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Ashley Kilroy

Contributor Advisor
  • Progressive Car Insurance Review

    Progressive is worth consideration for its solid choice of auto insurance options and its low complaints. It doesn’t usually have the lowest rates among top competitors, so make sure to compare quotes with others.
  • Farmers Car Insurance Review

    With its combination of high average rates, high complaint levels and poor grade from collision repair professionals, Farmers isn’t a compelling choice for auto insurance.
  • Geico Car Insurance Review

    Geico’s low auto insurance rates across many types of drivers make it worth considering.
  • State Farm Car Insurance Review

    State Farm is worth consideration because of its competitive rates and low level of auto insurance complaints.
  • USAA Car Insurance Review 2021

    If you’re eligible for USAA car insurance it should be at the top of your list when you’re shopping for insurance.
  • Erie Car Insurance Review 2021

    Erie’s very competitive auto insurance rates and high grade from collision repair experts boosted it to a 5-star rating.
  • How Does Life Insurance Work?

    There are 41 million people in the U.S. who say they need life insurance but do not have it, according to the 2020 Insurance Barometer Report from industry groups LIMRA and Life Happens. This can partially be explained by the...
  • Nationwide Car Insurance Review

    Nationwide is worth a look because of its very low complaint level, but if price is your primary concern you can likely find better rates elsewhere.
  • How To Buy Car Insurance

    When you buy a new car, you most likely spend a fair amount of time comparing options to find the best ride at a fair price. Buying car insurance should work the same way. Unfortunately, too many car owners skip...
  • How To Switch Car Insurance

    Nearly half (46%) of consumers made changes in how they managed their car insurance costs in 2020, according to the J.D. Power 2021 U.S. Insurance Shopping Study. Among those who made changes, 15% shopped for another car insurance company and...
  • What Is An Insurance Premium?

    Paying your insurance premium allows you to maintain your coverage. While the cost you pay for some types of insurance can fluctuate every year, do you know how insurance companies calculate premiums? Here’s some insight into how insurance premiums work...
  • What Is A Car Insurance Broker?

    Buying car insurance is a pain. Finding and comparing similar policies is often puzzling—especially if you’re not even sure what coverage types you need or how policies are different. Enlisting the assistance of a car insurance broker can make the...
  • Allstate Car Insurance Review

    Allstate stands out for its low auto insurance complaint levels, but because of its consistently high average rates drivers would be wise to look for a better deal.
  • How To Make A Pet Insurance Claim

    Taking your pet to the vet is often a stressful event—especially if the pet is severely hurt or sick. At that moment you’re focused on nursing your pet back to health. And the looming, unknown veterinarian bill may be on...
  • 5 Things To Know About Supplemental Life Insurance

    Supplemental life insurance is a nice perk to have through your employer’s benefits package. In a typical supplemental life insurance policy (also called group life insurance), a single contract covers a group of people. Your employer owns the policy. If...
  • Life Insurance For Smokers

    If you’re a smoker, you’re probably well aware of the fact that it can impact your health. Cigarette smoking is the leading cause of preventable disease, disability and death in the U.S., according to the Centers for Disease Control and...
  • Watch Out For Special Hurricane Deductibles In Home Insurance

    We’re coming off a record-breaking hurricane season in 2020, with 30 named storms in the Atlantic. So far 2021 isn’t looking that great, either, with an “above average” season predicted by Colorado State University’s Tropical Meteorology Project Team. Homeowners insurance...
  • How To Find Affordable Pet Insurance

    Your pet is a part of the family and you’d probably spend any amount necessary if they were sick or injured. Pet insurance is a way to mitigate the possibility of paying thousands of dollars out of pocket for medical...
  • How To Compare Pet Insurance Quotes

    As a pet owner, you want to make sure you can take care of your pet when they need medical attention. A solid way to do that is by purchasing a pet insurance policy. But with all of the plans...
  • Pet Dental Insurance Explained

    Maintaining your pet’s pearly whites is essential for their overall health. Inadequate dental care can cause issues such as periodontal (gum) disease or lead to severe health problems and excruciating pain, according to the American Veterinary Medical Association. The average...
  • Factors Affecting Life Insurance Rates

    If the main reason you don’t have a life insurance policy is because you think it’s too expensive, you are in good company. Almost two-thirds of people who do not have a life insurance policy cited this reason, according to...
  • Vacant Home Insurance Options

