Index A to Z

A

• 10 Self Defense Tips
  A list of tips for people to consider before becoming investors.
• About the Attorney General / Attorney General Biography
  A brief biography of Eric Schneiderman. 
• Accessing Effective Communication
  A guide to help those with hearing or speech impairments understand the legal obligations and rights of healthcare providers and patients.
• Advance Fee Loan "Sharks" 
  Warnings about advance fees for a loan. These fees are always illegal and consumers should never "pay for a promise."
• Advertising Guidelines for Auto Dealers
  Information for auto dealers about New York State regulations for advertising practices. 
• Advertising, Marketing and Program Guidelines for Medical and Prescription Discount Cards
  Key definitions and guidelines for advertising and marketing practices, as well as information about personal health records and privacy.
• Advice on Choosing and Using Internet Dial-Up Access Numbers
  Advice on choosing Internet dial-up access numbers, to make sure consumers save as much money as possible on these plans.
• Amicus Curiae Filings and Other Competition Advocacy
  Links to amicus curiae filings since 2001.
• Antitrust Bureau Complaint Form
  Links to PDF and Word versions of complaint forms specific to the Antitrust Bureau.
• Antitrust Enforcement
  Information introducing the concept of antitrust laws, including legal history, scope, and types of violations. 
• Article 10 Sex Offenses and Designated Felonies
  A chart of Article 10 Sex Offenses explaining the crimes and their classes.
• Auto Insurance Fraud
  An introduction to the severe problem of auto insurance fraud and resources for further information.
• Auto Leasing Rights
  A list of tips for New Yorkers considering leasing a vehicle, highlighting the importance of understanding the terms of a lease. 
• Auto Repair Tips
  Information for consumers about how to deal with repair shops/technicians, how to identify problems with a vehicle, and common vehicle problems. 
• Auto Issues
  A set of links to various resources dealing with auto issues.
• Avoiding a Bad Check
  Ten tips that teach New Yorkers how to exercise caution and ensure validity of checks; there are also steps to take in case a check "bounces." 

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B

• Balancing Risk and Return to Meet Your Goals
  This resource outlines the risks and rules of financial planning and includes a diagram of a financial planning pyramid.
• Basic Banking/Lifeline Accounts
  This resource explains what lifeline accounts are, who should consider them, and how they work.
• Basic Investment Concepts
  Learn basic concepts about investing and how to avoid unnecessary risk.
• Before You Buy a Coop or Condo
  Information for potential consumers about what they should expect, what they are entitled to, and what they can do about problems in regards to buying a new or pre-existing co-op or condo.
• Before You Buy a Timeshare
  These tips remind New Yorkers to be cautious about potentially bogus deals, check around for options, and take other precautions before investing in a timeshare. 
• Before You Hire an Auto Mechanic
  Tips reminding consumers to make sure they understand how they will be billed before hiring an auto mechanic.
• Beware of Pager and "900" Number Scams
  A warning about "get rich quick" investment scams. 
• Beyond People v. Cipriani: The Hiring of Women in New York City's Elite Restaurants
  A special report from the OAG about its findings on elite restaurants' hiring policies
• Broker-Dealer and Securities Registration Information Sheet
  Procedures for issuing securities, registration, getting exemptions from registration, amending registrations, and obtaining other forms.
• Brokers, Dealers, Salespersons
  Investor Protection information, with links to resources for and about brokers, dealers, and salespersons.
• Bug Problems? How to Control Roaches and Ants and Reduce the Use of Poisons
  Tips on using physical barriers against bugs, eliminating sources of food and water, and using minimal pesticides.
• Buying Online / Online Purchase Tips
  Online purchase tips – how to make sure a site is secure, be wary of auctions, and more.

