The IRS Income Verification Express Service (IVES) lets taxpayers authorize mortgage lenders, banks and others to request their tax return or wage transcripts for income verification. The IRS provides tax records to a third party only with the consent of the taxpayer. Income verification for taxpayers You can authorize a lender to request your tax transcript through your online account or by email or fax with Form 4506-C. Find how to review a request and authorize or reject it. IVES for taxpayers Income verification for participants If you're a lender, bank or other third party, you can participate in IVES if you complete the application process. Submit transcript requests online, by email or fax with Form 4506-C. IVES for participants Forms Form 4506-C, IVES Request for Transcript of Tax ReturnPDF Use Form 4606-C, IVES Request for Transcript of Tax Return, to request tax return information through an authorized IVES participant. Related IVES frequently asked questions Get your tax record