Personal Finance News
PERSONAL TAX 
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CBDT extends last date for filing TDS for non-salaried individuals
Form 26Q contains details of the total amount paid and the tax deducted on transactions other than the salary in a quarter
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Apply for re-computation of income under Rule 132 to avoid tax penalty
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Check ITR for discrepancies before responding to notice from tax dept
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Address cause of tax refund failure, then request reissuance: Experts
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Does your tax liability for year exceed Rs 10,000? Pay advance tax
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INSURANCE
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Buy an adequate OPD cover to take care of mental health treatment
Most of these ailments are treated on outpatient basis, so just a hospitalisation cover won't suffice
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NPS exit form to be treated as proposal to purchase annuity products: Irdai
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Edelweiss General Insurance's Group Health Policy includes LGBTQ+ community
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Term cover is not enough, buy personal accident cover too: Experts
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Use technology to make insurance affordable, says Irdai chairman Panda
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EXPERT OPINION
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Fake invoices can lead to insurance claim repudiation, shows a recent order
Aristo Texcon, a private limited company, had its factory in Kolkata's Tangra Industrial Estate. A massive fire ...
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Why saving enough for retirement is difficult
Longevity risk, taxes, financial repression, unexpected high inflation, career risk, and psychological factors make it ...
LOANS
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Select lender that will offer amount needed to buy chosen property
While you should evaluate festive offers, criteria like ease of prepayment are also crucial
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Use data on education loan defaults to rank courses
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Not just car, get a good deal on auto loan as well, advise experts
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Prepay home loan to tackle 190-bps rise in repo rate since May: Experts
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Applying for a digital loan? Stick to loan apps on RBI's white list
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CREDIT CARDS
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How to make the most of RBI's new customer-friendly credit card rules
Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where ...
Q&A;
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Can one challenge the rejection of insurance claim? Expert answers
The first reason could be non-disclosure during the purchase of insurance. Information and disclosures mentioned in the ...
REAL ESTATE
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Upcoming and affordable properties in Mumbai's Shil-Thane
Property prices are very attractive to users on a budget, ranging between Rs 4,300-6,600 per sq ft
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Home loans need a more stable benchmark
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Hard to get capital gains benefit for joint houses
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Realty check within budget of Rs 1.5-2 crore
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Options for buyers when builder goes bankrupt
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MUTUAL FUNDS
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Maximise gain from market fall with value-averaging plan: Experts
The plain-vanilla SIP, however, is simple and doesn't require a lump sum
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Modest traction for MF Central in first year, phased rollout cited
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Uphill task for MFs to top FY22 figures as asset growth moderates in H1FY23
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Sebi gets tougher with MF industry body for dragging feet on pooling norms
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Losing steam: Average NFO collection slumps in FY23, shows data
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GOLD
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Long-term investors should invest in gold through SGBs, say experts
Those who desire liquidity should opt for a gold ETF having low expense ratio and high volume
- Fed-induced market volatility could spur demand for gold: Experts
- Utilise price corrections to buy gold; this safe haven's here to stay
- Gold underperforming but make it part of your inflation-combating portfolio
FIXED DEPOSITS
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Begin locking into best FD rates available, take limited exposure to SFBs
Since predicting peak rate is impossible, deploy in tranches over the next few months
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Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later
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INVESTMENTS
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Reduce the behaviour gap with a higher exposure to diversified funds
Avoid trying to time entry and exit from funds; hold for at least one complete cycle
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What NRIs on short visits to India must consider before buying property
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SPENDING
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Phones, watches, cameras: Diwali gift shopping is back with a bang
Two years of pandemic gloom appear over as e-commerce websites and malls report people splurging and bring them
- Understand conditions that can render warranty void before buying a product
- At home in super luxury: the rise of a real estate trend
- Fun and learning: How technology, tradition changed India's toy story
- Startup style: the smart way of dressing up is to rent your clothes
SAVINGS SCHEMES
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How to check pension status on EPFO portal: Here's a step-by-step guide
Any EPF pensioner can get the PPO number using either the bank account number or PF number
- 20% allocation in gold ETF a better investment strategy: Quantum AMC
- PPF and Sukanya Samriddhi are most attractive in small-savings basket
- Govt hikes Q3 interest rates on some small savings schemes by up to 30 bps
- EPFO adds 1.8 mn subscribers in July, posts 24% YoY rise, shows data
Financial Tools
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Crorepati Calculator
Find out your tax liabilities on your salary.
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EMI Calculator
How much EMI you will pay on your loans.
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Plan your retirement
How to grow your wealth before you retire.
