loved one needs for care

plus everything they deserve Whether your loved one requires nursing, rehabilitation, dementia care or personal care living Harlee Manor provides the highest standards of care. Why We Are Different... • Exemplary rating by Medicare • Rehabilitation programs that restore independence • Therapeutic program for managing dementia • Personal Care Living, balancing independence and assistance For more information or to schedule a visit please call 610-544-2200 or visit www.harleemanor.com 28 18-1601-01.indd 28

800-394-9990 retirementlivingsourcebook.com 463 West Sproul road • Springfield, PA |19064 11/20/18 2:06 PM

The

Joy

of living among friends.

Someone to chat with, dine with, laugh with...life is livelier when shared with friends. EXCEPTIONAL CARE & COMFORT, UNPARALLELED VALUE Comfortable, sophisticated surroundings, attentive, customized care, affordable monthly rates...can you find everything you're looking for in one community? Yes!

Supportive Living & Connections Memory Care

Come for a tour! Say you saw us in the SourceBook.

267-460-8100 | KyffinGrove.com | 1419 Horsham Road, North Wales, PA

800-394-9990 | retirementlivingsourcebook.com

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www.chg.org PHILADELPHIA Immaculate Mary Center For Rehabilitation & Healthcare 2990 Holme Avenue Philadelphia, PA 19136 215-335-2100 IMrehab.org

St. John Neumann Center For Rehabilitation & Healthcare 10400 Roosevelt Boulevard Philadelphia, PA 19116 215-698-5600 STNrehab.org

St. John Neumann Center For Adult Day Care 10400 Roosevelt Boulevard Philadelphia, PA 19116 215-698-5655 STNrehab.org

St. Monica Center For Rehabilitation & Healthcare 2509 South 4th Street Philadelphia, PA 19148 215-271-1080 STMCrehab.org

CHESTER COUNTY St. Martha Center For Rehabilitation & Healthcare 470 Manor Avenue Downingtown, PA 19335 610-873-8490 STMrehab.org

DELAWARE COUNTY St. Francis Center For Rehabilitation & Healthcare 1412 Lansdowne Avenue Darby, PA 19023 484-493-7111 SFrehab.org

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St. Martha Villa For Independent & Retirement Living 490 Manor Avenue Downingtown, PA 19335 610-873-5300 STMrehab.org

MONTGOMERY COUNTY St. Mary Center For Rehabilitation & Healthcare 701 Lansdale Avenue Lansdale, PA 19446 215-368-0900 SMMrehab.org

St. Mary Villa For Independent & Retirement Living 701 Lansdale Avenue Lansdale, PA 19446 215-368-0900 SMMrehab.org

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Understanding Senior Living A Glossary of Key Terms Like most industries, the senior living industry is ripe with acronyms and “insider” terms that can quickly become overwhelming. Sourcebook is filled with articles that will take the mystery out of the industry. This glossary is a compilation of key terms from all of our articles to help readers quickly find—and define— terms they may hear while calling providers or performing additional research.

Accreditation

Aging in Place

A seal of approval given by an independent organization to a community or service provider. Communities or providers must meet high standards set by the organization and submit to regular inspections and reviews.

The idea that seniors can choose to remain in their home living environments despite the physical and/or mental decline that may occur with aging.

Active Adult Communities

Health and human services specialists who act as a guide and advocate for families who are caring for older relatives or disabled adults. Also known as Geriatric Care Managers.

Communities designed for active adults who do not need healthcare services. Communities typically feature an array of amenities and are often adjacent to golf courses. Individuals must be 55 or older to move into these communities.

Activities of Daily Living (ADLs) Activities that are typically performed on a daily basis including eating, bathing, dressing, grooming, toileting, and medication management.

Aging Life Care Professionals

Aging Life Care Association (ALCA) Organization that represents Aging Life Care Professionals. Members must meet stringent education, experience and certification requirements.

Caregiver The primary person charged with caring for an older adult or individual with a disability. Caregivers can be a family member or a designated healthcare professional.

Certified Senior Housing Professionals (CSHPs) Real estate professionals who have completed extensive coursework on how best to assist older adults and their families in the home buying or selling process.

Alzheimer’s Disease Advance Directives Legal documents that express an individual’s wishes with regard to medical decisions. These can include living wills, powers of attorney and health care proxies. They provide direction to an appointed agent to speak on behalf of a person who is unable to speak for himself.

Administration on Aging (AoA) An agency of the United States Department of Health and Human Services. AoA promotes the well-being of older individuals by providing services and programs designed to help them live independently in their homes and communities.

Adult Day Care Facilities that offer socialization, activities and necessary supervision for seniors during the day. Assistance may also be available with the activities of daily living. 800-394-9990 | retirementlivingsourcebook.com

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A type of dementia that causes problems with memory, thinking and behavior. Symptoms usually develop slowly and get worse over time, becoming severe enough to interfere with daily tasks.

Area Agencies on Aging (AAAs) Organizations that serve senior populations in their local areas. AAAs receive federal funding under the Older Americans Act and most supplement that funding with additional state and local revenues. AAAs provide a broad range of services for seniors and their families. To find your AAA, visit n4a.org.

Assisted Living Communities Communities that offer residents housing and supportive services delivered by qualified staff members. Assistance with the activities of daily living (ADLs) is available. Amenities vary widely but all communities offer basic services, including meals, supervision and security. In Pennsylvania, Assisted Living is also known as Personal Care.

Companion Care A type of home care delivered by caregivers, or companions, who serve as surrogate family members. Assistance can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising.

Continuing Care Retirement Communities (CCRCs) Communities offering long-term contracts that guarantee lifelong shelter and access to specified health care services. Different levels of care are available to residents including independent living, assisted living and nursing care. See also Life Plan Communities. Continued on page 34 31 11/20/18 2:06 PM

Turns Out, Less Really is

More!

Experience the Upside of Downsizing. At Diakon Senior Living, you can enjoy an active, engaging lifestyle with abundant choices and amenities and services that make life easier. It’s a lifestyle designed to keep you healthy and well, all with more travel, friends, free time, money and freedom and much less yard work, cleaning, maintenance, bills and stuff! Without the big responsibilities and headaches, you have the time to focus on what’s really important to you. And, with the security of available health care, you’ll never have to worry about what happens if needs change! What are you waiting for?

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www.DiakonSeniorLiving.org Diakon does not discriminate in admissions, the provision of services, or referrals of clients on the basis of race, color, creed, religion, sex, national origin, sexual orientation, age, marital status, veteran status, disability or any other classes protected by law.

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Understanding Senior Living Continued from page 31

Home Health Care

of elder and special needs law.

Continuum of Care

Care provided in the home for individuals who are no longer able to perform the activities of daily living alone, but who do not need skilled medical services.

Nursing & Rehabilitation Centers (Skilled Nursing Care Centers)

Spectrum of care available at life plan communities (also known as continuing care retirement communities). This spectrum includes care options ranging from independent living to nursing and rehabilitation care. Residents can move up or down this continuum of care as needed.

Dementia Dementia is a general term for a decline in mental ability severe enough to interfere with daily life. Alzheimerâ&#x20AC;&#x2122;s is the most common type of dementia.

Care that is offered to patients with a terminal diagnosis. Hospice includes supportive services, pain and symptom management, social services, and emotional and spiritual support.

Facilities that provide care administered by professionals under the direction of a physician. Centers may serve as permanent residences for individuals who are too sick or frail to live at home. Short-term care is also available for those who are rehabilitating from surgery or an injury. Also known as Skilled Nursing Care Centers.

Independent Living Communities

Personal Care

Hospice Care

Residential communities for active older adults. Communities offer various amenities and activities. Home and exterior maintenance is included.

See Assisted Living.

Life Plan Communities

Elder Law Attorneys Individuals who specialize in areas of the law that are particularly relevant to seniors and their families. They may receive specialized training and certifications from professional organizations.

Entrance Fees The fees paid by residents when entering a retirement community. Entrance fees vary widely depending on the type of agreement selected.

Homebound Individuals who are restricted to their residence because of a permanent disability or disease.

Home Care Healthcare and supportive services offered by professionals in private homes. Home care can include companion care, home healthcare and skilled nursing care.

Properties offering a combination of living options for older adults, including independent living, assisted living and skilled nursing services. Different levels of care are generally all offered on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus. See also Continuing Care Retirement Communities (CCRCs).

Medicaid Federal program designed to provide health coverage for low-income people. States administer their Medicaid programs individually, resulting in variations in coverage across the country.

Medicare Federal health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure.

Memory Care Specialized care delivered by communities that are equipped to handle patients with Alzheimerâ&#x20AC;&#x2122;s disease or dementia.

Rehabilitation Care that helps patients recover from an illness or injury. Generally offered at Nursing & Rehabilitation Centers.

Senior Move Managers Professionals who assist older adults and their families with the emotional and physical aspects of relocation.

Senior Real Estate Specialists Realtors who are specially trained to manage the sale of a home for consumers over the age of 50.

Skilled Nursing Care (In Home) A type of home care prescribed by a physician and administered by a registered nurse.

VA Benefits Benefits available for individuals who have served their country in the armed forces. Benefits are provided through the U.S. Department of Veterans Affairs.

National Academy of Elder Law Attorneys (NAELA) A national professional association. Members are attorneys who are experienced and trained in the legal problems of aging Americans and individuals of all ages with disabilities.

National Elder Law Foundation (NELF) A national organization certifying practitioners 34 18-1601-01.indd 34

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Spring Village at pocono 329 east Brown Street east Stroudsburg, pa 18301

570-426-4000

Spring Village at Pocono is an active Personal Care Community which also offers a Secured Memory Care neighborhood. We promise to provide care with love, respect, and dignity. We believe we are not only providing services for our residents but for our families as well. Understanding the need for safety, comfort and overall well-being of their family members gives the family comfort. Our community ensures that our resident's needs are met to the fullest with great attention to detail.

Woodbridge Place

1191 Rapps Dam Road, Phoenixville, PA 19460, www.woodbridgeplace.com â&#x20AC;˘ 610-933-7000 email for informationÂ dcr@woodbridgeplace.com

Welcome to Woodbridge Place, a community for Personal Care and Memory Care living options. Our two beautiful neighborhoods offer flexible age-in-place living options that afford residents comfort, convenience, and care in a lively and active neighborhood without the burden of home ownership. Nestled in the scenic countryside, our neighborhoods provide comfortable living, delicious restaurant-style dining, and wellness support provided by a team of medical professionals and our Serving Hearts caregivers. 800-394-9990 | retirementlivingsourcebook.com

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DISCOVER THE BENEFITS OF A LIFE PLAN COMMUNITY At the “Hill of Life,” we want you to not just live but thrive! Today’s seniors are self-directed planners who are looking for a future filled with possibilities and purpose. As a Life Plan Community, the value of a retirement community like Tel Hai lies in the priority access to the full range of residential accommodations, amenities and services to enhance and secure your retirement experience. It’s found at the intersection of planning and choice. Having a plan in place allows you to live the life you choose, on your terms, as you wish. Coupled with the security of a continuing care safety net, you have time to enjoy all the abundant programming, outstanding amenities and perks. Our serene country setting is the ideal backdrop to start an exciting new chapter in your journey of life. Whether it’s pursuing a new passion or discovering a new talent, the deep sense of community-connectedness at Tel Hai is the perfect complement to a life filled with independence, convenience, and choice. We know that planning for a move to a retirement community often takes considerable research and planning, but the benefits are plentiful. Accessing the resources you need and getting started is easy. Let us help you!

THE WORRY-FREE LIFESTYLE

Life at Tel Hai is rooted in our covenant to provide a vibrant, caring community that encourages a worry-free lifestyle. Residents truly embrace the Redefining Retirement™ concept and create a retirement experience that is all their own. Surrounded by friendly neighbors and exceptional team members, they have shed the stresses of home ownership and spend each day doing the things they enjoy, like serving others. Just like our residents, isn’t it time to give yourself the peace of mind that you’re in control of your future? Let’s fill that future with independence, convenience, and choice.

THE CONTINUUM OF CARE

If your care needs change, our commitment to maximize your independence and enhance your well-being does not. We’ll meet you where you are and help you along the way. Those services may include personal care, respite care, memory care, adult day services, health care, home care services, home health services or even inpatient & outpatient therapy services. Together, Tel Hai’s compassionate team of expert health care professionals provides all services onsite, within our community. That means familiar faces and places, eliminating unnecessary and difficult moves if your care needs change.

THE FEE FOR SERVICE ADVANTAGE

As a ‘Fee for Service’ contract community, residents pay a one-time entrance fee and monthly service fee to gain access to Tel Hai. The full complement of residential services and amenities are provided. If continuing care is required, the resident’s monthly fee will increase to reflect the market rate for the care received. In contrast to ‘Modified’ or ‘Life Care’ contracts, the ‘Fee for Service’ advantage means you only pay for the services if and when you need them. Let’s get started together, and you can start by requesting a brochure. It includes information on our vast array of continuum services, amenities, a variety of accommodations, refund options and pricing. Additionally, we can personalize your information packet with specific floorplans that may interest you. Visit us online at www.telhai.org or give us a ring at 610-273-9333 ext. 2144 and ask for Ginny. We send you the information you desire, schedule a visit, and share with you upcoming events, news and happenings to get you connected with the community.

1200 Tel Hai Circle | Honey Brook, PA 36610-273-9333 • info@telhai.org • www.telhai.org 18-1601-01.indd 36

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LIFE is a SONG. Play it like Bill Meehan.

el Hai resident Bill Meehan was a professional pianist who enriches the lives of persons daily by sharing his gift of song and music. Discover the joy of inspired

living as you explore and navigate a new chapter in your journey of life. Read more about Billâ&#x20AC;&#x2122;s story at telhai.org/testimonial Call Ginny at (610) 273-9333 ext. 2144 to schedule an appointment! Tel Hai Retirement Community | 1200 Tel Hai Circle P.O. Box 190 | Honey Brook, PA 19344 | telhai.org

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THE PERFECT BALANCE OF

Fun, Well-Being & Support Discover a Life Well Lived at a Luthercare Community A life well lived means providing every resident in our care with the tools they need to explore, discover, define and celebrate their own personal potential, because at Luthercare, we believe Potential is Ageless â&#x20AC;&#x201C; whatever your needs may be. Independent Living | Personal Care | Skilled Nursing Care | Memory Support | Rehabilitation

Discover Your Potential

www.luthercare.org

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Find Luthercare on:

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Livable Neighborhoods Finding the best place to call home What makes a neighborhood livable? The answer depends largely on your wants, needs, personal preferences and stage of life. You may want ample green space. Or perhaps you value being close to public transportation. Maybe you prefer easy access to certain facilities or amenities: a pool, a hospital or a community center. There are neighborhoods that meet all these needs—and a whole host of others. With so many neighborhoods to choose from, how do you select the perfect one to meet your specific needs? Senior living communities provide one answer. They give older adults access to centralized amenities, but they are age restricted. If you are looking for a neighborhood that better fits your current lifestyle but isn’t age specific, there is an innovative new tool that can help you find the best community for you. Developed by AARP, the Livability Index (www.livabilityindex. aarp.org) is an easy-to-use online tool that scores neighborhoods and communities across the U.S. based on the services and amenities that have the largest impact on individual lifestyles. The livability index ranks communities in seven major categories: housing, neighborhood, transportation, environment, health, engagement and opportunity. Users can simply type in an address, ZIP Code or community to search the index and view overall livability scores. The index can also be customized, so users can adjust category importance. For instance, if you are most concerned about access to affordable housing, you can increase the importance of the housing metric. Or, if the most important factor to your family is health care options, you can adjust the tool to place more weight on the health metric. Finally, the tool allows users to compare up to three locations. This will help you gain perspective on how your current neighborhood or potential neighborhood compares with others. You can quickly see if there are other 800-394-9990 | retirementlivingsourcebook.com

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communities that may be a better fit for your family or loved one—whether they are in the next town or across the country. Policymakers can also use the Livability Index to improve their communities. By fully understanding their scores, decision makers at the local level can set priorities that will help make their communities more livable in the long run. They can easily and quickly see where their communities excel—and where they fall short. This will allow them to advocate for policies and practices that can dramatically improve the lives of residents. Ultimately, the Livability Index is a powerful tool that can help people of all ages find the best neighborhoods for them. Whether you are a local official, a member of a young family, or an active older adult, you can now identify the best neighborhoods in the regions that you are most interested in living. Armed with this information, you can then target your

The Livability Index helps quantify the elusive “good” neighborhood, giving consumers of all types the power to find exactly what they want, exactly where they want it. search for retirement communities, apartments, condos or homes in the neighborhoods that score highest in the areas that matter to you. The Livability Index makes honing your search for a home easy. The innovative tool helps quantify the elusive “good” neighborhood, giving consumers of all types the power to find exactly what they want, exactly where they want it. After all, what makes a neighborhood feel like home is a very personal decision. To learn more about AARP’s Livability Index, or to give it a try, visit livabilityindex.aarp.org.

A Livable Location These fictional examples demonstrate how the Livability Index can serve as an important tool for consumers. Getting Around a Problem Anne has found a neighborhood that seems perfect for her. It has access to plenty of amenities, an engaged population, and great health care. However, it scores low in the area of transportation because it is not near public transportation options. Anne decides to look for apartments in this area that offer complimentary shuttle services to public transportation. Using the Livability Index and her own research, Anne finds the perfect community. Seeking Engagement A former educator, Phil wants to live in a multigenerational community that offers plenty of opportunities for social and civic engagement. When searching the Livability Index, he places more weight on the engagement and opportunity metrics. While the community he finds may not rank high in every category, he knows that as long as these two needs are met, he will be satisfied in his new neighborhood. 39 11/20/18 2:06 PM

You Can Choose

Quality First

LeadingAge Quality First is the aging-services field’s national quality improvement initiative. Through Quality First, LeadingAge works in partnership with all stakeholders—aging-services providers and their employees and board members; government policymakers; and consumers and their families—to create quality of care and quality of life for older adults.

Location

Phone

Featured on Page

Beaumont at Bryn Mawr

Bryn Mawr

610-525-8300

Brittany Pointe Estates

Lansdale

215-855-3826

Chandler Hall

Newtown

267-291-2300

Newtown Sq.

610-359-4438

Fort Washington

215-542-8564

Granite Farms Estates

Media

610-361-8221

Gwynedd Estates

Ambler

215-628-9346

Kennett Square

800-814-8133

Media

610-627-2590

Blue Bell

215-661-1614

Communities PENNSYLVANIA

Dunwoody Village

Fort Washington Estates

Kendal~Crosslands Communities

Lima Estates

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The following organizations have signed the LeadingAge Quality First Covenant and chosen to participate in this message. For a complete listing of providers nationwide, visit:

www.LeadingAge.org.

Location

Phone

Featured on Page

Media

610-891-3700

Southampton Estates

Southampton

215-364-3382

Spring House Estates

Lower Gwynedd

215-628-4429

Newtown Sq.

610-558-5000

Country House

Wilmington

302-654-5101

Cokesbury Village

Hockessin

302-235-6000

Seaford

302-629-4593

Moorestown

856-459-2000

Communities PENNSYLVANIA Riddle Village

White Horse Village

Delaware

Manor House

New Jersey The Evergreens

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We’re known for loving-kindness. But that’s not all you’ll love. What do you get with a not-for-profit that’s been in the retirement business for over 45 years? Big things like the peace of mind that comes from Acts Life-Care®, a plan that protects your nest-egg with predictable monthly fees. Smaller things, like the constant improvements we’re able to make to our communities every year, thanks to our financial stability. And the most critical thing, a long-tenured dedicated staff that serves our community in a spirit of loving-kindness.

SCHEDULE A VISIT OR FIND US ON THE WEB AT VisitActs.com/love

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time to Connect Retirement living provides genuine communities Loneliness is not an inevitable part of aging. Even in our increasingly fast-paced, all-digital world, seniors can make real-world connections and become part of a true community. At local retirement living communities, residents are making friends and building bonds. Many older adults complain that staying connected with family and friends—or making new connections—becomes more difficult as they age. Modern families are extremely mobile, and children and grandchildren often live at great distances from where they grew up. Many seniors lose spouses or other loved ones as they age. Job opportunities and other demands may force lifelong friends to move. In a world where neighbors are anonymous and friends are only friends online, retirement communities stand out for their genuine sense of community. Retirement communities are often comparable to small villages or college campuses; they offer easy access to both friends and activities. At any of the Mid-Atlantic’s hundreds of retirement communities, residents will find likeminded peers living nearby who are eager to welcome new friends. Residents will also discover an array of activities available just steps from their door, allowing them to enjoy old hobbies and discover new interests. While there is undoubtedly a local community to fit every senior’s unique needs and interests, selecting from among the many great options can be a challenge. Consumers should first familiarize themselves with the available retirement living options— from life plan communities to nursing and rehabilitation centers. The wide range of retirement living options starts with life plan communities, also known as continuing care retirement communities (CCRCs). These communities generally feature care options ranging from independent living to long-term nursing care on one campus. Residents can transfer to 800-394-9990 | retirementlivingsourcebook.com

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In a world where neighbors are anonymous and friends are only friends online, retirement communities stand out for their genuine sense of community.

higher levels of care as needed and enjoy a wide array of amenities and activities. Most life plan communities have established requirements for new residents based on age, financial assets, income level and physical health. Life plan communities generally offer a range of contract options. For seniors who want to leave the burdens of home maintenance behind, independent living communities may be the ideal option. In addition to property upkeep, these communities also generally offer 24-hour security and activities to keep residents engaged. Costs and services vary widely at these communities, and consumers should carefully review what is covered in the monthly fees. Individuals who need assistance with the activities of daily living— including eating, dressing, walking, transferring and toileting—may want to consider an assisted living community. In addition to daily assistance, these communities also offer activity programs to fit the interests of every resident. The services and activities provided in assisted living communities help to promote the quality of life and independence of the residents. Some communities specialize in serving individuals with specific medical conditions, including dementia. Finally, whether for a short-term rehabilitation or a long-term medical stay, nursing and rehabilitation centers are a vital senior living option. These centers are equipped to help residents heal and/or maintain their best quality of life and often feature a full schedule of activities. At

nursing facilities, care is administered by medical professionals under the direction of a physician. Many of these facilities also offer sub-acute care, respite care and rehabilitation. Rehabilitation services can be particularly important for individuals who are recovering from surgery or an illness. After selecting the type of community that best fits their wants, needs and budget, retirees should start calling individual communities to request additional information. Most communities can provide detailed brochures and easy-to-understand financial information. Once they have narrowed their search down to a few communities, potential residents should plan on-site visits with friends or relatives. Only by visiting a community in person can individuals get a true feel for the lifestyle residents enjoy. In particular, potential residents should carefully review the physical environment of any facility—paying special attention to everything from cleanliness to curb appeal. Visitors should take time to observe the interactions between staff members and residents. Seniors should also speak directly with current residents, as well as staff members. Ultimately, the most important question any future resident can ask is whether or not they can envision this community as home. More information about all these options is included throughout SourceBook. To search for communities near you, please visit retirementlivingsourcebook.com. 43 11/20/18 2:06 PM

FeAtUre Story

Friends you Can only Find Here

n tours of Dunwoody Village, visitors often remark that it just “feels different” from other communities. That’s because our residents are warm and welcoming, and our employees are gracious and helpful. And it’s not just for show—the more time residents spend here, the more they come to see that friendliness, openness and inclusivity are an intrinsic part of the Dunwoody culture. That starts the moment people walk through the front door. Often, the first person they’ll encounter is Peggy Bodkin, who has worked at Dunwoody for 37 years, most recently at the reception desk. “Dunwoody Village is a wonderful, pleasant place to work. Everybody is kind and has a story to tell,” Peggy says. In fact, she feels so at home that she herself will be moving in over the coming year, as she downsizes from a 6-acre farm. Once prospective residents sign on, a 29-member Hospitality Committee greets them. “I was impressed with the work of the Hospitality Committee when I first arrived. It meant so much to me that I offered to join and ended up becoming committee chair,” says Anne Harrison. “I make an initial welcoming visit to new residents in their homes and then introduce newcomers at the resident meeting. Committee members reach out over the course of the first year to invite the new residents to dinner, and we have a lovely meal for all the newcomers at the end of the year,” Anne continues. “Never in my life have I enjoyed a volunteer job quite so much—the committee is great to work with, and I love that we are continuing this important tradition of making people feel at home.”

“There are no cliques here at all, which is extraordinary.” —Fran Northrup, Dunwoody Village Resident Some residents arrive already knowing friends or having connections in the Village, which fosters a sense of familiarity. Others find that Dunwoody offers a refreshing sense of change—with new friends who have an array of diverse backgrounds and experiences that make the daily social exchange richly rewarding. No matter how they come to Dunwoody, all residents quickly make friends. “Almost every evening we dine with different people,” says Diane Ladner, who moved into a Penrose Carriage Home last year. “Or we call up someone to come attend one of the excellent programs, such as recently when we had David Kim, the Philadelphia Orchestra’s Concert Master here, giving a concert. It’s a fascinating mix of people who have done very interesting things with their lives.” The convivial atmosphere is apparent to everyone who lives at Dunwoody, including resident Fran Northrup who visited 14 communities before choosing Dunwoody Village as her new home. “There are no cliques here at all, which is extraordinary,” she says. “Because of the camaraderie and support at Dunwoody, people in the art studio encouraged me to learn oil painting. That camaraderie and support makes Dunwoody Village a very rewarding place to be.”

At Dunwoody Village, the residents are warm and welcoming, and the employees are gracious and helpful—creating a convivial atmosphere that is immediately apparent.

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Decidedly Different LIFE. ®

There’s no need to adjust to life at Dunwoody Village—Dunwoody Village adjusts to you. Our continuing care community is all about innovation, options and ﬂexibility, reﬂecting the wonderful diversity of our residents. Choose from an apartment, country house or carriage home, all of which can be customized. Enjoy an array of delicious dining options from sit-down to takeout, with meals for

A Continuing Care Retirement Community

every preference. Find your wellness bliss with a personal trainer or ﬁtness classes. Try out woodworking or pickleball, join a gathering

Five-Star Rated Healthcare

of likeminded Francophiles or start your own club. Dunwoody is a place where something new and different is always welcome. Call us today and ﬁnd out why you belong here already.

Limited number of newly renovated 1 Bedroom Apartments available. Join us for a tour and be our guest for lunch!

(610) 359-4400 | www.dunwoody.org Independent Living • Rehabilitation • Personal Care • Skilled Nursing • Memory Support • Home Care 800-394-9990 | retirementlivingsourcebook.com

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Pet Friendly

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The Keys to Healthy Living By Dr. Vivek Sinha We hear about “health” all the time. Television, radio, magazine articles, even friends and family have no shortage of tips and advice on how to get healthy. If one were to follow all that advice, then they would be hopping from one fad diet to another, cutting out carbs, sugar and gluten and running from gym to gym wearing nothing but the highest end sport shoes. So what is the safest, most effective way to improve your health? The answer varies by the person; for example, an 85-year-old man will have different needs than a 25-year-old woman. But there are some general points that are applicable across all patients. First, define what “health” means for you. Do you want to reduce or hopefully end your need for blood pressure medications? Do you want to be able to fit into smaller sized jeans? Do you want to keep up with your grandkids or run that 10K? Or do you simply want to feel better and hopefully live longer? After my patient has defined their goal, I usually spend some time obtaining objective data. Height and weight, blood pressure, heart rate, cholesterol level, sugar level and a detailed medical history are just a few of the data points that physicians use to risk stratify their patients. Occasionally, if a patient’s numbers are very abnormal, they may need intervention (medications, cardiac clearance, etc.) prior to starting exercise. Second, getting healthier takes a planned approach that involves at least one lifestyle change. I usually advise my patients to prepare for a lifestyle change like they are preparing to go into battle. Formulate a game plan, gather your resources and have a start date. Tell your friends, family and coworkers about your plan, so they can keep you honest and motivated. Ideally, find someone to join you — helping someone else is a fantastic way to help yourself. Thirdly, exercise is essential. People may say that if you simply change the 46 18-1601-01.indd 46

way you eat, you will lose weight. But not only will exercise jumpstart that weight loss, it also will help keep the weight off. I advise my patients to get a calendar, and each Sunday, circle the five days of the week when they will work out. They should also weigh themselves each morning and write that number on the corresponding date. One basic rule of exercise: do an activity that makes you sweat and do it for at least 20 to 30 minutes. Finally, health cannot be achieved without proper nutrition. We need the appropriate fuel to think clearly and function at peak level. One of the worst things that we can do is to skip breakfast. When people skip

breakfast, the body has to get its fuel from muscle and not from fat. Six small meals a day maximize your metabolism. I advise patients to eat a fruit or vegetable with every meal. Ultimately, getting healthier is a journey. This journey takes commitment, but you do not have to take it alone. Talk to your doctor. They will provide plenty of practical, personalized advice on getting healthier. By working with your primary care physician, you can reach your goal safely and effectively. Dr. Vivek Sinha is the chief medical officer at Belleview Medical Partners. 800-394-9990 | retirementlivingsourcebook.com

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“Highest Member Satisfaction in Pennsylvania” –J.D. Power When it comes to the quality of care you and your family deserve, second best just won’t do. And when you’re a member of UPMC Health Plan, it doesn’t have to. UPMC Health Plan provides access to the world-class doctors and hospitals of UPMC as well as thousands of community doctors and hospitals. Global medical services from Assist America, coverage for children until age 26 no matter where they live, and outstanding member service, all mean you get the best health care plan.

Here’s the plan for getting the best care. And the best customer service. Learn more at UPMCHealthPlan.com.

UPMC Health Plan received the highest score in Pennsylvania in the J.D. Power 2016-2018 U.S. Member Health Plan Satisfaction Studies of customers’ satisfaction with their commercial health plan. Visit jdpower.com. UPMC is one of only 20 hospitals nationwide to be listed on the U.S. News & World Report Best Hospitals Honor Roll, with national rankings in 14 specialties (August 8, 2017).

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ResouRces HealtH and Wellness

Women: Learn When You Might Be Having a Heart Attack By now, you probably know that women are just as much at risk for a heart attack as men. Doctors have been driving home that message for many years. But there’s another part of that message that is equally important— and you may not know: women may have different symptoms of a heart attack than men. “Although chest pain, tightness and pressure are the most common symptoms of a heart attack in both women and men, women may have atypical symptoms,” says Sonela Skenderi, DO, FACC, Medical Cardiologist with Mercy Cardiology at Nazareth Hospital. Those symptoms may include: • Pain or pressure in the back, neck, jaw or throat • Indigestion or heartburn • nausea or vomiting • Overwhelming, new fatigue • significant shortness of breath • lightheadedness or fainting Symptoms of a heart attack can come and go, and they can be subtle. And if you’ve already had one heart attack, the symptoms for another one might be different. No matter what, don’t ignore symptoms, and don’t blame them on something like acid reflux, the flu or normal aging—like

For women, the symptoms of a heart attack can come and go, and they can be subtle.

many women do. “It’s really important to recognize the symptoms of a heart attack and to seek medical attention right away,” Dr. skenderi says. “It could save your life.” Call 9-1-1 immediately if you think you’re having a heart attack. Don’t drive yourself to the hospital or ask a friend. Emergency medical responders can treat you on the

Are you at risk for heart disease? Here are some of the most common heart disease risk factors for women: • age and menopause. Women typically get heart disease 10 years after men do. Before menopause, estrogen provides some protection for women’s hearts.

way to the hospital. Treatments for opening clogged arteries—the main cause of heart attacks—work best if given within the first hour after a heart attack starts. About 3.2 million women in the U.S. have had a heart attack. Knowing the signs of heart attack could save your life—or the life of someone you love.

• High blood pressure. Two out of 3 women over 60 have high blood pressure. • Too many pounds. The more overweight you are, the higher your risk of heart disease. • diabetes. The disease seriously raises your risk for heart disease.

• Family history. Your risk is higher if your father or brother had heart disease before age 55. It also jumps if your mother or sister had it before 65.

• Smoking. People who smoke are up to four times more likely to have heart disease. The longer you smoke, the higher your risk.

• Lack of physical activity. Fewer than 1 in 5 American women get enough exercise.

• Stress. long-term stress raises your chances of heart disease. If you already have heart disease, stress increases your risk of heart attack.

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Health and Wellness Resources

The Cardiologist Will See You Soon New program promises appointments by the next business day Sometimes, sooner is better than later. At Mercy Cardiology at Nazareth Hospital, you can now call and be seen by a cardiologist the next business day—sometimes even the same day you call. It’s part of our next-day/same-day cardiology appointment program. You might need a prompt appointment if you recently went to the emergency department or saw your primary care doctor for a possible heart problem. If the recommendation is to see a cardiologist for further evaluation and possible testing, you shouldn’t wait weeks for an appointment. “You should be seen in short order,” says Martin J. O’Riordan, MD, Cardiovascular Service Line Director for Mercy Health System. “Our goal with this new program is to see you within 24 hours.”

If you are referred to a cardiologist for further evaluation and possible testing, you shouldn’t wait weeks for an appointment.

You need a cardiologist’s approval before having non-cardiac surgery, such as bariatric surgery or knee replacement surgery. An appointment with a cardiologist allows you to make sure your heart is up to the surgery and to have that surgery in a timely manner.

“The reason we established this program is to help ensure that our community has prompt access to care,” Dr. O’Riordan says. For a next-day cardiology appointments, call 215.332.3972.

The fastest way to my heart? Next-day appointment at Mercy Cardiology at Nazareth Hospital

Live better with Mercy 800-394-9990 | retirementlivingsourcebook.com

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1.866.629.2738

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ResouRces HealtH and Wellness FeaTured deSIgn:

Railings with no gaps enhance safety.

Courtesy of Schaffer Construction

Stairways FeaTured deSIgn:

Kitchens can be designed to accommodate varying abilities.

The optimal home would have all living areas on one level with no stairs. However, most homes in the region feature living areas on multiple levels, which makes the stairway a critical element of design. Some solutions include: n

Adequate grip rails on both sides that extend beyond the landings

lighting on and around the stairway

Contrasting colors to provide visual cues Floor treads Chair lifts, platform lifts, elevators

Kitchens Well designed kitchens can accommodate the different heights and abilities of family members or visitors to the home. Some designs and products to consider include: n n n n

n n

Varying counter heights Elevated dishwasher Roll-out & pull-down shelves Swiveling cabinet doors with lazy Susan style shelving Rolling carts Dark and light colors for visual contrast Pull-out countertops below ovens

n n

n n n

Side-by-side refrigerator Knee space underneath cook tops and sinks Front control touchpad appliances Heat-proof surfaces Eliminating sharp corners Additional lighting including under-cabinet lighting Ergonomic utensils & products

“We’ve lived, laughed and loved in our home for more than 30 years. I never thought our own bathroom would become the source of such worry. As Bill got older, he had trouble lifting his legs over the sides of the tub, and I was afraid he would fall and hurt himself. that’s when I called P.J. Fitzpatrick Bath Solutions. Their tub to shower conversion along with their safety package, that places handrails and even a seat in the shower, took the worry out of our day. We’re not worried anymore about not being able to stay in the home where we raised our family. Thanks PJ!” — PJ Fitzpatrick Client 50 18-1602-01.indd 50

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Don’t Go Another Day With That Old, Ugly & Unsafe Bath! Give us One Day and we’ll give you a NEW bath! • Fits existing tub space • Financing available • Senior & Military discounts • Safety features available Get up to

500 OFF your Bath project $

Some restrictions apply. Must be mentioned at time of scheduling. Cannot be combined with other offers. Expires 03/31/19.

866-421-7530

WINDOWS • SIDING • ROOFING • DOORS • BATHS

Ask About Special Financing: NO Interest, NO Payment Options Available

www.trustpj.com P.J. Fitzpatrick is neither a lender nor a broker. All financing is provided by 3rd party lending institutions under the terms and conditions of each lender. All applications are subject to approval through credit, income and residency verification. All advertised finance terms, rates and payments are subject change without notice. Advertised terms are solely to be used as estimating tools, actual terms will be disclosed at time of approval. Not all applications will be approved for all programs. P.J. Fitzpatrick does not assist with counsel or negotiate financing other than submitting credit applications on behalf of our customers to the lender. Approved applications become customers of the lender and will make payments directly to lender. Lender has final say to approve or decline of an application based on fair lending guidelines.

Photo for illustration purposes only. Actual products may vary. NJ Lic. #13VH01142000 DE Lic. #2009603070 HIC PA #011323 MD Lic. #130457

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ResouRces elder laW

obtain Legal Advice Elder law attorneys cater to your legal needs Since living decisions are becoming increasingly complex, many people find themselves searching for someone who can cater to their specific legal needs. Making sure that you have the right professional for the job at hand is one of the most important tasks in getting any job done the right way. When it comes to your legal needs, there’s no difference. Finding the right attorney may take some research and time, but in the end, it’s always better to have done your due diligence. what is an elder Law attorney? An elder law attorney is an individual who specializes in areas of the law that are particularly relevant to senior citizens and their family members. These attorneys generally focus their practices in a few of the following areas: estate planning, long-term care planning, social security, public and private pensions, Medicare, Medicaid, Medigap insurance, long-term care insurance, age discrimination, durable powers of attorney, living wills, conservatorship and guardianship, or abuse. Elder law attorneys can offer an especially sensitive ear concerning the sometimes difficult decisions involved in one’s later years. While dispensing legal advice, they are also able to refer clients to other professional and/or non-legal

resources that are available to help meet their needs. do I need an elder Law attorney? Because of the expense of legal services, you want to be absolutely certain that your situation necessitates the assistance of a legal professional before hiring an attorney. Before consulting an attorney, you should consider the following questions: Is this a complex legal issue? Is it likely that you will have to go to court? Are there non-legal resources available to help you? Can you resolve this difficulty on your own or with the help of a family member? To pick the right attorney and save yourself time and money, you must know your needs. If you don’t truly understand your own situation, it can be difficult to explain it to someone else. know your own financial limitations and the financial benefits of engaging the services of a specific attorney. In other words, only buy what you need and what you can afford. If you only want a will that names your spouse as your sole beneficiary and there are no other needs, you probably don’t need an expensive package. Be a smart consumer. Who Pays For It? In most cases, you pay for the services of these attorneys. However, there are attorneys who will

occasionally take on pro-bono cases or will work on a contingency fee. local law schools are good places to check for assistance as many students will help low-income or disabled individuals to practice their skills. Information adapted from the National Academy of Elder Law Attorney’s and the National Elder Law Foundation’s websites. For more information, please visit their sites: www.naela.org or www.nelf.org.

Your Life. Your Business. Your Law Firm Elder Law - Including Long Term Care Planning, Protection of Seniors, Housing Issues, Veterans’ Assistance, Medicare & Medicaid Planning & Applications, Estates & Estate Planning, Guardianships, Special Needs Planning, Social Security Disability John A. Koury, Jr. Richard Linderman David S. Kaplan Henry T. Zale David A. Megay Gary L. Stein

Kathleen M. Martin & Rebecca A. Hobbs

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**Kathleen M. Martin, CELA James C. Kovaleski Michael B. Murray, Jr. Joseph K. Koury *Rebecca A. Hobbs, CELA Melissa A. Iacobucci

**Certified Elder Law Attorney *Member National Academy of Elder Law Attorneys

41 E. High Street Pottstown, PA 19464

610-323-2800

and One Bridge Plaza 347 Bridge Street, Ste. 200 Phoenixville, PA 19460

610-917-9347

www.owmlaw.com 800-394-9990 | retirementlivingsourcebook.com

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elder laW ResouRces

understand estate Planning Elder law attorneys can help Estate planning means much more than preparing a last Will and Testament or tax planning for the disposition of your assets upon your death. Estate planning is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The goals of estate planning typically include making sure the greatest amount of the estate passes to intended beneficiaries, often including paying the least amount of taxes. Estate planning must also provide for administration and protection of assets during an individualâ&#x20AC;&#x2122;s lifetime and for decisionmaking in the event of a disabling illness. Any complete estate plan should contain: 1. a last Will and testament, 2. A durable health care power of attorney naming an agent (and an alternate agent) responsible for medical decision-making, 3. A living will or other advance directive giving instructions concerning the type of care one wishes to receive (or avoid) in the event of a terminal illness, and 4. a durable financial power of attorney naming an agent (and an alternate) responsible for asset and financial management if one is unable to do such things for oneself. Estate planning may also include the creation of trusts. Estate planning is an opportunity to

make wishes known and to determine what person(s) will be responsible for carrying out those directives. You are able to state your preferences concerning the type of care you receive, what types of medical care you do not wish to receive, and can authorize someone to act as your agent in carrying out those wishes. Should you fail to do such planning, there may be confusion as to what your wishes might have been and who you would have preferred to act as your decisionmaker. In fact, without such information, your wishes may never be known. If you do not leave a last Will and Testament, your assets will be distributed according to the laws of intestate succession in your state. There are laws in each state governing the rights of surviving spouses, heirs and next of kin in the absence of a last Will and testament. Probate Probate laws, practice and costs vary from state to state. a qualified elder law attorney will be able to advise you as to the probate laws, practices and costs in your state. what you need To know In preparing an estate plan, it is essential that all of your assets are considered. You should do a complete inventory of all that you own before contacting your estate planner.

