Money
Borrowing
Analysis
Property prices
Why falling property prices are actually bad news for first home buyers
Falling house prices may not be the blessing for first-time buyers it seems, with higher interest rates reducing their borrowing capacity more than any likely decline.
- by John Collett
Latest
Opinion
Interest rates
How high will interest rates go?
Financial markets are tipping the official cash rate – now at 0.35 per cent – to hit close to 3 per cent by the end of the year.
- by Jessica Irvine
‘How to make three years’ salary in three days’
Some 80 per cent of Australians pay more in monthly repayments by choosing to keep their mortgage with one of our four leading banks, rather than switching to one of the bank minnows for a better interest-rate deal.
- by Nicole Pedersen-McKinnon
Analysis
Interest rates
Newbie homeowners will be hit hardest by the rate hike
Many mortgage holders have built up savings and some breathing space thanks to excess mortgage repayments, but those who entered the property market recently are most vulnerable to higher interest rates.
- by John Collett
Analysis
Home loans
Cheaper minnow mortgage lenders taking business from big banks
Big banks are losing out to smaller rivals in the highly competitive mortgage market as those refinancing become inclined to shop around.
- by John Collett
Opinion
Interest rates
Interest-rate rises are coming: is it time to fix your home loan?
When official interest rates rise – as most economists expect to happen on the first Tuesday in June – about a million borrowers who have taken out mortgages over the past decade, will never have felt the pinch of a rate hike.
- by Jessica Irvine
Analysis
Property prices
The premium suburbs now in reach of first home buyers
First home buyers will have many more options, including previously scarce free-standing houses, when the purchase price caps for the government’s low-deposit scheme increase on July 1.
- by John Collett
Opinion
Negative gearing
Why negative gearing has gone the way of the dinosaur
With record-low interest rates and reasonably high property investment yields, negative gearing is all but impossible.
- by Noel Whittaker
Opinion
Home loans
Strategies to combat mortgage interest-rate hikes
Three simple strategies to enable existing homeowners to save a heap of cash on their home loan.
- by Nicole Pedersen-McKinnon
Analysis
Interest rates
The only way is up: Markets bet on a hefty rise in interest rates
The recent move up in US interest rates has prompted traders to punt that the RBA will need to lift borrowing costs sharply in the next two years.
- by Clancy Yeates
Opinion
Interest rates
Expect rising rates on your home loan, but there are savings to be had
If your variable-rate home loan is higher than 2.09 per cent, you should read this.
- by Jessica Irvine