Author
Listed:
- David Card
- Brian P. McCall
AbstractSteady increases in the costs of medical care, coupled with a rise in the fraction of workers who lack medical care insurance, have led to a growing concern that the Workers' Compensation system is paying for off-the-job injuries. Many analysts have interpreted the high rate of Monday injuries -- especially for hard-to-monitor injuries like back sprains -- as evidence of this phenomenon. In this paper, we propose a test of the hypothesis that higher Monday injury rates are due to fraudulent claims. Specifically, we compare the daily injury patterns for workers who are more and less likely to have medical insurance coverage, and the corresponding differences in the fraction of injury claims that are disputed by employers. Contrary to expectations, we find that workers without medical coverage are no more likely to report a Monday injury than other workers. Similarly, employers are no more likely to challenge a Monday injury claim -- even for workers who lack medical insurance.
Suggested Citation
David Card & Brian P. McCall, 1995.
"Is Workers' Compensation Covering Uninsured Medical Costs? Evidence fromthe `Monday Effect',"
NBER Working Papers
5058, National Bureau of Economic Research, Inc.
Handle:
RePEc:nbr:nberwo:5058
Note: LS
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References listed on IDEAS
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Cited by:
- David Card & Brian P. McCall, 1994.
"Is Workers' Compensation Covering Uninsured Medical Costs? Evidence from the 'Monday Effect',"
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706, Princeton University, Department of Economics, Industrial Relations Section..
- Lacroix, G & Brouard M-E, 2011.
"Work Absenteeism Due to a Chronic Disease,"
Health, Econometrics and Data Group (HEDG) Working Papers
11/15, HEDG, c/o Department of Economics, University of York.
- Lacroix, Guy & Brouard, Marie-Ève, 2011.
"Work Absenteeism Due to a Chronic Disease,"
IZA Discussion Papers
5560, Institute of Labor Economics (IZA).
- Guy Lacroix & Marie-Ève Brouard, 2011.
"Work Absenteeism Due to a Chronic Disease,"
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- Guy Lacroix & Marie-Ève Brouard, 2011.
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2011s-33, CIRANO.
- Michele Campolieti, 2002.
"Moral Hazard and Disability Insurance: On the Incidence of Hard-to-Diagnose Medical Conditions in the Canada/Quebec Pension Plan Disability Program,"
Canadian Public Policy, University of Toronto Press, vol. 28(3), pages 419-441, September.
- Denis Bolduc & Bernard Fortin & France Labrecque & Paul Lanoie, 1997.
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JEL classification:
- J28 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Safety; Job Satisfaction; Related Public Policy
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