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Mandatory plan

(Administered by GM-Southwest)

The UGA Mandatory Student Health Insurance Plan is an accident and sickness insurance policy that includes diagnosis and treatment of illness, injury, or medical conditions. The Mandatory plan is administered by GM-Southwest. This policy includes limited wellness and vision benefits. Benefits include physician, hospital, surgical, pharmacy, behavioral health services (i.e., mental health / substance abuse), as well as legally-mandated benefits.

View mandatory plan details (plan benefits brochure).


The following groups of UGA students are required to have health insurance. These students will be AUTOMATICALLY ENROLLED in the Mandatory Plan:

If a student is mandated to participate and has other health insurance coverage, he/she must submit a waiver request by the stated deadline. How to request a waiver.

    • Undergraduate and Graduate International students holding "F" or "J" visa status.
    • Students whose program requires health insurance (currently, only Doctor of Pharmacy students).
    • Graduate students receiving Qualified Graduate Assistantships: Those students who hold any type of graduate assistantship of at least 1/3 time for at least 60 days. This includes general graduate assistantships, teaching assistantships, laboratory assistantships, and research assistantships, regardless of the source of funds; as well as graduate school assistantships and Graduate Recruitment Opportunity (GRO) assistantships.
    • Graduate students receiving Qualified Fellowships: Graduate students supported by fellowships administered by UGA** that provide funding for the student in an amount equal to or greater than the prevailing in-state tuition rate for graduate students. Such fellowships include, but are not limited to, UGA Presidential Graduate fellowships, National Research Service Awards, National Science Foundation fellowships, and other state and federally funded fellowships.
    • Graduate students receiving Qualified Training Grants: Graduate students supported on state or federally funded training grants administered by UGA** that provide funding for the student in an amount equal to or greater than the prevailing in-state tuition rate for graduate students.

** The terminology "administered by UGA" in the Fellowship Recipients and Departmental Training Grants sections means that external funds are channeled through UGA accounting systems and that the student must receive a payroll check from UGA. If the Fellowship or Departmental Training Grant recipient receives a payroll or stipend check from any source other than UGA Payroll, then that student is NOT eligible for the UGA contribution.

View premium amounts and payments for the Mandatory Plan.

How to cover eligible dependents on the Mandatory Plan.

The following groups of individuals are eligible to participate in the Mandatory Plan (not mandated; must manually enroll, if desired):

  • Post doctoral research fellows
  • Post doctoral research fellow adjuncts
  • Visiting scholars
  • Optional practical training (OPT)
  • Non-qualified national fellowship recipients (minimum of $15,000 stipend and verified by the UGA Graduate School)

At the end of the enrollment/waiver period, your status with the University will be confirmed to ensure you are eligible for enrollment in the Mandatory Student Health Insurance plan. If you are not eligible to enroll, your premium will be refunded and your coverage will be cancelled.

View premium amounts and payments for the Mandatory Plan.

bullet Enroll

Students mandated to be covered in the Mandatory Plan are automatically enrolled in the plan by the university. The university will enroll students once they are registered for classes (and set up in the payroll system, if they have a graduate assistantship). If dependent coverage is desired, mandated students must enroll eligible dependents manually at www.ugastudentinsurance.com. Select "Register/Login" and select "Register" (first-time users) or "Login" (returning users) then select "Enrollment."

If you are eligible but not mandated to have UGA student insurance, to enroll yourself and eligible dependents in the Mandatory Plan, visit www.ugastudentinsurance.com and select "Register/Login." Select "Register" (first-time users) or "Login" (returning users) then select "Enrollment."

To print an ID card, visit www.ugastudentinsurance.com and select the "Temporary ID" button for instructions.

bullet Questions about student health insurance may be directed to gshiplan@uga.edu or 706-542-2222.