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15Knowledge Sessions

40+Industry Leaders

2000+Attendees

2Days of Networking

About The Event

Economic growth is only sustainable if it is equitable and inclusive; when all segments are incorporated into the mainstream and given financial access and independence. When more people are included as part of the mainstream financial system, they can generate additional income streams by accessing credit, park their savings into investments and build assets, and purchase insurance and protect themselves financially.

If India aims to become a USD 5 Trillion economy, further efforts will need to be taken by the private sector and the government by leveraging technology and innovation to expand the scope and reach of the financial services sector.

Covid-19 has highlighted the drastic need to drive equitability in society. As the country draws itself out of the pandemic, this is a relevant time to draw attention to this agenda.

KNOWLEDGE CENTRE

KEY LEARNINGS FROM THE SUMMIT

KEY LEARNINGS FROM THE SUMMIT

Some of the most impactful takeaways and wisdom from the speakers, curated for your easy reference.

KNOW MORE

THE ROLE OF THE SUMMIT:

Policy

Build on the experience of previous and current policy stakeholders

Perspective

Industry perspective on the state of business today and outlook

Practice

Enable learning and development around new technology and process

Key Themes

  • Bridging the digital acceptance divide
  • Cyber Security in a digital world
  • Supporting marginalized sectors - Small businesses and women led enterprises
  • Collaboration for innovation in tech
  • Role of digital in urban development (Smart cities and smart transportation)

Discussion Topics

Taking Digital Banking to Rural India

Next Steps in India's Digital Payments Growth

Banks vs Fintech: Competition or Collaboration?

Smart Cities and Greater Financial Inclusion for the Urban Poor

Protecting a Digital Economy

Empowering Indian Women through Financial Literacy

Role of Fast and Reliable Internet in Financial Inclusion

How can MSMEs embrace inventions in digital payments to accelerate business growth?

How can women entrepreneurs overcome funding challenges and achieve business growth?

The Role of States and Private Lenders in Financial Inclusion – The Ideal Scenario

Direct Benefit Transfer – Impact on Financial Inclusion

Speakers

Hardeep Singh Puri

Hardeep Singh Puri

Hardeep Singh PuriUnion Minister of Housing & Urban Affairs and Civil Aviation

Shaktikanta Das

Shaktikanta Das

Shaktikanta DasGovernor, Reserve Bank of India

Debasish Panda

Debasish Panda

Debasish PandaSecretary, Department of Financial Services

Dilip Asbe

Dilip Asbe

Dilip AsbeMD & CEO, NPCI

Dilip Asbe is the MD & CEO of National Payments Corporation of India (NPCI). Prior to this, he was the Chief Operating Officer of NPCI. He has played a pivotal role in designing, building, operationalisation and management of large-scale innovative payments processing platforms like Immediate Payment Service (IMPS), Aadhaar enabled Payment System (AePS), India’s homegrown card network RuPay and much acclaimed Unified Payments Interface (UPI). He holds a Master of Science Degree in Global Management from the London School of Economics & Political Science, UK and an Engineering in Electronics degree from Mumbai University.

Sumant Kathpalia

Sumant Kathpalia

Sumant KathpaliaMD & CEO, IndusInd Bank

Sumant Kathpalia is a career banker with over 30 years of experience. He started his career at Citibank while doing a stint in Bank of America and ABN AMRO where he met his mentor Romesh Sobti and moved with him to play an important role in the turnaround of IndusInd Bank. When Sumant Kathpalia became the CEO of IndusInd Bank in March 2020, the industry was caught in a perfect storm. IndusInd was particularly hit because of structural imbalances as it faced a wave of deposit outflows. More than a year after that baptism with fire, Kathpalia has managed to reverse the deposit outflow and is now looking at new areas of growth, especially in rural India. As head of the bank's consumer banking vertical, Kathpalia has not only built the bank's retail loan book from scratch but also oversaw the bank's key acquisitions. Kathpalia is a chartered accountant and graduate in B Com (Hons.) from Hindu College, Delhi University.