Attorneys will ask clients for a great deal of information and will request original documents such as deeds, account statements and insurance policies. Your estate consists not only of your home, your car and your bank accounts. Your estate also includes the value of life insurance policies, investments that you may own (including those held in joint tenancy with other persons), your Iras and other retirement accounts, and any other assets over which you can exercise control. It is extremely helpful for you to have a centralized and secured record of all of your financial accounts; insurance policies; credit, debit or loan accounts; safe deposit box; and account Ids and passwords. You will need to make decisions about what to include in your estate plan. First, you should determine who will inherit your property upon your Continued on page 56

Jack J. Hetherington - Certified Elder Law Attorney Jack J. Hetherington Certified Elder Law Attorney Tel. 215-822-0115 Fax 215-822-0117 jjhelderlaw@comcast.net Certified in Elder Law by the National Elder Law Foundation since 1993. 800-394-9990 | retirementlivingsourcebook.com

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Resources Elder LAw

The Ethical Approach to Medicaid Planning By Linda M. Anderson, Esquire, CELA Is Medicaid Planning ethical? Like so many questions that arise in law, “it depends.” Medicaid planning is the process of qualifying an individual for Medicaid benefits to help pay for longterm care costs. This is only one part of an Elder Law Attorney’s practice. Many of my cases involve life transitions, such as a spouse or parent getting sick and moving to a nursing home. With these and all cases, my first question is always “who is my client?” This question is fundamental to my work because my recommendations are for the best interests of the client. Typically, the elder is my client, and my goal is to determine if my client is, in a word, safe, and receiving a level of care appropriate to their circumstances. This is not always easy to determine and may require a combination of tact, family diplomacy and uncomfortable directness. Care needs are then matched with the client’s finances. If a client cannot self-fund monthly care costs (which routinely run $10,000 a month or more in assisted living or skilled nursing facilities) then a combination of personal assets, Medicare, Medicaid, VA benefits, and long-term care insurance will need to be considered. Qualifying for these benefits requires the elder or their advisor to be prepared to handle a tangle of state and federal benefit programs, further complicated by uncertainty surrounding proposed changes to

program funding, regulations, and the structure of national healthcare and tax policies. Helping clients to navigate this complicated framework of laws is one of the primary jobs of the Elder Law Attorney. If benefit planning, including Medicaid planning, helps a client financially plan for safe and quality care in a legal way, then it is ethical. However, if I have not identified my client properly, and the benefit planning is used primarily to benefit a child or other non-client, the practice may be unethical. Medicaid is sometimes viewed as a last-resort safety net for the poorest of the poor, and there remains an underlying perception that incorporating Medicaid benefits into a long-term care plan for vulnerable families is gaming the system. But many middle-class families have worked hard and thought that they,

like their parents before them, had saved and invested enough to fund their care. They envision aging in place, only leaving their homes “feet first.” But illness or a decline in the ability to care for themselves can force them into the staggering reality of many thousands of dollars in monthly costs for nursing care. Attorneys need to be conversant in the full range of funding options available. It important to realize that including Medicaid funding in a long-term care plan does not necessarily require their client to become destitute and move to a nursing home. In cases with one spouse in a nursing home and one at home, a proper Medicaid plan is often the safety net that keeps the lights on. Medicaid planning has become a necessary part of navigating the Continuum of Care for many middleclass families.

206 Old State Road Media, PA 19063 • 610.566.4700 Info@AndersonElderLaw.com • www.AndersonElderLaw.com 54 18-1602-01.indd 54

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Elder LAw Resources

The Many Benefits of Adult Family Mediation By Sig Cohen Families facing disagreements on issues such as caring for aging parents, encouraging an older adult to stop driving, or equitably distributing trust proceeds are increasingly turning to adult family mediation to settle their differences. Having a neutral third party help a family resolve their disputes is more attractive than the delay, cost and distress of litigation. When family members forge a path forward together, there are no winners or losers. As a result, an elder can look forward to his or her family having less rancor and more mutual respect. Adult family mediation offers families the opportunity to air their concerns in a “safe space.” Sessions are confidential. The process is simple: An adult family mediator confers one-on-one with parties before they meet in a “plenary” session. When they convene, the mediator explains how the discussion will move forward. Then the mediator invites each party (or their attorney) to share their concerns and goals. When a mediator facilitates the discussion, it’s more likely that the parties will listen to the other side and speak without interruption. If an exchange becomes too heated, the mediator will suggest taking a break. Throughout the process, family members are challenged to:

(1) identify the issues dividing them, (2) come up with options to settle them, and (3) collaboratively carry out the terms of what they’ve agreed to. Mediators do not give legal advice. They recommend parties seek counsel from a qualified elder attorney. Nor are they therapists. Again, they suggest family members meet with a professional in that field. Mediation is future focused. While the process cannot repair the past, it provides an avenue to more peaceful, cooperative family relations in the future. Mediation also affords family members conflict resolution tools, so they can settle future disputes

without a neutral third party. Once they’ve successfully settled their case through mediation, families are more confident in their capacity to resolve future conflicts themselves. Adult family mediation brings out the best in people. When family members engage in mediation, their relationship usually moves from friction to traction and from deadlock to determination to put their issues behind them and create more resilient family bonds.

Sig Cohen is a Family and Elder Mediator (www.toughconversations.net)

Elder Law Providers ORGANIZATION

FEATURED

PHONE

WEB

Anderson Elder Law

610-566-4700

andersonelderlaw.com

Gummer Elder Law

215-396-1001 & 215-345-5858

gummerelderlaw.com

Jack J. Hetherington Certified Elder Law Attorney

215-822-0115

jjhelderlaw@comcast.net

O.W.M. Law

610-323-2800 & 610-917-9347

owmlaw.com

Legal Services/Elder Law

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Resources Elder LAw

Estate planning ... Continued from page 53

The Role of the Elder Law Attorney Elder Law attorneys who specialize

Elder Law attorneys who specialize in estate planning are trained and experienced with wills, trusts, powers of attorney, advance directives or living wills, and the intricacies of estate and inheritance taxes.

in estate planning are trained and experienced with wills, trusts, powers of attorney, advance directives or living wills, and the intricacies of estate and inheritance taxes. They may recommend accounting services, financial planners or insurance purchases, but they do not earn their fees by selling such products. As a result, you are more likely to get thorough and unbiased advice from a qualified Elder Law attorney. Many Elder Law attorneys have developed special expertise in estate and disability planning and have obtained the specialized knowledge and experience to provide clients with a complete plan for obtaining care, transferring assets and carrying out all of the clientâ&#x20AC;&#x2122;s wishes. In addition, Elder Law attorneys are sensitive to the special needs of elderly clients and their families. Be certain the attorney you choose has such experience and training. Attorneys will ask clients for a great deal of information and will request

original documents such as deeds, account statements and insurance policies. It is the attorneyâ&#x20AC;&#x2122;s role to assure that all of the elements of the estate plan are properly handled and reviewing names on titles, beneficiary designations and other similar information is part of thorough planning. All of the information provided to an attorney is, of course, confidential and may not be disclosed to others without your permission. The National Academy of Elder Law Attorneys (NAELA), founded in 1987, is a national association of Elder Law Attorneys devoted to the education and training of attorneys who can meet the needs of seniors and people with disabilities, and who advocate for the needs of such individuals. The content of this article was originally published in a NAELA brochure and is being reprinted with permission. For more information, please visit, www. NAELA.org. To Find an Attorney, visit www.NAELA.org/findlawyer.

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death. You must also be certain that your spouse or heirs are capable of managing financial affairs. If capacity or vulnerability is an issue, you may want to name a trustee to handle financial affairs for him or her. You have to designate an Executor or Personal Representative to administer your estate. An alternate Executor or Personal Representative should also be appointed. Special arrangements may be needed if there are particular family issues, such as a second marriage by either spouse. You will also need to list any specific gifts you want to make to family or nonfamily members and/or to charities. Once these decisions are made and your inventory is completed, your attorney will be able to advise you as to the best technique to use in planning your estate. You should consider your preferences concerning health care options and decide who will be your decision makers, and do the same with regard to your finances in the event of a disability. Finally, you should give thought to the difficult questions of what type of care you would want or not want in the event of terminal illness. If you have special desires concerning disposition of your remains, such as burial in a certain place or possible cremation, these should be brought up during your planning conference as well. These are complicated and personal issues. The advice of a qualified Elder Law attorney is essential to protect your financial health and welfare and to ensure that your health care wishes are known and carried out.

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Elder LAw Resources

Don’t Wait Until It’s Too Late to Execute a Power of Attorney By E. Garrett Gummer, III, Esquire (CELA), Gummer Elder Law A durable power of attorney is an extremely important estate planning tool, often more important than a will. If you become incapacitated due to dementia or some other reason, this crucial document allows a person you appoint (your “attorney-in-fact” or “agent”) to act in place of you (the “principal” ) for financial purposes. The agent under the power of attorney can quickly step in and take care of your affairs. But in order to execute a power of attorney and name an agent to stand in your shoes, you need to have capacity. Regrettably, many people delay completing this vital estate planning step until it’s too late and they no longer are legally capable of doing it. What happens then? Without a durable power of attorney, no one can represent you unless a court appoints a guardian. That court process takes time and costs money, and the judge may not choose the person you would prefer. In addition, under a guardianship, the guardian may have to seek court permission to take planning steps that he or she could have implemented immediately under a simple durable power of attorney. It is up to you who you appoint as your agent. Some persons who come to mind are your spouse, a child,

another relative, or a close friend. Remember the person you choose will have substantial power over your financial and legal affairs. Therefore, it is important that your agent be responsible and trustworthy. Because you need a third party to assess capacity and because you

need to be certain that the formal legal requirements are followed, it can be risky to prepare and execute legal documents on your own without representation. To execute a durable power of attorney before it’s too late, contact your elder law attorney.

Caring for seniors Feasterville - 215.396.1001 Feasterville - 215.396.1001 Caring for seniors the disabled for Doylestown - 215.345.5858 and the and disabled for Doylestown - 215.345.5858 over 25 years. over 25 years. www.GummerElderLaw.com

www.GummerElderLaw.com

Don’t Delay! Act Now to Protect Your Family’s Future.

n Powers of Attorney n Veteran Benefits Estate Administration Estate Administration Powers of Attorney n Nursing Home Assistance n Living Wills n Medicaid Living Wills Nursing Home Assistance n Wills and Trusts n Guardianships Guardianships Wills and Trusts n

Veteran Benefits Medicaid

Contact us today for a Free Elder Law Fact Kit and to schedule an appointment. Contact us today for a Free Elder Law Fact Kit and to schedule an7/9/15 appointment. GarretGummer_Quarter_PAFALL15.indd 1 4:13 PM

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ResouRces MOVInG/dOWnsIZInG

Prepare to Move Roll up your sleeves, or let a professional help The organizational and physical tasks of a move can often be overwhelming, but there are professionals and useful tips that can ease the transition for everyone involved. Seeking professional Help Senior move managers are professionals who specialize in assisting older adults and their families with the emotional and physical aspects of relocation. They often have backgrounds in gerontology, social work, health care, nursing and psychology. Because they focus exclusively on the move process, move managers have significant expertise in resources and approaches that save money, reduce stress and produce quality results to meet the client’s personalized needs. Moving on your Own Once you have made the decision as to where you are moving, you will have a much easier time figuring out what items to keep or get rid of. Having a floor plan and the important measurements will help in figuring out which large items you will be able to bring. Professional organizers say it is best to have at least six months for such a move, but whatever your timetable, you should get a calendar solely for planning your strategy. You might mark off “D-Day” (for decision made) and “M-Day” (for moving),

Philadelphia’s Senior Move Management Experts Member of the National Association of Senior Move Managers®

Having a ﬂoor plan and the important measurements will help in ﬁguring out which large items you will be able to bring.

then mark (in pencil!) the day the necessary steps will be made. Decide on tentative dates for any sales you might have and make deadlines for other necessary tasks. Assign various responsibilities to family members. When estimating the time needed for big jobs, take a general tip from freelancers and independent contractors: figure out the time you think you will need, and then multiply it by at least two! Allow yourself enough time to ensure you have brought everything you want before the contents of your previous home are taken away. You do not want to regret having given away too much too soon, or to have important things lost in the shuffle.

Senior move managers are professionals who specialize in assisting older adults and their families with the emotional and physical aspects of relocation.

Some excerpts from this article used from Moving On: a Practical Guide to Downsizing the Family Home by Linda Hetzer and Janet Hulstrand (Stewart, Tabori & Chang).

Our Moving Services Include: Developing a timeline for your move Decluttering and rightsizing Creating a customized floor plan Careful, professional packing and unpacking Coordination and supervision of movers Complete organization of your new home

Mention this ad to receive $100 off our moving services!

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Moving/Downsizing Resources

making your move Follow our timetable to ensure your move is smooth Eight Weeks Before: n Contact movers and get bids from at least two companies. n Start using up frozen foods, canned foods and cleaning supplies. Six Weeks Before: n Make a list of everything you

want to bring that will fit in your new home. n Start packing things while clearly labeling each box. Start with items you won’t need for awhile. n If you live in an apartment, inform the management of your move and reserve the elevator. Four Weeks Before: n Obtain a change of address kit

from your local post office and start composing a list of address changes. n Contact utilities (water, garbage, telephone, cable, newspaper, utility company) and have them disconnect your services the morning after you move. Two Weeks Before: n Send out change of address forms. n Arrange for someone to clean your home after you have moved out. n Dispose of flammable liquids, paints and poisons.

One Week Before:

Moving Day:

n Pack items you wish to move

n Prior to the van’s arrival, have

yourself and label them. n Have hauler take excess

garbage. n If you are giving items to charity,

have them pick up your items. One Day Before the Move: n Pack personal items you will

need the night you move in. n If living in a house, block off area

of street in front of your house for the moving van. n Clean out the refrigerator and freezer. Leave what you want the movers to pack.

cars out of the garage and driveway. n Have money or check ready for the movers. n Remove valuable items from drawers. n Plan your furniture placement in your new home. n Check that all appliances are off. n Lock all the doors and windows. n Leave keys inside for the new owner or agent. n Relax and rest.

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425 Ave. 425 Westminster 425Westminster Westminster Ave. Ave. Hanover, PA 17331 Hanover, PA 17331 Hanover, PA 17331 (717) • TDD 633-4620 (717)637-4166 637-4166 • TDD (717) 633-4620 (717) 637-4166 •(717) TDD (717) 633-4620 800-394-9990 | retirementlivingsourcebook.com

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Resources Moving/Downsizing

Choosing a Moving or Real Estate Professional Use this checklist to interview professionals: Senior Move Managers®

senior clients?

■ How long have you been providing Senior Move Management services?

■ How involved are you in preparing the home for sale?

■ Have you participated in any formal training programs?

■ Can you provide referrals to other professionals to complete any necessary home updates?

■ Are you fully insured for liability and workers’ compensation?

■ How involved are you in the moving process?

■ How do you charge?

■ Can you provide referrals to other professionals to help with the moving process?

■ Will you provide fee information in writing to the client or responsible party prior to providing services?

■ What distinguishes you from traditional real estate agents?

■ Will you provide a written contract?

■ Can you provide proof of association membership?

■ Can you provide references? ■ Are you a member of the National Association of Senior Move Managers® (NASMM)?

■ Can you provide proof of licensure?

■ Can you provide references? ■ What is your fee structure?

Senior Real Estate Specialists® ■ How long have you been a Senior Real Estate Specialist®? ■ What type of specialized training did you receive?

Sources: nasmm.org, seniorsrealestate.com, and seniorsrealestateinstitute.com

■ How much experience do you have working with older adults and their families? ■ Can you provide examples of how you have helped senior clients? ■ How involved are you in preparing the home for sale? ■ Can you provide referrals to other professionals to complete any necessary home updates? ■ How involved are you in the moving process? ■ Can you provide referrals to other professionals to help with the moving process? ■ What distinguishes you from traditional real estate agents? ■ Can you provide proof of licensure? ■ Can you provide proof of association membership? ■ Can you provide references? ■ What is your fee structure? Certified Senior Housing Professionals ■ How long have you been a Certified Senior Housing Professional? ■ What type of specialized training did you receive? ■ How much experience do you have working with older adults and their families? ■ Can you provide examples of how you have helped 60 18-1602-01.indd 60

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Moving/Downsizing Resources

Fair Housing Act of 1968 Celebrating 50 years of equality in housing By Laura Blenman, Realtor® During the history of our country, some persons have placed restrictions on property based on race, color, religion, sex, handicap, familial status, or national origin. Generally, these restrictions are void and unenforceable, with limited exceptions for particular types of religious housing and housing for older persons. The enactment of the federal Fair Housing Act came only after a long and difficult journey. Since the 1966 open housing marches in Chicago, Dr. Martin Luther King’s name had been closely associated with the fair housing legislation. From 19661967, Congress regularly considered the fair housing bill, but failed to gather a strong enough majority for its passage. On April 11, 1968,

President Lyndon B. Johnson signed the Civil Rights Act of 1968—seven days after the assassination of Dr. Martin Luther King Jr. Title VIII of the Act is also known as the Fair Housing Act of 1968. The 1968 Act expanded on previous Acts and was meant as a follow-up to the Civil Rights Act of 1964. It prohibited discrimination concerning the sale, rental and financing of housing based on race, religion, national origin, sex, handicap and family status. The law has been expanded to include marital status, age, sexual orientation, and gender identity. The Fair Housing Act covers all housing related transactions, including rentals, sales, mortgage lending, homeowner’s insurance,

Choose a REALTOR

who Understands

the Needs of Seniors

Laura Blenman SRES, MRP, CIPS Berkshire Hathaway HomeServices Fox & Roach, Realtors

advertising, zoning & land use, and appraisals. The Department of Housing and Urban Development (HUD) is charged with enforcement of the Act. It issues regulations and institutes investigations into discriminatory housing practices. Article 10 of the NATIONAL ASSOCIATION OF REALTORS® Code of Ethics requires that “REALTOR® shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status, or national origin, or sexual orientation….”

& their Families

The challenges that individuals and families face when selling the family home, downsizing or moving to a retirement community can be overwhelming. Trust a REALTOR who has made the commitment to understand the options available for seniors and the special needs associated with making a move. The designations Seniors Real Estate Specialist (SRES) or Senior Housing Specialist (SHS) have been granted to REALTORS who have received specific training and coursework to help them better meet the needs of seniors.

Chester, Delaware, Philadelphia, New Castle & Kent Counties

For more information please contact: Office 302-477-5500 • Cell 610-733-1508

Real Estate Services ORGANIZATION

FEATURED

PHONE

WEB

Laura Blenman, SRES, MRP, CIPS - Berkshire Hathaway HomeServices Fox & Roach, Realtors

302-477-5500

laurablenman@gmail.com

Senior Supportive Services, Inc.

855-940-9290

seniorsupportservices.com

Real Estate Services

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Resources Aging Life Care

Understand Aging Life Care™ Aging Life Care / geriatric care management is a holistic, clientcentered approach to caring for older adults or others facing ongoing health challenges. What is an Aging Life Care Professional? An Aging Life Care Professional, also known as a geriatric care manager, is a health and human services specialist who acts as a guide and advocate for families who are caring for older relatives or disabled adults. The Aging Life Care Professional is educated and experienced in any of several fields related to aging life care / care management, including, but not limited to gerontology, nursing, social work, psychology or occupational therapy. The Aging Life Care Professional assists clients in attaining their maximum functional potential.

ARE YOU BECOMING A PARENT TO YOUR PARENTS

WE CAN HELP!

The individual’s independence is encouraged, while safety and security concerns are also addressed. Aging Life Care Professionals have extensive knowledge about the costs, quality and availability of resources in their communities. Aging Life Care Professionals are members of the Aging Life Care Association™ (ALCA) and differ from Patient Advocates, Senior Advisors, Senior Navigators and Elder Advocates. ALCA members must meet the stringent education, experience and certification requirements of the organization, and all members are required to adhere to a strict code of ethics and standards of practice. What Services do Aging Life Care Professionals Provide? Aging Life Care Professionals™ provide guidance to help families ensure quality care and an optimal life for those they love through:

• • • • •

Assessment and monitoring Planning and problem-solving Education and advocacy Family caregiver coaching Long-distance caregiving

Aging Life Care Professionals are engaged to assist in a variety of areas, such as: • Housing – helping families evaluate and select the appropriate level of housing or residential options. • Home care services – determining the types of services that are right for a client and assisting the family to engage and monitor those services. • Medical management – attending doctor appointments, facilitating communication between doctor, client and family, and if appropriate, monitoring client’s adherence to medical orders and instructions. • Communication – keeping family members and professionals informed as to the well-being and changing

• Evaluation, Assessment, Referral for Services • Guidance Choosing Appropriate Living Arrangement: Home, Retirement, Assisted Living and Nursing Home • Crisis Intervention • Counseling • Medicaid and Other Entitlements • NEW Bill Paying for Seniors

Age Wise Family Services GERIATRIC CARE MANAGEMENT 1250 Glenburnie Lane • Dresher, PA 19025

We’ve been in business for over 30 years.

(215) 659-2111 www.agewisefamilyservices.com Susan Weiss-Cedillos, MA, CMC

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Aging Life Care Resources needs of the client. • Social activities – providing opportunities for the client to engage in social, recreational or cultural activities that enrich quality of life. • Legal – referring to or consulting with an elder law attorney; providing expert opinions for courts in determining level of care. • Financial – may include reviewing or overseeing bill paying or consulting with accountant or client’s Power of Attorney. • Entitlements – providing information on Federal and state entitlements; connecting families to local programs. • Safety and security – monitoring the client at home; recommending technologies to add to security or safety; observing changes and potential risks of exploitation or abuse. • Long-distance care – coordinating the care of a loved one for families that live at a distance, including crisis management. Local, cost-effective resources are identified and engaged as needed. A care plan tailored for each

individual’s circumstances is prepared after a comprehensive assessment. How Do You Know That You Need an Aging Life Care Professional? You may need an Aging Life Care Professional if: • The person you are caring for has limited or no family support. • Your family has just become involved with helping the individual and needs direction about available services. • The person you are caring for has multiple medical or psychological issues. • The person you are caring for is unable to live safely in his/her current environment. • Your family is either “burned out” or confused about care solutions. • Your family has limited time and/ or expertise in dealing with your loved ones’ chronic care needs. • Your family is at odds regarding care decisions. • The person you are caring for is not pleased with current care providers and requires advocacy. • The person you are caring for is

confused about his/her own financial and/or legal situation. • Your family needs education and/ or direction in dealing with behaviors associated with dementia. • You live at a distance from your loved one. Information provided by the Aging Life Care Association™. Learn more at aginglifecare.org.

Choosing an Aging Life Care Professional Use these questions to interview professionals: ■ What are the primary services provided by your agency/business?

■ Can you provide me with references?

■ How many Aging Life Care Professionals are in your agency/business?

■ Are there any alternative courses of action?

■ Is there a fee for the initial consultation and, if so, how much? ■ What are your professional credentials? ■ Are you licensed in your profession? ■ How long have you been providing aging life care or care management services?

■ What resources will it take to handle this situation? ■ What are the advantages and disadvantages of each alternative? ■ Who will be working with you? ■ How many professionals may be involved? ■ What about off-hours and backup? ■ How are fees computed?

■ Are you available for emergencies?

■ How are travel time and mileage handled?

■ Does your company also provide home care services?

■ How are services terminated?

■ How do you communicate information?

■ Are there additional out-of-pocket fees?

■ What are your fees? (These should be provided to the consumer/responsible party in writing prior to services starting.)

■ Will the Aging Life Care Professional receive permission prior to bringing other professionals into the case?

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■ How often do you bill?

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Resources Aging Life Care

Fall Prevention Strategies to Help Secure Safe Homes By Mimi Lewis, Jewish Family and Children’s Service (JFCS) Older Adult Social Worker and Community Engagement Coordinator There is abundant evidence that the health outcomes for older adults following a fall are bleak. As a result, older adults often suffer from anxiety about falling, which, ironically, increases their risk for a serious fall. They tend to restrict their movement out of fear. This, in turn, raises the risk of a serious fall as older adults become more anxious and less active, causing their muscles to atrophy and their mobility and coordination to decrease. Tentative movement, also a consequence of this anxiety, makes for missteps as well. The good news is that there are numerous ways to address this issue. There are a variety of providers available to help with support and strategies, including JFCS. JFCS is on the forefront of offering holistic support and strategies to help our seniors stay safe and steady on their feet. To prevent falls, seniors and their families should: • Conduct a professional home assessment to ensure that the living space is safe and equipped for an older adult, for example, install shower bars and railings. • Consult with an Occupational Therapist and/or Physical Therapist to assess movement and develop safe practices for climbing and descending

stairs, rising from a chair, getting out of bed, etc. • Reduce anxiety through therapy and other techniques. This has an overall physical, mental and emotional benefit. • Stay connected to the community. • Boost self-confidence through activity and productivity.

• Utilize assistive devices as needed. With these services, older adults can conquer their anxieties and reduce the risk of serious injury. Even more important, they can remain active and engaged in order to optimize their quality of life.

Aging Life Care ORGANIZATION

FEATURED

PHONE

WEB

Age Wise Family Services

215-659-2111

agewisefamilyservices.com

Complete Care Strategies

610-265-4300

completecarestrategies.com

855-940-9290

seniorsupportservices.com

CARE MANAGEMENT

Senior Supportive Services, Inc.

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Aging Life Care Resources

STANDARDS OF PRACTICE AND CODE OF ETHICS The Aging Life Care Association (ALCA) developed the standards of practice and code of ethics to guide Aging Life Care Professionals in their daily professional and business practices. Additional information, as well as the full code, is available on ALCA’s website: aginglifecare.org.

THE CODE OF ETHICS PROVIDES: THE CODE: ETHICAL PRINCIPLES AND STANDARDS OF PRACTICE SUPPORTING THESE PRINCIPLES

Accountability to our Clients ALCA members recognize diversity in our society and embrace a multi-cultural approach to support the worth, dignity, potential and uniqueness of each client. The Code of Ethics acknowledges the vulnerable population we serve and makes explicit the highest standards of practice. Accountability to the Public The Code of Ethics sets a national standard for the professional practice of Aging Life Care™. It defines for the public the ethical responsibilities expected of ALCA’s members and the organization’s role in maintaining the highest standards of practice and promotion of ethical behavior. Education of Aging Life Care Professionals ALCA recognizes the diversity of the experience and education of its members and the needs of members for guidance in both their professional and business roles, and thus the Code of Ethics was developed to guide members in each of these roles.

Loyalty and Responsibility An Aging Life Care Professional is trustworthy and dependable in all aspects of both professional and business relationships. Promoting Benefit and Avoiding Harm An Aging Life Care Professional promotes clients’ interests, values, and welfare in order to maximize benefits and avoid harm. Respect for Clients’ Rights and Dignity An Aging Life Care Professional treats clients with respect, as complete individuals with their own history, narrative, and unique cultural identity.

A Framework for Analyzing & Resolving Ethical Dilemmas The Code of Ethics offers a framework for ethical decision-making when conflicts arise in either the practice or the business of Aging Life Care. Assistance in Reviewing Complaints In ALCA’s Peer Review Process, the Code of Ethics and Standards of Practice serve as the basis for assessing and resolving ethical or business practice complaints against members in their practice of Aging Life Care.

Integrity An Aging Life Care Professional is honest, diligent, and accountable in the provision of service. An Aging Life Care Professional always acts in a manner that is consistent with the professional values stated in this Code.

Justice An Aging Life Care Professional behaves in a just and fair way in all professional and business relationships. An Aging Life Care Professional does not promote or sanction any form of discrimination such as discrimination based on race, ethnicity, gender, religion, sexual orientation, national origin, disability, or socioeconomic status.

Your Solution for Peace of Mind “The help you have given us can only be described as priceless. If I have any regret, it is in not having made the connection earlier.” –W.D.R. JR., CLIENT’S SON

Our highly qualified and trained professionals will help you navigate the medical maze when caring for loved ones. GERIATRIC CARE MANAGEMENT SPECIAL NEEDS HOME CARE SERVICES • ADVOCACY

Innovative Care Management. Patient Advocacy. Home Care.

A Division of Elder Connections

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Resources Aging Life Care

The expertise of Aging Life Care Managers can be summarized into 8 knowledge areas. They include: Health and Disability - Aging Life Care Managers attend doctor appointments and facilitate communication. These professionals help determine types of services – including home health and hospice – that are right for a client and assist in engaging and monitoring those services. Financial - Services may include reviewing or overseeing bill paying or consulting with a client’s accountant or Power of Attorney. Housing - Aging Life Care Managers help families and clients evaluate and select the appropriate level of housing or residential options. Families - Aging Life Care Managers help families adjust, cope and problemsolve issues surrounding long-distance and in-home caregiving. Local Resources - Aging Life Care Managers know the local resources in their communities like the back of their hands and know how services are accessed. Advocacy - Aging Life Care Managers are strong and effective advocates for clients and their families, promoting the client’s wishes with health care and other providers, ensuring that client’s needs are being adequately addressed. Legal - Aging Life Care Managers refer to legal experts, like elder law attorneys, estate planners, and Powers of Attorney. Crisis Intervention - Aging Life Care Managers offer crisis intervention when it is needed. For families that live at a distance, this can be a much-needed 24/7 emergency contact. Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org.

Dine and Discover Your Future All of the activities are run by residents, and that’s one of the joys of Meadowood. — Catherine Wildt, resident

Be our guest for lunch, and learn why residents like Catherine decided to call Meadowood home. • Explore life in our welcoming community • Enjoy a delicious lunch • Tour beautiful residences Luncheons are held once or twice a month, at 11 a.m. Please call 610.584.3998 or visit DiscoverMeadowood.net for details, dates and to RSVP for our next luncheon.

It all begins with you.

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3205 Skippack Pike Worcester, PA 19490 • 610.584.3998 meadowood.net

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Aging Life Care Resources

Living Well While Caring for Aging Parents Easy Steps for Maintaining Balance as a Caregiver By Linda Fodrini-Johnson, MA, MFT, CMC, Aging Life Care Association™ Member and Fellow of the Leadership Academy As adult children caring for our parents, we may not be able to reverse the inevitable end-of-life issues our parents are facing, but we can prepare ourselves with information ahead of time so there are fewer surprises. Tackle the challenges that come with caregiving and create a more balanced life by following these easy steps. 1. Establish Connection Through Honest Conversation The goal here is to gather information about your parents regarding the present and the future. The first conversation about these important issues may be uncomfortable; it may take a few conversations before your parents are willing to give up a little control and plan with you for their future. Your goal is to get your

parents’ answers to all the “what if” questions now, so you can all reduce any confusion and indecision during an actual crisis. • Planning the Conversation - Make a list of your concerns. Base them on your own observations and those of others who are close to your parents’ situation. Prioritize the list with what you see as the most important issues at the top. • Starting the Conversation The approach you take with your parents is key to having a successful conversation. Think through your points very carefully and write them down to help you keep on track and grounded. The goal is to engage your parents in a meaningful conversation about what supports they might accept now and what they might consider in the future.

• Goals by Necessity - As mentioned above, it might take a few conversations before your parents are ready to be co-planners with you. The following are the most important issues to cover in that first, or a subsequent, conversation: • Insurance information, • Medical information, • Legal information, • Financial information, • Day-to-day issues, • Emergency call information, • Social information, and • Cognitive information. 2. Assemble Your Team A family member who tries to fly on their own as a family caregiver can bring on some unintended dangers to their own health and the health Continued on page 68

The Sweetest Moments

happen naturally.

Visit Peter Becker Community today and see the real value in Embracing life’s treasured moments. www.PeterBeckerCommunity.com 215-256-9501 | Harleysville, PA 19438 800-394-9990 | retirementlivingsourcebook.com

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Resources Aging Life Care

Living Well ...

Continued from page 67 of their parents by not knowing the right approaches to take or resources to use. You need a “home team” approach to reduce the likelihood that you will suffer from “burn out,” lose wages, sacrifice your career or your marriage, or miss out on activities that you hold dear and that keep your own engine revved. A team can help you maintain balance in your life and can include: • Family and sometimes friends, • Skilled caregivers, • An Elder Law Attorney, and • An Aging Life Care™ professional. If your parents have a low income, you can look for services through nonprofit and government agencies including: • Catholic Social Services; • Jewish Family Services; • Lutheran Family Services; • Your Local Area Agency on Aging – www.eldercarelocator.gov will lead you to an office near your parents; and • Community organizations and services for low-income residents. 3. Protect Your Health Without a sound body, successful family caregiving can be seriously derailed. The stress from caring for older parents can challenge every aspect of your life – work, parenting, exercising, partner relationships and more. Here are some simple guidelines for caring for you: • Have annual physical examinations; • Stick to, or adopt, a healthy diet; • Sleep well; and • Get moving. 4. Maintain Positive Mental Health Everyone on the team who is helping and caring for your parents needs to have a good sense of self and be open to working well with each other. You all possess different gifts and skills, so sorting out who can/will do certain things helps everyone. But even cooperation doesn’t shield us from many of the feelings that arise when caring for others. Even if we see ourselves as mentally healthy, and our lives as well balanced, we need a way to express our emotions to maintain 68 18-1602-01.indd 68

a positive existence. It’s normal to experience times when we feel a little sad, confused, angry, depressed, or disappointed in ourselves or in others. Here are some helpful skills to cultivate: • All of your emotions are valid. Acknowledging how you feel is the first step toward overcoming negative feelings or accepting occasional negative feelings as part of the caregiving process. • Learn to accept those negative or difficult feelings as normal and temporary. • If the burden of sadness is overwhelming for you, it might be time to see an Aging Life Professional or a Licensed Mental Health professional. • It can be easy to get swallowed up in the pain of loss and become isolated. Life is both joy and loss, not just one or the other. Reach out to friends and skilled professionals to help you “right your ship” and sustain you through the journey. • Those caregivers who ask for help are better able to balance caregiving, family, career and self-care than those who do not. • Support groups provide an extra layer of support as a place to listen to others in a similar situation. 5. Use Mindfulness to Create and Sustain Balance Mindfulness activities are those exercises that help you get your mind to a place of relaxation, temporarily disconnected from the thoughts of everyday living. The exercises are purposeful and done with the intention of renewing your mind and body. Some of the exercises take just a few moments, while others might last an hour or more. Some different ways to practice “Mindfulness” include: • Meditation; • Prayer; • Yoga; • Nature walks; • Guided meditation (you can purchase or download CDs and DVDs online); • Relaxation Exercises; • Some forms of massage can be accompanied by “mindfulness” exercises; • Using a simple “mantra” – something you say internally as you

take a sip of any fluid, such as, “peace is filling my mind and body;” and • Breathing exercises. 6. Maintain Your Gains Hopefully you have reached some significant milestones: 1) You have had meaningful conversations with your parents and created an equitable plan with them, 2) you have assembled your care team and set your plan in writing, and 3) you have learned the tools you’ll need to keep yourself healthy and your life in balance. Your newest task is to maintain all your gains. Like any new habit or program we start in our lives, it’s easy to slip up and fall back into old habits if we don’t make a conscious effort to stay on course. A crisis can happen with your parents at any time. It might be a medical incident; an environmental issue, such as a blizzard, hurricane or earthquake; or a financial stumbling block. Avoid the escalation of problems and stress by maintaining control and being ready to act in any emergency. Periodic check-in visits with an Aging Life Care Professional are very helpful to keep things stable. If your parent suffers with extreme memory loss or disorientation, remember that dementia is a bit of a moving target; you need professional oversight to make sure that you are addressing small issues as they come up, instead of waiting for a crisis. An Aging Life Care Professional will look for signs that might topple your progress, and address them before they become a more serious threat. Linda Fodrini-Johnson, MA, MFT, CMC, is the Founder and President of Eldercare Services in Walnut Creek, CA. She is also a partner of the VillagePlan. Linda is a Fellow of the Leadership Academy and past-president of the Aging Life Care Association. Linda has over 30 years experience working as a Care Manager. You can reach her at linda@EldercareAnswers.com, or connect with her via social media: Facebook, Twitter, and LinkedIn. Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org. 800-394-9990 | retirementlivingsourcebook.com

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Aging Life Care Resources R e a l - L if e S to r y

ary and Susan, both retired educators, moved from Doylestown, PA to Cornwall Manor Retirement Community in Lebanon County in 2013. “After being involved with both family and friends who waited too long and then were too overwhelmed to make plans and decisions, we knew we wanted to make a different choice and move right after we retired. We investigated a number of options, but Cornwall Manor stood out as the best. Once we decided on Cornwall Manor, we were anxious to move in and that proved to be one of our best decisions. The sense of freedom in living here is so refreshing. Our home is perfect for us and the people, both residents and staff, are consistently

Gary & Susan Bitner in their Woods Home at Cornwall Manor

wonderful. There are many different programs, activities and volunteer opportunities from which to choose. We can be as active (or inactive) as we want. Our children are happy for us.

We were committed to the move, but living at Cornwall Manor has far exceeded our expectations.” The Bitners moved so they could enjoy the opportunities available to them at Cornwall Manor (Gary is a runner and enjoys the wooded trails, and Susan volunteers for a variety of activities.) Cornwall Manor has a variety of lifestyle options on our beautiful 200 acre campus – from new homes at The Woods and new Carriage House apartments to single and duplex homes and apartments on the Buckingham Campus. And if health care is ever needed, there is a Visiting Physicians Office, home health care, outpatient therapy, personal care and a skilled nursing center for short-term rehab and long term needs. Cornwall Manor residents have priority access to our 5-star rated Health Center.

Discover the New Nature of Senior Living

Central PA’s active senior community situated on 190 beautiful wooded acres gA variety of lifestyle options, including new apartments & homes gAffordable Living - and we'll help pay your moving expenses!

g5-Star rated Health Center and voted “Best Retirement Community” and “Best Personal Care”

gAmenities - dining, transportation, activities/trips, pastoral care, fitness area, pool, spa, walking trails & more gIn mission with The Eastern Pennsylvania Conference of The United Methodist Church

1 Boyd Street, Cornwall / 800-222-2476 / www.cornwallmanor.org Located five miles from PA Turnpike exit 266

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Resources Frequently Dialed Numbers

Frequently Dialed Numbers There are many senior-serving agencies in the area — all you have to do is call Adult Protective Services Branch of Social Services that investigates complaints of abuse, neglect, exploitation or self-neglect of persons 60+ . Pennsylvania Bucks County ��1-800-243-3767 Chester County �� 1-800-564-7000 Delaware County �� 610-490-1300 Montgomery County ��1-800-734-2020 Philadelphia County ��215-765-9033 New Jersey Burlington County ��609-261-1000 x4797 Camden County ��856-225-8178 Gloucester County �� 856-582-9200 Mercer County �� 609-989-4346 Delaware Kent County �� 302-424-7310 New Castle County ��1-800-223-9074 Sussex County �� 302-424-7310 Agency on Aging

New Jersey

Help Lines

Burlington County �� 609-518-3900

Call for statewide general information and referrals to a wide array of services and programs.

Agencies that implement the Older Americans Act on the local level, plan and coordinate a full range of services for persons 60+, and provide information about services.

Gloucester County �� 856-256-2881

Pennsylvania

�� 856-384-3700

Bucks County ��267-880-5700

Mercer County �� 609-292-0620

Chester County ��1-800-692-1100

Delaware

Camden County �� 856-858-3220

Delaware ��267-880-5700 New Jersey �� 1-877-222-3737 Pennsylvania �� 215-568-3750

Delaware County �� 610-490-1300

Kent County �� 302-424-7310

Montgomery County ��610-278-3601

New Castle County �� 302-651-3440

Home Delivered Meals

Philadelphia County �� 215-765-9040

Sussex County ��302-856-7761

Delivery of nutritious meals to homebound individuals and persons unable to prepare food for themselves.

Philadelphia �� 215-686-8450 New Jersey

Health Department Clinics

Burlington County �� 609-265-5069

Provide medical and specialty care for incomeeligible individuals.

Camden County �� 856-858-3220 Gloucester County �� 856-582-9200

Pennsylvania

Pennsylvania Bucks County ��267-880-5700 Chester County �� 610-430-8500 Delaware County �� 1-800-416-4504

Mercer County �� 609-989-6662

Bucks County �� 215-345-3318

Delaware

Chester County �� 610-344-6225

Montgomery County ��610-278-3601

Kent County �� 302-424-7310

Delaware County ��610-447-3250

Philadelphia County �� 215-765-9040

New Castle County ��1-800-223-9074

Montgomery County �� 610-278-5117

Philadelphia �� 215-765-9040

Sussex County �� 302-424-7310

Philadelphia County �� 215-765-9040

New Jersey

Philadelphia �� 215-765-9040

Burlington County �� 609-702-7053

Employment Services

New Jersey

Camden County �� 856-374-6600

Employment counseling, skills training and job placement assistance for persons 55+.

