Donna Fuscaldo

Donna Fuscaldo

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  • Discover it Miles Credit Card 2020 Review

    Cost-conscious consumers looking for a way to earn miles on all of their purchases will do well with the Discover it® Miles Credit Card. Customers earn 1.5 miles per dollar spent on all purchases. Discover also matches the miles you...
  • Wells Fargo Propel Amex 2020 Review

    The combination of no annual fee, a signup bonus worth $200, and 3x points on several major purchase categories makes the Wells Fargo Propel American Express® Card a reasonable choice for an all-purpose cash back credit card.
  • 5 Tools, Tips and Resources To Help You Tackle Student Debt

    Americans owe nearly $1.6 trillion in student debt with 44.5 million of them staring at a student loan bill each month. The average undergraduate borrower in the class of 2017 owed $28,650, but more than 2.5 million  borrowers have  $100,000...
  • Best Cash Management Accounts Of 2020

    A one-stop shop is all the rage in financial services, with consumers able to bank, invest and save without having to switch between apps. Cash management accounts are a perfect example. Offered by robo advisors, mobile trading apps and online...
  • Traditional Or Roth IRAs: 6 Things You Need To Consider

    Unless you’re self-employed or have income from a side gig, the traditional and Roth IRA are the two key tax-advantaged ways you can save for retirement----outside of your 401(k) or other workplace plan. Which one is right for you depends...
  • Companies Offer Student Loan Repayment Help To Lure Young Workers

    Forget gym memberships, ping-pong tables and free snacks. When it comes to luring top Millennial talent, companies have a new pitch: offering to pay down a portion of employees’ student debt. With student loans outstanding reaching $1.5 trillion this year,...
  • How Big A Down Payment On A Home Should You Make?

    Everyone knows they need a down payment to purchase a home. But how big of a down payment should you make? The median sales price for a newly built home was $299,400 as of September 2019. A 20% down payment...
  • 5 Creative Ways To Save For A Down Payment On A Home

    The need to come up with a down payment has long posed a roadblock for many would-be first-time home buyers. That’s particularly true for Millennials, who most simultaneously pay off their student debt and fund their 401(k)s--challenges their Baby Boomer...
  • The Best CD Rates (One- And Five-Year Terms)

    Editor's Note: While the information provided here is current, this article was not written specifically to address the economic uncertainty caused by the spread of the coronavirus (Covid-19). For example, in September 2020, in response to customers' potential needs to...
  • The 4 Best Apps To Track Credit Card Rewards

    Competition for consumers’ dollars is fierce with credit card issuers and retailers jockeying for their business. A favorite way to lure customers their way--rewards points. Once a staple of only the airline industry, rewards points have gone mainstream. The rewards...
  • Best Fintech Alternatives To Traditional Banking

    Online banking is so yesterday. A new crop of financial technology startups threaten to disrupt the business of banking. Among the less sexy areas of personal finance, it is still an important one that’s ripe for fintech disruption. As it...
  • SoFi Student Loan Review

    Coming out of the Great Recession a decade ago, banks were wary of refinancing struggling student loan borrowers’ debt. Reeling from huge losses of their own, they were also reticent to lend to individuals in a meaningful way. Seeing a...
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