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C

• Calls from Foreign Countries
  A list of tips for international cell phone usage for New Yorkers planning to travel abroad. 
• Can You Be Fired? 
  A guide for non-governmental employees who want to determine whether or not they were legally fired; it gives examples of illegal and legal reasons for firing employees. 
• Car Rental Tip Sheet
  All about problematic issues that can come up when renting a car: insurance, liability, drivers, credit cards, and discrimination.
• Charitable Institutions
  This is the main page for the Charities Bureau. 
• Charities Forms
  This page provides links for downloading forms and instructions for the Charities Bureau.
• Childhood Lead Poisoning Tips
  This guide describes the gravity of and conditions resulting from lead poisoning and reminds parents that their children should be tested.
• Childhood Lead Screening Report (2005)
  "An Ounce of Prevention: Best Practices for Increasing Childhood Lead Screening by New York's Managed Care Plans" (2005).
• Citizens' Guide to Pesticide Notification Laws in New York State
  A guide to pesticide notification laws in New York State, and why they are important.
• Civil Rights
  Learn more about the Bureau of Civil Rights.
• Combating Fraud in Public Purchasing
  Includes questions to ask when reviewing bids, information on suspicious statements made by vendors, a checklist for collusion, and steps to encourage competition.
• Complaints for other Agencies
  Contact information for outside agencies that can help with a specific problem or question that is outside the jurisdiction of the Office of the Attorney General.
• Computer Issues
  Links to various resources on computer-related issues.
• Computer Rebate Offers
  Tips to help consumers avoid becoming victims of computer rebate offer scams.
• Condominiums
  Links to resources and legal documents pertaining to condominium tenants.
• Constitutional Challenges to State Acts, Rules, or Regulations
  An explanation of the OAG's role in "defending the constitutionality of state acts, statutes, rules, or regulations."
• Consumer Acceptable Risk: How Cigarette Companies Have Responded to Accusations That Their Products Are Defective"
  This paper discusses cigarette companies' arguments as to why they should not be held liable for the dangers of cigarette smoking, and identifies and analyzes flaws in the companies' arguments.
• Consumer Guides
  Links to consumer guide resources.
• Consumer Issues Online
  Tips and resources for online consumers.
• NYS Department of State's Division of Consumer Protection
• Consumer Smarts: Promoting Consumer and Financial Literacy for Young Adults
  This page explains the Consumer Smarts program, how it works, and its goals.
• Consumer Tips
  Learn how to protect yourself against consumer fraud.
• Contact the OAG
  This page contains information on different ways to contact the OAG.
• Contractor Tip Card
  Know Your Contractor.
• Contracting for Lawn Care Services?
  A guide for homeowners purchasing pest control services for their lawns
• Cooperative & Condominium Conversion Handbook
  This handbook provides detailed information on legal issues with co-op and condo housing.
• Cooperative Policy Statements
  A list of links to cooperative policy statements. 
• Cooperatives
  Links to resources and legal documents pertaining to coop tenants.
• Coops, Condos & Homeowners Complaint Form
  Complaint form for tenants/residents of coops, condos, or other homes.
• Credit & Lending
  Resources for consumers interested in issues to do with credit and lending.
• Crime & Crime Victims Rights & Resources
  This page provides information on the rights and resources of New York victims of crime.
• Crime Proceeds Strike Force (CPSF)
  Learn about the origins, functions, and success of the CPSF.
• Crime Victims’ Bill of Rights
  Lists the rights of victims in New York State regarding information, consultation, notification, victim involvement, compensation/restitution, protections, property return, creditor intercession & employer services. 
• Crime Victims’ Bill of Rights [Spanish]
  Lists the rights of victims in New York State regarding information, consultation, notification, victim involvement, compensation/restitution, protections, property return, creditor intercession & employer services. 
• Crime Victims Resource Chart
  A chart of resources organized by county, for crime victims in New York.
• Current Civil Service Job Openings / Civil Service Job Postings
  A listing of current civil service job openings.
• Cyber Bullying
  A list of tips for taking action against cyber bullying.

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D

• Dating Violence Prevention – “Expect and Get Respect”
  Basic facts and statistics about dating violence, psychological and physical results of dating violence, rights and resources.  Aimed at victims and potential victims themselves.
• Dating Violence Prevention – “Expect and Get Respect” [Spanish]
  Basic facts and statistics about dating violence, psychological and physical results of dating violence, rights and resources.  Aimed at victims and potential victims themselves. 
• Debt Collectors
  Regulations explained to warn consumers about potentially illegal debt collection practices.
• Deceptive Auto Advertising: Recognizing the Hype
  This list goes through common advertising slogans and explains the deceptive tricks behind them.
• Disclaimer
  A disclaimer of liability for the OAG website. 
• Discrimination – Labor
  Defines "discrimination" and provides relevant contacts. 
• Do Business with the OAG / Procurement Opportunities
• Domestic Violence and Sexual Assault: Rights and Resources
  Information about rights and resources for victims of domestic violence and sexual assault; each has basic facts, how to protect against it, and what steps victims can take. 
• Don't Become a Victim of Identity Theft
  A PDF with information about identity theft and tips on how to avoid all its forms.
• Don't Get Caught in a Pyramid Scheme
  Designed to protect New Yorkers against pyramid schemes; explains issues relevant to pyramid schemes and multi-level marketing, and how best to avoid being defrauded.