Burlington County �� 609-265-5548

Gloucester County �� 856-582-9200

Camden County �� 856-374-6600

Mercer County �� 609-989-6661

Pennsylvania

Gloucester County �� 856-582-9200

Delaware

Bucks County ��215-348-0510, x1238

Delaware

Kent County ��302-734-1200

Chester County ��1-800-692-1100

Kent County �� 302-424-7310

New Castle County ��302-421-3733

Delaware County �� 610-490-1300

New Castle County �� 302-651-3440

Sussex County �� 302-856-5187

Montgomery County ��610-275-1960

Sussex County ��973-579-0370

Philadelphia County �� 215-765-9040 Philadelphia �� 215-686-8450

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Frequently Dialed Numbers Resources Information & Referrals

Philadelphia County �� 215-686-8450

Delaware

Provision of information about programs and services to help meet client needs and assistance in accessing services.

Philadelphia �� 215-686-8450

Kent County �� 302-424-7310

New Jersey

New Castle County ��1-800-223-9074

Burlington County �� 609-265-5069

Sussex County �� 302-424-7310

Pennsylvania Bucks County ��267-880-5700 Chester County �� 610-344-6350 Delaware County �� 610-490-1220 Montgomery County ��610-278-3601 Philadelphia County �� 215-765-9040 Philadelphia �� 215-686-8450 New Jersey

Camden County �� 856-858-3220 Gloucester County �� 856-582-9200

Mental Health Center(s)

Mercer County �� 609-292-0620 Kent County �� 302-424-7310

Source of assistance and counseling for individuals with behavioral and emotional problems.

New Castle County �� 302-651-3440

Pennsylvania

Sussex County ��302-856-7761

Bucks County ��215-442-0760

Delaware

Chester County �� 610-344-6265

Burlington County �� 609-265-5069 Camden County �� 856-858-3200

Legal Services & Referrals

Delaware

Assistance with a wide range of legal concerns, including problems with public benefits, bill payment, consumer matters, and preparation of legal documents.

Kent County �� 302-424-7310

Pennsylvania

New Castle County �� 302-651-3440

Bucks County �� 610-478-6550

Sussex County ��978-579-0370

Chester County �� 610-344-6350

Gloucester County �� 856-582-9200 Mercer County �� 609-989-6661

Delaware County �� 610-490-1220 Insurance Counseling

Montgomery County �� 610-278-5117

Information about health insurance options and assistance with medical insurance forms.

Philadelphia County �� 215-765-9040 Philadelphia �� 215-765-9040

Pennsylvania

New Jersey

Bucks County ��267-880-5700

Burlington County �� 609-265-5548

Chester County ��1-800-692-1100

Camden County �� 856-374-6600

Delaware County �� 610-490-1330

Gloucester County �� 856-582-9200

Montgomery County ��610-278-3601

Mercer County �� 609-292-0620

Delaware County �� 610-713-2365 Montgomery County ��610-277-4600 Philadelphia County ��215-473-7033 New Jersey Burlington County �� 609-267-1377 Camden County ��856-482-8747 Gloucester County �� 856-845-9100 Mercer County �� 609-396-4357 Delaware Kent County �� 302-739-4170 New Castle County ��302-577-6490 Sussex County �� 302-856-5490

Continued on page 72

THE COMMUNITY AT ROCKHILL

Plant in Our Community Gardens

•

Participate in Volunteer Opportunities

•

Exercise on State-of-the-art Equipment

• •

Swim in Our Heated Pool Fish in Our Catch and Release Pond

IT CAN BE

ACTIVE

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ENGAGED

CAREFREE

To learn more or to schedule a tour call (215) 257-2751 or email info@communityatrockhill.org

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ResouRces freQuently dIaled nuMBers

Frequently Dialed

Gloucester County ................... 856-582-9200 Mercer County ......................... 609-989-4320

Continued from page 71

deLaware

Senior centers/congregate Meals

Kent County ............................. 302-424-7310

Sites that provide education, information, recreation, health screenings, lunches and snacks, and special events for persons 60+.

New Castle County.................1-800-372-2022 Sussex County.......................... 302-424-7310

pennSyLvanIa

Telephone reassurance/Friendly visiting

Bucks County ...........................267-880-5700

Provides counseling, advice and referrals to individuals who need companionship.

Chester County ........................ 610-344-6350 Delaware County...................... 610-490-1300

pennSyLvanIa

Montgomery County ..................610-278-3601

Bucks County ...........................215-547-1889

Philadelphia County ................. 215-765-9040

Chester County ........................ 610-344-6350

Philadelphia............................. 215-686-8450

Delaware County...................... 610-353-6642

new JerSey

Montgomery County ..................610-278-3601

Burlington County .................... 609-265-5069

Philadelphia County ................. 215-765-9040

Camden County ....................... 856-858-3220

Philadelphia............................. 215-686-8450

Gloucester County ................... 856-232-4646

new JerSey

Mercer County ......................... 609-989-6662 deLaware Kent County ............................. 302-424-7310 New Castle County.................1-800-223-9074 Sussex County.......................... 302-424-7310

Burlington County .................... 856-234-5484 pennSyLvanIa Bucks County ...........................215-781-3300 Chester County ........................ 610-466-1000 Delaware County.......................610-447-5500

Social Services/Medicaid/ Food Stamps/ general relief

Montgomery County ..................610-270-3500

Local agency where low-income individuals may apply for a range of public benefits including Medicaid, Food Stamps and General Relief.

new JerSey

Philadelphia County ................. 215-560-2900

Camden County ........................ 877-222-3737 Gloucester County ................... 856-232-4646 Mercer County ......................... 609-883-2880 deLaware Kent County ............................. 302-424-7310 New Castle County.................... 302-761-9100 Sussex County.......................... 302-424-7310

Burlington County .....................609-261-1000 Camden County ....................... 856-225-8800

THE MOST POWERFUL SENIOR LIVING MARKETING COMBINATION! Celebrating more than 25 years, Sourcebook has established itself as the most comprehensive and referred to resource on Senior Living Options and Services in our region. Reaching three powerful decision making groups! Readers are:

• 54% Older Adults • 32% Families • 14% Professionals To request your FREE copies or for more information on how you can be included in our next issue or on our award-winning website, please contact:

Lisa Harkins, Account Manager - PA/NJ/DE Edition 215-953-1448 Lisa.Gerace-Harkins@washpost.com retirementlivingsourcebook.com 72 18-1602-01.indd 72

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Frequently Dialed Numbers Resources Transportation Services Public and private transit and paratransit to enable individuals to get where they need to go. Pennsylvania Bucks County �� 215-794-5554 Chester County ��610-431-6015 Delaware County �� 610-490-3960 Montgomery County ��215-542-7433 Philadelphia County ��215-580-7145 Philadelphia �� 215-686-8450 New Jersey Burlington County �� 1-800-836-0580 Camden County ��856-456-3344 Gloucester County ��856-401-7645 Mercer County �� 609-530-1972 Delaware Kent County ��1-800-652-3278 New Castle County ��1-800-652-3278 Sussex County ��1-800-652-3278 Volunteering Opportunities for service in the community. Pennsylvania Bucks County �� 215-348-0510 Chester County ��610-344-7028 Delaware County �� 610-490-1300 Montgomery County �� 610-834-1040 Philadelphia County �� 215-765-9040

New Jersey

Eldercare Locator

Burlington County ��609-894-9311 x1492 Camden County �� 856-663-9356

Nation-wide service offering information and referrals.

Gloucester County �� 856-415-9084

�� 1-800-677-1116

Mercer County �� 609-921-8893 Delaware

Children of Aging Parents (CAPS)

Kent County �� 302-734-1200 x 129

Helps caregivers learn more about practical resources through support groups and newsletters.

New Castle County �� 302-255-9882 Sussex County �� 302-856-5815

Philadelphia �� 215-686-8450

�� 1-800-227-7294 http://www.caps4caregivers.org/index.htm.

Affordable Options for Quality Care

Call to Schedule Your Tour

215-822-0688

The Willows of Living Branches 2343 Bethlehem Pike, Hatfield, PA 19440 800-394-9990 | retirementlivingsourcebook.com

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Resources

Resources to Meet Every Need No matter your age or what stage of life you find yourself in, there is never any reason to face life’s changes and challenges alone. Enlist the help of a professional and get the help you need. Some of the more prominent categories of professionals are detailed below. Aging in Place Solutions Need to update your home to meet your changing needs? Want some help running errands? Have medical needs that require special equipment? There are individuals and businesses available to meet all your needs and allow you to remain safely in your home. Successfully aging in place frequently requires additional assistance from professionals to ensure that all daily needs are met and the home environment remains safe. Assistive Technology In today’s connected world, we are all accustomed to turning to technology for solutions. Help managing the challenges that come with aging or disability is no different. There are many technologies that can help you with all types of needs—from staying in contact with family to hearing better. Technology professionals can help clients find specific technologies that can improve their living environments and their lifestyles. Downsizing/Moving Solutions Moving is one of life’s most monumental tasks. Add in the fact

that many seniors have been in their homes for two, three, or more decades, and moving becomes even more daunting. Whether you need to declutter and downsize in preparation for a move to a retirement community, or just have your home deep cleaned to provide a safer living environment, there are professionals available to help. When it comes time to sell the family home, there are also professionals available to prepare the home and ensure that you get top market value. Medical Solutions Sometimes medical needs require the help of a specialist or a business that caters to specific conditions or

illnesses. Professionals can help you with a wide range of needs—from vision services to hospice care to mental health care and everything in between. Planning Solutions Planning ahead for financial and legal needs is important at every stage of life, but never more so than during retirement. Financial and legal needs frequently become more complex with age. You may need help with tasks ranging from paying bills and managing paperwork to estate planning and managing Medicaid. Professionals are available who specialize in each of these areas and can make meeting your financial and legal needs easy.

“Beautiful Private and Companion Suites” “Legacy Gardens is the Bed & Breakfast of Personal Care Homes”

we are always available for tours

Call or visit us today to see why Legacy Gardens of Bristol is a great place to call home. 2022 Bath Road • Bristol, PA 19007 • 215-781-8700 • www.legacygardens.org 74 18-1602-01.indd 74

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Resources

Understanding Medicare Know the Options and the Coverage Medicare provides important benefits for most Americans who are age 65 and older. When enrolling in Medicare, changing plans or determining benefit coverage, consumers need to fully understand the many different types of Medicare plans. The process of selecting the best plan begins with learning more about all the options. Medicare’s Alphabet Soup Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. Medicare is composed of several different parts that cover specific services. Medicare Part A, or Hospital Insurance, covers inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care. Medicare Part B, or Medical Insurance, covers certain doctors’ services, outpatient care, medical supplies and preventive services. Medicare Advantage Plans, also known as Medicare Part C, are health plans offered by private companies that contract with Medicare to provide subscribers with all their Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service

Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. Most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage. Medicare Part D, or prescription drug coverage, adds coverage for medications to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Additional Options Beyond the Medicare plans outlined above, there are also additional options available to individuals who meet specific criteria. Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid programs vary from state to state, but most health care costs are covered if an individual qualifies for both Medicare and Medicaid. Secondary Insurance may also be used to pay medical costs. For instance, an individual or their spouse may still be working and therefore be eligible for employee health insurance. Additionally, some retirees

qualify for group health insurance, or retiree coverage, from a former employer or union or a spouse’s former employer or union. If a beneficiary has Medicare and other health insurance or coverage, different rules apply to determine when and how much each “payer” will cover. Medicare may be the primary, or first, payer or a secondary payer depending on the specific plans and circumstances. Getting Coverage: Original Medicare or Medicare Advantage Plan Medicare coverage is generally obtained in one of two ways—through Original Medicare (Part A and Part B) or through a Medicare Advantage Plan (Part C). Some people get additional coverage, like Medicare Prescription Drug Coverage (Part D) or Medicare Supplement Insurance (Medigap). Original Medicare includes both Part A (Hospital Insurance) and Part B (Medical Insurance). Enrollees have their choice of doctors, hospitals and other providers that accept Medicare. Beneficiaries pay a premium for Part B coverage, which, in 2018 was $134.00 each month. They will also generally pay deductibles and coinsurance amounts. Many enrollees opt to purchase a Medigap Policy to cover some of these costs. If an individual is already receiving Continued on page 80

Resident Centered. Family Focused. Senior Living Community Personal Care · Memory Care

• Spacious Studio Apartments • 24/7 Caregivers • Comprehensive Recreation & Wellness Programs • On-site Therapy with Good Shepherd

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ResouRces

Volunteering is the Best Medicine for Active seniors By Susan Love, CEO, Lions Gate Continuing Care Retirement Community A mitzvah is not just a meritorious or charitable act. It is a commandment of Jewish law. As a tight-knit community, we are

Susan Love

The

commanded to care for one another, whether as friends or in charity. And that can be summed up in one word — VOlunteerIsM! Active seniors who make the time to volunteer not only perform a mitzvah, but also reap the benefits of volunteering themselves. Volunteering helps reduce stress, combat depression, provide a sense of purpose, connect like-minded people, and teach new skills. Giving to others also helps recharge your mental and physical health. let’s start with the basics — volunteering is nOt a job. It should be a fun and easy way to explore your interests and passions. Doing volunteer work you find meaningful and interesting can be a relaxing, energizing escape from your day-

Volunteering helps reduce stress, combat depression, provide a sense of purpose, connect like-minded people, and teach new skills. to-day routine. Volunteering also provides you with renewed creativity, motivation, and vision that can carry over into your personal life. Volunteering doesn’t have to involve a long-term commitment or take a huge amount of time out of your day. Giving in even simple ways can help others, while it improves your own

Future Is Here. As South Jersey’s premier retirement living community, Lions Gate is on the forefront of innovation in senior living. With our recent renovation project andexciting changes underway, Lions Gate will inspire a wellness-focused lifestylefor residents today – and tomorrow!

LIONS GATE Lifestyle. Care. Community. Tradition.

Inspiring Wellness!

1110 Laurel Oak Road Voorhees, NJ 08043 /LionsGateNJ

Schedule lunch and a tour to see what’s new at Lions Gate.

(856) 679-2362 | www.lionsgateccrc.org INDEPENDENT LIVING | ASSISTED LIVING | MEMORY CARE SKILLED NURSING | REHABILITATION

Lions Gate has been made possible, in part, through the generosity of the Raymond and Gertrude R. Saltzman Foundation.

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Resources health and happiness. Research shows that just 2-3 hours per week, or about 100 hours per year, can confer the most results to both you and your chosen cause. The important thing is to volunteer only the amount of time that feels comfortable to you. Here are four ways to make sure a volunteer position is a good fit: • Ask questions. Make sure the experience is right for your skills, your goals, and the time you want to invest. • Keep expectations reasonable. Start small so you don’t overcommit yourself. It’s easier to add to your hours rather than have to cut back. • Don’t be afraid to make a change. You shouldn’t feel compelled to stick with a volunteer role you dislike. Talk to the organization about changing your focus, or look for a different organization that’s a better fit for you. • Enjoy yourself. If you’re not

enjoying your experience, ask yourself why. Is it the tasks you’re performing? The people you’re working with? Or are you uncomfortable simply because the situation is new and unfamiliar? Pinpointing what’s bothering you can help you decide how to proceed. Whatever volunteer opportunity you choose to pursue, it is so important to give of yourself. Every act of kindness grows the spirit and strengthens the soul. At Lions Gate, volunteering is an important part of the lives of many of our residents. Just as our devoted and caring staff go the extra mile for every one of our residents, our residents pay that giving spirit forward by volunteering out in the community. It’s just one of the many ways that Lions Gate sets itself apart from other senior communities. Lions Gate’s focus on the eight Dimensions of Wellness — physical, intellectual, social, emotional,

Volunteering is a fun and easy way to explore your interests and passions.

spiritual, vocational, environmental, and financial — means that we are happy to support our residents in any volunteer effort they pursue. Thank you to everyone who heeds the call to volunteer. The world is a better place because of you!

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Why should these Retirement Communities be on your short list? Nationally, only 15 percent of all Continuing Care Retirement Communities have earned the "seal of approval" from the non-profit CARF Continuing

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601 North Ithan Avenue Bryn Mawr, PA 19010 610-525-8300 www.beaumontretirement.com See ad page 24

BETHANY VILLAGE

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BRITTANY POINTE ESTATES

1001 Valley Forge Road Lansdale, PA 19446 215-855-3826 www.ACTSbrittanypointe.org See ad page 42 78 18-1602-01.indd 78

FORT WASHINGTON ESTATES

735 Susquehanna Road Fort Washington, PA 19034 215-542-8564 www.ACTSfortwashington.org See ad page 42

GWYNEDD ESTATES

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LANDIS HOMES

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411 North Middletown Road Media, PA 19063 610-627-2590 www.ACTSlima.org See ad page 42

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Because they are accredited! NORMANDY FARMS ESTATES

9000 Twin Silo Drive Blue Bell, PA 19422 215-661-1614 www.ACTSnormandyfarms.org See ad page 42

SOUTHAMPTON ESTATES

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STONEBRIDGE AT MONTGOMERY

238 Street Road Southampton, PA 18966 215-364-3382 www.ACTSsouthampton.org See ad page 42

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40 Riverside Avenue Red Bank, NJ 07701 800-842-2480 www.atriumatnavesink.org See ad page 77

WINCHESTER GARDENS 333 Elmwood Avenue Maplewood, NJ 07040 888-816-8527 www.winchestergardens.com See ad page 77

DELAWARE COKESBURY VILLAGE

726 Loveville Road Hockessin, DE 19707 302-235-6100 www.ACTScokesburyvillage.org See ad page 42

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Resources

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timely fashion will help avoid any late enrollment penalties. Visit the Social Security website for more information about enrollment: www.ssa.gov/ medicare/apply. A Medicare Advantage Plan (Part C) also includes both Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. However, the coverage is provided by private insurance companies approved by Medicare, not by

Continued from page 75 Social Security benefits or benefits from the Railroad Retirement Board, they will generally automatically begin receiving Parts A and B the first day of the month they turn 65. If an individual is not already receiving retirement benefits, they should sign up for Medicare three months before reaching age 65. Signing up in a

Medicare directly. Advantage Plans function much like the HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization) plans that are offered by most employerbased health care groups. Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if the beneficiary is enrolled in a Medicare Advantage Plan. In all

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Resources types of Medicare Advantage Plans, enrollees are always covered for emergency and urgently needed care. These plans typically require enrollees to use plan doctors, hospitals and other providers to avoid paying more or all of the costs for care. Enrollees pay the Part B premium, which was $134.00 per month in 2018, and a monthly premium for the Advantage plan. Enrollees may also pay copayments or coinsurance for covered services. Coverage and costs vary by plan. Medicare Advantage Plans usually include prescription drug coverage (Part D) through the plan. Plans may also offer extra coverage, like vision, hearing, dental and/or health and wellness programs. Getting Additional Coverage: Prescription Coverage and Medigap Medicare Prescription Drug Plans (Part D) are run by private companies approved by Medicare. Enrollees who would like to receive this additional coverage must select and enroll in

a plan. There is a monthly premium for these plans. For those who have enrolled in a Medicare Advantage Plan, prescription drug coverage is often already included. Supplemental coverage is available to help pay some of the healthcare costs that Original Medicare doesn’t cover, including copayments, coinsurance and deductibles. These Medigap Policies are offered by private companies. When beneficiaries have a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then, the Medigap policy pays its share. Individuals interested in purchasing a Medigap policy should buy one during their 6-month Medigap open enrollment period, which gives them the opportunity to buy any Medigap policy sold in their state, regardless of health problems. This period automatically starts the month that individuals are 65 and enrolled in Medicare Part B (Medical Insurance). After this enrollment period, some

beneficiaries may not be able to buy a Medigap policy. If they are able to buy one, it may cost more. Individuals enrolled in a Medicare Advantage Plan, cannot use Medigap Insurance to pay for plan costs like copayments, deductibles and premiums. In fact, it is illegal for anyone to sell Advantage Plan customers a Medigap policy unless they are switching back to Original Medicare. Review Coverage Enrollees don’t need to sign up for Medicare each year. However, each year all beneficiaries have a chance to review their coverage and change plans. Free, personalized health insurance counseling is available through local State Health Insurance Assistance Programs (SHIP). For more information or assistance, visit shiptacenter.org. Information adapted from Medicare’s Website, www.medicare.gov. Additional information is available online.

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White Horse Village, a Full Service Retirement Community Providing Personalized Lifestyles for a Quarter-Century Experience a warm and welcoming lifecare community on 96 acres of rolling countryside in Pennsylvania’s Delaware County, adjacent to a state park. White Horse Village attracts those who want to design their own retirement lifestyle. The on-site healthcare center assures that residents are provided with any necessary care, should the need arise. Residential living choices are varied in size and design, all with picturesque views. We strive to stimulate the mind, preserve well-being and nourish the spirit!

WE OFFER THE FOLLOWING ENTRANCE PLANS: 80% Refundable, Standard–Declining Balance and the Modified Health Plan for those with Long Term Care Insurance. We also offer a flexible meal plan and all fees include long-term nursing care or personal care in private suites in the newly expanded Healthcare Center.

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Resources Health and Wellness

Pumped Up New guidelines mean we should all pay more attention to our blood pressure By Sonela Skenderi, DO, FACC Mercy Cardiology at Nazareth Hospital Recently, the American Heart Association redefined its guidelines for measuring and diagnosing cardiovascular disease, increasing the number of Americans with hypertension (high blood pressure) by 27 million. Cardiovascular disease is the number one cause of death in the country, and hypertension is one of the biggest risk factors for cardiovascular disease. To get ahead of cardiovascular disease, you should start blood pressure screenings around age 20 and follow up every two years. The new guidelines represent a national push to better detect, measure and treat cardiovascular disease early, when treatment is most effective. Since hypertension has no visible symptoms, many cases go unnoticed and untreated until complications, such as stroke or heart attack, occurs. To raise awareness for early intervention, the new guidelines lower the threshold for diagnosing hypertension. Previously, hypertension was defined as a reading of 140 over 90 and “elevated” blood pressure was 130 over 80. Now, hypertension begins at 130 over 80 and elevated blood pressure begins around 120 over 80. The new guidelines account for health risks and complications that occur in the early stages of the disease and place increased importance on monitoring and early detection. While the advanced stages of hypertension often require more advanced treatment — such as medication — preventive, nonpharmaceutical treatments are often your best bet to improve your cardiovascular health early on. With some simple lifestyle changes, you can significantly decrease your chances of developing hypertension. 84 18-1603-01.indd 84

Eat better. If you really commit, healthy eating can improve your systolic blood pressure by as much as 11 “points” within one month or so. Establish a diet rich in fruits, vegetables and whole grains. Eat foods (not supplements) high in potassium, such as bananas, avocados, sweet potatoes and yogurt. Avoid foods with large amounts of saturated fats or sodium, and avoid excessive alcohol use. Exercise regularly. Thirty minutes of exercise, five days per week, can improve your blood pressure by four “points.” Test your blood pressure at home. You can use a digital home monitor or visit your local pharmacy to track your blood pressure between doctor visits. Measure your blood pressure with a validated instrument, using a well-positioned cuff while you are in a relaxed state. Avoid exercise or alcohol 30 minutes prior, and take readings in the morning and evening.

This can give your physician a more accurate reading and better insight into diagnosis and treatment. While the new guidelines create a uniform process for taking accurate blood pressure readings, patients themselves can sometimes create unreliable measurements. Patients with “white coat syndrome” feel nervous during a checkup and, as a result, experience elevated blood pressure when measured in a physician’s office. On the other hand, some patients with “masked hypertension” have normal readings in the office but spike in other times or settings. Both instances can lead to inaccurate diagnoses, so home monitoring can be very helpful. Regular monitoring and healthy lifestyle changes can be the keys to managing your blood pressure and treating hypertension early, before medication becomes necessary. Talk to your physician to schedule a blood pressure screening.

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Rooftop Pub, Sports Simulation Lounge, Pickleball & Bocce Courts, Maker Spaces & Club Rooms, Community Garden Plots, Walking Trails, Concierge, Flexible Dining, Housekeeping, and much more! Age-restricted, Amenity Rich, Independent Rental Apartments Supportive Living & Connections Memory Care (Opening Spring 2019)

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Logging-on and Branching out Positive effects of internet usage for seniors By Lori Thomas, Associate Editor It’s a mess of text and colors, a swirl of perplexing pixels. A woman—sixty-six and white-headed, slim fingers constantly adjusting ever-sliding spectacles—peers at her computer screen, baffled. She doesn’t know how she arrived on this irrelevant page. The URl is unfamiliar; the content is without meaning; and the slow load-time leaves her stranded in a digital wasteland, with only that frustrating spinning beach ball for company. She hates that beach ball—almost as much as hates the computer— and it’s all too easy to walk away, abandoning the page for real-world tangibility. The Internet is a wondrous thing. For many seniors, however, it often proves a challenge, demanding an understanding of links, clicks, and engines that they simply lack. This frustration has led to a slow acceptance among men and women who view technology with considerable skepticism.

By accessing search engines, seniors can connect to both news and individuals—sharing their thoughts with others, staying abreast of developing information, and maintaining a link to the world.

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For many seniors, navigating the Internet can be challenging, demanding an understanding of links, clicks, and engines that they simply lack.

The value of connectivity, however, can’t be denied—and introducing seniors to the online world affords them greater control over their daily lives. Examining the Technology Trend Since its conception in 1962— which the Internet Society explains, occurred when MIT’s J.C.R. licklider developed a memo directory system allowing individuals to exchange information through a single packetswitch network—the Internet has promised communication. Through it, users can quickly share ideas, queries, and opinions. For seniors, however, this conversation is often stilted. According to the United States Census Bureau, Internet access and usage is distinctly less common among those 65 and older.

Total Households: 27,201 Total Households With Desktop Computer: 62% Total Households With Portable Computer: 31% Total Households With Some Internet Access: 58% Total Households With High-Speed Internet Access: 56% These numbers are stark contrasts to other demographics—with 77 percent of youth boasting Internet access and 81 percent of Millennials. There is a distinct lag in technology among seniors, and the reasons for this prove plentiful. Understanding Digital Difficulties Introducing technology into their every day life is no simple task for seniors. A series of complications plague their every attempt. According to a study by the Pew Research 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:58 AM

HOUSING Organization, those 65 and older express several key doubts about the Internet. Physical Challenges Pew Research reports two out of every five seniors suffers from a physical handicap (including chronic pain or disease). These individuals are 20 percent less likely to use the Internet than those in good health, and they’re also 18 percent less likely to have broadband access. Debilitating issues—such as failing eyesight, arthritis, or muscle degeneration—directly impact their abilities to seek out computers. Apathy Pew Research notes that 35 percent of seniors believe that the Internet offers little to no value. They are unsure of the accuracy of the information it offers. A lack of access, they claim, has no negative effect on their daily lives. This leads them to avoid logging on to engines, news portals, and other social hubs. Learning Difficulties Pew Research discovered that a staggering 77 percent of seniors feel unprepared to adopt new technology (such as desktop computers, smartphones, or tablets). Of these individuals, 56 percent also admit to an inability to utilize online sites actively —including Facebook or Twitter—without guidance. This creates a surge of uncertainty, with those living alone unable to understand the Internet fully. These issues shape the influence of technology—with physical limitations, general disinterest, and negative attitudes keeping older adults away from the Internet. This is a mistake, and it’s one that must be corrected immediately. Creating Opportunities: Recognizing the Benefits of Internet Usage for Seniors Millennials have long since been inoculated into the digital age. These individuals—known collectively as Gen Yers—have aged with technology, adapting to its every incarnation. 800-394-9990 | retirementlivingsourcebook.com

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Many seniors feel unprepared to adopt new technologies, including desktop computers, tablets and smartphones.

They’ve transitioned from landlines to smartphones, desktop computers to tablets. They understand the online world. Seniors, comparatively, don’t. They’re limited by scarcer Internet interactions and a lack of general access, making it difficult to adapt to changing platforms. The necessity of this adaptation, however, is impossible to deny— with regular online usage promoting several key advantages for those over the age of 65. Connectivity The sad reality many seniors face is a need for home-based care. According to a study from the National Center of Biotechnology Information, approximately 10 percent of the total population is housebound—whether from physical disabilities (such as diabetes, stroke, or cardiovascular disease) or mental disabilities (such as dementia, depression, and paranoid disorders). These individuals are confined to their beds, and the outside world is often beyond their reach. The Internet provides a way to

rediscover it. By accessing search engines, seniors can connect to both news and individuals—sharing their thoughts with others, staying abreast of developing information, and maintaining a link to the world. Through the simple push of a button, they can explore the endless miles beyond their homes. Cognitive Improvement The clichés claim that wisdom follows age. Too often, however, seniors find their mental functions interrupted. A study from the Alzheimer’s Association noted that 10 percent to 25 percent of the total population suffers from some form of impairment. These impairments render individuals unable to perform their routines and interfere with their well being. The Internet serves as a way to combat this growing concern. According to a study from Psychology Today, the use of computers sharply enhances neural activity, with screens stimulating the brain’s synapses and increasing overall prefrontal engagements. The study notes Continued on page 88 87 11/21/18 9:58 AM

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Logging-On … Continued from page 87

that the Internet sparks increased responses, with individuals navigating multiple resources (such as text, images, and videos). This creates a more dynamic learning experience and helps to maintain the mind’s logic abilities. Through this, cognitive impairment can be countered more effectively. Financial Independence Retirement is meant to provide seniors with a much-deserved rest, allowing them to reap the rewards of their efforts and enjoy financial stability. This stability eludes many men and women, however, with rising costs of living and unsteady Social Security policies leaving futures unsettled. It’s no surprise, therefore, that many individuals seek further employment after their retirements. According to a study from Aging Work, 54 percent of seniors say they’ll maintain some position (with 81 percent citing part-time goals and 19 percent citing full-time goals). The need for supplemental income drives the majority. The Internet can now provide that income. By establishing a home-based business— such as an eCommerce store that offers handmade goods or even a blogging platform that generates ad revenue—seniors can regain their financial independence. A recent survey by U.S. News reveals that 13 percent of men and women intend to launch their own company. The spirit of entrepreneurialism thrives online. Improved Well-Being Poor health is an unfortunate truth of aging. Seniors experience a diverse and devastating series of symptoms, with Everyday Health noting the increased effects of disease: Arthritis: impacts 49.7% of the total senior population. Cardiac Complications: impacts 37% of men and 26% of women. Cancer: impacts 28% of men and 88 18-1603-01.indd 88

Seniors can quickly find information online that can allow them to be more proactive about their health, giving them the knowledge to become their own advocates.

21% of women. Respiratory Disease: impacts 10% of men and 13% of women. Diabetes: impacts 24% of men and 18% of women. Alzheimer’s Disease: impacts 11% of the total senior population. These conditions—along with osteoporosis, influenza, depression, and obesity— directly affect each senior’s well being, contributing to weak immune systems and potentially deadly consequences. The Internet offers a way to lessen those consequences. By connecting seniors to fast information (including medical journals, emerging studies, news articles, and even Medicaid support), it provides a way for them to become more proactive about their health. It allows them to fully access critical medical data and better understand their available options. This may include: • Finding medical specialists. • Ordering prescriptions. • Ordering medical equipment. • Contacting their physicians (telecommuting office visits are available for those who are bedridden). • Verifying healthcare policies. • Purchasing additional insurance.

• and more. The Internet enables seniors to take control of their bodies and directly address their medical needs. This ensures improved well being. Virtual reality directly affects actual reality, and those effects can be quite positive. She shuffles back to her computer, flexing her fingers in anticipation and drawing her mouth in a determined line. No screen will best her. She can fix this problem— and she does, eventually retracing her digital steps and locating the information she needs. The Internet offers her vital answers (it simply demands a bit of patience to find them). That blasted beach ball is no match for her. Seniors can greatly benefit from technology. The online world can deliver improved connectivity, enhanced cognitive functions, new income channels, and increased medical knowledge and support. Introduce seniors to the computer, offer them the assistance they need, and ensure that every day is filled with communication. Doing so will promote a better quality of life for all. Article published with permission from SeniorAdvice. For more information, please visit www.senioradvice.com. 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:58 AM

FeAtuRe stoRY

taking the Wheel in Retirement

ed convertibles are conventionally seen as a us her cottage, and seeing how it was all beautifully symbol of freedom—and maybe even success in finished really helped settle everything. Now my daughter is retirement. However, the senior years are often as thrilled as I am.” more complicated than simply downshifting. The Getting involved in life on campus helped Carole Ann lives of Pine Run Villagers have not always been carefree. navigate the transition to a retirement community with a In fact, all of life’s twists and turns are reasons Villagers positive attitude. She is in charge of several committees find inner strength and strength in their new neighbors. vital to the energized lifestyle at Pine Run, such as the Just ask Carole Ann Buildings & Grounds and Thomas who rode into Pine library Committees. Run in August 2015. “I “The nominating had lost two husbands; the team sought her out,” I’ve hit it off with many neighbors at first died in 1987 after 26 noted Mary Terpening, wonderful years of marriage. President of the Villager Pine Run who like to share good feelings My second husband, Ray, Board. “Carole’s bubbly despite the challenges we all face. We can died in 2007 after suffering personality invigorates complications from Agent the Villager Board, and accomplish a lot with a positive attitude.” Orange exposure, having 2018 has certainly been served two tours in Vietnam. active with planning for — Carole Ann Thomas, Ray was brave; he was and construction of the awarded a Purple Heart in the new community center (the Villager of Pine Run Marines, and he later became ‘Hub’). Carole Ann is very a Highway Patrolman. He was organized, and she takes also a big romantic,” she the lead collaborating with said. other talented Villagers.” “What I first fell in love with at Pine Run was having both “I like to hear the concerns my neighbors bring to our front and back doors – providing my cottage with lots of meetings as much as I like to think about the amenities we fresh air, sunlight, and the feeling of a real neighborhood. will relish in our new Hub. I hope to be one of the first to Plus, I could bring my dog Pugsley, who loves people as swim in the heated pool, and I can’t wait to share a freshly much as I do,” Carole Ann recalled. baked pizza with friends in the new Cafe,” expressed “But my new cottage had yet to be built, and without Carole Ann. “I’ve hit it off with many neighbors at Pine Run seeing a model my daughter couldn’t agree with my plan,” who like to share good feelings despite the challenges we Carole Ann explained. “Thankfully, a neighbor kindly showed all face. We can accomplish a lot with a positive attitude.”

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Neighbors Ann Corkadel and Carole Ann Thomas framed a beautiful friendship chatting up baking, gardening, and other shared pursuits in the village.

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Protect Your Knees While our knees may be among the most vulnerable joints to osteoarthritis, that doesn’t mean we can’t prevent damage that leads to the highly common and debilitating condition, according to orthopaedic surgeon Kevin D. Plancher, MD, founder of Plancher Orthopaedics & Sports Medicine. “Arthritis isn’t always preventable, and more than half of us will have signs of osteoarthritis by the time we’re 50,” Dr. Plancher explains. “But it’s not inevitable, and we can proactively try to avoid arthritis in our knees by taking several key steps to protect and preserve the joint. Because who doesn’t want to stay fully mobile?” Arthritis is the leading cause of disability among U.S. adults. About 31 million Americans cope with pain, stiffness and swelling from osteoarthritis, the “wear and tear” type of arthritis that’s the most prevalent form of the disease, according to the Arthritis Foundation. The knee is one of the top sites of osteoarthritis, which results when the cartilage or “cushion” covering the ends of bones in the joint wear away, triggering the bone-on-bone grinding as the joint loses its lubrication. Risk factors for developing osteoarthritis Knees naturally bear the brunt of much of what happens to our body while we move about every day – including the normal turning and twisting motion that can strain joints as well as the impact of any extra weight we may carry around (whether on our bodies or in our arms). Age is a major risk factor for developing osteoarthritis, Dr. Plancher notes, as most people who get it are over 50. Also at play is a person’s genetic predisposition to the condition, which can run in families. “Another risk factor is diabetes,” he adds. “High blood sugar levels raise the odds of osteoarthritis by promoting molecules that make cartilage stiffer and more prone to stress. Certain types of athletes, 90 18-1603-01.indd 90

unsurprisingly, are more prone to the condition because of the constant pounding their sport may cause to knee joints, as well as any injuries.” Tips for protecting your knees While you can’t completely eliminate the chances of developing knee osteoarthritis, Dr. Plancher offers these pointers to help protect your knee joints. 1) Control your weight. Whittling away any extra pounds or staying at a normal weight may be the best way to keep osteoarthritis away, he says. “Much research has shown that obese adults are far more likely to develop arthritis,” he adds. “Being overweight is terrible for weightbearing joints such as the knees and losing even some excess weight significantly lowers your chances of developing osteoarthritis. Try cutting portion size at meals.” 2) Exercise regularly. Not only does exercise ward off weight gain (see above), but regular physical activity is one of the top ways to keep joints healthy, helping them stay limber and strengthening muscles surrounding the knee, Dr. Plancher explains. Stretching before and after workouts only enhances these effects. Try cycling or swimming. 3) Avoid knee injuries. Obviously, nobody tries to get injured. But knee injuries make it many times more likely that the joint will develop arthritis later, he says. “Wear protective gear and be mindful of

your movements when doing unusual activities or while playing your chosen sport,” he advises. Osteoarthritis occurs in about half of those who experience a traumatic joint injury, according to the Arthritis Foundation. 4) Eat to beat arthritis. Good nutrition is important in preventing a multitude of undesirable health problems, including heart disease and cancer. But certain nutrients have been linked to lower risks of osteoarthritis as well. They include omega-3 fatty acids, which cut inflammation throughout the body, and vitamin D, which preliminary research associates with lower knee pain. Be sure to consult with your physician. 5) Get injuries treated promptly. Research has demonstrated that those who injured a knee while younger were three times more likely to develop osteoarthritis in that knee, and those odds grow with injuries sustained as older adults, Dr. Plancher notes. “You may be tempted to put off seeing a doctor if the pain or dysfunction is low-grade but procrastinating on proper treatment only makes those odds worse because you haven’t corrected the problem,” he says. Kevin Plancher, MD, MPH, is a boardcertified orthopaedic surgeon. He founded Plancher Orthopaedics & Sports Medicine and serves as clinical professor of orthopaedics at the Albert Einstein College of Medicine in New York. 800-394-9990 | retirementlivingsourcebook.com

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A Family commitment

ntering a Harrison Senior living facility brings an I worked together as a team. We visited the facilities immediate feeling of warmth and comfort. The together. Mrs. Harrison personally supervised the nursing staff, many of whom have been with the company care and internal operations, while I concentrated on the for decades, greet each resident and family physical plant.” He goes on to state that care needs to be member by name. Down the hall, brightly lit foyers are filled the emphasis. “You want a pleasant environment, but you with residents gathering for a jazz concert, while other want excellent nursing care. You need to ensure that there residents sit down to enjoy a meal in a restaurant-style is good food, cleanliness, and activities.” dining room. It is this quality “I always feel at home of care and attention to detail when I’m there, and the that serves as a reflection clients I’ve placed have of the standards set by all been happy with their I always feel at home when I’m there, and founders Mrs. Katherine transition to their new life”, Harrison and Dr. James notes Felicia D. Benson, the clients I’ve placed have all been happy Harrison, over 40 years ago. BS, CSA, Certified Senior with their transition to their new life.” In 1967, the Harrisons Advisor, about Harrison purchased a 17-acre farm in House of Chester County. Christiana, Pennsylvania. At To create a warm, — Felicia D. Benson, BS, CSA, the time, Dr. Harrison was nurturing environment, Certified Senior Advisor, working as a superintendent Harrison Senior living about Harrison House of Chester County of schools while Mrs. has excelled at providing Harrison was employed as amenities that make guests a nurse. The purchase was feel they are in the comfort meant to be an investment, of their own home and but in the back of both of their minds they knew that this surrounded by friends. Happy hours on Fridays provide would be an excellent location for a skilled nursing facility. residents an opportunity to socialize, while live music, field Within five short years, they decided that there would be trips, speakers, and movies enhance their day-to-day lives. nothing better than going into business together and on Harrison Saunders, a grandson of Dr. Harrison, and July 1, 1972, Harrison House Christiana, PA opened its President and CEO of Harrison Senior living, is honored doors with 16 available beds. to continue the Harrison legacy. “We take great pride Those 16 beds quickly filled and the Harrisons brought in instilling our own tightknit family values into each back the architect to expand the facility to 53 beds. When community, making sure we understand the individual those beds filled, they immediately expanded the property needs of each of our current and prospective residents.” to 139 beds, which is the capacity of the home today. Mrs. Harrison had attended elementary and high school in Snow Hill, Maryland and graduated with her degree in nursing from Peninsula General Hospital School of Nursing, in Salisbury, Maryland. So when she saw the success of the nursing facility in Christiana, she wanted to expand the business to Snow Hill, Maryland. The land was purchased, and in 1977, Harrison House Snow Hill opened. Harrison House Snow Hill quickly gained a reputation for providing the highest level of care possible. It was because of this reputation that the former Mayor of Georgetown, Delaware and the general contractor of the Snow Hill facility approached the Harrisons and requested that they open a facility in their community. Over the next five years the company opened locations in Georgetown, Delaware; Chester County, PA; and acquired the John B. Parsons Home, an assisted living facility in Salisbury, Maryland. All together, the facilities house 495 beds. With three generations’ involvement, Dr. Harrison still Dr. James Harrison (right) and his wife opened the ﬁrst Harrison reports to the corporate office every day. He attributes House in 1972. Today, Harrison Saunders (left), grandson of the success of the business to his family’s dedication Dr. Harrison and Chief Executive Ofﬁcer, remains commited to to providing excellent care. He says, “Mrs. Harrison and providing excellent care. 800-394-9990 | retirementlivingsourcebook.com

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HousING FAll PREVENTION

Prevent Falls

Accidents can be serious for seniors According to the Centers for Disease Control (CDC), one in three adults age 65 and older falls every year. While the severity of these falls and the resulting injuries can vary, falls are always a serious occurrence for older adults. Common injuries from falls include hip fractures and head traumas. For many seniors, falls can lead to extended hospital stays or even life threatening injuries. Even if a fall does not result in an injury, it will likely leave the senior feeling scared and may lead to a gradual limiting of activities. Fear, combined with an increasingly sedentary lifestyle, will only increase the risk of a fall in the future. National and local community and non-profit organizations are working with seniors and their families to help decrease the risk of falls and lessen the impact of falls after they occur. These organizations provide information and services that may help improve the quality of life of seniors. Avoiding Falls One of the simplest ways that older adults can reduce their risk of falling is by exercising. Exercising helps improve balance and maintain leg strength. leg muscles naturally weaken with age; weight-bearing exercises that focus on improving leg strength can help mitigate the risk of falling. For many seniors, living an increasingly sedentary lifestyle is one of the biggest contributing factors to falling. The CDC highly recommends exercise programs and classes, such as Tai Chi, to help improve and maintain balance. Of course, seniors should consult with their doctors before beginning any exercise routine. Medication interactions are another major risk factor for falls. Seniors should check with their doctor or pharmacist periodically to ensure that their medications are not causing 92 18-1603-01.indd 92

For many seniors, falls can lead to extended hospital stays or even life-threatening injuries. unwanted interactions or dangerous side effects. Many prescription and over-the-counter medicines can cause drowsiness or dizziness, which might increase the risk of falling. Seniors should also make sure to have their vision checked by an eye doctor at least once a year. Eyeglass prescriptions should be reviewed annually and updated as needed to maintain the best possible vision. Finally, one of the most important things older adults can do to minimize their risk of falling is to evaluate the safety of their home environment. Whether they enlist the help of a professional for a comprehensive home safety evaluation or just make some minor changes, seniors should be aware of the dangers in their own home. One quick and easy safety improvement all adults can make is to reduce the clutter in their home, focusing particularly on items that may be tripping hazards. Additionally, homeowners can consider adding grab bars and railings and enhancing lighting options.