Chandra Shekhar Ghosh

Chandra Shekhar Ghosh

Chandra Shekhar GhoshMD & CEO, Bandhan Bank

With over three decades of experience, Mr Ghosh is a veteran of development finance and one of the foremost proponents of microfinance in India. He founded Bandhan as a not-for-profit enterprise in 2001 that stood for financial inclusion and women empowerment through sustainable livelihood creation. Under his leadership, Bandhan grew to become India’s largest microfinance institution (MFI) and the first MFI to transform into a pan-India, universal Bank in 2015. Mr Ghosh holds an MSc degree in Statistics and has attended the HBS-ACCION program on Strategic Leadership at Harvard Business School. He was also elected Senior Ashoka Fellow in 2007 by the Ashoka Foundation.

Meena Ganesh

Meena Ganesh

Meena GaneshMD & CEO, Portea Medical

Meena Ganesh, the co-founder of the home healthcare company Portea Medical, has nearly three decades of experience across industries. She was previously a promoter of TutorVista, which Pearson acquired for $213 million in 2013. As a partner of Growthstory.in, she is also a co-promoter of nearly a dozen start-ups, including Bigbasket.com, HomeLane, FreshMenu, and Bluestone.com. In addition, she serves on the board of Pfizer India, P&G; Limited, Manipal Cigna, and Axis Bank. She won the ET Startup Award (2016) in the Women Ahead category and was chosen as Health Entrepreneur of the Year at the India Health Summit & Awards (2016). Meena has been part of Fortune India’s 50 Most Powerful Women in Business for six consecutive years (2015-2020). "

Dipak Gupta

Dipak Gupta

Dipak GuptaJoint MD, Kotak Mahindra Bank

Dipak Gupta is a whole-time director on the board of Kotak Mahindra Bank and is designated Joint Managing Director. He is also a part of the Group Management Council that drives Kotak Mahindra Group’s growth charter. Dipak helms numerous functions, including Vigilance, Internal Audit, Human Resources, IT including Cyber Security, Digital Initiatives, Customer Experience, Marketing & Communications, Environment Social Governance (ESG) and Corporate Social Responsibility (CSR). Dipak has played a key role in building various businesses for Kotak Mahindra Group. Prior to joining Kotak in 1992, Dipak worked with the consultancy division of A.F. Ferguson. Dipak is a graduate in Electronics Engineering from IIT, Varanasi and a post-graduate in Management from IIM Ahmedabad.

Harshil Mathur

Harshil Mathur

Harshil MathurCEO and Co-founder, Razorpay

To simplify online payments in India, Harshil Mathur founded Razorpay with his co-founder Shashank Kumar in 2014. Razorpay has been charting exponential growth since its inception. The fintech unicorn now plans to further solidify its position as one of the largest full-stack fintech companies in the country. An IIT Roorkee alumnus, Harshil, has been featured in Forbes 30 Under 30 Asia class of 2021, Fortune India's 40 Under 40 list of 2019 and Entrepreneur India's 35 Under 35 class of 2021.

Rajeev Ahuja

Rajeev Ahuja

Rajeev AhujaExecutive Director, RBL Bank

Rajeev Ahuja, Executive Director at RBL Bank, brings over 32 years of experience in the financial services industry. He has been an integral part of the organisation’s transformation journey and is responsible for building the overall strategy of the Bank. He is also responsible for the Bank’s capital raising, development of new businesses, partnerships, and investor relations functions. Rajeev holds a Master's in Business Administration from IIM Ahmedabad.

Chetna Sinha

Chetna Sinha

Chetna SinhaFounder & Chairperson, Mann Deshi Mahila Bank

Chetna Sinha is the founder and chairperson of the Mann Deshi Mahila Bank - the first bank for and by rural women in India - and the Mann Deshi Foundation - which empowers women entrepreneurs and undertakes community development initiatives in rural Maharashtra. She has served as a co-chair of the World Economic Forum 2018 in Davos and as a co-chair of Financial Inclusion at the W20 Summit 2018 in Argentina. She is a member of the BRICS Women's Business Alliance. In 2018, she was awarded the Nari Shakti Puraskar by the President of India. Mann Deshi has supported over half a million women and aims to reach one million women by 2024.

