Alexandra Talty

Alexandra Talty

contributor Advisor
  • How Do Personal Loans Work?

    Credit cards aren’t the only option when it comes to financing purchases or consolidating debt. Personal loans are a popular choice thanks to digital offerings that make it easy to apply and get approved. But before you sign on the...
  • The 5/24 Rule: How Opening And Closing Credit Cards Can Backfire

    Starting in 2015, some individuals with excellent credit scores began reporting they’d gotten a rude surprise. They’d been rejected for Chase Ultimate Rewards-earning credit cards because (they said they were told by Chase agents) they had opened too many new...
  • Best Travel Rewards Credit Cards of May 2020

    Thanks to the internet, and in particular, Instagram, travel hacking is all the rage. With bloggers stealing headlines for snagging free around-the-world flights with miles, it might seem like the points game is just for the most frequent of flyers. Guess...
  • 4 Tips For Budgeting With Your Spouse

    There are nearly 800,000 divorces and annulments in the United States each year, the National Center for Health Statistics reports. If you don’t want to be part of that statistic, it pays to get on the same money page with...
  • 4 Tips For Budgeting With Your Spouse

    There are more than 800,000 divorces and annulments in the United States each year, the National Center for Health Statistics reports. If you don’t want to be part of that statistic, it pays to get on the same money page...
  • How To Find Mistake Airfares and Save Hundreds

    Mistake airfares. Yes, they’re really a thing. In a world of instant online booking, where nearly every transaction is automated, it can seem outlandish that there are pricing errors. As airlines price thousands of flights, sometimes the computers (or the...
  • Miles or Cash: What’s The Best Way To Pay For An Airline Ticket

    It might seem like everyone is in on the credit card rewards game. Yet according to one survey, 31% of credit card holders in the US are letting their points expire. Although garnering a free flight or upgrade sounds nice,...
  • Public Service Loan Forgiveness Program: What You Need To Know

    Created in 2007, the Public Service Loan Forgiveness program sounds like a great deal. Work for the government or a non-profit organization for ten years and all your remaining federal student loans are theoretically forgiven, so long as you’ve made...
  • A 60-Second Guide to Credit Utilization

    From that scary moment when your housing association needs your social security number to when you’re applying for a mortgage, we all know your credit score is important. For better or for worse, it tracks your use of credit and...
  • 7 Money Habits Every Millennial Should Develop

    How many resolutions did you make earlier this year? How many of them have you kept? While most of us will stick to our most ambitious resolutions for about 4 seconds, if you try to focus on a few good...
  • 7 Ways You’re Spending Too Much Money On Online Travel Search Engines

    Travel search engines have changed the world of travel. Gone are the days of using agents and guidebooks to find accommodations or book tickets. With a few clicks, you can plan an entire vacation in an evening from the comfort...
  • Best Travel Rewards Credit Cards

    Thanks to the internet, and in particular, Instagram, travel hacking is all the rage. With bloggers stealing headlines for snagging free around-the-world flights with miles, it might seem like the points game is just for the most frequent of flyers....
  • The Best Ways To Use Your Miles

    Miles are great for three things: status, upgrades and (sometimes) budget airfare. But for the majority of Americans, they remain a fuzzy concept. Although two-thirds of Americans are part of frequent flyer programs, most don’t pay attention to their point...
  • The Pros And Cons Of Income-Driven Student Loan Repayment Plans

    The Standard Repayment Plan for federal student loans requires ten years of equal payments. But with student debt burdens growing, that quick and level payoff is not always possible. The average 2016 college graduate who borrowed, left school owing $28,400,...
  • Debt Snowball Vs. Debt Avalanche: The Best Way To Pay Off Credit Card Debt

    If you’re in credit card debt, first things first. Take a deep breath. You are not alone. According to the Consumer Financial Protection Bureau, Americans have about $1 trillion in credit card debt. Borrowers have paid $104 billion in interest...
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