MAKING A SAFER HOME FOR SENIORS NON-SKID RUGS Remove throw rugs, use rubber backing or apply double-faced adhesive carpet tape to the backs of all area rugs and runners to prevent slipping.

REvIEW MEDICATIONS The medications you take—and even the foods you eat—can affect your balance. Check with your doctor or pharmacist annually to review your medications and diet plan.

HANDRAILS Install handrails on both sides of all stairways—making sure they extend the full length of the stairway. Also make sure you have lights at the top and bottom of the stairs.

BATHROOM SAFETy Install grab bars in your bathtub or shower stall and near a toilet. Never use towel racks for balance—they can easily come loose, causing a fall.

ExERCISE DAILy Using your muscles helps maintain balance, strength, and flexibility. Try Tai Chi, walking, water aerobics, or dancing.

FOOTWEAR It’s best to wear thin, non-slip soled shoes, not thick-soled jogging shoes.

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HousING

Marci’s Medicare Answers dear Marci, i am new to Medicare. i have been receiving treatment for depression and anxiety for several years, and have gotten treatment in both inpatient and outpatient settings. Will these services be covered under Medicare? How much will they cost? —Beau (Baton Rouge, LA) Dear Beau, Medicare covers medically necessary mental health care— services and programs that are intended to help diagnose and treat mental health conditions. If you have Original Medicare, Part A covers inpatient mental health services that you receive in either a psychiatric hospital (a hospital that only treats mental health patients) or a general hospital. Your provider should determine which hospital setting you need. If you receive care in a psychiatric hospital, Medicare covers up to 190 days of inpatient care in your lifetime. If you have used your lifetime days but need additional mental health care, Medicare may cover your additional inpatient care at a general hospital. Be aware that you will have the same out-of-pocket costs with Original Medicare, whether you receive care in a general or psychiatric hospital: • The Part A deductible: Before Medicare covers the cost of inpatient care, you have to meet the deductible for the benefit period. In 2018, the deductible is $1,340. 94 18-1603-01.indd 94

• Days 1-60: After you meet the deductible, Medicare pays in full for the first 60 days of your care. • Days 61-90: Medicare pays part of the cost, and you are responsible for a daily coinsurance. In 2018, the coinsurance is $335. • lifetime reserve days: For up to 60 lifetime reserve days, Medicare pays part of the cost, and you are responsible for a daily coinsurance. The coinsurance in 2018 is $670. Medicare Part B covers outpatient mental health care, including the following services: • Individual and group therapy • Substance abuse treatment • Tests to make sure you are getting the right care • Occupational therapy • Activity therapies such as art, dance, or music therapy • Training and education (such as training on how to inject a needed medication or education about your condition) • Family counseling to help with your treatment • laboratory tests • Prescription drugs that you cannot administer yourself, such as injections that a doctor must give you. • An annual depression screening that you receive in a primary care setting. Speak to your doctor or primary care provider for more information. • The depression screening is considered a preventive service, and Medicare covers depression screenings at 100 percent of the Medicare-approved amount.

accept Medicare’s approved amount as full payment for a service), you will pay a 20 percent coinsurance after you meet your Part B deductible. Medicare Part B also covers partial hospitalization for mental health treatment for people who meet coverage requirements. Partial hospitalization programs provide care that is more intensive than other forms of mental health care, but less intensive than inpatient care. If you have a Medicare Advantage Plan, your plan must cover the same inpatient and outpatient mental health services as Original Medicare, but they may impose different rules, restrictions, and costs. If you need information about a plan’s costs and coverage rules, or if you are experiencing problems, contact your Medicare Advantage Plan. —Marci

dear Marci, Last november, during Fall open enrollment, i switched into a new Medicare Advantage Plan. i have since realized that i do not want to be a part of this plan. can i change my Medicare coverage? —Faisal (Madison, Wi) Dear Faisal,

Original Medicare covers these outpatient mental health services (with the exception of the annual depression screening) at 80 percent of the Medicare-approved amount. This means that as long as you receive services from a provider who accepts assignment (meaning they

Depending on the kind of change you want to make to your Medicare coverage, you may be able to make a change now. Before you make any changes, make sure you know how changing your health and drug coverage will affect you. In particular, 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:58 AM

HousING make sure that with the new coverage you choose, you will be able to see your usual doctors and continue to have your medications covered. If you want to disenroll from your Medicare Advantage Plan and use Original Medicare and a standalone Part D plan, you can make that change during the Medicare Advantage Disenrollment Period (MADP). The MADP runs from January 1 to February 14 of each year. During this time, you can switch from a Medicare Advantage Plan to Original Medicare and a Part D drug plan. This is the only kind of change you can make during the MADP. You cannot enroll in another Medicare Advantage Plan or make any changes to Original Medicare coverage. Changes made during the MADP are effective the first of the following month, so any changes you make before the end of January will be effective February 1, while any changes you make between February 1 and February 14 will be effective March 1.

once every month. You may also have an SEP if you move, if your Medicare Advantage Plan stops contracting with many of its providers, or if you want to enroll in a plan that has a 5-star rating, among other reasons. If you initially joined your plan because you were misled in some way, you could be entitled to a special enrollment period to change coverage. If you think you experienced misleading marketing, or if you were enrolled in your plan without your consent, you should report this to 1-800-MEDICARE or your local Senior Medicare Patrol (SMP). To contact your local SMP, visit www.smpresource.org or call 877-8082468. A representative can help you understand what happened and report any violations to the correct authorities. They can also help you contact your SHIP, who will be able to assist you with changing your Medicare coverage. —Marci

dear Marci,

Note: If you disenroll from your Medicare Advantage Plan, federal law does not usually give you the right to buy a Medigap plan. The laws in your state might give you more rights. Medigap plans are supplemental polices that help pay for Original Medicare deductibles and coinsurances. You should check with your State Health Insurance Assistance Program to find out if and when you can enroll in a Medigap plan in your state. To find your SHIP, you can go to www.shiptacenter.org or call 877-839-2675.

Dear Emmanuel,

If you want to make other kinds of changes, or if you miss the MADP, you might be able to change your coverage if you meet the requirements for a Special Enrollment Period. There are several reasons that you might qualify for a Special Enrollment Period to disenroll from your Medicare Advantage Plan and enroll in different coverage. For example, people who have Medicaid or the Medicare Savings Program have the option to join, disenroll from, or switch Medicare Advantage Plans or Part D drug plans

The Annual Notice of Change (ANOC) is an important notice sent each year to people who have a Medicare Advantage (MA) Plan or a Medicare Part D Prescription Drug Plan. Plans send these notices to their members every year to notify them of cost and benefit changes that will take effect starting January 1 of the following year. If you currently have a Medicare Advantage Plan or a Part D Prescription Drug Plan, you should receive this notice by September 30 every year. If you haven’t received it by then, you

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Last year i received an Annual notice of change from my Medicare Advantage Plan. Will i get one this year? What should i do with it? —emmanuel (Springﬁeld, Mo)

should contact your plan to ask for it. The Annual Notice of Change is typically mailed along with the plan’s yearly Evidence of Coverage (EOC) Notice. A plan’s EOC provides a more comprehensive explanation of its costs and coverage in the following year. Remember that plans can make changes every year to costs and benefits, from changing copays to changing which providers and pharmacies are in-network or outof-network. In reviewing the Annual Notice of Change, make sure that the providers, services, and drugs that you need are still available and covered under your Medicare Advantage or Part D plan. Also, make sure you know and understand how much you will pay out of pocket for your health care services. If there are changes to your costs and benefits that could raise your costs or get in the way of getting the health care you need, you may want to think about making changes to your Medicare coverage during Fall Open Enrollment. Fall Open Enrollment runs from October 15 to December 7 every year. If you make changes to your Medicare coverage during Fall Open Enrollment this year, they will go into effect on January 1, 2019. Even if you review these notices and decide that there won’t be any major changes to your Medicare coverage in 2019, it still might be helpful to look at other Medicare options and compare them to your current plan. Another plan in your area might offer health and/ or drug coverage at a better price than what you currently pay. To learn more about different Medicare coverage options, call 1-800-MEDICARE or use the online Plan Finder tool at www.medicare.gov/find-a-plan. —Marci Marci’s Medicare Answers is a service of the Medicare Rights Center, the nation’s largest independent source of information and assistance for people with Medicare. For more information, visit medicarerights.org. 95 11/21/18 9:58 AM

HOUSING Active Adult

Stay Surrounded With Activity Active adult communities keep residents moving For those unfamiliar with available living options, the image of the “senior community” may need a serious makeover. Many individuals still think of retirement communities as dreary “facilities” with an institutional feel. This could not be further from the truth today. Active Adult communities, also known as leisure communities, are populated with adults who have come to live there by choice. In fact, individuals often choose to move into an active adult community as soon as they hit the requisite age – usually around 55. The amenity filled communities are often adjacent to golf courses or other recreational facilities. Not Just Active, but Pro-Active Active Adult community residents say they are making the move because they want to enjoy a hassle-free lifestyle, not because of deteriorating health. Simply put, it is their choice. Most active adult communities are not equipped to provide increased care or health-related services. However, several active adult residences are part of a larger Continuing Care Retirement Community, where residents can count on extended care if they develop health problems. This continuum of care allows active adults to make the most of the present while planning for the future. Gaining Independence Active adult communities often have a full range of entertainment options, and most of the costs are included in the living fees. They are ideal for retirees, but are not limited to those who have stopped working. Many residents continue to put in hours at work, while others fully explore longlost hobbies or new interests. Homes in these communities are constructed of low-maintenance 96 18-1603-01.indd 96

Active Adult communities seek to meet the needs of Baby Boomers by providing environments in which individuals can enjoy the many amenities of a community lifestyle.

building materials and feature virtually maintenance-free yards. This way, residents can spend more time filling their schedules with favorite hobbies and group activities, rather than tending to home-related tasks. Tennis courts, swimming pools, hiking trails, biking and jogging paths, and fitness centers are among the many features generally available within the community. Instead of navigating traffic when going to the gym or beauty shop, residents can often walk a few blocks to an on-site facility. There is also something to be said for having an elegant dining room in the community, although cooking in one’s private residence is still an option. What to Look For You can start by requesting an information packet from every active adult community you are considering. Make sure to read it carefully, and keep them all organized in a folder or

file cabinet. Once you have narrowed down your options by perusing the brochures, schedule a visit to each community. While you are there, take thorough notes and make a list of pros and cons for each one. Ask if you can dine with residents, talk with staff and read the residents’ handbook during your visit. When you meet with the management or resident relations director, make sure to assess the management’s philosophy and its relationship with residents. And never underestimate the power of the good old-fashioned hunch. If you attended college or had to consider employment in a new area, remember the criteria you used in making that decision. This is no different. Prioritize your own needs and feelings and give yourself plenty of time to make a decision. This is your new home and a place you will come to enjoy for decades. 800-394-9990 | retirementlivingsourcebook.com

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HOUSING Active Adult

Choosing an Active Adult Community Use this checklist to review options: Physical Environment

Fees and Costs

■ Is the community clean and well maintained?

■ What services are included in the monthly fee?

■ Is ample parking available for residents and visitors?

■ What services are available for an additional fee? What are the fees?

■ Are exterior maintenance, snow removal and landscaping included in the monthly fees?

■ How often do resident rate increases occur?

■ Are there multiple floor plans available?

■ Are there multiple contract options?

■ Can residents decorate their cottages, condos or apartments according to their personal tastes?

■ Do some contract options offer entrance fee refunds?

■ Is the community pet friendly?

Location

■ Does the community have safety features, such as handrails and grab bars?

■ Is the community conveniently located for friends and family to visit?

■ Do individual residences include safety features, such as emergency alert and fire suppression systems?

■ Is the community in a safe neighborhood?

Resident and Staff Interaction

■ Is the community near preferred medical providers?

■ Is the community well staffed overnight? ■ How does the community handle residents who need additional care and support? ■ Do staff members undergo screenings and background checks prior to employment?

■ Are there shopping, dining and entertainment options near the community?

Overall Impression ■ Does the community look and feel like a place you could call home? ■ Talk with residents and their family members.

■ Are housekeeping and laundry provided?

■ What do they like about the community?

■ Are transportation services available?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

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HOUSING

Boomers Retiring at a Quick Rate Most ready to retire, already collecting social security The first set of Baby Boomers, those born in 1946, continue to be myth-busters, according to the study, Healthy, Retiring Rapidly and Collecting Social Security: The MetLife Report on the Oldest Boomers. The data, from the company’s MetLife Mature Market Institute, says the earliest Boomers aren’t necessarily “working ‘till they drop,” as was predicted. More than half (52%) of the 1946 Boomers are now fully retired. Of those, 38 percent say, “I’m ready,” while 17 percent cite health reasons and 10 percent attribute a job loss. Twenty-one percent remain employed full-time and 14 percent are working part-time. The figures from the MetLife Mature Market Institute 2013 study represent a big jump since 2007 and 2008 when just 19 percent of the oldest Boomers were retired and a significant leap from the 45 percent retired in 2011. The Institute has studied the oldest boomer cohort on numerous occasions, most recently in 2012 with Transitioning into Retirement: The MetLife Study of Baby Boomers at 65 and The Early Boomers: How America’s Baby Boomers Will Transform Aging, Work & Retirement. The 2013 study follows the group as they’ve moved from age 62 to 67, their finances, housing status, family lives and their views on generational issues were tracked. For instance, though the majority of retirees say they have less income than when they were working, lower income does not always equal a lower standard of living, as only 20 percent felt theirs had declined. “As oldest Boomers dive into retirement, even though some have been forced to do so earlier than expected, they seem to be ‘Feelin’ Groovy,’ as this group would have said during their formative years,” said Sandra Timmermann, Ed.D., director of the MetLife Mature Market Institute. “They are poised to remain 100 18-1603-01.indd 100

active and engaged. As their nests empty, they seem to be largely feeling healthy and positive. On the negative side, a good half of this group may not have achieved their retirement savings goals and are not confident about paying for the next phase of their lives.” Among further findings: • 86 percent are collecting Social Security benefits; 43 percent began collecting earlier than they had planned. • Only 14 percent of the oldest Boomers are working part-time or seasonally; 4 percent are selfemployed. • Long-term care rose to the top of the list of retirement concerns; 31 percent reported concern about providing for themselves or their spouses. • Despite the fact that they are worried about long-term care, just under a quarter owns private longterm care insurance. • 82 percent want to age in place and do not plan any future moves. • Eight percent are “upside down” on their mortgage, owing more than the value of their home. • The average number of grandchildren is 4.8. • 79 percent of the oldest Boomers have neither of their parents living, but more than one in 10 are providing regular care for a parent or older relative; for many, the level of care has increased. • Oldest Boomers continue to believe they will see themselves as “old” at the age of 78.5. • 16 percent of the oldest Boomers see themselves as being sharpest mentally in their 60s, but the largest group (30%) believes they were sharpest in their 40s. • More than 40 percent of the oldest Boomers are optimistic about the future. Nearly a quarter of those are optimistic about their

health, and two in 10 feel good about their personal finances. • More than half of the oldest Boomers feel their generation is leaving a positive legacy for future generations. Values and morals and good work ethic were the top two items cited. Methodology The nationally representative survey for Healthy, Retiring Rapidly and Collecting Social Security: The MetLife Report on the Oldest Boomers was conducted by GfK Custom Research North America on behalf of the MetLife Mature Market Institute between November 6, 2012 and December 23, 2012. A total of 1,003 respondents, including 447 people from the 2011 study, were surveyed by phone —respondents were all born in 1946. Data were weighted by demographics to reflect the total Boomer population. The MetLife Mature Market Institute® was Metropolitan Life Insurance Company’s (MetLife) center of expertise in aging, longevity and the generations and was a recognized thought leader by business, the media, opinion leaders and the public. The Institute’s groundbreaking research, insights, strategic partnerships and consumer education expand the knowledge and choices for those in, approaching or working with the mature market. MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. 800-394-9990 | retirementlivingsourcebook.com

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Spotlight Housing Options

on Senior Housing Arden Courts Memory Care Community (see ad page 146) King of Prussia, PA: 610-337-1214 • Warminster Township, PA: 215-957-5182 Yardley, PA: 215-321-6166 Arden Courts, designed by HCR ManorCare, is a memory care community created especially to meet the unique needs of individuals living with Alzheimer’s disease or a related memory impairment. Every detail - from the layout and activities to the specially trained staff and individualized attention - is designed to make life simpler, safer and more fulfilling for our residents. We provide an environment that preserves the warmth, the caring, the comforts and routines of home. 100% dedicated to Alzheimer’s and dementia care.

Chandler Hall (see ad page 1) 99 Barclay St. • Newtown, PA 18940 • 215-497-0904 • www.ch.kendal.org Chandler Hall is a non-profit community run in the Quaker Tradition. We believe that every person served by Chandler Hall has the right to independence, free choices regarding health care and a living situation which fosters productivity and individuality. To that end, we are committed to providing a full continuum of health care for the older adult which is positive and creative. Our programs include Personal Care, Nursing Care, A Hospice Pavilion, Adult Day Program, Home Health Care, Memory Care and more.

Dunwoody Village (see ad page 82) 3500 West Chester Pike, Newtown Square, PA 19073 • 610-359-4400 • www.dunwoody.org Dunwoody Village is an accredited, not-for-profit, Continuing Care Retirement Community. The community has 252 apartments and country houses clustered on a beautiful 83-acre tract of fields, woods, lawns, and gardens in the center of Newtown Square, PA. There are 81 private personal care residences and 81 private skilled nursing rooms on the campus. Amenities include fully enclosed and heated walkways, two dining rooms, casual dining and “take out”, lounges, auditorium, fitness center, swimming pool, Jacuzzi, arts and crafts room, wood shop, library, game room, gift shop, bank, hair salon, weekly housekeeping and flat linen service, transportation and door-to-door mail delivery. The community has a prime location near shopping and public transportation.

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HousING oPtIoNs SPOTlIGHT

on Senior Housing Springpoint Senior Living (see ad page 77) 4814 Outlook Drive, Suite 201, Wall Township, NJ 07753 • www.springpointsl.org We’re New Jersey’s most trusted provider of senior housing and care, with a not-for-profit mission that’s at the heart of everything we do. Our 23 communities throughout the state — including full-service senior living and affordable housing for income-qualified seniors — offer choices to meet diverse financial needs as well as lifestyle and care preferences. Through our Springpoint Foundation, our residents enjoy world-class arts and cultural presentations, timely news and information and other lifeenhancing benefits.

White Horse village (see ad page 88) 535 Gradyville Road, Newton Square, PA 19073 • 610-558-5000 • www.whitehorsevillage.org A non profit, CCAC accredited, continuing care retirement community for adults 62 and older located on 96 acres of woodlands and meadows adjacent to Ridley Creek State Park in Edgmont, PA. Reminiscent of New England, the beautiful country setting of this community draws many adults who wish to retire in a rural suburban environment. Amenities and services include 24 hour Security, weekly housekeeping, activities and cultural programs, evening entertainment, transportation, bank, beauty shop, wood shop, art studio, computer center, fitness, putting green, heated pool and Jacuzzi, library, Gift and Thrift shop, a flexible meal plan, and much more. There is a Health Care Center on site providing temporary and long term skilled care as well as personal care and included in the fees.

THE COST OF AGING

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Credit: MPH@GW, the online master of public health degree offered through the Milken Institute School of Public Health at the George Washington University

In 1900, Americans aged 65 years or older accounted for about 4 percent of the total U.S. population; by 2050, experts expect that this number will increase to more than 20 percent. The expansion prompts plenty of hard questions. What are some common financial burdens faced by aging individuals, their families and caregivers? And what are some steps our health care system can take to alleviate those burdens? MPH@GW, the online MPH RISING OUT-OF-POCKET COSTS offered through the Milken Institute School of Public Health at the George Income levels for aging Americans are increasing, Washington University, created The but not as quickly as their medical bills. By 2040: Cost of Aging in America, an extensive infographic previewed here, to explore some of these issues. More information is Median annual out-of-pocket costs for Americans age 65 will nearly double: available at http://publichealthonline.gwu. edu/cost-of-aging/.

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HousING oPtIoNs lIFE PlAN COMMUNITIES

Life Plan communities Offering diverse lifestyle options life Plan Communities are properties offering a combination of living options for older adults. These communities offer an active lifestyle for residents, as well as a wide array of amenities and services. life Plan Communities were formerly known as Continuing Care Retirement Communities (CCRCs). Following a two-year research and review process, a task force led by leadingAge and Mather lifeWays, identified a new name for CCRCs that would resonate with the boomer target audience. The new name better reflects the communities and their residents—individuals who are active, engaged and focused on the future. living options available at life Plan Communities may include independent living, assisted living and skilled nursing services. These different levels of care are all offered on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus. life Plan Communities afford residents endless opportunities to remain active and involved. These communities generally appeal to young, healthy older adults. Amenities vary widely but often include swimming pools, fitness centers, gardening areas, and golf courses or putting greens. Additionally, residents have access to hundreds of clubs and activities—from art classes to

yoga classes and from drama clubs to walking groups. Residents are also very involved in the operation and management of life Plan Communities through resident boards or councils. Finally, life Plan Communities are generally integrated into the larger community. With active residents, these communities can focus on giving back and acting as a socially responsible neighbor. life Plan Communities give older adults the freedom and security to live active, healthy lives. They are the perfect option for individuals who want to plan ahead for future care needs, while focusing on enjoying every day.

Living options available at Life Plan communities may include independent living, assisted living and skilled nursing services. these different levels of care are all offered on a single campus.

Source: lifeplancommunity.org

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“The new personalized training equipment makes exercise fun, even while I’m working up a sweat!”

1001 East Oregon Rd, Lititz, PA 717-569-3271 www.landishomes.org

– Leona Myer

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Inspiring a more enjoyable, longer life just takes a little spin. Sporting championship tables and a specially designed cushioned floor, Shannondell takes its “ping pong” seriously. Fortunately, residents also take the opportunity to share a fun activity with good friends just as seriously. Rediscovering that a childhood sport can still bring a smile to their face – yet another way Shannondell residents are living more inspired.

Take an inspiring step. Visit shannondell.com or call 800.669.2318 today. 10000 Shannondell Dr, Audubon, PA 19403 800-394-9990 | retirementlivingsourcebook.com

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Living to Inspire®

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HousING oPtIoNs lIFE PlAN COMMUNITIES

Life Plan Resident Rights A model Bill of Rights The National Continuing Care Residents’ Association (NaCCRA) developed a model bill of rights that applies to all residents of life Plan Communities (formerly known as continuing care retirement communities). Model Bill of Rights The residents of a life Plan Community have the right to: 1. Expect full, prompt and complete fulfillment by the management of those services delineated in their contracts. 2. Establish, organize, fund, develop by-laws for, and operate a resident association. 3. Freely assemble, with or without the participation of management and staff. 4. Select and appoint, in accordance with the resident association’s own by-laws, at least three members of the corporate governing board. 5. Be kept informed by the administration, on an ongoing basis, about all significant issues of management, which directly affect residents’ well-being or their financial investment. 6. Full disclosure of the finances of the corporation, presented at least on an annual basis. 7. A plain English list of those services guaranteed by the contract, as well as a list of those services offered by the community but not guaranteed in the contract. 8. Visit the assisted living and skilled nursing facilities, as well as all the amenities associated with independent living, before signing a contract. 9. Be informed in advance of, and to comment on, changes in the delivery of services, including changes in staffing levels. 10. Be informed, at least a month in advance of implementation, about any changes in fees. 106 18-1603-01.indd 106

the residents of a Life Plan community have the right to participate directly in the governance of the residents’ association through communication, discussion, and decision-making in open meetings. 11. Participate directly in the governance of the residents’ association through communication, discussion, and decision-making in open meetings. 12. Raise issues concerning their own well-being, their quality of life, and the sufficiency of their involvement in community life and governance, and to advocate openly for issues of concern to them. 13. Start up and operate informal activities of any kind, so long as they

do not impact negatively on the lives of others, violate the law, interfere with other activities in community space and facilities, or require resident association funds. 14. Organize and seek resident association recognition of a new committee or other resident activity needing community facilities or resident association funds. 15. All the benefits of living in the community, including all the services and amenities on offer, and all regulations applying to community life, provided and enforced impartially and without prejudice, regardless of a resident’s age, gender, race, economic status, professional background or sexual orientation. 16. Select, based on availability and the resident’s financial qualifications, an independent living apartment of the resident’s choice and to appoint and furnish it to the resident’s taste. 17. Participate as fully and meaningfully as possible. When the need to move to an assisted living facility or skilled nursing unit comes under discussion, family members designated by the resident have the right to be kept informed of the resident’s condition and care plan. Source: www.naccra.com

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life plan communities Housing Options

Understand Entrance Fees Knowing the options when paying for life plan communities Most Life Plan Communities require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the community to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways: Declining scale refunds, also known as amortizing entrance fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For example, if an entrance fee under this

arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable. Partially refundable entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death. Full refunds offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds are typically more expensive than those without refunds or those that are partially refundable

The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen and agreement type.

or refundable on a declining basis. Excerpt from Consumer Guide to Understanding Financial Performance and Reporting: Enhancing People’s Lives in Continuing Care Retirement Communities.

Your Retirement Lifestyle. Your Way! At Lutheran Community at Telford, your choice is our reality. Beautifully appointed residential accommodations include apartments, cottages, and duplexes. We are here to meet your expectations. • Independent Living • Healthcare • Memory Support • Personal Care Suites and Studios • Center for Community Life, which includes indoor pool

Call or visit us today!

267-203-1402 • www.lctelford.org A Continuing Care Retirement Community 12 Lutheran Home Drive Telford, PA 18969 800-394-9990 | retirementlivingsourcebook.com

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HousING oPtIoNs lIFE PlAN COMMUNITIES

A Guide to choosing the Right contract By Kelly Hagler You want to move to a senior living community, but that’s just the first of many decisions you’ll need to make. No matter which community you move to, you’ll have to sign a contract that stipulates the services you’ll receive and what you’ll pay—now and down the road. This guide can help you navigate the different contracts you may encounter as you embark on your search for a new home. Continuing care retirement communities (CCRCs), also known as life plan communities, offer multiple levels of care all on one campus. This setting is generally attractive to seniors who like to plan ahead. CCRCs are most useful for seniors who can come in at the independent living level and move through higher levels of care as needed over time. “The CCRC is a promise of future care, inclusive of the various levels,” says Marc Herrera, vice president of skilled nursing administration and risk management at be.group, an operator of Southern California retirement communities. “All other types of senior living are month-to- month arrangements.” Most CCRCs are nonprofit organizations with business models surrounding a mission of senior care and service, says Daniel S. Ogus, executive vice president and chief

operating officer at be.group. All levels of care in a CCRC are usually provided by the same management. CCRC contracts are more complex than other types of senior living agreements because they offer more services. There are three common types of CCRC agreements that typically secure long-term living accommodations, services and health care for residents. 1. Type A (Life Care Agreements) According to the Commission on Accreditation of Rehabilitation Facilities, Type A contracts include overall housing, residential services (amenities) and unlimited healthrelated services. Type A contracts provide a sense of stability, as future costs are much more predictable regardless of any changes in needed services or care. Residents pay a much larger entrance fee compared to other contract types, but the monthly fee is flat through all levels of care. 2. Type B (Modified Agreements) As with Type A, Type B contracts include housing and residential services. Unlike Type A, Type B does not cover all future health care needs but does offer discounted or waived rates for those services. While Type B contracts have a lower entrance fee than Type A, should an increase in care become necessary, it

would be the resident’s responsibility to cover costs. 3. Type C (Fee-For-Service Agreements) like both A and B, Type C contracts cover housing, residential services and health care. “Basically, it’s pay as you go,” says Herrera. Residents pay a smaller entrance fee in the beginning. Then, if you don’t need to use higher levels of care, there is no additional cost to you beyond your monthly service fee for using amenities like transportation or activities. While Type C contracts will save you on up-front costs, the resident risks the potential for large costs down the road if there is a sudden need for care. Steps before you sign Regardless of the environment you choose, moving to a senior living community is a big decision that requires a lot of thought and even more research. Here are some important steps to take before signing a contract. 1. Consult a financial adviser. Joining a senior living community is a serious investment. Spend time with your trusted financial adviser. “Your biggest pitfall is not understanding how health care, especially Medicare, works in our country,” says Ogus.

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life plan communities Housing Options

“How much money do you have and how much will you need? Understand what benefits you’re getting from Medicare as well as your retirement packages.” 2. Research the organization and management. The financial stability of the community as well as the continuity of management are two essential factors to vet thoroughly. Is the management able to make improvements regularly? Will you be working with the same staff regularly, or is there a high turnover rate? 3. Understand which services are covered. Asking about guaranteed services will alleviate many of those “what if ” questions: What if you get dementia? What if you become debilitated? Ask management specific questions about what’s covered in your contract beyond care services. Understand how they charge for specialized programming and activities. 4. Find out how refunds work. Signing a CCRC contract is a big decision—so what if you change your mind? 5. Ask about a benevolence program. Many nonprofit CCRCs offer benevolence programs if a resident exhausts his or her financial resources. “Say someone has lived in the community for 15–20 years and now she cannot afford to pay at that higher level—this program subsidizes her as she continues to live at the same level,” says Herrera.

The financial stability of the community and the continuity of management are two essential factors to vet thoroughly.

6. Make sure your voice will be heard in the future. Some communities have their own associations, and residents have the right to be represented on boards. “It’s collaborative management,” says Herrera. “Many communities are managed with a lot of advice from residents.” 7. Determine what role your family will play. “We can’t share information with children if the resident doesn’t give us permission to do so,” says Ogus. “If a resident has a condition change, we

Independent Living Assisted Lifestyle Services Short-term Rehabilitation Skilled Nursing Care Memory Care Unit

hope he or she will allow us to share with one of their adult children.” Make sure your family understands the financial commitment and how your contract works. 8. Explore, visit, ask questions, repeat. “We want [potential residents] to make the right decision,” says Ogus. “We want them to choose us, but we’d rather them not choose us if it’s not the right decision for them. An unhappy resident can spoil it for the rest of the community. It should be a lifestyle decision, not a sentence.”

Adding Life to Years

Call us today 814-793-3728 877-849-9291

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Housing Options life plan communities

Choosing a Life Plan Community Use this checklist to review options: Physical Environment

Dining Services

■ Is the community clean and well maintained?

■ Does the dining room look and smell inviting?

■ Is ample parking available for residents and visitors?

■ Are the dining room tables, chairs and linens in good condition?

■ Are exterior maintenance, snow removal and landscaping included in the monthly fees? ■ Are there multiple floor plans available? ■ Can residents decorate their cottages, condos or apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars? ■ Do individual residences include safety features, such as emergency alert and fire suppression systems? Levels of Care ■ What levels of care does the community offer?

■ Are residents allowed to invite guests for meals? ■ Can residents select their own meal times, or are there designated meal times? ■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus? ■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Location

■ Independent living?

■ Assisted living?

■ Is the community conveniently located for friends and family to visit?

■ Skilled nursing care?

■ Is the community in a safe neighborhood?

■ Short-term rehabilitation?

■ Memory care?

■ Are there shopping, dining and entertainment options near the community?

■ Do residents have access to in-home care should it be needed?

■ Is the community near preferred medical providers?

Resident and Staff Interaction

■ Does the community look and feel like a place you could call home?

■ Is the community well staffed overnight?

Overall Impression

■ How does the community handle residents who need additional care and support?

■ Talk with residents and their family members.

■ What do they like about the community?

■ Do staff members undergo screenings and background checks prior to employment?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

■ Are housekeeping and laundry provided? ■ Are transportation services available? ■ Do caregivers interact with residents in positive ways? ■ What is the staff-to-resident ratio for each level of care? Fees and Costs

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

■ What services are included in the monthly fee? ■ What services are available for an additional fee? What are the fees? ■ How often do resident rate increases occur? ■ Are there multiple contract options? ■ Do some contract options offer entrance fee refunds?

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Nursing

Monthly Cost Starting From

Entry Fees Starting From

800-576-1453

Warminster

1,476

1,819

117,000

■ ■

Pets Allowed

City

Assisted/ Personal Care

CARF ACCREDITATION Swimming Pool

PHONE

Independent

Life Plan Communities

FEATURED on Page

life plan communities HOUSING

BUCKS COUNTY Ann’s Choice Chandler Hall Health Services

267-291-2300

Newtown

112

1,149

195,000

■ ■

Christ’s Home Senior Services

215-956-2270

Warminster

114

972

95,000

■ ■ ■

Community at Rockhill

215-257-2751

Sellersville

206

1,170

51,000

■ ■

610-808-9453

Plymouth Mtg.

215-752-2370

Bensalem

279

1,875

71,100

■ ■

107 267-203-1402

Telford

245

971

52,000

■ ■

Manor at York Town, The

610-808-9456

Jamison

Pennswood Village

610-808-9463

Newtown

312

Phoebe Richland

610-686-6628

Richlandtown

Pickering Manor

610-808-9472

Newton

Friends Life Care Partners Juniper Village at Bucks County Lutheran Community at Telford

2,260 37

■ ■

2,766

95,500

■ ■ ■

2,295

165,000

■ ■

Pine Run Community

800-992-8992

Doylestown

300

107

127

1,843

10,000

Southampton Estates

888-368-3582

Southampton

296

120

2,403

128,900

■ ■ ■

Twining Village

32, 33

215-600-1938

Holland

204

117

1,691

86,000

■ ■ ■

610-808-9453

Doylestown

218

Bellingham Retirement

610-808-9472

West Chester

208

Devon Manor

610-808-9456

Devon

Friends Life Care Partners

610-808-9463

Plymouth Mtg.

Jenner's Pond Retirement Community

610-808-9470

West Grove

278

Back Cover 800-814-8133

Kennett Sq.

515

113

3,129

87,400

■ ■ ■

610-482-4253

Pottstown

133

2,650

32,000

■

610-808-9472

Downingtown

1,025

12,440

■ ■

Wesley Enhanced Living Doylestown

■ ■

CHESTER COUNTY

Kendal~Crosslands Communities Manatawny Manor

32, 33

Simpson Meadows

2,975

3,000

■

■ ■

St. Martha Villa for Ind. & Ret. living

610-873-5300

Downingtown

1,358

2,457

Tel Hai Retirement Community

610-273-9333

Honey Brook

441

128

1,061

86,000

■ ■

Ware Presbyterian Village

610-808-9453

Oxford

179

137

1,400

90,000

■ ■ ■

Wellington at Hershey's Mill

610-808-9456

West Chester

193

3,550

610-808-9463

Bryn Mawr

610-359-4400

Newtown Sq.

268

2,975

89,000

■ ■

610-808-9470

Plymouth Mtg.

■ ■

DELAWARE COUNTY Bryn Mawr Terrace Convalescent Home Dunwoody Village

Friends Life Care Partners

170 30,000

2,500

■

Granite Farms Estates

888-368-2731

Media

240

2,446

145,900

■ ■ ■

Lima Estates

888-368-2981

Media

260

2,403

131,900

■ ■ ■

610-459-1090

Glen Mills

1,196

1,964

149,000

■ ■ ■

610-642-3000

Haverford

349

115

3,115

81,000

■ ■

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Assisted/ Personal Care

610-891-3700

Media

361

Bryn Mawr

130

610-808-9453

Media

163

610-558-5000

Newtown Sq.

338

3,070

105,000

■ ■ ■

Brethren Village

610-808-9472

Lancaster

400

175

498

10,000

■ ■ ■

Calvary Homes

717-393-0711

Lancaster

219

832

36,700

■

Garden Spot Village

610-808-9453

New Holland

542

920

79,000

■ ■

Homestead Village

610-808-9456

Lancaster

165

111

934

48,800

■ ■ ■

Landis Homes

717-569-3271

Lititz

450

742

44,000

■ ■ ■

717-892-5039

Lititz

347

106

894

52,500

■ ■

Moravian Manor

610-808-9463

Lititz

127

850

112,000

■

Pleasant View Retirement Comm.

610-808-9472

Manheim

152

133

986

89,900

■ ■

St. Anne's Retirement Community

610-808-9470

Columbia

121

805

3,000

717-478-7313

Columbia

126

106

924

44,500

The Long Community at Highland

610-808-9472

Lancaster

108

Warwick Woodlands

610-808-9453

Lititz

126

800-770-5445

Lancaster

woodcrest villa

717-390-4103

lancaster

459

Zerbe Retirement Community

610-808-9456

Narvon

2,444

101,136

2,499

59,500

Pets Allowed

Independent

Entry Fees Starting From

City

Monthly Cost Starting From

PHONE

Nursing

FEATURED on Page

Life Plan Communities

CARF ACCREDITATION Swimming Pool

HOUSING life plan communities

DELAWARE COUNTY (continued) Riddle Village Retirement Community

Rosemont - Presby’s Inspired Life Comm. insidE front 610-908-4118 Wesley Enhanced Living Main Line White Horse Village

■ ■ ■

LANCASTER COUNTY

Luther Acres

St. John's Herr Estate

Willow Valley Communities

1,531 220

■ ■ ■ ■

1,700

■

127

■

285

1,687

94,000

■ ■ ■

150

188

1,369

61,400

■ ■

798

200,000

■

MONTGOMERY COUNTY Beaumont at Bryn Mawr

610-525-8300

Bryn Mawr

120

2,859

3,200

■ ■ ■

Brittany Pointe Estates

877-620-6524

Lansdale

279

2,534

206,900

■ ■ ■

Dock Woods

215-368-4438

Lansdale

265

1,050

96,000

■ ■

610-808-9463

Lansdale

125

1,280

45,000

■

877-830-4686

Ft. Washington

2,403

102,900

Foulkeways at Gwynedd

215-643-2200

Gwynedd

250

3,020

92,000

■ ■

Frederick Living

610-808-9453

Frederick

107

1,713

58,000

■

Friends Life Care Partners

610-808-9472

Plymouth Mtg.