    Did you know if you leave your home unoccupied for a certain amount of time, your home insurance company might void your coverage? That means if something like a fire damages your empty home, you’ll have to pay for repairs...
  • How Pet Medical Insurance Works

    A pile of legos may seem harmless, but when your six-month old puppy ingests them out of curiosity, the vet bill could cost you upwards of $4,000 for the necessary care. Not only is this situation highly stressful for everyone,...
  • Look For These Home Insurance Discounts

    Homeownership expenses like mortgage payments, property taxes, utility bills and home insurance can chew up a significant chunk of your budget. And that’s before you factor in lawn care, maintenance or your multiple streaming services. (Don’t worry, we’re not here...
  • The Advantages Of Military Car Insurance

    If you’re a veteran or active member of the military, it’s worth exploring some of the perks that car insurance companies have to offer. You’ll typically be able to save money and adjust your coverage if you are deployed. Better...
  • How To Find Out A Car’s History

    Are you skeptical when you visit a used car lot? It's easy to feel like a used car salesperson might be trying to take advantage of you, especially if this is your first time buying a vehicle. But with a...
  • Here Are Factors That Affect Your Car Insurance Rates

    From a driver’s perspective, understanding how car insurance companies set prices can be puzzling. Auto insurance companies use multiple pricing factors to determine your risk, meaning how likely it will be that you’ll file a car insurance claim. The lower...
  • Pet Insurance For Pre-Existing Conditions

    If you’re shopping for pet insurance, it’s important to understand the limitations of the policy—such as treatment for pre-existing conditions, which can add up. Just like car insurance, which doesn’t cover accidents before coverage begins, pet insurance typically won’t cover...
  • A Deep Dive Into Assigned Risk Pools For Auto Insurance

    Drivers who rack up speeding tickets or cause multiple accidents could have trouble finding affordable auto insurance. While a driving mishap or two are likely to increase your rates, too many infractions could result in car insurance companies denying you...
  • What Is Inflation Guard For Home Insurance?

    Home insurance coverage needs to change with the times—even if you don’t make any upgrades or renovations to a house. As costs rise, your homeowners coverage needs to keep pace. If it doesn’t, you’ll end up underinsured, which can be...
  • Home Insurance Vs. Home Warranties

    Owning a home inevitably means facing unexpected repairs. From a broken-down furnace to hail damage on the roof, fixes can add up fast. There are two primary ways to limit your exposure to these surprise bills: Home insurance and home...
  • What Exactly Is An Insurance Rider?

    You purchase insurance to protect yourself, your family and your property. But a basic policy isn’t always sufficient. To adjust coverage, insurance companies offer various riders, which increase or reduce the breadth of your coverage. In other words, riders allow...
  • Is Home Insurance Tax Deductible?

    When tax season comes around, many taxpayers look for tax deductions that can minimize their tax liability. Sadly, your home insurance premium payments are usually not one of them. But there are a few circumstances that could make your home...
  • How To Cancel Auto Insurance

    Feel like you’re overpaying for your auto insurance and want something more affordable? Or perhaps you recently had a poor customer service experience with your auto insurer that left a bad taste in your mouth? No matter why you’re considering...
  • The Basics of Boat Insurance

    If you have a boat, you know nothing is like the warm sun and cool breeze on the water. You probably cherish the memories you make out on the water, which makes it all the more reason to protect your...
  • Home Insurance Vs. Mortgage Insurance

    Buying a home for the first time is confusing, especially when you’re trying to understand the extensive home-buying lingo. When it comes to determining the type of insurance you need, don’t confuse home insurance with mortgage insurance. What is Home...
  • What Is MIB Group And How Does It Affect Life Insurance Applications?

    For most kinds of life insurance applications, the life insurance company will collect and evaluate a ton of information about you. Although insurance companies have a lot of information from the application and, often, a life insurance medical exam, they...
  • What Is Mortgage Insurance?