Anand Kumar Bajaj

Anand Kumar Bajaj

Anand Kumar BajajMD & CEO, PayNearby

An IIM-A alumnus and a Chartered Accountant, Anand Kumar Bajaj is the Founder, MD & CEO of PayNearby. With over 18 years of experience in Digital Payments and Mobility, Anand holds 5 patents in banking technology and worked earlier at YES Bank, ICICI Bank, and Ernst & Young. Previously he was the President and Chief Innovation Officer at YES Bank, where he steered several high-impact programs in digital payments. Anand has actively participated in the Steering Committee of NPCI shaping the IMPS and UPI industry and has been a member of RBI’s ad-hoc committee on Mobile Payments and NUUP. At the Fintech start-up, PayNearby, Anand and his team are committed to enabling the reach of digital payments and financial services at the first mile by empowering retailers.

Rishi Gupta

Rishi Gupta

Rishi GuptaMD & CEO, Fino Payments Bank

As the Managing Director and Chief Executive Officer, Rishi led Fino Payments Bank to profitability in FY19-20 within 3 years of starting operations. Under his stewardship, the bank’s PHYGITAL model created opportunities to service customers, which proved effective during the pandemic. Rishi’s vision to make the bank a preferred choice of customers enables Fino to continue making an invaluable contribution to the national agenda of financial inclusion and universal banking access. Rishi is currently associated with one of the premier industry associations in the country, ASSOCHAM, as the Co-Chairman of the National Council on Banking and Financial Services for the year 2021.

Rajeev Kumar

Rajeev Kumar

Rajeev KumarSenior Vice President, Market Development, South Asia, Mastercard

Rajeev has over twenty-five years of experience in cards, retail banking, product development, marketing, sales, and credit across products and services in India and the Gulf Cooperation Council (GCC) countries. He has been with Mastercard since 2005, played multiple roles within the organisation. The most recent being Regional Director, Prepaid Management Services covering Middle East & Africa based in Dubai. Prior to Mastercard, Rajeev worked in several financial institutions including NBO in Oman, National Bank of Dubai, ANZ Grindlays & Standard Chartered in UAE, Arab National Bank in Saudi Arabia, and American Express TRS in India. Rajeev moved to Mastercard South Asia based in Mumbai and is responsible for driving Mastercard’s acceptance initiatives, pricing strategies, financial inclusion, partnerships, strategic merchant engagements including co-brands, expert sales including digital products, government, and transit for South Asia.

Praveena Rai

Praveena Rai

Praveena RaiChief Operating Officer, NPCI

Financial Inclusion Summit - Praveena Rai is Chief Operating Officer of National Payments Corporation of India (NPCI). An ex-banker, she is now responsible for running the business, including products, operational and technical delivery. Passionate about payments and technology as drivers to economic value, she helps NPCI attain its strategic objectives of offering simple, secure and seamless digital payments experience to consumers and users across the ecosystem to further the cause of rapid digitalisation of India.

