Your Money, Your Future.
As tech extends to personal finance, CNET's experts share news, advice and recommendations for making the best financial decisions.
Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity
Skyrocketing prices are giving homeowners lots of options.
Farnoosh Torabi joins CNET as Personal Finance expands
Farnoosh and her popular So Money podcast are joining the CNET family.
Best Bitcoin and crypto wallets for 2021
The safest and most secure places to stash your cryptocurrency.
Our Favorite Picks
Our Best Tips
Saving Money
Get expert tips on how to save money and budget every day while building your savings.Buying a House
From mortgages to building credit, CNET guides you to your dream home.Paying Off Debt
Grow net worth by paying off debt with expert tips on student loans, credit cards and more.Work and Career
Get tips to land your dream job, get a salary increase and earn more money.Retirement
From 401Ks to roboinvesting, our expert advice sets you up for long-term wealth.Credit Cards
See allBest credit cards without foreign transaction fees
These cards help you avoid unnecessary fees while traveling internationally.
Best student credit card for September 2021
The best cards for first-timers and students with a limited credit history.
Best no annual fee credit cards
You don't need to pay an annual fee to enjoy credit card rewards, travel points and other perks.
Best credit card for September 2021
We've found the best credit cards for every lifestyle -- from cash back to travel and more.
DC Comics has its own superhero-themed credit cards
The Justice League has entered the world of finance.
Banking
See allHere's how banks and credit card companies are helping during the coronavirus outbreak
From individual credit card issuers to major US banking institutions, here's what you can expect for credit card and banking relief.
Jack Dorsey's blockchain clock brought Bitcoin to a House committee hearing
It's called the Blockclock, but it's not here to tell time.
Google Pay revamps with new focus on managing bank accounts and finances
The search giant, trying to overcome privacy hurdles, says it won't share transaction information with other parts of Google.
Biden proposes IRS disclosure of all crypto transactions $10,000 and up
As part of an $80 billion effort to update IRS auditing abilities, the American Families Plan wants to bring crypto transfers into the light of day.
Square adds more tools for small businesses, in banking push
The company says its new tools let payments, banking and cash flow "work as one."
Investing
See allRobinhood will roll out an integrated crypto wallet in 2022
The company continues to expand its cryptocurrency capabilities.
Best Bitcoin and crypto wallets for 2021
The safest and most secure places to stash your cryptocurrency.
El Salvador and Bitcoin: Everything you need to know
The nation is the first to officially adopt a cryptocurrency as legal tender. The world is watching the rocky rollout in real time.
Best robo-advisors for September 2021
Is 2021 the year you start investing? Try it out with one of the best robo-advisors available right now.
Cryptocurrency pump-and-dump schemes: Everything you should know about these scams
Don't be the victim of a rug pull.
Mortgages
See allMortgages, credit scores and down payments: 5 things to know before buying a home
Thinking of becoming a homeowner but don't know where to start? Here's how to get your money in order before you buy a home.
CNET mortgage calculator: How much house you can afford
Figure out whether your dream home fits your actual budget.
Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity
Skyrocketing prices are giving homeowners lots of options.
Adjustable-rate mortgages: Everything you need to know
Low rates, a high degree of flexibility -- and some risk.
Mortgage underwriting: How long it takes and everything else you need to know
Are you a risky bet for a home loan? Your underwriter will help a lender decide whether or not to approve your application.
Loans
See allBiden's student loan forbearance ends in September. Here's how you can prepare
It's getting close to payback time.
All the different types of home loans you should know about
Are you looking for different types of mortgages for your new home purchase? See which one makes sense for you.
Coronavirus hardship loans: What they are, how they work and how to get one
Everything you need to know about loans for people affected by the COVID-19 epidemic.
Tax Day 2021: How student loans affect your taxes
Student loans might help come tax time -- or you could face a higher tax bill.
FHA loans: Everything first-time homebuyers need to know
You can get a mortgage insured by the Federal Housing Administration, even if you have a low credit score or less cash for a down payment.
Insurance
See allWhat is life insurance? Here are the most popular types
If you're thinking about buying life insurance, here are some types to consider.
10 car insurance terms you need to know
Knowledge is power when it comes to buying car insurance, and understanding the legal terms can help guarantee you get the coverage you need.
Best life insurance companies for 2021
Everything you need to know about the best type of policies and the insurance companies that sell them.
Flood insurance: What it costs, what it covers -- and what it doesn't
Even if you're not in a high-risk flood zone, coverage could save you tens of thousands.
The best pet insurance for 2021
When a pet gets sick, vet bills can add up. A good insurance plan can help protect your animal and your bank account.
Taxes
See allWill the IRS send out unemployment tax refunds this fall? Here's what we know
Millions of taxpayers remain in limbo without any updates or a timeline on refunds for 2020 unemployment benefits.
Never received your child tax credit payment? Here's how to track if it was issued
Parents can check the status of their missing money from July, August or September using the IRS online portal.
How long will child tax credit payments last? Could they be extended? What to know
Three advance monthly payments are left in 2021, with a larger payout in 2022. And the enhanced credit might be extended till 2025.
2021 tax refund delay: The latest on the IRS' backlog and how to track your money
How long will it take the tax agency to get through its massive backlog? Here's what we know.
Was your child tax credit payment less this month? Common problems for parents, explained
Many eligible parents received a lower amount with September's check or didn't get a payment at all. Here's why.
Your Money
See allSome states are sending more stimulus money. Here's what it means for you
Several states are sending plus-up payments and teacher bonuses. Here's what other financial relief families can look forward to.
Will the IRS send out unemployment tax refunds this fall? Here's what we know
Millions of taxpayers remain in limbo without any updates or a timeline on refunds for 2020 unemployment benefits.
Never received your child tax credit payment? Here's how to track if it was issued
Parents can check the status of their missing money from July, August or September using the IRS online portal.
10 Amazon Prime perks you can access before today's big event
Amazon will make some big announcements, but Prime members can save money and time with these perks now.
2021 tax refund delay: The latest on the IRS' backlog and how to track your money
How long will it take the tax agency to get through its massive backlog? Here's what we know.