    The average down payment for first-time homebuyers was 6% in 2019, according to the National Association of Realtors. Among all homebuyers it was 12%. If you’re like the average homebuyer and plan to put down less than 20%, you should...
  • Insurance For High-Value Homes

    For homeowners who maintain luxury homes and have high net worth, standard homeowners insurance is likely not enough. High-value home insurance is designed specifically for these property owners. The policies offer higher property coverage limits and better protection for assets...
  • Don’t Expect Your Auto Insurance To Pay For These Problems

    We buy auto insurance expecting that we’re going to have a reliable safety net for the unexpected. And because we’re often focused on getting a good price and what the policy covers, we tend to overlook what it doesn’t cover....
  • Replacement Cost Vs. Actual Cash Value In Home Insurance

    If your possessions are stolen or, worse, your home burns down, you don’t want to discover that your home insurance isn’t going to pay what you thought it would. Unfortunately, some homeowners realize too late that they are underinsured. It’s...
  • Home-Based Business Insurance Explained

    With millions of Americans losing work this year, it’s not surprising that home-based business startups are gaining popularity. About one in five homeowners reported they had launched a home-based business in the last six months, according to a recent online...
  • You Probably Need Umbrella Insurance

    Liability insurance protects you and your family’s finances from major disasters, such as a lawsuit against you (even if the charges are groundless). For example, if you crash into someone else, liability car insurance pays for a legal defense and...
  • How To Find Cheap Full Coverage Car Insurance

    The joy of car ownership entails a little more than regular oil changes and trips to your favorite coffee shop. You also need to think about how you’ll pay car repair bills in case you get into an accident—or medical...
  • What Is An Elevation Certificate For Flood Insurance?

    For homeowners who live in a flood zone, flood insurance is a must. In order to get the best price on your policy, you may need to acquire an elevation certificate. This document provides crucial elevation information about your property,...
  • How FAIR Plans Work For Home Insurance

    Living in a house that’s regularly exposed to severe weather or high crime rates can put you in a higher risk category than average homeowners. If insurance companies consider you too high of a risk, they could decline to sell...
  • Personal Liability In Homeowners Insurance

    Bringing a new family dog into your home can bring joy and companionship. But what if your new dog escapes from your fence and bites a neighbor? If your neighbor decides to sue you for the injuries, you could end...
  • 2021 Outlook For Travel Insurance Buyers

    Although the pandemic has indefinitely changed the way we travel, many travelers are eager to book voyages in 2021. If you're ready for a new adventure, be on the lookout for the latest changes in the travel insurance industry. Since...
  • How To Qualify For Life Insurance With A Disability

    About 40.6 million Americans have a disability, according to the U.S. Census Bureau. For those Americans who have a disability, qualifying for life insurance often poses a challenge. Because insurers view applicants with disabilities as a greater risk, it can...
  • How To Make A Car Insurance Claim

    Even the most cautious and experienced drivers can find themselves shaken up on the side of the road, assessing damage after an accident. So if you ever have to file an auto insurance claim, it’s useful to understand how the...
  • How Does Landlord Insurance Work?

    If you’ve got a property that you want to rent out on a long-term lease, such as a second home or a guest house, you may need landlord insurance Landlord insurance offers property and liability coverage that protects you and...
  • Do You Need Moving Insurance?

    Due to the pandemic, one-fifth of Americans have either relocated or know someone who has, according to a new Pew Research Center survey. If you’re one of the millions of Americans packing up their homes, buying insurance might be the...
  • Should You Have Cruise Insurance?

    No industry has faced rougher waters during the pandemic than the cruise industry. But as of Oct. 30, 2020, the CDC has now provided a plan for a return to cruising. The plan requires cruise ship operators to work through...
  • How To Make A Home Insurance Claim For Roof Damage

    If your roof needs to be replaced, be prepared for an average bill of $24,700 for asphalt shingles and $40,318 for metal roofing, according to a 2020 report from Remodeling magazine. Of course, this will depend on the roof size and...
  • Veterans’ Life Insurance Options

    Veterans have many options for life insurance, with coverage available from both the government and private insurers. Because many active service members already have coverage through the government, the Department of Veterans Affairs gives veterans the option to either convert...
  • Should You Have Event Insurance For Your Next Big Get-Together?

    Beginning in March 2020, our ability to get together with friends and family largely evaporated. From the Olympics in Tokyo to barn weddings, cancellations disappointed many event-goers worldwide. Celebrations and events may be able to roar back sometime next year....
  • Insurance Programs That Help Teen Drivers

    For teens, getting a driver’s license gives them a sense of freedom. But for parents, having a teen driver can evoke stress and anxiety. Without parental supervision, inexperienced teen drivers are faced with an assortment of distractions that often result in...
  • Can You Make Your Insurance Green?

