Dental insurance
View the University System Dental Plan details.
University of Georgia benefit-eligible employees may participate in the University System of Georgia dental insurance plan. The employee pays 100% of the monthly insurance premium and the premium is deducted from your payroll check on a pre-tax basis. If you are paid on a bi-weekly basis, you pay 1/2 the monthly premium on each check.
Dental plan enrollment
If you wish to enroll in the University System dental plan, you must do so within 31 days of your employment date or wait until the annual open enrollment period.
Enroll
New hires must enroll during their first 31 days of employment or wait until the next open enrollment period each fall. To enroll, use the MyBenefits@UGA system.
- New employees should get the MyBenefits@UGA guide for new employeesand follow the instructions to enroll.
- Current employees who wish to make coverage changes due to life events should print the MyBenefits@UGA Change Guide and follow the instructions.
Covering dependents
You must provide supporting documentation in order to cover dependents on your dental plan. Healthcare Reform does not apply to the dental plan; therefore, if you want to cover children age 19 to 26, you must also provide proof of full-time student status. If you do not provide this documentation as you are enrolling, your dependent will NOT be added to your coverage. Read more about covering children over the age of 19.
Read about what documentation is required
New employees should use this cover sheet to send documents to HR
MetLife Dental information
MetLife toll-free customer service phone number: 1-866-832-5759 Monday through Friday from 8:00am to 11:00pm.
A dental card is NOT necessary to prove coverage. Your dentist can call 1-877-638-3379 to confirm your participation in the Board of Regents dental plan or you may request cards by calling MetLife toll free at the customer service number above.
Dental plan details. Rates listed below.
To find participating dentists and learn more about your dental benefits: visit the MetLife dental site for the University System of Georgia. In the "Company Name" field, type Board of Regents of the University System of Georgia.
Group dental insurance monthly premiums
| 2012 rates | |
| Employee only | $30.84 |
| Employee + child | $58.58 |
| Employee + spouse | $61.66 |
| Family | $98.66 |
Highlights of the plan include:
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$50 annual deductible per covered person
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$1,200 annual maximum per covered person (most services apply toward annual maximum)
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Separate $1,000 lifetime orthodontia maximum
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Some waiting periods apply
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You should always select an in-network dentist or specialist to receive the highest possible benefit
Preventive and diagnostic services 100% of UCR*
(no deductible) includes routine oral exam and cleaning, limited to twice per year (applies toward your $1,200 annual maximum). Dental x-rays are limited to the American Dental Association's recommended timing schedule.
Basic and major benefits 80% of UCR*
(after deductible) includes restorative, oral surgery, crowns, pontics, dentures, periodontics, and endodontics (applies toward your $1,200 annual maximum)
Orthodontics 80% of UCR*
(after deductible)
Does not apply toward your $1,200 annual maximum
$1,000 maximum lifetime benefit
* UCR is Usual, Customary, & Reasonable, the rates established by MetLife for specific dental services and procedures.
The dental plan has a national dental network to help reduce your out-of-pocket expenses. Dentists in this network have agreed to accept the UCR charges, and if you use a network dentist, you will not be billed any amount over the UCR charge.
Continuation of benefits for non-active employees (COBRA)
Under certain cirumstances, non-active University employees may be able to continue dental insurance. Read more about COBRA.
If you have any questions about your benefits options, please contact Employee Benefits at 706-542-2222 or e-mail benefits@uga.edu.