Health Insurance/Costs: Employer-Sponsored Insurance

The 2005 Kaiser/HRET Annual Employer Health Benefits Survey
This annual survey provides a detailed look at trends in employer-based health coverage, including changes in premiums, employee contributions, offer rate among firms, and the use of consumer-driven health plans.

Trends and Indicators in the Changing Health Care Marketplace
Current information on key health care marketplace trends including health care spending and costs; health insurance enrollment, premiums, and benefits; the structure of the health care marketplace; and consumers and the safety net.

Recent Documents:

Results: 83 Pages: 1 | 2 | 3 | 4

Employer Health Benefits 2005 Annual Survey -- September 2005

This survey provides detailed insights into trends in employer-based health coverage, including changes in premiums, employee contributions, offer rate among firms, and the use of consumer-driven health plans. The 2005 survey included 2,995 randomly selected public and private firms with three or more employees and was conducted and analyzed jointly by the Kaiser Family Foundation and the Health Research and Educational Trust.

Health Care Costs Survey -- September 2005

This comprehensive public opinion survey and related USA Today articles explore how Americans are being affected by health care costs.

A Consumer Guide to Handling Disputes with Your Employer or Private Health Plan, Update -- August 2005

Helps consumers navigate their employer or private health plan's internal grievance procedure and external review programs of specific states.

Online Tools for Consumer-Directed Health Plans -- January 2005

This webcast is a demonstration of the online tools intended to help enrollees in consumer-directed health plans control costs and choose quality care.

Current Trends and Future Outlook for Retiree Health Benefits: Findings from the Kaiser/Hewitt 2004 Survey on Retiree Health Benefits -- December 2004

This survey documents the increasing costs of retiree benefits for both large private-sector employers and their retirees. It also includes an early look at employers' response to the new Medicare drug law.

Current Trends and Future Outlook for Retiree Health Benefits: Chartpack from the Kaiser/Hewitt 2004 Survey on Retiree Health Benefits -- December 2004

This chartpack provides key findings from the survey assessing retiree health benefits.

Women's Health Insurance Coverage - UPDATE -- November 2004

This fact sheet discusses the predominant forms of health insurance coverage for women ages 18-64, including coverage rates, benefits, recent coverage trends, and issues related to uninsured women.

2003 Health Insurance Survey -- November 2004

This survey of non-elderly adults examines their expectations and priorities for health insurance. It also explores people's attitudes towards employer-sponsored coverage and alternative health insurance plans.

Prescription Drug Trends, October 2004 UPDATE -- October 2004

This two-page fact sheet, updated in October 2004, provides trend data for prescription drug expenditures and the key factors that contribute to rising prescription spending: increases in utilization and prices, and changes in drug use from older drugs to newer higher-priced drugs.

Public’s Expectations of Health Insurance and Attitudes Towards Potential New Insurance Options -- October 2004

Public’s Expectations of Health Insurance and Attitudes Towards Potential New Insurance Options

SORT DOCUMENTS BY:

	Document Type:
	Date Range:		from to

Health Insurance/Costs: Employer-Sponsored Insurance

Most Americans with health insurance have coverage through employer health plans. The increase in managed care (including HMOs, PPOs, and POS plans) has been dramatic, rising from 27% in 1988 to 93% in 2001. PPOs’ dominance has continued to increase, reaching 48% of covered workers in 2001. HMO enrollment decreased to 23% in 2001, its lowest point since 1993. Conventional fee-for-service enrollment has declined from 73% of total enrollment in 1988 to 7% in 2001.

While nearly all (99%) of large employers offered health benefits in 2001, only about two-thirds (65%) of small firms did so. Even among these small firms – all those under 200 workers – the larger the firm, the more likely it offered coverage in 2001. The share of small firms offering coverage decreased somewhat from 2000 to 2001 but overall has increased from 59% to 65% since 1996. The proportion of large firms providing health benefits has remained close to 100% over this period.