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E

• Economic Empowerment
  What potential homeowners should know about home ownership, access to credit, and protecting investments.
• Education Law § 2053 Filing
• Employment Agency Fact Sheet
  Employment information pertinent to domestics, household employees, unskilled or untrained manual workers, and laborers.
• Employment Discrimination Laws – FAQs
  This resource provides answers to frequently asked questions regarding employment discrimination laws.
• Employment Opportunities – Lawyers
  This link will take you to the homepage of the Bureau of Legal Recruitment. The Bureau of Legal Recruitment is also responsible for employment of paralegals, investigators and most other non-civil service positions.
• Employment Opportunities – Others
  This link will take you to the OAG Job Opportunities homepage. This page provides information about all employment opportunities at the OAG.
• Energy Conservation
  Five ways consumers can reduce electricity consumption, reduce electricity bills, and reduce harmful air emissions from power plants.  Also includes charts for comparison and outside links.
• Environment
  Links to the main Environmental Protection Bureau page. 

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F

• Facts to Consider about Student Lending
  This brochure provides important information to students who are considering taking out a loan.
• Falling Far Behind: Report on the New York City Department of Environmental Protection's Program to Update Waste Water Treatment Plans Within the New York City Watershed
  A 2000 report "intended as an alarm bell to alert" New Yorkers of "the serious need to fix the Upgrade Program."
• FAQs  About Consumer Frauds & Protection
  Links to frequently asked questions on various consumer-related topics.
• FAQs About Criminal Prosecutions
  Provides brief information about cases of the Criminal Prosecutions Bureau and how to obtain information and help.
• FAQs About FOIL
  Frequently asked questions and their answers about New York's Freedom of Information Law.
• FAQs About the Labor Bureau
  Frequently asked questions of the Labor Bureau.
• FAQs About the Legal Recruitment Bureau
  Frequently asked questions and their answers about applying to work at the OAG.
• FAQs About the Litigation Bureau
  Frequently asked questions of the Litigation Bureau.
• FAQs About Medicaid Fraud Control Unit
  Basic information about what Medicaid is, how it works, and how the MFCU is funded and run.
• FAQs About Tobacco Compliance
  Frequently asked questions of the Tobacco Compliance Bureau.
• FAQs About the NYS Eminent Domain Procedure Law
  Frequently asked questions pertaining to eminent domain in New York State.
• FAQs About Real Estate
  Frequently asked questions pertaining to real estate in New York State.
• Filing Fee Schedule
  This document from the Real Estate Bureau provides information regarding the 2008 filing fee schedule. 
• Filing a Consumer Complaint
  This page provides information on how and when to file a consumer complaint with the OAG.
• For Charities
  Forms and resources for charities (registration, annual filing, and more).
• Form 99 Notification Filing
  The notification filing pursuant to the National Securities Markets Improvement Act of 1996 ("NSMIA").
• Forming A Not-For-Profit
  A formal list of procedures for forming and changing not-for-profit corporations. 
• Forms Index
  This is a complete list from A to Z of all the forms provided by the OAG. 
• Franchise Registration Information Sheet
  Basic how-to information for those who want to register a franchise.
• Franchisors and Franchisees
  A main page of the Investor Protection Bureau, focusing specifically on concerns relating to franchisors and franchisees. Links to forms and resources.
• Free Credit Reports
  How consumers can obtain free credit reports.
• Free Credit Reports [En Español]
  How consumers can obtain free credit reports.
• Free Investment Seminars: What You Should Know Before You Attend
  Warnings, especially to senior citizens, about avoiding the pitfalls of tempting offers often at these free seminars.
• Freedom of Information Request – Real Estate Finance Bureau
  Form for requesting to inspect particular documents.
• Fund Raising / For Fund Raising Professionals
  Resources for professional fund raisers.
• Fund Raising Counsel
  Forms and instructions.

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G

• General Guidelines for Requesting an Informal Opinion
  How to request an informal opinion from the OAG.
• General Hiring Information
  How to apply for a position at the OAG.
• Getting the Lead Out: Are New York's Managed Care Plans Complying With the State's Childhood Lead Screening Law?
  A 2004 report suggesting that efforts to deter childhood lead poisoning are not as effective as hoped.
• Got Rats? Got Mice? How to Control Rats and Mice and Reduce the Use of Poisons
  This report discusses the safest ways of getting rid of rodents.
• Guides – Not For Profit and Religious Corporation Laws