888-368-2919

Ambler

159

2,403

117,900

610-808-9453

Huntington

Elm Terrace Gardens Fort Washington Estates

Gwynedd Estates

HCR/ManorCare - Huntington Valley

■

■ ■

Meadowood Senior Living

610-584-1000

Worcester

293

1,503

112,000

■ ■

Normandy Farms Estates

888-368-3431

Blue Bell

355

2,446

140,900

■ ■ ■

Peter Becker Community

215-256-9501

Harleysville

284

1,555

50,000

■ ■

610-808-9456

Wyncote

Phoebe Wyncote

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Nursing

Monthly Cost Starting From

Entry Fees Starting From

114

2,810

57,000

■ ■

1,016 104

190

1,461

95,000

■ ■

111

1,139

84,000

■

289

2,403

120,900

Wyndmoor

2,000

215-368-0900

Lansdale

120

2,355

37,000

■

610-645-8764

Gladwyne

220

3,698

242,000

■ ■ ■

Cathedral Village

215-487-1300

Philadelphia

279

133

1,670

15,000

■ ■ ■

Friends Life Care Partners

610-808-9470

Plymouth Mtg.

Wesley Enhanced Living at Stapeley

610-808-9456

Philadelphia

120

■

Wesley Enhanced Living Pennypack Park

610-808-9463

Philadelphia

120

■

Mechanicsburg

391

100

1,554

133,300

■ ■ ■

Lewisburg

102

825

94,000

■

New Oxford

506

123

270

766

78,400

■ ■

PHONE

City

insidE 215-376-6292 front

Rydal

Shannondell at Valley Forge

105 610-728-5200

Audubon

Souderton Mennonite Homes

215-723-9881

Souderton

200

Spring House Estates

888-368-3817

Lwr. Gwynedd

610-808-9470

Pets Allowed

Assisted/ Personal Care

305

FEATURED on Page

Independent

Life Plan Communities

CARF ACCREDITATION Swimming Pool

life plan communities HOUSING

MONTGOMERY COUNTY (continued) Rydal Park A Presby’s Inspired Life Comm.

Springfield Senior Living St. Mary Ctr. for Rehab. & Healthcare

Waverly Heights

■

■ ■

PHILADELPHIA

OTHER PENNSYLVANIA Bethany Village

113 717-766-0279

Buffalo Valley Lutheran Village

32, 33

Cross Keys Village Brethren Home Comm.

119 888-624-8242

866-723-1909

Cornwall Manor

800-222-2476

Cornwall

317

1,650

62,000

■ ■

Cumberland Crossings

32, 33 32, 33

717-462-7448

Carlisle

111

1,638

151,000

■ ■

717-388-0198

Middletown

136

723

30,000

■

610-808-9456

Newville

128

1,075

65,000

■ ■ ■

610-775-2300

Wyomissing

283

2,500

107,900

■ ■

Frey Village Green Ridge Village Highlands at Wyomissing, The

Homewood at Martinsburg

109 814-793-3728

Martinsburg

131

144

897

110,300

■ ■

Homewood at Plum Creek

59, 148 717-637-4166

Hanover

305

120

1,978

72,000

■ ■

610-808-9463

Bethlehem

157

2,298

64,260

■ ■ ■

610-628-4041

Allentown

277

1,613

73,000

■

Kirkland Village Luther Crest

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32, 33

113 11/21/18 9:59 AM

Independent

Assisted/ Personal Care

32, 33

610-816-6358

Topton

104

Menno Haven

717-262-2373

Chambersburg

518

169

Messiah Village

610-808-9470

Mechanicsburg

275

170

184

610-746-1000

Nazareth

129

610-808-9472

Bethlehem

250

118

32, 717--447-5092 33

Lewistown

Phoebe Allentown

610-686-6362

Allentown

Phoebe Berks

484-205-9489

Wernersville

Presbyterian Village at Hollidaysburg

610-808-9463

Hollidaysburg

Quincy Village

610-808-9470

Quincy

181

717-227-3000

Shrewsbury

St. Andrew's Village

610-808-9472

St. Anne's Retirement Community StoneRidge Retirement Living

194

925

67,000

■

1,010

72,000

■ ■

Pets Allowed

Entry Fees Starting From

City

Monthly Cost Starting From

PHONE

Nursing

FEATURED on Page

Life Plan Communities

CARF ACCREDITATION Swimming Pool

HOUSING life plan communities

OTHER PENNSYLVANIA (continued) Lutheran Home at Topton, The

Moravian Hall Square

Moravian Village of Bethlehem Ohesson

Shrewsbury Lutheran Ret. Village

134

■ ■ ■ 149,000

■

■ ■

539

70,000

2,107

64,300

■

1,664

63,100

■ ■

952

72,000

■

135

785

72,500

100

581

96,900

Indiana

131

2,134

43,890

610-808-9453

Columbia

121

805

3,000

■ ■ ■

610-808-9456

Myerstown

143

1,662

51,200

■ ■

■

■ ■

■

Village at Kelly Drive, The

717-848-2585

York

Village at Luther Ridge, The

717-264-5700

Chambersburg

Village at Gettysburg, The

717-334-6204

Gettysburg

100

■

Village at Sprenkle Drive, The

717-764-9994

York

140

104

■

Village at Utz Terrace, The

717-637-0633

Hanover

112

■

Westminster Village - Allentown

610-808-9463

Allentown

111

2,263

68,355

■

Westminster Woods at Huntingdon

610-808-9470

Huntingdon

1,212

138,000

■

Woodland Retirement Community

610-808-9472

Orbisonia

125

1,089

■

856-679-2200

Voorhees

164

110

2,825

179,500

■ ■

888-816-8527

Maplewood

202

115

3,000

279,000

■ ■ ■

Inside 800-500-5433 Back

w. caldwell

276

■ ■

new jersey - Camden county Lions Gate

new jersey - essex county Winchester Gardens Crane's Mill

■ ■

new jersey - mercer county Meadow Lakes

800-564-5705

East Windsor

260

1,750

64,365

■ ■ ■

800-842-2480

Red Bank

140

2,500

95,000

■

Bristol Glen

609-503-9942

Newton

2,600

127,000

■

Cedar Crest

609-310-3819

Pompton Plains

1,478

113

1,974

87,000

■ ■

866-662-7359

Whiting

329

2,364

43,240

■ ■ ■

610-808-9463

Woodstown

1,821

67,000

■

OTHER NEW JERSEY Atrium at Navesink Harbor, The

Crestwood Manor Friends Village at Woodstown

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■

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11/21/18 9:59 AM

Monthly Cost Starting From

Entry Fees Starting From

1,546

58,170

Leisure Park

732-370-0444

Lakewood

Monroe Village

866-859-2276

Monroe Twp.

Spring Village at Galloway

609-503-9942

Galloway

Seabrook

609-310-3819

Tinton Falls

1,057

City

Pets Allowed

Nursing

PHONE

CARF ACCREDITATION Swimming Pool

Assisted/ Personal Care

286

FEATURED on Page

Life Plan Communities

Independent

life plan communities HOUSING

OTHER NEW JERSEY (continued)

■ ■ ■

2,970

3,000

2,030

87,000

■ ■

3,433

137,865

■ ■ ■

■

Stonebridge at Montgomery

800-218-3456

Skillman

211

The Evergreens

856-459-2000

Moorestown

188

The Oaks at Denville

973-586-6000

Denville

285

1,700

161,000

■ ■

Cokesbury Village

888-368-3920

Hockessin

235

2,892

158,900

■ ■ ■

Country House

888-368-3952

Wilmington

131

3,312

146,900

■

Forwood Manor

302-529-1600

Wilmington

141

3,000

2,800

■

Foulk Manor North

302-478-4296

Wilmington

Manor House

888-368-3972

Seaford

118

2,012

102,900

Millcroft

302-366-0160

Newark

110

3,258

■

Shipley Manor

302-479-0111

Wilmington

3,220

■

the moorings at lewes

302-644-7994

lewes

131

2,684

215,000

302-230-2728

Dover

119

1,660

69,000

■ ■ ■

STATE OF DELAWARE

Westminster Village - Dover

2,300 ■ ■ ■

■ ■ ■

■

STATE OF Maryland Diakon Senior Living – Hagerstown

32, 33

240-513-2570

Hagerstown

110

600

78,000

Heron Point

888-368-3995

Chestertown

191

2,269

144,900

■ ■ ■ ■ ■

18-0822-07

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

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115 11/21/18 9:59 AM

HousING

THE IMPACT OF CHRONIC CONDITIONS ic

Ac u

n ro

Chronic conditions like diabetes are expected to become as or more prevalent than acute health care problems â&#x20AC;&#x201D; and many chronic conditions are preventable.

Credit: MPH@GW, the online master of public health degree offered through the Milken Institute School of Public Health at the George Washington University

Find more details on Independent living Communities & Services: retirementlivingsourcebook.com

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INDEPENDENT lIVING HousING

Independent Living communities Providing security with no home maintenance Independent living communities are residential communities for active older adults who want an enjoyable lifestyle free of the worries of home maintenance. They are similar to any apartment, condominium or singlefamily development, except that they provide special services, including security. Most independent living communities are fully secured with staff members greeting and screening

all visitors around the clock. As many individuals at this stage in their lives are looking to pursue new hobbies and interests, the activities and amenities available at a community are a major factor for potential residents. Most independent living communities provide a full range of activities such as shopping trips, outings to cultural events, organized gatherings and an array of clubs.

Many independent living communities provide a range of activities that promote social contact among residents.

Some communities also have tennis courts, swimming pools and other amenities. Independent living communities typically offer a variety of meal plans. Residents also have the option of preparing their own meals. Most independent living communities do not offer health care services. However, some communities are affiliated with health care facilities that can provide such care when it is needed. Residents also have the option of purchasing home health care services from outside providers. Most independent living communities are rental communities, but some are condominiums or singlefamily communities in which residents purchase their units or homes. Costs and services vary widely. In some communities, a monthly fee covers many services, while in others a fee-for-service system is used. A few communities offer subsidies based on strictly defined need. To learn more, contact your local Area Agency on Aging. Consumers should carefully research the independent living community options in their target areas or neighborhoods. After requesting and reviewing information from communities, prospective residents should plan on-site visits to each community they are considering. 800-394-9990 | retirementlivingsourcebook.com

18-1603-01.indd 117

117 11/21/18 9:59 AM

HousING oPtIoNs INDEPENDENT lIVING

considering Independent Living Questions for consumers The questions below will help seniors and their families determine if an Independent living community may be the right choice for them. • Do you feel isolated in your home? • Do you fi nd it diffi cult to get around your neighborhood? • Do you lack relationships with your neighbors? • Do you have diffi culty driving? • Do you wish that someone else would drive you to your errands and appointments? • Do you have a hard time getting out of the house? • Do you frequently go for weeks without seeing friends? • Do you wish you had more of a social life? • Do you miss participating in favorite activities?

• Do you fi nd it diffi cult to run errands alone? • Do you have a diffi cult time keeping up with home maintenance? • Do you fi nd it challenging to clean your home? • Do you feel unsafe in your home or your neighborhood? • Do you fi nd it hard to climb the stairs into or inside your home? If you answered “yes” to most of the above questions, you may want to consider Independent living. However, you will also want to consider your current and future health care needs before making a final decision. For instance, if you have a chronic health condition, you may want to consider an Assisted living community, or a community that offers both Independent living and higher levels of care on the same campus.

For many seniors, independent Living offers the perfect lifestyle.

For many seniors, Independent living offers the perfect lifestyle— one with no home maintenance or transportation worries and with plenty of social and recreational opportunities. With a wide array of communities available locally, you are certain to find a community that offers you both the independence you desire and the security you need.

REDEFINE RETIREMENT!

THE THE

Marlton NJ

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INDEPENDENT lIVING HousING oPtIoNs

Access Benefits for Veterans Help is available for service members Individuals who have served their country in the armed forces are eligible for a wide array of benefits through the U.S. Department of Veterans Affairs (VA). These benefits include health care services ranging from routine screenings and checkups to long-term care. Additional benefits are also available for aging Veterans. Qualification and Enrollment Any individual who served in the active military, naval or air service and was discharged under any condition other than dishonorable may qualify for VA health care benefits. Members of the Reserves or National Guard who were called to active duty, other than for training, and completed the full duty requirement may also be eligible for health care.

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only by enrolling in the VA health care system can Veterans guarantee that comprehensive services will be available when and where they are needed. Veterans who enlisted after September 7, 1980, must have served 24 continuous months or the full period for which they were called.

However, there are exceptions to the minimum duty requirements, including early discharge for disability and other special circumstances. All Veterans are encouraged to enroll with the VA to determine their eligibility for benefits. Only by enrolling in the VA health care system can Veterans guarantee that comprehensive services will be available when and where they are needed. The VAâ&#x20AC;&#x2122;s enrollment system is based on priority groups. Congress determines the VAâ&#x20AC;&#x2122;s funding annually, which impacts the number of Veterans who can be enrolled in the health care program. The VA classifies Veterans into priority groups to ensure that limited funds are provided to higher priority Veterans first. Priority groups Continued on page 120

119 11/21/18 9:59 AM

Housing Options Independent Living

Access Benefits … Continued from page 119

range from 1-8, with 1 being the highest priority. Group 1 includes Veterans who are more than 50 percent disabled, while Group 8 is made up of individuals who are not rated as disabled and who have incomes above the VA national threshold. Individuals in lower priority groups often have to pay copays for care and services. Once a Veteran’s eligibility is verified, they will be assigned a priority group. If an individual is eligible for more than one priority group, the VA will place them in the highest group for which they are eligible.

• Require the help of another person for everyday personal care needs (such as bathing, dressing, or toileting); or • Be bedridden; or • Live in a nursing home and be physically or mentally incapacitated; or • Have poor eyesight (5/200 corrected visual acuity or less in both eyes). The VA also offers a Housebound Allowance to certain eligible Veterans who are restricted to their residence because of a permanent disability. This additional monthly monetary benefit can be used to help pay for needed care services provided in the Veteran’s home.

To apply for either the Aid and Attendance or Housebound benefits, Veterans must send a written statement, including a report from their doctor documenting the need for services, to their Veterans Benefits Administration regional office. Additional information is available at www.va.gov/healthbenefits and www. myhealth.va.gov or by calling the VA toll-free at 1-877-222-VETS (8387). Information adapted from http:// www.va.gov/geriatrics/ and from Health Care Benefits Overview 2012, a publication of the VA available at http://www.va.gov/healthbenefits/ resources/epublications.asp.

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18-0822-02

Long-Term Care Benefits In addition to preventative, health maintenance and emergency care, VA benefits may also provide for longterm care in some instances. Longterm care benefits include assistance that is provided for an extended period of time to help Veterans with everyday tasks and/or provide support for managing an ongoing illness. Long-term care, as defined by the VA, may be provided in a person’s home, a community site, residential setting, or nursing home. Eligibility for services covered by the VA are determined based on a Veteran’s need for ongoing treatment, service availability in their area, financial eligibility, priority group status and insurance coverage. Long-term care services may also be covered though Medicare, Medicaid, insurance or private funds. In some instances, Veterans may be able to use the Aid and Attendance Allowance to cover needed longterm care. The Aid and Attendance Allowance is an additional monthly monetary benefit provided by the VA for certain Veterans who receive a pension. To be eligible, Veterans must:

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11/21/18 9:59 AM

The only complete listing of every Aging Life Care Manager in the Mid-Atlantic.

Order Your FREE Copy!

Mid-Atla

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This is a first-of-its-kind guide produced by Guide to Retirement Living SourceBook in partnership with the Aging Life Care Association Mid-Atlantic Chapter. The Resource Directory lists EVERY Aging Life Care Manager (Geriatric Care Manager) in the Mid-Atlantic (Delaware, Maryland, Virginia, West Virginia, Pennsylvania and the District of Columbia), along with dozens of resources and exclusive editorial content to help seniors, families and providers.

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Chapter Mid-Atlantic

for an sts to Caring Six Hidden Co Aging Parent Chapter Mid-Atlantic

rewards of gloom. The all doom and loved one isn’t costs. Academy for an aging en the Leadership Caregiving so are the hidd iation™ Member and Fellow of but , s for real are Assoc ts opportunitie Life Care caregiving seriously impac at work , CMC – Aging

blue shine MSW, LICSW t. It’s hard to g early, by Jullie Gray, advancemen constantly leavin roug for daily when you are care aide about siblings Costs to Carin texting a home Six Hidden your nt iating with what. tines or negot an Aging Pare across the country en responsible for Adult childr ation. Like about who is gener ich sandw belong to the feel squished net vanishes cheese, they safety the cial caand i estimated 2. Finan salam ies of their by Met Life responsibilit A 2011 study hours to between the g their kids. reduced work almost care and raisin ce their that men who lost reers, elder for parents caregivers sacrifi $38,000 security to provide care Often, family and financial wages and earnede benefits. $127,000 in own well-being grow old gracefully. lifetim ity ts Secur ther, men less in Social help their paren isn’t easing anytime d working altoge stoppe non, pena The situation r, they If wages $284,000 in Research Cente pubgave up about Security benefits over soon. The Pew informs the that tank Social ten thousion, and partisan fact , estimates that fare even their lifetime. lic about trends now turning 65 every the other hand, risk for are i” will Women, on sand people are more at “silver tsunam and led ially so-cal At worse financ day. This decades. efforts. Womthe next three an Aging result of their or poverty as a continue for back at work the Center on need to cut Met Life en typically the same time, etown University realtogether. The reduce stop working Society at Georg age 65 and older are n who ers ted that wome in study estima ports that boom se at a 2.3% rate while than $121, 000 increa hours lose more 0 less in expected to ers available patience, their e wages and earn $64,00 of family memb at less than time, er of lifelot a numb their ds lifetim the over will increase work. It deman Those who start with ity benefits to care for Social Secur to care for them on families now and in re and persistence. out for help g the workforce even time. Leavin tations reach 1%. The pressu ularly women, is impocketbook realistic expec partic fare much better a parent hits woman’s shortThey . ping the future, and plan ahead and downs than those a man’s. A whop , pension loved one harder than mense. ups wages for an aging through the of caring for 00 includes her lifeCaregiving rewards of hidden costs fall of $324,0 ty benefits over considered who don’t. The and gloom. The er should be the hidden and social securi isn’t all doom real but so are a family memb carefully. time. caregiving are planned for en see and costs. er s? side, adult childr ne Hidden Cost world gets small The Six On the plus someo e laser-fo3. to the becom are back” en What “giving As adult childr of frail parents, it their role as monetary, but 1. Dead-end career of a parneeds care payoff is not the The peron l. taking support of for a cused specia The demands that their social when tunity to care and increase tant figure stands to reason it is an oppor t productivity ally, this is ent can impac been an impor ver. Losing fo- network shrinks. Ironic son who has raised them for the caregi It may be all off to run absenteeism matter most. – a mom who in time in their life them down. and taking time ts, manage friendships do to get home waved who never let cus at work al appointmen a daughter can alone or a dad micro ing through medic the mean quick to a ss and er se Mom addre togeth Finding purpo all the work schedules and out of the to throw love makes home care appear this labor of able crises that and effort. hard inevit worth the time caregiver is family a But being

Care 4 Aging Life

Assoc iation

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Chapter

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Housing Options Independent Living

Choosing Independent Living Use this checklist to review options: Physical Environment ■ Is the community clean and well maintained? ■ Is ample parking available for residents and visitors? ■ Are exterior maintenance, snow removal and landscaping included in the monthly fees? ■ Are there multiple floor plans available? ■ Can residents decorate their cottages, condos or apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars?

■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs ■ Are activities scheduled throughout the day and evening? ■ Are fitness classes offered? ■ Are there dedicated spaces for resident clubs and informal gatherings?

■ Do individual residences include safety features, such as emergency alert and fire suppression systems?

■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

Resident and Staff Interaction

■ Are there outdoor spaces available for walking, gardening and recreation?

■ Is the community well staffed overnight?

■ Are volunteer programs available?

■ How does the community handle residents who need additional care and support?

■ Do the residents appear engaged and energetic?

■ Do staff members undergo screenings and background checks prior to employment?

Location

■ Are housekeeping and laundry provided?

■ Is the community in a safe neighborhood?

■ Are transportation services available?

■ Is there public transportation nearby?

■ Do caregivers interact with residents in positive ways?

■ Are there shopping, dining and entertainment options near the community?

■ What is the staff-to-resident ratio?

■ Is the community near preferred medical providers?

Fees and Costs

Overall Impression

■ What services are included in the monthly fee?

■ Does the community look and feel like a place you could call home?

■ What services are available for an additional fee? What are the fees?

■ Talk with residents and their family members.

■ How often do resident rate increases occur?

■ What do they like about the community?

■ Are subsidies available? How do residents qualify for subsidies? Is there a waiting list?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

Dining Services ■ Does the dining room look and smell inviting? ■ Are the dining room tables, chairs and linens in good condition? ■ Are residents allowed to invite guests for meals? ■ Can residents select their own meal times, or are there designated meal times?

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus?

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11/21/18 9:59 AM

800-576-1453

Warminster

1,476

1,819

Center Square Towers

610-808-9453

Doylestown

352

Meals / Dining Services

Monthly Cost Starting From

Ann’s Choice

Pets Allowed

City

Featured on Page

PHONE

Independent

Independent Living

Subsidies

Independent Living Housing Options

■

PENNSYLVANIA - BUCKS COUNTY

Chandler Hall Health Services

267-291-2300

Newtown

1,950

■

Christ’s Home Senior Services

215-956-1802

Warminster

114

972

■

Community at Rockhill

215-257-2751

Sellersville

206

1,170

■

Franklin Park Apartments

610-808-9456

Doylestown

125

865

Galilee Village

610-808-9463

Levittown

120

■

Gloria Dei Plaza

215-968-7606

Newtown

111

Juniper Village at Bucks County

215-752-2370

Bensalem

272

1,875

■

lutheran community at telford

107

267-203-1402

telford

245

971

■

Manor at York Town, The

610-808-9472

Jamison

2,260

■

Morrisville Presbyterian Apartments

610-808-9453

Morrisville

New Hope Manor

610-808-9456

New Hope

100

625

Pennswood Village

610-808-9463

Newtown

312

2,766

Phoebe Richland

610-686-6628

Richlandtown

Pickering Manor

610-808-9472

Newton

1,271

■

1,843

■

■ ■

Pine Run Community

800-992-8992

Doylestown

300

Southampton Estates

215-364-0500

Southampton

306

32, 33

215-600-1938

Holland

204

610-808-9456

Doylestown

218

610-269-8800

Downingtown

123

2,275

■

Bellingham Retirement

610-808-9472

West Chester

208

2,975

■

Colonial Woods

610-808-9456

Glenmoore

2,070

■

Coniston & Cartmel

610-808-9463

Kennett Square

2,271

Devon Manor

610-808-9470

Devon

2,554

610-888-7135

malvern

610-808-9472

Phoenixville

520

610-444-2577

Kennett Square

610-808-9453

Paoli

610-384-6310

E. Fallowfield

Heatherwood Retirement Community

610-808-9470

Jenner’s Pond Retirement Community

Twining Village Wesley Enhanced Living Doylestown

1,691

PENNSYLVANIA - CHESTER COUNTY Ashbridge Manor

Echo Lake

13, 97

French Creek Friends Home in Kennett

134

Genesis HealthCare- Highgate at Paoli Pointe Harrison House Chester County

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Back Cover

■

■ ■ ■

■

2,480

■

3,300

■

1,600

■

Honey Brook

3,980

■

610-808-9456

West Grove

278

■

800-814-8133

Kennett Square

589

3,129

610-808-9463

Parkesburg

■

■ ■

■

123 11/21/18 9:59 AM

City

Monthly Cost Starting From

Pets Allowed

Meals / Dining Services

610-808-9470

Downingtown

1,025

■

■ ■

Subsidies

PHONE

Independent

Independent Living

Featured on Page

HOUSING Independent Living

PENNSYLVANIA - CHESTER COUNTY (continued) Simpson Meadows St. Martha Villa for IndEpendent & Retirement Living

610-873-5300

Downingtown

2,083

Tel Hai Retirement Community

610-273-9333

Honey Brook

441

1,061

■

Trinity House Apts.

610-808-9472

Berwyn

132

1,983

■

Ware Presbyterian Village

610-808-9453

Oxford

179

1,400

■

Wellington hall

610-808-9456

West Chester

193

3,550

■

Center Square Towers

610-808-9463

Doylestown

352

■

Darby Town Houses

610-808-9470

Sharon Hill

172

562

610-359-4400

Newtown Sq

268

2,975

■

Genesis HealthCare-Residences at Chestnut Ridge

610-808-9472

Chester

605

■

Grace Court

610-808-9453

Yeadon

100

■

610-358-3440

Media

290

■

Maris Grove

610-459-1090

Glen Mills

1,196

■

Mercy Court - Elderly Housing

610-808-9456

Yeadon

100

■

Palmerhouse

610-808-9463

Chester

123

■

610-690-1630

Wallingford

109

3,950

■

Quadrangle, The

610-642-3000

Haverford

349

3,115

■

Riddle Village Retirement Community

610-891-3700

Media

361

2,444

■

Inside front

610-908-4118

Bryn Mawr

130

2,499

■

Springton Lake Village

610-808-9470

Media

2,858

■

The Residence at Glen Riddle

610-808-9472

Media

■

Wesley Enhanced Living Main Line

610-808-9463

Media

163

■

610-558-5000

Newtown Sq.

338

3,070

■

Brethren Village

610-808-9453

Lancaster

400

498

■

Calvary Homes

717-393-0711

Lancaster

219

832

■

Homestead Village Enhanced Senior Living

610-808-9456

Lancaster

277

854

■

Lancashire Terrace Retirement Village

610-808-9463

Lancaster

104

■

Landis Homes

717-569-3271

Lititz

450

742

■

717-892-5039

Lititz

347

894

■

Moravian Manor

610-808-9470

Lititz

850

■

Pleasant View Retirement Community

610-808-9453

Manheim

152

1,006

■

717-478-7313

Columbia

126

924

■

610-808-9472

Lancaster

108

1,700

■

PENNSYLVANIA - DELAWARE COUNTY

Dunwoody Village

Granite Farms Estates

Plush Mills

Rosemont - Presby’s Inspired Life Comm.

White Horse Village

1,964

■

PENNSYLVANIA - LANCASTER COUNTY

Luther Acres

St. John’s Herr Estate The Long Community at Highland

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Independent Living HOUSING Monthly Cost Starting From

Pets Allowed

Meals / Dining Services

800-770-5445

Lancaster

1531

1,687

■

woodcrest villa

717-390-4103

lancaster

459

1,369

■

Zerbe Retirement Community

610-808-9453

Narvon

798

■

Advanced Living at Derstine Run

215-362-0227

Hatfield

139

■

Advanced Living at Schwenckfeld Manor Advanced Living at Schwenckfeld Terrace

215-362-0227

Lansdale

223

■

215-362-0227

Lansdale

181

■

Arbour Square of Harleysville

610-808-9463

Harleysville

276

1,990

Ardmore House

610-808-9456

Ardmore

610-525-8300

Bryn Mawr

200

4,782

■

610-808-9463

East Norriton

3,300

■

Subsidies

City

Featured on Page

PHONE

Independent

Independent Living

PENNSYLVANIA - LANCASTER COUNTY (continued) Willow Valley Communities

PENNSYLVANIA - MONTGOMERY COUNTY

Beaumont at Bryn Mawr

Brightview East Norriton

■ ■

■

Brittany Pointe Estates

215-855-4109

Lansdale

279

Dock Woods

215-368-4438

Lansdale

265

980

610-808-9470

Lansdale

125

1,280

215-542-8787

Fort Washington

Foulkeways at Gwynedd

215-643-2200

Gwynedd

250

3,020

■

Frederick Living

610-808-9470

Frederick

107

1,713

■

Elm Terrace Gardens Fort Washington Estates

■

Gloria Dei Farms

267-625-6429

Hatboro

146

1,335

■

Gloria Dei Manor & Manor Court

267-625-6429

Huntingdon Vly.

110

672

■

Gloria Dei Towers

215-947-6944

Huntingdon Vly.

175

■

610-808-9470

Royersford

■

Golden Age Manor Greenfield Senior Living of Perkiomen Valley

610-287-1822

Schwenksville

Gwynedd Estates

215-628-8840

Ambler

153

Highland Manor Apartments

610-808-9472

Schwenksville

Jefferson East Apartments

610-808-9453

Norristown

Marshall Lee Towers

610-808-9456

1,355

440

■

200

■

Conshohocken

■

610-584-1000

Worcester

293

1,503

610-808-9463

Hatboro

138

412

215-699-8721

Blue Bell

337

610-808-9470

Royersford

1,350

215-256-9501

Harleysville

284

1,555

Pleasant Grove Apartments

610-808-9472

Hatfield

Phoebe Wyncote

610-808-9453

Wyncote

215-376-6292

Rydal

305

610-808-9456

Wynnewood

Meadowood Senior Living

Moreland Towers Apts . Normandy Farms Estates

Parkhouse Providence Pointe Peter Becker Community

Rydal Park A Presby’s Inspired Life Comm. Saunders House 800-394-9990 | retirementlivingsourcebook.com

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Inside front

■ ■

■

■ ■

2,810

■

■ ■

■

■ ■

125 11/21/18 9:59 AM

Audubon

891

1,155

610-808-9463

Pottstown

100

Meals / Dining Services

Monthly Cost Starting From

610-728-5200

Pets Allowed

City

Subsidies

PHONE

Independent

Independent Living

Featured on Page

HOUSING Independent Living

■

PENNSYLVANIA - MONTGOMERY COUNTY (continued) Shannondell at Valley Forge

105

Sidney Pollock House

■

Souderton Mennonite Homes

215-723-9881

Souderton

200

Spring House Estates

215-628-8110

Gwynedd Township

296

Inside front

610-260-1175

Lafayette Hill

2,738

215-368-0900

Lansdale

2,168

Valley Manor Apartments

610-808-9470

Harleysville

Waverly Heights

610-645-8764

Gladwyne

220

Wesley Enhanced Living Upper Moreland

610-808-9472

Hatboro

150

801 Residence /APWH

610-808-9472

Philadelphia

299

Angela Court

610-808-9453

Philadelphia

Ascension Manor

610-808-9456

Philadelphia

140

B’rith Sholom House

610-808-9463

Philadelphia

357

715

Cathedral Village

215-487-1300

Philadelphia

279

1,670

■

Gloria Dei Estates

267-625-6429

Philadelphia

211

926

■

Guild House

610-808-9453

Philadelphia

Hayes Manor Retirement Residence

610-808-9456

Philadelphia

Kearsley Retirement Community

610-808-9463

Philadelphia

■

Olde Kensington Pavilion

610-808-9470

Philadelphia

103

■

Riverside Presbyterian Tower

610-808-9453

Philadelphia

130

■

Sacred Heart Manor

610-808-9456

Philadelphia

Sartain Apartments

610-808-9463

Philadelphia

St. John Neumann Place

610-808-9470

Philadelphia

St. Mary’s Convent

610-808-9472

Philadelphia

Washington Square West

610-808-9453

Wesley Enhanced Living at Stapeley Wesley Enhanced Living Pennypack Park

Spring Mill A Presby’s Inspired Life Comm. St. Mary Villa for Independent and Retirement Living

1,070

■

■ ■

■ 3,698

■ ■

■

PENNSYLVANIA - PHILADELPHIA

425

■

■ ■ ■

■ 1,000

■ ■

■

3,000

■ ■

■

Philadelphia

132

■

610-808-9463

Philadelphia

■

610-808-9470

Philadelphia

■

610-808-9456

Lebanon

445

■

113

717-766-0279

Mechanicsburg

391

1,501

■

32, 33

866-723-1909

Lewisburg

825

■

Chandler Estate, Inc., The

610-808-9463

Pen Argyl

1,000

■

Country Meadows of Allentown

610-808-9470

Allentown

1,616

■

Country Meadows of Wyomissing

610-808-9472

Wyomissing

1,400

■

578

OTHER PENNSYLVANIA Alden Place at Cornwall Bethany Village Buffalo Valley Lutheran Village

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Independent Living HOUSING

PHONE

City

Independent

Monthly Cost Starting From

Pets Allowed

Meals / Dining Services

119

888-624-8242

New Oxford

506

766

■

Cumberland Crossings

32, 33

717-462-7448

Carlisle

111

1,600

■

Frey Village

32, 33

717-388-0198

Middletown

723

■

Gettysburg Lutheran Retirement Village

610-808-9453

Gettysburg

■

Green Ridge Village

610-808-9456

Newville

128

■

Highland Point Retirement Community

610-808-9463

Wilkes Barre

100

■

610-775-2300

Wyomissing

283

2,500

■

Homewood at Martinsburg

109

814-793-3728

Martinsburg

131

897

■

Homewood at Plum Creek

59, 148

717-637-4166

Hanover

305

1,978

■

Homewood at Spring House Estates

610-808-9470

Everett

100

■

Kirkland Village

610-808-9472

Bethlehem

157

2,298

■

Subsidies

Featured on Page

Independent Living

OTHER PENNSYLVANIA (continued) Cross Keys Village - The Brethren Home Comm.

Highlands at Wyomissing, The

■

1,075

Luther Crest

32, 33

610-628-4041

Allentown

277

1,613

■

Lutheran Home at Topton, The

32, 33

610-816-6358

Topton

104

925

■

717-262-2373

Chambersburg

518

1,010

■

610-746-1000

Nazareth

129

■

610-808-9453

Bethlehem

250

■

717-447-5092

Lewistown

■

Park View at Bethlehem

610-808-9456

Bethlehem

115

Park View at Manchester Heights

610-808-9463

York

560

Park View at Tyler Run

610-808-9470

York

591

Phoebe Allentown

610-686-6362

Allentown

■

Phoebe Berks

484-205-9489

Wernersville

■

Presbyterian Village at Hollidaysburg

610-808-9453

Hollidaysburg

■

Rolling Meadows at Rentzel Farm

610-808-9456

Manchester

242

St. Andrew’s Village

610-808-9463

Indiana

2,209

■

St Ann’s Retirement

610-808-9470

Lancaster

805

■

StoneRidge Retirement Living

610-808-9472

Myerstown

143

2,553

■

Woodland Retirement Community

610-808-9453

Orbisonia

1,089

■

Tower at Falling Spring

610-808-9463

Chambersburg

104

Menno Haven Moravian Hall Square

Moravian Village of Bethlehem Ohesson

32, 33

539

952

■

■ ■

■

Village at Gettysburg, The

717-334-6204

Gettysburg

■

Village at Kelly Drive, The

717-848-2585

York

■

Village at Luther Ridge, The

717-264-5700

Chambersburg

■

Village at Shrewsbury, The

717-227-3000

Shrewsbury

■

Village at Sprenkle Drive, The

717-764-9994

York

140

■

Village at Utz Terrace, The

717-637-0633

Hanover

112

■

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■

127 11/21/18 9:59 AM

HOUSING Independent Living Meals / Dining Services

2,263

■

1,212

■

Camp Hill

1,880

■

609-310-3819

Marlton

3,635

■

Golden Terrace Apartments

609-503-9942

Browns Mills

360

Lutheran Home at Moorestown

609-310-3819

Moorestown

3,000

Masonic Home of New Jersey

609-503-9942

Burlington

178

3,955

610-808-9470

Boyertown

111

2,225

Washington Square Apartments

610-808-9472

Chambersburg

524

Westminster Village - Allentown

610-808-9453

Allentown

Westminster Woods of Huntingdon

610-808-9456

Huntingdon

Woods at Cedar Run

610-808-9463

Brightview Greentree

Featured on Page

Walnut Woods of Boyertown

Subsidies

■

City

Monthly Cost Starting From

■

PHONE

Independent

Pets Allowed

Independent Living

OTHER PENNSYLVANIA (continued)

New Jersey - BURLINGTON COUNTY

The Evergreens

856-459-2000

Moorestown

188

The Weston Club

118

856-988-7575

Marlton

240

609-310-3819

Collingswood

856-679-2200

■

■ ■

■

1,900

■

2,920

■

Voorhees

164

2,825

■

609-310-3819

Cherry Hill

100

2,500

888-816-8527

Maplewood

202

3,000

■

Cardinal Village

609-503-9942

Sewell

104

2,990

■

Woodbury Mews Senior Living

609-310-3819

Woodbury

128

1,800

■

800-564-5705

East Windsor

268

1,750

■

609-503-9942

Princeton

294

1,526

■

800-842-2480

Red Bank

140

2,500

■

Bella Terra

609-310-3819

Jackson

124

2,525

■

Cedar Crest

609-503-9942

Pompton Plains

1,478

1,974

■

329

2,364

■

New Jersey - CAMDEN COUNTY Collingswood Manor Lions Gate

St. Mary’s Villa for Independent and Retirement Living

■

New Jersey - Essex County Winchester Gardens

New Jersey - GLOUCESTER COUNTY

New Jersey -MERCER COUNTY Meadow Lakes

Princeton Windrows

■

OTHER NEW JERSEY Atrium at Navesink Harbor, The

Crestwood Manor

866-662-7359

Whiting

Leisure Park

732-370-0444

Lakewood

Monroe Village

866-859-2276

Monroe Twp.