    Many Americans are embracing increased sustainability, so it’s no wonder they are making eco-friendly purchasing decisions. In fact, 70% of Americans think that environmental protection is more important than economic growth, according to a recent study conducted by Yale. Although...
  • Permanent Life Insurance Options

    Life insurance is designed to financially protect your loved ones in the event you pass away. If you’re shopping for life insurance and decide you need coverage throughout your entire life, permanent life insurance guarantees lifelong protection and comes with...
  • Identity Theft Insurance Can Help You Reclaim Your Life

    Imagine checking your credit report only to find an unfamiliar account. There’s a new credit card in your name, full of purchases you never made. How could this have happened? You’re likely the victim of identity theft. Thieves can get...
  • Insurance For Home Day Care Businesses

    As a home day care provider, your business faces numerous risks that can result in lawsuits. Some of these risks include slips and falls, abuse accusations, faulty toys or play equipment, and even ingestions of toxic substances. When caring for children...
  • Do You Need Roadside Assistance Insurance?

    If you have an older car, chances are you could use a good roadside assistance plan. That’s because a car that is 10 years or older is more than twice as likely to end up on the side of the...
  • Proof Of Insurance Explained

    Before you head out on the road, make sure you have your driver’s license, vehicle registration and proof of insurance in your car. Since most states have a minimum auto insurance requirement, your proof of insurance proves you have current and...
  • New Homebuyers’ Guide to Home Insurance

    Shopping for a new home comes with many considerations. From selecting the best neighborhood to property taxes to the number of bedrooms you need, there are a lot of factors to think about when buying a house. While you might...
  • Does Homeowners Insurance Cover Mold?

    Mold has been a very contentious topic in the home insurance industry for decades. Between the late 1990s and early 2000s, the insurance industry altered the wording of home insurance policies to limit mold coverage after a spike in mold damage...
  • Understanding Universal Life Insurance

    If you’re in the market for life insurance, there are plenty of options available. And if you’re looking for a policy that offers lifelong coverage, one option worth considering is universal life insurance. With universal life insurance, you can receive...
  • What’s A Diminishing Deductible For Car Insurance?

    Car accidents can be expensive. Depending on the severity of the incident, it can cost hundreds or maybe even thousands of dollars to get your vehicle up and running after a collision. If you don’t have money set aside to pay...
  • How Much Homeowners Insurance Do You Need?

    Homeowners insurance protects what may be the biggest investment of your life: Your residence. Having sufficient coverage is crucial in case of a disaster like a fire. But how do you know how much homeowners insurance you need? The key...
  • New Car Replacement Insurance Explained

    Buying a new car is exhilarating. From the smell to the high-tech functionality, there is nothing like getting behind the wheel of your very own new car. Although you may have spent a significant amount of cash to pay for...
  • What Is Rental Reimbursement Auto Insurance?

    Getting into a car accident is stressful enough, let alone trying to figure out and pay for transportation while your car is getting repaired. It’s especially stressful since the average time a car is in the repair shop is two...
  • What Is Accident Forgiveness Car Insurance?

    Accidents happen. And unfortunately, if you’re at fault, accidents can be expensive for years to come. You can expect your auto insurance premiums to increase at renewal time after an at-fault accident. To help you avoid this increase, some insurers...
  • The Benefits Of Annual Travel Insurance For Frequent Travelers

    Whether you’re a wanderlust retiree or a spontaneous solo jet-setter, an annual travel insurance policy might be worth considering if you travel multiple times a year. Instead of purchasing individual policies, some frequent travelers buy annual travel insurance policies to...
  • Why Travel Medical Insurance Is Essential

    No one wants to get sick while on vacation, and an illness or injury can be one of the most devastating events that can happen during a trip. Travel medical insurance is designed to help in these cases. It’s especially...
  • What Is Flight Insurance Good For?

    You’ve spent weeks monitoring and comparing flight options for your trip. You finally select the best itinerary and are ready to book. But before you check out, your airline gives you the option to add flight insurance. Is it worth...
  • Trip Cancellation Travel Insurance

    If you enjoy traveling often, or you book expensive vacations, you may have considered purchasing a travel insurance policy in case you have to cancel your trip. According to an AAA Travel survey, 88% of Americans who purchase travel insurance say...
  • Missed Connection Travel Insurance

    Missing a connecting flight or not making it to your cruise departure on time can be nerve-racking. Whether your missed connection was due to weather conditions or your air carrier was having technical issues, the inconvenience might not only be...
  • Is Credit Life Insurance Something I Need?

