® Card from American Express, Barclaycard Arrival Plus™ World Elite MasterCard®, Capital One® Venture® Rewards Credit Card, Chase Freedom® - $150 Bonus, Blue Cash Everyday® Card from American Express, Chase Sapphire Preferred® Card, Chase Freedom Unlimited℠, Citi® Double Cash Card – 18 month BT offer, Starwood Preferred Guest® Credit Card from American Express, Capital One® Quicksilver® Cash Rewards Credit Card, Discover it® - Cashback Match™, BankAmericard Travel Rewards® Credit Card, Hyatt Credit Card from Chase, BankAmericard Cash Rewards™ Credit Card, Susan G. Komen® Credit Card, MLB™ BankAmericard Cash Rewards™ Mastercard®, Barclaycard CashForward™ World Mastercard®, Discover it® chrome, Capital One® VentureOne® Rewards Credit Card, Discover it® Miles, Wells Fargo Propel American Express® Card, GM BuyPower Card from Capital One® -Get The Card That Helps You Get The Car, Wells Fargo Cash Wise Visa® Card, Hilton Honors™ Surpass® Card from American Express, Chase Sapphire Reserve℠, Southwest Rapid Rewards® Premier Credit Card, Capital One® QuicksilverOne® Cash Rewards Credit Card, Hilton Honors™ Card from American Express, HSBC Platinum Mastercard® with Rewards credit card, JetBlue Plus Card, Alaska Airlines Visa Signature® Credit Card, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, United MileagePlus® Explorer Card, JetBlue Card, Gold Delta SkyMiles® Credit Card from American Express, Marriott Rewards® Premier Credit Card, IHG® Rewards Club Select Credit Card, The Mastercard Titanium Card, Citi® / AAdvantage® Gold World Elite™ Mastercard®, Citi ThankYou® Premier Card, Expedia®+ Card from Citi, Expedia®+ Voyager Card from Citi, The Hawaiian Airlines® World Elite Mastercard®, Club CarlsonSM Premier Rewards Visa Signature® Card, British Airways Visa Signature® Card, The Frontier Airlines World Mastercard®, Simmons First Visa® Platinum Rewards, Journey® Student Rewards from Capital One®, Premier Rewards Gold Card from American Express, The Amex EveryDay® Credit Card from American Express, Citi ThankYou® Preferred Card, Amazon.com Rewards Visa Card, Disney Premier Visa® Card, NFL Extra Points Credit Card, The Platinum Card® from American Express, The Barnes & Noble Mastercard®, Ace Rewards® Platinum Visa Card, The Plenti® Credit Card from Amex, L.L.Bean Visa® Card, Harley-Davidson® Visa® Credit Card, Barclaycard Visa® with Apple rewards"/>
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NextAdvisor's Best Rewards Credit Cards

With the economy on the upswing, credit card issuers are offering better and better rewards cards. Whether you want to earn cash back rewards that can be redeemed for statement credit or you want to get points to use on flights and hotel stays, there are some great options to choose from right now. On top of competitive ongoing rewards like 2 miles per dollar spent on any purchase or 6% cash back on groceries, a number of the best rewards credit cards we've reviewed also offer intro bonuses worth $400 or more. Plus, many cards have long 0% intro APR periods, which allow you to avoid interest on either purchases or balance transfers — or both! Below is our list of the best rewards credit cards we've reviewed.

Updated 07-31-2017

Rewards Credit Cards Comparison Chart

Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Cash Preferred® Card from American Express
0% on Purchases for 12 months, then 13.99%-24.99% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.99%-24.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
Earn 6% cash back at US supermarkets (up to $6K), 3% back on US gas & select US dept stores; 1% back on other purchases. $150 intro bonus after spending $1K in first 3 mos. Terms apply.$95Excellent, Good
Our Rating:
6% cash back at U.S. supermarkets on up to $6K in purchases; $150 intro bonus; Terms apply.