286

1,546

■

609-310-3819

Tinton Falls

1,057

2,030

■

3,137

■

Seabrook Stonebridge at Montgomery

800-218-3456

Skillman

the oaks at denville

973-586-6000

denville

285

1,700

■

914-709-1234

Yonkers

199

3,890

■

STATE OF NEW YORK Five Star Premier Residences of Yonkers

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CITY

INDEPENDENT

MONTHlY COST STARTING FROM

302-409-3232

NEWARK

2,400

B’NAI B’RITH HOUSING

302-230-2728

ClAYMONT

208

CHElTEN APARTMENTS

302-230-2729

NEW CASTlE

120

MEAlS / DINING SERVICES

PHONE

■

SUBSIDIES

FEATURED ON PAGE

Independent Living

PETS AllOWED

INDEPENDENT lIVING HousING

STATE OF DELAWARE ATRIUM AT CHURCHMAN vILLAGE, THE

COKESBURy vILLAGE

302-235-6000

HOCKESSIN

234

■

COUNTRy HOUSE

302-654-5101

WIlMINGTON

136

■

FORWOOD MANOR

302-529-1600

WIlMINGTON

141

2,600

■

FOULK MANOR NORTH

302-478-4296

WIlMINGTON

2,300

■

GENESIS HEAlTHCARE - CHURCHMAN VIllAGE

302-230-2728

NEWARK

2,927

■

GOlDEN MEADOWS

302-230-2729

DElMAR

INGlESIDE RETIREMENT APARTMENTS

302-230-2728

WIlMINGTON

208

1,385

■

lUTHER TOWERS I & II

302-230-2729

WIlMINGTON

293

495

■

lORElTON ASSISTED lIVING COMMUNITIES, THE

302-230-2728

WIlMINGTON

3,377

■

302-366-0160

NEWARK

3,258

■

302-230-2729

SElBYVIllE

302-479-0111

WIlMINGTON

3,220

■

302-230-2728

GREENVIllE

162

2,338

■

302-644-7994

lEWES

131

2,684

■

302-230-2729

DOVER

119

1,660

■

32, 33

240-513-2570

HAGERSTOWN

600

■

410-778-7300

CHESTERTOWN

189

■

MILLCROFT

SHADY GROVE II SHIPLEy MANOR

STONEGATES RETIREMENT COMMUNITY THE MOORINGS AT LEWES

WESTMINSTER VIllAGE - DOVER

■

STATE OF MARyLAND DIAKON SENIOR LIvING – HAGERSTOWN HERON POINT

one place. hundreds of resources. www.retirementlivingsourcebook.com 800-394-9990 | retirementlivingsourcebook.com

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HOUSING Assisted Living/Personal Care

Assisted Living/Personal Care Offering needed assistance and rewarding activities Assisted living/personal care communities offer a vital option for older adults who need some assistance with daily living. While the specific amenities will vary, all assisted living communities offer basic services, including meals, supervision and security, and help with personal care needs. For many seniors, the help available at an assisted living facility can allow them to continue to live their best life. In most states, assisted living communities are registered, licensed or certified by an appropriate department or agency of the state that has a process for issuance of initial licenses and for renewing existing licenses. This process provides basic protections for consumers. Residents of assisted living communities are generally seniors who need some assistance with basic activities, frequently called the activities of daily living (or ADLs). Some communities may accept residents with Alzheimer’s disease and other forms of dementia. In fact, some communities may specialize in serving individuals with specific medical conditions, including dementia. A few communities serve individuals of any age with developmental disabilities. When reviewing assisted living communities, consumers should ask about any specializations the

community may have. The services and activities provided in assisted living communities help to promote the quality of life and independence of the residents. One key offering is 24-hour supervision of the residents and the property. Resident safety and security is a priority at all assisted living communities. All communities also offer three meals a day in a group dining room. However, dining options can vary dramatically in terms of the meals available and the costs associated with meal plans. Finally, all assisted living communities offer personal care services, also known as help with the ADLs. These services include assistance with bathing, dressing and toileting. Other services and activities available at some assisted living communities include: • Medication management, or assistance with self-administration of medicine • Coordination of services by outside health care providers • Assistance with arranging medical, health, and dental care services • Social services • Transportation services • Outdoor areas for walking or gardening • Supervision and assistance for persons with Alzheimer’s or other

dementias and disabilities • Recreational and spiritual activities • Exercise and wellness programs • Laundry and linen service • Housekeeping and maintenance • Individualized services While assisted living communities do provide a high level of care, it is important to consider what is not provided at these communities before selecting one. Assisted living communities are a bridge between living at home and living in a nursing home. Assisted living communities do not typically provide the level of continuous skilled nursing care found in nursing homes and hospitals. For instance, if a prospective resident needs constant care, a nursing home may be a more viable option. There is no set standard for assisted living accommodations. Therefore, options can vary greatly from one assisted living community to the next. For instance, some communities offer private rooms featuring kitchenettes and private bathrooms, while others offer shared units or shared bathrooms. Consumers must consider the prospective resident’s personal needs, financial means and personal preferences before selecting a community. Assisted living communities are constructed and equipped to comply Continued on page 132

Penn Home

A non-profit personal care retirement residence since 1848

- 3 Meals Daily - 24 Hour Personal Care - Entertainment and Social Events - Housekeeping and Laundry Services - Located minutes away from Center City Philadelphia

215-739-2522

www.pennhome.org

1401 East Susquehanna Avenue Philadelphia Pennsylvania 19125

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Assisted Living/Personal Care HOUSING

Be a Balanced Caregiver By Jody Gastfriend, LICSW Caring for a parent, grandparent, spouse or loved one has its challenges and rewards. It can be gratifying as well as frustrating, with no clear roadmap on how to proceed. More than 65 million people in the United States care for a parent or disabled adult, and of those caregivers, more than a third still have minor children living at home. Middle-aged adults may find themselves sandwiched between limit testing teenagers, pushing for more independence, and aging parents, who want to hold onto the independence they still have. Is there a way for caregivers, whether you are a daughter, son, spouse or partner, to juggle it all without feeling depleted and guilt-ridden? The answer is yes, but it takes time, patience, forethought and compassion – for yourself as well as everyone else. Sometimes, the best thing a caregiver can do is to take a step back, breathe deeply and evaluate their routine. Consider how caregiving rituals can be handled more effectively, without abandoning career, family and other aspects of life. Here are a few things to consider: 1. Have conversations early and often. Unless your loved ones are completely incapacitated, you must include them in discussions about their care and accommodations. Approach decision-making from a place of love and respect. Many caregivers get frustrated by their parent or grandparent’s resistance to help. But that resistance may be a need to exert some control, especially at a time when things feel out of control. If you can help them understand why you feel they need a home health aide, a certain medical specialist, a safety-related home renovation or even a new domicile, you often get better participation in making the change. Rarely are plans made in just one conversation. It may be a series of conversations, lasting months or even years. Be patient and 800-394-9990 | retirementlivingsourcebook.com

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recognize that your loved one has the right to make decisions, even if you think they are bad ones. 2. Talk about money. Nobody likes to talk about money, but it simply must be done. When it comes to eldercare, finances determine options. Do your parents or grandparents have longterm care insurance? Do they have savings to liquidate or assets they’re willing to sell? (The family home may be non-negotiable, but what about the car your senior relatives no longer drive?) What kind of care and services can they afford? Keep in mind that home care costs around $20/hour and Medicare doesn’t pay for long-term care in a nursing home—which averages over $80,000 a year. If you’ve been operating on the assumption that long-term decisions can be made “when the time comes,” you may be in for a harsh dose of reality. There’s no point in spinning your wheels, going over choices that just aren’t viable for your family. 3. Don’t try to do it all. In many cases, a nearby family member, perhaps you, will take on caretaking duties, thinking you can or should be able to handle it all. Plus, Mom really trusts and relies on you and wouldn’t feel comfortable with a stranger in the home. Things may go along fine for a while, but as the picture turns more complicated, you may quickly become overwhelmed and ineffective. Go ahead and step up if you’re the one who lives closest or has the most time or financial wherewithal to deal with an initial crisis. But then, assess the situation and quickly marshal your resources. Call a family meeting—via Skype, if need be—and find out what other family members are willing and able to do. 4. Manage medications and therapies. Develop a simple system to track medication, prescribed exercises, nutritional supplements and other health related needs.

There are websites that allow for information-sharing among family caregivers, which can be great. But a simple calendar or spreadsheet along with pre-filled pill boxes can also work. Make sure the system is user-friendly for all who will rely on it. Leave a spot for notes to indicate when medications must be refilled or supplies replenished. Keep in mind that most paid caregivers, unless they are nurses, are not allowed to administer medication—in other words, hand out pills. But caregivers can remind people to take their medication, and this is often all that is needed. 5. Explore community resources. Finding a handicap-accessible transportation service to take your mom to the hairdresser or to visit friends can go a long way toward maintaining her mental and emotional well-being. If Mom can’t leave the house, look into religious organizations, senior centers and local areas on aging that offer home supports or social calls. If your senior feels isolated and needs more company, sometimes variety can spice up life. Many colleges and schools of social work have volunteer programs for students interested in aging studies. 131 11/21/18 9:59 AM

HOUSING Assisted Living/Personal Care

Assisted Living … Continued from page 130

with a host of local, state and federal regulations. They are operated, staffed and maintained in a manner appropriate to the needs and desires

of the residents served. While all communities will meet mandated requirements for safe operation, some communities will far exceed those requirements, providing extra security features. In particular, communities that provide care for residents with

Alzheimer’s or other dementias and disabilities generally feature special designs to assure resident safety and autonomy. Source: www.ahcancal.org

10 Tips for Choosing an Assisted Living/Personal Care Facility 1. Make an accurate and honest assessment of your physical, financial, mental and lifestyle needs. 2. Visit as many facilities as you can to get a sense of the choices in your area. 3. Narrow down your selection to the top two or three choices and return to those facilities and ask lots of questions. 4. Ask to review a copy of the Resident Agreement (facility contract). 5. Ask to review the licensing or certification inspection report. 6. Call the Long Term Care Ombudsman program and ask if there are complaints about the facilities you are interested in. Contact the ElderCare Locator at 1-800-677-1116 or www.eldercare.gov to find your local ombudsman who serves as an advocate for assisted living/personal care and nursing home residents. 7. Make an unannounced visit to the facilities you are interested in. Talk with the residents and their family members about the facility. 8. Ask what conditions or circumstances may result in the need to relocate or move to another facility. 9. Ask what the baseline fee is and what services are included in that fee. Ask what additional charges apply for services/ products. 10. Choose the facility that comes closest to your needs. From The Consumer Consortium on Assisted Living (CCAL), a national consumer education and advocacy organization. Visit www.ccal.org for more information.

WHAT DOES

COMMUNITY MEAN TO YOU?

COMMUNITY IS DEFINED AS “PEOPLE WITH COMMON INTERESTS LIVING TOGETHER.”

We believe those common interests include security, comfort and socialization with peers. Visit our community and see how much you have in common with our residents. call today for your personal tour! 814-634-0567 www.rarl-bgf.org

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1137 Shirley’s Hollow Road • Meyersdale, PA 15552

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Assisted Living/Personal Care HOUSING

Choosing Assisted Living/Personal Care Use this checklist to review options: Physical Environment ■ Is the community clean and well maintained? ■ Are there multiple floor plans available? ■ Can residents decorate their apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars? ■ Do individual residences include safety features, such as emergency alert and fire suppression systems? Resident and Staff Interaction

■ Can residents select their own meal times, or are there designated meal times? ■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus? ■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs

■ What is the staff-to-resident ratio?

■ Are activities scheduled throughout the day and evening?

■ Is the community well staffed overnight?

■ Are fitness classes offered?

■ How does the community handle residents who need additional care and support?

■ Are there dedicated spaces for resident clubs and informal gatherings?

■ Do residents have access to in-home care should it be needed?

■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

■ Do staff members undergo screenings and background checks prior to employment? ■ Is the staff screened and evaluated for their ability to work with older adults in the assisted living setting? ■ Does the community have its most recent survey results posted or displayed for families to review? ■ Are staff trained and retrained at regular intervals? ■ Are housekeeping and laundry provided? ■ Are transportation services available?

■ Are there outdoor spaces available for walking, gardening and recreation? ■ Are volunteer programs available? ■ Do the residents appear engaged? Location ■ Is the community conveniently located for friends and family to visit? ■ Is the community in a safe neighborhood?

■ Do caregivers interact with residents in positive ways?

■ Are there shopping, dining and entertainment options near the community?

■ Do residents appear tidy and well cared for?

■ Is the community near preferred medical providers?

Fees and Costs

Overall Impression

■ What services are included in the monthly fee?

■ Does the community look and feel like a place you could call home?

■ What services are available for an additional fee? What are the fees?

■ Talk with residents and their family members.

■ How often do resident rate increases occur?

■ What do they like about the community?

■ How much notice do residents receive prior to a rate increase?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

Dining Services ■ Does the dining room look and smell inviting? ■ Are the dining room tables, chairs and linens in good condition? ■ Are residents allowed to invite guests for meals?

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Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

133 11/21/18 9:59 AM

Monthly Cost Starting From

800-680-9057

Warminster

4,714

■

6,295

■

Memory Care

City

Subsidies

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

Featured on Page

HOUSING Assisted Living/Personal Care

Pennsylvania - BUCKS COUNTY Ann’s Choice Arden Courts of Warminster

146

215-957-5182

Hatboro

Arden Courts of Yardley

146

215-321-6166

Yardley

Bridges at Warwick, The

610-808-9453

Jamison

107

5,110

■

Chalfont Care Group

610-808-9456

Chalfont

1,500

■

Chandler Hall Health Services

267-291-2300

Newtown

112

4,350

■

Christ’s Home Senior Services

215-956-2270

Warminster

136

4,684

■

610-808-9463

Dublin

4,000

■

Clare Bridge Cottage of Dublin Community at Rockhill

215-257-2751

Sellersville

5,200

Garden at Pine Run Health Center, The

215-340-5268

Doylestown

4,045

■

7, 75

215-257-6701

Sellersville

108

3,500

■

215-781-8700

Bristol

2,850

107

267-203-1179

telford

5,308

610-808-9470

Chalfont

1,500

215-997-8700

Chalfont

3,485

Phoebe Richland

610-686-6628

Richlandtowne

4,860

■

Pickering Manor

610-808-9453

Newton

4,546

■

215-489-7117

Doylestown

107

4,045

■

Quakerstown Community Home

610-808-9456

Quakertown

1,100

Richboro Rehab & Nursing Center

610-808-9463

Richboro

1,650

215-364-2550

Southampton

6,330

Spring Village at Floral Vale Secured Memory Care

610-808-9453

Yardley

The Birches at Newton

610-808-9470

Newton

4,195

215-822-0688

Hatfield

4,710

Hidden Meadows on the Ridge Legacy Gardens of Bristol lutheran community at telford Main Street Residence NewSeasons at New Britain

Pine Run Lakeview

Southampton Estates

The Willows of Living Branches

Please confirm all information with communities.

Where

friends become family.

Call (610) 444-2577 for more information or to schedule a personal tour. Friends Home in Kennett | 147 West State Street Kennett Square, PA 19348 Phone: (610) 444-8785 | Fax: (610) 444-2856 www.friendshomeinkennett.org

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■ ■

■

■ ■ ■

Highlighting denotes paid advertising

Supportive Senior Living Our guiding philosophy is to practice supportive care, giving residents the assistance they need while honoring their independence.

Independent Living Personal Care • Skilled Nursing Residents have the comfort of knowing that they can receive personal care without having to move. Care is brought to them. Quality of life, combined with a comfortable setting, makes Friends Home unique. However it is the residents who fill the community with their vitality and spirit that make this a very special place, indeed.

Call (610) 444-2577 for mo or to schedule a pers 800-394-9990 | retirementlivingsourcebook.com 11/21/18 9:59 AM

Assisted Living/Personal Care HOUSING

City

Personal Care Assisted Units

Monthly Cost Starting From

32, 33

215-600-1938

Holland

117

4,500

■

Victoria Manor of Chalfont

610-808-9472

Chalfont

100

1,050

■

Wesley Enhanced Living Doylestown

610-808-9453

Doylestown

Woodbourne Place

610-808-9456

Levittown

1,985

Wynwood of Northampton Manor

610-808-9463

Richboro

3,636

■

Bellingham Retirement

610-808-9472

West Chester

3,800

■

Brandywine Living at Longwood

610-808-9453

Kennett Square

4,500

■

Colonial Woods

610-808-9470

Glenmoore

1,890

610-640-4000

paoli

5,100

610-808-9472

Devon

3,034

Memory Care

PHONE

Subsidies

Featured on Page

Assisted Living/Personal Care

Pennsylvania - BUCKS COUNTY (continued) Twining Village

Pennsylvania - Chester COUNTY

Daylesford crossing

Devon Manor Echo Lake

610-888-7135

malvern

Exton Senior Living

610-594-0200

Exton

3,975

Friends Home in Kennett

134

610-444-2577

Kennett Square

3,200

610-808-9453

Paoli

3,450

610-384-6310

E. Fallowfield

3,100

Heatherwood Retirement Community

610-808-9472

Honey Brook

5,020

Heritage Acres Personal Care Home

610-808-9456

Phoenixville

1,200

Jenner’s Pond Retirement Community

610-808-9463

West Grove

Genesis HealthCare- Highgate at Paoli Pointe Harrison House Chester County

17, 135

■ ■

■

■ ■

Kendal~Crosslands Communities

Back Cover

800-814-8133

Kennett Square

113

6,205

Manatawny Manor

32, 33

610-482-4253

Pottstown

2,759

■

610-808-9470

Downingtown

4,712

■

610-873-5300

Downingtown

3,979

■

610-808-9472

West Chester

2,800

■

610-273-9333

Honey Brook

4,830

■

Simpson Meadows St. Martha Villa for Independent & Retirement Living

Sunrise of Westtown Tel Hai Retirement Community Please confirm all information with communities.

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Highlighting denotes paid advertising

135 11/21/18 9:59 AM

HOUSING Assisted Living/Personal Care Personal Care Assisted Units

610-263-2300

Devon

■

The Hickman Friends Senior Community

484-760-6300

West Chester

114

■

wellington court

610-808-9456

west chester

5,485

610-933-7000

Phoenixville

3,695

■

610-808-9463

Haverford

4,800

■

610-359-4400

Newtown Sq.

7,500

■

Elwyn, Inc.

610-808-9470

Media

Genesis HealthCare-Residences at Chestnut Ridge

610-808-9472

Chester

100

2,100

■

Memory Care

City

Subsidies

PHONE

Monthly Cost Starting From

Featured on Page

Assisted Living/Personal Care

Pennsylvania - Chester COUNTY (continued) The Devon Senior Living

Woodbridge Place Senior Living

Pennsylvania - DELAWARE COUNTY Brandywine Living at Haverford Estates Dunwoody Village

Glen Mills Senior Living

610-358-4900

Glen Mills

2,800

Granite Farms Estates

610-358-0510

Media

6,450

Harlee Manor/Springfield Senior Commons

610-544-2200

Springfield

3,500

610-808-9453

Secane

2,000

610-565-8717

Media

6,450

Nova Gardens

610-808-9456

Lansdowne

1,500

Maris Grove

800-402-5760

Glen Mills

4,914

610-690-1630

Wallingford

5,950

Quadrangle, The

610-642-3000

Haverford

115

4,000

■

Riddle Village Retirement Community

610-891-3700

Media

6,340

■

Inside Front

610-908-4118

Bryn Mawr

4,370

610-938-4100

Springfield

3,100

The Residence at Glen Riddle

610-808-9470

Media

116

4,140

Ware Presbyterian Village

610-808-9453

Oxford

5,730

Wesley Enhanced Living Main Line

610-808-9453

Media

610-558-5000

Newtown Sq.

6,300

■

Brethren Village

610-808-9472

Lancaster

100

3,330

■

Calvary Homes

717-393-0711

Lancaster

3,814

■

Landis Homes

717-569-3271

Lititz

6,360

■

717-892-5039

Lititz

5,520

■

Mennonite home

717-390-4103

lancaster

150

4,800

■

Moravian Manor

610-808-9453

Lititz

4,000

■

Pleasant View Retirement Community

610-808-9472

Manheim

4,830

■

St. Anne’s Retirement Community

610-808-9456

Columbia

3,690

717-478-7313

Columbia

5,100

Haskins House Lima Estates

Plush Mills

Rosemont - A Presby’s Inspired Life Community Springfield Senior Commons at Harlee Manor

White Horse Village

■

■ ■ ■

■ ■

Pennsylvania - LANCASTER COUNTY

Luther Acres

St. John’s Herr Estate Please confirm all information with communities.

136 18-1603-01.indd 136

Highlighting denotes paid advertising 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:59 AM

Assisted Living/Personal Care HOUSING

Lancaster

4,260

800-770-5445

Lancaster

220

4,950

610-808-9470

Narvon

5,000

610-337-1214

King of Prussia

267-571-2699

Huntingdon Vly.

6,350

610-525-8300

Bryn Mawr

7,595

Brandywine Living at Dresher Estates

610-808-9472

Dresher

103

5,700

■

Brandywine Living at Senior Suites

610-808-9453

East Norriton

119

3,900

■

Brandywine Living at Upper Providence

610-808-9456

Phoenixville

3,810

■

Brightview East Norriton

610-808-9463

East Norriton

4,220

■

215-855-9700

Lansdale

6,450

Clare Bridge of Montgomery

610-808-9470

North Wales

Columbia Cottage

610-808-9472

Collegeville

2,700

215-368-4438

Lansdale

4,680

Elm Terrace Gardens

610-808-9453

Lansdale

4,740

Frederick Living

610-808-9470

Frederick

4,000

215-542-8110

Ft. Washington

6,210

610-808-9456

Pottstown

2,430

■

Memory Care

Monthly Cost Starting From

610-808-9463

Subsidies

City

Featured on Page

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

Pennsylvania - LANCASTER COUNTY (continued) The Long Community at Highland Willow Valley Communities

Zerbe Retirement Community

■

Pennsylvania - MONTGOMERY COUNTY Arden Courts of King of Prussia

146

Artis Senior Living of Huntingdon Valley Beaumont at Bryn Mawr

Brittany Pointe Estates

Dock Woods

Fort Washington Estates

Genesis HealthCare-Sanatoga Court

■ ■

■

■ ■

■

■ ■

Gloria Dei Personal & Memory Care at the Park Greenfield Senior Living of Perkiomen Valley

215-659-3900

Hatboro

6,150

■

610-287-1822

Schwenksville

100

3,365

■

Gwynedd Estates

215-628-8845

Ambler

6,330

Kyffin Grove

267-460-8100

North Wales

3,495

Meadowood Senior Living

610-584-1000

Worcester

Meadows at Shannondell, The

610-808-9470

Audubon

104

4,500

Montgomery County Assisted Living Services

610-808-9472

Norristown

1,200

215-699-8727

Blue Bell

6,330

Normandy Farms Estates

Please confirm all information with communities.

■ ■ ■ ■

■

Highlighting denotes paid advertising

18-0822-03

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

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18-1603-01.indd 137

137 11/21/18 9:59 AM

HOUSING Assisted Living/Personal Care

Hatfield

2,000

215-256-9501

Harleysville

6,120

610-808-9456

Wyncote

Inside Front

215-376-6292

Rydal

6,630

■

215-723-9881

Souderton

111

4,110

■

Inside Front

610-260-1175

Lafayette Hill

5,216

■

Spring House Estates

215-628-3545

Lower Gwynedd

6,330

St. Mary Villa for Independent and Retirement Living

215-368-0900

Lansdale

2,355

■

The Birches at Arbour Square

610-808-9453

Harleysville

3,825

■

The Chelsea at Jenkintown

610-808-9463

Jenkintown

2,220

■

The Landing at Willow Grove

610-808-9453

Willow Grove

115

2,995

■

610-728-5200

Audubon

104

Waverly Heights

610-645-8726

Gladwyne

Wesley Enhanced Living Upper Moreland

610-808-9453

Hatboro

Willow Crest Manor

610-808-9472

Willow Grove

Wyncote Place Memory Care

610-808-9463

Wyncote

Wynwood of Montgomery

610-808-9453

North Wales

3,110

Adelphia Personal Care Home

610-808-9456

Philadelphia

550

Cathedral Village

215-487-1300

Philadelphia

5,225

Disston Manor Personal Care Home

610-808-9470

Philadelphia

915

Hayes Manor Retirement Residence

610-808-9472

Philadelphia

1,000

Harmony Place

215-708-2200

Philadelphia

3,300

Kearsley Retirement Community

610-808-9453

Philadelphia

1,800

215-673-5555

Philadelphia

2,200

Memory Care

Monthly Cost Starting From

610-808-9453

Subsidies

City

Featured on Page

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

Pennsylvania - MONTGOMERY COUNTY (continued) Paradise Manor Peter Becker Community

Phoebe Wyncote Rydal Park A Presby’s Inspired Life Comm. Souderton Mennonite Homes Spring Mill A Presby’s Inspired Life Comm.

The Meadows at Shannondell

105

■ ■

■

■ 10,350

■

1,350

■

■ ■ ■

Pennsylvania - PHILADELPHIA

Oakwood Residence

139

Please confirm all information with communities.

■

Highlighting denotes paid advertising

Penn Home

A non-profit personal care retirement residence since 1848

- 3 Meals Daily - 24 Hour Personal Care - Entertainment and Social Events - Housekeeping and Laundry Services - Located minutes away from Center City Philadelphia

215-739-2522

www.pennhome.org

1401 East Susquehanna Avenue Philadelphia Pennsylvania 19125

138 18-1603-01.indd 138

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11/21/18 9:59 AM

Assisted Living/Personal Care HOUSING

PHONE

City

Personal Care Assisted Units

Monthly Cost Starting From

130, 138

215-739-2522

Philadelphia

1,800

Riverview Home

610-808-9463

Philadelphia

210

2,250

The Philadelphia Protestant Home

215-826-3312

Philadelphia

178

3,540

Sacred Heart Manor

610-808-9470

Philadelphia

3,000

Wesley Enhanced Living Burholme

610-808-9472

Philadelphia

Wesley Enhanced Living Pennypack Park

610-808-9453

Philadelphia

Wesley Enhanced Living at Stapeley

610-808-9456

Philadelphia

■

Subsidies

Memory Care

Featured on Page

Assisted Living/Personal Care

Pennsylvania - PHILADELPHIA (continued) Penn Home

■

OTHER PENNSYLVANIA Arden Courts of Allentown

146

610-366-9010

Allentown

Bethany Village

113

717-766-0279

Mechanicsburg

100

6,390

■

Brookdale Allentown

610-808-9472

Allentown

1,875

■

Brookdale Bloomsburg

610-808-9453

Bloomsburg

1,826

■

Brookdale Creekview

610-808-9456

Mechanicsburg

103

1,725

■

Brookdale Grayson View

610-808-9463

Selinsgrove

Brookdale Harrisburg

610-808-9470

Harrisburg

Brookdale Latrobe

610-808-9472

Latrobe

32, 33

866-723-1909

Lewisburg

570-586-8080

Clarks Summit

116

Columbia Cottage

610-808-9453

Wyomissing

2,220

Country Meadows of Allentown

610-808-9456

Allentown

190

2,179

■

Country Meadows of Wyomissing

610-808-9463

Wyomissing

215

1,780

■

119

888-624-8242

New Oxford

123

5,270

■

Cumberland Crossing

32, 33

717-462-7448

Carlisle

3,862

■

Frey Village

32, 33

717-388-0198

Middletown

4,167

610-808-9470

Reading

4,020

Buffalo Valley Lutheran Village Clarks Summit Senior Living

Cross Keys Village - The Brethren Home Community

Genesis HealthCare- Berkshire Commons Please confirm all information with communities.

Ad approval to be obtained by: ✔ Local Rep.

■ 1,800

■ ■

3,690 ■

■ ■

Highlighting denotes paid advertising

SD Production Manger

ALL-INCLUSIVE RATES • NO ADDITIONAL FEES Email: ssheppard@oakwoodhc.com

OAKWOOD R E S I D E N C E

Website:

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Med/Well/Fitness Profess Svcs Conveniently located at Red Lion Rd. and Roosevelt Blvd. in Northeast Philadelphia 800-394-9990 | retirementlivingsourcebook.com

18-1603-01.indd 139

Section Assisted/Personal Section

139 11/21/18 9:59 AM

HOUSING Assisted Living/Personal Care Monthly Cost Starting From

Subsidies

Genesis Healthcare -Lehigh Commons

610-808-9472

Macungie

4,167

■

Genesis HealthCare-Maple Shade Meadows

610-808-9453

Nesquehoning

1,950

Genesis HealthCare- Mifflin Court

610-808-9456

Shillington

2,970

Genesis HealthCare -Riverview Ridge

610-808-9463

Wilkes Barre

1,650

Genesis HealthCare -Rose View Court

610-808-9470

Williamsport

2,250

Genesis HealthCare -Willow Brook Assisted Living, The

610-808-9472

Clarks Summit

2,500

Green Ridge Village

610-808-9453

Newville

4,500

610-775-2300

Wyomissing

5,170

Homewood at Martinsburg

109

814-793-3728

Martinsburg

5,040

■

Homewood at Plum Creek

59, 148

717-637-4166

Hanover

5,880

■

610-808-9456

Bethlehem

5,520

Memory Care

City

Featured on Page

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

OTHER PENNSYLVANIA (continued)

Highlands at Wyomissing, The

Kirkland Village

■

Luther Crest

32, 33

484-838-5999

Allentown

4,350

Lutheran Home at Topton, The

32, 33

610-255-7470

Topton

3,658

■

Magnolias of Chambersburg

610-808-9463

Chambersburg

2,000

■

Menno Haven

717-262-2373

Chambersburg

158

3,690

Mifflin Center

610-808-9470

Shillington

2,970

610-746-1000

Nazareth

4,000

Moravian Village of Bethlehem

610-808-9472

Bethlehem

Newhaven Court at Linwood

610-808-9453

Greensburg

1,500

Phoebe Allentown

610-686-6362

Allentown

4,050

Phoebe Berks

484-205-9489

Wernersville

4,830

Presbyterian Village at Hollidaysburg

610-808-9470

Hollidaysburg

3,960

Quincy Village

610-808-9472

Quincy

3,090

■

814-634-0567

Meyersdale

2,550

■

610-808-9453

Lebanon

3,772

■

570-426-4000

E. Stroudsburg

2,600

■

St. Andrew’s Village

610-808-9456

Indiana

3,690

StoneRidge Retirement Living

610-808-9463

Myerstown

5,100

Moravian Hall Square

Rest Assured Residential Living

132

Spang Crest Spring Village at Pocono

Tiffany Court Senior Living

570-283-2336

Kingston

110

Village at Gettysburg, The

717-334-6204

Gettysburg

Village at Kelly Drive, The

717-848-2585

York

Village at Luther Ridge, The

717-264-5700

Chambersburg

Village at Shrewsbury, The

717-227-3000

Shrewsbury

Village at Utz Terrace, The

717-637-0633

Hanover

Please confirm all information with communities.

140 18-1603-01.indd 140

■

■ ■

■

Highlighting denotes paid advertising 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:59 AM

Assisted Living/Personal Care HOUSING

610-808-9470

Palmerton

1,400

Westminster Village - Allentown

610-808-9472

Allentown

2,603

■

Westminster Woods

610-808-9453

Huntingdon

3,813

■

Woods at Cedar Run, The

610-808-9456

Cumberland

2,500

■

Woodland Terrace at the Oaks

609-503-9942

Allentown

2,750

■

Wyndemeir on Lake Myton

610-808-9463

Fairfield

2,500

■

Artis Senior Living of Evesham

609-310-3819

Evesham

7,150

■

Brandywine Living at Moorestown Estates

609-503-9942

Moorestown

114

4,860

■

Brightview Greentree

609-310-3819

Marlton

5,200

■

Brightview Mount Laurel

609-503-9942

Mount Laurel

100

4,900

■

Clare Bridge of Westampton

609-310-3819

Westampton

3,000

■

856-235-1214

moorestown

Masonic Home of New Jersey

609-503-9942

Burlington

5,170

Riverview Estates

609-310-3819

Riverton

3,030

Sterling House of Florence

609-503-9942

Florence

2,750

Wiley Christian Retirement Community

609-310-3819

Marlton

2,625

856-459-2000

Moorestown

609-503-9942

Allendale

4,555

■

856-667-6543

Cherry Hill

6,250

■

Brandywine Living at Haddonfield

609-310-3819

Haddonfield

4,080

■

Brandywine Living at Voorhees

609-503-9942

Voorhees

3,960

■

Brendenwood

609-310-3819

Voorhees

144

2,995

Brookdale Marlton Crossing

609-503-9942

Cherry Hill

Brookdale Echelon Lake

609-310-3819

Voorhees

110

2,400

Brookdale Voorhees

609-503-9942

Voorhees

3,315

Cherry Hill Convalescent Ctr.

609-310-3819

Cherry Hill

2,280

856-482-9300

Cherry Hill

100

2,800

609-503-9942

Collingswood

116

3,606

856-679-2200

Voorhees

6,730

609-503-9942

Cherry Hill

2,650

856-566-2340

Voorhees

3,000

146

973-736-3100

West Orange

6,652

Memory Care

Monthly Cost Starting From

Village at Palmerton Assisted Living, The

Subsidies

City

Featured on Page

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

OTHER PENNSYLVANIA (continued)

New Jersey - BURLINGTON COUNTY

lutheran crossings at moorestown

The Evergreens

Inside Back

■ ■

■

New Jersey - CAMDEN COUNTY Allendale Community for Mature Living Arden Courts of Cherry Hill

Cherry Hill Senior Living

146

Collingswood Manor Lions Gate

Silver Care Ctr. Voorhees Senior Living

■ ■

■

New Jersey - ESSEX COUNTY Arden Courts of West Orange Please confirm all information with communities. 800-394-9990 | retirementlivingsourcebook.com

18-1603-01.indd 141

■

Highlighting denotes paid advertising

141 11/21/18 9:59 AM

HOUSING Assisted Living/Personal Care

West Orange

106

3,250

800-500-5433

West Caldwell

Cypress Gardens

609-503-9942

West Orange

115

The Solana Roseland

609-310-3819

Roseland

888-816-8527

Maplewood

115

Brightview Woodbury Lake

609-503-9942

Woodbury

4,400

Cardinal Village

609-310-3819

Sewell

4,400

856-307-2100

Glassboro

3,025

HCR ManorCare

609-503-9942

West Deptford

2,850

Sterling House of Deptford

609-310-3819

Deptford

2,200

Pitman Manor

609-503-9942

Pitman

164

1,911

Terraces at Parke Place

856-256-1776

Sewell

4,000

856-582-8700

Sewell

100

609-310-3819

Woodbury

3,500

■

Brandywine Living at Pennington

609-503-9942

Pennington

4,470

■

Brandywine Living at Princeton

609-310-3819

Princeton

112

4,890

■

Clare Bridge of Hamilton

609-503-9942

Hamilton

3,000

■

800-564-5705

East Windsor

5,643

■

Morris Hall Meadows - St. Mary’s Assisted Living

609-503-9942

Lawrenceville

4,000

■

Rose Hill

609-371-7007

Robbinsville

3,300

■

Memory Care

Monthly Cost Starting From

609-310-3819

Subsidies

City

Featured on Page

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

New Jersey - ESSEX COUNTY (continued) Brookdale West Orange Crane’s Mill Retirement Community

Winchester Gardens

Inside Back

■

3,900

■

New Jersey - GLOUCESTER COUNTY

Greenfield Senior Living at Cross Keys

Washington Township Senior Living

Woodbury Mews Senior Living

■ ■ ■

■ ■

New Jersey - MERCER COUNTY

Meadow Lakes

OTHER NEW JERSEY Arden Courts of Wayne

146

973-942-5600

Wayne

■

Arden Courts of Whippany

146

973-581-1800

Whippany

■

Bey Lea Village

609-310-3819

Toms River

3,658

■

Bella Terra

609-503-9942

Jackson

Brandywine Living at Brandall Estates

609-310-3819

Linwood

4,290

Brandywine Living at Governor’s Crossing

609-503-9942

Englishtown

4,350

Brandywine Living at Howell

609-310-3819

Howell

120

3,270

Brandywine Living at Mahwah

609-503-9942

Mahwah

3,870

Brandywine Living at Middlebrook Crossing

609-310-3819

Bridgewater

113

4,830

Brandywine Living at Mountain Ridge

609-503-9942

Watchung

4,590

■

Brandywine Living at Reflections

609-310-3819

Brick

6,120

■

Brandywine Living at The Gables

609-503-9942

Brick

4,350

Please confirm all information with communities.

142 18-1603-01.indd 142

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■

Highlighting denotes paid advertising 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:59 AM

Assisted Living/Personal Care HOUSING

609-310-3819

Shrewsbury

107

5,070

Brandywine Living at Toms River

609-503-9942

Toms River

110

4,200

■

Brandywine Living at Wall

609-310-3819

Wall

5,100

■

Brandywine Living at Reflections of Colts Neck

609-503-9942

Colts Neck

4,530

■

Brookdale Cape May

609-310-3819

Cape May

2,300

■

Brookdale Emerson

609-503-9942

Emerson

3,800

Brookdale Hillsborough

609-310-3819

Hillsborough

Brookdale Wayne

609-503-9942

Wayne

2,550

Brookdale Paramus

609-310-3819

Paramus

Brookdale Stafford

609-503-9942

Manahawakin

2,965

■

Cedar Crest

609-310-3819

Pompton Plains

4,836

■

Francis Asbury Manor

609-503-9942

Ocean Grove

125

2,900

■

Friends Village at Woodstown

609-310-3819

Woodstown

2,277

■

Memory Care

Monthly Cost Starting From

Brandywine Living at The Sycamore

Subsidies

City

Featured on Page

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

OTHER NEW JERSEY (continued)

■

■ ■

Leisure Park

732-370-0444

Lakewood

Monroe Village

866-859-2276

Monroe Twp.

6,337

Mount Arlington Senior Living

973-601-0988

Mt.Arlington

112

3,345

■

Seabrook

609-503-9942

Tinton Falls

5,565

■

Spring Village at Galloway

609-310-3819

Galloway

2,970

■

Spring Vilage at Galloway Memory Care

609-503-9942

Galloway

4,470

■

Stonebridge at montgomery

800-218-3456

skillman

3,433

■

The oaks at denville

973-586-6000

denville

1,700

■

609-310-3819

Ocean City

189

3,662

■

973-867-1500

florham park

Woodview Estates

609-625-4878

Mays Landing

3,300

Wynwood Florham Park

609-310-3819

Florham Park

3,500

■

Wynwood Forsgate

609-503-9942

Monroe Twp.

3,560

■

914-709-1234

Yonkers

111

5,150

■

Brandywine Living at Huntington Terrace

631-531-0000

Melville

171

5,160

■

Brandywine Living at The Savoy

718-423-7900

Little Neck

134

4,555

■

302-762-7800

Wilmington

Brandywine Living at Fenwick Island

302-230-2728

Selbyville

3,480

Brandywine Living at Seaside Pointe

302-230-2729

Rehoboth Bch.

116

4,380

Brookdale Dover

302-230-2728

Dover

2,190

The Shores of Wesley Manor The villa at florham park

Inside Back

■ ■

■

STATE OF New York Five Star Premier Residences of Yonkers

STATE OF DELAWARE Arden Courts of Wilmington

Please confirm all information with communities. 800-394-9990 | retirementlivingsourcebook.com

18-1603-01.indd 143

146

■ ■ ■

■ ■

Highlighting denotes paid advertising

143 11/21/18 9:59 AM

Monthly Cost Starting From

302-230-2729

Newark

100

3,500

Memory Care

City

Subsidies

PHONE

Personal Care Assisted Units

Assisted Living/Personal Care

Featured on Page

HOUSING Assisted Living/Personal Care

STATE OF DELAWARE (continued) Brookdale White Chapel

■

Cokesbury Village

302-235-6017

Hockessin

5,395

■

Country House

302-426-8012

Wilmington

6,599

■

302-230-2728

Dover

4,953

Dover Place

■

Forwood Manor

302-529-1600

Wilmington

5,000

Foulk Manor North

302-478-4296

Wilmington

4,260

■

Foulk Manor South

302-655-6249

Wilmington

3,300

■

Gilpin Hall

302-230-2729

Wilmington

3,600

Heritage at Dover

302-230-2728

Dover

2,741

■

302-757-8100

Wilmington

4,950

■

Lorelton Assisted Living Communities, The

302-230-2729

Wilmington

3,461

■

Luther Towers I & II

302-230-2728

Wilmington

116

3,600

■

Lodge Lane Assisted Living

6, 144

Manor House

302-404-0510

Seaford

Millcroft

302-366-0160

Newark

5,512

302-230-2729

Milford

5,001

Milford Place

■

Shipley Manor

302-479-0111

Wilmington

5,340

Somerford House & Somerford Place

302-283-0540

Newark

2,075

■

the moorings at lewes

302-644-7994

lewes

2,684

■

Village at Green Valley Assisted Living

302-230-2729

Millsboro

1,350

Westminster Village - Dover

302-230-2728

Dover

4,530

Windsor Place Assisted Living

302-230-2729

Hockessin

3,800

32, 33

240-513-2570

Hagerstown

110

4,000

410-778-7300

Chestertown

17, 135

410-742-1432

Salisbury

■

STATE OF Maryland Diakon Senior Living – Hagerstown Heron Point John B. Parsons Assisted Living Please confirm all information with communities.

ASSISTED LIVING & MEMORY CARE

3,000

■

Highlighting denotes paid advertising

Visit us online at LodgeLane.org.

302-757-8100 1221 Lodge Lane | Wilmington, DE 19809

LIFE LIVED WITH ELEGANCE. 144 18-1603-01.indd 144

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11/21/18 9:59 AM

Memory Care Specialized Care

Memory Care Knowing when it is time As Alzheimer’s disease or dementia progresses, there often comes a time when the patient will need more care than can be provided at home. For instance, Alzheimer’s patients frequently need 24-hour supervision to ensure their safety. Individuals with late-stage Alzheimer’s or dementia may even need intensive care around the clock. While it may be difficult for family caregivers to turn to a residential care facility to care for their loved one, it is often the best choice for both the patient and the caregiver. The questions below may be helpful when determining if a move to residential care is a good option: • Is the person with dementia becoming unsafe in their current home? • Is the health of the person with

dementia or my health as a caregiver at risk? • Are the person’s care needs beyond my physical abilities? • Am I becoming a stressed, irritable and impatient caregiver? • Am I neglecting work responsibilities, my family and myself? • Would the structure and social interaction at a care facility benefit the person with dementia? Even if a family has planned for a move, making the transition to a residential care facility can be a stressful experience. Caregivers may feel guilty and wonder if they are doing the right thing. These feelings are common. Try to remain focused on the fact that this decision is ultimately about making sure the patient receives the best possible care.

Source: Information adapted from Alzheimer’s Association (www.alz.org).

Know the Symptoms of Alzheimer’s The Alzheimer’s Association provides the common signs Memory loss that disrupts daily life is not a typical part of aging. It may be a symptom of Alzheimer’s, a fatal brain disease that causes a slow decline in memory, thinking and reasoning skills. Every individual may experience one or more of these signs in different degrees. If you notice any of them, it is recommended you see a doctor. 1. Memory loss that disrupts daily life One of the most common signs of Alzheimer’s is memory loss, especially forgetting recently learned information. Others include forgetting important dates or events; asking for the same information over and over; and relying on memory aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own. What’s typical? Sometimes 800-394-9990 | retirementlivingsourcebook.com

18-1603-01.indd 145

forgetting names or appointments, but remembering them later. 2. Challenges in planning or solving problems Some people may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before. What’s typical? Making occasional errors when balancing a checkbook. 3. Difficulty completing familiar tasks at home, at work or at leisure People with Alzheimer’s often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing a budget at work or

remembering the rules of a favorite game. What’s typical? Occasionally needing help to use the settings on a microwave or to record a television show. 4. Confusion with time or place People with Alzheimer’s can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there. What’s typical? Getting confused about the day of the week but figuring it out later. Information from the Alzheimer’s Association website. Visit www.alz.org or call 1.800.272.3900 for information, referrals and support. 145 11/21/18 9:59 AM

Innovators in Memory Care Arden Courts’ mission for 20 years has been to provide a home-like, safe and supportive setting that nurtures the individuality of those living with memory impairments and provides their families peace-of-mind. Arden Courts: • 100% dedicated to memory care • The first national company to use the Namaste Care Program • Through experience and research, our umbrella of programming has been carefully developed to maximize our resident’s capabilities and independence • Part of the HCR ManorCare family and continuum of care which includes skilled nursing, rehabilitation, home health, IV therapy and hospice care • For the past seven years the number one reason Arden Courts were chosen by families was based on their good reputation* * 2008-2014 survey data (“excellent” and “good” responses) from annual My InnerView customer satisfaction results.

