Your Money, Your Future.
As tech extends to personal finance, CNET's experts share news, advice and recommendations for making the best financial decisions.
Your house is worth more than what you paid for it: Here are 4 ways to tap into your home equity
Skyrocketing prices are giving homeowners lots of options.
Farnoosh Torabi joins CNET as Personal Finance expands
Farnoosh and her popular So Money podcast are joining the CNET family.
Best Bitcoin and crypto wallets for 2021
The safest and most secure places to stash your cryptocurrency.
Our Favorite Picks
Our Best Tips
Saving Money
Get expert tips on how to save money and budget every day while building your savings.Buying a House
From mortgages to building credit, CNET guides you to your dream home.Paying Off Debt
Grow net worth by paying off debt with expert tips on student loans, credit cards and more.Work and Career
Get tips to land your dream job, get a salary increase and earn more money.Retirement
From 401Ks to roboinvesting, our expert advice sets you up for long-term wealth.Credit Cards
See allHow to build credit, fast
Hot tips: Apply for a secured card, get a credit-builder loan or become an authorized user to start building credit.
Best credit card for September 2021
We've found the best credit cards for every lifestyle -- from cash back to travel and more.
DC Comics has its own superhero-themed credit cards
The Justice League has entered the world of finance.
Apple Card's fine print: 7 things you should know about Apple's new iPhone credit card
Thinking of getting the Apple Card? Read this first.
Figuring out how to use your Apple Cash can be confusing. We got you
Apple Pay, Apple Cash, Apple Card -- it's confusing, we know.
Banking
See allHere's how banks and credit card companies are helping during the coronavirus outbreak
From individual credit card issuers to major US banking institutions, here's what you can expect for credit card and banking relief.
Jack Dorsey's blockchain clock brought Bitcoin to a House committee hearing
It's called the Blockclock, but it's not here to tell time.
Google Pay revamps with new focus on managing bank accounts and finances
The search giant, trying to overcome privacy hurdles, says it won't share transaction information with other parts of Google.
Biden proposes IRS disclosure of all crypto transactions $10,000 and up
As part of an $80 billion effort to update IRS auditing abilities, the American Families Plan wants to bring crypto transfers into the light of day.
Square adds more tools for small businesses, in banking push
The company says its new tools let payments, banking and cash flow "work as one."
Investing
See allEl Salvador and Bitcoin: Everything you need to know
The nation is the first to officially adopt a cryptocurrency as legal tender. The world is watching the rocky rollout in real time.
Best robo-advisors for September 2021
Is 2021 the year you start investing? Try it out with one of the best robo-advisors available right now.
Cryptocurrency pump-and-dump schemes: Everything you should know about these scams
Don't be the victim of a rug pull.
The history of hacking ransoms and cryptocurrency
Malware attacks across the globe now come at whirlwind speed.
Best Bitcoin and crypto wallets for 2021
The safest and most secure places to stash your cryptocurrency.
Mortgages
See allMortgage preapproval: Everything you need to know to get preapproved
Getting that letter is one of the first and most important steps in the home-buying process.
Home down payments: Everything you need to know
Here's how to determine the right amount to put down on your future home.
6 things to know about refinancing right now
With interest rates dropping, is now the time to refinance your home? See if you're eligible and what the experts say.
Everything you need to know about cash-out refinancing
Wondering how you'll ever afford to remodel the kitchen? Cash-out refinancing might be the answer.
Reverse mortgages: Everything you need to know
There's a simple way to cash in on the equity you've built through home ownership. But is it right for you?
Loans
See allFHA loans: Everything first-time homebuyers need to know
You can get a mortgage insured by the Federal Housing Administration, even if you have a low credit score or less cash for a down payment.
Tax Day 2021: How student loans affect your taxes
Student loans might help come tax time -- or you could face a higher tax bill.
All the different types of home loans you should know about
Are you looking for different types of mortgages for your new home purchase? See which one makes sense for you.
Coronavirus hardship loans: What they are, how they work and how to get one
Everything you need to know about loans for people affected by the COVID-19 epidemic.
Wells Fargo is shutting down all lines of personal credit
The bank warns customers that the account closures "may have an impact" on their credit scores.
Insurance
See allRep. Alexandria Ocasio-Cortez to introduce bill to extend unemployment benefits
The benefits would be retroactive to Sept. 6.
Flood insurance: What it costs, what it covers -- and what it doesn't
Even if you're not in a high-risk flood zone, coverage could save you tens of thousands.
Best life insurance companies for 2021
Everything you need to know about the best type of policies and the insurance companies that sell them.
10 car insurance terms you need to know
Knowledge is power when it comes to buying car insurance, and understanding the legal terms can help guarantee you get the coverage you need.
5 ways to save on car insurance
As COVID-19 and financial woes keep people off the roads, insurers are adjusting.
Taxes
See allIs your September child tax credit payment late? Here's how to track if it was issued
Whether you're missing checks from July, August or September, we'll explain how to use this IRS tool to check the status of your money.
2021 child tax credit FAQ: Remaining payments, opt-out deadlines, IRS portals
Some families haven't received their Sept. 15 check yet. We'll explain everything to know about payment schedules, eligibility and how to unenroll.
5 child tax credit payment problems parents are facing and what to do
There have been a few bumps in the road for parents waiting to get their child tax credit checks. These tips may help.
Summer's almost over. So where's your unemployment tax refund from the IRS?
The tax agency's timeline for refunds on 2020 unemployment benefits is "this summer." Yet, millions of taxpayers remain in limbo. Here's what we know.
Child tax credit portal: Review your payments, opt out and more
Multiple IRS tools can help you manage processed payments, verify eligibility and more. Here's how they work.
Your Money
See allIs your September child tax credit payment late? Here's how to track if it was issued
Whether you're missing checks from July, August or September, we'll explain how to use this IRS tool to check the status of your money.
Stimulus check details: $600 for Californians, $1,000 for teachers, $2,000 payment petition
We'll tell you the latest on stimulus money and other relief aid going to individuals and families.
2021 child tax credit FAQ: Remaining payments, opt-out deadlines, IRS portals
Some families haven't received their Sept. 15 check yet. We'll explain everything to know about payment schedules, eligibility and how to unenroll.
5 child tax credit payment problems parents are facing and what to do
There have been a few bumps in the road for parents waiting to get their child tax credit checks. These tips may help.
Summer's almost over. So where's your unemployment tax refund from the IRS?
The tax agency's timeline for refunds on 2020 unemployment benefits is "this summer." Yet, millions of taxpayers remain in limbo. Here's what we know.