Barclaycard Arrival Plus™ World Elite MasterCard®
16.99%, 20.99% or 23.99% VariableEarn 2 miles per dollar spent on all purchases; 50,000 bonus miles when you spend $3,000 in first 90 days$89 - waived first yearExcellent
Our Rating:
Travel Card Analysis winner with a value of $2.10 per $100 spent; easy rewards redemption; 50K intro bonus miles (equivalent to $500); no blackout dates or restrictions
Capital One® Venture® Rewards Credit Card
13.99% - 23.99% (Variable)Unlimited 2x miles on all purchases, one-time 40,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening$0 intro for first year; $59 after thatExcellent, Good
Our Rating:
Great travel card with flexible reward usage, 40,000 intro bonus miles (equivalent to $400 in travel), no blackout dates or restrictions
Chase Freedom® - $150 Bonus
0% Intro APR on Purchases for 15 months, then 15.99% - 24.74% variableEarn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Unlimited 1% cash back on all other purchases. $0Good
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $150 Bonus opportunity
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Cash Everyday® Card from American Express
0% on Purchases for 12 months, then 13.99%-24.99% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.99%-24.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
Earn 3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores, 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos. Terms apply.$0Excellent, Good
Our Rating:
$100 bonus; Solid all-around cash back card. Terms apply.
Chase Sapphire Preferred® Card
16.99% - 23.99% variable50,000 bonus points after spending $4,000 in first 3 months, 2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$0 for First Year, then $95Excellent
Our Rating:
Flexible travel card with unlimited 2x points on travel and dining; 50K bonus points opportunity; 1:1 point transfer to other reward programs
Chase Freedom Unlimited℠
0% Intro APR on Purchases for 15 months, then 15.99% - 24.74% variableEarn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening, Unlimited 1.5% cash back$0Good
Our Rating:
Unlimited 1.5% cash back; 0% Intro APR on Purchases and balance transfers for 15 months; $150 Bonus opportunity
Citi® Double Cash Card – 18 month BT offer
14.49% - 24.49%* (Variable)1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent, Good
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; 18-mo 0% APR on balance transfers
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Starwood Preferred Guest® Credit Card from American Express
16.24%-20.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.24%-20.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
2 Starpoints® per $1 of eligible purchases charged directly with hotels & resorts participating in SPG® program, 1 Starpoint® per $1 spent on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Excellent, Good
Our Rating:
Smart pick for those who enjoy Starwood hotels; 25K bonus point opportunity. Terms apply
Capital One® Quicksilver® Cash Rewards Credit Card
0% intro on purchases for 9 months, then 13.99% - 23.99% (Variable)$150 cash back after you spend $500 on purchases within 3 months from account opening, 1.5% cash back on all purchases$0Excellent, Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $150 bonus opportunity
Discover it® - Cashback Match™
0% for 14 months, then 11.99% – 23.99% VariableMatches your cash back at end of 1st year; 5% cash back on purchases within select categories up to the quarterly maximum (signup required); 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Matches your cash back at end of 1st year; 14-month 0% intro APR on purchases & balance transfers.
BankAmericard Travel Rewards® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 15.99% - 23.99% Variable APR on purchasesEarn 1.5 points per $1 spent on all purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days$0.00Excellent/Good
Our Rating:
Strong value of 1.5 points for every $1 in purchases plus an Introductory APR offer; 20,000 bonus points offer; no foreign transaction fees
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Hyatt Credit Card from Chase
16.99% – 23.99% variable 40,000 bonus points after spending $2,000 in first 3 mos; 3 points for every $1 spent at Hyatt locations; 2 points per $1 spent at restaurants, on airline tickets and at at car rental agencies; 1 point per $1 spent on all other purchases$75Good
Our Rating:
Travel Analysis second place for hotel value; 40,000 point bonus opportunity
BankAmericard Cash Rewards™ Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days.$0.00Excellent/Good
Our Rating:
2% back at wholesale clubs; $150 online cash rewards bonus offer; introductory 0% APR offer for 12 billing cycles
Susan G. Komen® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days.$0.00Excellent/Good
Our Rating:
2% back at wholesale clubs; $150 online bonus online cash rewards bonus offer; cash back rewards card that contributes to breast cancer cause
MLB™ BankAmericard Cash Rewards™ Mastercard®
0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days.$0.00Excellent/Good
Our Rating:
2% back at wholesale clubs; $150 online cash rewards bonus offer; Display your favorite MLB colors while earning great cash back rewards; Introductory 0% APR offer for 12 billing cycles
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Barclaycard CashForward™ World Mastercard®
0% for 15 months, then 15.99%, 20.99% or 25.99% Variable1.5% cash back on all purchases, $200 bonus after spending $1,000 in first 90 days$0Excellent
Our Rating:
1.5% on all purchases; $200 bonus; unlimited cash back; 15-mo 0% APR on balance transfers and purchases.
