UPCOMING WEB SEMINARS

Digitizing the bank

May 12, 2016 12:00 AM ET | People�s lives online�both at home and at work�are rapidly changing their expectations for their financial institution relationships. For financial institutions, this means updating systems, processes and strategy to interact digitally with consumers in a way that�s convenient, intuitive, fast and personalized. This kind of consumer experience is more essential than ever given growing evidence that they are switching to financial institutions that allow them to interact digitally at the branch and on the go. Join this webinar to hear Eric Buechner of SEFCU describe his financial...

Optimizing AML productivity

April 26, 2016 12:00 AM ET | Regular surveys of Chief Compliance/Risk Officers (CCO/CRO) consistently call out challenges in hiring, training, and retaining compliance investigators for AML and other regulated risks. Rising costs � both salary and audit- or backlog-driven overtime, continue to create operating expense challenges for banks of all sizes. With regulator expectations rising and scrutiny increasing, institutions need an effective alternative. Recently, a new class of technology solutions has emerged � offering significant time-savings that can triple AML investigators productivity. By focusing on...

WEB SEMINAR ARCHIVE

Capitalizing on innovation: top trends driving engagement in wealth management

April 7, 2016 12:00 AM ET | The wealth management space will continue to be a key battleground for financial service providers as an estimated $41 trillion begins to transfer over to the next generation. So whether your financial institution has begun looking into the trends that are driving your expansion in the investor space or not, it is important to consider how these initiatives can be leveraged to sharpen your competitive edge and create a more personalized and meaningful wealth management experience. Join us as we discuss the trends and opportunities driving change in wealth management at leading financial...

Model risk management is key to regulatory and business sustainability

April 5, 2016 12:00 AM ET | Analytical models are the life blood of modern financial institutions. Throughout their lifecycles, they affect the needs of many different stakeholders across the organization. Adverse consequences result if business decisions are made as a result of misinformed or incorrect model use. Accordingly, financial institutions are marshalling their resources to address a variety of analytic and governance challenges underlying current and emerging business and regulatory requirements. As they do, Model Risk Management (MRM) becomes a pivotal competency. Historically, models were developed in...

How to jump-start a commercial bill pay program

March 31, 2016 12:00 AM ET | Some banks have all but given up on their bill-payment programs, which in some cases are high cost and seem low-value. But there are ways to make bill-pay more convenient to customers and more profitable for the bank offering it. A few experts will share ideas and techniques for making bill-pay pay off.

The science of customer insight.

Four areas where prescriptive analytics is driving superior performance in banking

Secure and automate loan processes to increase your competitive edge

Bite size is the right size

Gain control of document security with smart technology

E-signatures are not one size fits all: tailor the solution to the process

Using mobile to acquire more customers, more securely

Top 5 trends in cybercrime: A look back on Q4 2015

VIEW DESKTOP VERSION | DOWNLOAD the American Banker APP

PRIVACY POLICY

SourceMedia, publisher of American Banker, provides market information, including news, analysis, and insight to the financial services and related industries such as accounting and technology, through its publications, industry-standard data applications, seminars and conferences. Our privacy policy continues our commitment to serve you and explains how we intend to protect your privacy.

This policy reflects how we collect and use your information in all of our marketing and communication. Consumers interact with us online, in response to direct-mail or other promotions, or through communication with customer service. We want you to understand how we will protect and safeguard your privacy in any interaction you may have with us.

Our privacy pledge to you: We know that you care how information about you is used and shared, and we are committed to do so carefully and sensibly. We do not sell, share, or rent your information to others in any way that we have not mentioned in this policy statement.

This privacy policy was last updated in September 2007. It has been updated to provide you with additional detail and to address our use of information collected through all marketing channels.

Please read this privacy policy carefully so that you understand our online privacy practices regarding:

Sites, products, and services covered by this Privacy policy.
Information we collect and how we collect it.
About cookies
How your information will be used
Sharing personally identifiable information
How you can correct your information
Our email policies

The publisher of American Banker may develop new products and services that complement our current offerings. This privacy policy will also apply to any new products or services we develop.