Ganesh Ananthanarayanan

Ganesh Ananthanarayanan01 July 2021, 6:43 PM IST

Nikhil Sahni

Nikhil Sahni01 July 2021, 6:43 PM IST

Rajeev Yadav

Rajeev Yadav01 July 2021, 6:43 PM IST

Madhivanan B

Madhivanan Balakrishnan01 July 2021, 6:43 PM IST

Mehnaz Safavian

Mehnaz Safavian01 July 2021, 6:43 PM IST

Seema Prem

Seema Prem01 July 2021, 6:43 PM IST

Kitty Agarwal

Kitty Agarwal01 July 2021, 6:43 PM IST

Dr Saurabh Garg

Dr Saurabh Garg01 July 2021, 6:43 PM IST

Karthik Ramanathan

Karthik Ramanathan01 July 2021, 6:43 PM IST

Sameer Nigam

Sameer Nigam01 July 2021, 6:43 PM IST

Anjani Rathor

Anjani Rathor01 July 2021, 6:43 PM IST

Aabha Bakaya

Aabha Bakaya01 July 2021, 6:43 PM IST

Rohit Mahajan

Rohit Mahajan

Rohit MahajanPresident - Risk Advisory, Deloitte

Rohit leads the Risk Advisory practice, comprising of Cyber and Strategic Services, Accounting & Internal Control Services and Regulatory Compliance Services for Deloitte India. He has over 22 years of experience in advising companies across jurisdictions in India and globally (US, Europe and Asia Pacific). His experience spans across varied sectors such as Financial Services, Infrastructure, Telecom, Government, Consumer Markets and Private Equity. Prior to this role, he was the Asia Pacific (APAC) Forensic Leader representing APAC in Global Forensic EXCOM and was also the Head of Forensic practice for Deloitte India. Rohit is also the Associate Member of Institute of Chartered Accountants, India.

J Venkatramu

J Venkatramu

J VenkatramuMD & CEO - India Post Payments Bank

J Venkatramu has over 24 years of experience in various functions of banking with core competence in the areas of Business Strategy, Product Development and Digital Financial Services with a deep understanding of technology as an enabler. Prior to India Post Payments Bank, he has worked with leading banking institutions such as Bank of Baroda, Axis Bank and Equitas SFB in various roles spanning across Project Lead and Domain Expert on Payment Products and Inclusive Banking. Venkat has also been a key industry spokesperson and is closely engaged with the government and regulatory institutions in policy formulation in a rapidly evolving industry. Venkat has graduated in Mathematics and Economics from Osmania University and completed the Executive Management Programme from Indian Institute of Management, Kolkata .

Abhinav Sinha

Abhinav Sinha

Abhinav SinhaCo-founder, Eko India Financial Services

Abhinav, Co-founder at Eko, started Eko in 2007. Eko's mission is to empower sellers to get first-time access to credit and scale their business. Today, it enables over 300k sellers across the country and has disbursed over US$ 400 million in credit to its sellers.

HP Singh

HP Singh

HP SinghChairman & MD, Satin Creditcare Network

Financial Inclusion Summit - HP Singh is the Chairman and Managing Director of Satin Creditcare Network Limited. A first-generation entrepreneur, Mr Singh’s passion for social engineering has guided him in building a company that offers a diversified suite of products to serve the under-privileged segments of society. Under Mr Singh’s esteemed leadership, SCNL has crossed the $1 billion AUM mark to join the Ivy League of Companies in the billion-dollar club. Mr Singh has been awarded the ‘Social Innovator’ by Global HR Excellence Awards in February 2017. He was conferred the ‘Golden Globe Tiger Awards’ at an award ceremony in Malaysia in 2020 and 2018 and was honoured with the ‘Exemplary Leader’ Award at World HRD Congress held in Mumbai in February 2020.

Vishwas Patel

Vishwas Patel

Vishwas PatelExecutive Director, Infibeam Avenues & Chairman, Payments Council of India

Vishwas Patel is the Executive Director at Infibeam Avenues, India’s first listed e-commerce entity. He founded the payment gateway platform CCAvenue in 2001. He is currently the Chairman of the Payments Council of India, the apex body representing the companies in the payments and settlement system. He also serves as a member of various RBI committees to deepen digital payments in India. He has studied law and was a practicing counsel on the Original Side of the Bombay High Court.

Kshama Fernandes

Kshama Fernandes

Kshama FernandesMD & CEO, Northern Arc Capital

Kshama Fernandes is the Managing Director and CEO of Northern Arc Capital, a leading non-banking finance corporation in India that invests and connects underbanked institutions and businesses to capital markets investors. Kshama has been a member of various High Powered Committees set up by the Government of India and has worked on consulting assignments for the World Bank, the Chicago Mercantile Exchange, Ministry of Finance, Government of India, and NSEIT. Kshama has been featured by FMO as a role model in banking. She is also a recipient of Accion’s Edward W. Claugus award for leadership in financial inclusion.