Discover it® chrome
0% for 14 months, then 11.99% – 23.99% Variable2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; Cash back rewards without registering quarterly; 14-month 0% intro APR on purchases & balance transfers
Capital One® VentureOne® Rewards Credit Card
0% intro on purchases for 12 months, then 12.99% - 22.99% (Variable)1.25 miles per $1 spent on all purchases; earn 20,000 miles (equal to $200 in travel) once you spend $1,000 on purchases within 3 months from account opening$0Excellent, Good
Our Rating:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice; 20,000 point bonus opportunity
Discover it® Miles
0% for first 14 months,
then 11.99% – 23.99% Variable
Your miles are matched at end of first year, 1.5 miles per $1 spent on all purchases$0Excellent, Good, Average
Our Rating:
Great overall travel rewards card; Your miles are matched at end of first year
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Wells Fargo Propel American Express® Card
0% intro APR for 12 months, then 13.99%-25.99% (variable)Earn 20,000 bonus points (redeemable for $200 cash back) after spending $1K in first 3 months; Earn 3x on gas, 2x at restaurants, and 1x on all other purchases - redeemable for cash back & more$0Excellent / Good
Our Rating:
$200 bonus opportunity; flexible reward redemption options including cash back; 10% ongoing bonus and rewards program makes this an especially good choice for Wells Fargo customers
GM BuyPower Card from Capital One® -Get The Card That Helps You Get The Car
0% intro on purchases for 12 months, then 13.90% - 23.90% (V)5% earnings on first $5,000 in purchases annually, 2% earnings on all purchases after that$0Excellent,Good
Our Rating:
If you're in the market for a Chevrolet, Buick, GMC or Cadillac, this card will help get you in the driver's seat
Wells Fargo Cash Wise Visa® Card
0% intro APR for 12 months, then 13.99%-25.99% (variable)Earn $200 bonus after spending $1,000 on purchases in the first 3 months; earn 1.5% cash back on virtually every purchase$0 Excellent / Good
Our Rating:
$200 bonus opportunity; earn 1.5% cash back; 0% intro APR for 12 months on purchases and balance transfers
Hilton Honors™ Surpass® Card from American Express
16.24%-20.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.24%-20.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
75,000 bonus miles after spending $3,000 in first 3 mos; earn 12 points per $1 spent at participating hotels, 6 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $75Excellent, Good
Our Rating:
Great card for travelers who stay at Hilton hotels, 75K bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Chase Sapphire Reserve℠
16.99% - 23.99% variable50,000 bonus points after spending $4,000 in first 3 months, 3 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$450Excellent
Our Rating:
Earn unlimited 3x points on travel and dining; 50K bonus points opportunity; 1:1 point transfer to other reward programs
Southwest Rapid Rewards® Premier Credit Card
16.99% - 23.99% variable40,000 points after spending $1K in first 3 months, 2 points per $1 spent on all Southwest Airlines and participating hotel & car rental partners; 1 point per $1 on all other purchase$99Excellent
Our Rating:
A great option for those who like to travel on Southwest Airlines and earn unlimited points, 40,000 points after spending $1K in first 3 months
Capital One® QuicksilverOne® Cash Rewards Credit Card
24.99% (Variable)Unlimited 1.5% cash back on all purchases$39Average, Fair, Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases
Hilton Honors™ Card from American Express
16.24%-20.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.24%-20.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
50,000 bonus miles after spending 1k in first 3 mos; earn 7 points per $1 spent at participating hotels, 5 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $0Excellent, Good
Our Rating:
Great card for travelers who stay at Hilton hotels, 50,000 bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
HSBC Platinum Mastercard® with Rewards credit card
0% intro for 12 months, then 13.99%, 17.99% or 23.99%
Additional Rates & Fees
Additional Rates & Fees
  • Annual Fee: $0.
