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Money | Money Management News, Advice & Guides | The Sydney Morning Herald

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7 considerations for the last decade before retirement

If you’re in your 50s or early 60s, it may be time to have a long, hard look at your finances – and in particular, your super – to give you the best chance of a happy retirement.

  • by Simon Webster

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Gift or loan? The best way to help your children

If your superannuation fund is in pension mode, there would be no CGT on assets liquidated to help provide the money you wish to gift.

Noel Whittaker
Noel Whittaker

Money columnist

Putting money into super is better than taking a punt on market prices

If you cash out of your super to buy silver and gold, you are simply taking a punt on the price of those commodities, whereas super funds spread their holdings across a broad range of investment assets.

Noel Whittaker
Noel Whittaker

Money columnist

Is putting long-service leave payment into super a good idea?

Where a person has an option to take long-service leave as regular payments, a good option is to stretch it out for as long as possible, say by taking half-pay, before starting to access your super.

George Cochrane
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