When it comes to our credit card reviews, we are not only making sure we keep them up-to-date, but also always working to diversify them, which is why we occasionally add offers from new card issuers, like the just-added HSBC credit card reviews. If you’re in the market for a new credit card, the HSBC credit cards may be two to consider, as they have pretty competitive offerings. Continue reading to see if either of the cards we just added are good options for you.
HSBC Platinum Mastercard with Rewards credit card
The HSBC Platinum Mastercard with Rewards credit card kicks things off with a 12-month 0% intro APR on purchases and balance transfers. While this isn’t the longest we’ve seen, one year of no interest is still not bad. That said, the balance transfer fee is 4% of the transferred balance (with a $10 minimum), which is slightly higher than most other balance transfer credit cards we review charge, so that’s something to keep in mind. Next, cardholders will earn a $100 cash bonus after they spend $500 or more on purchases in the first 3 months from account opening and get an unlimited 1 point per $1 spent on all purchases. Earned points can be redeemed for cash back (valued at $0.01 per point, or 1% per $1 spent), flights with most major airlines, gift cards and merchandise. On top of having no annual fee and no foreign transaction fees, HSBC Platinum Mastercard with Rewards credit card holders will get purchase assurance that covers most purchases up to $1,000 against accidental damage or theft for 90 days from the purchase date, extended warranty to double your original warranty for up to one year and price protection which will refund the difference if you buy an item, then see it advertised for less within 60 days. It should also be noted that this card is available to those with good to excellent credit, which is usually considered a credit score of 700 or higher.
HSBC Platinum Mastercard credit card
Prefer a straightforward 0% intro APR credit card? If so the HSBC Platinum Mastercard credit card is likely a better fit for you. This card doesn’t offer rewards, but it does have an impressive 18-month 0% intro APR on purchases and balance transfers, which makes it a great option for someone looking to complete a balance transfer or make a large (or small) purchases and avoid interest for a year and a half! Similar to is sister card (detailed above), the HSBC Platinum Mastercard credit card charges a 4% balance transfer fee (with a $10 minimum), but transferring a balance may still be worthwhile since you get a 18 months of no interest — our Balance Transfer Calculator can help you decide. Other perks of the HSBC Platinum Mastercard Credit Card include no foreign transaction fees, no annual fee and a number of cardholder perks like purchase assurance, extended warranty and price protection. This card is also available to those with good to excellent credit.
Want to learn more about these HSBC cards? Visit our reviews of the best credit cards to get all the details and see how they compare to other top rewards and balance transfer credit cards.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.