These sites, products and services are referred to in this Privacy policy as "American Banker," "AmericanBanker.com," "we," "us," "our sites," "our Web sites," "our products," and "our products and services." Our Web sites may contain links to other Web sites for your convenience and information. We are not responsible for the privacy practices or the content of those other sites. We encourage you to review the privacy

INFORMATION WE COLLECT AND HOW WE COLLECT IT

Some of the services on American Banker are offered without our collecting any personally identifiable information from you. You can view some of our content anonymously.

The information we gather through all marketing channels falls into three categories: (1) personal information you voluntarily supply to us such as when you subscribe, order, complete a survey, register for an online discussion, enter a contest or sweepstakes, or provide your email address, (2) tracking information collected as you navigate through our sites, and (3) customer service information we collect to resolve a problem or answer a question.

Personally identifiable information

There are many features on our sites for which no registration is required. You will need to provide us with personal information about yourself if you are interested in obtaining certain information, products, or services through any channel, or in participating in certain activities (such as making a purchase; subscribing; or participating in sweepstakes, contests, surveys, or other special initiatives). When you do this, we collect personally identifiable information about you, including, but not limited, to your name, mailing address, email address, telephone number, credit-card information, and user name and password.

If you do provide us with personal information we may use this to customize your experience online or provide you with personalized email and direct-mail messages. We may track what online, email or direct-mail content you are interested in. We do this to focus our communications and provide you content, services and offers we believe may be of interest to you.

We may supplement information you give us with information from other sources, such as information to validate or update your address, credit-card or other demographic and lifestyle information. We use this information to help us maintain the accuracy of the information we collect, to target our communications so that we can inform you of products and services that may be of interest, and for internal business analysis or other business purposes.

You may also provide us with information about other people. For example, you might submit a person's name and email address to share an online article or you might order a product or service as a gift either online or offline for another person and we will ask you for that person's name, postal address, and email address in order to complete delivery of the gift to the recipient. Aggregate information collected through technologyWhen you use American Banker, we may collect tracking information such as your browser type, the type of operating system you use, the domain name of your Internet service provider, and pages visited on the site. None of this information identifies you personally; we collect it for aggregate reporting on site activity. For example, we may want to know how long the average user spends on our sites or which pages or features get the most attention. We use this information to make our sites more useful to you.

Most aggregate information is collected via cookies or other technical methods. We use cookies, Web beacons, and other technologies for analysis and personalization services. American Banker also places ads on other Web sites that may use cookies. To learn more, read About Cookies in the next section.

American Banker licenses content from various providers for our products and sites. Most such online content is provided directly by American Banker. In a few cases, however, the company licensing content to American Banker may host the content on their Web servers, although our subscribers gain access to the content through the American Banker site. In such cases, the content provider may collect aggregate tracking information such as domain name and IP addresses for those who access the hosted content.

Information shared under these circumstances is provided primarily to safeguard the security of the content sites, as well as that of American Banker. These companies are restricted from using the data they collect in any way other than to protect the security of their content or for certain other limited uses. They may not share or resell any information collected.

ABOUT COOKIES

What's a cookie?

A cookie is a small file that is sent to your computer by a site's server. A cookie can be a record of your visit to a site, including information such as your User Name, registration information, time of last visit, pages viewed, etc. A cookie created by one site's servers can be retrieved only by that site's servers. Thus, information in the AmericanBanker.com cookies is not accessible to other sites.

Using American Banker

In order to access American Banker.com successfully, your browser must be set to "accept all cookies." If you set your browser to "not accept" any cookies, you will not be able to use American Banker.com. We also do not suggest that you navigate the American Banker.com site with your browser's "cookie alert" feature enabled. While you certainly could set your browser to alert you each time a cookie is passed to your machine, you most likely will find the experience of having to respond to frequent cookie alerts quite frustrating while trying to enjoy your subscription. We suggest that you turn the "cookie alert" feature off, or perhaps use the site for a short time with it on, once you've seen firsthand how we use the technology.

