Not only does the Wells Fargo Visa® Signature Card offer more than a year of 0% APR time on purchases and balance transfers, but using the card on eligible purchases will earn rewards too. Plus, like nearly all Wells Fargo credit cards, you’ll get valuable travel and purchase protections and insurances.
Intro APR Offer: Get a 0% Intro APR for 15 months from account opening on purchases and balance transfers (followed by the standard variable APR of 12.49% – 25.49%)
Annual Fee: $0
Welcome Offer: Earn 5 rewards points per dollar on up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months (1 point per dollar thereafter)
Balance Transfer Fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
Rewards: Earn 1 point per dollar spent on purchases with your card.
Other Benefits and Drawbacks: Although it doesn’t offer a traditional welcome bonus, the earning potential within the first six months of owning the card could be just as valuable. Points can be pooled with other Wells Fargo cards and redeemed for 50% more value for airfare when booked through the Go Far Rewards website.
As a Visa Signature card, the Wells Fargo Platinum Visa also offers trip cancellation protection and lost luggage reimbursement, travel accident insurance and auto rental collision coverage.
Read our full review of the Wells Fargo Visa Signature card.