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H

• Health Alert: Eating Fish Caught in NYC Waters Can Cause Health Problems
  This resource addresses concerns about fish caught in NYC waters, how to make sure the fish you eat are clean, who is most at risk, and includes visual images to show what types of fish are most dangerous.
• Health Alert: Eating Fish Caught in NYC Waters Can Cause Health Problems [Spanish]
  This resource addresses concerns about fish caught in NYC waters, how to make sure the fish you eat are clean, who is most at risk, and includes visual images to show what types of fish are most dangerous.
• Healthcare Bureau Newsletters
  Healthcare bureau newsletters from 2005 and 2006
• Healthcare Bureau Reports
  Various healthcare reports from 2002 to 2006
• Healthcare Helpline Report (2004 and 2005)
  Complaint patterns, consumer tips, and reform recommendations
• Healthcare Helpline Report (2003)
  Complaint patterns, consumer tips, and reform recommendations
• Healthcare Helpline Report (2002)
  Complaint patterns, consumer tips, and reform recommendations
• Healthcare Proxy Instructions
  Precautions and instructions about signing healthcare proxy forms. 
• Hiring a Moving Company
  Tips to help consumer save money and understand procedural elements of moving.
• Home Buying Tips
  Tips on what to consider when buying a home.
• Home Improvement Fact Sheet
  Tips for consumers, definitions of some terms, and a brief explanation of certain contract requirements.
• Home Improvements
  A short list of tips reminding consumers to check around for options, understand their rights, and ensure reliability by getting a written contract they understand. 
• Home Improvement Contractor Tip Card   (Español)
  Home Improvement Contractor Tip Card
• Homeowners Association (HOA)
  Information about Homeowners Associations and resources.
• Housing Guide for Seniors
  A lengthy booklet with lots of information for seniors, including such topics as age discrimination, rent, special protections, alternative housing, in-home assistance, financial assistance, electric and gas utilities, and phone service. 
• Housing Issues
  Information and other resources on housing issues like rent, housing rights, and how to deal with landlords.
• How Financial Markets Work
  A basic explanation of financial markets, going through the function of money, business investments, stock markets, futures markets, various factors affecting markets, and bull and bear markets.
• How to Choose an Investment; Pyramid of Investment Risk
  Points to consider before investing, and a list of common types of investment alternatives.
• How to Handle Problems with a Condominium Board of Managers
  A Q&A format, addressing issues to do with the Board of Managers, regulations, various documentation, the Condominium Act, and how best to try to influence the Board. 
• How to Handle Problems with a Coop Board of Managers
  A Q&A format addressing issues related to the Board of Directors, co-op internal rules, various documents, the BCL, and how best to approach the Board. 
• How to Handle Problems with a Homeowners Association
  This resource gives information about typical problems with Homeowners Associations, ways to research regulations and rights, and the best ways to resolve problems. 
• How to Invest
  A basic introduction to making investments, reminding New Yorkers to understand all relevant information, like price quotations, ratings, and market indicators. 

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I

• Identity Theft
  This resource includes links to resources for victims of identity theft as well as for those who want to protect themselves against identity theft.
• Identity Theft Victim
  Tips on what to do if you are a victim of identity theft, about creditors, credit bureaus, law enforcement, stolen checks, social security, and the U.S. Postal Service.
• Immigration Fraud
  Key information about immigration fraud, who can represent immigrants, "notario" fraud, and what immigrant services providers can and cannot do.
• Implementation of Pesticide Neighbor Notification in New York: Six Counties' Experience
  Requirements, results, and general success of the implementation of the "Neighbor Notification Law" of 2000
• Information for Charities Soliciting Contributions From the Public
  Disclosure requirements.
• Information for Crime Victims
  This page provides information regarding the rights and resources for crime victims.
• Internet  Bureau Complaint Form
  This resource provides information on what to consider when filing a complaint, how long they take to be resolved, how to file one, and types of complaints.
• Internet Concerns
  Links to the main page for the Internet Bureau. 
• Internet Safety
  Links to OAG resources on Internet safety.
• Internet Safety Awareness
  A message from the AG to parents about Internet Safety and a link to download a brochure on the OAG’s new free presentation: "Your Child's D.I.G.I.T.A.L Life"
• Internship Opportunities / Student Internships
  Information about law and college student internships.
• Introduction to Opinions
  Information about the three ways to access OAG opinions (numerical, subject, and statutory index). 
• Investigate Before You Invest
  Advice about how to select a financial professional, such as a broker, investment advisor, or general business partner.
• Investing
  Links to resources relevant to investing practices.
• Investment Adviser Regulations
  A legal document reflecting the 8/6/03 amendments to the "New York Investment Advisory Act."
• Investment Advisers
  A main page of the Investor Protection Bureau, focusing specifically on concerns relating to investment advisers.  Links to forms and resources.
• The Investment Scam Pitch / Inside an Investment Scam Pitch
  Reminders for investors to exercise caution and skepticism when receiving high pressure investment pitches.
• Investors
  Links to a main Investor Protection Bureau page. 

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J

• Jackson Indictment
  The counts against James Jackson ("Marc Jacobs Fashion Shows").
• Job Postings
  Job postings for attorney, auditor, investigator, paralegal, student, and other positions.

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K

• Kids: Stay Safe Online / Internet Safety
  An introduction to the OAG's efforts to increase Internet safety and links to further informational resources.

