ConSept - Management Liability Product

Corporate Legal Liability

• Protects your company against claims and prosecutions for a wide range of wrongful acts.

Practices Liability

• Protects your company, management and employees against claims and prosecutions for wrongful treatment of employees.

Pension Trustee Liability

• Protects trustees, administrators, sponsoring employers and corporate trustees of pension schemes and benefit plans. Also protects the scheme itself.

Crime Insurance Liability

• Protects company profits against acts of fraud from employees or unknown third parties.

Cyber Liability

• Protects the company against claims from data privacy and network breaches, including first party costs.

Kidnap & Ransom

• Pays the ransom and related expenses incurred in connection with kidnappings and extortions.

Other Coverage Features:

• Severability: conduct of one insured person cannot be imputed to another insured person and only knowledge of certain key individuals will be imputed to the company.
• Broad automatic cover for new subsidiaries and plans.
• Change in control: coverage applies until the expiration of the policy period, or cancellation of the policy for prior acts. Pre-agreed run-off available on terms to be agreed.

• Any One Claim cover for D&O, CLL, PTL, Crime and K&R
• Policy available to both public listed and privately held entities
• Separate limits per Module

Directors and Officers Liability / Corporate Legal Liability / Employment Practices Liability / Kidnap & Ransom

• All industry sectors will be considered, including both privately held and publicly traded companies.

Cyber Liability

• We have a broad industry appetite which includes Manufacturing, Retail, Hospitality and Financial Institutions.