PaymentsSource

Transit Adds EMV for the Future, But Is in No Rush to Get There

BY John Adams

Minneapolis' new transit deployment seems limited and even old school—it's a closed loop payment system that's only available on buses and not on the Twin Cities' expanding light rail system.

The Latest

PayThink

Apple/FBI Dispute Sparks a Complex, But Necessary Encryption Debate

The tension between the desire of government agencies to gain more access with greater ease, and the public’s evolving perception of data privacy rights, is ongoing and writ large in the case of FBI vs. Apple, which brings the complexities regarding security technology such as encryption to light. more »

Risk & Analytics

PIN in Demand as Chargebacks Mount and EMV Spreads

Many moons after the U.S. payment industry adopted a largely chip-and-signature approach to EMV instead of chip-and-PIN security that’s standard elsewhere, rising merchant chargebacks are leading some to question the wisdom of PIN-free payments. more »

Global

Google, PayPal, Stripe Following Obama Into Cuba

Risk & Analytics

Facebook Cofounder Bids for ID Vendor Jumio in Bankruptcy Auction

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Regulation & Compliance

PCI Gives Europe a Seat at Its Table as Global Security Evolves

As commerce gets increasingly global, the differences in payment security from country to country become more apparent.

PayThink

Merchants Bear a Heavy Cost from Non-Fraud Chargebacks

There are shortcomings in prevailing chargeback procedures that are costing merchants billions of dollars each year.

Debit & Prepaid

Why Is Samsung Pay's Promo a No-Go for B of A Debit Cards?

Samsung is fond of using cash rewards to drive Samsung Pay signups, offering consumers $25 to $100 in recent months for enrolling a payment card in the handset maker's mobile wallet. But that strategy is not a fit for all card issuers, according to the fine print in the latest Samsung Pay promotion.

Retail & Acquiring

ISOs Send Mixed Signals on Automation

If an independent sales organization wants to convert a merchant to the most current faster payment technologies, the ISO itself must practice what it preaches.

Global

Swedish National Bank's Support for Cash Gains a Global Ally

In a move that counters Sweden's reputation as a country that encourages its citizens to not use cash in the payments network, The National Bank of Sweden is asking regulators to make access to cash a legal right.

PayThink

Prepaid, Mobile Wallets Pressure Banks to Reimagine Service

Prepaid cards and mobile wallets have become major disruptive forces in the financial services industry.

Global

Music Becomes Mozido's Window to Mobile Banking in India

As the white-label force behind a growing number of mobile wallets in Asia, Latin America and Europe, Mozido LLC is familiar with the limitations of building consumer awareness and usage through relatively narrow channels.

PayThink

Will the Blockchain Replace Swift?

I made a provocative comment, as it turned out, during my keynote at a recent conference. The comment was picked up in a press article that reported I said "the coding behind virtual currency bitcoin could also prove to be enormously transformational, potentially even replacing the Swift network for interbank payments."

Opinion

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FinTech Forward

Fintech Boot Camp Promises Tough Love for Fledgling Startups

Startupbootcamp's fintech accelerator in New York boasts an unusually large faculty of 225 mentors, trained to give candid feedback and prepare the class of 10 startups for the real world. read more »