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L

• Labor Law Obligations
  A guide aimed at New Yorkers running small businesses.
• Labor Rights Tip Card
  Information about minimum wage and other issues to do with payment.
• Law Graduate Program (LGP)
  A special program for a small number of young attorneys with high academic or professional achievements.
• Law School On-Campus Interview (OCI) Calendar
  This link shows the 2008 OAG on campus interview schedule.
• Lead Paint In Your Home? Know Your Rights!
  This report outlines the potential dangers of lead paint’s presence in the home and its particular threat to infants and children.  Consumers have many rights in regards to lead paint, but most importantly, sellers, brokers, and landlords are required to supply buyers or renters with appropriate information.  There is also information on how to reduce exposure to lead paint and how to get children tested.
• Legal Documents – Antitrust
• Legal Documents – Charities
• Legal Documents – Civil Rights
• Legal Documents- Environmental Protection
• Legal Documents – FOIL 
  Provides a link to the FOIL statute.
• Legal Documents – Healthcare
  Links to selected settlements, complaints, and court decisions related to the Healthcare Bureau.
• Legal Documents – Investor Protection
  Links to selected electronic legal documents (complaints, settlements and judgments) filed or won by the Investor Protection Bureau.
• Legal Documents – SOMU
  Links to legal documents relevant to the Sex Offender Management Unit.
• Legal Documents – Tobacco Compliance
  Links to settlement agreements with tobacco companies.
• Information and Links to Legal Resources
  Information and Links to Legal Resources.
• Lemon Law
• Includes links to information about the New Car Lemon Law, the Used Car Lemon Law, and the Vehicle Lease - Excess Wear & Damage Request for Arbitration.
• “Look Out for Lead” Environmental Guide
  This lengthy document is designed to serve as a guide about lead concerns for tenants with pre-school age children. 

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M

• Make a Complaint
  Explains the jurisdiction of the Charities Bureau in investigating complaints.
• Making an Investment: Investors' Bill of Rights
  A list of investors' rights, primarily emphasizing investors' rights to information about those handling the investment, their accounts, and paperwork.
• Making an Investment: Your Brokerage Account
  Information about types of accounts, staying within the rules, and other precautions.
• Manufactured Home Tenants' Rights
  This document explains what manufactured homes are, regulations about leases, various charges, how eviction can happen, various rights of tenants, and other relevant issues. 
• Media Center / Press
  This is the central archive of recent and past press releases for the OAG.
• Medicare Savings Programs
  List from 2002 of certain incomes eligible for Medicaid.
• Meet My Senior Staff
  Photos and brief biographies of senior staff members.
• Megan's Law
  A brief explanation of Megan's Law or the Sex Offender Registration Act. 
• Mental Health Law Article 10
  An online version of the laws creating the Sex Offender Management Unit.
• Missing Children
• This page discusses how the OAG works with the State Division of Criminal Justice and the New York State Police to find missing children. This page also provides information on a missing children hotline.

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N

• NetSmartz Internet Safety Awareness
  An interactive, educational safety resource developed by the National Center for Missing and Exploited Children and the Boys and Girls Club of America.  It aims to help children understand potential online dangers and increase communication between children and parents/guardians along these lines. 
• New Car Lemon Law
  A guide for consumers about the New Car Lemon Law; includes its purposes, whom it covers, how refunds and taxes work, various regulations, etc. 
• New Car Lemon Law Fact Sheet
  An outline of basic stipulations of the New Car Lemon law
• New York Franchise Regulations
  A booklet explaining all aspects of New York State franchise regulations, from basic definitions to complex requirements.
• New York Managed Care Consumer Bill of Rights Compliance Survey Report 2004
  This report analyzes "the failure of New York HMOs to provide important coverage information to consumers."
• The New York Police Department's "Stop and Frisk" Practices
  A legal analysis of "Stop & Frisk" policies and further analysis of implementation by NYPD in the community.
• New York State Crime Victims’ Memorial
  A 2001 AG speech. 
• New York State Medicaid Fraud Control Unit (2007 Annual Report) 
  The 2007 report from the Medicaid Fraud Control Unit to the Secretary of the U.S. Department of Health and Human Services (35 pages).
• New York State New Car Lemon Law Consumer Bill of Rights
  Ten essential consumer rights provided by the New Car Lemon Law.
• New York State Used Car Lemon Law Consumer Bill of Rights
  Eleven essential consumer rights provided by the Used Car Lemon Law.
• NYS OAG New York State Victim Resource List
  This is a list of victim service providers across New York State.

