How Many Credit Cards
Do I Need?: Having just one credit card can put you in a
difficult situation if your credit limit is cut while you are
traveling or your credit card is lost or stolen. Find out why
you should have at least two credit cards available at all
times.
No Foreign
Transaction Fee Credit Cards: If you are looking for a
credit card with no foreign transaction fees, your options are
limited. However, a no foreign fee credit card can save you 3%
on international charges, so foreign travelers will definitely
want one of these credit cards in their wallet.
Cash Advance Credit Cards:
Credit card cash advances are the most expensive and inefficient
way to use credit cards. Not only do these transactions cost
three to five percent up front, but interest is charged on cash
advances the minute you use your credit card to get cash.
Balance Transfer Offers:
Because balance transfer credit card offers provide consumers
with perhaps the best opportunity to save money with credit
cards, our company has an entire web site devoted to this
subject, www.SmartBalanceTransfers.com.
At Smart Balance Transfers, you can learn about saving money
with 0% balance transfer credit cards and stay up to date on
balance transfer specific news.
0% APR Credit Card
Checks are Risky: 0% APR credit card checks sent by your
credit card company may appear to be a good deal on the surface,
but many of these 0% balance transfer offers may create more
problems than they solve.
Chase
Freedom Credit Card Review: The Chase Freedom credit
card is one of the better offers out there for those who
want cash back, but don't charge tens of thousands of
dollars a year. Depending on what's available, this card
comes with generous sign up bonuses that rival those
offered by high annual fee airline credit cards.
Cash Back is
the Best Credit Card Reward: As the old adage goes, cash is
king. And this couldn't be truer when it comes to rewards credit
cards. Airline miles are okay; points aren't so great. But cash back credit cards are
definitely the best type of credit card rewards.
The Worst Credit Cards Ever:
Credit cards for people with bad credit have always been dicey.
However, the vast majority of credit card offers targeted to
sub-prime consumers offer little benefits and come with absurd
fees. In my opinion, bad credit offers are the worst they have
ever been and the credit cards I discuss here may be the worst
credit cards in history.
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