  • Purchase APR: 0% intro for 12 months, then 13.99%, 17.99% or 23.99%, depending on credit history.
  • Balance Transfer APR: 0% intro for 12 months, then 13.99%, 17.99% or 23.99%, depending on credit history.
  • Balance Transfer Fee: Either $10 or 4%, whichever is greater.
  • Foreign Transaction Fee: None.
  • Terms and Conditions
Earn 1x point per $1 on all purchases - redeem for cash back and more; $100 bonus after spending $500 in first 3 months.$0Good/Excellent
Our Rating:
$100 bonus opportunity; earn equivalent of 1% cash back on all purchases; 12-month 0% intro APR on purchases and balance transfers
JetBlue Plus Card
12.99%, 20.99% or 25.99% variable30,000 bonus points after spending $1K in first 90 days, 6 points per $1 spent on Jetblue, 2 points per $1 at restaurants & grocery stores, 1 point per $1 on all other purchases$99Excellent
Our Rating:
Travel Analysis flight value winner, no blackout dates or restrictions, 30K bonus offer
Alaska Airlines Visa Signature® Credit Card
13.24% - 20.24% Variable3 miles per $1 spent on Alaska Airlines and Virgin America tickets; 30,000 bonus miles after spending at least $1,000 in purchases in first 90 days$75Excellent/Good
Our Rating:
Good for Alaska Airlines and Virgin America patrons; 30,000 bonus miles offer; no foreign transaction fees
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
16.74% - 24.74%* (Variable)30,000 bonus miles after spending $1K in first 3 mos, earn 2 miles per $1 spent on American Airlines flights and 1 mile for each $1 spent on all other purchases$95, waived for first 12 months*Excellent, Good
Our Rating:
Best for those who like to fly American Airlines, with perks like priority boarding and first checked bag free; 30,000 bonus miles opportunity
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
United MileagePlus® Explorer Card
16.99% - 23.99% variable50,000 bonus miles after spending $3,000 in first 3 mos., 2 miles per $1 spent on United flights, 1 mile per dollar spent on all other purchases$95Good
Our Rating:
Good choice for United flyers who want to earn free flights with great perks
JetBlue Card
12.99%, 20.99% or 25.99% variable5,000 bonus points after spending $1K in first 90 days, 3 points per $1 spent on Jetblue, 2 points per $1 at restaurants & grocery stores, 1 point per $1 on all other purchases$0Excellent/Good
Our Rating:
Good for loyal JetBlue flyers, no blackout dates or restrictions
Gold Delta SkyMiles® Credit Card from American Express
16.74%-25.74% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.74%-25.74% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: none
  • Late Payment Fee: Up to $38
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
30,000 bonus miles after spending $1,000 in first 3 months; 2 miles per $1 spent on Delta flights, 1 mile per $1 on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Excellent, Good
Our Rating:
Best for those who want to earn free Delta flights and upgrades; 30,000 point bonus opportunity. Terms apply.