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O

• Offering Plan Data Search
  This is a link to data concerning offering plans and amendments submitted to the Real Estate Finance Bureau.
• Oil and Gas Leases: Landowners' Rights
  Attorney General's tips for landowners considering an oil or natural gas lease.
• Oil Spills: Big Problems From Small Leaks
  A report that underscores that even apparently insignificant environmental hazards can cause surprisingly serious and widespread damage.
• Online Auctions
  Cautions about how auction sites work, payment options, and sellers.
• Online? Stay on Guard
  A letter from the AG and a list of tips reminding consumers always to be wary of special online offers.
• Opinions of the AG – Appeals & Opinions
  A resource for looking up all the opinions issued by the OAG since 1995. 
• Other Online Resources – Internet
  A list of outside resources for Internet safety.
• Outreach Opportunities
  Information about the outreach opportunities and efforts of the OAG. The Bureau of Intergovernmental Affairs also provides information on projects and links to further resources on Internet safety, Consumer Frauds, Student Lending, and Project Sunlight.

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P

• Pesticide Control in Public Housing, Schools and Parks: Urban Children at Risk 
• A 2002 report on problems and risks caused by the use of pesticides.  Also incorporated are brochures with suggestions for alternatives to pesticides.
• Phishing Tip Sheet
  Explains what "phishing" is and how to avoid it.
• Placing a Security Freeze on Your Credit File
  Procedural, financial, and contact information for New Yorkers interested in protecting their identity and credit through activating a security freeze.
• Playing to Win: Marketing and Public Policy at Odds Over Joe Camel
  This paper analyzes the marketing dilemma between conflicting values in the tobacco industry, focusing on the case study of Joe Camel.
• Predatory Lending
  Tips for consumers to avoid victimization by predatory lenders and a glossary of different types of predatory lending.
• Press Releases
  This is the main page of the OAG’s Press Office.
• Preventing Dating Violence – For Parents
  Warning signs of dating violence, types of abuse, how to help, and lots of resources.  Aimed at parents.
• Preventing Dating Violence – For Parents [En Español]
  Warning signs of dating violence, types of abuse, how to help, and lots of resources.  Aimed at parents.
• Prime Bank Scams
  A warning for investors to be skeptical and avoid "prime bank" scams.
• Privacy Policy
  About the privacy of online information at the OAG website, including explanatory charts. 
• Professional Fund Raisers
  Forms and instructions for professional fund raisers.
• Professional Solicitors
  Forms and instructions for professional solicitors.
• Protecting Children on Social Networking Sites
  Information and press releases about the OAG's settlement with Facebook.
• Protecting Children Online
  This resource provides for parents who want to protect their children online. 
• Protecting Your Children From Lead Poisoning
  The dangers of lead poisoning, what readers can do to prevent it from occurring in their home, and how to get children tested.
• Public Information
• Has links to key public resources for information about healthcare issues
• Public Integrity Bureau Complaint Form
  A form required for filing complaints to the Public Integrity Bureau. 
• Publications – All OAG Publications
  A list of OAG publications available free upon request. 
• Publication Order Form – Intergovernmental Affairs
  An online order form for separately listed publications. 
• Publications – Labor
  A listing of publications to do with labor and employment rights
• Publications – Tobacco Compliance
  Links to three publications relevant to Tobacco Compliance issues

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Q

• Questions to Ask When Selecting a Healthcare Plan
  A lengthy series of questions to ask when selecting a healthcare plan. 
• 
   

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R

• Radon in Your Home
  The dangers of radon, how to measure the radon concentration in a home, and ways to reduce radon levels.
• Radon: The Invisible Intruder
  Provided here are explanations of what radon is, how overexposure occurs and potential health hazards.  There is a helpful map of New York State showing where the highest radon levels occur.  Also discussed are how to test for radon and how to prevent/reduce radon in the home.
• Raffles
  Information on raffles from the Charities Bureau.
• Real Estate
  This is a link to the homepage of the Real Estate Bureau.
• Real Estate Policy Statements
  Has short descriptions of and links to Policy Statements 100-105. 
• Recovering Rent Security Deposits and Interest in New York City Small Claims Courts [Spanish]
• A form for complaints about a landlord's dealings with a rent security deposit; should only be used if the tenant has already unsuccessfully tried to negotiate with the landlord.
• Regional Contacts
  Regional contacts for the NYSOAG.
• Registration and Application Forms With Index for the Investor Protection Bureau
  An index of (including links to) Investor Protection Bureau Forms, by category
• Regulation 13 NYCRR Part 50 - Theatrical Financing
  New York State regulations on theatrical financing.
• Regulation 13 NYCRR Part 51 - Theatrical Accounting
  New York State regulations on theatrical accounting.
• Report Guides Those Seeking Help for Obesity (2004)
  An analysis of widespread concerns related to obesity in the U.S., analyses of the problem and of particular cases, and recommendations.
• Report Highlights Insurance Problems Faced by Eating Disorder Patients (2004)
  A discussion of eating disorders and where they fit in the healthcare system.  Concludes that there is inadequate mental healthcare coverage and inadequate and insensitive medical necessity review.
• Reports – Environmental Protection
  Links to OAG reports on environmental issues
• Reports- Charities
  The Pennies for Charities Reports
• Reports and Brochures
  Links to reports and brochures intended to educate readers about civil rights
• Request for information form
  Online form to request specific documents.
• Residential Landlord & Tenant Guide
  The full tenant's rights guide, including section on leases, rent, habitability and repair, safety, tenants' personal rights, utilities, and finding an apartment.
• Resolving Problems or Filing Complaints – Investor Protection scusses consumer-complaint programs, services the Office of the Attorney General cannot provide, and information about legal steps (mediation, arbitration).
• Residential Care: Protecting Patients from Abuse and Neglect   | en Español