Why do we use cookies?

We use cookies to allow you to move quickly through our site. We accomplish this in many ways, using several different cookies. When you first enter AmericanBanker.com, for example, we use a test cookie to confirm your browser's ability to retain cookies. Next, we check our database to verify your subscription so you can gain access. A cookie is then temporarily "set" within your browser to allow you to proceed without having to confirm your identity with each subsequent page you request to view. Without cookie technology, we would not be able to offer you convenient features such as the ability to store your User Name and Password and save personalized news or portfolio settings.

HOW YOUR INFORMATION WILL BE USED

We want you to understand how we will use your information, and if you tell us that you do not want us to use this information for any further contact with you beyond fulfilling your requests, we will respect your wishes. Our primary goal in collecting information is to provide you with a customized experience and to make our products, programs and services more useful to you.

American Banker information use:

American Banker uses personally identifiable information collected through all channels in a limited number of ways. We use the information to complete transactions and fulfill requests for our services. For instance, if you order or register for a product or service, we use your information to process or communicate with you about the status of your order, or if you contact us for help, we will use the information to reply to you. We may also use the information you provide to send you promotional materials by postal mail, email or telephone only for American Banker or American Banker's products, programs, or services that we believe may be of interest to you. If you prefer not to receive these communications, you can opt-out of email promotions by following the unsubscribe instructions included in each communication or you can indicate your preference not to receive direct mail or telephone calls from us by writing to:
American Banker Customer Service Department
Attn: Account Information
One State Street Plaza, 27th Floor
New York, NY 10004
Email: custserv@sourcemedia.com
Phone: 800-221-1809, 8:30 am - 5:30 pm ET
Be sure to include your full name, address, telephone number and account information.

It may take up to thirty days for your request to become effective. If, for any reason, you continue to receive these communications, please contact us again and we will make every effort to correct the situation.

We use the information you provide about others to enable us to send them your gifts or the online content you requested. From time to time, we also may use this information to send direct-mail offering our products, or services to them.

SHARING YOUR PERSONALLY IDENTIFIABLE INFORMATION

We take very seriously our responsibility to maintain your privacy with respect to your personally identifiable information. We will share that information only with the following entities, and only in the manner described below.

If you have an online subscription to one of our sites, purchase and download any of our online reports and services, enter an online contest or sweepstakes, or participate in an online survey, American Banker will not exchange or rent for promotional purposes any information that specifically identifies you.

With other companies for direct-mail promotional offers:

If you subscribe to American Banker, we may exchange or rent your name and mailing address information (but not your email address) with other reputable companies that offer marketing information or products through direct-mail. We screen all such offers and strive to select trustworthy, reputable companies who offer high quality products or services of interest to you. If you prefer that we do not share this information, please tell us so by calling or writing to:
American Banker Customer Service Department
One State Street Plaza, 27th Floor
New York, NY 10004
Email: custserv@sourcemedia.com
Phone: 800-221-1809, 8:30 am - 5:30 pm ET
Be sure to include your full name and address and account information along with your request. It may take several weeks for your request to become effective. If, for any reason, you continue to receive these communications, please contact us again and we will make every effort to correct the situation..

To service providers:

We contract with other companies to provide certain services on our behalf, including credit-card processing, shipping, mail and email distribution, analytics or promotions management. We provide these companies only with the information they need to perform their services. These service providers are restricted from using data in any way other than to provide services for American Banker, and they may not share or resell this data.

For legal purposes:

From time to time, we may purchase a business or sell one or more of our businesses and your personally identifiable information may be transferred as a part of the purchase or sale. In the event that we purchase a business, the personally identifiable information received would be treated in accordance with this Privacy policy, if it is practicable and permissible to do so. In the event that we sell a business, we will include provisions in the selling contract requiring the purchaser to treat your personally identifiable information in the same manner required by this Privacy policy (including any changes to this Privacy policy made prior to purchase date). We may occasionally release personal information as required by law, for example, to comply with a court order or subpoena.

