Amy Danise

Amy Danise

editor Advisor
  • Forbes Guide to Flood Insurance

    As we’ve seen in recent years, devastating flooding can happen suddenly, near the coast or in usually dry areas. It can come from predictable events like hurricanes or from flash floods in heavy rain. No matter how much time you...
  • Best Car Insurance Company Mobile Apps

    An exceptional mobile app from your car insurance company can make all the difference when you need it most. If you get pulled over, you may want to show your auto insurance ID card from an app, rather than digging...
  • Illinois Car Insurance Guide

    Illinois has more than 8.5 million drivers. They’re probably not all as good at driving as you are, which is why you need the right insurance. Here’s a look at what Illinois requires and how to assemble a policy that will...
  • List Of Car Insurance Companies 2020

    You’ll have dozens of companies to choose from when you’re shopping for car insurance. But nationwide, the largest 10 car insurance companies control about 73% of the market for private passenger auto insurance. Larger doesn’t necessarily mean better. There are...
  • Rhode Island Car Insurance Guide

    Insurance is for the unexpected events in life. Without good auto insurance, you could be stuck holding the bill for countless problems: A large tree branch that crushes your car roof, a stolen car, a multivehicle accident. Rhode Island requires...
  • South Dakota Car Insurance Guide

    South Dakota can throw a lot at you: blizzards, floods, tornadoes. Not to mention other drivers who might be using their phones while driving or be uninsured. Even the best drivers need good auto insurance. Here’s how to find the...
  • North Carolina Car Insurance Guide

    Insurance is for the unexpected problems in life, whether they’re your fault or not. Having the right North Carolina car insurance can save you from paying big accident bills yourself. Whether you’ve backed into a pole at Food Lion or...
  • Utah Car Insurance Guide

    Car accidents can happen many ways. You might be distracted by Utah’s beautiful scenery, for example, and crash into someone. Utah uses a no-fault system for auto insurance. That means you’ll usually make claims on your own insurance, no matter...
  • Types Of Life Insurance Policies

    When you start looking for life insurance, you’ll face two main decisions right away: What type of life insurance is best for me? And how much life insurance do I need? As you get life insurance options and quotes, you’ll...
  • Life Insurance Companies Go To Plan B During The Coronavirus Pandemic

    Life insurance companies are open for business, but the coronavirus pandemic has forced many of them to find workarounds and new solutions in order to maintain their sales and meet increased demand. Amid health concerns and the inability to get...
  • Georgia Car Insurance Guide

    Auto insurance requirements in Georgia are pretty basic. The state only requires liability insurance to legally drive. But basic isn’t necessarily a good thing. If you hit the road with only the minimum insurance required, you could end up with...
  • Michigan Car Insurance Guide

    Michigan has a no-fault auto insurance system. You make claims on your own insurance, no matter who was at fault, with some exceptions. Michigan auto insurance has layers of complexity that can make even the most savvy auto insurance shopper...
  • Iowa Car Insurance Guide

    Having good car insurance can save you from big bills later on. If someone sues you over a car accident, it’s better to have your insurance company write the checks than to pay from your own bank account. Here’s how...
  • South Carolina Car Insurance Guide

    No matter how good of a driver you are, you can’t rely on other people to be paying attention to the road. You also can’t assume that others have auto insurance in case they cause an accident. That’s why you...
  • How To Buy Life Insurance During The COVID-19 Pandemic

    If you’re shopping for life insurance, you might encounter some new processes and temporary roadblocks due to COVID-19. If you’re new to buying life insurance, you may not realize that those who shopped a few months ago may have had...
  • Indiana Car Insurance Guide

    Indiana drivers have to cope with a wide range of potential driving hazards, from hail to floods to snow and ice. Not to mention all the Indiana drivers who have no insurance. Here’s how to get auto insurance that will...
  • COVID-19 Sparks Extended Insurance Grace Periods And Other Relief

    Americans who are suffering financially due to COVID-19 may have relief coming for insurance payments. Many auto and homeowners insurance companies are making moves to offer financial assistance to customers, and some states are asking insurers to help out.
  • Door May Be Closing On Life Insurance Buyers Amid COVID-19

    Life insurance companies don’t like the unknown. They operate on numbers: Gathering information about applicants, asking a lot of questions, and using actuarial tables to help decide the rates for each applicant.
  • California Car Insurance Guide

    With more than 27 million licensed drivers filling the roads in California, it’s important to have good auto insurance. Here’s how to choose a good insurance policy that won’t leave you with big accident bills. Largest Car Insurance Companies in...
  • Massachusetts Car Insurance Guide

    Massachusetts car insurance rules can be complex, especially because the state wants your auto insurance to coordinate with your health plan for car accident medical claims. And the required minimums for auto insurance won’t stretch very far if you’re sued...
  • Louisiana Car Insurance Guide

    Louisiana requires very little car insurance -- only some liability insurance. But that doesn’t mean you should take the minimum and hit the road. Good auto insurance can protect the savings and other assets you’ve worked hard for in the...
  • States Request Health Insurance Changes For COVID-19

    With COVID-19 testing and treatment in sharp focus, many states responded with orders and requests to health insurance companies that should help consumers through the pandemic.
  • New Jersey Car Insurance Guide

    New Jersey’s car insurance requirements are so low they could win any limbo contest. A driver who has assets and savings to protect in the event of a car accident should just ignore the state minimums and focus on buying...
  • How Fast Can I Get Life Insurance?

