Bankrate auto loan reviews

With so many options, finding the best auto loan for you and your needs can be a challenge. Before heading to the dealership, explore what loan options are available. The lenders we rate and review offer a range of amounts, terms and interest rates — so whether this is your first car, or you are looking to refinance your current loan, you’ll be able to fully investigate potential financing choices before you hit the road.

Featured Reviews

All Lender Reviews

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LightStream's unsecured auto loans come with low rates and a range of terms.
Overall Rating 4.5/5
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Financing through Carvana can be helpful for those without the best of credit, but can only be used to buy through its marketplace.
Overall Rating 4.2/5
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Autopay connects customers looking to buy a new car or refinance their existing auto loan with several lenders.
Overall Rating 4.2/5
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PNC can guide you through the entire car-purchase process.
Overall Rating 4.2/5
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Existing U.S. Bank customers will find the lowest rates on its auto loans.
Overall Rating 4.2/5
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More than your credit score gets considered when you apply to refinance your auto loan through Upstart.
Overall Rating 4.1/5
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Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
Overall Rating 4.0/5
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Refinancing for just about every type of vehicle is available through iLending's extensive network of lenders.
Overall Rating 3.9/5
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MyAutoLoan is a connection service that can pair you with up to four lenders to take out an auto loan or refinance an existing one.
Overall Rating 3.9/5
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Caribou specializes in connecting borrowers with auto loan refinancing options.
Overall Rating 3.8/5
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Ally Clearlane provides lease buyout loans and auto loan refinancing options with a fully digital experience.
Overall Rating 3.7/5
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RateGenius provides access to a network of 150 lenders — but has hard limitations that may keep you from qualifying.
Overall Rating 3.6/5
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While you can potentially qualify with several lenders at once, RefiJet's process is not entirely online.
Overall Rating 3.5/5
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Bank of America has nationwide coverage, but a high minimum loan amount and restrictions on dealerships that can be used.
Overall Rating 3.5/5
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You will have to go through a dealership to get an auto loan from Wells Fargo.
Overall Rating 3.5/5
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Rates, fees, terms and other important details aren't available until you prequalify — but it may be worth the time.
Overall Rating 3.2/5
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