HOW YOU CAN CORRECT YOUR INFORMATION

American Banker believes in providing you with the ability to access and edit the personal information that we maintain on your account. To update the information retained about you, please log in online and visit My Account. Or, for any other requests, write to us at:
American Banker Customer Service Department
Attn: Account Information
One State Street Plaza, 27th Floor
New York, NY 10004
Email: custserv@sourcemedia.com
Phone: 800-221-1809, 8:30 am - 5:30 pm ET
To protect your privacy and security, we will also verify your identity before granting access or making corrections.

OUR EMAIL POLICIES

Account- and services-related email:

We will send you emails relating to your account. These include emails such as order confirmations, renewal/expiration notices, and credit-card problem notifications. If you have registered for online discussions or other services, you may receive emails specific to your participation in those activities.

Email newsletters:

We offer several email newsletters. If you no longer wish to receive a specific newsletter, follow the "Unsubscribe" instructions located near the bottom of each newsletter. Promotional emails: We may also email you messages that we think may be of interest to you about other American Banker products, services and programs. You can choose not to receive additional types of messages in the future by either (1) following the "unsubscribe" instructions located near the bottom of each newsletter, or (2) logging in and doing the following:

Click on My Account
Enter your username and password or magazine account number.
Click on "My Email Alerts".
Uncheck the appropriate boxes in the "I would like to receive information about new features, events and special offers from:" section.

HTML verification and email tracking:

When receiving email from us, we may place a small piece of code in that email to determine whether or not you can accept HTML images and whether or not you viewed and/or clicked on links contained in the email. This process does not leave any information on your computer, nor does it collect information from your computer. Email opt-outs. In the event you decide to unsubscribe from our newsletters or promotional emails we will honor your request within thirty business days.

Emails from you:

You may choose to send us emails. You should be aware that information disclosed in emails may not be secure or encrypted and thus may be available to others. We suggest that you exercise caution when deciding to disclose any personal or confidential information in emails.

SECURITY AND PASSWORDS

We have put in place appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect through all channels. We maintain a secure process to collect, transmit, and store your personally identifiable information. When you provide credit-card information online, we use secure socket layer (SSL) encryption to protect it. See our Security statement for details.

However, no method of transmitting or storing electronic data is ever completely secure, and therefore we cannot warrant or guarantee that such information will never be accessed, used or released in a manner that is inconsistent with this policy. Subscribers can review or change online subscription or credit-card information at any time at My Account.

We urge you to keep your online password in a safe place and not to divulge it to anyone. Also remember to sign off your account and close your browser window when you have finished your visit. This ensures that others cannot access your account, especially if you are sharing a computer with someone else or are using a computer in a public place, such as a library or Internet cafe.

INTERNATIONAL PRIVACY

Our Web sites are primarily hosted by servers in the United States and we may have site visitors and registrants as well as subscribers and buyers of our publications and products from countries around the world. Accordingly, if you are located outside of the United States, the personal information you provide to us will be transferred to the United States. By submitting your personal information, you consent to its transfer and storage in the United States and its use in accordance with the purposes for which it was originally collected and as set forth in this Privacy policy.

CHANGES TO THIS PRIVACY POLICY

This Privacy policy may be amended from time to time. Any modifications will be reflected online, so check back often. If we make a significant or material change in the way we use your personal information, we will make you aware by prominently posting a notice on our Web sites. We will provide thirty (30) calendar days advanced notice of any material change to the way we use personal information.

HOW TO CONTACT US ABOUT PRIVACY

If you have any questions or concerns about the American Banker Privacy policy, its implementation, or would like a written copy, please feel free to contact us at:
American Banker Customer Service Department
One State Street Plaza, 27th Floor
New York, NY 10004
Phone: 800-221-1809, 8:30 am - 5:30 pm ET
Or, if you would like to contact us via email, custserv@sourcemedia.com.
If you feel that we have not followed our Privacy policy, please let us know. Additionally, you may contact your state or local consumer protection office, The Direct Marketing Association's Committee on Ethical Business Practices at mgoldberger@the-dma.org, the Better Business Bureau, or The Federal Trade Commission, by phone at 202-FTC-HELP (202-382-4357) or online at www.ftc.gov.

