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ELCA Federal Credit Union
AS Low As
1.99%APR
AUTO LOAN
AS Low As
7.99%APR
MASTERCARD
AS Low As
9.99%APR
PERSONAL LINE OF CREDIT
Your destination for new and used car loans.
ELCA Federal Credit Union auto loans start at 2.99% for up to 48 months.
Free yourself from checking account fees.
No minimum balance requirement or monthly maintenance fees. Bill Pay and Overdraft Protection are free.
Pay for major expenses or consolidate credit card debt.
Members can apply for personal loans of up to $10,000 starting at 10.99%.
Put the brakes on excess finance charges.
Members who have used an ELCA FCU Auto Loan to refinance their vehicles have averaged over $1,500 in savings on finance charges.
Get your vehicle’s warranty to work overtime.
Whether or not you have an ELCA FCU auto loan, our Mechanical Breakdown Protection can help you avoid big repair bills.
A hard-working debit card.
The ELCA FCU MasterCard debit card gives you access to 40,000 surcharge-free ATMs nationwide.
The app that makes your money more mobile.
The ELCA FCU mobile app offers remote deposit capture and ATM locator, and lets you pay others by text or email.
Don’t let unexpected expenses catch you unprepared.
Get a Handy Line of Credit for up to $10,000, starting at 10.99%.
Why pay high credit card rates and fees?
Rates on the ELCA Federal Credit Union World MasterCard start at 8.99% fixed for purchases. Same low APR for balance transfers and cash advances, and no additional fees.
"It’s wonderful to be using a service that's connected to our church and is part of the church's ministry and mission."