The Benefits Office provides a variety of programs and services for university personnel, spouses, dependents, and retirees. Programs encompass basic insurance coverages (medical, dental, life, and disability), supplemental insurance options (life, accident, long-term care), retirement programs (pension plan, savings plans), and BYU benefits (flexible spending account, educational benefits, ID cards, activity privileges). These services provide individuals with information, processing, personal data, and general assistance.