    Why would you need fast life insurance? Maybe you’re finally getting around to your New Year’s resolutions. Maybe your spouse gave you an ultimatum to get it. Or maybe the coronavirus has you jittery. But how fast can you get...
  • New York Car Insurance Guide

    Do you feel like your car insurance bill keeps going up? In New York, it has. The average expenditure for auto insurance by New Yorkers has increased by about $570 a year since 1989, according to the Consumer Federation of...
  • When Is Guaranteed Issue Life Insurance The Best Choice?

    If your health or age are preventing you from finding affordable life insurance, a guaranteed issue life insurance policy may be the best or only solution. As its name implies, a guaranteed issue life insurance policy is just that: You’re...
  • Here Are The Rules For PIP Insurance & No-Fault Laws

    An important consideration in any auto insurance policy is coverage for car accident injuries. Personal injury protection (PIP) can cover injuries to you and your passengers, no matter who caused an accident. But variations in state laws can make PIP...
  • Pennsylvania Car Insurance Guide

    There are about 9 million licensed drivers in Pennsylvania, according to the state’s DMV. Many of them will be looking at their phones while they drive. Some will be drunk. Some will be speeding. Some will be uninsured. You want to...
  • Texas Car Insurance Guide

    Unlike states that have layers of complexity in insurance requirements, Texas doesn’t like to mess with auto insurance very much. You can get by with just a small amount of liability insurance. But if you have savings and other assets...
  • Travel Insurance For Spring Break 2020 & Coronavirus Cancellation

    Whether you’re sticking to a beer budget or funding an epic spring break, having the right insurance can save you thousands of dollars if you run into a problem. Having the right insurance isn’t just for spring break. It’s a...
  • Florida Car Insurance Guide

    There are over 17.3 million licensed drivers in Florida. When you get on the road with them, you want to know you have good insurance.  Whether you cause an accident or someone crashes into you, the right coverage can save...
  • A Marijuana User’s Guide To Life Insurance

    More than 11.8 million young adults said they used marijuana in the past year in 2018, according to the National Institute on Drug Abuse. With the prevalence and acceptance of marijuana use growing, it’s important to understand how marijuana can...
  • Is Life Insurance Taxable?

    One of the primary upsides to life insurance is that the payout is made to your beneficiaries tax-free. Since life insurance death benefits can be in the millions of dollars, it’s a significant advantage to buying (and receiving) life insurance....
  • Comprehensive Vs. Collision Auto Insurance: Here’s What You Need To Know

    The foundation of auto insurance policies is liability insurance. It pays for the damage you cause to others. As part of the social responsibility of driving, you should be able to pay for damage you cause, and liability insurance provides...
  • Choose the Right Term Life Insurance

    Life insurance is often an important part of any financial plan. Its purpose is to protect the wealth you’ve worked hard to build. It can save a family from having to gut a retirement plan or sell a house after...
  • Comparing Term Life vs. Whole Life Insurance

    Life insurance shoppers often grapple with a big choice at the start of their decision-making process: Should I buy term life or whole life insurance? The answer should be based on the reasons you need life insurance. If you’re worried...
Forbes Guide to Flood Insurance
Best Car Insurance Company Mobile Apps Illinois Car Insurance Guide List Of Car Insurance Companies 2020
Rhode Island Car Insurance Guide South Dakota Car Insurance Guide North Carolina Car Insurance Guide Utah Car Insurance Guide Types Of Life Insurance Policies Life Insurance Companies Go To Plan B During The Coronavirus Pandemic Georgia Car Insurance Guide Michigan Car Insurance Guide Iowa Car Insurance Guide South Carolina Car Insurance Guide How To Buy Life Insurance During The COVID-19 Pandemic Indiana Car Insurance Guide COVID-19 Sparks Extended Insurance Grace Periods And Other Relief Door May Be Closing On Life Insurance Buyers Amid COVID-19 California Car Insurance Guide
Massachusetts Car Insurance Guide Louisiana Car Insurance Guide States Request Health Insurance Changes For COVID-19 New Jersey Car Insurance Guide How Fast Can I Get Life Insurance? New York Car Insurance Guide When Is Guaranteed Issue Life Insurance The Best Choice? Here Are The Rules For PIP Insurance & No-Fault Laws Pennsylvania Car Insurance Guide Texas Car Insurance Guide Travel Insurance For Spring Break 2020 & Coronavirus Cancellation Florida Car Insurance Guide
A Marijuana User’s Guide To Life Insurance Is Life Insurance Taxable?
Comprehensive Vs. Collision Auto Insurance: Here’s What You Need To Know
Choose the Right Term Life Insurance Comparing Term Life vs. Whole Life Insurance
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