Security of your information:

The personal information you provide to purchase American Banker, including your credit card number, is protected by encryption to minimize the possibility that it is read by unauthorized third parties as it is transmitted over the Internet. The encrypted data is transmitted using a secure socket layer (SSL) connection (a Netscape browser standard, adopted by Microsoft for their Internet Explorer and by some other browsers). The encrypted data goes to a secure site, where your information is stored on a private computer that is not directly accessible via the Internet. At the secure site, your credit-card number is validated and your order information is kept in restricted access files.

OTHER USEFUL LINKS

Subscriber Agreement & Terms of Use

SUBSCRIPTION AGREEMENT

American Banker.com (the "Service") Subscription Agreement

The terms of this Agreement and all operating rules published over the Service constitute the entire agreement (collectively the "Agreement") between SourceMedia and you ("Subscriber") with respect to the Service.

1. SourceMedia may change the terms of the Agreement including, without limitation, the fees for the Service or for any information products on the Service at any time upon notice published over the Service. You may review the Agreement applicable to your then current use by clicking the "Subscription Agreement" button on the home page. You should click "Subscription Agreement" each time you access the Service to review a copy of the then current Agreement. By using the Service after any change to the Agreement is posted on the Service you will be deemed to be bound by all of such changes.

2. SourceMedia may discontinue or revise any and all aspects of the Service or any of the information products on the Service at its sole discretion and without prior notice.

3. In no event shall SourceMedia be liable for any damages caused by the inability of the Subscriber to access the Service as a result of network or server downtime, transmission problems or otherwise. SourceMedia does not guarantee the uptime of the Services.

4. TERM. The License will commence on accepting the Subscriber Agreement and continue in force until terminated as follows: (a) Either party may terminate the License at the end of each License Period by giving to the other party at least 30 days' written notice of termination. (b) SourceMedia may terminate the License immediately if the Subscriber fails to pay any SourceMedia Invoice when due for payment or commits a material breach of the Subscriber Agreement and Conditions, by giving to the Subscriber written notice of termination. (c) SourceMedia may immediately terminate the License if the Subscriber enters into any merger, partnership, joint venture, association, scheme, combination or like arrangement with any other person, department, partnership, firm, company, corporation or association, by giving to the Subscriber written notice of termination. On termination the Subscriber must cease using the Licensed Product (and all articles, reports, data and other information produced or generated by the Subscriber which are based on or include any of the Licensed Product) for any purpose and must destroy all copies (hard and electronic) of any Licensed Product or any such report, data or other information in the Subscriber�s possession, power or custody.

5. COPYRIGHT. All information available through the Service is protected by copyright or other intellectual property laws. You may display and print information obtained through the Service solely for your own personal, non-commercial use. You may not reproduce, retransmit, distribute, store in a retrieval device, disseminate, sell, publish, broadcast or circulate the information obtained through the Service to anyone, without the express written consent of SourceMedia. You agree not to use any information obtained through the Service for any unlawful or unauthorized purpose.

6. INTELLECTUAL PROPERTY. The Subscriber agrees that the Licensed Product and the Content are and will remain the property of SourceMedia, and that the Subscriber does not have any License or right to use any trade or service mark displayed in the Licensed Product or the Content without the express written permission of SourceMedia. SourceMedia�s intellectual property rights in and to the Licensed Products and the Content are protected by United States and international copyright and trademark laws, and Subscriber agrees that its Employees are not authorized to reproduce, copy, republish, upload to a third party or distribute the Licensed Product or the Content, except in accordance with this Agreement.

