Home loans
Opinion
Opinion
Fighting off fintechs: CBA introduces the 10-minute DIY home loan
In the time we might take to have a quick shower, buy a coffee, wait for a bus or get changed for the gym, CBA is now promising some applicants will be able to digitally apply for a home loan.
- by Elizabeth Knight
Latest
Opinion
Opinion
How to get a mortgage refinancing across the line
If you have held a home loan for more than two years, it’s time to consider refinancing your mortgage.
- by Nicole Pedersen-McKinnon
CBA’s Comyn seeks to fend off ‘attackers’ with digital loan push
Commonwealth Bank chief executives Matt Comyn is betting more Australians will want to take out a mortgage online.
- by Clancy Yeates
‘Aussie’ John Symond backs super-for-housing scheme
Instead of inflating prices, Symond argues the policy would encourage people to be more cautious about bidding up prices because they’re using their own savings.
- by Clancy Yeates
What first home buyers think of raiding their super to buy a home
First home buyers will be able to withdraw up to $50,000 of their superannuation to buy a property under a new Coalition policy. It has divided experts, but how do buyers feel?
- by Kate Burke and Tawar Razaghi
Opinion
First-home buyers
Just another nightmare for first home buyers
The Coalition’s superannuation policy will do little, if anything, to help first home buyers but may affect Australians’ standard of living in retirement.
- by Angela Jackson
It now takes more than a decade to save a home deposit
Housing affordability has worsened by every measure since the start of the pandemic, according to new research, and is unlikely to improve as interest rates rise.
- by Elizabeth Redman
‘How to make three years’ salary in three days’
Some 80 per cent of Australians pay more in monthly repayments by choosing to keep their mortgage with one of our four leading banks, rather than switching to one of the bank minnows for a better interest-rate deal.
- by Nicole Pedersen-McKinnon
Higher rates to hit house prices and home buyers, Moody’s warns
The ratings agency says rate rises will increase the number of people falling behind on their mortgage while putting downward pressure on house prices.
- by Shane Wright and Rachel Clun
Perth expert delivers harsh warning to homeowners dreading rate rise
Can’t afford $20 a week extra after one rate rise and subsequent rises up to 3.1 per cent? Then you shouldn’t have a mortgage at all, warns a WA property expert.
- by Sarah Brookes
Analysis
Analysis
The risk of ‘liar loans’: Can overstretched borrowers cope with higher interest rates?
Millions of Australians have pushed the envelope on mortgage applications to get a foothold in the housing market. Now they face higher interest rates.
- by Clancy Yeates