Marriott Rewards® Premier Credit Card
16.99% - 23.99% variable.80,000 bonus points after spending $3,000 in first 3 months; 5 points for every $1 spent at Marriott locations; 2 points for every $1 spent on qualifying airline, dining, and rental car purchases; 1 point per $1 spent on all other purchases$85Good
Our Rating:
Great for Marriott regulars who want to earn 5 points for each $1 spent at Marriott; 80,000 points after spending $3,000 in first 3 months
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
IHG® Rewards Club Select Credit Card
16.99% - 23.99% variable80,000 bonus points after spending $1,000 in first 3 mos; 5 points for every $1 spent at IHG hotels; 2 points per $1 spent at gas stations, grocery stores & restaurants; 1 point per $1 spent on all other purchases$49Good/Excellent
Our Rating:
IHG hotel lovers will earn free nights with this card; 80,000 bonus point opportunity
The Mastercard Titanium Card
15.24% Variable1 point per $1 spent on eligible purchases$195Excellent
Our Rating:
Good fit for those interested in an upscale credit card
Citi® / AAdvantage® Gold World Elite™ Mastercard®
0%* for 15 months on Purchases*, then 16.74% - 24.74%* (Variable)25,000 bonus miles after spending $750 within first 3 mos, earn 1 mile per $1 spent on all purchases$50, waived for first 12 months*Excellent, Good
Our Rating:
Good for those who like flying American Airlines; 0% intro APR for 15-months on balance transfers and purchases
Citi ThankYou® Premier Card
15.49% - 24.49% (Variable)3 points per $1 spent on travel (including gas), 2 points per $1 on restaurants & entertainment, 1 point per $1 on all else$95, waived for first 12 months*Excellent
Our Rating:
Earn rewards to spend on cash, travel and more; 50,000 bonus point opportunity
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Expedia®+ Card from Citi
15.99% - 23.99%* (Variable)3 points per $1 spent on eligible Expedia purchases; 1 point per $1 on other purchases$0*Excellent
Our Rating:
Best for those who book their travel through Expedia
Expedia®+ Voyager Card from Citi
14.99% - 22.99%* (Variable)4 points per $1 spent on eligible Expedia purchases; 2 points per $1 spent on dining out and entertainment; 1 point per $1 on other purchases$95*Excellent
Our Rating:
Best for those who book their travel through Expedia
The Hawaiian Airlines® World Elite Mastercard®
16.99%, 20.99% or 25.99% Variable2 miles per $1 spent on Hawaiian Airlines purchases; 1 mile per $1 on all other purchases$89/yrExcellent
Our Rating:
If you travel Hawaiian Airlines frequently this card is for you; 35,000 bonus miles; no foreign transaction fees
Club CarlsonSM Premier Rewards Visa Signature® Card
14.74%-23.74% Variable50,000 bonus miles after first purchase, 10 points per $1 spent at participating Carlson Rezidor hotels, 5 points per $1 spent on all other eligible purchases$75Excellent
Our Rating:
If you like to stay at Radisson and other hotels in this group, it's a smart pick. 85,000 bonus point opportunity.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
British Airways Visa Signature® Card
16.99% to 23.99% variable50,000 bonus miles after spending $3,000 in first 3 months, 3 Avios miles per $1 spent on British Airway flights, 1 Avios miles per dollar spent on all other purchases$95Good
Our Rating:
Good pick for frequent British Airways flyers who want to earn rewards and flights
The Frontier Airlines World Mastercard®
16.99% or 25.99% Variable2 miles per $1 spent on FlyFrontier.com purchases; 1 mile per $1 on all other purchases$0Excellent
Our Rating:
Good for frequent Frontier flyers; 0% APR on balance transfers for 15 months
Simmons First Visa® Platinum Rewards
10.00% Variable1 point per $1 spent$0Excellent
Our Rating:
Combines very low ongoing APR and no balance transfer fees with travel rewards program
Journey® Student Rewards from Capital One®
24.99% (Variable)1% cash back on all purchases$0Average, Fair, Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Premier Rewards Gold Card from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $38
  • APR for Cash Advances: N/A
  • Penalty APR: N/A
  • Returned Payment Fee: Up to $38.
3 points per $1 spent on flights booked directly with airlines; 2 points per $1 spent at US gas stations, US restaurants & US supermarkets; 1 point per $1 spent on eligible purchases. Terms apply.Introductory annual fee of $0 for the first year, then $195.Excellent, Good
Our Rating:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity. Terms apply.
The Amex EveryDay® Credit Card from American Express
0% on Purchases for 12 months, then 13.99%-23.99% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.99%-23.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
10,000 bonus points after spending $1K in first 3 mos, 2 points per $1 spent at U.S. supermarkets (on up to $6K annually, then 1 point), 1 point per $1 spent on eligible purchases. Terms apply.$0Excellent, Good
Our Rating:
Enjoy AmEx benefits without the annual fee; potential to earn 20% more points. Terms apply.