For additional information or to schedule a tour, call the location nearest you.

Experience makes a difference. King of Prussia 620 West Valley Forge Road King of Prussia, PA 19406 610.337.1214 Warminster 779 West County Line Road Hatboro, PA 19050 215.957.5182 146 18-1603-01.indd 146

Yardley 493 Stony Hill Road Yardley, PA 19067 215.321.6166

arden-courts.com 800-394-9990 | retirementlivingsourcebook.com

11/21/18 9:59 AM

Memory Care Specialized Care

on Memory Care Residences Arden Courts Memory Care Community (See p. 146) King of Prussia, PA: 610-337-1214 • Warminster Township, PA: 215-957-5182 Yardley, PA: 215-321-6166 Arden Courts, designed by HCR ManorCare, is a memory care community created especially to meet the unique needs of individuals living with Alzheimer’s disease or a related memory impairment. Every detail - from the layout and activities to the specially trained staff and individualized attention - is designed to make life simpler, safer and more fulfilling for our residents. We provide an environment that preserves the warmth, the caring, the comforts and routines of home. 100% dedicated to Alzheimer’s and dementia care.

Chandler Hall Health Services (See p. 1) 99 Barclay St. • Newtown, PA 18940 • 267-291-2300 • www.ch.kendal.org Chandler Hall believes in integration and community. To that end, we do not separate our residents who have dementia and memory loss from our general population. We provide an individualized program that suits the unique needs of each person we serve. Respect for individuals includes providing a setting free of restraints-allowing as much independence as possible while creating a safe environment.

Dunwoody Village (See p. 82) Secure Units With Special Programs for Personal Care and Skilled Nursing 3500 West Chester Pike • Newtown Square, PA 19073 • (610) 359-4400 Dunwoody Village has both Personal Care and Skilled Nursing secure areas for residents with special needs. Residents live in a caring and stimulating environment that fosters their independence, dignity, and privacy in a home-like setting. Services and amenities include private rooms with private baths, family-style dining, wandering areas both inside and out and 24-hour nursing care. Dunwoody provides a continuum of care from Residential Living to Personal Care thru Skilled Nursing Rehabilitation. Family support programs are also provided. 5 star rated healthcare.

18-0822-03

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

800-394-9990 | retirementlivingsourcebook.com

18-1603-01.indd 147

147 11/21/18 9:59 AM

HousING NURSING & REHABIlITATION

Nursing care Specialized care for individuals who need daily assistance While some individuals are able to continue running their households with little assistance, there are those who may have debilitating physical or emotional conditions that require care beyond what family or professional home care aides can provide. It is best to start researching nursing facilities before an emergency arises to avoid making a less than ideal choice. What is Nursing Care? At a nursing home, care is administered by professionals under the direction of a physician. Many facilities also offer sub-acute, respite, rehabilitation and other short-term care. Rehabilitation services can be especially helpful for individuals who are recovering from surgery, an illness or any other life-changing event. Who is Nursing Care for? These homes serve as permanent residences for individuals who are too sick or frail to live at home, or as temporary facilities during a recovery period. Some enter a nursing home for a short-term stay after a surgery or illness, while others enter on a more permanent basis. Who Pays for Nursing Care? Medicare, Medicaid, private insurance and personal assets are all used under various circumstances to pay for services in a nursing care facility. If a facility is not certified

by Medicare and Medicaid, the care will have to be paid for entirely with personal funds. In general, Medicare pays for skilled nursing care following hospitalization for the same illness or condition at 100 percent of the cost for days 1 – 20. Some long-term care insurance pays for nursing home care; insurance payments are usually a fixed amount for a specified number of qualified days. The basic daily rate is the standard charge the nursing home bills to all residents, which covers the fundamental services every resident receives, including rent for the room, housekeeping, meals and general nursing care. It is important to understand all the services and amenities that are not included in the basic daily rate. What to Look for in Nursing Care Before choosing a home, contact the long-Term Care Ombudsman Program of your Area Agency on Aging. Ombudsman programs promote the highest quality of life and care for residents of nursing facilities and can help families and staff with inquiries and complaints. Visit your prospects at different times of day. Talk with residents. Be persistent about getting your questions answered.

in general, Medicare pays for skilled nursing care following hospitalization for the same illness or condition at 100 percent of the cost for days 1 – 20. Entering & Adjusting to Nursing Care Although some people enter a nursing home temporarily for a shortterm stay, it is still a sad day for most. Reassurance from family and friends that love and contact will be maintained can ease the transition. The following steps may help lessen the trauma of this change: ■ Talk about the admission in advance and describe the home in detail. ■ Visit the home with the prospective resident beforehand and get to know the administration. ■ Involve the prospective resident as much as possible in the decisionmaking process. ■ Decide together what items to bring to the nursing home. ■ Be available the entire day of admission to help settle the resident and provide support.

Retirement Living its Best Retirement Living at itsatBest ••

aa tradition tradition of caring caring for for over 80 80 years years aa tradition tradition ofof caring caring for for over over 80 80 years years a tradition of of caring for overover 85 years

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11/21/18 9:59 AM

Nursing & Rehabilitation HOUSING

Choosing a Nursing & Rehab Center Use this checklist to review options: Physical Environment ■ Are public areas and resident rooms clean and comfortable? ■ Is ample parking available for visitors? ■ Are private rooms available? ■ Does the community have a pet? ■ Does the community have safety features, such as handrails and grab bars? ■ Are the exits clearly marked?

■ What services are available for an additional fee? What are the fees? ■ How often do rate increases occur? Dining Services ■ Does the dining room look and smell inviting? ■ Are there enough staff members available to assist residents during meals? ■ Are the dining room tables, chairs and linens in good condition?

■ Do individual residences include safety features, such as emergency alert and fire suppression systems?

■ Are residents allowed to invite guests for meals?

Certification and Licensure

■ Are three daily meals, snacks and beverages included in the monthly rate?

■ What levels of care does the community offer?

■ Skilled nursing care?

■ Short-term rehabilitation?

■ Memory care?

■ Is the facility Medicare certified? ■ Is the facility Medicaid certified? ■ Are the home and its current administrator licensed? Resident and Staff Interaction ■ How many Registered Nurses (RNs) and Certified Nursing Assistants (CNAs) are on staff?

■ Can residents select their own meal times, or are there designated meal times?

■ What type of education and training do staff members have?

■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

■ Do all staff members undergo screenings and background checks prior to employment?

■ Are there outdoor spaces available for walking, gardening and recreation?

■ How does the community handle residents who need additional care and support?

■ Do the residents appear engaged?

■ Is there a care plan developed for every resident? ■ Are care plans reviewed and updated by providers and family members? ■ Is the interaction between residents and staff members warm and respectful? ■ Do staff members respond to residents’ requests for assistance promptly? ■ What is the staff-to-resident ratio for each level of care? ■ What is the staff-to-resident ratio at night and on weekends? Fees and Costs ■ What services are included in the daily rate?

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18-1603-01.indd 149

Location ■ Is the community conveniently located for friends and family to visit? ■ Are there shopping, dining and entertainment options near the community? ■ Is the community near preferred medical providers? Overall Impression ■ Does the community look and feel like a place you could call home? Sources: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA) and www.medicare.gov, Medicare’s Nursing Home Checklist. 149 11/21/18 9:59 AM

HOUSING Nursing & Rehabilitation

Address

City

Medicare

Medicaid

Daily Rates Starting At

Briarleaf Nursing & Convalescent Home

215-348-2983

252 Belmont Ave.

Doylestown

178

■

145

Buckingham Valley Rehab. & Nursing Ctr.

215-598-7181

820 Durham Rd

Newtown

130

■

210

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

Pennsylvania - BUCKS COUNTY

Chandler Hall Health Services

267-291-2300

99 Barclay St

Newtown

■

386

Christ’s Home Senior Services

215-956-2270

1 Shepherd’s Way

Warminster

■

303

Community at Rockhill

215-257-2751

3250 State Rd.

Sellersville

■

366

Genesis HealthCare - Crestview Ctr.

215-968-4650

262 Tollgate Rd.

Langhorne

180

■

158

Genesis HealthCare - Quakertown Ctr.

215-536-9300

1020 S. St.

Quakertown

138

■

377

Golden LivingCenter - Doylestown

215-345-1452

432 Maple Ave.

Doylestown

102

■

Langhorne Gardens Rehab. & Nursing

215-757-7667

350 Manor Ave.

Langhorne

120

■

296

Lifequest Nursing Ctr.

215-536-0770

2450 John Fries Hwy.

Quakertown

140

■

215

215-723-9819

12 lutheran home dr.

telford

■

400

ManorCare - Yardley

215-321-3921

1480 Oxford Valley Rd.

Yardley

140

■

Neshaminy Manor Home

215-345-3205

1660 Easton Rd.

Warrington

360

■

225

Phoebe Richland

610-686-6628

108 S. Main St.

Richlandtown

Pickering Manor

215-968-3878

226 N. Lincoln Ave.

Newton

■

380

215-340-5256

777 Ferry Rd.

Doylestown

127

■

Richboro Rehab & Nursing Center

215-357-2032

253 Twining Ford Rd.

Richboro

■

180

Silver Lake Nursing & Rehab. Center

215-785-3201

905 Tower Rd.

Bristol

174

■

330

Lutheran community at telford

Pine Run Health Ctr.

107

300

Southampton Estates

215-364-2550

238 Street Rd.

Southampton

120

■

299

Twining Village

32, 33

215-600-1938

280 Middle Holland Rd.

Holland

■

317

267-895-1100

200 Veterans Lane

Doylestown

■

Bellingham Retirement

610-436-6663

1615 E. Boot Rd.

West Chester

■

Chatham Acres Nursing Home

610-869-2456

315 E. London Grove Rd.

Chatham

121

Coatesville Veterans Admin. Medical Ctr.

610-383-0265

1400 Black Horse Hill Rd.

Coatesville

240

Coventry Manor Nursing Home

610-469-6228

3031 Chestnut Hill Rd.

Pottstown

■

Devon Manor

610-688-8080

235 Lancaster Ave.

Devon

■

610-444-2577

147 W. State Street

Kennett Sq.

Genesis HealthCare -Brandywine Hall Ctr.

610-696-3120

800 West Miner St

West Chester

180

■

242

Golden Living Community

610-935-9120

833 A S. Main St.

Phoenixville

138

■

200

610-384-6310

41 Newport Ave.

E. Fallowfield

139

■

260

610-273-2915

3120 Horseshoe Pike

Honey Brook

110

■

288

Back Cover 800-814-8133

1660 East Street Rd.

Kennett Sq.

113

Wesley Enhanced Living Doylestown

■

Pennsylvania - CHESTER COUNTY

Friends Home in Kennett

Harrison House of Christiana Hickory House Nursing & Rehab Kendal~Crosslands Communities

134

17, 135

130

■

225

345

800-216-1920

1109 East Baltimore Pike

Kennett Sq.

■

Main Line Nursing & Rehabilitation Ctr.

610-296-4170

283 E Lancaster Ave

Malvern

184

■

18-1603-01.indd 150

■

312

Kendal at Longwood

150

350

322 ■

160

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11/21/18 9:59 AM

Nursing & Rehabilitation HOUSING

Address

City

Medicare

Medicaid

Daily Rates Starting At

610-482-4253

30 Old Schuylkill Rd.

Pottstown

133

■

293

Pembrooke Health & Rehab. Ctr

610-692-3636

1130 West Chester Pike

West Chester

180

■

205

Pocopson Home

610-793-1212

1695 Lenape Rd.

West Chester

275

■

285

PowerBack Rehabilitation-Phoenixville

484-920-6200

3000 Balfour Circle

Phoenixville

■

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

Pennsylvania - CHESTER COUNTY (continued) Manatawny Manor

32, 33

St. Martha Center for Rehab. & Healthcare

610-873-8490

470 Manor Ave.

Downingtown

120

■

341

Tel Hai Retirement Community

610-273-9333

1200 Tel Hai Circle

Honey Brook

128

■

376

Ware Presbyterian Village

610-998-2400

7 E. Locust St.

Oxford

137

■

363

wellington terrace

484-653-1600

1361 boot road

west chester

■

Inside 610-356-0100 Front

146 Marple Rd

Broomall

146

■

334

Broomall Rehab & Nursing Center

610-356-0800

50 N. Malin Rd.

Broomall

298

■

142

Bryn Mawr Terrace Convalescent Home

610-525-8300

773 East Haverford Rd.

Bryn Mawr

170

■

Conner Williams Nursing Home

610-521-1331

105 Morton Ave.

Ridley Park

610-359-4400

3500 W. Chester Pike

Newtown Sq.

■

Fair Acres Geriatric Ctr.

610-891-5739

340 N. Middletown Rd.

Lima

908

■

Genesis HealthCare -Belvedere Ctr.

610-872-5373

2507 Chestnut St

Chester

150

■

223

Genesis HealthCare -Brinton Manor

610-358-6005

549 Baltimore Pike

Glen Mills

■

170

Genesis HealthCare -Sanatoga Center

610-323-1800

225 Evergreen Rd.

Pottstown

130

■

276

Genesis HealthCare- Wayne Ctr

610-688-3635

30 West Ave.

Wayne

117

■

212

Golden Living Center Rosemont

610-525-1500

35 Rosemont Ave.

Rosemont

■

382

Pennsylvania - DELAWARE COUNTY Broomall A Presby’s Inspired Life Comm.

Dunwoody Village

160 ■

125 390

Granite Farms Estates

610-358-0510

1343 West Baltimore Pike

Media

■

300

Harlee Manor/Springfield Senior Commons

610-544-2200

463 W. Sproul Rd.

Springfield

100

■

288

Haverford Nursing & Rehabilitation Ctr.

610-449-8600

2050 Old West Chester Pike

Havertown

110

■

165

HCR/ManorCare at Yeadon

610-626-7700

14 Lincoln Ave.

Yeadon

198

■

221

610-565-8717

411 N. Middletown Rd.

Media

■

Little Flower Manor

610-534-6000

1201 Springfield Rd.

Darby

127

■

255

Naamans Creek County Manor

610-558-7840

1194 Naamans Creek Rd

Boothwyn

■

257

Phoebe Wyncote

215-461-2102

208 Fernbrook Ave

Wyncote

■

263

Prospect Park Health & Rehabilitation

610-586-6262

815 Chester Pike

Prospect Park

180

■

235

Lima Estates

300

Quadrangle, The

610-642-3000

3300 Darby Rd.

Haverford

■

291

Riddle Village Retirement Community

610-891-3700

1048 W. Baltimore Pike

Media

■

333

St. Francis Ctr. for Rehab. & Healthcare

610-461-6510

1412 Lansdowne Ave.

Darby

273

■

289

610-566-1400

318 South Orange St.

Media

164

■

230

Wallingford Nursing & Rehab. Ctr.

610-565-3232

115 S. Providence Rd.

Wallingford

207

■

Wesley Enhanced Living Main Line

610-353-7660

100 Halcyon Drive

Media

■

Sterling HealthCare & Rehab. Ctr.

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151 11/21/18 9:59 AM

HOUSING Nursing & Rehabilitation

Medicare

610-558-5000

535 Gradyville Rd

Newtown Sq.

■

Brethren Village

717-569-2657

3001 Lititz Pike

Lancaster

■

192

Calvary Homes

717-393-0711

502 Elizabeth Dr.

Lancaster

■

322

Daily Rates Starting At

City

Medicaid

Address

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

Pennsylvania - DELAWARE COUNTY (continued) White Horse Village

425

Pennsylvania - LANCASTER COUNTY

Harrison House of Christiana

17, 135

610-593-6901

41 Newport Ave

Christiana

139

■

260

Homestead Village Enhanced Senior Living

717-397-4831

1800 Marietta Ave.

Lancaster

■

284

Lancashire Hall Retirement Village

717-569-3211

6 Terrace Dr.

Lancaster

240

■

Landis Homes

717-569-3271

1001 East Oregon Rd.

Lititz

103

■

421

717-892-5039

600 East Main Street

Lititz

106

■

336

Mennonite home

717-390-4103

1520 harrisburg pike

Lancaster

188

■

382

Moravian Manor

717-626-0214

300 West Lemon St.

Lititz

127

■

300

Pleasant View Retirement Community

717-665-2445

544 N Penryn Rd.

Manheim

133

■

370

St. Anne’s Retirement Community

717-285-5443

3952 Columbia Ave.

Columbia

121

■

219

800-770-5445

675 Willow Valley Sq.

Lancaster

238

■

717-445-8741

2499 Zerbe Road

Narvon

■

610-525-8300

601 N Ithan Ave

Bryn Mawr

120

■

215-855-9765

25 West 5th St.

Lansdale

126

■

152

215-855-9700

1001 Valley Forge Rd.

Lansdale

■

330

215-884-6776

2630 Woodland Rd.

Abington

120

■

250

Chestnut Hill Lodge Health & Rehab.

215-836-2100

8833 Stenton Ave

Wyndmoor

196

■

182

Coventry Manor Nursing Home

610-469-6228

3031 Chestnut Hill Rd.

Pottstown

■

225

215-368-4438

275 Dock Drive

Lansdale

■

345

Dresher Hill Health & Rehabilitation

215-643-0600

1390 Camp Hill Rd

Ft. Washington

118

■

189

Edgehill Nursing & Rehabililtation Ctr.

215-886-1043

146 Edgehill Rd.

Glenside

■

180

Elkins Crest Health & Rehabilitation

215-379-2700

265 E Township Line Rd.

Elkins Park

150

■

225

Elm Terrace Gardens

215-361-5600

660 N Broad St

Lansdale

■

260

215-542-8110

735 Susquehanna Rd.

Ft. Washington

■

Frederick Living

610-754-7878

2849 Big Rd.

Frederick

■

287

Genesis HealthCare- Fairview Care Ctr.

215-233-0920

850 Papermill Rd

Glenside

129

■

270

Genesis HealthCare -Garden Spring Ctr.

215-659-3060

1113 N Easton Rd

Willow Grove

173

■

325

Genesis HealthCare -Harston Hall

215-836-3200

350 Haws Ln

Flourtown

120

■

268

Genesis HealthCare- Hillcrest Ctr.

215-884-9990

1245 Church Rd.

Wyncote

180

■

246

Genesis HealthCare- Hopkins Ctr

215-576-8000

8100 Washington Ln.

Wyncote

107

■

255

Genesis HealthCare- Pennsburg Manor Ctr.

215-679-8076

530 Macoby St.

Pennsburg

120

■

268

Luther Acres

Willow Valley Communities

Zerbe Retirement Community

302 ■

307

Pennsylvania - MONTGOMERY COUNTY Beaumont at Bryn Mawr

Beverly Health Care Brittany Pointe Estates Brookside HealthCare & Rehab. Ctr.

Dock Woods

Fort Washington Estates

152 18-1603-01.indd 152

313

320

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11/21/18 9:59 AM

Nursing & Rehabilitation HOUSING

City

Medicare

Medicaid

Gwynedd Square Nursing Ctr.

215-699-5000

773 Sumneytown Pike

Lansdale

181

■

HCR/Manor Care - Montgomeryville

215-368-4350

640 Bethlehem Pike

Montgomeryville

170

■

247

HCR/ManorCare - Huntington Valley

215-938-7171

3430 Huntingdon Pike

Huntingdon Valley 130

■

293

HCR/ManorCare - King of Prussia

610-337-1775

620 West Valley Forge Rd.

King of Prussia

150

■

300

HCR/ManorCare -Pottstown

610-323-1837

724 N. Charlotte St.

Pottstown

163

■

281

Ivy Hill Rehabilitation & Nursing Ctr.

215-233-5605

1401 Ivy Hill Rd

Wyndmoor

151

■

174

Luther Woods Convalescent Ctr.

215-675-5005

313 County Line Rd.

Hatboro

140

■

235

Meadow Spring Ctr.

610-279-7300

845 Germantown Pike

Plymouth Mtg.

151

■

175

Daily Rates Starting At

Address

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

Pennsylvania - MONTGOMERY COUNTY (continued)

Meadowood Senior Living

610-584-1000

3205 Skippack Pike

Worcester

■

Normandy Farms Estates

215-699-8727

9000 Twin Silo Dr.

Blue Bell

■

610-948-8800

1600 Black Rock Rd.

Royersford

470

■

230

215-256-9501

800 Maple Ave.

Harleysville

■

403

Phoebe Wyncote

215-461-2101

208 Fernbrook Ave.

Wyncote

■

270

PowerBack Rehabilitation-Norristown

610-239-7100

1700 Pine Street

Norristown

■

PowerBack Rehabilitation-Willow Grove

215-830-0400

3485 Davisville Rd N.

Willow Grove

109

■

610-728-5200

10000 Shannondell Dr.

Audubon

190

■

1515 The Fairway

Rydal

114

■

459

Parkhouse Providence Pointe Peter Becker Community

Rehab at Shannondell Rydal Park A Presby’s Insipred Life Comm.

105

Inside 215-376-6292 Front

299

Saunders House

610-658-5100

100 E. Lancaster Ave.

Wynnewood

180

■

339

Silver Stream Ctr. - Genesis HealthCare

215-646-1500

905 Penllyn Pike

Spring House

119

■

226

■

345

Souderton Mennonite Homes

215-723-9881

207 West Summit Street

Souderton

■

Spring House Estates

215-628-3545

728 Norristown Rd.

Lower Gwynedd

■

215-836-4179

110 W. Wissahickon Ave.

Flourtown

106

■

215-368-0900

701 Lansdale Avenue

Lansdale

120

■

330

Suburban Woods Health & Rehab. Ctr.

610-278-2700

2751 DeKalb Pike

Norristown

120

■

200

Towne Manor East Nursing & Rehab.

610-277-0380

2004 Old Arch Rd.

Norristown

120

■

180

Towne Manor West Nursing & Rehab.

610-275-6410

205 E. Johnson Hwy.

Norristown

119

■

180

waverly heights

610-645-8738

1400 waverly road

gladwyne

■

Angela Jane Pavillion

215-708-1200

8410 Roosevelt Blvd.

Philadelphia

■

Care Pavilion of Walnut Park

215-476-6264

6212 Walnut St.

Philadelphia

396

■

190

Cathedral Village

215-487-1300

600 East Cathedral Rd.

Philadelphia

133

■

404

Centennial Village

215-477-1170

4400 W. Girard Ave.

Philadelphia

180

■

154

Cheltenham Nursing & Rehab. Ctr.

215-927-7300

600 W Cheltenham Ave.

Philadelphia

255

■

190

Cheltenham York Road

215-424-4090

7107 Old York Rd.

Philadelphia

240

■

190

Cliveden Convalescent Ctr.

215-844-6400

6400 Green St.

Philadelphia

180

■

190

St. Joseph Villa St. Mary Center for Rehab. & Healthcare

300

411

Pennsylvania - PHILADELPHIA

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153 11/21/18 9:59 AM

HOUSING Nursing & Rehabilitation

Address

City

Medicare

Medicaid

Daily Rates Starting At

Genesis HealthCare- Chapel Manor

800-699-1520

1104 Welsh Rd.

Philadelphia

240

■

260

GenesisHealthCare- Fairview Care Ctr.

800-699-1520

184 Bethlehem Pike

Philadelphia

180

■

225

Genesis HealthCare- Pennypack Ctr.

215-725-2525

8015 Lawndale St

Philadelphia

■

200

Genesis HealthCare- Somerton CTr.

215-673-5700

650 Edison Ave.

Philadelphia

241

■

148

Germantown Home

215-848-3306

6950 Germantown Ave.

Philadelphia

180

■

190

Glendale Uptown Nursing Home

215-722-2300

7800 Bustleton Ave.

Philadelphia

240

■

195

Golden LivingCenter-Stenton Hall

215-242-2727

7310 Stenton Ave

Philadelphia

■

183

215-335-2100

2990 Holme Avenue

Philadelphia

296

■

310

Inglis House

215-878-5600

2600 Belmont Ave

Philadelphia

297

■

Kearsley Retirement Community

215-877-1565

2100 N 49th St

Philadelphia

■

180

215-224-9898

1020 Oak Lane Avenue

Philadelphia

■

240

Maplewood Manor

215-844-8806

125 W. Schoolhouse Ln.

Philadelphia

180

■

190

Park Pleasant Health Care Facility

215-727-4450

4712 Chester Ave

Philadelphia

123

■

195

Penn Center for Rehabilitation Ctr

215-386-2942

3609 Chestnut St.

Philadelphia

124

■

145

Philadelphia Nursing Home

215-685-0800

Girard & Corinthian Ave.

Philadelphia

451

■

PowerBack Rehabilitation - CTR. City

215-546-5960

1526 Lombard St.

Philadelphia

150

■

200

215-727-4450

4712 Chester Ave.

Philadelphia

123

■

255

Rivers Edge

215-632-5700

9501 State Rd

Philadelphia

120

■

250

Sacred Heart Manor

215-438-5268

6445 Germantown Ave.

Philadelphia

171

■

200

St. Ignatius Nursing Home

215-349-8800

4401 Haverford Ave.

Philadelphia

176

■

180

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

Pennsylvania - PHILADELPHIA (continued)

Immaculate Mary Center

Laurel Square Healthcare & Rehab CTr.

Renaissance Healthcare & Rehab CTR.

St. John Neumann Center

215-698-5600

10400 Roosevelt Blvd.

Philadelphia

226

■

250

St. Monica CTR. for Rehab. & Healthcare

215-271-1080

2509 South 4th St.

Philadelphia

180

■

340

Tucker House

215-235-1600

1001 Wallace St.

Philadelphia

180

■

190

Wesley Enhanced Living at Stapeley

215-844-0700

6300 Greene St.

Philadelphia

120

■

Wesley Enhanced Living Pennypack Park

215-624-5800

8401 Roosevelt Blvd

Philadelphia

120

■

Willowcrest

215-456-8613

5501 Old York Rd.

Philadelphia

120

■

717-766-0279

325 Wesley Dr.

Mechanicsburg

■

367

570-874-0696

500 W Laurel St

Frackville

129

■

184

866-723-1909

189 E. Tressler Blvd.

Lewisburg

102

■

305

610-865-5580

4035 Green Pond Rd.

Bethlehem

■

178

OTHER PENNSYLVANIA Bethany Village

113

Broad Mountain Nursing & Rehab. Buffalo Valley Lutheran Village

32, 33

Country Meadows of Bethlehem Cross Keys Village

119

888-624-8242

2990 Carlisle Pike

New Oxford

270

■

359

Cumberland Crossings

32, 33 32, 33

717-462-7448

1 Longsdorf Way

Carlisle

■

276

717-388-0198

1020 N. Union Street

Middletown

136

■

300

610-779-3993

5501 Perkiomen Ave

Reading

130

■

236

Frey Village Genesis HealthCare - Berkshire Center

154 18-1603-01.indd 154

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Nursing & Rehabilitation HOUSING

Address

City

Medicare

Medicaid

Daily Rates Starting At

Genesis Healthcare Network - Mifflin Ctr.

610-777-7841

500 E Philadelphia Ave

Shillington

136

■

212

Genesis HealthCare - Schuylkill Ctr.

570-622-9666 1000 Schuylkill Manor Rd.

Pottsville

190

■

263

Green Ridge Village

800-969-4450

210 Big Spring Rd

Newville

■

370

610-775-2300

2000 Cambridge Ave.

Wyomissing

■

Homewood at Martinsburg

109

814-793-3728

437 Givler Dr.

Martinsburg

144

■

312

Homewood at Plum Creek

59, 148

717-637-4166

425 Westminster Ave.

Hanover

120

■

356

Julia Pound Health Care Center

724-464-1600

1155 Indian Springs Rd.

Indiana

131

■

211

Kingston Commons Nursing & Rehab.

570-288-5496

615 Wyoming Ave.

Kingston

151

■

160

Kirkland Village

610-691-4500

One Kirkland Village Cir.

Bethlehem

■

Kutztown Manor

610-683-6220

120 Trexler Ave.

Kutztown

140

■

202

610-628-4041

800 Hausman Rd

Allentown

■

318

610-816-6358

One South Home Ave.

Topton

194

■

309

717-262-2373

2075 Scotland Ave.

Chambersburg

178

■

332

610-746-1000

175 W. North St.

Nazareth

■

Moravian Village of Bethlehem

610-625-4885

634 E. Broad St.

Bethlehem

118

■

Mountain City Health & Rehab. Ctr.

570-454-8888

1000 W. 27th St.

Hazleton

299

■

133

717-447-5092

276 Green Ave.

Lewistown

134

■

232

Phoebe Allentown

610-686-6362

1925 W. Turner St.

Allentown

Phoebe Berks

484-205-9489

1 Reading Dr

Wernersville

Presbyterian Village at Hollidaysburg

866-499-5042

220 Newry St.

Hollidaysburg

■

278

Quincy Village

717-749-2308

6596 Orphanage Rd.

Waynesboro

135

■

288

Ridgeview Healthcare & Rehab CTR.

570-462-1921

200 Pennsylvania Ave.

Shenandoah

717-454-2018

945 Duke Street

Lebanon

105

■

361

Spruce Manor Nursing & Rehab.

610-374-5175

Spruce St & S 4th Ave

West Reading

200

■

179

St. Andrew’s Village

724-464-1600

1155 Indian Springs Rd.

Indiana

131

■

226

Stonebridge Nursing & Rehab.

717-834-4111

102 Chandra Dr

Duncannon

■

StoneRidge Retirement Living

717-866-3200

440 E. Lincoln Ave.

Myerstown

■

Tremont Nursing & Rehab.

570-695-3141

44 Donaldson Rd.

Tremont

180

■

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

OTHER PENNSYLVANIA (continued)

Highlands at Wyomissing, The

Luther Crest Lutheran Home at Topton, The

32, 33 32, 33

Menno Haven Moravian Hall Square

Ohesson

Spang Crest

32, 33

380

364

309

Village at Gettysburg, The

717-334-6204

1075 Old Harrisburg Rd.

Gettysburg

100

■

Village at Shrewsbury, The

717-227-3000

800 Bollinger Drive

Shrewsbury

100

■

Village at Sprenkle Drive, The

717-764-9944

1802 Folkner Circle

York

104

■

Village at Utz Terrace, The

717-637-0633

2100 Utz Terrace

Hanover

■

Westminster Village - Allentown

610-782-8300

803 N. Wahneta St.

Allentown

111

■

312

Westminster Woods

814-644-2065

360 Westminster Dr.

Huntingdon

■

270

Woodland Retirement Community

814-447-0364

18889 Croghan Pike

Orbisonia

125

■

244

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155 11/21/18 9:59 AM

HOUSING Nursing & Rehabilitation

Medicare

Brandywine Senior Living

856-778-0600

1205 North Church St.

Moorestown

■

Genesis HealthCare - Burlington Woods

609-387-3620

115 Sunset Rd.

Burlington

240

■

275

Genesis HealthCare- Cinnaminson Ctr.

856-829-9000

1700 Wynwood Dr.

Cinnaminson

114

■

186

Genesis HealthCare- Marcella Ctr.

609-387-9300

2305 Rancocas Dr

Burlington

150

■

182

Inova Health & Rehabilitation Centr.

856-235-7100

3706 Church Rd.

MT. Laurel

280

■

186

Inside 856-235-1214 Back

255 East Main St.

Moorestown

201

■

385

Daily Rates Starting At

City

Medicaid

Address

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

New Jersey - BURLINGTON County

Lutheran Crossings at Moorestown

300

Masonic Home of New Jersey

609-239-3900

902 Jacksonville Rd.

Burlington

264

■

345

Medford Convalescent & Nursing Ctr.

856-983-8500

185 Tuckerton Rd.

Medford

180

■

198

PowerBack Rehabilitation-Moorestown

856-234-4749

212 Marter Ave.

Moorestown

124

Riverview Estates

856-829-2274

303 Bank Ave.

Riverton

■

177

Virtua Health & Rehab. Ctr at Mt. Holly

888-847-8823

62 Richmond Ave

Lumberton

180

■

225

Wiley Christian Retirement Comm.

856-983-0411

99 East Main St.

Marlton

■

231

856-459-2000

309 Bridgeboro Rd.

Moorestown

■

Camden County Health Services Ctr.

856-374-6430

20 N. Woodbury Turnersville

Blackwood

291

■

220

Cherry Hill Convalescent Ctr.

856-663-9009

1399 Chapel Ave. - West

Cherry Hill

120

■

190

Collingswood Manor

856-854-4331

460 Haddon Ave.

Collingswood

■

377

Genesis HealthCare -Cooper River West

856-665-8844

5101 N Park Dr.

Pennsauken

180

■

Genesis HealthCare -Kresson View Ctr.

856-596-1113

2601 Evesham Rd.

Voorhees

190

■

193

Genesis HealthCare -Voorhees Ctr.

856-751-1600

3001 Evesham Rd.

Voorhees

190

■

287

Jewish Geriatric Home

856-667-3100

3025 West Chapel Ave.

Cherry Hill

173

■

175

Lakewood of Voorhees

856-346-1200

1302 Laurel Oak Rd.

Voorhees

240

■

251

856-679-2200

1110 Laurel Oak Rd.

Voorhees

110

■

430

PowerBack Rehabilitation - Voorhees

856-809-3500

113 South Route 73

Voorhees

124

St. Mary’s CTr. for Rehab. & Healthcare

856-424-9521

210 St. Mary’s Dr.

Cherry Hill

215

■

195

Silver Care Ctr.

856-795-3131

1417 Brace Rd.

Cherry Hill

214

■

250

South Jersey Health Care

856-342-7600

2 Cooper Plaza

Camden

120

■

300

Virtua Health & RehaB. Ctr. at Berlin

888-847-8823

100 Long-a-Coming Ln.

Berlin

128

■

HCR ManorCare

856-848-9551

550 Jessup Rd.

W. Deptford

156

■

Meadow View Nursing & Res. Care Ctr.

856-875-0100

1328 S. Black Horse Pike

Williamstown

170

■

Pitman Manor

856-589-7800

535 North Oak Ave.

Pitman

■

346

Arcadia Nursing & Rehabilitation Ctr.

609-586-1114

1501 Highway 33

Trenton

128

■

168

Forestal Skilled Nursing & Rehab. Ctr.

609-987-1221

5000 Windrow Dr.

Princeton

180

■

180

609-586-7500

2240 Whitehorse Mercerville Rd.

Mercerville

114

The Evergreens

New Jersey - CAMDEN COUNTY

Lions Gate

New Jersey - GLOUCESTER COUNTY 225

New Jersey - MERCER COUNTY

Genesis HealthCare- Mercerville Ctr.

156 18-1603-01.indd 156

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11/21/18 9:59 AM

Nursing & Rehabilitation HOUSING

City

Medicare

Medicaid

Hamilton Continuing Care Center

609-588-0091

1059 Edinburg Rd.

Hamilton

180

■

Lawrenceville Nursing & Rehab. Ctr.

609-896-1494

112 Franklin Corner Rd.

Lawrenceville

100

■

177

800-564-5705

300 Meadow Lakes

East Windsor

■

428

Millhouse, The

609-394-3400

325 Jersey St.

Trenton

200

■

225

Morris Hall - St. Joseph’s Skilled Nursing

609-895-1937

1 Bishops Dr

Lawrenceville

120

■

Morris Hall Meadows

609-896-0006

Morris Circle Drive

Lawrenceville

■

415

Princeton Nursing Home

609-924-9000

35 Quarry St.

Princeton

117

■

145

Water’s Edge Healthcare & Rehab. CTR.

609-393-8622

512 Union St.

Trenton

230

■

260

Absecon Manor

609-646-5400

1020 Pitney Road

Absecon

162

■

250

Arbor Glen

908-595-6500

100 Monroe Street

Bridgewater

■

800-842-2480

40 Riverside Ave.

Red Bank

■

282

Bristol Glen

973-300-5788

200 Bristol Glen Dr.

Newton

■

398

CareOne at Evesham

856-396-0005

874 Route 70 East

Marlton

144

■

Cedar Crest

973-831-3755

4 Cedar Crest Dr.

Pompton Plains

113

■

Claremont Center

732-295-9300

1515 Hulse Road

Point Pleasant

118

■

Inside 800-500-5433 Back

459 Passaic Ave.

W. Caldwell

■

Daily Rates Starting At

Address

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

New Jersey - MERCER COUNTY (continued)

Meadow Lakes

OTHER NEW JERSEY

Atrium at Navesink Harbor, The

Crane’s Mill

443 ■

395

Crestwood Manor

866-662-7359

50 Lacey Road

Manchester Twp.

■

355

Friends Village at Woodstown

856-769-1500

One Friends Dr

Woodstown

■

369

Laurelton Village Health & Rehab. Ctr.

732-458-6600

475 Jack Martin Blvd.

Brick

170

■

207

Linwood Care Ctr.

609-927-6131

New Road & Central Ave.

Linwood

174

■

206

255 e. main st.

moorestown

201

■

385

866-859-2276

117 N. Half Acre Rd.

Monroe Twp.

■

366

Neptune Health & Rehabilitation

732-774-3550

101 Walnut St

Neptune

105

■

268

Seabrook

732-643-2060

3002 Essex Rd.

Tinton Falls

■

800-218-3456 100 Hollinshead Spring Rd.

Skillman

■

140

732-431-5200

689 West Main Street

Freehold

123

973-586-6000

19 pocono rd.

denville

■

427

609-399-8505

2201 Bay Ave.

Ocean City

■

381

Inside 973-867-1500 Back

190 Park ave.

florham park

■

430

844-718-8879

3 David Brainerd Dr.

Monroe Twp.

120

■

403

732-849-4400

3000 Hilltop Rd.

Whiting

120

■

196

Arbors at New Castle Subacute & Rehab.

302-328-2580

32 Buena Vista Dr.

New Castle

120

■

243

Atlantic Shores Rehab. & Health CTR.

302-934-7300

231 S Washington St.

Millsboro

181

■

227

lutheran crossings at moorestown Monroe Village

Stonebridge at Montgomery

Inside 856-235-1214 Back

The Manor Health and Rehab. Center The oaks at denville

The Shores of Wesley Manor The villa at florham park Village Point Rehab. & Healthcare Whiting Health & Rehab. CTR. - Brandywine

382

STATE OF DELAWARE

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PHONE

Address

City

Nursing Beds

Medicare

Medicaid

Daily Rates Starting At

Nursing & Rehabilitation

Featured on Page

HOUSING Nursing & Rehabilitation

302-998-0101

505 Greenbank Rd.

Wilmington

169

■

245

Newark

101

■

278

STATE OF DELAWARE (continued) Brandywine Nursing & Rehab. Ctr. Churchman Village

302-998-6900 4949 Ogletown Stanton Rd.

Cokesbury Village

302-235-6017

726 Loveville Rd.

Hockessin

■

309

Country House

302-426-8012

4830 Kennett Pike

Wilmington

■

309

302-846-3077

102 E Delaware Ave.

Delmar

109

■

215

■

194

■

190

Delmar Nursing & Rehab. CTR. Forwood Manor

302-529-1600

1912 Marsh Rd

Wilmington

Foulk Manor North

302-478-4296

1212 Foulk Rd.

Wilmington

Foulk Manor South

302-655-6249

407 Foulk Rd.

Wilmington

Genesis HealthCare - Brackenville CTR.

800-205-9342

100 St Claire Dr

Hockessin

104

■

277

Genesis HealthCare - Hillside Center

800-205-9342

810 S Broom St

Wilmington

106

■

307

Genesis HealthCare -Lofland Park CTR.

800-205-9342

715 King Street

Seaford

110

■

328

Genesis HealthCare - Milford Center

800-205-9342

700 Marvel Rd

Milford

136

■

318

Genesis HealthCare - Seaford Center

800-205-9342 1100 Norman-Eskridge Hwy.

Seaford

124

■

354

Genesis HealthCare - Silver Lake

800-205-9342

1080 Silver Lake Blvd.

Dover

120

■

359

Gilpin Hall

302-654-4486

1101 Gilpin Ave.

Wilmington

■

244

Green Valley Pavilion

302-653-5085

3034 South Dupont Blvd.

Smyrna

151

■

197

Green Valley Terrace and Village

302-934-7300

231 South Washington St

Millsboro

171

■

195 340

147

Harbor Healthcare & Rehabilitation

302-645-4664

301 Ocean View Blvd.

Lewes

160

■

Harrison House of Georgetown

17, 135

302-856-4574

110 West North St.

Sussex

139

■

HCR Manor Care Health Services

302-239-8583

5651 Limestone RD

Wilmington

167

■

207

HCR/ManorCare Health Services

302-764-0181

700 Foulk Rd.

Wilmington

138

■

141

HCR/ManorCare Health Services

302-239-8583

5651 Limestone Rd

Wilmington

167

■

179

Manor House

302-404-0510

1001 Middleford Rd.

Seaford

■

Millcroft

302-366-0160

255 Possum Park Rd.

Newark

110

■

237

Parkview Nursing & Rehab Center

302-655-6135

2801 W. 6th St.

Wilmington

150

■

350

Regal Heights Healthcare & Rehab. SVC.