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S

• Sample Rescission Offer Form
  An example of what such a form would look like.
• See the Script of a Telephone Call Between a Swindler and a Potential Victim / Investment Fraud Script
  A sample of a possible phone conversation between a swindler and potential investor, with two different endings, reminding consumers always to exercise caution, no matter what tempting rewards the swindler offers.
• Senior Financial Protection Plan
  A checklist that underscores to seniors the importance of checking up on their salesperson's qualifications, not succumbing to high-pressure sales tactics, and making sure they know as much information as possible about the investment.
• Service on the OAG
  A page explaining how to serve papers on the OAG.
• Setting an Investment Goal
  Questions to ask yourself while setting investment goals, and considerations of short-term, medium-term, and long-term goals.
• Settlements and Other Resolutions – Antitrust
  Links to electronic versions of selected case documents, listed alphabetically. 
• Sexual Orientation Non-Discrimination Act
  What SONDA is, people it covers, how to seek relief under SONDA, and other information about discrimination and civil rights.
• Shopping Smart for Medical and Rx Discount Cards
  Tips and warnings about selecting a prescription discount card, as well as suggestions for alternatives.
• Should You Buy Annuities: What You Should Consider / Are You Considering an Annuity Purchase?
  Ten tips investors should consider before purchasing an annuity, especially emphasizing the importance of avoiding high-pressure tactics and understanding all terms.
• Should You Buy Life Settlements / Viatical Settlements
  An explanation of how viatical settlements work and their risks.
• Smart Investing
  A list of tips for potential investors emphasizing skepticism, outside research, and using established brokers.
• Smart Seniors | [En Español]
  A lengthy PDF brochure with advice for seniors about scams (like telemarketing scams and sweepstakes), healthcare, and the prevention of elder abuse. 
• Snowplowing & Snow Removal Contracts
  Tips for saving money when hiring professionals to clear areas of snow and ice.
• Social Networking Sites
  Information about how social networking sites work and tips to stay safe while enjoying their benefits.
• SOMTA Flow Chart
  A flow chart that explains the MHL Article 10 Process.
• Spy Ware
  An explanation of the dangers of accidentally downloading spyware, and tips on how to avoid doing so.
• Stalking – Realities and Responses
  Basic facts and statistics, appropriate responses, and legislation in regards to stalking. 
• State as Amicus Curiae
  Information about how and when the Division of Appeals and Opinions files an amicus brief..
• State Notice PDF
  State notice form that must be filed by every security broker or dealer before selling or offering securities for sale to the public in New York State.
• Statewide Offices – MFCU
  A PDF with a map indicating all the MFCU offices in New York State.
• Statutes regarding the OAG Charities Bureau
• Stopping Child Porn Online
  Information about the OAG's work against online child pornography, and links to its site with NetSmartz and various press releases.
• Summary of Greengrocer Code of Conduct
• A numbered list of employment rights and regulations.
• Sweepstakes
  Tips about sweepstakes scams, emphasizing caution, skepticism, and maintaining privacy.