Citi ThankYou® Preferred Card
0%* intro on purchases for 12 months on Purchases, then 14.49% - 24.49%* (Variable)2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all other purchases$0*Excellent
Our Rating:
Earn rewards to spend on cash, travel and more; 15,000 bonus point opportunity.
Amazon.com Rewards Visa Card
15.24% to 23.24% Variable3% back for every $1 spent at Amazon.com; 2% back per $1 spent at gas stations, restaurants & drugstores ; 1% back per $1 spent on all other purchases$0Excellent
Our Rating:
Best for those who shop frequently at Amazon.com, $80 gift card bonus
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Disney Premier Visa® Card
0% intro APR for 6 months, then 16.99% Variable2% back for every $1 spent at Disney locations & on gas, grocery stores and restaurants; 1% back per $1 spent on all other purchases$49Excellent
Our Rating:
Best for those who enjoy shopping at Disney locations, $200 statement credit bonus
NFL Extra Points Credit Card
15.99%, 20.99% or 25.99% Variable2 points per $1 spent on NFL or team purchases; 1 point per $1 for on all other purchases$0Good/Excellent
Our Rating:
Great for NFL lovers who want to earn football rewards or cashback for purchases; $100 statement credit after $500 in purchases
The Platinum Card® from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: N/A.
  • Late Payment Fee: Up to $38
  • Penalty APR: N/A
  • Returned Payment Fee: Up to $38
60,000 bonus points after spending $5,000 in first 3 months; 5 points per $1 for booking travel with amextravel.com; 1 point per $1 spent on eligible purchases. Terms apply.$550Excellent, Good
Our Rating:
A charge card with many travel benefits and exclusive privileges, somewhat pricey. Terms apply.
The Barnes & Noble Mastercard®
14.99% or 25.99% Variable5% back at Barnes & Noble; 2 points per $1 spent at restaurants, 1 point per $1 on all other purchasesNoneGood to Excellent
Our Rating:
Earn 5% back at Barnes & Noble, $25 B&N; gift card after first purchase
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Ace Rewards® Platinum Visa Card
14.74%-23.74% Variable10 points per $1 spent in popular quarterly categories, 5 points per $1 spent on Ace purchases; 2 points per $1 spent on gas and groceries; 1 point per $ spent on other purchases. $100 intro bonus.$0Excellent
Our Rating:
If you like to shop at Ace, this card will earn points you can redeem at Ace Hardware stores
The Plenti® Credit Card from Amex
0% for 12 months, then 15.99%-25.99% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 15.99%-25.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
Earn 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants & 1 point on other purchases for each eligible dollar spent. Terms apply.$0Excellent, Good
Our Rating:
Odd mix of store rewards program card and credit card. Best for those who shop at Macy's, Exxon & Rite Aid. Terms apply.
L.L.Bean Visa® Card
14.99%, 17.99% or 20.99% Variable3% per $1 spent at L.L.Bean; 1% per $1 for on all other purchases; 10% at L.L. Bean Outdoor Discovery SchoolsNoneGood to Excellent
Our Rating:
Nice pick for L.L.Bean lovers - earn coupons towards future L.L.Bean purchases
Harley-Davidson® Visa® Credit Card
14.74%-23.74% (Variable)Earn 3 points on every $1 spent at Harley-Davidson dealerships, 2 points for every $1 spent at gas stations, restaurants, bars & lodging, 1 point per $1 spent on everything elseNoneExcellent
Our Rating:
A good fit for Harley-Davidson aficionados who want to earn points for Harley-Davidson gear, parts and more
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Barclaycard Visa® with Apple rewards
14.99%, 20.99% or 27.99% Variable3x point per $1 spent at Apple; 2x points per $1 spent at restaurants; 1x point per $1 spent on all other purchasesNoneExcellent
Our Rating:
Offers special financing for Apple purchases, but is misleading

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