Family Finance

Single mom weighs early retirement and second job

Claudine can get a fully indexed pension 0f 70% of her final salary in 2016, or she can quit earlier and possibly make more money as a consultant. Can her budget bear the risk?

Typical nuclear family, but one paycheque missing

This family's income was drastically reduced when dad lost his six-figure paycheque. Frugality is keeping them afloat but is it enough to pay for two kids in university and their own retirement?

Heavy debts, disabled son complicate retirement plan

A couple have four grown children, including one disabled son. With their son to care for and a six-figure debt, how can they save for retirement and eventually fulfill their dream of moving to Central America?

Personal Finance

New Canadian ETF association formed

Three of the four leading domestic providers of exchange-traded funds have launched the Canadian ETF Association to promote the industry in Canada

Ill health forces early retirement plan

A couple we’ll call Curtis, 54, and Helena, 51, are raising their three children on two incomes that provide $11,100 per month after tax. Both government employees, their problem is getting to retirement age, for Helena is on a medical leave of ...

Double income, no cash

This couple in their 50s earns almost $200,000 a year, yet their net worth is under $5,000 and a mountain of debt service charges is vaporizing their paycheques