7. THIRD PARTY PROVIDERS. All third party information available through the Service is protected by copyright or other intellectual property laws. You may display, print and transmit information obtained through the Service only for your own personal, non-commercial use. You may not reproduce, retransmit, distribute, store in a retrievable device, disseminate, sell, publish, broadcast or circulate the information obtained through the Service without the express written consent of SourceMedia. Market data provided through the Service for NYSE and AMEX securities is delayed at least 20 minutes and for NASDAQ securities at least 15 minutes. Third party providers of news on the Service are not responsible for any delay in your receipt of the licensed information resulting from the inherent limitations of the internet transmission via the World Wide Web. Due to the number of sources from which the licensed information is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in the licensed information. The licensed information is provided "as is", without any warranties. Third party news providers and their affiliates, agents and licensors cannot and do not warrant the accuracy, completeness, currentness, timeliness, noinfringement, title, merchantability or fitness for a particular purpose of the licensed information, and they hereby disclaim any such express or implied warranties. Neither the third-party providers nor any of their affiliates, agents or licensors shall be liable to you or anyone else for any loss or injury, other than death or personal injury resulting directly from use of the licensed information, caused in whole or part by its negligence of contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering the licensed information. In no event will third-party providers, their affiliates, agents or licensors be liable to you or anyone else for any decision made or action taken by you in reliance on such licensed information. The third-party providers and their affiliates, agents and licensors shall not be liable to you or anyone else for any damages (including, without limitation, consequential, special, incidental, indirect or similar damages), other than direct damages, even if advised of the possibility of such damages. Because some states or jurisdictions do not allow the exclusion or limitation of liability for damages or the exclusion of certain types of warranties, parts or all of the above limitation my not apply to you.

8. NETWORK SECURITY. Violations of this agreement include, but are not limited to, any attempt to avoid user authentication or security of any host, network or account. This includes accessing content that is not intended for visitors and logging into an account you are not expressly permitted to access. Attempting to force a denial of service by email bombing, packet spoofing or ping flooding, among other measures, is strictly prohibited. You are forbidden to perform any kind of network monitoring, including probing the security of networks or attempting to intercept data not intended for you.

9. RESTRICTIONS. The subscriber must ensure that only Nominated Users access and use the Licensed Product in accordance with the Subscriber Agreement, and that such access and use is only for the purpose of enabling the subscriber to carry on its business in the normal course. The Licensed Product may not be reproduced, copied or resold in any format. The subscriber agrees to take all necessary precautions to assure that no unauthorized persons have access to the licensed product and that all authorized persons having access refrain from unauthorized disclosure, duplication or reproduction. Nominated Users are not permitted to store copies of the licensed product or parts thereof on any computer, PDA or network where they can be accessed by employees who are not nominated users.

10. WARRANTY. Because of the possibility of human or mechanical error by SourceMedia or its licensors, neither SourceMedia nor any of its licensors guarantee the accuracy, adequacy, completeness, currentness or noninfringement of the service or any information on the service and are not responsible for any errors or omissions, for the results obtained from the use of the service or such information, or for delays or interruptions in the service. There are no express or implied warranties including, without limitation, warranties of merchantability or fitness for a particular purpose or use with respect to the service or any information available through the service. In no event will SourceMedia or any of its licensors be liable for damages, direct, indirect, special or consequential (including lost profits) in connection with the use of the service, even if notified of the possibility of such damages. The sole remedy of subscribers to the service in the event of a breach of this agreement by SourceMedia shall be to terminate this agreement and obtain a refund of a pro-rata portion of any prepaid subscription fees based on the date of termination. The provisions of this section will survive any termination of this agreement.

11. LICENSE FEE. Each Subscriber is responsible for all charges incurred and all statements which are made while such Subscriber's Password or Username is being used. Each Subscriber is responsible for sales, use or similar taxes relating to the use of SourceMedia accessed through such Subscriber's Password or Username. All fees and other charges will be charged on an annual or other basis, as indicated on the Service, to the Subscriber's credit card registered by the Subscriber with SourceMedia or invoice statement. Your acceptance of this Agreement constitutes your authorization to make those charges. Subscribers must notify SourceMedia of all changes in the expiration date of the credit card being used for SourceMedia.

