Susan G. Komen® Credit Card Review
Apply for a Susan G. Komen® Credit Card
Rating:
Bottom Line:
2% back at wholesale clubs; $150 online bonus online cash rewards bonus offer; cash back rewards card that contributes to breast cancer cause
Full Review:
The Susan G. Komen® Credit Card is a terrific cash back card that contributes money to the Susan G. Komen® fund. For each new card activated within 90 days of opening, the Komen® fund will receive $3, as well as an ongoing 0.08% of all retail purchases made with the card. Bank of America® has pledged to contribute $3 million in conjunction with its Pink Ribbon Banking credit card and checking program through 2020.
Just like its sister card, the Bank of America Cash Rewards Credit Card, the cash back rewards are generous. With the Susan G. Komen® Credit Card you'll earn 3% cash back on gas and 2% cash back at wholesale clubs and grocery stores on up to $2,500 in combined gas, wholesale club and grocery store purchases each quarter, and 1% cash back on all other purchases. The 2% back at wholesale clubs can come in pretty handy if you do a decent amount of shopping at these establishments. You'll also get a $150 online-exclusive bonus after you spend at least $500 on purchases in the first 90 days of account opening (note: the card must be applied for online to receive the bonus).
Susan G. Komen® Credit Card holders can save money with a 0% introductory APR for 12 billing cycles on purchases and any balance transfers made in the first 60 days, after that a 13.99% - 23.99% Variable APR will apply. Transferring a balance could be worth it, as the 0% intro APR is a decent length, but note that there's a balance transfer fee of 3% of the amount of each transaction or $10, whichever is greater. To find out, use our free and easy Balance Transfer Calculator.
This card will particularly appeal to Bank of America customers, as it offers them an ongoing 10% cash reward bonus when they redeem their cash back rewards directly into their Bank of America checking or savings account. And if you're a Gold, Platinum or Platinum Honors Bank of America Preferred Rewards customer, you can increase that bonus to 25%, or even up to 75%.
Overall, the Susan G. Komen® Credit Card is a great choice for anyone who wants to help contribute to an excellent charity while earning strong cash back rewards (2% back at wholesale clubs!) and a generous $150 bonus.
Highlights
Rewards
Redeem Rewards
Fees and APR
Just like its sister card, the Bank of America Cash Rewards Credit Card, the cash back rewards are generous. With the Susan G. Komen® Credit Card you'll earn 3% cash back on gas and 2% cash back at wholesale clubs and grocery stores on up to $2,500 in combined gas, wholesale club and grocery store purchases each quarter, and 1% cash back on all other purchases. The 2% back at wholesale clubs can come in pretty handy if you do a decent amount of shopping at these establishments. You'll also get a $150 online-exclusive bonus after you spend at least $500 on purchases in the first 90 days of account opening (note: the card must be applied for online to receive the bonus).
Susan G. Komen® Credit Card holders can save money with a 0% introductory APR for 12 billing cycles on purchases and any balance transfers made in the first 60 days, after that a 13.99% - 23.99% Variable APR will apply. Transferring a balance could be worth it, as the 0% intro APR is a decent length, but note that there's a balance transfer fee of 3% of the amount of each transaction or $10, whichever is greater. To find out, use our free and easy Balance Transfer Calculator.
This card will particularly appeal to Bank of America customers, as it offers them an ongoing 10% cash reward bonus when they redeem their cash back rewards directly into their Bank of America checking or savings account. And if you're a Gold, Platinum or Platinum Honors Bank of America Preferred Rewards customer, you can increase that bonus to 25%, or even up to 75%.
Overall, the Susan G. Komen® Credit Card is a great choice for anyone who wants to help contribute to an excellent charity while earning strong cash back rewards (2% back at wholesale clubs!) and a generous $150 bonus.
Highlights
- $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
- Susan G. Komen® has received more than $7 million from Bank of America from this program since 2009.
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
- No annual fee
- No changing categories and no expiration on rewards
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers.
Rewards
- Online-exclusive $150 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
- Earn 3% cash back on gas and 2% cash back at wholesale clubs and grocery stores for the first $2,500 in combined gas, wholesale club and grocery store purchases each quarter.
- Earn 1% cash back on all other purchases everywhere, every time.
- Bank of America customers will get a 10% cash reward bonus when they redeem their rewards directly into their Bank of America® checking or savings account.
Redeem Rewards
- Redeem as a statement credit, a check, or an electronic deposit to a Bank of America checking or savings account.
Fees and APR
- Annual Fee: $0.00.
- Purchase APR: 0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchases, depending on credit history.
- Balance Transfer APR: 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days, then 13.99% - 23.99% Variable APR on balance transfers, depending on credit history.
- Balance Transfer Fee: 3% of the amount of each transaction or $10, whichever is greater.
- Foreign Transaction Fee: 3% of the transaction amount.
- Penalty APR: up to 29.99% APR.
- Terms and Conditions
Apply for a Susan G. Komen® Credit Card
Card Details
| Features: | Earn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days. |
| Purchase APR: | 0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchases |
| Balance Transfer APR: | 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days, then 13.99% - 23.99% Variable APR on balance transfers |
| Annual Fee: | $0.00 |
| Credit Needed: | Excellent/Good |
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