Agenda

  • Day 1
  • Day 1 - Special Session
  • Day 2
  • Day 2 - Special Session
  • + 03:00 PM – 03:25 PM

    Inaugural Address

    Shaktikanta Das, Governor, Reserve Bank of India
  • + 03:25 PM – 04:10 PM

    Panel Discussion: Taking Digital Banking to Rural India

    The COVID-19 pandemic has pushed businesses over the technology tipping point and significantly sped up the adoption of digital technology in the last one year. Research suggests that the use of digital-only products has accelerated by more than 5 years. In light of this quantum leap, what can India Inc do to build a robust digital payments infrastructure across smaller towns and cities?

    Speakers

    • Dilip Asbe, MD & CEO, NPCI
    • Dipak Gupta, Joint MD, Kotak Mahindra Bank
    • Sameer Nigam, Founder & CEO, PhonePe
    • Sumant Kathpalia, MD & CEO, IndusInd Bank
  • + 04:10 PM – 04:45 PM

    Panel Discussion: Role of Fast and Reliable Internet in Financial Inclusion

    There is a close correlation between the evolution of consumer technology and internet speeds. 5G in India promises to be no different, with the country already at the cusp of turning into a full-scale digital economy, clocking over 1 billion payments a day. How will the advent of 5G become a catalyst for innovation and growth in financial inclusion? Will IOT-based 'invisible payment' become a household norm?

    Speakers

    • Ganesh Ananthanarayanan, Chief Operating Officer, Airtel Payments Bank
    • Praveena Rai, Chief Operating Officer, NPCI
    • Anand Kumar Bajaj, MD & CEO, PayNearby
    • Rishi Gupta, MD & CEO, Fino Payments Bank
     
  • + 04:45 PM – 05:10 PM

    Fireside Chat: Digital India and Financial Inclusion – The Road Ahead

    Debasish Panda, Secretary, Department of Financial Services
  • + 05:10 PM – 06:00 PM

    Panel Discussion: Banks vs Fintech – Competition or Collaboration?

    India is undergoing a financial revolution. The use of technology at scale by legacy banks as well as nimble startups has given unprecedented access to millions of Indians to financial services. Fintechs are seeing opportunities in disaggregating the offerings of banks and providing targeted solutions. As the BFSI industry navigates these unchartered waters, an apparent question has emerged for the sector: How can large banks continue to co-exist with new-age fintechs successfully?

    Speakers

    • Anjani Rathor, Chief Digital Officer, HDFC Bank
    • Harshil Mathur, CEO & Co-founder, Razorpay
    • Rajeev Ahuja, Executive Director, RBL Bank
    • Rajeev Kumar, Senior Vice President, Market Development, South Asia, Mastercard
  • + 04:00 PM – 04:55 PM

    Special Session on Technology for MSMEs – The Great Growth Enabler

    Vikas Varma, Chief Operating Officer, South Asia, Mastercard
    Anirban Mukherjee, CEO, PayU India
    Deepak Chandnani, MD, Worldline South Asia & Middle East
    R Narayan, President, FICCI-CMSME and Founder & CEO, Power2SME
    Sheela Nambiar, Senior Director, Oracle India
     
  • + 03:00 PM – 03:20 PM

    Keynote Address: Smart Cities and Greater Financial Inclusion for the Urban Poor

    Hardeep Singh Puri, Minister of Petroleum and Natural Gas; and Minister of Housing and Urban Affairs
  • + 03:20 PM – 04:00 PM

    Panel Discussion: Direct Benefit Transfer – Impact on Financial Inclusion

    Direct benefit transfer (DBT) scheme, implemented in January 2013, removed duplicate and fake beneficiaries, thus plugging leakages. As a result, the Government has been able to target genuine and deserving beneficiaries and eliminate middlemen. DBT today disburses benefits for over 420 schemes. It has played a vital role during the pandemic in helping the Government disburse money to the poor and needy. How far has DBT come? What more needs to be done? How can it enable achieving the full impact of Government social programs? Most importunately, with lives and livelihoods adversely impacted, what larger role can DBT play in driving financial inclusion?