12. GENERAL. This Agreement is personal to you and you may not assign any of your rights or obligations under this Agreement to anyone. The Agreement constitutes the entire agreement between you and SourceMedia with respect to the Service and may be amended by notice by SourceMedia given on the Service as herein provided. SourceMedia is a division of SourceMedia, Inc. This Agreement shall be governed in all respects in accordance with the laws of the United States of America and New York State governing contracts to be wholly entered into and performed within New York State. The courts sitting in the State of New York, Federal and State, shall have exclusive jurisdiction of any dispute arising under this Agreement.

Notice may be given by SourceMedia through the Service including, without limitation, via e-mail or posting for access under "Subscription Agreement" on the home page or by mail to the last address given by the Subscriber to SourceMedia. Notice by a Subscriber shall be given to SourceMedia.com Customer Service by e-mail to custserv@AmericanBanker.com, by fax to (212) 843-9605 or by mail to SourceMedia.com, One State Street Plaza, New York, NY 10004. Notices shall be deemed given when posted on the Service or on the recipient's e-mail or when received if sent by facsimile or mail.

ABOUT US

American Banker

American Banker is the leading information resource serving the banking and financial services community.

The daily print edition of American Banker was first published in 1835. Its online counterpart has been live since 1996.

Together, these resources set the agenda for a fast-changing industry, keeping a close eye on large and small institutions, tracking traditional and insurgent forces, parsing the business models of diversified and specialist players.

American Banker.com, relaunched on October 1, 2007, is a complete information platform for banking professionals and the primary online destination for SourceMedia's Banking Group. The site is organized into vertical market segments and also contains the home pages of our sister publications American Banker Magazine and Bank Technology News.

At the heart of AmericanBanker.com is our exclusive, market-leading coverage, including feature and analytical articles, data applications, and special reports. This first-rate journalism, created by an award-winning editorial staff located in eight cities nationwide, is supplemented by a top-tier roster of information partners, such as Dow Jones Newswires, Bloomberg, PR Newswire, Accuity, Informa Research, SNL Financial, and Institutional Risk Analytics.

At a time when professionals are confronted with more news sources than they have time to digest, American Banker recognizes its responsibility to put information in context. To maintain this high standard, American Banker's editors cultivate a close understanding of their readers' interests and demands. Every story we select and edit is informed by this knowledge.

Since 1980, American Banker has taken home more than 20 editorial prizes, including the Loeb Award for Distinguished Business & Financial Journalism; the Polk Award; the American Society of Business Press Editors' National Journalism Award; the PRSA Award for Excellence in Technology Journalism; and The Jesse H. Neal Award for Best News Coverage in 2000.

American Banker's Mission Statement: "To go beyond headline news, to research issues, analyze the strategies and profile the personalities that influence events, to keep pace on a daily basis with the information and opportunities in the financial services industry so that both readers and advertisers can capitalize on the change and meet the challenges that define success in the marketplace."

SourceMedia's Banking Group

SourceMedia's Banking Group provides news, data tools, analysis and commentary for banking and financial services executives. In addition to the flagship American Banker, the Banking Group includes American Banker Magazine , Bank Technology News and Credit Union Journal, as well as live events and marketing services. It is represented online by the AmericanBanker.com brand.

The community of professionals served by the Banking Group is committed to building and operating successful banking companies and credit unions. It depends upon information services that offer market perspective and insight to enhance and support their decision-making. Reaching the financial services community daily, weekly and monthly, the Banking Group provides up-to-date news coverage and in-depth analysis of the key people, companies and issues that drive the industry.

Source Media

SourceMedia, an Observer Capital company, is the pre-eminent provider of timely and essential market information -- including industry news, analysis, research and insights -- for members of the financial services community, as well as related fields such as accounting and technology. Through its comprehensive library of professional publications, suite of industry-standard data applications, and in-depth seminars and conferences, SourceMedia offers its clients and subscribers a valuable and sophisticated range of products and services. Consulting services, software and data provided through its two divisions, National Regulatory Services (NRS) and Accuity, facilitate regulatory compliance, funds registration and data flow among institutions in the investment, insurance and financial service industry. For more information, visit www.sourcemedia.com.