Ashley Chorpenning

Ashley Chorpenning

contributor Advisor
  • What Is Rental Reimbursement Auto Insurance?

    Getting into a car accident is stressful enough, let alone trying to figure out and pay for transportation while your car is getting repaired. It’s especially stressful since the average time a car is in the repair shop is two...
  • Do You Need Roadside Assistance Insurance?

    Car troubles can be costly and disrupt anyone’s day. Do you have a plan for how you’d handle a roadside breakdown, like a flat tire? Having roadside assistance coverage can help get you back on the road in no time...
  • What Is Accident Forgiveness Car Insurance?

    Accidents happen. And unfortunately, if you’re at fault, accidents can be expensive for years to come. You can expect your auto insurance premiums to increase at renewal time after an at-fault accident. To help you avoid this increase, some insurers...
  • Should You Have Cruise Insurance?

    According to a study conducted by the Cruise Line International Association, 28.5 million passengers set sail on a cruise in 2018. While numbers won’t be as high in 2020 due to the pandemic, many travelers are eager to start planning their next...
  • Who Needs Annual Travel Insurance?

    Whether you’re a wanderlust retiree or a spontaneous solo jet-setter, an annual travel insurance policy might be worth considering if you travel multiple times a year. Instead of purchasing individual policies, some frequent travelers buy annual travel insurance policies to...
  • Travel Medical Insurance Explained

    No one wants to get sick while on vacation, and it can be one of the most uncontrollable aspects of traveling. Often, travelers assume that their health insurance will cover all costs of medical expenses in and outside the U.S. But...
  • What Is Flight Insurance Good For?

    You’ve spent weeks monitoring and comparing flight options for your trip. You finally select the best itinerary and are ready to book. But before you check out, your airline gives you the option to add flight insurance. Is it worth...
  • Trip Cancellation Travel Insurance

    If you enjoy traveling often, or you book expensive vacations, you may have considered purchasing a travel insurance policy in case you have to cancel your trip. According to an AAA Travel survey, 88% of Americans who purchase travel insurance say...
  • Missed Connection Travel Insurance

    Missing a connecting flight or not making it to your cruise departure on time can be nerve-racking. Whether your missed connection was due to weather conditions or your air carrier was having technical issues, the inconvenience might not only be...
  • Is Credit Life Insurance Something I Need?

    If you have a mortgage, personal loan or auto loan, you might have been offered credit life insurance from the lender. Not to be confused with traditional life insurance, credit life insurance promises to repay all or a portion of...
  • Proof Of Insurance Explained

    Before you head out on the road, make sure you have your driver’s license, vehicle registration and proof of insurance in your car. Since most states have a minimum auto insurance requirement, your proof of insurance proves you have current and...
  • How Does Life Insurance Work?

    You buy homeowners insurance to protect your house and car insurance to protect your car, but what about insurance to protect your family’s financial security? While many people think they need life insurance, their lack of knowledge causes them to overestimate...
  • Permanent Life Insurance Options

    Life insurance is designed to financially protect your loved ones in the event you pass away. If you’re shopping for life insurance and decide you need coverage throughout your entire life, permanent life insurance guarantees lifelong protection and comes with...
  • 7 Things To Know About Supplemental Life Insurance

    For some employees, having good benefits may outweigh a higher-paying job that has fewer benefits. After all, good employee benefits are like money in your pocket. Some of these benefits can include paid time off, health insurance and flexible hours....
  • The Keys To Mortgage Life Insurance

    Buying a new home is an exciting time. But as thrilling as it may be, there are a lot of decisions that come with the purchase of a new home. One decision you may ponder is whether you should buy...
  • What Smokers Should Know About Buying Life Insurance

    If you enjoy smoking, you probably know that it can impact your health. But did you know you will likely end up paying significantly more for life insurance if you smoke? Because life insurance is often an important part of...
  • You Probably Need Umbrella Insurance

    Insurance can protect your family’s finances from major disasters in life, such as big lawsuits against you. But the safety net of insurance only stretches as far as the coverage amounts you choose. If you have significant assets that you...
  • Don’t Forget Life Insurance During A Divorce

    Divorce can be devastating. Even an amicable divorce can cause financial hardship when you consider the cost of establishing and maintaining two individual households. While there are a lot of moving parts during and after a divorce, life insurance tends...
  • What To Know About Cash Value Life Insurance

    Shopping for life insurance can be a daunting task. With different policy types, riders and head-scratching terminology (accelerated death, anyone?), it can be hard to decipher what makes the most sense for your own financial situation. One component of life...
  • Find The Best Full Coverage Car Insurance

    If one of your financial priorities is getting good auto insurance coverage, you’re likely looking at “full coverage car insurance” plus other options. Full coverage car insurance is not a special policy type but rather a term that usually means...
  • Understanding Universal Life Insurance

    If you’re in the market for life insurance, there are plenty of options available. And if you’re looking for a policy that offers lifelong coverage, one option worth considering is universal life insurance. With universal life insurance, you can receive...
  • 7 Ways To Consolidate Credit Card Debt

    If you’re struggling with credit card debt, you’re not alone. America’s credit card debt is on the rise. At the end of 2018, the Federal Reserve Bank of New York found that American household debt is greater than the peaks seen...
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