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T

• Telemarketing Fraud in Investments
  Cautionary anecdotes about fraudulent telemarketing, information about New York State's efforts against such practices, and tips for avoiding being victimized by these kinds of scams. 
• Telemarketing Scams
  Tips to avoid being scammed, reminders that senior citizens are usually targets, and other facts about telemarketing scams.
• Telemarketing to Seniors
  Why senior citizens are favorite targets of telemarketers, what they should watch for, and other tips.
• Tenant's Rights Guide 
• The full tenant's rights guide, including sections on leases, rent, habitability and repair, safety, tenants' personal rights, utilities, and finding an apartment. 
• Test Your Investment Savvy / Investor Education Quiz
  A 12-question quiz, with answers and explanations provided, testing the taker's knowledge of smart investing.
• Theatrical Syndications and Ticket Distributors
  Laws, regulations, and forms to do with the registration of theatrical syndications.
• Timeshare Tips
  Tips designed to protect consumers against becoming victims of fraud related to timeshare offerings. 
• Timeshares
  Introductory information about how timeshares work and additional resources.
• Tips and Reports On Charities & Donating
  A list of helpful resources with information on charities and donating. 
• Tips for Buying Online
  Tips that remind consumers to make sure sites they buy from are private and secure.
• Tips for First Time Home Buyers
  A list of tips that remind potential buyers to understand all terms, shop around, have promises put in writing, and consult outside sources.
• Tips for Limiting Spam
  Suggestions for users to use filters, avoid responding to unknown addresses, and take other precautions to avoid receiving spam.
• Tips for Workers
  This resource outlines tips for workers.
• Tips on Charitable Giving
  All about fund raising professionals: types, how to choose one, contract requirements, and what to do after engaging one. 
• Tour the AG's Office
  This page provides information and a map of the OAG’s regional offices.
• Travel Sites
  Information about buying travel tickets online and how this process can differ from traditional ticket purchasing.
• "Troopergate" Report
  A 2007 report of the OAG's investigation "into the alleged misuse of New York State aircraft and the resources of the New York State Police."
• Trusts and Estates
  Forms and instructions for filing documents related to trusts/estates and charities.
• The Truth About Pyramid Schemes
  This resource provides a reminder that involvement in pyramid schemes is illegal, as well as further cautionary tips.

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U

• Understanding Common Investments: Bonds
  Explanations of corporate bonds, bond ratings, the potential impact of bankruptcy, risks in bonds, and various types of bonds.
• Understanding Common Investments: Investing in a Public Company
  Provides vital information about public companies.
• Understanding Common Investments: Investing in Coins
  Basic information about investing in coins: how it has evolved from a hobby to a major investment, risks and pitfalls, how to avoid fraud, and other information.
• Understanding Common Investments: Mutual Funds
  Some basic rules about mutual funds, how they work, main types of mutual funds, how funds can earn you money, terms to understand, and how to select a mutual fund.
• Understanding Common Investments: Stock
  Explanations of common stock, preferred stock, how stock is valued, risks in stocks, warrants, and options.
• Understanding Common Investments: Variable Annuities
  This resource explains what variable annuities are, how to evaluate them, and provides warnings about high pressure sales tactics, and other important tips.
• Understanding Your Brokerage Account Statements
  This resource explains why understanding your brokerage account statement is important and actually less difficult than it seems.  Also FAQs and a helpful glossary.
• Used Car Lemon Law
  A consumer guide with general information about the Lemon Law for Used Cars, the NYS Arbitration Program, and relevant laws and regulations.
• Used Car Lemon Law Arbitration Program
  The 1999 report on New York's Used Car Lemon Law Arbitration Program. 
• Used Car Lemon Law Fact Sheet
  An outline of basic stipulations of the Used Car Lemon law
• 2009 New Car Guide & Request Form
• Used Car Guide & Request Form 11

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V

• Vehicle Lease -- Excess Wear & Damage Request for Arbitration Form
  A PDF version of the form to apply for the NYS Excess Wear and Damage Arbitration Program. 
• Vehicle Leasing Rights
  Basic information and definitions to do with leasing a vehicle, consumer protections, and consumer obligations.
• Vehicle Leasing Wear and Tear Arbitration Guide
  A clear explanation of NYS's Auto Leasing Excess Wear and Damage Arbitration Program.
• Victims Rights
  Information about rights and resources for crime victims.
• Volunteer Attorney Opportunities
  Information about the OAG's Volunteer Attorney Program (VAP).

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W

• What You Need to Know About Pressure-Treated Wood
  This resource explains what pressure-treated wood is, why and to whom it can pose risks, and alternatives.
• When a Broker Calls, Know Your Rights and Take Notes
  A form to help investors take notes to better understand what a broker is telling them.
• Why Seniors are Frequent Victims of Fraud
  This resource explains how and why senior citizens are so often targets of scams, and provides eleven self-defense tips for older Americans.
• Wind Industry Ethics Code
  Attorney General's Code of Conduct for the wind power development industry.
• Workers Compensation
  This page gives information about occupational diseases, compensation benefits, diagnosis & medical expenses, filing a claim, proving a claim, and more. 
• Workplace Protections
  The main Labor Bureau page.

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Y

• Young Adults' Perceptions of Cigarettes Warning Labels in the United States and Canada
  This report analyzes the efficacy of warnings about the dangers of cigarette smoking in the U.S. and Canada.
• Your Investment Options
  This page provides information about savings, certificates of deposit, savings bonds, government securities, other kinds of bonds, stocks, mutual funds, futures, derivatives, land, and tangible assets.
• Your Rights as an Employee
  Information about employees' rights, wages and when firing is and is not legal.

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