    Speakers

    • Abhinav Sinha, Co-founder, Eko India Financial Services
    • J Venkatramu, MD & CEO, India Post Payments Bank
    • Dr Saurabh Garg, CEO, UIDAI
    • Mehnaz Safavian, Lead Financial Sector Specialist, The World Bank
    • Rajeev Yadav, MD & CEO, Fincare Small Finance Bank
     

  • + 04:00 PM – 04:25 PM

    Special Address: The Role of States and Private Lenders in Financial Inclusion – The Ideal Scenario

    Chandra Shekhar Ghosh, MD & CEO, Bandhan Bank
     
  • + 04:25 PM – 05:05 PM

    Panel Discussion: Protecting a Digital Economy

    With the ease of banking technology, remote working and increased digital penetration becoming a new normal, customers are now a natural target for fraudulent activity. But, how secure are we from such ‘phishing attacks’? Are financial institutions investing enough to keep such attacks at bay? We debate what stakeholders should do to ensure a safe and secure digital experience.

    Speakers

    • Karthik Ramanathan, Senior Vice President, Cyber and Intelligence (C&I) Solutions, APAC, Mastercard
    • Madhivanan Balakrishnan, Chief Operating Officer, IDFC FIRST Bank
    • Rohit Mahajan, President - Risk Advisory, Deloitte
    • Vishwas Patel, Executive Director, Infibeam Avenues & Chairman, Payments Council of India
  • + 05:05 PM – 05:45 PM

    Panel Discussion: Empowering Indian Women through Financial Literacy

    Indian women score poorly on functions such as savings and borrowings compared to their international compatriots. While the percentage of women with bank accounts has increased, there is a lot more to be done to reduce the gender gap. The microfinance sector, which targets women as their borrowers, play a significant role in encouraging women to take financial decisions, at least on paper. But is the system doing enough to make them go beyond borrowing? Are they capable of making investment decisions beyond ordinary savings? How can more Indian women be empowered to become financially independent?

    Speakers 

    • Chetna Sinha, Founder & Chairperson, Mann Deshi Mahila Bank
    • HP Singh, Chairman & MD, Satin Creditcare Network
    • Kshama Fernandes, MD & CEO, Northern Arc Capital
    • Seema Prem, CEO, FIA Technology
     
  • + 05:45 PM – 06:00 PM

    Closing Address

    Nikhil Sahni, Division President, South Asia & Country Corporate Officer, India, Mastercard
  • + 04:00 PM – 04:45 PM

    Special Session on How Small Women Entrepreneurs Can Overcome Funding Challenges and Achieve Business Growth

    Meena Ganesh, MD & CEO, Portea Medical
    Kitty Agarwal, Partner, Info Edge Ventures
     

Who Should Attend

  • CXOs, Mid Management, Managerial/Executive Level
  • SMB Community
  • Government representatives
  • Working professionals from Banking, FinTech
  • Industry Associations
  • Entrepreneurs

About Mastercard

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.


About Fincare

Fincare Small Finance Bank commenced banking operations on July 21, 2017 under Section 22 of the Banking Regulation Act, 1949, after receiving the final license from the RBI in May 2017. Fincare SFB has been included in the Second Schedule to the Reserve Bank of India Act, 1934, published in the Gazette of India dated April 13, 2019. Powered by technology, Fincare SFB has set the vision to be the first of its kind ‘Rurban’ Bank enabling financial inclusion of its rural customer base and providing modern, innovative, and digital solutions to the digitally-savvy, metro, and urban customers. As on 31st December 2020, Fincare SFB serves over 27+ Lakh customers in 19 States/Union Territory, has total deposits of Rs. 5,277 Crore, on book advances of Rs. 5,158 Crore, and a workforce of over 8000.