302-998-0181

6525 Lancaster Pike

Hockessin

172

■

280

Regency Healthcare & Rehab Center

302-654-8400

801 N Broom St.

Wilmington

100

■

280

Shipley Manor

302-479-0111

2723 Shipley Rd.

Wilmington

■

238

302-764-7000

704 River Rd.

Wilmington

■

170

302-644-7994

17028 cadbury cir.

lewes

■

238

302-744-3515

1175 McKee Rd.

Dover

■

320

410-641-4400

9715 Healthway Dr.

Berlin

146

■

211

240-203-6324

19800 Tranquility Circle

Hagerstown

■

269

410-632-3755

430 W. Market St.

Snow Hill

■

245

The Milton & Hattie Kutz Home, Inc. the moorings at lewes

Westminster Village - Dover

STATE OF Maryland Berlin Nursing & Rehabilitation Ctr. Diakon Senior Living – Hagerstown Harrison House of Snow Hill

158 18-1603-01.indd 158

32, 33 17, 135

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11/21/18 9:59 AM

Home Care Aging in Place

Home Care Receive assistance while enjoying the comforts of home Home care can include a wide variety of healthcare and supportive servicesâ&#x20AC;&#x201D;from professional nursing and home health aide services to physical, occupational, respiratory and speech therapies. An advancing industry, home healthcare is essentially skilled nursing care and certain other forms of healthcare that you get in your home for the treatment of an illness or injury. It is an important option to consider regardless of oneâ&#x20AC;&#x2122;s age or health conditions. Options in Home Care An incredibly diverse field, home care includes companion care, home healthcare or skilled nursing. COMPANION CARE is provided by caregivers or companions, who serve as surrogate family members, performing many of the tasks that

family members would typically complete. Assistance from companion caregivers can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising. The overall goals of companion care providers are to ensure that the home environment remains safe and that the individual has a companion to spend time with when family is not available. HOME HEALTHCARE is for those who are no longer able to perform all of the functions of daily living by themselves but who do not require skilled medical services. A home health aide can help with activities of daily living (ADLs), which include bathing, dressing, transferring, eating and toileting. Additional services generally include meal preparation, mobility exercises, housekeeping,

laundry, medication reminders and transportation. SKILLED NURSING CARE is prescribed by a physician and is administered by a registered nurse. The services provided by skilled nurses include: administering injections, administering medications, wound care, IV monitoring, blood tests, catheter care, respiratory therapy, physical therapy, feeding tube administration and more. Finding a Provider After determining the type and amount of services needed along with payment options, consumers should begin interviewing potential providers. This is a highly important decision, since finding a qualified, reliable and compassionate individual is essential to the health and happiness of patients and their families.

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610-359-0260 www.LifeForceElderCare.com 800-394-9990 | retirementlivingsourcebook.com

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Aging in Place Home Care

Pay for Home Care Understanding costs can help with decision making As the decision to remain at home is becoming an increasingly popular option, it is important to understand the costs of care and your payment options while researching different home healthcare companies. Costs for companion care are covered primarily by private payments. Home healthcare must also be paid for with private funds, unless it is prescribed by a physician and provided by a Medicare-certified agency. Longterm care insurance policies may cover companion care and home health care. If you qualify for Medicaid, a government program for low-income individuals, it may subsidize some of your home care needs. Since laws vary from state to state, you will need to contact your local Area Agency on Aging for more information concerning government benefits. Some skilled nursing care will be

paid for by Medicare as long as it is determined to be “intermittent skilled care,” which includes occupational, respiratory, speech and physical therapy. To be covered, care must be ordered by a doctor. Individuals who meet income requirements may be eligible to receive skilled nursing services through Medicaid. Major medical health insurance will also

cover a limited number of skilled home visits. Costs for these services vary greatly depending upon coverage by Medicare, Medicaid and private insurance. Contact your local Office on Aging or State Department of Health to find out if there are funds from social services block grants available to cover home care costs.

Medicare and Home Care Know the coverage options When it comes to understanding Medicare coverage, many individuals can find themselves confused by a complex web of information. This especially applies to those who want to know if they are eligible for Medicare coverage when entering a nursing home or receiving home health care. Below is some helpful information on whether you can use your home health care benefits if you have Medicare and what services and products it will cover. First, you can use your home health care benefits if all of the following applies to your situation. Your doctor must prescribe that you need medical care at home and create a care plan. The care you need has to be intermittent and in the form of skilled nursing care, physical therapy, 160 18-1604-01.indd 160

occupational therapy or speech therapy. The home health agency must be Medicare-certified and you must be homebound, or unable to leave the home unassisted. Once you have established those requirements, it is important to understand what Medicare will actually cover, which includes the following: • Home health aide services on a part-time or intermittent basis, as long as there is a skilled need • Medical social services • Certain medical supplies • Durable medical equipment (wheelchair, walker, bedside commode, etc.) Given the services and products that Medicare does cover, it is also valuable to take note of what is not

covered. Care that is required 24 hours a day will not be covered. Other services not covered include personal care provided by home health aides such as bathing and dressing, along with homemaker services like cleaning and laundry. Also not included are home-delivered meals. If you require care that goes beyond intermittent visits for a limited amount of time, or if your needs are not covered by Medicare, an important option to consider is private duty home care. For more information on Medicare coverage, visit medicare.gov.

Information Provided by Family & Nursing Care/Legacy Home Care and adapted from medicare.gov. 800-394-9990 | retirementlivingsourcebook.com

11/20/18 4:20 PM

Home Care Aging in Place

Planning for Care at Home by Phyllis Mensh Brostoff, CISW, CMC, Aging Life Care Association™ Member, Fellow of the Leadership Academy If you took a poll of older adults and asked each person if they wanted to remain in their own home until the end of their life, most people would say, “of course.” That is a wonderful goal, which often takes a lot of sound planning to be successful. Anything can get in the way—accidents, illness, lack of energy, declining physical abilities—of achieving your desired independence. It is hard to give up even a little autonomy, but asking for assistance can help keep you where you want to be—in your own home. What if You Become Homebound? If you are recovering from an acute illness, you may be eligible for home health services that are paid for by the Medicare program. An Aging Life Care Manager™ can help you access licensed home health services by facilitating a conversation with your

physician about your need for skilled nursing services, physical therapy, occupational therapy, and/or speech therapy in your home. This is an important conversation to have with your doctor and discharge planner if you are in the hospital or a nursing facility and need to decide on and plan for services in your home once you are discharged. However, Medicare will only pay for these services if you are “homebound.” Homebound is defined as only leaving your home for “medical treatment or short, infrequent absences for non-medical reasons, like attending religious services.” You may also receive help from a home health aide under the supervision of a professional nurse or therapist. A physical or occupational therapist can evaluate your home and recommend equipment (such as

grab bars in the bathroom) that will improve your safety. Accessing services These services must be obtained from a state licensed home health agency certified to provide Medicarereimbursed services. They may be freestanding agencies, or they may be part of a large, hospital-based organization. Licensed home health services are usually time-limited, ending when you have met the goals of treatment and the need for the skilled care has ended. If you have enrolled in a Medicare Advantage program, you may also have access to additional services such as home visits after a hospitalization.

Continued on page 164

C O M PA S S I O N AT E , Q UA L I T Y C A R E

Home Care Social Companions Personal Care House Cleaning RN Care Management A nonprofit organization serving the community for more than 35 years.

Call Today 610-647-9840 • SurreyServices.org 800-394-9990 | retirementlivingsourcebook.com

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161 11/20/18 4:20 PM

Springpoint at Home offers home care services designed to enhance health, well-being and quality of life. Customized care plans address your specific needs. Our compassionate employees are professionally licensed or certified and have extensive experience working with older adults. To assure high standards of conduct, employees are insured, bonded and carefully screened. Springpoint at Home is part of Springpoint Senior Living, a nationally recognized leader and trusted provider of senior housing and care. Springpoint has been successfully caring for seniors for over 100 years.

The help and care you need, in the comfort of your home. 844-724-1777 | springpointathome.org 2650 Route 130, Suite D, Cranbury, NJ 08512 Springpoint at Home is fully accredited by The Joint Commission and is part of the Springpoint Senior Living organization

162 18-1604-01.indd 162

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11/20/18 4:20 PM

Home Care Aging in Place

Locate Resources Help is available in your neighborhood and across the country Government agencies are an invaluable resource and can serve as clearinghouses for much needed information and provide a vital connection to programs and services. The Older Americans Act (OAA) of 1965 created the Administration on Aging (AoA), an agency of the U.S. Department of Health and Human Services, and a national network of agencies that promote and protect the health and wellbeing of older adults. Amendments to the OAA provided grants to Area Agencies on Aging (AAAs), giving them the resources to identify local needs and plan and fund local programs. The Department of Health & Human Services describes this comprehensive network as the National Aging Network. The key components of this network, which

serves seven million Americans age 60 and over as well as 325,000 caregivers, are the Administration on Aging, the State Units of Aging, and the Area Agencies on Aging. Administration on Aging (AoA) As the leader of the Network, AoA works primarily to increase awareness amongst government agencies, organizations and the general public in regards to the needs of the older American population. In addition to recommending policy and developing regulations, AoA is also responsible for providing grants to worthwhile projects. The AoA can be reached at www.aoa.gov or 202-619-0724.

public, the AoA developed the Eldercare Locator in 1991, connecting Americans and their caregivers with information about local services. The program puts individuals in touch with local AAAs and other community-based organizations. To contact the Eldercare Locator, call 1-800- 677-1116 or visit www.eldercare.gov. State Units on Aging The State Units on Aging (SUA) serve as the state arm of the AoA. SUAs coordinate services in their states by working with a variety of state agencies and other public and private organizations. State Units also award grants to AAAs to help create community specific programs.

Eldercare Locator In an effort to provide nationwide information assistance to the general

Services provided by Area Agencies on Aging (AAAs) • Adult Day Care is available for individuals who need daytime supervision. • Case Management Services are conducted by professionals who can assess needs and arrange for services to encourage continued independence. • Elder Abuse Prevention Programs provide investigative services and intervention in cases of abuse. • Financial Assistance and benefit counseling is conducted by professionals. • Home Health Services provide needed care in the home environment. 800-394-9990 | retirementlivingsourcebook.com

18-1604-01.indd 163

• Home Repair Programs help older adults complete needed repairs to avoid major problems. • Home Modification Programs provide renovations to make the home safer and more secure for individuals who choose to age in place. • Legal Assistance is available for individuals aged 60 and older with legal problems involving government benefits, tenant rights and consumer issues. • Nutrition Services Programs provide home delivered meals to homebound individuals and congregate meals in specified

locations in the community. • Respite Care provides caregivers with a much needed break from the constant care and supervision of their elderly loved one. • Senior Centers offer educational, recreational and social activities for older adults. • Transportation Programs can provide door-to-door transit for individuals who do not have private transportation and/or cannot use public transportation. To find services near you, visit n4a.org. 163 11/20/18 4:20 PM

Aging in Place Home Care

Home Care Patient Rights Federal law requires that all individuals receiving home care services be informed of their rights as a patient. Following is a model patient bill of rights the National Association for Home Care (NAHC) has developed, based on the patient rights currently enforced by law. Home care patients have the right to: • Be fully informed of all rights and responsibilities by the home care agency; • Choose care providers;

• Be admitted for service only if the agency has the ability to provide safe, professional care at the level of intensity needed;

• Appropriate and professional care in accordance with physician orders;

• Receive reasonable continuity of care;

• Receive a timely response from the agency to requests for service;

• Receive information necessary to give informed consent prior to the start of any treatment or procedure;

• Be advised of any change in the plan of care, before the change is made; • Refuse treatment within the confines of the law and to be informed of the consequences of this action; • Be informed of his or her rights under state law to formulate advanced directives.

For more information on patient rights, visit http://www.nahc.org/consumer/rights.html.

Planning for Care at Home … Continued from page 161 Other Home Care Services Many other care services are provided in the home but are not licensed or paid for by Medicare. An Aging Life Care Manager can help you understand what they can offer, access reputable services, and monitor them on an on-going basis. Non-Medical Aides, Companions and Homemakers There are many types of paid care giving services available—often called non-medical aides, companions and homemakers—who many people hire privately. If you do, you or your family should check at least two work-related references, develop a specific set of tasks and expectations for the caregiver, arrange to pay all appropriate taxes, and have the required insurance coverage. Caregiver services can also be arranged through an agency. While this may cost more per hour than 164 18-1604-01.indd 164

hiring an aide yourself, hiring an agency assures you of coverage when the aide is sick, on vacation or quits. The agency also carries liability insurance and is responsible for all employment taxes and employee bonding. An Aging Life Care Manager can help you find a reputable agency and get important questions answered, such as: do they check

police and driver license records; do they provide supervision; how do they handle cancellations; and how long have they been in business? Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org 800-394-9990 | retirementlivingsourcebook.com

11/20/18 4:20 PM

Home Care Aging in Place

Choosing Home Care Use these questions to interview providers: ■ How long has this provider been serving the community?

■ What are the financial procedures of this provider?

■ Does this provider supply literature explaining its services, eligibility requirements, fees and funding sources? Many providers furnish patients with a detailed “Bill of Rights” that outlines the rights and responsibilities of the providers, patients and caregivers. ■ How does this provider select and train its employees? ■ Does it protect its workers with written personnel policies, benefits packages and malpractice insurance? ■ Are nurses or therapists required to evaluate the patient’s home care needs? If so, what does this entail? ■ Do they consult the patient’s physicians and family members? ■ Does this provider include the patient and his or her family members in developing the plan of care? ■ Are patients involved in making care plan changes? ■ Is the patient’s course of treatment documented, detailing the specific tasks to be carried out by each professional caregiver? Does this provider take time to educate family members on the care being administered to the patient? ■ Does this provider assign supervisors to oversee the quality of care patients are receiving in their homes? If so, how often do these individuals make visits? ■ Who can the patient and his or her family members call with questions or complaints? ■ How does the agency follow up on and resolve problems?

■ Does the provider furnish written statements explaining all of the costs and payment plan options associated with home care? ■ What procedures does this provider have in place to handle emergencies? Are its caregivers available 24 hours a day, seven days a week? ■ How does this provider ensure patient confidentiality? ■ If the hired caregiver becomes ill or otherwise unavailable, what alternate arrangements can be made? ■ Are social security, federal and state taxes, and unemployment insurance paid so the family is not legally responsible? ■ Is there verification that the paid caregivers can legally work in the U.S.? ■ If the hired caregiver is injured, who is responsible? Remember that many homeowners’ insurance policies exclude such injuries via “domestic employee exclusions.” ■ Are criminal history background checks, state abuse registry checks, and prior work reference checks completed? ■ Is there bonding and insurance in place that would cover any injury to the client, damage, or theft? When an agency says they are “bonded,” family members should be sure that this covers injury or damages. ■ Is it possible to estimate the ongoing cost of care? Source: Information adapated from the National Association for Home Care & Hospice (NAHC). For more information, visit www.nahc.org.

With BAYADA Home Health Care…

“I found the perfect match for extra help at home.” – Mary Lou A., Client Mary Lou A. with Peggy Peck, her BAYADA Home Health Aide

Call 888-4-BAYADA | www.bayada.com

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Physical Therapy Companionship Transportation Skilled Nursing Independence Comfort Safety Meals

Your Health. Your

.Your Happiness.

Providing Superior Support, Peace of Mind, and an Improved Quality of Life for our Clients. Dunwoody at Home is a proud subsidiary of Dunwoody Village. We are committed to providing superior and professional care to meet the individual needs of you and your family. Services include but are not limited to:** • Assistance with Activities of Daily Living • One-on-One Care During Hospital Stays • Wellness Management • Shopping / Social Engagements • Medication Reminders • Companionship

• Housekeeping • Meal Preparation • Skilled Nursing • Physical Therapy • Occupational Therapy • Speech Therapy

Now Offering Skilled Home Health Services Dunwoody at Home Phone: 610-359-4503 or 610-359-4543 Email: kboland@dunwoody.org www.dunwoody.org

** Ask us about our reduced rate for 24 hour care.

“Thank you so very much for all the work put into our mother’s care. Your staff are saints.” — The G. Family 166 18-1604-01.indd 166

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■

800-4-BAYADA

BAYADA Home HeALTH CARe

165

800-305-3000

CommUNITY Home SeRVICeS

267-932-6030

ComPLeTe CARe STRATeGIeS

888-433-0040

DUNWooDY AT Home

166

610-359-4503

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717-509-5800

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LANDIS AT Home

LIVe IN CARe

165

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LIFe FoRCe eLDeRCARe CoRP.

159

610-359-0260

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SeNIoR SoLUTIoNS

610-435-6677

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SURReY SeRVICeS FoR SeNIoRS

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610-647-9840

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215-657-4400

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159

717-664-6646

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LIFe FoRCe eLDeRCARe CoRP.

PLeASANT VIeW CARe AT Home

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■ ■

■

oTHeR PA

■

BAYADA Home HeALTH CARe

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PHILADeLPHIA

■

215-542-9517

moNTGomeRY

■

DeLAWARe

meDICARe

■

ACTS Home HeALTH

BUCKS

Home HeALTH AID

■

PHoNe

meDICAID

SKILLeD CARe

■

FeATUReD oN PAGe

HomemAKeR CARe

Home Care – Pennsylvania

CHeSTeR

Home CARe – PeNNSYLVANIA Aging in PlACe

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18-0822-05

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

DON’T MISS

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Home HeALTH AID

meDICARe

meDICAID

BURLINGToN

■

BAYADA Home HeALTH CARe

165

800-305-3000

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LIFe FoRCe CAReGIVeRS INC.

159

302-737-4400

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LIFe FoRCe SeNIoR CARe CoRP.

159

856-218-8500

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SPRINGPoINT AT Home

162

844-724-1777

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STATe oF NeW YoRK

SKILLeD CARe

800-4-BAYADA

STATe oF DeLAWARe

HomemAKeR CARe

165

oTHeR NJ

LIVe IN CARe

BAYADA Home HeALTH CARe

meRCeR

PHoNe

GLoUCeSTeR

FeATUReD oN PAGe

Home Care – nJ • de • nY

CAmDeN

Aging in PlACe HOME CARE – NEW JERSEY • DELAWARE • NEW YORK

■ ■

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On Home Care Dunwoody at Home (See p. 166) 610-359-4503 or 610-359-4543 • Email: kboland@dunwoody.org • www.dunwoody.org As a proud subsidiary of Dunwoody Village, Dunwoody at Home has been providing in-home care since 1996. We offer both non-medical and skilled home health services allowing seniors to remain independent at home. Some non-medical services include personal care, medication reminders, one-on-one companionship during hospital stays and transportation. We also provide respite care to families to help alleviate stress from the day to day responsibilities of caring for loved ones. All caregivers are carefully screened and closely supervised by a registered nurse for your peace of mind. We also offer skilled home health services including occupational, Physical and Speech Therapies and Skilled Nursing. These in-home skilled services benefit seniors who are recovering after an acute injury, illness or change in condition. Whether it is a temporary or long-term solution, Dunwoody at Home can help enhance your health and happiness right in the comfort of your own home. Call today for a complimentary in home consultation.

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Home Care Aging in Place

Assistive Technology Can Help The world of technology is exploding with options that could allow seniors and baby boomers to live in their homes longer. So why aren’t they all taking advantage of available technologies? The simple answer is because most of the people who would benefit from these technologies are unaware that they exist. We are all familiar with the “I’ve fallen and I can’t get up” commercial advertising wearable pendants that can be pressed when a person needs help. But there is so much more available today. There are currently devices available that can visually and audibly alert individuals when it is time to take their medication. Given the fact that approximately 40 percent of nursing home admissions are the result of individuals being unable to take

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medication without supervision, these devices can help more seniors remain at home. Sold in varying shapes and sizes, holding large to small pills, medication management devices can beep, flash, and text patients and caregivers when it is time to take a medication or text when a medication is missed. They can be purchased with monthly services to allow distant caregivers the ability to manage medications. Devices range from $299.00 to $999.00. Tracking devices are also available that allow people to be found quickly if they wander. These tracking devices can be worn as watches, placed in a shoe as an insert, worn on a belt or worn around the neck as a pendant. According to the Montgomery County Police – Project Lifesaver, it is imperative that an individual is found quickly, because for each moment lost, the search grid expands to a size that makes it almost impossible for individuals to be found. With that in mind, when choosing a tracking device, it is important to know how soon the device will notify caregivers the person is wandering. Very few of the devices currently on the market can give an exact location. Newer models also include two-way voice communication. The assistive technology market also includes devices that can monitor health, sleep patterns and movement in the house. House sensors can monitor water leakage, movement in the bathroom, movement in and out of a bed or a chair, as well as the opening and closing of cabinets or doors. Finally, there are sensors that can turn off appliances if there has been no movement in a certain amount of time. Using the power of new technologies, caregivers can provide independent, safe living environments for their parents or other loved ones and still have peace of mind. By working with loved ones and professionals, seniors can easily create secure environments where they can age in place.

Popular Technologies for Seniors Medication Management These devices and services can prompt seniors to take their pills and keep them from getting their prescriptions mixed up. Tracking Devices Worn as watches, on a belt, as a pendent or as a shoe insert, these devices allow people to be found faster if they wander. Sensor Monitoring A wide variety of sensors are available to enhance safety and security, ranging from sensors that detect falls or a lack of motion to sensors that can turn off appliances or alert caregivers to a water leak. 169 11/20/18 4:20 PM

Aging in Place Adult Day Care

Find Daytime Supervision Centers provide socialization and peace of mind for caregivers Adult Day Centers are an important option for family caregivers, as they offer socialization, activities, and necessary supervision for those who are socially isolated or need care and assistance. Caregivers can feel confident that their loved one is safe and well cared for while they are at work or performing other necessary tasks. Centers offer a variety of programs and amenities, including exercise programs and a diverse schedule of engaging activities. Assistance with the activities of daily living, including eating, walking, toileting and medication management may also be available. Additionally, many centers offer physical, speech and occupational therapies to their participants. All licensed centers provide nutritious meals and snacks on a daily basis. Choosing a Provider Information on local Adult Day Centers may be available through senior centers, family physicians or the local Area Agency on Aging. After locating nearby providers, call them to request flyers, brochures, calendars and application information. While reviewing this information, pay careful attention to how many years the provider has been in business and their licensures and certifications. Be sure to understand the staff credentials, staff to participant ratio, and the medical conditions the facility and its staff are equipped to handle. Inquire about the availability of transportation to and from the program if it is necessary. The types of activities offered and the menu variety should be considered as well. Specific costs and any financial assistance that is available should be clearly outlined in the information packet. Reviewing printed materials and asking questions over the phone can help narrow the choices, but 170 18-1604-01.indd 170

the final decision of which Adult Day Center to use must be made in person. During the visit, carefully observe the general atmosphere of the building and the program. The layout of the building and the rooms should ensure easy accessibility for persons in wheelchairs or using walkers. The entire facility should be clean and pleasant. Furniture should be sturdy and comfortable, with choices available for lounging and participating in activities. Beyond the general setup of the facility, focus on the interaction between the staff members and the participants. Do the participants appear happy and satisfied? Are volunteers available to offer assistance? The center should be a welcoming place, complete with staff members who are ready and able to help. Also, notice the participation level of the attendees. Are they actively involved? Inquire as

to whether participants are involved in planning activities and how staff members handle suggestions for new programs. During the visit, staff members should be able to provide clear and easy to understand information about the services and activities provided at the center. Be sure to obtain answers for any remaining questions about center procedures, staffing and costs. Checking references from individuals who are currently using this provider or have used them in the past is the final step. After choosing a provider, try them for at least three to five days. If there are problems making the adjustment, staff members may be able to offer advice to help make the transition smoother. Article adapted from the National Adult Day Services Association, Inc.â&#x20AC;&#x2122;s website. For more information, visit www.nadsa.org. 800-394-9990 | retirementlivingsourcebook.com

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Adult Day CARE Aging in Place

adult day services providers delaware

PENNSYLVANIA – Continued

Active Day of Newark

302-533-3543

Manatawny Manor Adult Day Services - Pottstown

610-705-3749

Riverside Adult Day Program - Wilmington

302-765-4175

Menno Haven Adult Day Care - Chambersburg

800-222-6695

Mid County Senior Services - Newtown Square

610-353-6642

Montgomery Adult Day Living Center - Lansdale

215-855-7997

PENNSYLVANIA Active Day of Bristol

215-788-2408

Narberth Adult Day Care Center - Narberth

610-617-7850

Active Day of Broomall

610-325-1600

North Penn VNA Adult Day Services - Lansdale

215-855-8296

Active Day of Center City

267-773-8135

North Penn VNA Adult Day Services - Souderton

215-703-0523

Active Day of Chestnut Hill

215-242-4501

Northeast Adult Day Care - Philadelphia

215-671-0200

Active Day of Clifton Heights

610-626-4270

Riverview Adult Day Health Services - Royersford

610-792-2399

Active Day of Crozer

484-768-2110

SarahCare Adult Day Care Center - Jenkintown

215-663-8090

Active Day of Exton

610-363-8044

Spang Crest Manor

717-274-1495

Active Day of Horsham

215-443-5300

St. John Neumann Center – Philadelphia

215-698-5655

Active Day of Kennett Square

610-388-1166

St. Joseph’s Adult Day Services - Reading

610-378-2267

Active Day of Overbrook Park

215-877-0202

Tel Hai Adult Day Care - Honeybrook

610-273-4619

Active Day of Plains

570-823-5161

The Hickman - West Chester

610-696-1536

Active Day of the Northeast

215-676-7800

Westminster Village- Allentown

610-782-8351

Active Day of Warminster

215-343-6250

Adult Day Services at Cross Keys Village - New Oxford

717-624-5955

New Jersey

Adult Day Services at Landis Homes- Lititz

717-581-3939

Active Day of Brick

732-899-1331

Adult Day Services Souderton Center - Souderton

215-703-0523

Active Day of Bridgeton

856-451-7227

Chandler Hall Health Services - Newtown

215-860-4000

Active Day of Camden

856-246-3350

Community at Rockhill – Sellersville

215-257-0968

Active Day of Carneys Point

856-878-6035

Cross Keys Village Adult Day Services

717-624-5500

Active Day at Casa Manito

201-223-6800

Delta Community Supports - Levittown

215-943-9230

Active Day of Cape May County

609-465-8840

Elderwatch Plus - Philadelphia

215-877-0202

Active Day of Delran

856-461-1700

Evergreen Adult Day Program - Wyndmoor

215-233-6309

Active Day of Galloway

609-652-3600

Homelink, Inc. - Philadelphia

286-951-4321

Active Day of Hamilton

609-883-0200

Kit’s Corner - Frederick

610-754-7878

Active Day of Laurel Springs

856-784-4000

LifePath, Inc. - Sellersville

215-257-8687

Active Day of Marlton

856-988-3250

Lifespan Adult Day Care Services - Pennsburg

215-679-2659

Active Day of North Bergen

201-869-4443

Lifespan Adult Day Care Services - Quakertown

215-536-6016

Active Day of Vineland

856-691-3756

Main Line Adult Day Center - Bryn Mawr

610-527-4220

Active Day of Washington Township

856-227-1377

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Aging in PlACe ADULT DAY CARe

Choosing an Adult Day Center Use this checklist to review options: use the following questions to guide your visits to adult day centers. Be sure to get all your questions answered and do not hesitate to ask follow-up questions if anything seems unclear.

■ Are fees charged hourly, daily or monthly? What will the total fee be for services?

■ How many years has the center been in operation?

■ Is financial assistance available?

■ Is the center licensed, certified or accredited? ■ What are the days and hours of operation? ■ If needed, is assistance provided with eating, toileting and dispensing medication? ■ What types of activities are provided? ■ Do participants help plan activities? ■ Are meals or snacks provided? ■ Can special dietary needs be accommodated? ■ Do participants have individual service plans? How often are they updated? ■ What is the staff to participant ratio? ■ What type of training do staff members receive?

■ How are payments accepted? ■ Is a deposit required? ■ Are special care options available for participants with certain conditions, such as memory loss? ■ Are transportation services available? What is the additional fee? ■ Is physical or occupational therapy available on site? Is there an additional fee? ■ Is the facility easily accessible? ■ Is the facility clean and pleasant? ■ Do staff members and participants seem to interact frequently? ■ Are staff members welcoming and engaging? ■ Do participants appear happy and engaged? Source www.nadsa.org.

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Request Information! We understand that it can be challenging to identify the resources you need to make choices. Simply complete the following to receive information from the communities or service providers that meet your search criteria. Please feel free to use this form as a starting point and fill out as much or as little as you please; the only required field is a valid email address. Please email your questions or request to Elizabeth.Rivera@washpost.com You can also access this form at RetirementLivingSourcebook.com.

Tear-out entire page • Fill out below Retirement Living SourceBook, The Washington Post, 1301 K Street, NW, Washington, D.C. 20071 I am making choices for

Aging In Place

❑ Myself

❑ Remodeling & Design

❑ Transportation

❑ Spouse

❑ Adult Day Care

❑ Medical Equipment

❑ Parents

❑ Personal Response Systems

❑ Errands & Concierge

❑ Other family member

Money & Legal

❑ Friend or neighbor ❑ Client or a person that I am advising

❑ Elder Law

❑ Financial Planning

❑ Insurance

❑ Reverse Mortgages

I am looking for services in the following region(s):

❑ Daily Money Management

You can provide us with State(s), City(ies), County(ies), Zip Code(s):

Health

_________________________________________________________ _________________________________________________________ _________________________________________________________ _________________________________________________________ Please select the category(ies) that are of interest to you: Decision Making ❑ Care Management

❑ Referral Services

Housing Options ❑ Continuing Care Retirement Communities

❑ Medical Equipment

❑ Fitness

❑ Behavioral Health Senior Hospital Services ❑ Emergency Care

❑ Health Education and Screenings

❑ Outpatient Services

❑ Medical Imaging

Please email your questions or request to Elizabeth.Rivera@washpost.com – Or fill out Form at www.RetirementLivingSourcebook.com Your contact information: We only require a valid email address. The rest of the information is optional.

❑ Assisted Living / Personal Care Communities

Name ___________________________________________________

❑ Nursing & Rehabilitation Centers

Email ____________________________________________________

❑ Independent Living Communities

Address _________________________________________________

❑ Active Adult Communities

_________________________________________________________

❑ Alzheimer’s Care

City/State/Zip ____________________________________________

Moving & Downsizing ❑ Senior Move Managers

❑ Organizers

❑ Real Estate Services

Organization (if you are using this as an advisor)

Homecare

_________________________________________________________

❑ Live In Care

❑ Homemaker Care

❑ Skilled Care

❑ Home Health Aide Care

❑ Medicare/Medicaid

❑ Hospice

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Aging in PlACe ADULT DAY CARe

Help from an ombudsman Advocates can solve long-term care issues The word “ombudsman” is a Swedish term for a person who acts as a third party in resolving problems. A Long-Term Care ombudsman can assist consumers who are choosing long-term care providers (nursing facilities, assisted living facilities, retirement communities, adult day care programs and home care agencies) by offering information on an individual provider’s services, history of complaints and their licensure status. ombudsmen are advocates who work to improve the quality of life for seniors and other individuals receiving long-term care services. In addition to providing the information necessary to make an informed decision about a long-term care provider, an ombudsman can also investigate and help resolve complaints against specific long-term care providers.

Utilizing volunteers, an ombudsman can arrange for weekly visits to a longterm care facility. The overall goal of an ombudsman is to educate the community at large about long-term care issues while simultaneously helping to train the staff of long-term care providers. An ombudsman can inform consumers of their rights and long-term care providers of their responsibilities. What Can an Ombudsman Do? An ombudsman can formally address complaints and concerns. The ombudsman strives to empower the resident first and then intervene as needed. They can assist through counseling, formal complaint investigation and negotiation. The counseling received from an ombudsman is strictly confidential and can help individuals become an

advocate for themselves or a loved one. An ombudsman will listen to complaints and then offer information and referrals via the telephone, email or at an inperson visit to a long-term care facility. If the concern requires a formal investigation, the ombudsman will act as an advocate on behalf of the long-term care recipient during this investigation. He/she will gather facts and relevant information to determine whether the complaint is valid. Then the ombudsman will work with the long-term care recipient or their representative and the provider to determine the appropriate course to resolve the problem. This article was adapted from www.fairfaxcounty.gov/ltcombudsman, which explains the Northern Virginia Long-Term Care Ombudsman Program in detail.

Lisa Harkins, Account Manager - PA/NJ/DE Edition 215-953-1448 Lisa.Gerace-Harkins@washpost.com retirementlivingsourcebook.com 174 18-1604-01.indd 174

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HoSPICe SPeCiAliZeD CARe

Hospice Care Improving the quality of life remaining A patient and family may turn to hospice care when the goals of patient care have switched from curing to comforting. Hospice involves a special system of supportive services, including pain and symptom management, social services, and emotional and spiritual support. Any individual of any age with a diagnosis of a terminal disease may turn to hospice.

hospice residential settings. What Services are Provided? Hospice team members focus primarily on managing the patient’s pain and symptoms with medication, medical supplies and equipment. other services, such as speech and physical therapy, are available if necessary. If managing the symptoms within the home becomes impossible, hospice providers can offer short-term inpatient care. While family members learn how to properly care for the patient, information and support is also available to help everyone deal with the emotional, psychosocial and spiritual aspects of dying. Surviving loved ones will receive bereavement care and counseling from the hospice professionals.

How Do I Receive Hospice Care? medicare, medicaid or private insurance generally require a prognosis of six months or less for services to be covered. Hospice is unique in that care and support are provided to the entire family, not just the patient. A team of skilled professionals and volunteers work to serve the special needs of everyone involved. Choice is at the center of the hospice approach — a person faced with a life-limiting illness is encouraged to remain in control of his or her life. As care is usually provided in one’s home, many hospice patients live out their lives in the comfort of familiar daily routines, surrounded by their treasured possessions along with family and friends. However, hospice services may also be provided in long-term care facilities or in-patient

How Do I Pay for Hospice? most services are fully or partially covered by medicare, medicaid, private insurers or prepaid health plans. Financial assistance is available. The National Hospice and Palliative Care organization notes that, “eighty percent of people who use hospice care are over the age of 65, and are thus entitled to the services offered by the medicare Hospice Benefit. This benefit

Hospice is unique in that care and support are provided to the entire family, not just the patient. covers virtually all aspects of hospice care with little out-of-pocket expense.” To receive the medicare Hospice Benefit, patients must be eligible for medicare Part A, have a terminal disease or condition with a less than six months prognosis, and sign a document certifying that they are choosing hospice care instead of routine medicare benefits. Patients may only receive covered benefits from a medicare-approved hospice program. In addition to medicare’s coverage, hospice services are also generally covered by medicaid or private insurers. Adapted from Caring Connection’s and the American Cancer Society’s websites. For more information, see www.caringinfo.org or the information on hospice care at www.cancer.org.

MYTHS AND FACTS ABOUT HOSPICE Myth: Hospice is where you go when there is “nothing else to be done.” Reality: Hospice is the “something more” that can be done for the patient and the family when the illness cannot be cured. It is a concept based on comfort-oriented care. Referral into hospice is a movement into another mode of therapy, which may be more appropriate for terminal care. Myth: Hospice care is more expensive. Reality: Studies have shown hospice care to be no more costly. Frequently, it is less expensive than conventional care during the last six months of life. Less high-cost technology is used and family, friends and volunteers provide 90 percent of the day-to-day patient care at home. Additionally, patients eligible for Medicare or Medicaid will pay few out-of-pocket expenses related to their hospice care. Most private insurers also cover some or most hospice related expenses. Information from the Hospice Foundation of America. To learn more, visit www.hospicefoundation.org 800-394-9990 | retirementlivingsourcebook.com

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Founder’s Note

Aging with Purpose There was a time—not so long ago—that “aging in place” meant doing nothing. Too many seniors ignored their increasing needs or their home’s deferred maintenance, stubbornly refusing to seek help or consider a change. They carried on until disaster struck. A fall. An illness. A leaky roof or a fallen tree. It was only in these emergency situations that an adult child or other family member would step in, and the senior would be left with few—if any—choices. Thankfully, that no longer has to be the case. Now, “aging in place” can mean a variety of things. It may mean modifying the current home to better fit a senior’s needs as they age. It may mean moving in with an adult child or other family member. It may mean hiring an in-home caregiver to provide assistance with the activities of daily living—or just to provide companionship. The home care industry has grown immensely to meet the needs of seniors who choose to age in place. For some seniors, aging in place actually means aging

in another place. They may choose to find a retirement living option before a crisis strikes. These healthy seniors have so many choices, from life plan communities to independent living options. For seniors who already need a little help, there are also a wide variety of assisted living and nursing and rehabilitation options. The choice is theirs. Our cover story this issue features multiple residents who all chose the same community for a variety of different reasons. With checklists in hand, each prospective resident discovered a compelling “difference” about Beaumont at Bryn Mawr that matched their personal vision of retirement. Through a series of interviews, readers will learn what ultimately convinced each of them to make the move (see page 22). With so many options, every family has the opportunity to make a plan and create their own version of “aging in place.” Sourcebook is filled with listings, checklists and articles to help seniors and their families review retirement living options and make appropriate choices. Aging is inevitable. Planning ahead can make it enjoyable. Today’s seniors are no longer just aging in place; they are aging with purpose. Steve Gurney Founder of Retirement Living Sourcebook

Steve Gurney

Lisa Harkins

General Manager

Account Manager

E-mail: Steve.Gurney@washpost.com

E-mail: Lisa.Gerace-Harkins@washpost.com

Maryland ■ Delaware Valley Metro Washington DC

Christy Brudin

Elizabeth Rivera

Corporate Address:

Contributing Editor

Account Manager, Operations

Aaron Pinchback

C. Patrick Lowry

Production Coordinator

Artist

Mid-Atlantic Regional Editions:

The Washington Post 1301 K Street, NW Washington, D.C. 20071

Delaware Valley Office (PA/NJ/DE): Southampton, PA ■ 215-953-1448

Website: www.retirementlivingsourcebook.com Contact Us: 1-800-394-9990

Copyright © 2018 by WP Company, LLC. Phone 1-800-394-9990. The contents of this publication may not be copied or reproduced in any manner without express written permission of the publisher. Every effort has been made to assure the accuracy of all information published in the Guide to Retirement Living Sourcebook. WP Company, LLC assumes no liability for damages arising from errors or omissions. For information about advertising, circulation, or editorial content, call toll-free: 1-800-394-9990. All property advertisements in the Guide to Retirement Living Sourcebook are subject to the federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation, or discrimination. State and local laws forbid discrimination based on factors in addition to those protected under federal law. The Guide to Retirement Living Sourcebook will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.

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Getting older is not the same for everybody.

We want different things. We age in different ways. That’s why Lutheran Social Ministries of New Jersey offers three distinct senior living options in three different parts of New Jersey. See which one is right for you.

Crane’s Mill is northern New Jersey’s premier, 60+ continuing care retirement community. Here residents enjoy an active, luxurious lifestyle today plus the added security of quality care tomorrow.

West Caldwell, NJ | 973.276.6700 For those who require some assistance with everyday activities, The Villa offers assisted living, memory care, rehabilitation, and skilled nursing that embodies a unique spirit. Its beautiful campus with inviting common areas all combine to create a bright, cheerful living experience.

Florham Park, NJ | 973.867.1500 Located in the historic district of Moorestown, Lutheran Crossings offers a continuum of quality care and residential hospitality to seniors and those in need of assisted living, rehabilitation, memory care, and skilled nursing services.

Moorestown, NJ | 856.235.1214

Your need is our mission. lsmnj.org/seniors 800-394-9990 | retirementlivingsourcebook.com

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—you’ll wish you had moved here sooner!

EQUAL HOUSING OPPORTUNITY

At Kendal-Crosslands Communities, we believe retirement should be a dynamic time of life where you can fulfill your dreams. Once you experience our life-enriching programs and services, coupled with a full-continuum of care in our Life Plan Community, you’ll have peace of mind and like many of our current residents, wonder why you waited so long!

800-814-8133 | KCC.Kendal.org

Enjoy a fulfilling retirement with life-enriching programs and services!

Not-for-Profit Life Plan Communities Serving Older Adults in the Quaker Tradition

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800-394-9990 | retirementlivingsourcebook.com

11/20/18 4:20 PM