    If you have a mortgage, personal loan or auto loan, you might have been offered credit life insurance from the lender. Not to be confused with traditional life insurance, credit life insurance promises to repay all or a portion of...
  • The Keys To Mortgage Life Insurance

    Buying a new home is an exciting time. But as thrilling as it may be, there are a lot of decisions that come with the purchase of a new home. One decision you may ponder is whether you should buy...
  • Don’t Forget Life Insurance During A Divorce

    Divorce can be devastating. Even an amicable divorce can cause financial hardship when you consider the cost of establishing and maintaining two individual households. While there are a lot of moving parts during and after a divorce, life insurance tends...
  • What To Know About Cash Value Life Insurance

    Shopping for life insurance can be a daunting task. With different policy types, riders and head-scratching terminology (accelerated death, anyone?), it can be hard to decipher what makes the most sense for your own financial situation. One component of life...
Progressive Car Insurance Review Farmers Car Insurance Review Geico Car Insurance Review State Farm Car Insurance Review USAA Car Insurance Review 2021
Erie Car Insurance Review 2021 How Does Life Insurance Work? Nationwide Car Insurance Review How To Buy Car Insurance How To Switch Car Insurance
What Is An Insurance Premium? What Is A Car Insurance Broker? Allstate Car Insurance Review How To Make A Pet Insurance Claim
5 Things To Know About Supplemental Life Insurance Life Insurance For Smokers
Watch Out For Special Hurricane Deductibles In Home Insurance How To Find Affordable Pet Insurance How To Compare Pet Insurance Quotes
Pet Dental Insurance Explained Factors Affecting Life Insurance Rates Vacant Home Insurance Options How Pet Medical Insurance Works Look For These Home Insurance Discounts The Advantages Of Military Car Insurance How To Find Out A Car’s History Here Are Factors That Affect Your Car Insurance Rates
Pet Insurance For Pre-Existing Conditions A Deep Dive Into Assigned Risk Pools For Auto Insurance What Is Inflation Guard For Home Insurance? Home Insurance Vs. Home Warranties What Exactly Is An Insurance Rider? Is Home Insurance Tax Deductible? How To Cancel Auto Insurance
The Basics of Boat Insurance Home Insurance Vs. Mortgage Insurance What Is MIB Group And How Does It Affect Life Insurance Applications? What Is Mortgage Insurance? Insurance For High-Value Homes
Don’t Expect Your Auto Insurance To Pay For These Problems Replacement Cost Vs. Actual Cash Value In Home Insurance Home-Based Business Insurance Explained You Probably Need Umbrella Insurance How To Find Cheap Full Coverage Car Insurance What Is An Elevation Certificate For Flood Insurance? How FAIR Plans Work For Home Insurance Personal Liability In Homeowners Insurance 2021 Outlook For Travel Insurance Buyers
How To Qualify For Life Insurance With A Disability How To Make A Car Insurance Claim
How Does Landlord Insurance Work? Do You Need Moving Insurance? Should You Have Cruise Insurance? How To Make A Home Insurance Claim For Roof Damage Veterans’ Life Insurance Options Should You Have Event Insurance For Your Next Big Get-Together? Insurance Programs That Help Teen Drivers
Can You Make Your Insurance Green? Permanent Life Insurance Options Identity Theft Insurance Can Help You Reclaim Your Life Insurance For Home Day Care Businesses
Do You Need Roadside Assistance Insurance?
Proof Of Insurance Explained
New Homebuyers’ Guide to Home Insurance Does Homeowners Insurance Cover Mold? Understanding Universal Life Insurance What’s A Diminishing Deductible For Car Insurance? How Much Homeowners Insurance Do You Need?
New Car Replacement Insurance Explained What Is Rental Reimbursement Auto Insurance? What Is Accident Forgiveness Car Insurance? The Benefits Of Annual Travel Insurance For Frequent Travelers Why Travel Medical Insurance Is Essential
What Is Flight Insurance Good For? Trip Cancellation Travel Insurance Missed Connection Travel Insurance Is Credit Life Insurance Something I Need?
The Keys To Mortgage Life Insurance Don’t Forget Life Insurance During A Divorce
What To Know About Cash Value Life Insurance
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