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Asia Martin

  • How To Review Your Credit Report

    In the Credit Management Kit for Dummies, author Stephen R. Bucci offers a catchy way to think about your credit report: it’s like a dating profile written by the people you’ve previously dated or a resume put together by your...
  • Wallit – A Review Of The Modern Banking App For Families

    Credit unions (and banks) want to reach Gen Z and Millennials. They tried student-friendly products like checking accounts with little-to-no fees, but they were missing a fun online banking experience. Enter Wallit—the mobile banking app that gamifies your saving goals...
  • Chase Slate Credit Card Review

    Editor's Note: This card is not currently accepting new applications online. All information about the product has been collected independently by Forbes Advisor. See your cardholder agreement for current rates and product details.  The Chase Slate card offers one primary...
  • Retiring Soon And Scared Of The Market? The Two-Bucket Strategy Can Help

    Every day, about 10,000 baby boomers turn 65⁠—the traditional retirement age. One thing retirees, near-retirees and professionals managing boomers’ investments understandably worry about a lot these days: What happens if the market crashes just when a retiree needs to pull...
  • FICO Score Facts You Probably Didn’t Know

    You probably know the FICO score as a three-digit number that helps determine certain things in your life--such as whether you’ll qualify for the best credit cards, or get a favorable rate on a mortgage. It’s an important number, for...
  • What’s The Return On A College Education?

    A college education is expensive and getting more so every year.  In the just completed 2018-2019 academic year, according to the College Board, the price for tuition, plus room and board averaged $48,510 for undergraduates at private non-profit four-year colleges...
  • The Forbes Advisor Guide to Credit Cards

    The credit card had a humble beginning. Diners’ Club introduced the first general-purpose credit card in 1950, followed eight years later by the first bank issued credit card. Americans have been using plastic credit cards since 1959 when American Express...
  • 7 Debit Cards That Pay Cash Back Rewards

    We’ve come a long way from relying on cash to fund our daily spending habits. We’ve cycled through checks to a world of credit cards, debit cards and even digital wallets. All this variety and advancement has banks competing to...
  • Aspiration Financial Review

    Aspiration delights in throwing shade at the competition. Last year, it used Twitter to lampoon Bank of America’s paltry savings interest rate. In honor of Earth Day this year, it called on consumers to move their money from big banks...
  • Top 10 Personal Finance Podcasts By Financial Advisors

    With the number of  podcasts now topping 700,000, you can find one for almost any subject or taste. That’s true in the personal finance area, as well, with all manner of money podcasts now available---from funny to serious to technical....
  • Buying Your Teen’s First Car? Here’s How One Money Savvy California Mom Did It

    In March, Shawna Chambers, 48, paid cash for her 17-year-old daughter Aerica’s first car—a used 2015 Hyundai Elantra with 58,000 miles on it. “[The dealership] wanted to talk about financing and I wanted to stick with cash because I follow...
  • How to Survive and Thrive Without a Credit Card

    You can swear off credit cards and survive. The ubiquitousness of credit cards makes it difficult to fathom a life without one, but it is possible. The Boston Federal Reserve reports nearly 80% of adult Americans have at least one credit...
  • Consumers’ Knowledge About Credit Scores Is Down, But Actual Scores Are Up

    Consumers have lower credit score comprehension in 2019 than in 2012, when the economy was recovering from the Great Recession,  the Consumer Federation of America (CFA) reports.  The culprits: a better economy and less attention being paid to credit factors....
  • How Credit Card Piggybacking Works

    Piggybacking is a little-known method to boost your credit score. You might find yourself with a low score for any number of reasons. You could have fallen on hard times and made a few late payments or maybe you took...
  • MaxMyInterest Review: A Money App That Promises Intelligent Cash Management

    You’ve heard that online savings accounts pay higher interest rates than their brick and mortar competitors. You find an online bank with a great rate to stash your cash. Then a week later you stumble upon another online financial institution...
  • Loyalty Rewards With No Credit Strings Attached

    With the explosive growth of rewards credit cards, it’s easy to forget you don’t need a credit card to earn freebies from a business. In fact, American businesses have been using various customer loyalty programs for well over a century....
  • 8 Things You Can Learn From Those With A Perfect Credit Score

    Jayne Bird, a 38-year-old Philadelphia dermatologist, wife and mom, says she accumulated a “scary” amount of debt putting herself through medical school. So she was delighted last fall to discover that her FICO credit score had risen to 847---just three...
  • The Best Debt Management Apps

    People don’t love debt. They do, however, love technology that helps them kiss it goodbye. Personal finance technology has come a long way. We’ve gone from using tax calculators to budget spreadsheets and now phone apps. Most money apps focus...
  • IHG Rewards Credit Cards: Which One Is Better?

    If you rack up more hotel stays than you do flight miles, acquiring a hotel credit card might be a smart move. Besides helping you earn free nights, a hotel branded credit card could help you access more exclusive deals....
  • Meet Mark Zoril–The $96 A Year Financial Advisor

    Financial advisor Mark Zoril had his Minnesota-based firm Plan Vision running for two years before he realized he could charge $96 a year for his services. “I simply don’t think that there is a reason for anybody to be paid...
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